CITI Custom Cash Credit Card Review

แชร์
ฝัง
  • เผยแพร่เมื่อ 22 พ.ค. 2024
  • CITI Custom Cash card: www.citi.com/credit-cards/cit...
    CITI Checking: click.info15.citi.com/?qs=0c7...
    Chase CC Review: • Chase Freedom Flex Review
    Discover It CC Review: • Discover It Credit Car...
    ETSY SHOP: personalfiwithleila.etsy.com
    Visit www.Talentstacker.com/leila to join the FREE 5-day Salesforce Challenge or to enroll in the program to start working toward your new career!
    Salesforce Consulting Career Update: • A Very Detailed Salesf...
    Why I Transitioned Careers: • The Great Reshuffle | ...
    How I Got into the Tech Industry with No Experience: • How I Got Into the Tec...
    Financial Coaching: debtoverit.com/coaching/
    #citibank #customcashcard #creditcard
    00:00 Intro
    00:51 Why I opened this card
    02:11 5% Categories
    04:15 Cons
    06:10 Cashback I've earned
    Get on my Money Monday List: www.subscribepage.com/p5f3y9
    Money Blog: www.DebtOverIt.com
    Follow me on Twitter: / debtoverit
    💵 Support me: www.buymeacoffee.com/leilak
    💰 Venmo: @DebtOverIt
    ________________________________________________________________________
    ACCOUNT BONUSES
    💻 Marcus by Goldman Sachs HYS Account: www.marcus.com/share/LEI-VSR-...
    Earn 1.0% higher than the stated APY for 3 months (currently will be 4.90%)
    Chase Checking ($200 bonus): accounts.chase.com/raf/share/...
    Capital One 360 Checking: capital.one/3RUX1a8
    Open an account, set up and receive direct deposit and earn $50
    💳 Discover: refer.discover.com/s/LEILA79
    Earn $100 after making a purchase in your first 3 months
    💳 Upgrade Card
    upgrade.com/r/7d7vlE65Kb
    Earn $200 after spending $500 and making 3 on-time payments
    💳 Chase Freedom Flex:
    www.referyourchasecard.com/18...
    Earn $200 after spending $500 in first 3 months
    5% cash back on gas for 1 year
    No annual fee
    💳 CapitalOne Venture One: capital.one/2J8kqHJ
    20,000 miles after spending $500 in first 3 months
    1.25 miles per $1 spent
    No annual fee
    SAVE MONEY
    📱 Switch to Mint mobile for as little as $15/month: mintmobile.com/debtoverit
    MAKE MONEY
    🌟Rakuten (earn $20): www.rakuten.com/r/LEILA426?ee...
    🌟MaxRebates (earn up to $50): www.maxrebates.com/my/sign-up...
    🌟BeFrugal: www.befrugal.com/rs/FHQMQKM/
    🌟IBotta: ibotta.com/r/85zng
    🌟Fetch app: Use my code EJH9Y for 2,000 points
    🌟Upside (gas): LEILA95286
    INVEST & EARN MONEY
    🤑M1 Finance (Get $10 after investing $100): m1.finance/2RLUe15v_lkd
    🤑Coinbase (Get $10 of Bitcoin after buying $100 in Crypto): coinbase.com/join/KW1HSW?src=a...
    🤑WeBull (Get 2 free stocks after depositing $100): act.webull.com/k/53Ugkqm2IDZf...
    🤑Robin Hood (Get a free stock!): join.robinhood.com/leilak15
    SIDE HUSTLE RESOURCES
    💻 Start your own website: www.siteground.com/recommende...
    Get 3 months free + 75% off your first year
    🧾 Learn how to sell digital products on Etsy: leila711--gold-city-ventures....
    💻 Create a Course! Teachable Launch Accelerator Challenge: teachable.sjv.io/c/2709068/15...
    ____________________________________________________________________
    ETSY SHOP: www.etsy.com/shop/PersonalFiW...
    MY LIFESTYLE CHANNEL: / livinglikeleila
    GOAL ACHIEVEMENT COURSE: livinglikeleila.teachable.com...
    SELF-DISCIPLINE COURSE: livinglikeleila.teachable.com...
    CHECK OUT MY BLOG:
    www.livinglikeleila.com
    I N S T A G R A M : / livinglikeleila
    Camera I use (Canon EOS M50): amzn.to/2KpcE9k
    Microphone I use: amzn.to/2KI43zU
    Business inquiries: contact@debtoverit.com
    *The links above may be affiliate links. This just means that if you make a purchase through one of the links, I make a small commission at no extra cost to you. I appreciate the support!
    DISCLAIMER: I am not an expert or a financial advisor. I simply love talking about finances and want to share my journey to financial freedom and help others along the way!

ความคิดเห็น • 23

  • @higiniomorales459
    @higiniomorales459 ปีที่แล้ว +3

    A quick hack you can do is to apply for the citi double cash card, and after a whole year call citi and tell them you want to do a product change. They can change your double cash card into a custom cash card, you're allowed to have more than 1 of the same card since each card is its own individual account. Chase also allows you to do this with their freedom series cards, anyway once you reach your $500 dollar limit with one of the custom cash card mid month, you can just switch the other one.

  • @davidp519
    @davidp519 หลายเดือนก่อน

    Thanks for the info!

  • @libbysworld7649
    @libbysworld7649 ปีที่แล้ว +2

    The backdrop for your office is looking great! Watched your moving vid on your blog channel. It was great. Love ALL of your content. I have been curious about this card. Thank you!

  • @gigafidan
    @gigafidan ปีที่แล้ว +1

    Good advice I like this video thanks for the advice

  • @dorothy2012
    @dorothy2012 ปีที่แล้ว +2

    Hi Leila👋🏾 I also have this card and I used it for a large travel purchase because it has a O% interest rate until April 2024.👌🏾I will pay off the balance by this August and then start using it for my monthly groceries to stay under the $500 limit.👍🏾Tfs.🙂

  • @PaullHutchh
    @PaullHutchh 5 หลายเดือนก่อน

    Great review!

  • @jaytee419
    @jaytee419 ปีที่แล้ว +3

    I opened this card a few months ago because they were offering $200 bonus after spending only $500, which I thought was great… after i hit that, I don’t use it anymore honestly. I prefer my chase card for everyday. Thanks for the video

  • @callmeNeno
    @callmeNeno ปีที่แล้ว +1

    This is awesome 👏 more Credit cards content

  • @Th33Vultur3
    @Th33Vultur3 11 หลายเดือนก่อน +2

    I just got approved for the custom cash 10 days after the double cash today. I have $1,700 limit in each card for a credit limit. $3,400 total with Citi. I will use it to meet the minimum spend and after that, I will use it for Groceries, and if not for that for Gas or Dining would be a third place category.

  • @dudefromlaveenaz
    @dudefromlaveenaz ปีที่แล้ว

    Down side is club stores like Sam's club are a different category than grocery stores. Since we do 50%+ of our shopping there it doesn't make much sense. Also to get around the $500 limit you can just make more frequent payments. We are paid weekly and pay off cards weekly.

  • @Anonymous-individual700
    @Anonymous-individual700 11 หลายเดือนก่อน

    Thank you for this amazing video. Do you know if King Soopers, Walmart, target and Whole Foods are included in that 5% cash back category? I am having hard time finding any information on it.

  • @ericsavage215
    @ericsavage215 ปีที่แล้ว +1

    Great video Leila. I have 26 active credit cards now. My cash back strategy is something serious, lol. I’m looking for a card that offers 5% at Wal-Mart (in-store) then my journey is complete. 😎

    • @PersonalFinancewithLeila
      @PersonalFinancewithLeila  ปีที่แล้ว +2

      Amazing!! I just did some very quick digging, but have you seen the US Bank Shopper Cash rewards card??
      Looks like they do 6% at Walmart every quarter up to $1500!

    • @ericsavage215
      @ericsavage215 ปีที่แล้ว

      @@PersonalFinancewithLeila 6% ?! Wow, that’s awesome. I’m on it, Thanks Leila !

    • @Th33Vultur3
      @Th33Vultur3 11 หลายเดือนก่อน

      @@ericsavage215 the first year ($95/year thereafter

    • @Darth_SurgeYo
      @Darth_SurgeYo หลายเดือนก่อน

      Share some info please 😢

  • @madisonblanding
    @madisonblanding ปีที่แล้ว

    my boyfriend has this card, he uses his for gas🥰

  • @briancrizaldo7640
    @briancrizaldo7640 10 หลายเดือนก่อน +1

    You can change the category per month right? Or once you choose a category, you have to stick with that category?

    • @josephineyip5318
      @josephineyip5318 4 หลายเดือนก่อน

      I also have this same question if someone could answer this soon that would be greattt 🥺

    • @josephineyip5318
      @josephineyip5318 4 หลายเดือนก่อน +1

      ACTUALLY!! I just read the fine print, I believe this is what it says
      Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
      No rotating bonus categories to sign up for - as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories

  • @ddoma8540
    @ddoma8540 9 หลายเดือนก่อน

    How much % for travel?

    • @PersonalFinancewithLeila
      @PersonalFinancewithLeila  9 หลายเดือนก่อน +2

      If it's your highest spend category, 5%. Otherwise it's 1%