NEW CREDIT CARD: AAA Credit Card Review 2022 (AAA Daily Advantage Visa & AAA Travel Advantage Visa)

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  • เผยแพร่เมื่อ 16 ต.ค. 2022
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ความคิดเห็น • 279

  • @ProudMoney
    @ProudMoney  ปีที่แล้ว +9

    Support our channel by choosing your next credit card using one of the card links at:
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    NOTE: Credit card information in this video is not guaranteed; we have attempted to confirm all information to the best of our ability but we could simply be wrong or the information could be outdated by the time you watch this video. We are doing our best here, but check our work!

    • @1pntmm
      @1pntmm วันที่ผ่านมา

      What Rico score do you need for daily advantage card?

  • @ramonsuarez1051
    @ramonsuarez1051 ปีที่แล้ว +53

    5% groceries up to $10,000 and no annual fee? This card is even better than the Amex BCP and Citi Custom Cash when you use it just for groceries!

    • @SinCitizenGent
      @SinCitizenGent 11 หลายเดือนก่อน +1

      Yes! I feel like this is the first/ only card that has this way higher cap? Wow

  • @EJB3III
    @EJB3III ปีที่แล้ว +3

    Thanks for the review! This will probably be my grocery card soon as I will be living overseas. Looking forward to 5% back at grocery stores not just in the US.

  • @jimmyjames6492
    @jimmyjames6492 ปีที่แล้ว +4

    Not too bad of a CC really. Thanks for the info + video!

  • @cardojp
    @cardojp ปีที่แล้ว +2

    Great content as always, thanks Adam!!!

  • @gainesville323
    @gainesville323 ปีที่แล้ว +13

    The AAA Daily Advantage Visa looks like it’d be a good addition with the 5% back on gas and 3% back at wholesale clubs. I’d replace my Costco Anywhere Visa with it

    • @RedRider1600
      @RedRider1600 ปีที่แล้ว +2

      You got the wrong card.
      The Daily Advantage gets you 5% on groceries, not gas.

  • @mitchell.9632
    @mitchell.9632 ปีที่แล้ว +1

    This is a good pair of cards! A issuer (and co-brander) with the times in regard to if you switch (or have switched) from gas stations to electric charging stations that is included too. On the other card like you state, Adam, depending on the merchant category code if you shop at a grocery store that is a good card as well. Both have decent limits for each calendar year too.

  • @MH_6160
    @MH_6160 ปีที่แล้ว +2

    I was just going over "what's in my wallet" and the AAA travel advantage card has just moved up to my daily driver…
    I could not find any better card for groceries, I was using my Hilton Surpass but I hit my minimum to get my FNC.. so the rest of the year I am using this card.
    I am really impressed with this card, only complaint is it is slow for charges and payments to post but it is what it is.

  • @nmrooney1
    @nmrooney1 ปีที่แล้ว +2

    Thank you very much Adam! Love your videos, and I find them very helpful! So much so that I got myself into the Chase Trifecta with the CSP, CFF, and CFU. Love the set up and the fact that both Chase Freedom Flex came with a 1 year 5x back on gas and Chase Freedom Unlimited 5x on grocery for the first year. My set up is currently perfect, but I can't help but think once these 2 categories go away... I was curious if you could give me your thoughts on your experience thus far with the Triple AAA Daily advantage card? I feel as though this covers the gaps perfectly for the lacking gas, grocery and Costco purchases, and this way I do not have to get an additional 2 cards like the Citi Custom Cash and the Capital One Savor One. Please let me know if my thinking is correct? Overall my goal is the fewest amount of cards to maximize my points. Thank you!

  • @BronxBombers_726
    @BronxBombers_726 ปีที่แล้ว +12

    Adam I assume your not concerned about the reputation and complaints with Comenity Bank? What’s your thoughts 💭

  • @mtmmase3333333
    @mtmmase3333333 ปีที่แล้ว +9

    Hey got approved for 7400 credit score was 697 and 706 interest rate 24.99 % they said my credit is average that why the rate is so high but super easy to application thanks for the information

    • @lawmenforce
      @lawmenforce ปีที่แล้ว

      how long did it take for card to arrive

  • @vinup6406
    @vinup6406 ปีที่แล้ว +5

    After seeing your review, I applied for daily advantage and approved to 9k… pretty good addition to my 5% 3% collection. Thanks!

    • @StarFruit37
      @StarFruit37 ปีที่แล้ว

      Did they approve you right away or took several days to respond?

  • @bizzyfit2128
    @bizzyfit2128 10 หลายเดือนก่อน +4

    That AAA Daily Advantage is a little known badass. I didn't even know about it, but received a solicitation email and asked myself why would I NOT apply for this card!? I have one now.

  • @mistertor
    @mistertor ปีที่แล้ว +1

    Thank you for the information. I could see myself eventually finding a place in my wallet for the Daily Advantage card. Alas, I need to do some gardening for a while.

  • @SpencerJohnsonOfficial
    @SpencerJohnsonOfficial ปีที่แล้ว +4

    So many interesting cards out there that I haven't heard of. I'm glad the accidental application worked out for you lol. $22k credit limit is no joke! Thanks for sharing Adam!

  • @manleteater1970
    @manleteater1970 ปีที่แล้ว +6

    Seems like we now have a better alternative to the Amex Blue Cash Preferred for groceries since there's no annual fee on these

  • @Andy-yd8jm
    @Andy-yd8jm ปีที่แล้ว +15

    So these are pretty much the best no annual fee cards for groceries and gas?

  • @Waz90
    @Waz90 ปีที่แล้ว +6

    Applied and was approved for the same card. Thanks for making these videos, would have never came across a great card like this otherwise!

    • @lawmenforce
      @lawmenforce ปีที่แล้ว

      did you get your card yet

    • @Waz90
      @Waz90 ปีที่แล้ว +2

      @@lawmenforce yes I did and I love it.

    • @Sayydz
      @Sayydz ปีที่แล้ว

      @@Waz90 is it able to be used with Apple Pay?

  • @mitchell.9632
    @mitchell.9632 ปีที่แล้ว +1

    *If you switched over from Bank of America* you may want to opt out of arbitration with Comenity within the thirty days. In case of dispute you may want to keep your ability to use the public court compared to the one they picked for arbitration.

  • @kathleenholt8374
    @kathleenholt8374 ปีที่แล้ว +16

    My first payment to Comenity Bank after it switched from the old AAA Visa got lost. When I tried to use their card a few days after the due date, it got denied for "insufficient funds." On my prior AAA Visa card,, which I had had for almost 30 years, I'd never missed a payment and always paid in full each month. When I called the number on the card, the woman I spoke to told me that Comenity always froze accounts when a payment was missed. During the phone call, I made a bank transfer to pay not only my past due, the interest, a late fee, and the account balance in full to that date. She then informed me that my card would be still be locked/frozen until the next billing cycle - a full 25 days away - which was during the holiday season. I asked about my ongoing bills (Netflix, donations, etc.) that were charged against my AAA credit card, which I had just switched over to the new card number for Comenity Bank. She said that those charges would be denied. I asked to speak to a supervisor, who told me the same thing - that the credit card would be frozen until the next billing cycle. I asked her about that several times, because I have never heard of any credit card doing such a thing - especially, when the balance was now "$0.00." The credit card statement lists charges for late fees but I can't find anything that says the account would be frozen. She indicated that she could see the date that I had joined AAA Visa - and my payment history, but my good credit history did not matter. My card would be frozen. So I cancelled this account. Such a shame, because my old AAA Visa account was great. I would NOT RECOMMEND this card.

    • @InstantlyAlacrityLevel
      @InstantlyAlacrityLevel ปีที่แล้ว +4

      When you say "got lost", did you pay using the postal service? Its a tech forward company so paying directly using the account access would be the direct best route. Sorry that happened to you. Mailed in payments and bank wires have a disclosure about the delay in processing.

    • @krnguy
      @krnguy 10 หลายเดือนก่อน

      You lost me at, "My payment got lost..."

  • @armytruth6860
    @armytruth6860 ปีที่แล้ว

    I applied and it's reviewing and will let me know in 10-14 days

  • @Joshualibbyy
    @Joshualibbyy ปีที่แล้ว +2

    Thanks Adam! Got approved for 15k love u buddy! Unfortunately my APR is 24% lol

  • @user-xt9by1ev9e
    @user-xt9by1ev9e ปีที่แล้ว +1

    If I were to only have 2 cards what would u suggest? The aaa daily advantage + BILT card or savor one + venture X?

  • @coreyphanor8733
    @coreyphanor8733 ปีที่แล้ว +1

    Adam where are you at on Chase 5/24 rule?

  • @rustymu87
    @rustymu87 ปีที่แล้ว +1

    Thank you

  • @justinajat557
    @justinajat557 ปีที่แล้ว +7

    How have peoples experience been with these cards? A lot of upset people online about some of the issues with comenity

  • @terrelmoss1444
    @terrelmoss1444 ปีที่แล้ว +2

    Can you provide the links to these cards

  • @mossnord7136
    @mossnord7136 ปีที่แล้ว +6

    I received a pre approval email from AAA that I was pre approved for the AAA Travel Advantage Signature credit card. I accepted the offer and was immediately qualified for a $10,000 limit. This is great news because 6 days ago as of the writing of this, I qualified for a new car loan of $38,600 so I had some new credit inquiries on my credit report and I was afraid I’d be denied. My current Equifax score is 730.

    • @gaalxystar1873
      @gaalxystar1873 6 หลายเดือนก่อน +1

      Congrats! I got a 3500 CL due to lack of loan and low income. Had 14 hard injuries with 6 accounts credit score 731

    • @mossnord7136
      @mossnord7136 6 หลายเดือนก่อน

      @@gaalxystar1873 thanks! that’s a great limit that you got. Around the time that I got the AAA travel card I also got a Chase Freedom Unlimited and I was only approved for $2,100 credit limit. So I think you got a good deal. Congratulations!

  • @cptbob100
    @cptbob100 2 หลายเดือนก่อน +2

    I was just as shocked as you to rapidly apply for the card and get immediately approved 😂

  • @ayamaikarim
    @ayamaikarim ปีที่แล้ว +2

    Thank you for reviewing this card as I applied last night for AAA Travel Advantage Visa for 5% Gas to use it along COSTCO ANYWHERE VISA CARD BY CITI on my across America road trips, especially at Love's gas stations. For AAA Oregon Equifax was used for credit check. One question are you allowed to apply for the other AAA Visa Card, just curious.

    • @titomendez7409
      @titomendez7409 ปีที่แล้ว +3

      Can only apply for 1 of them

  • @calliope7575
    @calliope7575 ปีที่แล้ว +1

    Is there a different credit score requirement between the daily visa and the travel visa?

  • @moanamama1422
    @moanamama1422 ปีที่แล้ว +9

    Can you tell me if you’ve had any problems with your payments going through on time or any other problems or issues? I haven’t applied for this card but I just looked at reviews for Comenity bank and looks like they have lots of 0:04 negative reviews and problems. I would like to find out with people on here how their experience has been after getting one of these AAA Visa cards before I apply.

  • @RedRider1600
    @RedRider1600 ปีที่แล้ว

    Can you get them both?
    At the same time, or on the same day?

  • @paulstein916
    @paulstein916 ปีที่แล้ว +12

    I was interested until I saw the card issuer is Comenity. They were fine up until June when they did a system “upgrade”. Since June, I’ve had many issues and taking forever to get resolved. They still have not reported to the credit bureaus since June and it’s now October. No thanks.

    • @lawmenforce
      @lawmenforce ปีที่แล้ว +1

      what kind of issues if you don’t mind sharing

    • @paulstein916
      @paulstein916 ปีที่แล้ว +6

      @@lawmenforce initially not able to process payments but was resolved, not calculating rewards at the correct percentage, not posting transactions to rewards page and accruing the points earned resulting in not issuing rewards certificates earned, not reporting activity to credit bureaus since June. Still showing a $4k June balance at the credit bureaus when it was paid off in full in August. 30 minute waits on hold for customer service. They were good until June, but since the system “upgrade”, it’s not so good. I think they have resolved most issues except for the credit bureau reporting issue.

  • @estebannator2012
    @estebannator2012 ปีที่แล้ว +1

    Hi Boss. I watched the whole video, but this seems too good to be true. Is this 0.00 anual fee? No AAA membership needed?

  • @flubberghosted2472
    @flubberghosted2472 7 หลายเดือนก่อน +1

    These are fantastic cards in my quest for 5% everything. Gonna get a Citi Custom Cash, then shoot for these.

    • @gaalxystar1873
      @gaalxystar1873 7 วันที่ผ่านมา +1

      Good luck I got apporved by citi today on their mail offer

  • @weasel9062
    @weasel9062 ปีที่แล้ว +4

    Couldn't resist and had to apply, got approved. 5% on groceries with no FTF is great for me as an expat.

    • @Sayydz
      @Sayydz ปีที่แล้ว +1

      Where did they pull from?

    • @weasel9062
      @weasel9062 ปีที่แล้ว +1

      @@Sayydz experian

    • @terrelmoss1444
      @terrelmoss1444 ปีที่แล้ว

      Are your rewards Cashback or statement credit?
      Also do you pay your bill through a website or app?
      May I have the link

  • @xodima
    @xodima ปีที่แล้ว +2

    8:54 I didn't watch that long, what agency was pulled? 😋

  • @alexthesniper1952
    @alexthesniper1952 ปีที่แล้ว +2

    That AAA card with 5% cashback on gas stations would be an awesome addition for me but I don't think I would get approved as my new student loans came on my credit report and dropped me from 722 to 690

    • @ProudMoney
      @ProudMoney  ปีที่แล้ว +2

      Hard to say, you might be on the bubble in terms of approval.

  • @fataudra7579
    @fataudra7579 ปีที่แล้ว +3

    Too had Comenity isn't reporting balances to the credit bureaus until December. SMDH

  • @simonemancusoperc
    @simonemancusoperc 6 หลายเดือนก่อน +1

    Great video! I was wondering how is your experience with the Comenity Bank? Also, how can you redeem the cash back? Thank you!!

    • @gaalxystar1873
      @gaalxystar1873 7 วันที่ผ่านมา

      For my experience they serve me a little well but be careful about their websites they are a bit glitchy. Like when I Lock my credit card to prevent fraud they said I need to request another because I could not unlock my's

  • @armandoangeljr4464
    @armandoangeljr4464 11 หลายเดือนก่อน +3

    Adam, will you be writing an in-depth review of this card? (AAA daily advantage) Even though I already have the Citi Custom Cash, Discover It, and the AMEX Gold, I could use this to get cashback on all those categories. I’m particularly interested in Wholesale Clubs since I use my Chase Freedom Unlimited to get 1.5X back. This would give me 3% back. The reason I ask because I have a AAA Premier membership and got pre-approval email from Comenity. Any thoughts would be helpful. Thank you!

  • @Cricama
    @Cricama 6 หลายเดือนก่อน +2

    Can I pay my aaa auto insurance with this credit card because I know they don’t accept credit cards for auto insurance policy just wondering if they accept this one lol

  • @stevenwoo2881
    @stevenwoo2881 ปีที่แล้ว +3

    I just coincidentally received the AAA Travel Advantage Visa Signature card today. Looking forward to the 5% cash back for gas. Great review!

    • @similienr
      @similienr ปีที่แล้ว +1

      Do u know
      If car rental count as travel?

    • @stevenwoo2881
      @stevenwoo2881 ปีที่แล้ว +1

      @@similienr Spoke with a customer service representative and was unable to get a definitive response. Will send a note to their message center and let you know. Thanks.

    • @similienr
      @similienr ปีที่แล้ว

      @@stevenwoo2881 ok please do
      Thanks

    • @lawmenforce
      @lawmenforce ปีที่แล้ว

      how long did it take to receive your card if you had to guess from time of approval

    • @stevenwoo2881
      @stevenwoo2881 ปีที่แล้ว

      @@lawmenforce I believe the card arrived between 1-2 weeks

  • @robertgallacher9288
    @robertgallacher9288 8 หลายเดือนก่อน +1

    where is the link to the card ???

  • @Rosetteismyname
    @Rosetteismyname ปีที่แล้ว +1

    Unboxing videos!📸📷

  • @similienr
    @similienr ปีที่แล้ว

    What are the AAA Credit Card eligible travel purchases?
    Is car rental count as travel?

  • @562Samarie
    @562Samarie 6 หลายเดือนก่อน +1

    ADAM, CAN YOU OR ANYONE TELL ME IF THIS CARD OFFERS 5% ON GROCERIES THRU INSTACART FOR WALMART NEIGHBORHOOD MARKET, ALDI'S, AND COSTCO. I DON'T DRIVE, SO I'M TRYING TO FIND OUT IF ANYONE WHO HAS THIS CARD CAN GIVE ME ACCURATE INFO? PLEASE HELP?

  • @SabreLeonheart
    @SabreLeonheart ปีที่แล้ว +4

    Applied and approved for $5k with my LOL/24 🤣
    This will be very useful for paying off insurance!!! 😁
    Oh the irony.
    Edited to add - if you put in the wrong zip code (at the start home screen for the card) it won't go through. Then I put in my actual zip code in the beginning and it worked.
    I don't know if that's new or not.
    Thanks Adam, for the great content.
    I had a dream about you the other night - we were discussing credit cards and high APY accounts 🤣
    I'll sure tip you coffee good sir.
    I probably fell asleep in the mid of your videos 😂

    • @tedabdulfattah2601
      @tedabdulfattah2601 ปีที่แล้ว +1

      What website did you use to apply?

    • @SabreLeonheart
      @SabreLeonheart ปีที่แล้ว +1

      @@tedabdulfattah2601 I went to the AAA web page and entered my zip code and I found the links on the page after under "financial."

    • @lawmenforce
      @lawmenforce ปีที่แล้ว

      have you gotten your card in the mail yet

  • @LouisJr.
    @LouisJr. ปีที่แล้ว +2

    Continuing from my last comment. I was thinking of canceling my Capital One SavorOne & AAA cards since I have a Citi Custom Card, Amex Preferred & maybe Chase Flex to cover streaming services. What would be your suggestion about that?

    • @Black____
      @Black____ ปีที่แล้ว +2

      I wish these channels answered at least some questions from viewers.

    • @titomendez7409
      @titomendez7409 ปีที่แล้ว +1

      Keep your AAA Travel Visa and use it for gas. Use AmEx BCP for groceries, Citi Custom Cash for dining and CFF for its rotating categories. If your C1 Savor1 is old keep it for its history if not then cancel if it's a bother to you. One advantage the Savor1 has is that it has no FX fees

    • @LouisJr.
      @LouisJr. ปีที่แล้ว

      @@titomendez7409
      Hello! I also have the Chase Unlimited too. I think the unlimited is just like the Chase Freedom Flex but it has more merchant cashback offers compared to the Freedom Flex card. I'm thinking about canceling my Chase Unlimited along with my SavorOne that you mentioned in your reply.

    • @lotto5742
      @lotto5742 ปีที่แล้ว +4

      Why cancel the cards? You will ruin your credit history. Just keep it.

    • @sonokanda9436
      @sonokanda9436 9 หลายเดือนก่อน

      @@LouisJr.We have similar setups.

  • @RedRider1600
    @RedRider1600 ปีที่แล้ว +1

    So they approved you for $22,000 BEFORE even doing a hard pull?

  • @ikgtrinity6984
    @ikgtrinity6984 หลายเดือนก่อน +2

    As a AAA associate, I can tell you that you do not need to be a member to take advantage of the AAA Visa Credit Cards from Comenity.
    I do not speak for the whole of AAA, but I am an associate in the DMV area and I work with this card every day and I am a card owner for the Travel Advantage Signature Visa card myself because I commute an hour each way and I love the 5% cash back on gas.
    To answer one other question I saw in here. You are limited to one of these cards per person. So you can get the travel or the daily card. Not both. However you can have yourself get one and your family member or your spouse get the other one and then have yourself added as an authorized buyer.

    • @gaalxystar1873
      @gaalxystar1873 7 วันที่ผ่านมา +1

      I got your company cards its one of the best cashback credit card ever

  • @LouisJr.
    @LouisJr. ปีที่แล้ว +3

    Hello! I recently got the AAA daily Advantage card then i saw your review on the Amex Blue Card Preferred with it's two: 6% categories. I'm thinking of canceling my AAA card since I have the Amex Preferred for now. But I'm only keeping the Preferred until the promotion ends then I'll probably switch to the regular Blue Card. What do you think about that?

    • @dickievaplon5867
      @dickievaplon5867 ปีที่แล้ว +1

      AAA No Annual Fee. AmEx $95 After The First Year. AmEx 6% Up To $6,000. AAA Is Higher 5% Up To $10,000

    • @gabrielmckee9351
      @gabrielmckee9351 ปีที่แล้ว

      Why cancel. It has no annual fee.

    • @LouisJr.
      @LouisJr. ปีที่แล้ว

      @@gabrielmckee9351 Yeah! I'm just going to hold on to this card & wait until my trial period ends with Amex Preferred then cancel it.

    • @joshuabanks399
      @joshuabanks399 ปีที่แล้ว +1

      Does anyone know if Walmart neighborhood market codes as grocery on the daily advantage?

    • @357twilson
      @357twilson ปีที่แล้ว

      @@LouisJr.how is the card overall? Have you had any issues?

  • @themagoofiles5985
    @themagoofiles5985 ปีที่แล้ว +7

    Has anyone had this card for a few months to see rewards post?
    Was reading the fine print and it says
    "1 Offer is exclusive to AAA Daily Advantage Visa Signature Credit Card holders enrolled in the AAA Daily Advantage program. "
    What is the AAA Daily Advantage program? Is it only available if you are a Northeast AAA member?
    I can just see the bank allowing anyone to get the card, but not paying the 5% reward.

    • @InstantlyAlacrityLevel
      @InstantlyAlacrityLevel ปีที่แล้ว +1

      The rewards are in your account center. Tech forward company, they won't list your rewards in the paper statement.

  • @sudhisira
    @sudhisira ปีที่แล้ว +7

    "Purchases at AAA" - does this include the AAA auto insurance and home insurance premium payments?

    • @frankbradford9616
      @frankbradford9616 6 หลายเดือนก่อน

      No. AAA does not let you pay for auto or home insurance with a credit card. Good news is that it does include Club purchases made online or at AAA branches. "club" purchases would be things like AAA Auto Club (roadside service).

    • @sudhisira
      @sudhisira 6 หลายเดือนก่อน

      @@frankbradford9616 - thanks. Maybe they don't allow us to pay with *this* particular card? Because I have always paid for my AAA home and auto insurance with BofA customized cash card or BofA Unlimited cash rewards card.

  • @tedabdulfattah2601
    @tedabdulfattah2601 ปีที่แล้ว

    Does anyone have a link to apply for one of these cards? I'm in SoCal and I'm unable to find anything

    • @ronalddobis6782
      @ronalddobis6782 ปีที่แล้ว +2

      Use a Boston zip code to get past the first screening.

  • @JOSERAFAEL403
    @JOSERAFAEL403 ปีที่แล้ว +3

    Hello, how long it take yo be notified if you're approved?

    • @camtierney6973
      @camtierney6973 ปีที่แล้ว +1

      I applied and did not get an instant approval, still waiting for the email/mail response

  • @djpuplex
    @djpuplex ปีที่แล้ว +3

    So I got the card and don't have a AAA membership but how do I register the card to make payments online it's asking me for a AAA membership number?

    • @ProudMoney
      @ProudMoney  ปีที่แล้ว

      I did not have to use an AAA number, is it required or optional?

  • @MarlonOwnsYourCake
    @MarlonOwnsYourCake ปีที่แล้ว +6

    I just got the savor one and I regret it a little bit now

    • @ronalddobis6782
      @ronalddobis6782 ปีที่แล้ว +3

      Same here. Literally got it last month. I wanted it for groceries. Would rather have this 5% card.

    • @alexthesniper1952
      @alexthesniper1952 ปีที่แล้ว +3

      @@ronalddobis6782 Don't regret it guys I got it myself and it's one of the best food cards out very few cards give you that sort of rate for groceries and takeout.

    • @ronalddobis6782
      @ronalddobis6782 ปีที่แล้ว +4

      @@alexthesniper1952 after I typed that comment I applied for and got the AAA card so I'll use that for groceries and and the Savor for dining.

    • @RedRider1600
      @RedRider1600 ปีที่แล้ว +2

      @@ronalddobis6782
      I was using US Bank's GO card for 4% back on dining, which I got 2 days after getting the Savor One card. AAA card will be used for groceries. Citi Custom Cash 5% card, which I got 2 weeks ago will be used for dining, or gas.
      I also have a 4% GM Mastercard catchall card, which I can use for gas, or anything else. But can only be redeemed for GM products.
      Now I will only use my Savor One for paying my Spectrum internet bill, which I was surprised to find out got me 3% cash back.

  • @alexr9490
    @alexr9490 ปีที่แล้ว +6

    You're a giga chad of credit cards if you get approved for a 22k limit by accident and don't even need it 😂

    • @ProudMoney
      @ProudMoney  ปีที่แล้ว +7

      I learned a new word today 🙂

    • @mistertor
      @mistertor ปีที่แล้ว +1

      Better a giga chad than a hanging chad.

  • @YanLuo
    @YanLuo ปีที่แล้ว +6

    They both sounds pretty good which makes the Amex BCP out of date, definitely will downgrade after this year

    • @SabreLeonheart
      @SabreLeonheart ปีที่แล้ว

      Amex would RAT us out even before we apply. 🤣

    • @armandoangeljr4464
      @armandoangeljr4464 10 หลายเดือนก่อน

      That’s what I’m doing. I got the Gold Card back in March and the BCP has been collecting dust. I only use it to pay for streaming services. My annual fee posts in October, so I’m going to downgrade to the BCE now that I have the AAA DA and get 5% back on groceries and that awesome 3% back at wholesale clubs. 😅

  • @DL-1
    @DL-1 11 หลายเดือนก่อน +4

    I am considering getting the card. But my question is how do i pay the card each month, and can I link the card for payment through my bank account? Also... Is the rewards points on insurance for AAA insurance only, of is it for any insurance product?

    • @rickybobby9885
      @rickybobby9885 11 หลายเดือนก่อน +1

      ​@@nobomdo you access the card and payments through the triple A app? How does that work?

    • @aflame69
      @aflame69 11 หลายเดือนก่อน

      @@rickybobby9885I assume you might go thru the comenity access which is, formally I believe, bread financial.

    • @mikeloman7122
      @mikeloman7122 9 หลายเดือนก่อน

      @@nobom did it take 10 business days to arrive? are your points showing on your statments?

    • @nobom
      @nobom 9 หลายเดือนก่อน

      @@mikeloman7122 I got my card 5 business days in the mail.

  • @terrelmoss1444
    @terrelmoss1444 ปีที่แล้ว +3

    Can you redeem your Cashback for a statement credit?

    • @InstantlyAlacrityLevel
      @InstantlyAlacrityLevel ปีที่แล้ว +6

      Yes! Egift Cards, Apple Products, merchandise and (i think but could be wrong) CASHBACK (in form of mailed check).

  • @joshuabanks399
    @joshuabanks399 ปีที่แล้ว +5

    Have you had any problems with them not reporting or reporting incorrectly? Lot of negative reviews out there. I’m pre approved so I want this card but how risky is it?

    • @krnguy
      @krnguy 10 หลายเดือนก่อน +1

      This won't be an isue if you just pay off the full debt each month..you probably dont want to carry balance over with such a high APR anyways.

    • @numbone
      @numbone 9 หลายเดือนก่อน

      That was when Comenity updated its system last year. I have a Petco card that didn't report for 8 months. The fixed everything and its been reporting every month for awhile now

    • @thomasbeaver4896
      @thomasbeaver4896 9 หลายเดือนก่อน

      Does not give an immediate response to being approved with a 10-14 day wait that’s a first for me
      With a membership and a pre approval how annoying!!

  • @dmytrobur
    @dmytrobur 5 หลายเดือนก่อน +2

    Question: can I get $100 bonus if I am not AAA club member? Thank you

  • @JOSERAFAEL403
    @JOSERAFAEL403 ปีที่แล้ว +1

    Does anyone know how to apply if you live in Florida. Can't get a way to do it?

    • @ronalddobis6782
      @ronalddobis6782 ปีที่แล้ว

      Use a Boston zip code to get through the first screen.

    • @JOSERAFAEL403
      @JOSERAFAEL403 ปีที่แล้ว +1

      @@ronalddobis6782 still always is a glitch at the to summit.

  • @hanchardjo
    @hanchardjo 11 หลายเดือนก่อน +6

    I applied and got approved AAA visa signature . Is their a app to manage the card ?

    • @gaalxystar1873
      @gaalxystar1873 7 หลายเดือนก่อน

      There isn't sadly you have to go to their website to make payments

  • @MissEnglish123
    @MissEnglish123 ปีที่แล้ว

    This seems like my kinda of a gas card, but I already have 2 card with comenity, I wonder if that would make a difference?

    • @SabreLeonheart
      @SabreLeonheart ปีที่แล้ว +1

      Nope.
      I have three cards with them and was approved for 5k.

    • @similienr
      @similienr ปีที่แล้ว

      What bureau they pulled?

  • @rodneymene8747
    @rodneymene8747 4 หลายเดือนก่อน +5

    I have both, with sweet limits.😁😁😁😁😁😁😁😁

    • @kboop11
      @kboop11 2 หลายเดือนก่อน

      Me too

    • @gaalxystar1873
      @gaalxystar1873 หลายเดือนก่อน

      Best part is that this credit card is pre approval

  • @daveheel
    @daveheel ปีที่แล้ว +9

    has anyone used this card for costco gas? eligible for 5% off costco gas? that's where i primarily buy gas.

    • @Apechies
      @Apechies ปีที่แล้ว +1

      Costco only accepts visa so guessing it should work

    • @daveheel
      @daveheel ปีที่แล้ว

      @@Apechies it depends usually how the merchant codes it.

    • @WAncouvOR
      @WAncouvOR ปีที่แล้ว +4

      I have BofA visa cash rewards and I have mine at 3% for gas and it codes as gas. I just applied for this to get 5% on gas.

    • @samkim6127
      @samkim6127 8 หลายเดือนก่อน

      @@WAncouvOR Does having an Executive membership give an extra 2% when buying Costco gas?

  • @ronalddobis6782
    @ronalddobis6782 ปีที่แล้ว +1

    Does Comenity have a card app to pay the bill?
    Also I haven't received a confirmation email from them although they did email me the temporary code good for 15 days.

    • @lawmenforce
      @lawmenforce ปีที่แล้ว

      did you try to use it? if so did it work

    • @ronalddobis6782
      @ronalddobis6782 ปีที่แล้ว

      @@lawmenforce not yet. It seems like it is for a one time use. I was hoping to put it in my digital wallet.

    • @lawmenforce
      @lawmenforce ปีที่แล้ว

      @Shawn S they let you use it once?

    • @ronalddobis6782
      @ronalddobis6782 ปีที่แล้ว

      @@lawmenforce it is good for sixty minutes after opening the link.

    • @Sayydz
      @Sayydz ปีที่แล้ว

      @@ronalddobis6782 did you ever get it? And we’re you able to use it with Apple Pay?

  • @dbest4755
    @dbest4755 ปีที่แล้ว +2

    ADAM - They PULL EXPERIAN ???

  • @sergiojimenez2271
    @sergiojimenez2271 5 หลายเดือนก่อน +1

    Can you have them both? Or just one?

  • @andykline396
    @andykline396 ปีที่แล้ว +3

    Am I allowed to get both cards?

  • @kendrickwright8615
    @kendrickwright8615 ปีที่แล้ว +7

    They pull from Experian

    • @357twilson
      @357twilson ปีที่แล้ว

      How is the card? Any issues?

  • @vinceal-sherifi1083
    @vinceal-sherifi1083 ปีที่แล้ว +2

    What's the recommended credit score to apply?

  • @stevenmiller7747
    @stevenmiller7747 ปีที่แล้ว +10

    Commenity bank took over the rights to the AAA credit card from US Bank which got the rights from Bank America in 2015. I was bored so I applied and was approved for the travel card and then thought what the heck, let’s apply for the other one too. A message popped up and said “you already have a card……” so apparently you can only have 1 of them, at least not both the same day. I too have had no alerts of a hard pull and it only asked me for the last 4 numbers of my social security number which generally indicates a soft pull but 🤷‍♂️.
    Update: they did do a hard pull from Equifax for me. YMMV.

  • @mariocruz6941
    @mariocruz6941 4 หลายเดือนก่อน +3

    In Walmart is 5%?

    • @gaalxystar1873
      @gaalxystar1873 4 หลายเดือนก่อน

      I got 5% on Walmart

  • @BrJD-ii4iv
    @BrJD-ii4iv ปีที่แล้ว +8

    Stay away fr these cards. They’re linked to comenity bank and comenity bank is known to experience technical glitches. Plus, there’s no mentioning of minimum redemption. I’ve been told that the minimum redemption for rewards is $50.00. I was approved for the Daily Advantage but then I canceled my account after reading the fine prints.

    • @pedromiranda7346
      @pedromiranda7346 ปีที่แล้ว +1

      I dodged that bullet with the NavyFed More Rewards... 50 minimum redemption, amex (not accepted in some places), and the rewards pale in comparison to my other cards.

    • @BrJD-ii4iv
      @BrJD-ii4iv ปีที่แล้ว

      @@pedromiranda7346 yea - that $50 minimum redemption is for the birds 🐦..

    • @mdog9161
      @mdog9161 ปีที่แล้ว +1

      This guy is the credit card king helped me rebuild my credit he is really informative.

    • @BrJD-ii4iv
      @BrJD-ii4iv ปีที่แล้ว +5

      @@pedromiranda7346 So I finally got confirmed information - the minimum redemption is not $50.00 but $5.00. I’m not sure I like comenity bank but I’ll look into this card in the future..

    • @pedromiranda7346
      @pedromiranda7346 ปีที่แล้ว +1

      @@BrJD-ii4iv Yeah the cards aren't bad then, I would weigh up your credit cards and see what your best cashback/travel points options are. I just got approved for the NavyFed CashREWARDS! (No min. redemption)

  • @cazarilolsen4630
    @cazarilolsen4630 ปีที่แล้ว +8

    I was interested in the card until you said Comenity. Then you lost mw.

    • @similienr
      @similienr ปีที่แล้ว +3

      What's wrong with comenity bank?

    • @lawmenforce
      @lawmenforce ปีที่แล้ว +2

      @@similienr that’s what i want to know

  • @moejoe6198
    @moejoe6198 ปีที่แล้ว +3

    I accidentally applied as well to sir, after watching the video and was approved for 15k 😂 no credit alert just yet tho.

    • @Sayydz
      @Sayydz ปีที่แล้ว

      What score did you have? And where did they pull from?

    • @moejoe6198
      @moejoe6198 ปีที่แล้ว

      @Beck Herrera Equifax FICO 9 754 is what was on the letter when I got it after approval.

    • @Sayydz
      @Sayydz ปีที่แล้ว

      @@moejoe6198 I applied and they said they’ll send me something in 10 business days.. is this a bad sign?

    • @moejoe6198
      @moejoe6198 ปีที่แล้ว

      @Beck Herrera yup you more then likely won’t get approved

  • @albuquerqueturkey1567
    @albuquerqueturkey1567 ปีที่แล้ว +1

    What credit score do you need

    • @gaalxystar1873
      @gaalxystar1873 4 หลายเดือนก่อน

      I got apporved with a credit score of 721 with 14 hard inquires and 2 open accounts and 3 closed accounts. I didn't get past 2 years yet for my clearance on my hard inquires

  • @limepeels1061
    @limepeels1061 ปีที่แล้ว +3

    How is the mobile app?

  • @XFatherGod
    @XFatherGod 10 หลายเดือนก่อน +4

    I’m afraid of getting the AAA daily advantage visa because of the bad reputation with the bank

    • @nobom
      @nobom 10 หลายเดือนก่อน +3

      What kind of bad stuff did Comenity do?

    • @gaalxystar1873
      @gaalxystar1873 6 หลายเดือนก่อน +2

      You do know there are banks that are worse than comenity or equal right? Take a look at how well fargo fraud charges their customers and lawsuits

  • @jerespe9780
    @jerespe9780 5 หลายเดือนก่อน +1

    Can you get 5% cashback at Costco gas?

    • @gaalxystar1873
      @gaalxystar1873 4 หลายเดือนก่อน

      Sadly no. It's only 3%

    • @baoanprounited
      @baoanprounited 9 วันที่ผ่านมา

      @@gaalxystar1873apply for the other variation of this card, the 5% gas, with this 5% grocery, and Citi Custom Cash for 5% restaurants = never need another card!

  • @franklomeli2430
    @franklomeli2430 9 หลายเดือนก่อน +2

    What’s does it mean by travel 🧳
    Is it flights hotels luggage ….?

  • @SabreLeonheart
    @SabreLeonheart ปีที่แล้ว +2

    Now the real question is.....
    How sensitive are they if I bought Vanilla Gift cards to pay insurance? 🤣

  • @DalHarpJr
    @DalHarpJr ปีที่แล้ว +4

    You wish your credit limit could be LOWER?! Who's this guy? LOL😂🤣

  • @northernchaotic7196
    @northernchaotic7196 ปีที่แล้ว +1

    "Not happy with 20k"....cap one just gave me cli to 4k,,, you poor thing! Lol

    • @pedromiranda7346
      @pedromiranda7346 ปีที่แล้ว +2

      I just got approved for 500 and almost did a backflip out of joy lol

    • @northernchaotic7196
      @northernchaotic7196 ปีที่แล้ว +1

      @@pedromiranda7346 I did that when I they approved me with 300-- It was a good feeling

    • @gaalxystar1873
      @gaalxystar1873 4 หลายเดือนก่อน

      My Capital one credit card refuse to give me my CL of savor one for after my 12th statement with no miss payments 😡.

  • @rosettejones5050
    @rosettejones5050 ปีที่แล้ว +2

    Adam....the story of your life..
    Person 1: how did you get all those aaa benefits
    You: by accident

  • @tanman7594
    @tanman7594 ปีที่แล้ว +3

    I keep trying to apply and it keeps telling me there is a technical glitch, try again later. 😩

    • @BrJD-ii4iv
      @BrJD-ii4iv ปีที่แล้ว +1

      I applied for the daily and was approved and then I tried applying for the travel within seconds and it stated “a technical glitch” fr yesterday until now 😑… I’ll keep trying throughout the day 😵‍💫

  • @stevper6394
    @stevper6394 ปีที่แล้ว +2

    i went to the webpage, and its 5% for gas and 3% for grocery grouping. Looks like they switched the categories around

    • @fade7755
      @fade7755 ปีที่แล้ว +7

      I think there are two separate cards, each has card have different ratios for these categories.

    • @stevper6394
      @stevper6394 ปีที่แล้ว +1

      @@fade7755 Thank you

  • @queenofcups1122
    @queenofcups1122 ปีที่แล้ว

    🤩

  • @StarFruit37
    @StarFruit37 ปีที่แล้ว +9

    Got approved for Daily advantage and CL was $6200. Cry me a river for not getting 10k Lol😂😂😜

    • @justand928
      @justand928 ปีที่แล้ว

      Hi congrats which bureau did they pull from?

    • @StarFruit37
      @StarFruit37 ปีที่แล้ว

      @@justand928 they pulled from Experian

    • @gaalxystar1873
      @gaalxystar1873 7 หลายเดือนก่อน

      After for years how did it go for you?

  • @Black____
    @Black____ ปีที่แล้ว +2

    “Comenity”?

  • @JohnnyK60
    @JohnnyK60 ปีที่แล้ว +1

    I once got 32K on a card, which was waaaaay more than expected, so I called them to lower the credit line.

    • @bradchervel5202
      @bradchervel5202 ปีที่แล้ว +7

      Pretty dumb

    • @mranderson8725
      @mranderson8725 ปีที่แล้ว +1

      Pretty smart

    • @LouisJr.
      @LouisJr. ปีที่แล้ว

      Wow! How did you get a 32k credit limit? You must have a pretty income to get that kinda credit limit.

    • @JohnnyK60
      @JohnnyK60 ปีที่แล้ว

      @@LouisJr. I think algorithm must have hiccuped!

    • @LouisJr.
      @LouisJr. ปีที่แล้ว

      @@JohnnyK60 Hey what are you trying to say?

  • @dougohio2
    @dougohio2 7 หลายเดือนก่อน

    Tis card is a rip off Never got my points !

  • @d05wtt
    @d05wtt 10 หลายเดือนก่อน +3

    I would stay away from Comenity if I were y’all.

    • @nobom
      @nobom 10 หลายเดือนก่อน +1

      Why? Whats wrong with Comenity

    • @pwn600
      @pwn600 9 หลายเดือนก่อน +2

      State your reasons.

    • @priley817
      @priley817 9 หลายเดือนก่อน

      Yeah i keep seeing this comment and I’m wondering what’s the issue?

    • @Black____
      @Black____ 8 หลายเดือนก่อน

      🎯🎯🎯🎯

    • @gaalxystar1873
      @gaalxystar1873 7 หลายเดือนก่อน +1

      You do realize banks can also behave like others to?

  • @iamtired9350
    @iamtired9350 ปีที่แล้ว

    What Credit Bureau Does AAA Pull From?

    • @ProudMoney
      @ProudMoney  ปีที่แล้ว +3

      Did you skip to the end? 🙂

    • @DoorDashers791
      @DoorDashers791 ปีที่แล้ว +2

      All 3

    • @ProudMoney
      @ProudMoney  ปีที่แล้ว +1

      A guess or personal experience?

    • @DoorDashers791
      @DoorDashers791 ปีที่แล้ว

      @@ProudMoney personal

    • @DoorDashers791
      @DoorDashers791 ปีที่แล้ว +3

      Mainly Equifax but they told me to unfreeze all 3 they pulled from Equifax

  • @chetkeyston147
    @chetkeyston147 ปีที่แล้ว +1

    AF is $95

    • @manleteater1970
      @manleteater1970 ปีที่แล้ว +8

      It says no annual fee on their site so no lol