Healthcare in Thailand 2024 | Our Chiang Mai Hospital Visit

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  • เผยแพร่เมื่อ 14 มิ.ย. 2024
  • Ep.85 Ever wondered how hard it is to get medical care while traveling or worried about how much it might cost? We visit Chiang Mai Ram Hospital, which is known for its outstanding medical care in Thailand. We did a full battery of screenings and addressed some health issues. We met with specialists in cardiology, the liver, an ENT, had a CT scan, and even had some skin biopsies.We tell you what to expect, whether we'd recommend it, and what it ALL costs. ❤️
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    Chapters:
    00:00 - Start
    01:59 - Picking a Chiang Mai Hospital
    02:53 - Monday Day 1 - Testing
    07:13 - Tuesday Day 2 - Testing
    09:46 - Hospital Concierge Services
    12:48 - Tuesday Day 2 - Results
    13:23 - Tuesday Day 2 - Afternoon Testing
    15:02 - Wednesday Day 3 - Testing
    15:59 - Some minor issues to report
    17:49 - Wednesday Day 3 - Afternoon doctor visits
    18:41 - Wednesday Day 3 - Results
    19:51 - Thursday Day 4 - Skin Center Testing
    20:12 - Thursday Day 4 - Skin Center Results
    21:42 - What we paid
    22:50 - Our Thoughts
    26:18 - Any downsides to our medical center experiences?
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ความคิดเห็น • 108

  • @hankyoung5683
    @hankyoung5683 17 วันที่ผ่านมา +1

    Thank you for this - what a great general guide for a US expat planning a medical tourism visit! Especially appreciate the detail on atmosphere - maybe scheduled tightly but apparently not "pushed" through the process...seems like the professionalism was maintained.

    • @FindingGinaMarie
      @FindingGinaMarie  16 วันที่ผ่านมา

      Hi Hank, Thank you so much for watching. We really had a great experience. You frame our experience perfectly. Scheduled efficiently but not pushed through. I've had experiences with certain medical experiences (Lasik, for example) where I felt like I was part of a medical "mill," but this did not feel that way. We appreciated that doctors were thorough and took the time to answer our questions. It certainly felt that the doctors spent at least as much time with us as US doctors (and probably a bit more). -Judy

  • @christinecline-leung9520
    @christinecline-leung9520 4 หลายเดือนก่อน +12

    Really appreciate you sharing so much information. This is probably the most helpful "getting healthcare outside of the US" video I've ever seen. Thank you for sharing the details.

    • @FindingGinaMarie
      @FindingGinaMarie  4 หลายเดือนก่อน +1

      Thank you so much for watching, Christine, and for your very kind comment! We were very happy with our experience overall and so glad to be able to pass our learnings on to our viewers. -Judy

    • @claudiahansen4938
      @claudiahansen4938 4 หลายเดือนก่อน

      Excellent video. We had a good experience with emergency pacemaker implant for my husband in Bordeaux, France. La Clinique Saint Martin in Pessac. Numerous doctors' visits there, and a roving nurse Josiane who came to the gite to give flu shots. I had an ear infection appointment to a clinic in Budapest in 2000.

    • @FindingGinaMarie
      @FindingGinaMarie  4 หลายเดือนก่อน

      Thanks for watching and sharing your experiences, Claudia! You both have been through a lot and we always appreciate hearing how you've successfully navigated them. -Judy

  • @makeyourlifeeasier5794
    @makeyourlifeeasier5794 4 หลายเดือนก่อน +4

    Informative, helpful video that should much more than 1.4k views. Thumbs up!

    • @FindingGinaMarie
      @FindingGinaMarie  4 หลายเดือนก่อน

      Thank you so much for watching! And you are welcome to share this video if it was useful; it's the best compliment you can give us. You are so kind to leave us this comment! -Judy

  • @tam6912
    @tam6912 4 หลายเดือนก่อน +3

    We lived in Hong Kong For 3 years during Covid. Their health system is the same. It took about three hours to go through the battery of checks and tests for a woman in late 50s. They also did a stool sample which I never heard of doing as a regular check in the US. The cost was pennies compared to the US. Brilliant!!!

    • @FindingGinaMarie
      @FindingGinaMarie  4 หลายเดือนก่อน

      Thank you for watching, Tam, and for sharing your experience. We did consider Hong Kong as an option, but it’s a more expensive country for us to stay in for a month. And yes, our tests included urine and stool tests as well. So glad you had such a great experience, especially during COVID, which was a very challenging time. -Judy

  • @sparkygrl8557
    @sparkygrl8557 4 หลายเดือนก่อน +3

    Im really impressed with their medical system and the cost just wow.I refuse to use any here in Calif..USA system is corrupt beyond anything!Thank you for sharing this!Real eye opener!

    • @FindingGinaMarie
      @FindingGinaMarie  4 หลายเดือนก่อน +1

      The US's major problem is that profit is a driving force and everything that connects to healthcare has an ulterior motive. Insurance companies shouldn't be deciding what procedures are necessary-that should be between me and my doctor. Big Pharma builds in a ton of profit that has little to do with the R&D. It's again mostly to line pockets, and there are a lot of built-in limitations to keep prices high and some effective drugs aren't made because it's easier to keep people dependent on drugs versus being healthy and no longer needing those drugs. Unfortunately, private hospitals everywhere attract doctors who opt to prioritize $$$$ over patients. I'm not sure what the answer is, but it all is disappointing. We are grateful that our dollars are strong in other companies and these healthcare procedures are more affordable for us than they'd be in the US. Thanks for watching. -Judy

  • @flutingaround
    @flutingaround 4 หลายเดือนก่อน +5

    Excellent! I have 3 questions:
    1. If you had to pick between Serbia or Chiang Mai again, which would you pick?
    2. Did they accept a Visa credit card for payment?
    3. Were stool tests available for gastro health? Analysis and treatment for loose stools and/or parasites/worms?

    • @FindingGinaMarie
      @FindingGinaMarie  4 หลายเดือนก่อน +2

      Thanks so much for watching and for these excellent, thought-provoking questions!
      (1) Probably Chiang Mai again for the same battery of tests. We were very happy with Kevin's surgery in Serbia and wouldn't hesitate to return for another surgery. We have no experience in how well a full healthcare checkup would have been, but we think it probably would have been comparable. What we preferred about Chiang Mai was that it was just a little bit better in its attentiveness to patient comfort. Kevin ended up not getting lunch after his surgery, and I don't think we left the hospital until around 4pm. It worked out fine, but the inclusion of a snack for us both during our day of healthcare was a nicety we both enjoyed. I also got a gift card for Starbucks that covered a cup of coffee and a pastry that we used the next day. So they both provided good care, but Chiang Mai was a little more attentive to our comfort.
      (2) Yes, paying by Visa was no problem at all.
      (3) We didn't talk about stool tests because we didn't know the comfort level of our viewers about that, but stool and urine tests were included. In fact mine came back with a small anomaly which I am attributing to some sketchy food we've eaten while we've been in Southeast Asia. The doctor suggested that I get it rechecked in a few months. -Judy

    • @flutingaround
      @flutingaround 4 หลายเดือนก่อน +1

      ​@@FindingGinaMarie I'm currently in Thailand and suffering from Asia belly, which is the reason I asked. 🎉 Thanks again for the excellent video

    • @FindingGinaMarie
      @FindingGinaMarie  4 หลายเดือนก่อน +2

      @@flutingaround So sorry you are dealing with it! And yes, you can get your stool tested and get on a protocol for getting some relief. Good luck. -Judy

  • @388_days
    @388_days 4 หลายเดือนก่อน +4

    Hello from Bangkok! Great video you two. Glad to hear you are both healthy. Stephanie and I (Chris) were both exhausted on your behalf after watching your multiple-day excursions to the clinic. Thanks for sharing your experience. We were fortunate that we completed our checkups and vaccinations before we started our journey in 2022, but we are now considering stopping by Chiang Mai near the end of our 2024 travels to get a basic health screening. We have been so impressed with healthcare overseas. It's amazing how much you can get done without breaking the bank. And I love that they just send your health information electronically. It's such a different experience. -Chris
    Enjoy the Khao Soi!

    • @FindingGinaMarie
      @FindingGinaMarie  4 หลายเดือนก่อน +1

      Thanks for watching, Chris and Steph! Our decision to travel full time was partially on a whim. We dealt with a few health issues in 2022 before traveling, but they were time consuming. Also, I had been in a juror in a three-month murder trial and Kevin had to return to office, so we were more jammed up than we had hoped to be before traveling. We didn't have anything super pressing, so this ended up being a great option for us. But it made for a long week of hospital visits and a very short week for content creation, as I'm sure you can relate to! We had Hep A and Hep B shots before traveling to Egypt, but apparently we needed a B booster. We inquired about a cholera booster as well, but they weren't equipped, so we will need to visit a travel doctor for anything else we might need. How are you enjoying Bangkok so far? We opted to spend another week here and canceled our week in Bangkok because of how time consuming these medical appointments are (which are ongoing and we need dentist appointments as well!). Just want to understand how much regret we should have! We have had a lot of Khao Soi, and it's all been really good! So great to have met up with you! -Judy

    • @388_days
      @388_days 4 หลายเดือนก่อน

      Bangkok is an amazing city. We should have stayed longer than 6 days, but you never know what to expect until you arrive. It's a completely different vibe compared to Chiang Mai. We have been surprised by how modern the SkyTrain and Metro are. It's just so easy to get around. We also loved Ho Chi Minh City. It's been a whirlwind for us since we prefer slow travel so being in two major cities over the course of two weeks has been an experience. I think you made the right decision staying longer in Chiang Mai. It's so great and you can always visit Bangkok in the future. -Chris

    • @FindingGinaMarie
      @FindingGinaMarie  4 หลายเดือนก่อน

      @@388_days We completely understand! And although it's exciting to see so much, it is tiring! We certainly plan to visit more of Southeast Asia, so we're looking forward to including Bangkok when we can give it a bit more time. Where are you headed next? -Judy

    • @388_days
      @388_days 4 หลายเดือนก่อน +1

      @@FindingGinaMarie We really enjoyed just relaxing in Chiang Mai and doing a few things here and there. It was definitely not fast paced. Now we're moving at high speed. Our next stop in Surat Thani in central Thailand. We are taking an 8-hour train ride on Wednesday. We will spend 6 days in Surat Thani, and then we will take a ferry to Koh Samui for three weeks of island life. I really hope our schedules align in the future so we can meet up again. That was so fun. -Chris

    • @FindingGinaMarie
      @FindingGinaMarie  4 หลายเดือนก่อน

      @@388_days We hope you have a terrific time! I'm not familiar with Surat Thani, so I'll look forward to your episode from there! We would love it if our paths could cross. We have finalized all of our travel until November and December. We want to be in South America in December, but we haven't figured out where, and we are going to try to be somewhere in Italy in November IF we are willing to brave the cold weather! Otherwise, our plans are pretty solid, so happy to line up schedules if we can! -Judy

  • @Tatisifetita
    @Tatisifetita 4 หลายเดือนก่อน +2

    Very nice Healthcare center

    • @FindingGinaMarie
      @FindingGinaMarie  4 หลายเดือนก่อน

      We agree, Tati. Everything seemed reasonably modern, and the care was top notch! Thank you so much for watching!-Judy

  • @travelescapesOFFICIAL
    @travelescapesOFFICIAL 3 หลายเดือนก่อน

    Very helpful! Thank you!

    • @FindingGinaMarie
      @FindingGinaMarie  3 หลายเดือนก่อน

      Thank you so much for watching! We are so grateful to be able to access good, safe, and affordable medical care outside of the US. We hope it puts our fellow travelers and would-be travelers at ease to know that it's not scary and is very accessible! -Judy
      🎥 Thailand video series: th-cam.com/play/PLNT98lWfwdF3cqPH8_O_WDVYgoT13KJRq.html

  • @sroche2552
    @sroche2552 4 หลายเดือนก่อน +2

    Very useful info, especially for those living in countries without good healthcare and/or with exorbitant prices! Will share with my families and friends.

    • @FindingGinaMarie
      @FindingGinaMarie  4 หลายเดือนก่อน

      Thank you so much for watching and for your comment. Our healthcare services were quite comprehensive, and although the price wasn't cheap, it's so much better than it could have been. Our health insurance costs us $5780 per year (for both of us combined), which is reasonably low for our ages. The cost of the services we got was still very affordable when you factor in our insurance premiums. Thank you for sharing our video to people who might find it useful! -Judy

    • @sroche2552
      @sroche2552 4 หลายเดือนก่อน

      Hi Judy, what you pay for both of you in the US is quite affordable in US standards. FYI, I am 57 and pay about the same (only myself) for my Swiss insurance with a deductible of CHF2,500…many people retire without factoring the costs of insurances. Also, as one gets older, you may prefer to have additional aid, whether is just a weekly grocery trip or daily house chores. SE Asia is very common and affordable to hire maids to do this for you, but forget about NAmerica or Europe.

    • @FindingGinaMarie
      @FindingGinaMarie  4 หลายเดือนก่อน

      Bear in mind that this is not US healthcare. It’s for full time travel primarily outside of the US. It severely limits how much healthcare we are eligible for while in the US. I am working on obtaining Italian dual citizenship, which should help when we are ready to settle down someday a long time from now! -Judy

    • @sroche2552
      @sroche2552 4 หลายเดือนก่อน

      I hope you will get the Dual Citizenship soon 💪! And this US Global Tax thing is also scary, even if you don't own any assets or earn income in the US! Take care and look forward to your next video! Hello to Kevin! @@FindingGinaMarie

    • @FindingGinaMarie
      @FindingGinaMarie  4 หลายเดือนก่อน

      @@sroche2552 Thank you so much! And Kevin also says hello! -Judy

  • @muhammadsaleh290
    @muhammadsaleh290 4 หลายเดือนก่อน

    That’s an excellent with depth information report.
    What I heard from good sources that there are only two hospitals in Thailand that you can trust more,
    with international experience medical staff.
    I hope you all in a good health now.
    Good luck in your next trip.💐

    • @FindingGinaMarie
      @FindingGinaMarie  4 หลายเดือนก่อน

      We felt very comfortable with the level of care we received. We are waiting on the results of my biopsy, but otherwise we are doing great! Thanks for watching. -Judy

  • @ParisianThinker
    @ParisianThinker หลายเดือนก่อน

    Happy both of you are A OK!

    • @FindingGinaMarie
      @FindingGinaMarie  หลายเดือนก่อน

      Thank you so much! We are happy too. It gave us a lot of peace of mind to have a thorough baseline. We want to be healthy enough to travel for a very, very long time to come! -Judy

  • @Marthi723
    @Marthi723 3 หลายเดือนก่อน

    Thank you very much God bless you🤚🏼

    • @FindingGinaMarie
      @FindingGinaMarie  3 หลายเดือนก่อน

      Same to you, Martha. Thanks for watching! -Judy

  • @owlscoffeecats
    @owlscoffeecats 3 หลายเดือนก่อน

    Amazing video! Thank you for sharing all of this. Very kind of both of you to show all this to the world. That was amazing getting everything done within 4 days! Wow that would have been so much more even with great insurance in the USA, as you both know 😮. Do you recommend any world travel health insurance that you started since traveling or do you just have your plan from the the USA?Also, just starting to watch all your videos since my husband & I found your channel yesterday... but your story 😊 is wonderful about finding your family 🎉 thank you for sharing

    • @FindingGinaMarie
      @FindingGinaMarie  3 หลายเดือนก่อน +1

      Hi Carolann, we are a little weird in this way. When I had to have some of the additional tests done, it actually made me a little glad that we could share more of the inner workings of our process in the hope it could be valuable to others. We were very glad that there was nothing to worry about in the end, of course! We use Cigna global travel health insurance. It costs us around $5700 for both of us combined, which we pay yearly. It's got a deductible of around $3K, and although Kevin has had surgery in Serbia (linked below), we haven't needed it. Our costs here were too low for it to kick in, either. The insurance is for peace of mind if there is any major medical event, but for the services we've been getting, it's so much cheaper than what our insurance premiums and costs would be in the US.
      Thank you for watching our early videos and our back stories. Words cannot adequately express how incredible it was to find my birth family and have them be so welcoming. We'll be in the US midyear to celebrate my birth mother's birthday and also to celebrate with my two half sisters. I've met them, but it will be the first time for us all to travel together and spend time together. It's been such a gift. Thank you so much for watching and for taking the time to leave us this heartwarming comment! -Judy
      Surgery in Serbia: th-cam.com/video/A2ps2BawyGw/w-d-xo.html

  • @JayandSarah
    @JayandSarah 4 หลายเดือนก่อน +2

    Great video, great information. I would just cringe at the thought of what that would cost in the USA without insurance. Nevermind, probably $20 grand if you could even figure out how to get it done.

    • @FindingGinaMarie
      @FindingGinaMarie  4 หลายเดือนก่อน

      You're exactly right, Jay and Sarah! At one point I was starting to get worried at how much the costs might be racking up, but then I was hearing prices and then we just had to shake our heads at how affordable it all was going to be. Of course, $2K is still an expense, but when we consider how much it could cost, our minds were blown, especially when we were dealing with specialists. Thanks for watching! -Judy

  • @murab18
    @murab18 4 หลายเดือนก่อน

    Looking forward to your Thailand videos!

    • @FindingGinaMarie
      @FindingGinaMarie  4 หลายเดือนก่อน

      We are excited to bring you them. But first Cambodia! Thanks so much for watching! -Judy

    • @murab18
      @murab18 4 หลายเดือนก่อน

      @@FindingGinaMarie great 👍

    • @FindingGinaMarie
      @FindingGinaMarie  4 หลายเดือนก่อน

      @murab18 And so glad that these are coming through now, Varun! ♥️

    • @murab18
      @murab18 4 หลายเดือนก่อน

      @@FindingGinaMarie Me too, Judy!

  • @DebyColes
    @DebyColes 2 หลายเดือนก่อน

    Wow, I was surprised how expensive that all was. I live in one of the most expensive countries in the world and it was on par with our local costs...maybe even a bit more. I've been putting things off until we arrive in Thailand but now I see I should just get it all done here! Thanks for the video, it was very informative.

    • @FindingGinaMarie
      @FindingGinaMarie  2 หลายเดือนก่อน

      Do you really think that was expensive, Deby? We could have gotten less testing done and some of the costs include seeing specialists (cardiologist, liver specialist, CT scan, 24-hour heart monitor, bone density testing, upper body ultrasound. We had an extensive battery of tests for both Kevin and me-all done over the course of three days with virtually no wait time between appointments. I know for sure that all that would have cost significantly more in the US. What country are you in that you think the cost would have been cheaper? Thank you so much for watching and for taking the time for us to talk through this. -Judy

  • @tobypowers8529
    @tobypowers8529 3 หลายเดือนก่อน

    echocardiogram is important as well for cardio. It's easy, just an ultrasound

    • @FindingGinaMarie
      @FindingGinaMarie  3 หลายเดือนก่อน +1

      Thanks for this suggestion. They did an echo of my abdomen, but not my heart. I'll follow up at some later point to verify things are still all in order and specifically ask for this! Thank you also for watching, Toby. -Judy

  • @pauladuncanadams1750
    @pauladuncanadams1750 4 หลายเดือนก่อน

    Love your videos. ❤ I particularly find the heathcare videos informative. 😊 I am curious as to how your health care in Thailand stacks up to, say, Kuala Lumpur in Malaysia. Would you consider doing a round of future tests and screening in Kuala Lampur? Or even just retaking some of the tests that you were disappointed with, like a stress test in Malaysia, just to compare notes? Just a suggestion but I would love to see that.

    • @FindingGinaMarie
      @FindingGinaMarie  4 หลายเดือนก่อน

      Hi Paula, We might consider doing that in a future year, but we weren't necessarily feeling Malaysia this year. I know their medical tourism is supposed to be good, but we opted to be here for what we had done instead. Which does say something versus never having considered it. But we wouldn't rule it out. Thanks for watching and for the interesting idea! -Judy

    • @pauladuncanadams1750
      @pauladuncanadams1750 4 หลายเดือนก่อน

      @@FindingGinaMarie Wherever you go, whatever you do, I wish you health and happiness! 🩷🌻

    • @FindingGinaMarie
      @FindingGinaMarie  4 หลายเดือนก่อน +1

      @@pauladuncanadams1750 Thank you so much, Paula! We appreciate you and wish you the same! -Judy

  • @iahorvath
    @iahorvath 4 หลายเดือนก่อน +2

    Would you feel confident having major surgery in Thailand, at the medical centres you were in?

    • @FindingGinaMarie
      @FindingGinaMarie  4 หลายเดือนก่อน +3

      Absolutely. We felt completely comfortable and felt that the doctors were very competent. Plus we wouldn't be worrying about whether we'd be paying for the surgery for the rest of our lives like we might in the US. We briefly mention Kevin's hernia repair surgery in Serbia if you want to check it out. -Judy
      Surgery in Serbia: th-cam.com/video/A2ps2BawyGw/w-d-xo.html

  • @prettyhannah2158
    @prettyhannah2158 4 หลายเดือนก่อน +1

    Hello There, great video. Thank you. could you please let me know which insurance company you use? Premium. Which countries it covers? Thank you.

    • @FindingGinaMarie
      @FindingGinaMarie  4 หลายเดือนก่อน +1

      Sure thing, Hannah, thanks for watching! We have a global health policy with Cigna and we pay an annual premium of $5,781 that covers both of us for a year. We have a fairly high deductible of $3K, which keeps our premiums down. We primarily have this insurance for catastrophic healthcare issues versus everyday doctor appointments. It covers everywhere in the world, but you cannot be in the US for healthcare for more than three months. Happy to answer any other questions you may have! -Judy

  • @5217tuber
    @5217tuber 4 หลายเดือนก่อน

    Interesting aspects to experiencing Thailand! Curious: Why the backwards signage? Some sort of proprietary / privacy concern?

    • @FindingGinaMarie
      @FindingGinaMarie  4 หลายเดือนก่อน

      Great question, Scott! We are not adept at using our front camera of our phones, so this was the selfie side of our iPhone camera, which reverses the text that's behind us. We need to work on our front-camera skills! We ended up extending our time here in Thailand by an extra week since we are losing time to all these medical appointments. Thanks for watching! -Judy

  • @livingworkingoutsidebox
    @livingworkingoutsidebox 3 หลายเดือนก่อน

    Interesting 🤔👍 Funny I can't remember the moment that medical tourism popped in my mind as a " Cool, I want to learn more about this"...😮😅😂😊
    But thanks for sharing this. 👍
    Not bad but do you think it would have been more thorough in a bigger city. 🤔
    I was going to ask about the vaccinations.

    • @FindingGinaMarie
      @FindingGinaMarie  3 หลายเดือนก่อน +1

      When you can save a bunch of cash by doing it outside the US, suddenly it becomes more interesting! Kevin also had a hernia surgery in Serbia that cost significantly less than it would have in the US and it also was handled in an amount of time that the US could never match for a non-emergency surgery. -Judy
      🎥 Surgery in Serbia: th-cam.com/video/A2ps2BawyGw/w-d-xo.html

  • @susangarrard2753
    @susangarrard2753 3 หลายเดือนก่อน

    American healthcare should be like this!

    • @FindingGinaMarie
      @FindingGinaMarie  3 หลายเดือนก่อน

      We completely agree! Thanks for watching, Susan! -Judy

  • @pauladuncanadams1750
    @pauladuncanadams1750 4 หลายเดือนก่อน

    Living in California, everything here is four months out. Except maybe your primary, but all they really do anyway is just send you to someone else.

    • @FindingGinaMarie
      @FindingGinaMarie  4 หลายเดือนก่อน +1

      That sounds about right, Paula. The US is not really geared to doing a full battery of tests like this and all the followup the way we received it (the very next day). Kevin had some excellent healthcare through the Apple Wellness Center, but even they didn't have specialists. If he would have needed to see a specialist, he would have been given a name and a referral and it would have taken at least a month or two after scheduling it himself to be seen and get results. This was a very high-touch, condensed experience, and it was very helpful for us to have done it this way. -Judy

  • @user-js3in8lh4c
    @user-js3in8lh4c 4 หลายเดือนก่อน

    Hi, dis they mention maybe a check for sleep apnoea for you with the stop of breathing for 1.4 seconds ?

    • @FindingGinaMarie
      @FindingGinaMarie  4 หลายเดือนก่อน

      Hi Loukia, No, they didn't think it has anything to do with sleep apnea because the pause happened during a time when I was awake. There were a few anomalies, but nothing they were overly concerned about right now, thankfully. Thanks for asking and for watching our video! -Judy

    • @user-js3in8lh4c
      @user-js3in8lh4c 4 หลายเดือนก่อน

      Thats good to hear!

    • @FindingGinaMarie
      @FindingGinaMarie  4 หลายเดือนก่อน

      @user-js3in8lh4c Overall, we have been very relieved at all the outcomes!

  • @jada1230
    @jada1230 หลายเดือนก่อน

    do you have an international-global health insurance policy?

    • @FindingGinaMarie
      @FindingGinaMarie  หลายเดือนก่อน

      Hi Jada, yes we do. We pay about $5500 per year to cover both of us (ages 59 and 61). It’s a Cigna global health Silver Plan, and we have a $3000 deductible. Nothing we have needed to have done has required us to hit our deductible, so we’ve been payingout of pocket. We have looked at other plans, but for our age and full-time travel, we haven’t found anything cheaper or better.

  • @GlobetrotterGranny
    @GlobetrotterGranny 4 หลายเดือนก่อน +1

    This type of billing system is the way it SHOULD be in America, but unfortunately we are beholden to big pharma who controls our medical system, which results in lack of transparency in pricing, unequal pricing depending on your insurance, tremendous overpricing, and unnecessary tests and procedures all because of big pharma. Our system SHOULD be motivated in prevention, but instead it’s motivated by the every loving $ and creating slaves to big pharma. It’s a sad state of affairs here in the US. When my son had his accident in China and was in the hospital for 3 weeks in an ICU for most of the time and included surgery on his head (removing a portion of his skull to allow for drainage and reduce swelling, the system was a pay-as-you-go system and while it was a bit difficult to come up with all the $ that was involved, the grand total was around the equivalent of $12,000 USD, which if it had been in the US would have been well over $100,000.

    • @FindingGinaMarie
      @FindingGinaMarie  4 หลายเดือนก่อน +1

      Hi Rebecca, Your son's situation was scary and I still can't imagine how you all managed to deal with that level of trauma. You are right about Big Pharma and it's disgusting. We are learning from some of our viewers that no country is perfect and that greed always niggles its way into healthcare in some way. But we are glad this option exists and that we can take advantage of it! -Judy

  • @k9healthy
    @k9healthy 4 หลายเดือนก่อน

    Thank you very much. Good that you are in good health 👍! Do you mind telling us what your insurance is (I am also from the US) and what the premium is. I haven't retired yet but am already worrying about healthcare costs here. Also, I did a dental cleaning and exam in Hungary, which is very famous for dentistry. Happy Travels!

    • @FindingGinaMarie
      @FindingGinaMarie  4 หลายเดือนก่อน +1

      We are on a Cigna global health insurance policy that we pay annually. For both of us combined, we pay $5,781. Our deductible is high ($3K), but we use it primarily for catastrophic health issues. So far anything we've had done has cost less than our deductible. I've heard that about Hungary. So glad you had a great experience! Thank you for watching and the great question! -Judy

    • @k9healthy
      @k9healthy 4 หลายเดือนก่อน

      @@FindingGinaMarie Thank you for sharing again!

  • @eileenrohloff9163
    @eileenrohloff9163 2 หลายเดือนก่อน

    Just wondering if you got your mammogram

    • @FindingGinaMarie
      @FindingGinaMarie  2 หลายเดือนก่อน

      Hi Eileen! Yes, I did. I also had a Pap smear and an abdominal ultrasound. Overall, I felt that it was a very thorough exam! Thanks so much for watching! -Judy

  • @jholly5747
    @jholly5747 4 หลายเดือนก่อน

    Hello.
    I suppose if you were American, you might find the amount of money that you paid for your services in Thailand. Interesting.
    As I am in Canadian, I wouldn’t have to pay for any of those procedures in Canada. Our healthcare system isn’t the greatest we times in yours are really high now, but at least we don’t have to worry about paying for things. if I go to my regular family doctor and she wants to send me her bloodwork or an ultrasound. I don’t have to pay for it. Or let’s say, for instance, I want to be in the hospital after car accident I don’t have to pay for it. Our healthcare system is funded by, our taxes and the federal government and provincial government so we’re sick or very ill. We don’t have to worry about how much things cost we just get the procedures done.

    • @FindingGinaMarie
      @FindingGinaMarie  4 หลายเดือนก่อน

      In the US we still have to pay a deductible before our insurance covers anything, and our monthly premiums are very expensive, unless our employer covers them. Being retired means that healthcare is outrageously expensive because every step in the process has built in middle men and a lot of greed for shareholders and the people at the top of the organizations.
      Certain people in the US are somewhat dismissive of Canadian healthcare because they always "know one person" who had to wait forever for a procedure. In the US the wait times for certain specialists can be four to six months. Is that any better in Canada? What also surprised us here in Thailand was that these tests and appointments with specialists all were done in such a compressed time frame. We are very open-minded and interested to hear what's working in healthcare for other countries. Thanks for watching. -Judy

    • @jholly5747
      @jholly5747 4 หลายเดือนก่อน

      I need to see a specialist last year, and yes, it did take six months to see him. I don’t know about waiting for procedures as I haven’t had any surgeries. Well, except for my eye surgeries back in 2021 I really didn’t have to wait long, but maybe that was because Covid was on the go, and people were afraid to come to the hospitals. I have my eye surgery very quickly. I think I only waited maybe two weeks.

    • @FindingGinaMarie
      @FindingGinaMarie  4 หลายเดือนก่อน

      We are glad you've had great healthcare. It's great that you can get prompt attention in a country with publicly funded healthcare. Thanks for sharing your experiences. -Judy

  • @user-jshsd2
    @user-jshsd2 4 หลายเดือนก่อน +5

    If you are going to Thailand hospitals for cancer screening or advanced procedures (i.e. cancer, CV, etc.) you should think twice. They are largely incompetent when it comes to advanced disease. And you aren't likely to find any US board certified physicians in Thai hospitals with one exception. I speak from experience having dealt with CM Ram in particular. For instance, their blood workup does not include a check for homocysteine levels. They do not have the ability to check it. And most of the workers there did not even know what it is and why it's checked routinely in the west. Also, Bangkok Hospital is a ripoff. The only hospital I would trust in Thailand is Bumrungrad in Bangkok. If you're older and you're traveling overseas, be very careful where you go because getting advanced medical care that's competent isn't likely. And remember that public safety is a huge issue in SE Asia. You can easily fall and break your hip due to broken sidewalks (when they even have them). You don't want that to happen.

    • @FindingGinaMarie
      @FindingGinaMarie  4 หลายเดือนก่อน +4

      Hi Harry, we've stopped believing that the US is the best or only place in the world for healthcare. While having a board certification guarantees a degree of competence, it's not practical or affordable to get healthcare done in the US. In some cases it can bankrupt people and if you're like us where we aren't old enough to be eligible for Medicare and aren't employed, insurance is astronomical. We are okay to take the risk that the doctors we use overseas are competent and will provide the level of care we need. As far as falling, Kevin tripped over his own two feet on a sidewalk in Cyprus and bruised some ribs. Falls can happen everywhere and while some areas may be safer than others, we're unwilling to live our lives in bubble wrap. -Judy

    • @user-jshsd2
      @user-jshsd2 4 หลายเดือนก่อน +2

      ​@@FindingGinaMarie I have been living in Asia for over a decade, so I'm not a newbie expat. No one said the US is the best place for healthcare. And that argument understates the low level of healthcare offered in SE Asia. And I'm actually an expert in healthcare. U.S. healthcare is ridiculously expensive. But it has a good level of accountability which is nonexistent in SE Asia (i.e. no penalty for wrongful deaths). Routine medical procedures are generally okay in much of SE Asia. But when it comes to advanced procedures (cancer, invasive CV procedures, ER and ICU care) the west is the best (USA especially). Advanced medical procedures in SE Asians is not good at all because they lack the technical training and education required for these areas. Like I said, they did not even know what homocysteine was at CM Ram. That speaks volumes. Cyprus fall? Yes, because it's a developing country. Developing countries have public safety issues which are vastly understated by people on TH-cam. Safety is safety, whether it's public safety or safety from crime. It appears the two of you are a bit naive about these issues considering your age. Let's hope you don't learn the hard way.

    • @FindingGinaMarie
      @FindingGinaMarie  4 หลายเดือนก่อน +1

      Advanced procedures in the US are prohibitively expensive. The amount of hands in the pot make it unaffordable for many, many people. Insurance shouldn't be tied to your job and most pharmaceuticals are designed to keep profits flowing, not eradicate diseases. Kevin's fall in Cyprus had absolutely nothing to do with it being a developing country, so it's a bit presumptuous of you to blame it on the country we were in. Not sure why you think that "people on TH-cam" vastly understate public safety issues. Gun violence in the US is at a crisis point, so seeking a different life shouldn't be vilified. We aren't naive, but we do try to see the best in people and believe there is a lot we can learn by living among different cultures. I think people will find what they're looking for. If you're looking for trouble, you're sure to find it, but if you are looking for the best in people, we think you'll find that as well. And when bad things happen-which they will happen everywhere in the world-your perspective on it makes all the difference. -Judy

    • @theauroralightyr
      @theauroralightyr 26 วันที่ผ่านมา

      Thailand's healthcare was ranked thirteen best in the world. FYI, you can find abundant of hospital and labs that do homocysteine check. In CM, you can do at Bangkok Chiangmai Hospital.

    • @FindingGinaMarie
      @FindingGinaMarie  26 วันที่ผ่านมา +1

      @theauroralightyr We had a great experience there and would recommend it to anyone!

  • @adelinamustafa5252
    @adelinamustafa5252 4 หลายเดือนก่อน

    Hey i like your videos , I send you a email ,

    • @FindingGinaMarie
      @FindingGinaMarie  4 หลายเดือนก่อน

      Hi Adelina, I responded to you via email. Hopefully it will help you. Thanks for watching! -Judy

  • @TanNguyen-id8rw
    @TanNguyen-id8rw 4 หลายเดือนก่อน

    ❤❤❤

    • @FindingGinaMarie
      @FindingGinaMarie  4 หลายเดือนก่อน

      Thank you so much for watching! -Judy