Paying DEBT with Savings Challenges • $1k+ into Savings Challenge

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  • เผยแพร่เมื่อ 20 ต.ค. 2024
  • So many Savings Challenges today! This is my biggest Savings Challenge stuffing ever! $1k+
    It seems as if the storm we are in keeps bringing more rain. We are working to get a large business debt paid off in 90 days.
    Numbered Paper Clips: amzn.to/3VEyhZ2
    (I may receive commission if you purchase from the Amazon links in this description)
    Want to purchase something from my Etsy store? Please use this link to save me Etsy fees: snowgardener30...
    #debtfreegoals #savingschallenges #moneydiaries
    Join my membership to get monthly freebies, exclusive videos and more!
    / @snowgardener307budgets
    ALL MY SAVINGS CHALLENGES:
    June Binder- ‪@JanellRaeBudgets‬
    9. Miss Adventure ‪@lizandless‬
    10. Roll, Scratch & Save @toebeanbudgets
    Christmas Cuties Binder - ‪@CraftCoBudgets‬
    Snowflake Christmas Binder - @JanellRaeBudgets
    1. Puppy Snowflakes -Rami ‪@budgetpaparazzi‬
    2. OCD Christmas -Dani @CraftCoBudgets
    3. Penguins -Tracy ‪@GoldenGirlBudgets‬
    4.
    5. Snowman- Janell @JanellRaeBudgets
    6. Mystery Savings- Kim ‪@StarBudgets‬
    7.
    8. Merry Christmas- Yazmine ‪@OfficialBudgets‬
    9. Fred Jr.- Shannon ‪@307designstudio‬
    10. Holiday Cheer -Champagne ‪@ChampagnesCorner‬
    11. Double Sided Christmas- Judy ‪@savewithjudy‬
    12. Gingerbread Cutouts- Wren @MischiefManagedBudgets
    Gemini "ME" Savings Challenge Binder (NOT IN ROTATION RIGHT NOW-BUT IT WILL BE BACK!)
    All of the challenges in this binder are from my Etsy shop
    www.etsy.com/s...
    Red Savings Challenge Binder
    ALL BUX- @reinventingrene ‪@reinventingrene‬
    Blue Glitter "Full Size" Savings Challenge Binder
    The Life of a Pig *
    Pop It! *
    Life is a Beach *
    Shut the Box- @reinventingrene
    2024- @TheALMOSTOrganizedOwl
    *= Use the link above for my Etsy store to find these products
    Shiny Silver Savings Challenge Binder (NOT IN ROTATION RIGHT NOW-BUT IT WILL BE BACK!)
    The Great Aussie Scratch Off- @CraftCoBudgets
    Suitcases- Plan to Plan Sticker Co.
    Our starting debt total in April 2020 was: $365,862.62
    Our 1 year debt total in April 2021 was: $274,008.61
    Our 2 year debt total in April 2022 was $206,365.15
    Our 3 year debt update in April 2023 was $210,786.75
    Our 4 year debt update in April 2023 was $201,986.79
    NOTES:
    In 2023 and 2024, we incurred more debt and paid a large portion of that debt off, so our debt paid numbers are actually higher than what they appear.
    The above numbers include our mortgage.
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    💌S N A I L M A I L:
    SnowGardener307 aka Marlene
    PO Box 281
    Pinedale, WY 82941
    EMAIL for Business Inquiries Only:
    snowgardener307@gmail.com
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    DISCLAIMER: I am NOT a financial advisor or expert. All views and opinions on this channel are my personal opinions. I am documenting my journey as it relates to my family’s financial, and debt freedom, progress and sharing how we manage our money. Prior to making any financial decisions for yourself/your family, CONSULT your financial advisor or planner.

ความคิดเห็น • 99

  • @thevictoriagoogin
    @thevictoriagoogin 3 หลายเดือนก่อน +10

    Ohhh naughty puppies 😂😂😂 how fun their friend taught them to sneak out 😂
    76$ for June incase you don't catch it later

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  3 หลายเดือนก่อน

      Hahaha...oh those puppies! Nope...didn't catch it but I did see your comment when you made it! So thank you!!

  • @kittyface7kat327
    @kittyface7kat327 3 หลายเดือนก่อน +1

    Great job Marlene! You and Bridger are kicking out that debt!!!!!!!

  • @savingwithPeggy
    @savingwithPeggy 3 หลายเดือนก่อน +1

    Awesome! More money equals more fun!

  • @jlkuttler
    @jlkuttler 3 หลายเดือนก่อน +1

    Silly dogs! Amazing job for June!

  • @deeplansandbudgets
    @deeplansandbudgets 3 หลายเดือนก่อน +1

    Watching while setting up my August Gratitude Journal.

  • @deannaedwards1147
    @deannaedwards1147 3 หลายเดือนก่อน +1

    Great job Marlene! Awesome progress😊

  • @TeachSaveTravel
    @TeachSaveTravel 3 หลายเดือนก่อน +1

    You are always so encouraging ❤

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  3 หลายเดือนก่อน

      🥰🥰🥰 Thank you! You guys help encourage me to never give up!!

  • @Pamcatmom
    @Pamcatmom 3 หลายเดือนก่อน +1

    I think you already share so much of your life that you should be able to have some privacy anywhere you choose. You’re doing amazing.

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  3 หลายเดือนก่อน

      Thank you so much!! I appreciate your understanding!

  • @Colourfulbudgetsuk
    @Colourfulbudgetsuk 3 หลายเดือนก่อน +1

    Great video, loving how positive you are. You are doing a fantastic job.

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  3 หลายเดือนก่อน

      I try! It is so easy to get bogged down with life ups and downs but if you stay positive it makes life so much happier!!

  • @mariswayoflife
    @mariswayoflife 3 หลายเดือนก่อน +1

    Watching you is inspiring ❤

  • @TheBudgetPrincessa
    @TheBudgetPrincessa 3 หลายเดือนก่อน +1

    Great video Marlene and so much progress 🫶🏽🎀

  • @TraciRogers-pn2jl
    @TraciRogers-pn2jl 3 หลายเดือนก่อน +1

    What a fantastic job!!!! Great video

  • @jennifermacklem
    @jennifermacklem 3 หลายเดือนก่อน +1

    Love this long video!!

  • @SweetandSassyBudgets
    @SweetandSassyBudgets 3 หลายเดือนก่อน +1

    Omg what a huge amount going to debt! If anyone can pay that big of a debt in such a short amount of time it’s you guys!!! Amazing job Marlene and Mr. Sg307 💜 💜 💜 that fishing challenge looks like to much fun , can’t wait to play it. Loving the chicken pox fish 😂 too cute

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  3 หลายเดือนก่อน

      Thank you so much! Oh this new debt was a little heartbreaking, but I know we can do it!! We just want to get it paid off so we can move on to our EF goal!! Hahaha...the chicken pox fish...hehehe!!

  • @RoseAngella
    @RoseAngella 3 หลายเดือนก่อน +1

    Good games. Love them all. 💜

  • @thefeistyone7178
    @thefeistyone7178 3 หลายเดือนก่อน +1

    Loving your positivity (even on the days when you may not feel it) and how you're crushing all debt that comes your way. And personally, "flipping off" debt is a completely reasonable response.

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  3 หลายเดือนก่อน +1

      Hahahaha...yes to flipping off debt!! Thank you so much! I try to stay positive and when I succeed it does make the tough times so much easier!! 😍😍

  • @angelaromero2542
    @angelaromero2542 3 หลายเดือนก่อน +1

    Thank you so much Marlene for the encouragement to keep going on whatever journey we are on. Paying off debt, saving for an emergency fund, completing savings challenges and building our savings for our Envelopes etc. You have been a Great inspiration and i appreciate You so much!!! Thank you. ❤❤
    P.S. Congrats on conpleting so many savings challenges and doubling the amounts. Great job!!! 🎉🥰

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  3 หลายเดือนก่อน

      You are so welcome! It can be so discouraging when the storms hit, but we can't give up!! We have to keep our heads up and keep going! I appreciate your amazing comment! Sorry it took me a bit to reply! I did see it the day you made it and it brought a smile to my face, so THANK YOU!!!💜💜💜💜💜

  • @stephaniemartinez7233
    @stephaniemartinez7233 3 หลายเดือนก่อน +1

    Awesome progress!

  • @patcole1537
    @patcole1537 3 หลายเดือนก่อน +1

    That was awesome Marlene!!! Thank you for playing instead of just paying. Have a great weekend.

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  3 หลายเดือนก่อน +1

      Hi Pat! Thank you so much! I just put the yorkies fourth of July scarves on! I love them!!

  • @christineoreilly8912
    @christineoreilly8912 3 หลายเดือนก่อน +1

    Wow!!!

  • @daj536
    @daj536 3 หลายเดือนก่อน +1

    Awesome video! I just love your transparency and how you encourage us to keep going no matter what. 🤗💕 I was excited the video was lengthy! Thank you for all that you do! 🤗💕🤗💕

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  3 หลายเดือนก่อน +1

      Thank you so much!! I knew this video was going to be a long one when I started!! hahaha!!

  • @jus4wd
    @jus4wd 3 หลายเดือนก่อน +1

    Love watching your videos!

  • @adrienneadelsperger897
    @adrienneadelsperger897 3 หลายเดือนก่อน +1

    Great video!!!❤❤❤❤❤

  • @savewithjudy
    @savewithjudy 3 หลายเดือนก่อน +1

    Hello Marlene. Here watching and enjoying your video this evening.

  • @thomassteenerson8958
    @thomassteenerson8958 3 หลายเดือนก่อน +1

    ❤ another great video thank you for the motivation that you keep giving out❤

  • @thedramaticpanda
    @thedramaticpanda 3 หลายเดือนก่อน +1

    Hey friend! Congrats that's such a great debt payment!

  • @TaraannBudgetsandSelf-Care
    @TaraannBudgetsandSelf-Care 3 หลายเดือนก่อน +1

    It okay not to share everything. You share a lot with us. I hope people stop asking.

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  3 หลายเดือนก่อน

      Thank you so much for understanding! We try to share all that we can but sometimes it is out of our control!

  • @gentlecharmbudgets
    @gentlecharmbudgets 3 หลายเดือนก่อน +1

    Great ❤ Video

  • @GandLBudgetingBesties
    @GandLBudgetingBesties 3 หลายเดือนก่อน +1

    Great video 💚💚💚🥰

  • @marysigmon4913
    @marysigmon4913 3 หลายเดือนก่อน +1

    Hello Marlene , was getting ready to turn in and saw your video had to watch

  • @jojosmoney
    @jojosmoney 3 หลายเดือนก่อน +2

    the excitement when I saw the length of the video!!!

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  3 หลายเดือนก่อน +1

      Hahaha....I am so happy you guys love my long videos because I am full of so many words! LOL

  • @budgetrebelgoals
    @budgetrebelgoals 3 หลายเดือนก่อน +1

    ❤❤

  • @thebubblystuffer
    @thebubblystuffer หลายเดือนก่อน +1

    Still catching up 😊

  • @diannerichards6018
    @diannerichards6018 3 หลายเดือนก่อน +1

    Wow that is a fantastic amount 👏 🎉🎉.so glad you decided to play instead of just paying the debt . Lol flip it off 😂😂😂.I'll guess $187 for this round of STB. Well I was high 😂. Love the fishing challenge 😊. I know you guy will knock it out of the park ❤

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  3 หลายเดือนก่อน

      Thank you so much Dianne!! Yes...I figured let's play that money!! This video was a daunting task to edit, but so much fun finishing all those challenges!! Great guess on STB...I need to start shutting that box so I can have large numbers like that!! 💜💜💜

  • @rachelljordan2554
    @rachelljordan2554 3 หลายเดือนก่อน +1

    Nice video

  • @stephaniehale5547
    @stephaniehale5547 3 หลายเดือนก่อน +1

    25 or up

  • @sydneysmith1921
    @sydneysmith1921 3 หลายเดือนก่อน +2

    For June you have $76 not $66 I rewatched like 5 times saying no you miscounted the $10 (maybe you catch it before the end of the video I typed before I watched the whole thing) personally loved the long video 🎉🎉 way to go paying down some debt

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  3 หลายเดือนก่อน +1

      Hahaha...oh the mistakes I make are just ridiculous! I didn't catch it in the video or the editing! I am so happy you love the long videos....I am just full of so many words. LOL This amount of money was amazing to be able to stuff towards our goals!!

  • @tcslife4794
    @tcslife4794 3 หลายเดือนก่อน +3

    I don’t know where people are getting A bucks. I've found one since January. I'd never make it to Australia 😂

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  3 หลายเดือนก่อน

      🤣🤣🤣🤣 A bux are hard for me to find too. I know it depends on where you live.

  • @Budget2Blessings
    @Budget2Blessings 3 หลายเดือนก่อน +1

    Enjoy the video. You give me hope that one day I will play with a $1000

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  3 หลายเดือนก่อน

      Thank you! This was a first for me but it was so fun to put the money towards our goals!

  • @NOVAFrugalFamily
    @NOVAFrugalFamily 3 หลายเดือนก่อน +1

    Flip it off 😂

  • @BarbaraRighetti-t1w
    @BarbaraRighetti-t1w 3 หลายเดือนก่อน +1

    You missed some scratch offs in your June binder 😮

  • @tammybowen5307
    @tammybowen5307 3 หลายเดือนก่อน +1

    😊❤😊❤😊

  • @aliciawilliams5119
    @aliciawilliams5119 3 หลายเดือนก่อน +1

    How do we become members of your channel?

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  3 หลายเดือนก่อน

      Hello Alicia! Here is the link th-cam.com/channels/9x0WaDdLmbx3iFnJkPeGQA.htmljoin

  • @redbone3951
    @redbone3951 3 หลายเดือนก่อน +2

    Awesome job on going to your debt

  • @varseyhumphrey9748
    @varseyhumphrey9748 3 หลายเดือนก่อน

    Can someone tell me how to get to the membership options?

    • @varseyhumphrey9748
      @varseyhumphrey9748 3 หลายเดือนก่อน +1

      Found it!

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  3 หลายเดือนก่อน +1

      Welcome! I am so excited you were able to find the membership information! I see you already entered your information in Postable! I will be sending out the July email today and I will get your free challenge in the mail this next week!!

  • @Vikkilynn112
    @Vikkilynn112 3 หลายเดือนก่อน +1

    I have just started watching your videos but I am learning a lot from you just like I have from jamiernbudgets and Bria.Snyder. Thank you for sharing your journey!

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  3 หลายเดือนก่อน +1

      Welcome Vikki! I am so happy you are learning! This community is full of amazing creators with wonderful stories and suggestions!!

    • @Vikkilynn112
      @Vikkilynn112 3 หลายเดือนก่อน

      Thank you! Yes I am learning a lot from some awesome budgeters on TH-cam! Yes I have gotten lots of ideas! Thank you again!

  • @emmajeanhayden604
    @emmajeanhayden604 3 หลายเดือนก่อน +1

    WHAT A CD LADDER? IS THERE A SAVINGS CHALLENGE. I DON'T UNDERSTAND?

    • @Pamcatmom
      @Pamcatmom 3 หลายเดือนก่อน +1

      Tracy at Golden Girls Budget explained it really well in her videos (a few videos back).

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  3 หลายเดือนก่อน

      Hello Emma! A CD Ladder is where you buy a 12-month CD each month of the year; thus, you create a ladder! The best video on the CD Ladder is Debt Free Jessie! Go check her out!

  • @Mysticsoul77
    @Mysticsoul77 3 หลายเดือนก่อน +1

    🫂💚💵✉️💪. I hope your storm passes soon