Using Savings Challenges to PAY OFF Debt!
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- เผยแพร่เมื่อ 1 ส.ค. 2024
- Today is all about Savings challenges! We have a huge 90-day goal to pay off a business debt! This is a stretch for us but we are on track so far!
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#debtfreegoals #savingschallenges #moneydiaries
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ALL MY SAVINGS CHALLENGES:
July Binder- @JanellRaeBudgets
9. @lizandless
10. @champagnescorner
Christmas Cuties Binder - @CraftCoBudgets
Snowflake Christmas Binder - @JanellRaeBudgets
1. Puppy Snowflakes -Rami @budgetpaparazzi
2. OCD Christmas -Dani @CraftCoBudgets
3. Penguins -Tracy @GoldenGirlBudgets
4.
5. Snowman- Janell @JanellRaeBudgets
6. Mystery Savings- Kim @StarBudgets
7.
8. Merry Christmas- Yazmine @OfficialBudgets
9. Fred Jr.- Shannon @307designstudio
10. Holiday Cheer -Champagne @ChampagnesCorner
11. Double Sided Christmas- Judy @savewithjudy
12. Gingerbread Cutouts- Wren @MischiefManagedBudgets
Red Savings Challenge Binder
ALL BUX- @reinventingrene @reinventingrene
Blue Glitter "Full Size" Savings Challenge Binder
The Life of a Pig *
Pop It! *
Life is a Beach *
Shut the Box- @reinventingrene
2024- @TheALMOSTOrganizedOwl
*= Use the link above for my Etsy store to find these products
Our starting debt total in April 2020 was: $365,862.62
Our 1 year debt total in April 2021 was: $274,008.61
Our 2 year debt total in April 2022 was $206,365.15
Our 3 year debt update in April 2023 was $210,786.75
Our 4 year debt update in April 2023 was $201,986.79
NOTES:
* In 2023 and 2024, we incurred more debt and paid a large portion of that debt off, so our debt paid numbers are actually higher than what they appear.
* The above numbers include our mortgage.
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DISCLAIMER: I am NOT a financial advisor or expert. All views and opinions on this channel are my personal opinions. I am documenting my journey as it relates to my family’s financial and debt freedom progress and sharing how we manage our money. Prior to making any financial decisions for yourself/your family, CONSULT your financial advisor or planner. - บันเทิง
Fun video!! FYI You put the $2 you rolled for the back side of #3 into #4.
Hahaha..oh goodness!! I went to fix it but I had already exchanged bills...so I move $1 from #4 to #3...hahaha! Thank you so much!
Wooo hooo, what a great debt payment.
Thank you Dee!!
Hey Marlene. Love it. Shut the box is my favorite 😊
Hello! STB is so much fun!! I love it!
Great savings challenge video! Get that debt!💜💜
Thank you!! I cannot wait for this unexpected debt to be done!!
You are crushing that debt💪🏻
I cannot wait until this stupid debt is gone! Hahaha
Great debt savings Marlene 😊
Thank you!!
perfect 6!!
Gotta love it when the money is perfect!!
So amazing, super happy for you guys 😊. Get that debt. I always play STB its 1 of my favorite. I love the coloring challenges 😍
Thank you so much Dianne! I absolutely love STB!!
Watching 😊
Thank you!!
love how you do your Debt so i am trying my own version of this for the month of July to see if it works for us and helps. So far so good so thank you
I love this! I hope it works great for you! I love having challenges just for debt. Makes paying the debt so much more fun!!
Hi Marlene
You did great and nice amount towards debt. Love it. Cute find the love challenge. I have the shut the box challenge and can’t wait to play it. Oh honey challenge 😍. Great video. Have a good day
Hey hey Sabrina!! Thank you so much!! I love Shut the Box...it is so fun!!
Enjoyed the video❤
Thank you!!
Hey girl hey great video ; and I love the coloring it’s so satisfying to do and see the progress 🫶🏽🎀
Thank you so much 🤗!! Yes...the coloring is so relaxing!!
Great video Marlene. :)
Thank you so much!!
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Great video
Thanks!
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I haven’t played shut the box in a few weeks. We just haven’t had the money since buying our dressers- they need to be paid off by sept 3rd. As much as we needed them and got an awesome deal, it may not have been the smartest move. 😅
Sometimes you have to do what you have to do...or want to do! LOL...when I bought my living room furniture I financed it...I didn't need it but I wanted it. I did the "same as cash" offer and set a goal to pay it off before that date!
@@SnowGardener307Budgets same. That's what we are doing with the dressers! I'm determined 😁
Got your birthday card today❤ thanks for thinking of me🥰
You are so welcome! I hope your birthday was aaaaamazing!!
@@SnowGardener307Budgets it’s this Friday. Planning to go to a baseball game with hubby and the kids. It should be great!
I like the coloring challenges too 😊
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I'm saving alll of mine 20$ and alll of mine 10$ and allll of mine 50$ and alll of mine 100000$ wish me the best of luck
Good luck!
Happy Savings!! ❤
Thank you!!
Hello ❤
Hello!!
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I'm having a hard time factoring interest in my bill tracking. How do you do it? Like I've just been waiting until it hits and going from there, but it feels like I'm not paying at much that way. Any tips?
Confession: I bought one of those books because I thought it looked fun and I like foxes, but then I found out that it was plagiarized from you and I returned it. I'm so so sorry. I wpuldnt have bought it if I knew before hand.
Hello!! No worries about the fox book. I appreciate the support more than you know!
This is the first time in a long time that I have had a bill with interest. I choose to just add the interest on the day it hits. I use my debt monthly snowball to track the monthly balance throughout the month. If you want to email me I will send you one to try! snowgardener307@gmail.com They come in the monthly budget kit where the art changes each month.
@@SnowGardener307Budgets i felt so guilty! Thank you so much for being so understanding.
@@SnowGardener307Budgets oh, okay. Thanks. That's great advice.
good savings and video - keep it up!
Thanks, will do!
🫂💚💪💵✉️You got this breathe
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Great video
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