@@janebaker4912 she’s using him. Last I checked sex was a mutual exchange between two consenting parties. She could be 19 or 39. There’s plenty of low value women out there who sleep around.
He probably also likes the idea of her being dependent on him. Yeah the only reason she is probably dating him is because he has money, or else Im sure there are better looking men her age she could be dating. The opposite is also true. The only reason he is probably dating her is because she is young and attractive, and deep down he knows to keep that going he will have to pay for it. She will probably be happy with him just buying her clothes and stuff and get to have girls nights out and cheat on him a bunch. At least on his end he needs to be smart enough to know what he is getting and how much he's paying for it, sounds more like he's a sucker and she's going to drain him dry.
As someone around the same age who knows many other people the same age the only thing that would possess us to date so much older is money 😂😂 That’s the only benefit to age gap relationships.
@@jackmiddleton2080- There is a BIG difference in life experience and maturity between a 30 year old and a 19 year old. It may be "only just over 10 years" but those two ages are very different in maturity milestones. It's like a 20 year old dating a 9 year old. Once again, two very different stages of life and maturity milestones.
So she's 19 years old, 4 years away from being in Middle School and he's dating her. she makes 41,000 a year which is good money for a 19-year-old person but his condescension is telling. If I was his 19 year old girlfriend and I heard that I would be out the door. He's not boyfriend material, he's not friend material and she can figure out a way to pay for a car by herself
Right unless they live in LA or NYC etc and she wants a Mercedes, she can afford the payment too. She's just trying to get while the getting is good here.
Just the fact that she wants him to buy her a new car when she already has one, and they've only been dating a few months says a lot about her. Dave is right, don't do it, it will only cause more trouble in the relationship.
She sees him as a sugar daddy because his old. Even 30 year old women that see men in their 40’s or 50s see them as old and treat them accordingly. I’ve realised The older the guy is than them. The more likely they automatically put him in sugar daddy category.
Asking someone for a car after 4 months is already revealing enough. She's not independent. She's not an adult. She is not an equal partner in any way.
I wonder if Dave misunderstood him and thought he said $800 per MONTH... She's making $800/week take-home pay, which is probably around $50k gross annually, but Dave kept saying that she was dirt poor with that income. That's really good for a 19-year-old. EDIT: The keywords here are "TAKE-HOME PAY." That means it's really MORE than that before taxes.
I was going to say the same thing lol That’s about 60-65k pre-tax. Rochester NY is slightly more expensive to live it than the national average but still, that’s a decent income for under 30.
Rachel almost fell off her chair with Dave's sugar daddy comment.. she got caught by surprise. Like she had no idea her daddy knew what a sugar daddy is lol
@@melilifabulosa5505 yes that's her daddy. Dave's kids never experienced the real world when it comes competing with others for jobs /positions. Went to work for daddy right after college. Daddy laid it out well for them.
Dave handled this so much better than the other personalities would have, he's so blunt and doesn't tip toe around being scared to hurt someone's feelings, this is why I love Dave
Assuming the guy is not in the entertainment business, most people making &120 a year are not ignorant. He was hoping Dave could give him a reason to say NO.
Well, there are 52 weeks in a year. 52 x 800 is 41,600. Not 55k, but not quite poverty either. I agree that Dave thought he said per month. Still a terrible idea to buy your gf a car in this situation.
Why is the sugar daddy calling in to see if he should finance the car. Finance the car for your sugar baby why else do you think 18-19 year old is with you? 😂
@@dre1758 to a 19 year old 30 is basically dating your parent. Think about it… When he was graduating high school and some of his friends joining the military she was mid elementary school watching Barney and little mermaid.
Did I hear this right? A 19 year old with take home pay of $800 per WEEK is below the poverty level? I’m thinking Dave heard $800 a month. Anyone else thinking this? Or am I more broke than I realize? 😂
I love Rachel’s reaction when Dave called him a “sugar daddy”.😂 This guy should know better than to call with this question; he has to be punking Dave and Rachel.
@@gwildordipkin6504 Fond memories of Trailer Parks... I saw some of the hottest boldest young women lived there...but they were all very treacherous and dangerous. God was with me and protected me...good thing i didn't get what my eye behold-ed as beauty....eluded that divorce and set-back.
@@benjaminthomas7164 um, my sister and brother inlaw co-signed a house for one of their children and after 3 months the kid stopped making the payments. They couldn’t keep up with both mortgages so both houses started going into foreclosure. They ended up selling their kids house, then their son and his girlfriend had no place to live so they moved in with my sister and her husband. It was a nightmare for everyone.
I'm sorry - If you don't have the common sense to come to a conclusion about this situation yourself by the age of 30, Dave Ramsey can't help you. I'm not sure anyone can. No 30-year-old in his right mind (who isn't actively trying to be a sugar daddy) should even remotely be considering this. You are basically dating a high schooler who has done nothing, seen nothing, knows nothing. No, you should not pay for her car. No, you should not even co-sign. No, you shouldn't even be in this relationship to begin with because if you were even remotely as mature as you should be by 30, you'd have nothing in common with her. No. No. NO.
@@marianemashkalo4182 I mean the difference is exactly 10 years. I understand what you're saying but it's really not a big deal. I mean, I'm 25 and I'd date someone that's 35 because people my age are generally dumb. Maybe, she's the same way? Obviously doing pretty well for herself making 3,200 a month at 19 I presume with no college degree and no college debt to deal with she could be an old soul and not like people her age.
@@dedalliance1 I see your point as well, she's doing good, probably mature for her age, but then asking the boyfriend to buy her a car.... something doesn't add up
@@indiasupportstrumpwwg1wga927 then that young woman will just leave you once she's 25 for a guy actually in her age range... i see it happen so many times with these age gap relationships. y'all date teenagers and then wonder why the divorce rate is so high and 80% of the time initiated by women.
Not to question Dave Ramsey's math skills, but the caller said his girlfriend makes $800 a week take home. That means after taxes and everything she's bringing home $41,600. Much less than 120k, but certainly not below the poverty level like Dave says.
Excellent comment..very true. She won't be the same woman at 27 as she is at 19...right now she's connected in her beauty... user mode....that's the most dangerous and treacherous mode for any guy to encroach and embed her. She's just a baby.
@@LarsonFamilyFarm-LLC Most of us are naive when we are younger and we actually don’t know how to manipulate. My guess is that she probably watches these sugar baby videos online telling her what to ask for 😂 The danger are the women who are able to remain hot past 27+. It’s also why on average women also get married around this time and not younger. They understand the game more and are the ones teaching the rest. All my friends are older than me and in this category and they are offered everything under the sun. We don’t know our power when we are younger like guys assume we do. That comes later.
@@gailainsley6939 Thank God that's reassuring...and makes sense. Thank God you girls don't understand your power or how to wield it. There's hope for us yet.
@@riner9 American culture loves insinuating that anyone woman under 25 is a baby and cant make their own decisions if they are with an older man. If there are single then the opinion changes to wow what a smart independent young woman.
NOOOOOO why in the world would he do that! Dude fix your backbone and say NO! He probably won’t even be with her in the next year😂 She’s definitely using this fool. Love Dave’s reply “Sugar Daddy” indeed🤣🤣🤣
I love Dave's wisdom. He knew to stop the callers rambling and to ask the right questions to get the actual facts. Sir... you're a sugar daddy! Stop it! Stop it now! I swear some people call Dave just to get chewed out, cause why would he call the Dave Ramsey show to ask this question?🤦🏽♀️ He doesn't even need to give her an explanation, just say NO!
She’s below the poverty level? She nets $800/week, which means she must gross at least $1000/week, which means she’s a 19 yo making about $50k/ year. That’s nowhere near the poverty line. He obviously shouldn’t finance the car for her, but I don’t understand why Dave acted like she was destitute.
@@d_all_in If you’re on salary, you know what you make a year and you figure out the monthly amount for budgeting purposes. But if you work for an hourly wage, you’re more likely to think about what you make in a typical week.
I’m a woman. Why in the hell would any man think he is responsible for buying his girlfriend a vehicle? It’s absolutely nuts. Not only is it a bad idea financially, he’s NOT HER FATHER!!! But the most important thing is that she expects this from him. Get rid of her. This is not good.
@@Valhal1776 totally true, but while there’s still some big differentials, cost of living and inflation is still flying up universally while wage increases to match are pretty much universally going away.
My dad was 31 & my mom was just turning 18 when they got married like 50 years ago so I guess it worked for them even with the thirteen year difference. My mom now takes care of my dad.
@@Nick-gk6hj we should cut her some slack, this is probably her first go around as a sugar baby. perhaps she should ask Amber Heard for advice on this matter
Seriously. I'm 28 and would struggle to date younger than 24. 19 is a baby. Imagine being 30 and dating a girl who just graduated high school. Last time dude was in high school his girlfriend was 7 years old
@@TheBswan only in spoiled western countries is a fully grown adult considered a "child". if it takes you to the age of 24 to start behaving like an adult, that's a YOU problem. for nearly all of human history people would happily raise families at 19. my grandparents started their family at 15. then the greatest generation made life ridiculously easy for their children (boomers), who then began to normalize being a manchild into your 20's, to the point where it is now where a 24 year old will complain about responsibility because they're still "young"
So, Dave has a "nose" for these things after doing this for so long. His "fishy" meter was going off so early in this call, but the real BEAUTY of this call was watching Rachel almost crawl under the table when Dave told this guy he just described a sugar daddy! You can see it on her face! She's so embarrassed for pretty much everybody and every thing going on in this call. Oh, that is so hilarious! :)
This is not about age. I married my wife when I was 31 and she was 20. We’re still happy, married, and 5 kids. But no, she didn’t ask me to give her a bunch of money. THAT is the issue here. Not the age gap.
$800 a week take home per week is $41,600 a year, that's NOT below the poverty line. Not now, and not 1 year ago when he called. It's a terrible idea to do this, but she could handle $400 a month car payment.
BTDT--I was the 23 yr old.... it was daddy issues... same w/ her. It might take her another 20 years to realize it. He has self esteem issues. Dysfunction attracts dysfunction. Such is life.....
Didn't he say that his girlfriend brings home $800 a week? The before tax salary should be about 50K a year. She makes enough money to buy her own car. This man needs to drop this young lady. He has a great opportunity to set himself up very well financially. He makes $120k a year, and he is single. He shouldn't even have a vehicle payment. He can stack his money.
I am glad you told him point blank the reasons it's a bad idea. I question her integrity of barely in a four-month relationship and asking him to borrow money for a car for her ... the entitlement & audacity!
I question the integrity of a man who says he's 30 but I'm guessing older who is contemplating buying a car for a teenage girl so he can get teenage puzzy.
I had a guy buy me a vehicle for Valentine’s once… Of course, it was a minivan. The guy was my husband of several years. We were expecting our 2nd child. Plus, we had discussed our household finances thoroughly first. I’m afraid the caller is being taken for a ride. He hesitated way too long over the $800/wk. I’m betting he has no idea how much she really makes and the actual status of her financial situation.
I am thinking he is paying her $1000 a week so it nets to 800 after tax and stuff. So he doesn't know if she might be making more doing this "boyfriend " business thing to someone else. This is all very odd.
@@blackworldtraveler3711 at what point are we going to acknowledge that he being pathetic and stop passing it off as “simping”. He’s not a high schooler
The only way that fifty thousand dollars a year would be considered poverty level or below the poverty level as if that person was forced to stay in areas like the vast majority of the state of california or new york city as far as cost to living goes Now bring that same page to any area of the state of mississippi with very very few or rare exceptions and you're above the average income That's around 16 grand above my income that's for damn sure
@@cjzanders5430 indeed ...just specifying one neutral ground example. (Shrugs) I make 37,440 a year before taxes currently...50k...I could do a lot more with that extra 12+ grand a year in Central Ms
Not bad for her age, but it’s not much overall and she can’t use her age to get a discount. He’s also live in NY which is very expensive compared to most of the country and we have record high inflation and the highest interest rates we’ve had in a long time. She’s not in as good shape as you think she is.
Girlfriend makes $800 per week, 40k per year and Dave says she's living at the poverty level? Dave is clearly living in a bubble if he thinks a 19 yr old making 40k a year is poverty.
"Dave should I take on a loan to get a 19 year old to sleep with me?"
Lolz a happymeal from mcdonalds will do 😂
😂 that's hilarious, a happy meal.
I am sure that is accurate
And then leave for the big bag 💰
1,000% fact
He will 100% buy her a car shortly. The fact that he’s even thinking about it tells me he will.
100%. It was a clear no right out the gates. If he hasn’t said no yet it’s because it’s not in him.
Exactly. He sounds scared that she will leave or get another sucker to co sign 🤣
If it fornicates, flies or floats, it's cheaper to rent.
Yup he's already done it, because he's promised it already.
Yup he’s a simp
Only four months in the relationship, not married, and she wants him to go in debt for her. Hell no!🚩🚩🚩🚩
He's using her. She's using him.
@@janebaker4912That's a fair assessment.
Pretty flags, he he
@@janebaker4912 she’s using him. Last I checked sex was a mutual exchange between two consenting parties. She could be 19 or 39. There’s plenty of low value women out there who sleep around.
they are made for each other
Guys like him are the reason why onlyfans even exists.
Because he's not giving her enough?
Absolutely lol
@@kagelynx cause he be *simpin* hard. Don’t get me wrong, I might trick it off here and there but a car? An Uber ride is the best I can do for you 🤣
😂😂😂😂
@@richthepup yea maybe a $7 Uber ride depending on the circumstance
Fricking love Rachel's reaction to "Sugar Daddy". She sinks in her chair like a teenager embarrassed by her parent. So hilarious 😂
Yep! Rachel you can crawl out from under the table now 🤣
Super cute reaction!
I mean, if my parent had no issue with a 30yo man dating a literal teenager, I’d wanna hide, too.
That was the highlight of the show. I was dying Rachel. hahaha
Definitely was hilarious. 🤣
Four months in, that girl knows what she's doing. This is so transactional; he clearly doesn't have the strength to resist or upset his prize.
He probably also likes the idea of her being dependent on him. Yeah the only reason she is probably dating him is because he has money, or else Im sure there are better looking men her age she could be dating. The opposite is also true. The only reason he is probably dating her is because she is young and attractive, and deep down he knows to keep that going he will have to pay for it. She will probably be happy with him just buying her clothes and stuff and get to have girls nights out and cheat on him a bunch. At least on his end he needs to be smart enough to know what he is getting and how much he's paying for it, sounds more like he's a sucker and she's going to drain him dry.
As someone around the same age who knows many other people the same age the only thing that would possess us to date so much older is money 😂😂 That’s the only benefit to age gap relationships.
@@potato1084 I mean that sounds a bit bleak. Suggesting love can't transcend 10 years. 19 years old is a bit extreme though.
@@jackmiddleton2080- There is a BIG difference in life experience and maturity between a 30 year old and a 19 year old. It may be "only just over 10 years" but those two ages are very different in maturity milestones. It's like a 20 year old dating a 9 year old. Once again, two very different stages of life and maturity milestones.
DOES THE GIRL’s FATHER & MOTHER KNOW WHAT SHE’S BEEN INTO? Or IS HE ALIVE AFTER ALL?
The caller needs to realize that this just isn't a car she wants. It is the first thing on her list she wants from him.
They all b/s you
That’s what he gets for dating a kid
@@Keeks492exactly. A 19 yr old is definitely still maturing.
So she's 19 years old, 4 years away from being in Middle School and he's dating her. she makes 41,000 a year which is good money for a 19-year-old person but his condescension is telling. If I was his 19 year old girlfriend and I heard that I would be out the door. He's not boyfriend material, he's not friend material and she can figure out a way to pay for a car by herself
Yeah that is probably true. Pretty soon he'll be spending more than he makes.
If her take home is $800 a week she can buy her own car.
Right unless they live in LA or NYC etc and she wants a Mercedes, she can afford the payment too. She's just trying to get while the getting is good here.
thats 100% a lie
something tells me this dude is dating a stripper and her income isn't consistent and is in cash.
@@AntAnt It's not a lie.
@@AntAnt how is that a lie?
Rachel’s reaction when Dave called him a sugar daddy was priceless!! 😂😂
"A girlfriend of mine." How many girlfriends does he have?!
😂
Exactly
As many as he can aford!
Wait a minute, he can barely afford this ONE.
@@gilbertojohnson6981 and you cant spell, We all have faults.
Omg 😂😂😂
Just the fact that she wants him to buy her a new car when she already has one, and they've only been dating a few months says a lot about her. Dave is right, don't do it, it will only cause more trouble in the relationship.
Nothing beats the snap of a 19yo pssy
A few months to a 19yo is a long time.
She's too young for him. Gross.
She sees him as a sugar daddy because his old. Even 30 year old women that see men in their 40’s or 50s see them as old and treat them accordingly. I’ve realised The older the guy is than them. The more likely they automatically put him in sugar daddy category.
@@jeffwvu4602 he doesn't want a woman though, he wants teenagers. 21 simply won't do 😅
He’s going to tell her no and she’s going to walk. Best case for our friend Cody.
$800 a week TAKE HOME for 19 is phenomenal.
I don't even make that full time as a plumber
I know right?
@@acidpilled8733 You getting ripped off bruh, unless you're 19 still apprenticing.
@@acidpilled8733 plumbers make way more than that here
I was thinking the same thing? That’s about 55-60k before taxes. Thats what I make as a 31 year old male
Rachel sliding under the desk was hilarious. 😂😂😂😂😂
Like Sal on I.J., falling down! Classic
Asking someone for a car after 4 months is already revealing enough. She's not independent. She's not an adult. She is not an equal partner in any way.
She's just a teenage girl.
she is freshly 19....of course she isn't indipendent. thats why this grown man is dating her...he is a youth vampire.
AT 30 you're dating a 19yo asking you to but her a car 😅
Derp! She's a teenager
Rachel trying so hard not to die laughing 😂
Frhahaha
Yeah cause if she had a sugar daddy at 19 he woulda made 120 million not thousand a year.
She's remembering her slutty days 😆
The look she kept giving the camera even before the big news was revealed. 🤣
@@gwildordipkin6504 wait Rachel has a sugar daddy and goofy husband who stand to inherit millions if she can keep it together long enough
I wonder if Dave misunderstood him and thought he said $800 per MONTH... She's making $800/week take-home pay, which is probably around $50k gross annually, but Dave kept saying that she was dirt poor with that income. That's really good for a 19-year-old.
EDIT: The keywords here are "TAKE-HOME PAY." That means it's really MORE than that before taxes.
I was thinking the same thing
I was going to say the same thing lol That’s about 60-65k pre-tax. Rochester NY is slightly more expensive to live it than the national average but still, that’s a decent income for under 30.
800 per week is around 41000 a year that is not poor and not poverty
$800 a week is not bad at 19
I was thinking the same thing. I'm pretty sure he was thinking month
She is not your wife!!! Don’t get financially involved with a girlfriend.
🗣️ LOUDER PLEASE for those in the back.
Rachel almost fell off her chair with Dave's sugar daddy comment.. she got caught by surprise. Like she had no idea her daddy knew what a sugar daddy is lol
He's friends with millionaires and billionaires. She's well aware her dad knows about these things.
@@Saiyijon exactly
One could say a financial advisor like Dave knows too many sugar daddies with a goal to know less over time
I didn't know that she was his daughter! Now her comfort makes sense, I thought she was a bit of an upstart to be that comfy but it's just her daddy!
@@melilifabulosa5505 yes that's her daddy. Dave's kids never experienced the real world when it comes competing with others for jobs /positions. Went to work for daddy right after college. Daddy laid it out well for them.
Fools and their money are parted easily.
He's a supersimp.
I wouldn't do that for a girlfriend.
Don't do charity in relationships.
@@blackworldtraveler3711 I'll bet anything he gets her a car.
We all know what happens next.
Your statement "Fools and their money are parted easily." needs to be added to the book of Proverbs.
@@blackworldtraveler3711 you're a black guy, you probably wouldn't have anything to give to her anyways
Anyone who’s lent money to friends or family is screaming at their screen “No!”
Dave handled this so much better than the other personalities would have, he's so blunt and doesn't tip toe around being scared to hurt someone's feelings, this is why I love Dave
Dave loves pissing people off. That's why he's so entertaining.
@@amireallythatgrumpy6508 maybe, he just shoots ya straight rather it's good or bad
Yes I think the same Dave is the soul of the show
I think getting to the point is just better
Except he was blatantly wrong about her salary level and being "below the poverty line". $800/week take home is $55k a year ish!
He is going to buy her the car. She is going to leave him. And I don't even feel sorry for him.
He's running around trying to get a sugar baby for free, and now it's shocking of her to ask for help.
Exactly. Date your age if you want her. She’s much younger than you. Of course she needs help.
A girl asked me to get her a car once. I had a good laugh over it. So silly.
Those people who say "There are no dumb questions" need to listen to this call
It's true though. There are no stupid questions, only stupid people.
@Sara Andersson He is not clueless, he is in denial
Assuming the guy is not in the entertainment business, most people making &120 a year are not ignorant. He was hoping Dave could give him a reason to say NO.
💯
@@TheFishdoctor1952 I think he was waiting for Dave to say yes
Do not buy a girlfriend a car, unless you don’t mind seeing another man drive it after the break up
Never build with a boyfriend unless you wanna do a favor to his future wife.
Isn’t that a Toby Keith song?
She’ll keep his wallet around until she finds a richer sucker/simp
He’s totally doing it. He’s not ready to give up that young tail. 😂
😂😂😂😂😂
No he’s not. He’s 🐱 whipped
The milk cost! lol
He should rather invest in a gadget to hear what she is talking about him when he is not in the room, and he will be healed
@@altenberg-greifenstein 😂😂🤦🏾
$800/week after tax is really good for a 19-year-old. That's probably more than 55k/year before tax.
Yeah, I think Dave though he said $800/month....I'm guessing
She says she makes that kinda money, we are talking about the same person that asked this guy to finance her a car lol
Onlyfans 😂
Well, there are 52 weeks in a year. 52 x 800 is 41,600. Not 55k, but not quite poverty either. I agree that Dave thought he said per month. Still a terrible idea to buy your gf a car in this situation.
@@timdevries7835 before vs after tax. 41k after tax of 25% ~ 55k before tax
If I was 19, I wouldn't date a 30 year old that told me no about anything
She has exactly one thing to offer and wants as much for it as possible. Can’t blame her, but it’s obvious where her heart and maturity are.
And he's a fool if he doesn't realize that
Why is the sugar daddy calling in to see if he should finance the car. Finance the car for your sugar baby why else do you think 18-19 year old is with you? 😂
Tbf he’s 30 not 50 relax
@@dre1758 to a 19 year old 30 is basically dating your parent. Think about it… When he was graduating high school and some of his friends joining the military she was mid elementary school watching Barney and little mermaid.
So she can then hand over the money and the car to her unemployed 22yo love of her life who is beating her up when she doesn't pay his bills duh
@@altenberg-greifenstein ☝️- THIS RIGHT HERE
@@dre1758- To a 19 year old, 30 is no different from 50. It's old to them.
He's thinking with his little head. I've been in this situation, and it didnt end well!
Did I hear this right? A 19 year old with take home pay of $800 per WEEK is below the poverty level? I’m thinking Dave heard $800 a month. Anyone else thinking this? Or am I more broke than I realize? 😂
Ya I heard that too I heard 800 dollars a week and thought holy shit I make about the same a week am I actually poor ?
Can he even buy her a drink? Not legally 😂😂
It's 18/19 in Canada and in some of the states in the USA and many other countries.
@@littleripper312 nah no state in US is 18
@@littleripper312 You have to be 21 to drink in every state in the USA.
If one of her parents give her permission to drink it, the answer is yes 😅, but it would have to be in their presence. 😅
Lol good point!
Rachel’s face when he said 19 was so perfectly still…. 😂😂😂
I'm curious how long they've been together😮
@@kbangharthe said 4 months
@@WickedAwesomeGardening and knew her for 3 years 🤣
@@kbanghart Yuck. That goes straight to creeper town
I noticed her eyes go from "wonder" to 'dead'. 😂
I love how he takes a few seconds at 2:54 to really think about what he was gonna say next. He played it like 10 times on his head.
The look on Rachel's face is priceless. Maybe you should ask Dave or Rachel to gift you the money to make a young lady happy.
That just made my morning… she almost fell out tha chair!!!!
Her: "I want you to finance a car for me"
Me: "Bye!"
@@miket7184 And breakup and blocked. 🎤
I love Rachel’s reaction when Dave called him a “sugar daddy”.😂 This guy should know better than to call with this question; he has to be punking Dave and Rachel.
You ever lived in a trailer park? Probably real.
Yeah that was classic.
And that is why I avoid dating younger women. 🤦🏻♂️🤣
@@gwildordipkin6504 Fond memories of Trailer Parks... I saw some of the hottest boldest young women lived there...but they were all very treacherous and dangerous. God was with me and protected me...good thing i didn't get what my eye behold-ed as beauty....eluded that divorce and set-back.
Praise Jeebus!
Don’t buy or co-sign a loan with another person, EVER !
Unless it’s your children
@@benjaminthomas7164 um, my sister and brother inlaw co-signed a house for one of their children and after 3 months the kid stopped making the payments.
They couldn’t keep up with both mortgages so both houses started going into foreclosure.
They ended up selling their kids house, then their son and his girlfriend had no place to live so they moved in with my sister and her husband.
It was a nightmare for everyone.
I'm sorry - If you don't have the common sense to come to a conclusion about this situation yourself by the age of 30, Dave Ramsey can't help you. I'm not sure anyone can.
No 30-year-old in his right mind (who isn't actively trying to be a sugar daddy) should even remotely be considering this. You are basically dating a high schooler who has done nothing, seen nothing, knows nothing. No, you should not pay for her car. No, you should not even co-sign. No, you shouldn't even be in this relationship to begin with because if you were even remotely as mature as you should be by 30, you'd have nothing in common with her.
No. No. NO.
Maybe she's a really mature 19 year old? Not everyone's stupid at 19. If they were 40 and 50, no one would care.
@@dedalliance1 yes, because at 40 and 50 the difference is not the same as 20 and 30.
@@marianemashkalo4182 I mean the difference is exactly 10 years. I understand what you're saying but it's really not a big deal. I mean, I'm 25 and I'd date someone that's 35 because people my age are generally dumb. Maybe, she's the same way? Obviously doing pretty well for herself making 3,200 a month at 19 I presume with no college degree and no college debt to deal with she could be an old soul and not like people her age.
@@dedalliance1 I see your point as well, she's doing good, probably mature for her age, but then asking the boyfriend to buy her a car.... something doesn't add up
@@dedalliance1 mature for her age is code word for being ok for Cody to be a creep.
I’m 31 and I can’t ever imagine dating a 19 year old.. the maturity gap is incredibly big
She wil find a new boyfriend when she is 25.
Just the fact that she can't get into places that are 21 and over is enough of a NOPE for most normal guys.
@@brianparrett114 Why would you take her anywhere?
not really... a lot of men will marry a young women with no baggage. But they would prefer her to be submissive and a housewife.
@@indiasupportstrumpwwg1wga927 then that young woman will just leave you once she's 25 for a guy actually in her age range... i see it happen so many times with these age gap relationships. y'all date teenagers and then wonder why the divorce rate is so high and 80% of the time initiated by women.
Not to question Dave Ramsey's math skills, but the caller said his girlfriend makes $800 a week take home. That means after taxes and everything she's bringing home $41,600. Much less than 120k, but certainly not below the poverty level like Dave says.
Rachel's response is absolutely awesome! She so didn't want to be a part of that "sugar daddy" comment. :D
on account of her own adventures in that realm no doubt
Sounds like this guy is trying to turn a sugar daddy relationship into a real relationship dont get it twisted! She is there for a reason
Excellent comment..very true. She won't be the same woman at 27 as she is at 19...right now she's connected in her beauty... user mode....that's the most dangerous and treacherous mode for any guy to encroach and embed her. She's just a baby.
@@LarsonFamilyFarm-LLC Most of us are naive when we are younger and we actually don’t know how to manipulate. My guess is that she probably watches these sugar baby videos online telling her what to ask for 😂 The danger are the women who are able to remain hot past 27+. It’s also why on average women also get married around this time and not younger. They understand the game more and are the ones teaching the rest. All my friends are older than me and in this category and they are offered everything under the sun. We don’t know our power when we are younger like guys assume we do. That comes later.
@@gailainsley6939 Thank God that's reassuring...and makes sense. Thank God you girls don't understand your power or how to wield it. There's hope for us yet.
@@LarsonFamilyFarm-LLC I wouldn’t get too comfortable if I were you, old man. With social media we are waking up even faster than before.
He doesn’t earn enough to be a sugar daddy please 😂🤣
19 and 30 is wild. Completely different stages of life and mental maturity. Anyone who says age is just a number is crazy
This right here. The relationship will expire before the used car. Lol
Not sure about the mental maturity on this one 🤪
You older women are salty
@@jrg7131I’m 20 hun 😂😂 The idea of sleeping with a 30+ year old makes me sick.
@@TartarianTopGLoool fr though
I need a sound bite of Dave screaming SHOCK so I can play it when I do something stupid.
I come here for my daily stupid dose of anti-stupid 😂
The sound engineer knows Dave's yell so well, he tuned the mic sensitivity just right 😂
“Rachael you can crawl out from under the desk now.” 😂😅
I’m curious what a 19 year old that clears 800 after taxes in a week is doing for a living
proly involves a webcam :-)
Escort service
Man I love this show. Stops me from making ANYMORE financial mistakes!! Haa
Me too. I had to stop listening to his radio program for six years while I was in debt. No more debt now.
She’s a sugar baby and he’s a 30 year old dating a 19 year old 😂
based
That's how it has been for thousands of years.
@@riner9 American culture loves insinuating that anyone woman under 25 is a baby and cant make their own decisions if they are with an older man. If there are single then the opinion changes to wow what a smart independent young woman.
@@riner9Ukraine situation? Been like that for thousands of years.
Slavery? Thousands of years.
@@peteplayz-norskgaming5723 Why are you crying to me?
Q: How long have you been together?
A: 4 months
ME: *OH HELL NO!*
NOOOOOO why in the world would he do that! Dude fix your backbone and say NO! He probably won’t even be with her in the next year😂 She’s definitely using this fool. Love Dave’s reply “Sugar Daddy” indeed🤣🤣🤣
I love Dave's wisdom. He knew to stop the callers rambling and to ask the right questions to get the actual facts. Sir... you're a sugar daddy! Stop it! Stop it now! I swear some people call Dave just to get chewed out, cause why would he call the Dave Ramsey show to ask this question?🤦🏽♀️
He doesn't even need to give her an explanation, just say NO!
It’s scripted
6 months later. He calls back with an up date... She left me for an older guy!! Can you believe it??
Leaving me in debt.....😂
Rachel regularly has those “DAAAAD!!” Moments sinking under the table when Dave says something spicy 😝
Let's convers ⬆️
She’s below the poverty level? She nets $800/week, which means she must gross at least $1000/week, which means she’s a 19 yo making about $50k/ year. That’s nowhere near the poverty line.
He obviously shouldn’t finance the car for her, but I don’t understand why Dave acted like she was destitute.
I think he was thinkg $800 per month. Weird that the caller said how much she makes per week.
I think he misheard it as $800 a month.
@@d_all_in If you’re on salary, you know what you make a year and you figure out the monthly amount for budgeting purposes. But if you work for an hourly wage, you’re more likely to think about what you make in a typical week.
Exactly!
They're in New York though, keep that in mind
I’m a woman. Why in the hell would any man think he is responsible for buying his girlfriend a vehicle? It’s absolutely nuts. Not only is it a bad idea financially, he’s NOT HER FATHER!!! But the most important thing is that she expects this from him. Get rid of her. This is not good.
How about WHY IS A 30 YEAR OLD DATING A 19 YEAR OLD???
why is he even calling? like come on dude...
How is $800 a week "no money?"
$800 is nothing to dave.
That’s below median income
@@kyledodson2992 But that's still a substantial income for a 19 year old. By the way that's after tax.
He's a bad listener sometimes. Co host should have called him out.
Guys… he misheard the information. Not stupid…
He's thinking with the wrong head 😂
"I'll tell you what Honey, I'll call Dave Ramsey and if he says it's good to go I'll be happy to finance a new car for you 😘"
Nice to know Dave thinks 800 a week take home is making "no money." Pretty high standards if he thinks 50k a year is considered broke college student.
That’s 41k a year before taxes fam. Not the worst but by no means much better than keeping your head above water nowadays.
@Nunya111 depends on where you live. When I started my career, I made 47k and only brought home 750 a week after tax.
@@Valhal1776 totally true, but while there’s still some big differentials, cost of living and inflation is still flying up universally while wage increases to match are pretty much universally going away.
I think it’s him not believing she’s making any money at all, and the caller didn’t argue back when he said she’s not making any money
My dad was 31 & my mom was just turning 18 when they got married like 50 years ago so I guess it worked for them even with the thirteen year difference.
My mom now takes care of my dad.
Best advice my dad ever gave me, “marry a younger woman so she can take care of you when you are old”
How does Dave think $800 take home pay a week is dirt poor? That 19 year old girl is probably in better financial shape than half his callers.
He's out of touch with reality.
That’s good specially upstate , now in nyc that’s like 400
NY 800 is nothing tbh
@@marjoriebaut7981 the median household income for NYC is 64k, which is similar to 800$ a week takehome
He had to have misunderstood him and thought he said $800/month.
$800 isn’t making any money? Bro, many people I know being home $500 a week.
Dave saying $800/week is a girl making “no money” when literally people aren’t even making half of that in America right now… that’s wild to me.
she needs to find a more well-heeled sugar daddy, probably age 50+
Exactly. If you're gonna go old you gotta find somebody with some net worth!
One that can pay cash.
Yeah, a 30 year old doesn't even yet realize 120K ain't squat.
😂🥰
@@Nick-gk6hj we should cut her some slack, this is probably her first go around as a sugar baby. perhaps she should ask Amber Heard for advice on this matter
He's thirty, she's 19.
He isn't emotionally mature enough to date women his own age.
Seriously. I'm 28 and would struggle to date younger than 24. 19 is a baby. Imagine being 30 and dating a girl who just graduated high school. Last time dude was in high school his girlfriend was 7 years old
@@TheBswan only in spoiled western countries is a fully grown adult considered a "child". if it takes you to the age of 24 to start behaving like an adult, that's a YOU problem. for nearly all of human history people would happily raise families at 19. my grandparents started their family at 15. then the greatest generation made life ridiculously easy for their children (boomers), who then began to normalize being a manchild into your 20's, to the point where it is now where a 24 year old will complain about responsibility because they're still "young"
Even if he was if he wanted to start a family why would he? A 30 year old woman doesn't have many eggs left.
He's not emotionally mature enough to date a 19 year old. 🤦♂️
He is datin her for "EHM ...12 months..."
she is giving you her youth, she is expecting something in return . It's transactional.
So, Dave has a "nose" for these things after doing this for so long. His "fishy" meter was going off so early in this call, but the real BEAUTY of this call was watching Rachel almost crawl under the table when Dave told this guy he just described a sugar daddy! You can see it on her face! She's so embarrassed for pretty much everybody and every thing going on in this call. Oh, that is so hilarious! :)
The “fishy” meter DEF was going off 😂😂😂
Rachel's reaction to Dave's sugar daddy comment...Priceless!
Then you will need to chase down her new boy friend because he's driving the car.
“You just described a sugar daddy”💀💀💀💀💀💀😂
This dude is a creep. He should know better then to date a child. It’s so gross.
19 isn’t a child.
This is not about age. I married my wife when I was 31 and she was 20. We’re still happy, married, and 5 kids. But no, she didn’t ask me to give her a bunch of money. THAT is the issue here. Not the age gap.
Yuck. Was this back in the 1900s?
@@cynthiaholland13Jelly?
Rachel sliding down in her seat when he said his and her age is hilarious
I need a picture in order to decide what he should do here.
A golf ball and 50 feet of garden hose
of him?
@@jadam.2410
or parts of him🙂
Lol
I was thinking the same thing watching this. Lol
$800 a week take home per week is $41,600 a year, that's NOT below the poverty line. Not now, and not 1 year ago when he called. It's a terrible idea to do this, but she could handle $400 a month car payment.
She's dangling that V-shaped carrot over his head and trying to get him to take the bait.
I mean my parents been married for 21 years and my father is 13 years older than my mom and we are nowhere close to wealthy or stable rn😭
2:33 she makes 800 a week. That's not poor
I love that the call operators let this one through 😂
Agree with all points, except, why is $3200 a month take home pay for a 19 year old considered “no money”
$800 a week is $3200 a month. That’s actually not bad! Is that considered below the poverty level these days?
No that's 50k a year, definitely above
That's awesome for her age especially!!
It might be considered a little low for New York, but it’s still very impressive for her age
A 30-year-old dating a 19-year-old? Sounds like a very immature man.
Jelly?
BTDT--I was the 23 yr old.... it was daddy issues... same w/ her. It might take her another 20 years to realize it. He has self esteem issues. Dysfunction attracts dysfunction.
Such is life.....
Judge Judy says it all the time.. Don't co sign a loan for anybody
Didn't he say that his girlfriend brings home $800 a week? The before tax salary should be about 50K a year. She makes enough money to buy her own car.
This man needs to drop this young lady. He has a great opportunity to set himself up very well financially. He makes $120k a year, and he is single. He shouldn't even have a vehicle payment. He can stack his money.
I am glad you told him point blank the reasons it's a bad idea. I question her integrity of barely in a four-month relationship and asking him to borrow money for a car for her ... the entitlement & audacity!
A 19 year old is a teenager. Of course they have audacity. He should know better at 30. Silly old man.
I question the integrity of a man who says he's 30 but I'm guessing older who is contemplating buying a car for a teenage girl so he can get teenage puzzy.
I had a guy buy me a vehicle for Valentine’s once… Of course, it was a minivan. The guy was my husband of several years. We were expecting our 2nd child. Plus, we had discussed our household finances thoroughly first.
I’m afraid the caller is being taken for a ride. He hesitated way too long over the $800/wk. I’m betting he has no idea how much she really makes and the actual status of her financial situation.
Agree. If she was making $800 per week, she could buy her own car.
I am thinking he is paying her $1000 a week so it nets to 800 after tax and stuff. So he doesn't know if she might be making more doing this "boyfriend " business thing to someone else. This is all very odd.
I was thinking waitress or bartender with cash tips.
Why did you divorce him?
@@Universal_Craftsman I didn’t. We celebrate 25 years this month.
We had only been married several years at the time of the minivan purchase.
Bro...Just say NO! You're a grown man.
I don't know.
The Simp is strong with this one.
@@blackworldtraveler3711 at what point are we going to acknowledge that he being pathetic and stop passing it off as “simping”. He’s not a high schooler
@@jadam.2410
I'm a guy and stand by what I said.
@@blackworldtraveler3711 I know you do love, I know….
How is netting $800 a week below the poverty level? That's about $50,000 a year gross.
The only way that fifty thousand dollars a year would be considered poverty level or below the poverty level as if that person was forced to stay in areas like the vast majority of the state of california or new york city as far as cost to living goes
Now bring that same page to any area of the state of mississippi with very very few or rare exceptions and you're above the average income
That's around 16 grand above my income that's for damn sure
@@motoryzen : Well, I'm sure you didn't come to argue, because I agree.
@@cjzanders5430 indeed
...just specifying one neutral ground example. (Shrugs)
I make 37,440 a year before taxes currently...50k...I could do a lot more with that extra 12+ grand a year in Central Ms
That’s just disgusting all the way around!!
That dude sounds way older than 30. My guess, he is closer to 60.
Which is A-ok too
I agree. He sounds a lot older than 30.
@@bradleypietrzyk1618it’s sick
@@amiianectarapparently the girl doesn’t think so
@@bradc7002 yeah because her prefrontal cortex is still developing
$800 a week is more than a lot of people make in the south. And at 19? Wow.
She makes 50k. Not bad for a 19 year old.
Not bad at all!
Not in NY unfortunately
Not bad for her age, but it’s not much overall and she can’t use her age to get a discount. He’s also live in NY which is very expensive compared to most of the country and we have record high inflation and the highest interest rates we’ve had in a long time. She’s not in as good shape as you think she is.
Not bad?! I was making 14 bucks an hour at Starbucks
By age of 30 men should know who to avoid getting ripped off by a 19yo girl.
And the fact you cam say man and GIRL as opposed to man and WOMAN tells you all you need to know about mwn who date 18-21 year Olds.
Cannot drink though @@Foomanlol
True...some people are so immature smh
Denial is a powerful drug.
@@Foomanlol not a child but 30 vs. 19 makes a huge difference.
3:10 I like how Dave just assumes she wants a truck, he is probably so used to the people bad with money getting trucks.
Girlfriend makes $800 per week, 40k per year and Dave says she's living at the poverty level? Dave is clearly living in a bubble if he thinks a 19 yr old making 40k a year is poverty.
In New York that's pretty close
If she really cared she wouldn’t ask him to do that. She would hold her own bag, because she wouldn’t want to cause a burden on him.