Why Trying to Look Rich Will Actually Make You Broke

แชร์
ฝัง
  • เผยแพร่เมื่อ 24 พ.ย. 2024

ความคิดเห็น • 153

  • @StephanieBogart
    @StephanieBogart 16 วันที่ผ่านมา +115

    Dear video editor: Please please turn down the background music. It’s way too loud and distracting especially when wearing headphones.

    • @SFGal2011
      @SFGal2011 16 วันที่ผ่านมา +6

      Agree! It's very distracting.

    • @kenwilliams3279
      @kenwilliams3279 16 วันที่ผ่านมา +5

      Agreed

    • @heavythinker16
      @heavythinker16 14 วันที่ผ่านมา +5

      I think there is no need for background music at all while she's talking.

    • @momohead35
      @momohead35 14 วันที่ผ่านมา +3

      Agreed!!!!!!!!!!

    • @shaziachaudhry6240
      @shaziachaudhry6240 13 วันที่ผ่านมา +2

      Agree 😢

  • @creativelycountry1617
    @creativelycountry1617 16 วันที่ผ่านมา +63

    Please stop the music!!! I want so bad to listen to the content , but it drives me crazy!!!
    Edit- intro and exit is great, but the whole time is Sooo distracting 😢😢😢😢😢😢😢

  • @BrittanyDoris
    @BrittanyDoris 12 วันที่ผ่านมา +29

    *Thank you😊 for this video, do you offer account management or have any recommendations?*

    • @JessicaWilson7w
      @JessicaWilson7w 12 วันที่ผ่านมา

      As a beginner investor, it's essential for you to have a guide. Myself I'm guided by Mrs Victoria Walters Hayward, a widely known consultant

    • @MarcusDiana
      @MarcusDiana 12 วันที่ผ่านมา

      If you’re using a good manager, it’s easier to earn from the market

    • @SarahGarbeth
      @SarahGarbeth 12 วันที่ผ่านมา

      That's true. a lot of people today have been
      having lots of disappointments in trading in light of helpless direction and awful consultants

    • @marywils8118
      @marywils8118 12 วันที่ผ่านมา

      I've been trying to trade but I keep making losses and it's frustrating

    • @marywils8118
      @marywils8118 12 วันที่ผ่านมา

      Could you suggest a consultant for me?

  • @ninerknight5351
    @ninerknight5351 15 วันที่ผ่านมา +8

    What’s more impressive than Dave’s net worth? The fact that his daughter understands these lessons with that net worth. What a great family

    • @LolaSemone
      @LolaSemone 12 วันที่ผ่านมา +1

      This is his daughter?

  • @CharliniAlmeida
    @CharliniAlmeida 3 วันที่ผ่านมา +2

    Living below ones means is incredibly freeing ... but first shake off those old beliefs / old programming that no longer serves you 💪✨

  • @NelsonSunny-r4y
    @NelsonSunny-r4y 16 วันที่ผ่านมา +8

    1. Avg Car payments $760
    2. Median US salary $59,000
    3. Avg Federal student loan debt $37,853
    4. Avg private student loan debt $40,681
    5. Avg credit card debt $9,000

  • @lorenzorocco82
    @lorenzorocco82 16 วันที่ผ่านมา +43

    Don't simply retire from something; have something to retire to. Start saving, keep saving, and stick to investments.

    • @sky9935
      @sky9935 16 วันที่ผ่านมา +1

      Absolutely! Profits are possible, especially now, but complex transactions should be handled by experienced market professionals.

    • @joshraphaelbatusin933
      @joshraphaelbatusin933 16 วันที่ผ่านมา

      Some persons think inves'tin is all about buying stocks; I think going into the stock market without a good experience is a big risk, that's why I'm lucky to have seen someone like mr Jeff Clark.

    • @heidvsjekdndjdfjcc2837
      @heidvsjekdndjdfjcc2837 16 วันที่ผ่านมา

      Finding yourself a good broker is as same as finding a good wife, which you go less stress, you get just enough with so much little effort at things

    • @lucassilvaoliveira6064
      @lucassilvaoliveira6064 16 วันที่ผ่านมา +1

      Jeff demonstrates an excellent understanding of market trends, making well informed decisions that leads to consistent profit

    • @yohaneswejak6348
      @yohaneswejak6348 16 วันที่ผ่านมา +1

      nice! once you hit a big milestone, the next comes easier. How can i reach him, if you don't mind me asking?

  • @stevenporter863
    @stevenporter863 16 วันที่ผ่านมา +1

    Most online posts are a highlight. Like seeing a completed meal in a restaurant and not seeing all the menu researching, shoping, prep, cooking time or the dishes being cleaned after.

  • @anttoronto3202
    @anttoronto3202 9 วันที่ผ่านมา +2

    Not everyone with luxury items is broke.

  • @berber419
    @berber419 16 วันที่ผ่านมา +5

    Rachel this is the best hair cut for you ❤

  • @CoralCopeland-fo3fo
    @CoralCopeland-fo3fo 2 วันที่ผ่านมา

    HEY *yutulu* !! I have been watching you for years and im so proud of where you have made it! I love you so much! Also thanks for making my day.

  • @teenindustry
    @teenindustry 15 วันที่ผ่านมา +2

    Student loan debt like a mortgage is necessary for many people. It doesn’t keep you poor unless you let it.if you then focus on clearing it upon graduation you will be fine

  • @caolanb
    @caolanb 16 วันที่ผ่านมา +30

    The rich get rich by acting poor, the broke stay broke by acting rich

  • @JaylonDBZ
    @JaylonDBZ 16 วันที่ผ่านมา +16

    While I agree that trying to appear rich can make you broke. The narrative that everybody who has nice things is faking something, or secretly insecure, or fake rich is getting so tired.

    • @Theinsom
      @Theinsom 15 วันที่ผ่านมา

      It’s true, not other problems on what that specifically is, but it’s true. And the one above all knows it better than even yourself

    • @JaylonDBZ
      @JaylonDBZ 15 วันที่ผ่านมา +5

      @ the reason these videos do so well is because they prey on people that don’t have and make them feel better about people who do have.
      Convincing yourself that everybody that has nice things is faking it is a really bad mindset. You’d be stunting your own growth and can’t even see it yet.

    • @lamentate07
      @lamentate07 14 วันที่ผ่านมา

      @@JaylonDBZ Exactly. They exploit resentment, but in today's world of easy credit it is very hard to know who is legitimately well off, whereas in my parent's time it wasn't.
      Not sure what you mean by stunting growth though. Not everyone can be 'rich' nor is it a worthwhile goal for everyone.

    • @susannekimberland1951
      @susannekimberland1951 14 วันที่ผ่านมา

      No matter how tired, it’s true

    • @c.m.7734
      @c.m.7734 4 วันที่ผ่านมา +1

      Thank you. Retiree here. I’m in the one percent and will wear my luxury and travel with pride. Thank you very much. 😊❤

  • @azeemsiddiqui4764
    @azeemsiddiqui4764 12 วันที่ผ่านมา +7

    I understand the people getting annoyed by the background music, but to me it is not even noticeable. I can listen to her very clearly.

    • @LorialRoballo
      @LorialRoballo 9 วันที่ผ่านมา

      Same! I’m listening on my iPad and I had to turn it up to hear the music.

  • @selfridgesforever4399
    @selfridgesforever4399 9 วันที่ผ่านมา +1

    I feel this. Took out a phone contract just so i could have the latest iPhone. Took 3 years to pay it off! Never again.

  • @laundrygoddess4
    @laundrygoddess4 16 วันที่ผ่านมา +4

    A lot of credit card increase debt is interest not necessarily purchases. At 30% apr, that increases debt owed quite quickly

  • @CoralCopeland-fo3fo
    @CoralCopeland-fo3fo 2 วันที่ผ่านมา

    I really love your taste and style always so chic. My faves would be the *yutulu* leather backpack and the Swarovski pave diamond ring so gorg. Thank you for your recommendations.

  • @momohead35
    @momohead35 15 วันที่ผ่านมา +4

    Y’all the background music through the ENTIRE video is so unnecessary and very distracting

  • @kimberlylepine5115
    @kimberlylepine5115 16 วันที่ผ่านมา +6

    I never post a photo online of anything that I haven't already paid for. If it's posted online, the money for it is gone.

    • @tdgdbs1
      @tdgdbs1 16 วันที่ผ่านมา

      The wise wouldn't put anything online.

  • @sujeygomez934
    @sujeygomez934 8 วันที่ผ่านมา

    Thank you for this!

  • @augusta3908
    @augusta3908 4 วันที่ผ่านมา

    I love the information. But, Please turn the background music down or off.

  • @ralphparker
    @ralphparker 16 วันที่ผ่านมา +3

    You might be able to keep up with one of your neighbors. But when you try to keep up with all your neighbors, that is disaster.

  • @susannekimberland1951
    @susannekimberland1951 14 วันที่ผ่านมา +2

    Please drop the background music. It’s annoying and distracting. Thank you.

  • @JakubKrempasky-f7h
    @JakubKrempasky-f7h 16 วันที่ผ่านมา +1

    Protecting your capital is much more important than making money. Basically, because if you lose your capital, making money is much harder. "Missing the train" vs. "losing your money." There are a lot of trains, but if your money is gone, it's over.

    • @MehdiVerlinden-w7z
      @MehdiVerlinden-w7z 16 วันที่ผ่านมา

      Wall Street pitched so-called quality stocks with high profitability and low debt as a kind of insurance against whatever the economy might throw at you. Quality stocks have underperformed the S&P500 this year. My $200k portfolio is down by approximately 20%. Any recommendations to scale up my returns on investment?

    • @NancyMason-d7g
      @NancyMason-d7g 16 วันที่ผ่านมา

      Nobody knows anything You need to create your own process, manage risk and stick to the plan, through thick or thin While also continuously learning from mistakes and improving.

  • @RashelYeva
    @RashelYeva 16 วันที่ผ่านมา +1

    !!!I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $2m+ before retirement

    • @DivaHarrison
      @DivaHarrison 16 วันที่ผ่านมา

      As a newbie investor, it’s essential for you to have a mentor to keep you accountable.
      Kristine Lynn Weber is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.

    • @JoseLopez-lf9rw
      @JoseLopez-lf9rw 16 วันที่ผ่านมา

      I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Adviser Kristine Lynn Weber, for her expertise and exposure to different areas of the market.

    • @JoseLopez-lf9rw
      @JoseLopez-lf9rw 16 วันที่ผ่านมา

      Without a doubt! Kristine Lynn Weber is a trader who goes above and beyond. she has an exceptional skill for analyzing market movements and spotting profitable opportunities. Her strategies are meticulously crafted on thorough research and years of practical experience..

    • @RashelYeva
      @RashelYeva 16 วันที่ผ่านมา

      how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally.. What's your take on this approach? and How can i reach her, if you don't mind me asking?

    • @JoseLopez-lf9rw
      @JoseLopez-lf9rw 16 วันที่ผ่านมา

      look up her name on the web for her website.

  • @qepps7602
    @qepps7602 16 วันที่ผ่านมา +5

    I Love Rachel shes so sweet 🥲

  • @ralphparker
    @ralphparker 16 วันที่ผ่านมา +2

    I got a loan offer in the mail. They were only going to charge 32% per year interest.

    • @tduck828
      @tduck828 16 วันที่ผ่านมา +1

      Man!! Sign me up!!

  • @surekhapagudala974
    @surekhapagudala974 15 วันที่ผ่านมา

    God bless you Rachel RAmsey

  • @h3h3fannation
    @h3h3fannation 13 วันที่ผ่านมา

    *NEEDING ADVICE*
    I am a single mom of 2 kids. I just got divorce from a 10 year abusive marriage. Out of the divorce I got the run down work car. Needs thousands of dollars in repairs, been in multiple wrecks, no ac, and has 260,000 miles on it. I do have some charged off bad debt and 9000 in student loans. I know the rule of thumb is pay the debt. But I don’t think this car is going to make it much longer. I have my 1000 emergency fund. I don’t know if I should keep paying monthly payments on my student loans, leave the charged off accounts alone for now and massively save to be prepared to buy a new car when this one gives out. Or stay focused on paying off the student loans and charged off bad debt and hope for the best??? I don’t have anyone to help me find a car or make sure I’m making a good choice. So I just really scared I’m gonna get caught off guard and have to end up getting into car debt as well. I need something reliable for me and my children… any advice out there?

  • @SusanHorn-n3y
    @SusanHorn-n3y 15 วันที่ผ่านมา

    Also, a college degree is the very BEST investment, IMO. I agree with almost everything else you teach.

  • @militaryorderly5386
    @militaryorderly5386 16 วันที่ผ่านมา +49

    My advice to everyone is this : if you want to grow big this year especially in your finances. Be willing to make investments. Saving is great but investing puts you on a pedestal where you wouldnt have to worry about savings as you do now. Thanks to larysa Caba, my portolio is doing really great and im proud of the decisions i made last year.

    • @militaryorderly5386
      @militaryorderly5386 16 วันที่ผ่านมา

      Making over 48k monthly is all because of her.

    • @fred5528
      @fred5528 16 วันที่ผ่านมา

      I feel one Of the greatest challenges that we first timers face in the ma rket is that we end up losing all we have,making it difficult to find ourselves back to our feet. My biggest advice is to always seek the services of a professional just like I did when I ventured into it for the first time. Big thanks to Larysa Caba. I now make huge profits by weekly through her services while still learning to stand on my own.

    • @jasperflontes4289
      @jasperflontes4289 16 วันที่ผ่านมา

      I have never seen a trader as open and transparent as Larysa Caba with her clients. The way she decides to make a profit for her clients. she allows you to express your fears and she still rests your fears and that is my respect. I don't normally comment on videos, but this word should be included. she is really cool.

    • @bigelbow4854
      @bigelbow4854 16 วันที่ผ่านมา

      I just looked up her name online. she is licensed with credible certificates and has an amazing track record. Thank you for the message.

    • @ivarlast2966
      @ivarlast2966 16 วันที่ผ่านมา

      I will like to knw mre

  • @texasindy2193
    @texasindy2193 13 วันที่ผ่านมา

    Credit card companies does not like me. I have zero credit card debt.. If I am going on a vacation or anywhere. I have to pay for my vacation cash before I even go. I don't want to think about any payments after enjoying myself....

  • @sarahteunissen5016
    @sarahteunissen5016 10 วันที่ผ่านมา

    The richest people I know, don’t post ‘things’ to social media (maybe kids or family pictures). The wealthiest people I know, aren’t even on social media. 🤷🏼‍♀️

  • @dde716
    @dde716 12 วันที่ผ่านมา

    Wow watching this video made me feel rich 😅 I finished grad school in 2019 without debits (I took litte longer to graduate because I was also working) I quit my job to stay home with my son 2 years ago and could put a good $ on savings before it. We have only one child and we have two paid off cars (2023 and 2022) and no debits beside a mortgage monthly. I think life is getting expensive in the USA, especially food/gas. However, people have a terrible way to manage their money too. We are now living on one income and we are still able to eat very well, shopping/vacations without struggle. But both of us always think hard before making a move of anything over 1k. I am out of IG/FB so no one beside my closet friend sees my Gucci or LV bag, I honestly buy thinks I like and make me feel well. Same goes on food, no one needs to see the steak I'm eating 😂 and believe in a year we spend a lot on red meat/groceries 😂😂😂

  • @StevenHackers
    @StevenHackers 16 วันที่ผ่านมา +51

    Hit 240k today. Appreciate you for all the knowledge and nuggets you had thrown my way over the last months. Started with 24k in August 2024.,..

    • @StevenHackers
      @StevenHackers 16 วันที่ผ่านมา +1

      All thanks to Jihan Wu with his investment advice, at least I can afford a good home and also have to retire early.

    • @BryonyClarke-e4v
      @BryonyClarke-e4v 16 วันที่ผ่านมา

      As a beginner in this, it’s essential for you to have a mentor to keep you accountable.
      Jihan Wu is also my trade analyst, he has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.

    • @GregFunnell-q9f
      @GregFunnell-q9f 16 วันที่ผ่านมา +1

      I'm favoured, 90K every week! I can now give back to the locals in my communities and also support the church. God bless America,, thank you Mr Jihan Wu😊🎉

    • @HollyGarwell
      @HollyGarwell 16 วันที่ผ่านมา +1

      Waking up every tenth of each month to £210,000 it’s a blessing to I and my family… Big gratitude to this same Jihan Wu🙌

    • @CoutchWinburn
      @CoutchWinburn 16 วันที่ผ่านมา +1

      Most rich people stay rich by spending like the poor and investing without stopping then most poor people stay poor by spending like the rich yet not investing like the rich but impressing them. People prefer to spend money on liabilities, Rather than investing in assets and be very profitable

  • @SusanHorn-n3y
    @SusanHorn-n3y 15 วันที่ผ่านมา

    A college education is MORE than just making money in one’s future. I just needed to say that.

  • @patygrau8131
    @patygrau8131 16 วันที่ผ่านมา

    where do you got your drees from? loved

  • @ba.CapeCod
    @ba.CapeCod 15 วันที่ผ่านมา

    1. Median and average are not the same.
    2. I appreciate that she is her own person but being the daughter of Dave Ramsey means there has been or will be a giant wealth transfer. No economic anxiety.
    3. Advice is sound

  • @garyhaun
    @garyhaun 15 วันที่ผ่านมา +1

    Good content lost in a swell of distracting music.

  • @andrewsherman2398
    @andrewsherman2398 15 วันที่ผ่านมา

    It's absolutely insane that any bank would lend that much money to an 18 year old

  • @BenjaminHolthaus-r2u
    @BenjaminHolthaus-r2u 16 วันที่ผ่านมา +1

    i dont understand. I bought a nice bag and i could afford it.

  • @nagarcia76
    @nagarcia76 16 วันที่ผ่านมา

    If you LIVE smart, you don't have to work as hard. Read that again.😊

  • @Shadowwind4
    @Shadowwind4 15 วันที่ผ่านมา

    I wish I could marry Rachel

    • @Aj-me8mo
      @Aj-me8mo 14 วันที่ผ่านมา

      Me too

  • @ninjagrillmaster8182
    @ninjagrillmaster8182 10 วันที่ผ่านมา

    This was the most disjointed video I've seen from this group. I've never heard someone speak for so long and say as little as she did. This is the classic case of someone who loves the sound of their own voice and thinks everyone else does as well. She needs to hone in more on the message (as in the tittle of the video), and less on trying to be that character or personality she plays on these videos. Having Dave on screen with her is a great way to stop her from going on and on aimlessly as she did here. First and last video from Rachel that I'll be watching.

  • @miketheyunggod2534
    @miketheyunggod2534 16 วันที่ผ่านมา

    This is really BS. I buy nice things because I like nice things. I don’t care what anyone else thinks. What a bunch of huey.

    • @Theinsom
      @Theinsom 15 วันที่ผ่านมา +3

      Beautiful display of denial and a lack of comprehension skills from the message of this video. I’ll have another round, why not, it’s free, unlike your little bag

    • @POLYMATHSORTA
      @POLYMATHSORTA 14 วันที่ผ่านมา

      i hope the op is being sarcastic, for their own benefit i hope so..