Most Americans find it hard to retire comfortably amid economy downtrend. Some have close to nothing going into retirement, my question is, will you pay off mortgage as a near-retiree, or spread money for cashflow, to afford lifestyle after retirement?
Agreed the role of advisors can only be overlooked, but not denied. I remember in early 2020, during covid-outbreak, my portfolio worth around $300k took a slight fall, apparently due to the pandemic crash, at once I consulted an advisor in order to avoid panic-selling. As of today, my account has yielded big fat yields, and leverages on 7-figure, only cos I delegate my excesses right.
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’AILEEN GERTRUDE TIPPY” for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.
Oh My ... we struggled here with languages and blame it for not being able to master one. But you sir, felt learning another language could have helped your speech challenge. So clearly, to me, it's not the multilingualism approach that gave us problem, but lack of the time and space was probably the reason, as we had to juggle languages along with the other subjects we had to deal with. Thank you.
@@MaxChernov Aloha! Yes. Born Honolulu (Capital) raised The Big Island (Hilo Side) my entire life until 2021 when we were priced out of paradise. When the TH-cam algorithm recommended me your video the area you're at looks very similar to areas in Hawaii.
@@MaryGwenDungan Mahalo, ma'am. (Hawaiian thank you) it's just I never imagined I'd leave where I was a child in the 90s and 2000s for mainland America because otherwise the only other choice is homelessness. It's why I commented on this TH-camr's video on Singapore because it reminds me quite a lot of what daily life in Hawaii looks like. But yeah. After arriving to the mainland. I've heard stories about not only other states but other nations too. Sad.
Nice life lessons. Never live with regret. These are the situations in your life where you learn something to prevent the same situation from repeating itself. It's always about learning.
I have not been to either the usa or China but one thing I can tell you is if you speak fluent official language of that particular country , it proves you respect their culture. Many Asian think that westerners were rude and unreasonable but the fact people shouldn't be judge by the colour of their skin.
Disagree. Rejection was not your fuel. It was your belief in your ideas. The "disagrees" were merely additional obstacles that got in your way of your belief. Had you received the support instead of disagreement, the outcome would probably be the same, successful or otherwise.
Maybe Chinese in China think how he mentioned but Chinese citizens that live or have lived in America or Europe don't have the same stereotype about Americans.
Kudos to his work on his speaking. But he should be aware of his uptalking. Speaking statements like they're questions? Like this? It is actually a very American "woke" way of speaking and lacks confidence. This fellow is quite more American than he cares to admit to himself, just of a very, very liberal variety. It makes sense that he'd over-pander to fit in abroad.
Personal opinion! Singapore is an international island country. Everyone can feel at home! If you want to, why only focus on America? It is easy for people with different cultures from all over the world to stay there comfortably!. Not news at all!
Dispel the myth about shooting? Well, this morning there's a news of shooting with 6 ppl dead in New York' subway station..that would NEVER happen in Singapore and China! Yes, Singapore is so much better than the US and Europe nowadays, that's why my parents migrated to Singapore ( from Zurich, Switzerland) .
Singapore is not a Chinese country, Singapore is a multi-ethnic country，Chinese is refer to China people. Among the population of Singapore, about 43% are of the Quanzhang ethnic group in southern Fujian, about 21% of the Teochew ethnic group, about 14% of the Cantonese ethnic group, about 3% of the Hakka ethnic group, and Malays account for 15.0% (Indians, Sikhs, Palestinians, Sri Lankans people, Bengalis, mostly Tamils) accounted for 7.4%, while the Eurasian population and other ethnic groups (including Baba and Nyonya) accounted for 1.4%。Every nation has its own mother tongue. Chinese It's a foreign word to us And the people you see around the world think they are Indians, but in fact they may be Sikhs, Pakistani， Sri Lankans, Bangladeshis. You describe the Hokkien (Fujian people), Chaozhou people, Hakka people, and Cantonese people as fictional Chinese. In fact, you say Pakistanis, Sri Lankans, Bengalis, and Sikhs are all the same Indians. Makes sense.
Just a minor correction, Sri Lankans and Palestinians, most definitely, are not Indians. Pakistanis are not Indians either. Singaporean-Indians are mostly Tamil followed by Malayalis and there are Sikhs too. There are Singaporean-Sri Lankans (Ceylonese) and while their long history in Singapore has made them become absorbed into the Singaporean-Indian population, along with the fact that most of them are Ceylonese Tamils, they are differentiated at times in society (e.g. Lee Kuan Yew spoke about them as a separate group to the Singaporean-Indians).
Outside of China, and in some parts of Asia particularly , Chinese means people of 'Han origin or ancestors from China'. But to people from China, Chinese means people from China.
@@bellybutton6138 Today the word "Chinese" must be returned to the china people. Fujianese overseas are Fujianese, Cantonese are Cantonese, and Chaozhouese are Chaozhounese. This is what it is. I don't call myself Chinese, I am Fujianese,.
![[ ออกกอง ] วัยหนุ่ม 2544 โลกหลังลูกกรง..ทัวร์กองถ่ายหนังใน "คุกของจริง" | JUSTดูIT.](http://i.ytimg.com/vi/vB--aOkZCpw/mqdefault.jpg)
Thanks so much for letting me tell my story, Max! 🙏
Interesting....try going to Australia, New Zealand, Europe, or even Back in US, tell them you are Asian......
Most Americans find it hard to retire comfortably amid economy downtrend. Some have close to nothing going into retirement, my question is, will you pay off mortgage as a near-retiree, or spread money for cashflow, to afford lifestyle after retirement?
as most investing-related questions, the answer is, it depends.. my best suggestion is to consider advisory management
Agreed the role of advisors can only be overlooked, but not denied. I remember in early 2020, during covid-outbreak, my portfolio worth around $300k took a slight fall, apparently due to the pandemic crash, at once I consulted an advisor in order to avoid panic-selling. As of today, my account has yielded big fat yields, and leverages on 7-figure, only cos I delegate my excesses right.
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’AILEEN GERTRUDE TIPPY” for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.
Thanks for the insightful sharing on overcoming the fear or anxiety of public speaking. This is truly informative.
Yes, max is my best friend from TH-cam ❤
Joe is a nice person 👍🏻
Oh My ... we struggled here with languages and blame it for not being able to master one. But you sir, felt learning another language could have helped your speech challenge. So clearly, to me, it's not the multilingualism approach that gave us problem, but lack of the time and space was probably the reason, as we had to juggle languages along with the other subjects we had to deal with. Thank you.
He gave some great tips about anchoring ❤
Wow , max had speech stuttering in the past, and look now how much he have bloom into a popular youtuber
Singapore environment looks similar to Hawaii. It's impressive really.
Are you from there?
@@MaxChernov Aloha! Yes. Born Honolulu (Capital) raised The Big Island (Hilo Side) my entire life until 2021 when we were priced out of paradise.
When the TH-cam algorithm recommended me your video the area you're at looks very similar to areas in Hawaii.
Nice!
@@MaryGwenDungan Mahalo, ma'am. (Hawaiian thank you) it's just I never imagined I'd leave where I was a child in the 90s and 2000s for mainland America because otherwise the only other choice is homelessness.
It's why I commented on this TH-camr's video on Singapore because it reminds me quite a lot of what daily life in Hawaii looks like.
But yeah. After arriving to the mainland. I've heard stories about not only other states but other nations too. Sad.
Nice life lessons. Never live with regret. These are the situations in your life where you learn something to prevent the same situation from repeating itself. It's always about learning.
I have not been to either the usa or China but one thing I can tell you is if you speak fluent official language of that particular country , it proves you respect their culture. Many Asian think that westerners were rude and unreasonable but the fact people shouldn't be judge by the colour of their skin.
Great convo however I really feel for the one being interviewed facing direct sunlight.
Disagree. Rejection was not your fuel. It was your belief in your ideas. The "disagrees" were merely additional obstacles that got in your way of your belief. Had you received the support instead of disagreement, the outcome would probably be the same, successful or otherwise.
Max Gong Xi GongXi, wishing you and family a great dragon year ahead!, Huat!!!
6:38 is a wonderful suggestion
hey max, i saw you in vivocity today ;)
He’s my neighbour. I live on the 7th floor and his family lives on the 6th floor.😂
Wrong guy (and floor 😁)
Then who is the aunty he was referring to 😂
He might have moved out from Toa Payoh.
No, I didn’t mistaken him.
Plz respect others privacy. I’m sure he doesn’t want others to know about where he lived nor what he do .
Please respect others privacy, just like vice versa
Maybe Chinese in China think how he mentioned but Chinese citizens that live or have lived in America or Europe don't have the same stereotype about Americans.
Yes this guy can now be deemed honorary Singaporean, the personality has totally shifted from American to Asian 😂
Poor Joe was sitting under direct sunlight for maybe at least an hour?? While Max seemed to be sitting under some shade.
Kudos to his work on his speaking. But he should be aware of his uptalking. Speaking statements like they're questions? Like this? It is actually a very American "woke" way of speaking and lacks confidence. This fellow is quite more American than he cares to admit to himself, just of a very, very liberal variety. It makes sense that he'd over-pander to fit in abroad.
Joe, resemble an Asian Kung Fu master, and l say that as a complement with utmost respect. Love his positive energy.
Safety reason..
I don't think i have a best friend named Max....
I feel he's secretly Swedish....small talk, BIG problem!!!
❤❤❤
Personal opinion! Singapore is an international island country. Everyone can feel at home! If you want to, why only focus on America? It is easy for people with different cultures from all over the world to stay there comfortably!. Not news at all!
Hmmm. Toa payoh?
He was sitting in the sun 😅
westerner dont mind the sun as much as asian..
It's sustainable lighting for a video shoot 😂. No energy and gear setup involve.
Quite un-American really (no offence), when i link you to the republican senator who grilled tik tok's CEO. 😂
That one needs a lesson from him. Listening… 😅
i hope you go to singapore
Yep because I’m from Singapore and singaporean
Dispel the myth about shooting? Well, this morning there's a news of shooting with 6 ppl dead in New York' subway station..that would NEVER happen in Singapore and China!
Yes, Singapore is so much better than the US and Europe nowadays, that's why my parents migrated to Singapore ( from Zurich, Switzerland) .
The guest is sited in the sun. You are in the shadow. Hot and the sun is shining into his eye. Sorry Max.Think about it next time.
High nose is always superior to low nose
chinese title 😂
Max, your accent is rather off-putting.
Rude..and your accent is very good?
@@SP02138
Yes, I have an American accent.
@@SP02138
I am not being "rude".
TH-camrs should expect judgements; it they can't handle it, they should not be on YT.
@@maggiechan33 the fact that you replied this and assume American accent = good accent says a lot about your mindset. Bye Karen
@@SP02138
American accent is accepted globally; a fact an ostrich like you won't know.
Singapore is not a Chinese country, Singapore is a multi-ethnic country，Chinese is refer to China people.
Among the population of Singapore, about 43% are of the Quanzhang ethnic group in southern Fujian, about 21% of the Teochew ethnic group, about 14% of the Cantonese ethnic group, about 3% of the Hakka ethnic group, and Malays account for 15.0% (Indians, Sikhs, Palestinians, Sri Lankans people, Bengalis, mostly Tamils) accounted for 7.4%, while the Eurasian population and other ethnic groups (including Baba and Nyonya) accounted for 1.4%。Every nation has its own mother tongue. Chinese It's a foreign word to us
And the people you see around the world think they are Indians, but in fact they may be Sikhs, Pakistani， Sri Lankans, Bangladeshis.
You describe the Hokkien (Fujian people), Chaozhou people, Hakka people, and Cantonese people as fictional Chinese. In fact, you say Pakistanis, Sri Lankans, Bengalis, and Sikhs are all the same Indians. Makes sense.
Just a minor correction, Sri Lankans and Palestinians, most definitely, are not Indians. Pakistanis are not Indians either. Singaporean-Indians are mostly Tamil followed by Malayalis and there are Sikhs too. There are Singaporean-Sri Lankans (Ceylonese) and while their long history in Singapore has made them become absorbed into the Singaporean-Indian population, along with the fact that most of them are Ceylonese Tamils, they are differentiated at times in society (e.g. Lee Kuan Yew spoke about them as a separate group to the Singaporean-Indians).
@@user-jt3dw6vv4x not Palestinians，Pakistani
Outside of China, and in some parts of Asia particularly , Chinese means people of 'Han origin or ancestors from China'. But to people from China, Chinese means people from China.
@@bellybutton6138 Today the word "Chinese" must be returned to the china people.
Fujianese overseas are Fujianese, Cantonese are Cantonese, and Chaozhouese are Chaozhounese. This is what it is.
I don't call myself Chinese, I am Fujianese,.