Considering the current market uncertainty, it appears prudent to consider investing in gold or a gold ETF. I'm contemplating allocating over $300k for retirement purposes. While the potential for short-term gains in a bullish market is enticing, I recognize the importance of maintaining a long-term investment strategy.
Gold is seen as a safe bet during economic ups and downs. But investing in it can be tricky. Some people lose money because they don't understand how it works. So, it's wise to be careful. I suggest talking to a financial advisor who can help you figure out when to buy and sell.
Accurate asset allocation is crucial. Some use hedging or defensive assets in their portfolio for market downturns. Seeking financial advice is vital. This approach has kept me financially secure for over five years, with a return on investment of nearly $1 million.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
We Are in Unchartered Financial Waters! every day we encounter challenges that have become the new standard. Although we previously perceived it as a crisis, we now acknowledge it as the new normal and must adapt accordingly. Given the current economic difficulties that the country is experiencing in 2024, how can we enhance our earnings during this period of adjustment? I cannot let my $680,000 savings vanish after putting in so much effort to accumulate them.
Keeping some gold is usually a wise decision. You would be better off keeping away from equities for a bit or, even better, seeking advice from an expert given the current market conditions and everything that is at risk with the current economy.
You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst.
My CFA ’ANGELA LYNN SCHILLING’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
My CFA ’ANGELA LYNN SCHILLING’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
भाई etf मे लिक्विडिटी बिलकुल नहीं होती , टाइम पर बायर नहीं मिलते , इस कारण etf चाहे गोल्ड का हो या फंड का दूर ही रहना चाहिए , मैंने झेला हैंं तो बता रहा
Now you have ETF units of 0.01 gm. Meaning the minimum you can now buy is just 0.01gm which makes it a low cost option to invest as you can get 1 unit(0.01gm) for just 40 rupees(as of today)
Sir, price of 1 gram gold today is over 5500, but almost all gold ETF's are trading between 4700 to 4800 rupees. What is the reason behind this price difference?
Thanks Mandeep. This was a gold mine of information. One question: When we say that the expense ratio of HDFC Gold MF if 0.29%, it is over and above the ETF which the MF invests in right? So the overall cost of buying gold would be ~1.29% (~1% ETF expense ratio plus 0.29% MF expense ratio)
Future me Gold kharidne ke liye gold fund or ETF me nibes kar ke Long term capital gain me 24% tax dene se Accha,, Ek Accha midcap mutual fund me same amount sip karo, capital gain hone ke bad redeem karke gold kharidlo,,
Doubt: Nam Gold fund invests 100% in GoldBees Nam Gold etf. Expanse Ratio: Nam GoldBees : 0.79% Nam gold fund : 0.1% even though it invests 100% of AUM in GoldBees Hdfc Gold etf : 1% Hdfc gold MF : 0.1% Again hdfc gold MF invests 100% AUM in Hdfc gold etf. Ideally Gold fund should charge their expanses+expanse of etf as they are investing in etf. This is not making sense to me. On the internet also every article says that gold fund charge more expanse ratio. Please help to understand !!
Mandeep bhaiya aap se bahut kuchh sikhne ko mil raha hai, bahut bahut dhanyawaad aap ka, aap yese hi mehent krte reheye taaki humlog full knowledge k sath investment kr paye again aap ko dil se dhanyawaad 🙏
Hey sir I'm fan and viewer of your Channel. I have a request please help me, that how to invest or utilise actual gold which we keep at home or bank loacker (not asking about digital gold) how to make use of it?
Digital gold is charged 6% together when bought and sold. But expense ratio is calculated per day generally. Are these two options comparable in that manner?
It was nice video helpful to me. Value added video you and your team doing the work. According to me Gold mutual fund will be better now since gold price was on higher side...in order to minimise the burden of high price investment that will be reduce in Mutual fund through SIP.
First of all it was a very good video sir indeed.. my question is about the whole mutual fund industry the question is... when we buy shares through any medium they charge us all the types of charges but when we see in some index or even gold etf the expense ratio is just .05-.25% so arent they charged with the type of chrges we pay??
Hii mandeep, I watch all ur video through ur channel, as a NRI I want to know various investment options for NRI .. could you please make some video on that..thank u
Really very informative videos Mandeep! have shared this video with multiple folks and being a non native Hindi speaker , english sub titles really helped!
I wonder if some have physical gold he is eligible for loan but if some one have 1 lakh gold etf or gold fund he is not eligible why? point number 2 brokerage charges ?
Hello sir, Thank you for good advisable videos. I want to know, what if one wants to buy gold for future needs but don't want to spend whole amount of money at that perticular time. What are the different ways to save money/gold periodically for future bug gold needs, also want some tips about that.
Can u make one comprehensive video on ETF, Bond and SGB. Everything together then people will get wide range of options and their prons and cons....its a request
Can u pls make a video regarding what % should be invest of the income and also what % should be invest in different different investments (types of investment like ppf/ssy/stock/mf/fd/gold) as u sd 10% we should invest in gold of our total investment. Thanks
एक ही समय मे Nipponsilver, axisilver,icici,me rateअलग अलग क्यो होते,जैसे Nipponsilver me 70, axisilver72, icici 72. Kiya Kam volume wale silver etf me पैसा सेफ है,या बेचने मे कोई परेशानी हो सकती है।
hello sir....great informative video.....Daily Equity Mutual fund NAV is decided by closing price at 3:30 pm. Request to please highlight the method of calculation of NAVs of Silver and Gold mutual funds whether these are calculated at days closing price of Indian commodity market OR something else....Thanks and Regards
Very well explained Mandeep!!! Gold etf ka confusion clear ho gaya. I have an account with zerodha but my father has an account with angel broking, will angel broking charge brokerage if my father purchases gold etf from them ?
Please make a detailed video on SGB's available in zerodha, Why different SGB's are available at discounted price? also when they are available why anyone will buy the newly issued SGB's by RBI?
Hi Mandeep, Thank you for such informative video. I have one doubt. we learned that ETF charges expense ratio. however mutual fund scheme also invest in ETF so did they also get charged for ETF expense ratios as well?? and on top of that are we also get charged for mutual fund expense ratios?? if yes then we are getting double charges right?
Yes. Like when we invest in international mutual funds called fund of funds - we pay 2 expense rations, one for the local mutual fund, another one for the foreign fund. It is generally perceived that ETFs will have much less expense rations than mutual funds.
Hello bro ur video is very use full gor bigeners like me but video is very informative and good. But till now I am confused to take etf and gidi gold and really I couldn't under stand of these products actually. But good video.
Hi, Please share taxation angle when buying from secondary market. for example. if we buy an SGB which is maturing in 2 years. As per understanding, it should be 0% capital gains tax as am holding till maturity (8 years of the bond). However my actual holding period is 2 years (less than 36 months so will it trigger short term tax).
Sir digital gold n gold ETF n gold bonds mei kya difference h n kaise in gold ki value ko calculate kr skte h 🤔🤔plz btaye Mein new hu n kis gold mei invest Krna shi h ja kistra value ko calculate kr profit n loss or return ki expectation kr skte h 🤔🤔 aur kya hum jeh dono way se grow app ke dwara investment kr skte h agr hn toh kaise tell hw to invest or buy n sell gold ETF n gold bonds in grow app 🙏
Sir Thanks a ton for sharing awesome gyaan... But 1 question hai... Agar (paytm)digital gold ko main 10 ya 15 baad sell ki wajah delivery karvayunga kya tab bhi 20+4% tax lagega... Plz plz guide me...
COURSES: labourlawadvisor.in/link/LPTI
DEMAT ACCOUNT: link.labourlawadvisor.in/demat
Kuvera App [code: LLAYT]: bit.ly/2Yeuhy2
Considering the current market uncertainty, it appears prudent to consider investing in gold or a gold ETF. I'm contemplating allocating over $300k for retirement purposes. While the potential for short-term gains in a bullish market is enticing, I recognize the importance of maintaining a long-term investment strategy.
Gold is seen as a safe bet during economic ups and downs. But investing in it can be tricky. Some people lose money because they don't understand how it works. So, it's wise to be careful. I suggest talking to a financial advisor who can help you figure out when to buy and sell.
Accurate asset allocation is crucial. Some use hedging or defensive assets in their portfolio for market downturns. Seeking financial advice is vital. This approach has kept me financially secure for over five years, with a return on investment of nearly $1 million.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
Sharon Lee Peoples is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.
We Are in Unchartered Financial Waters! every day we encounter challenges that have become the new standard. Although we previously perceived it as a crisis, we now acknowledge it as the new normal and must adapt accordingly. Given the current economic difficulties that the country is experiencing in 2024, how can we enhance our earnings during this period of adjustment? I cannot let my $680,000 savings vanish after putting in so much effort to accumulate them.
Keeping some gold is usually a wise decision. You would be better off keeping away from equities for a bit or, even better, seeking advice from an expert given the current market conditions and everything that is at risk with the current economy.
You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst.
Could you possibly recommend a CFA you've consulted with?
My CFA ’ANGELA LYNN SCHILLING’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
My CFA ’ANGELA LYNN SCHILLING’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Buy gold when everyone is rushing to stocks
Future mutibegger
th-cam.com/video/DMlOegGSLwU/w-d-xo.html
@@someusefultipsbyjayanti1100 begger😂
And mutual fund's, sahi hai???
@@hirendrakumardewangan6696there are stocks only in mutual finds
gold bonds
I would go with Sovereign gold bond it's tax efficient and better return
agree
भाई etf मे लिक्विडिटी बिलकुल नहीं होती , टाइम पर बायर नहीं मिलते , इस कारण etf चाहे गोल्ड का हो या फंड का दूर ही रहना चाहिए , मैंने झेला हैंं तो बता रहा
As per my experience would always recommend Gold funds!
Now you have ETF units of 0.01 gm.
Meaning the minimum you can now buy is just 0.01gm which makes it a low cost option to invest as you can get 1 unit(0.01gm) for just 40 rupees(as of today)
Sir, price of 1 gram gold today is over 5500, but almost all gold ETF's are trading between 4700 to 4800 rupees. What is the reason behind this price difference?
If you are purchasing physically..then making charges + G.S.T charges also included with that price
Same question
@@ronnbhattacharya206 thanks sir
@@ArunKumar-jh4qe Welcome Mr. Arun.
Goldbees at just 44 rupees
Thanks Mandeep. This was a gold mine of information.
One question: When we say that the expense ratio of HDFC Gold MF if 0.29%, it is over and above the ETF which the MF invests in right? So the overall cost of buying gold would be ~1.29% (~1% ETF expense ratio plus 0.29% MF expense ratio)
Yes, you end up paying more. It is better to invest directly in ETF to avoid the MF expense ration.
Future me Gold kharidne ke liye gold fund or ETF me nibes kar ke Long term capital gain me 24% tax dene se Accha,, Ek Accha midcap mutual fund me same amount sip karo, capital gain hone ke bad redeem karke gold kharidlo,,
Excellent and very comprehensive explanation within such a short period. Thanks a lot.
Doubt:
Nam Gold fund invests 100% in GoldBees Nam Gold etf.
Expanse Ratio:
Nam GoldBees : 0.79%
Nam gold fund : 0.1% even though it invests 100% of AUM in GoldBees
Hdfc Gold etf : 1%
Hdfc gold MF : 0.1% Again hdfc gold MF invests 100% AUM in Hdfc gold etf.
Ideally Gold fund should charge their expanses+expanse of etf as they are investing in etf.
This is not making sense to me. On the internet also every article says that gold fund charge more expanse ratio.
Please help to understand !!
You didnt cover the tpoic in the end of the video. Why is gold fund more liquid than gold ETF ? Please explain. Thanks ! :)
Mandeep bhaiya aap se bahut kuchh sikhne ko mil raha hai, bahut bahut dhanyawaad aap ka, aap yese hi mehent krte reheye taaki humlog full knowledge k sath investment kr paye again aap ko dil se dhanyawaad 🙏
great content~ however you should have explain that per gram price of etf differs than market price per gram
Plz kuch achee gold fund ke nam boliyen jisme hum invest kar sake..aur is sal ka top 5 gold fund konse hain..is ke upar ek video banai e plz..
Hey sir I'm fan and viewer of your Channel. I have a request please help me, that how to invest or utilise actual gold which we keep at home or bank loacker (not asking about digital gold) how to make use of it?
Buy gold etf and use any free smallcase to invest as SIP.
Digital gold is charged 6% together when bought and sold. But expense ratio is calculated per day generally. Are these two options comparable in that manner?
It was nice video helpful to me. Value added video you and your team doing the work. According to me Gold mutual fund will be better now since gold price was on higher side...in order to minimise the burden of high price investment that will be reduce in Mutual fund through SIP.
First of all it was a very good video sir indeed.. my question is about the whole mutual fund industry the question is... when we buy shares through any medium they charge us all the types of charges but when we see in some index or even gold etf the expense ratio is just .05-.25% so arent they charged with the type of chrges we pay??
Please explain more about tax 20% + 4%
Love love love LLA.....
bahut videos dekhi pr samaj nahi aaya,,, ab jakar sahi video mila,,,, subscribed...thanks❤❤❤❤❤
Sir , one thing that i did not under stand is why nippon gold etf has expense ratio 0.82% but nippon gold savings fund has 0.1%
Goldbees aaj buy karke 15 din baad becha to expense ratio charge Kitna lagega ?
Hii mandeep, I watch all ur video through ur channel, as a NRI I want to know various investment options for NRI .. could you please make some video on that..thank u
Only this One Vedio was enough to understand and take decision. Thnk U
Very good explanation. Got clarity why Gold ETFs are better than online gold. Thank you.
6 namaste t
Very informative and concise. Even gave me directions regarding finding the right ETF/Gold fund.
Really very informative videos Mandeep! have shared this video with multiple folks and being a non native Hindi speaker , english sub titles really helped!
You are not considering Sharpe ratio which us 1.50% for all & if u add with expense ratio....overall expense will be 2%+
Sir speed of speech is very good, don't take it negative.
I wonder if some have physical gold he is eligible for loan but if some one have 1 lakh gold etf or gold fund he is not eligible why? point number 2 brokerage charges ?
LLA as always transforming how India invests ❤
Yes
Hello sir,
Thank you for good advisable videos.
I want to know, what if one wants to buy gold for future needs but don't want to spend whole amount of money at that perticular time. What are the different ways to save money/gold periodically for future bug gold needs, also want some tips about that.
Hum Ghar layenge Gold... through ETF😄
What about Tata gold
Why Gold ETF price is cheaper than actual Gold price?
👌👌good 1...but i ve majot Qn plz tell me- if etf volume kam ho ya buyer na mile to kya krey ' profit hone pr?????
Can u make one comprehensive video on ETF, Bond and SGB. Everything together then people will get wide range of options and their prons and cons....its a request
Future multi begger
th-cam.com/video/DMlOegGSLwU/w-d-xo.html
SGB is best bro
Sir Icici direct se gold bond lene ka tareeka bataiye saath mai negative points b bataiyega Icici demate se lene ka
why nippon gold etf and axis gold etf prices are very low when compared with their peers, please explain is it good to start with these ETFs ?
An honest and selfless channel. Two gentlemen. I support you. I will check the link.
Gold ETF is better.Telling by experience In emergency There is No exit load.and very easy To sell.
Me aapke channel pe 1st time aaya hu. Aapka video kafi helpful hai. Bhut achi knowledge hai aapki video me. Thx
Can u pls make a video regarding what % should be invest of the income and also what % should be invest in different different investments (types of investment like ppf/ssy/stock/mf/fd/gold) as u sd 10% we should invest in gold of our total investment. Thanks
Very nice and timely video. Thanks bhai.
Thank you sir for giving us suggest
Please compare difference in returns between the two modes of investment (gold etf, gold funds)
Sir Nippon India gold Mf Vs ICICI gold Mf
Konasa achha hai ?
Gold funds vs SGB gold which is best for investing ?
SGB are for 8yr period however you can exit after 5yrs unlike gold funds where there is no lock-in period
Thanks for vide for ETF vs GOLD Fund, just need opinion about SGB
एक ही समय मे
Nipponsilver, axisilver,icici,me rateअलग अलग क्यो होते,जैसे Nipponsilver me 70, axisilver72, icici 72.
Kiya Kam volume wale silver etf me पैसा सेफ है,या बेचने मे कोई परेशानी हो सकती है।
By using Smallcase U can use sip
How to order physical gold from gold etf. Kindly explain LLA
Thanks for the useful information sir 🙏🙏🙏😊
hello sir....great informative video.....Daily Equity Mutual fund NAV is decided by closing price at 3:30 pm. Request to please highlight the method of calculation of NAVs of Silver and Gold mutual funds whether these are calculated at days closing price of Indian commodity market OR something else....Thanks and Regards
What happens with the sovereign gold bond if I close the bank account through which it was issued?
Very well explained Mandeep!!!
Gold etf ka confusion clear ho gaya.
I have an account with zerodha but my father has an account with angel broking, will angel broking charge brokerage if my father purchases gold etf from them ?
Please make a detailed video on SGB's available in zerodha, Why different SGB's are available at discounted price? also when they are available why anyone will buy the newly issued SGB's by RBI?
I am investing in Quantum gold saving fund where expenses ratio is just 0.16 and no exit load
VERY Good 👍 investment Guidelines. Growth is GOOD IDENTITY of GOOD development.
Thank you Sir 👍.
Mandeep dadu golden boy really good.
Sir good bees me liquidity kaisa rehta hai? I m 32 yrs old,,, should I invest in gold bees?
Thanks alot sir I just love your videos they are short and to the point good job paaji 👍👍👍👍👌👌
thr is GOLDETF and GOLDBEES in Zerodha. What is the difference ?
Thank you sir!
Gold mutual fund me investment and withdrawal ka sahi time kaise decide kare?
Very Informative as compared to other videos.
Nice & Valuable Info Thanx
dear mandeep thanks itni achi information dene ke liye,
Hi Mandeep, Thank you for such informative video. I have one doubt. we learned that ETF charges expense ratio. however mutual fund scheme also invest in ETF so did they also get charged for ETF expense ratios as well?? and on top of that are we also get charged for mutual fund expense ratios?? if yes then we are getting double charges right?
Yes. Like when we invest in international mutual funds called fund of funds - we pay 2 expense rations, one for the local mutual fund, another one for the foreign fund. It is generally perceived that ETFs will have much less expense rations than mutual funds.
Waiting for Franchise analysis episodes 🤗🤗
Mandip Sir can u please give some info about TATA Gold & Silver ETF ! WHY Tata silver and gold ETF prices are so low ?? Why sir
Hello bro ur video is very use full gor bigeners like me but video is very informative and good.
But till now I am confused to take etf and gidi gold and really I couldn't under stand of these products actually. But good video.
Suggest best gold mutual fund. Can we invest directly as we do in mutual fund without any mutual funds app
Hi,
Please share taxation angle when buying from secondary market. for example. if we buy an SGB which is maturing in 2 years. As per understanding, it should be 0% capital gains tax as am holding till maturity (8 years of the bond). However my actual holding period is 2 years (less than 36 months so will it trigger short term tax).
hello sir, please make a video on silver investment through what is better physical or silver etf. and which is best silver etf
Sip can be done in etf through smallcase
Really good sir....ur vidios verY helpful
Don't you think LTCG tax rates are high for etfs and funds. What is the tax rate for gains in digital gold? Does it fall in our income tax bracket?
Please add subtitles bro...
Agar ETF me 3 saal tek itna invest karke tex lagega to fir munafa kya hoga?
*THANKS BHAI.*
You can do SIP in gold etf via smallcase
Sir digital gold n gold ETF n gold bonds mei kya difference h n kaise in gold ki value ko calculate kr skte h 🤔🤔plz btaye
Mein new hu n kis gold mei invest Krna shi h ja kistra value ko calculate kr profit n loss or return ki expectation kr skte h 🤔🤔 aur kya hum jeh dono way se grow app ke dwara investment kr skte h agr hn toh kaise tell hw to invest or buy n sell gold ETF n gold bonds in grow app 🙏
Sir Thanks a ton for sharing awesome gyaan... But 1 question hai... Agar (paytm)digital gold ko main 10 ya 15 baad sell ki wajah delivery karvayunga kya tab bhi 20+4% tax lagega... Plz plz guide me...
Sahi yai sir
Your information is valuable like gold
Best ever knowledge wala channel 👍🙏
जानकारी देने के लिए धन्यवाद 🙏
Superb Information AS LiKe Always...
Ab to btado
How to buy amazon shares
?????🙏🙏🙏🙏
Motilal Oswal N A S D A Q ( E T F )
thank you for your valuable information ❤
Thank you Sir very well explained
What is the delivery chages of physical gold
Pls make a video about investing in bonds directly
Thanks clarified my doubts.
Please make video illustrating disadvantages of copy trading.