👉 I will be conducting a Real Estate as an Income Stream Workshop in Goa - in June 2024 [March batch FULLY BOOKED]. Signup here: rzp.io/l/yp9im377w __________________________ 👉My Mutual Fund Portfolio: th-cam.com/video/PrpNdAHlgGI/w-d-xo.html __________________________ 👉 My stock market course (comes with 1 year community access): wisdomhatch.com/stock-market/ __________________________ 👉 I talk about in depth macroeconomics correlated to stock market movement on TH-cam member community here: th-cam.com/channels/qW8jxh4tH1Z1sWPbkGWL4g.html __________________________ 👉Book your FREE call with Ditto. LIMITED SLOTS - bit.ly/3Zbf4hw __________________________
Hi @akshat , what is the process of after signing up for your real estate workshop ? I have made the payment, would i be receiving some kind of ticket?
If you wanna be successful, you most take responsibility for your emotions, not place the blame on others. In addition to make you feel more guilty about your faults, pointing the finger at others will only serve to increase your sense of personal accountability. There's always a risk in every investment, yet people still invest and succeed. You must look outward if you wanna be successful in life.
The first step to successful investing is figuring out your goals and risk tolerance either on your own or with the help of a financial professional but is very advisable you make use of a professional like I did. If you get the facts about saving and investing and follow through with an intelligent plan, you should be able to gain financial security over the years and enjoy the benefits of managing your money.>
< Is this a good time to buy stocks? I know everyone is saying we are in the bull market and all, but obviously there are strategies to maneuver when there is a bear market but these strategies doesn't come common to the average folk, I'm attempting to create a portfolio for me and my children that will at least be $900k in value.
Making touch with financial advisors like Zachery M Demers who can assist you restructure your portfolio, would be a very creative option. Personal financial management will be crucial to navigating the next difficult times.
Top mistakes: 1. Look for extreme safety. 2. Buying mutual funds randomly. 3. Investing via PMS. 4. Investing in things you don't understand. 5. Never taking bulk buying opportunities. 6. Creating an EMI (>50% of monthly salary) 7. Investing like friends. 8. Trend chasing. 9. Not considering port folio of incomes / stocks. Summary: 1. Start with Nifty50. 2. Consider buying blue chip companies. 3. Add risk to your portfolio. 4. Understand bulk opportunities.
I want to invest over $300k in AI stocks. Nvidia's stock is surging, similar to many stocks during the 1990s bubble, but many of those stocks are no longer around. This makes me skeptical about my long-term investment strategy.
In this current unstable markets, It is advisable to diversify while retaining 70-80% in secure investments. looking at the worth of your portfolio, you should consider financial advisory.
I think investors should always put their cash to work, especially In 2024, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks against next year. Hope to make millions in 2024
Yes true, I have been in touch with a brokerage Advisor. With an initial starting reserve of $80k, my advisor chooses the entry and exit commands for my portfolio, which has grown to approximately $550k.
Angela Lynn Shilling is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Despite the fact that I have a fairly focused portfolio, occasionally adding a tiny new position can be beneficial. It isn't done to diversify. Focusing on something new is a useful diversion from obsessively overanalyzing what you currently have. It gives you and your portfolio some breathing room
The way the market is looking right now with so much volatility, nobody knows how low it can go but Dca is still a good strategy to adopt or work with a good trader who can read the market very well. personally, I have been trading under the guide of {Mrs Marisol Cordova} who is a brokerrage advsor and i have accrued a lot profit in the past 5 months. so don’t try to time the market.
@@africanboi4542 Impressing i never knew advisors are outperforming the market and yielding good returns . I will lookup your advisor in the web she seem interesting .
Your commitment to educating your audience is truly admirable. We all aspire to attain financial stability and improve our lives. This goal can be achieved through smart investments, mindful spending, and prudent budgeting. I'm thankful for realizing the significance of striving for financial freedom from a young age.
In my opinion, making a smart investment is not only a technique for earning passive income, but also a profitable way of saving for future expenses. People who fail to make the proper judgments early in life often come to regret it later in life. Nonetheless, investing alone can be difficult and risky. As a result, I recommend obtaining an expert’s assistance. The challenge is not just watching videos and reading investing books; it is about implementing information effectively.
I wholeheartedly concur, which is why I opt to entrust the day-to-day decision-making to an investing coach. With their specialized knowledge and extensive research, it is highly unlikely for them to underperform. Their expertise is centered around harnessing the asymmetrical potential of risks while also employing measures to safeguard against unfavorable outcomes. I have been collaborating with an investment coach for more than two years
Just discovered your channel with this video -- I was able to think about my situation and I'm curious to know best how people split their pay, how much of it goes into savings, spendings or investments, I earn around $90K per year but nothing to show for it yet.
I think that is a brilliant idea, I tried managing my stock portfolio by myself and I lost 50% of my savings in a very short period. That prompted me to hire a financial advisor. Since then I have made up to $680K in returns.
@@Aurierserge50 I think that is a brilliant idea, I tried managing my stock portfolio by myself and I lost 50% of my savings in a very short period. That prompted me to hire a financial advisor. Since then I have made up to $680K in returns.
@@Higuannn A colleague at work also suggested market experts, Hearing you say the same thing struck me. I think i should give this a try, but how can reach a decent advisor like the one you use?
I have worked with a few financial advisors before now but i ultimately settled for Alicia Estela Cabouli. She is SEC regulated and licensed in US. You can easily look her up.
I'm sure the kind of knowledge you have shared publicly free of cost will take out a good percentage of people from the slum of poverty to another level of financial freedom. Appreciate your truthfulness and thoughtfulness.
The Market have been suffering over the past month, with all the three indexes recording losses in recent weeks. My $400,000 portfolio is down by approximately 20%, any recommendations to scale up my returns before retirement will be highly appreciated.
Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances
Svetlana Sarkisian Chowdhury is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.
What I do - invest in small and mid caps by looking at the following - 1. Crisil Rank 2. Moneycontrol’s Risk Ratios score check (5 parameters) 3. Comparison with NIFTY50 since inception 4. Returns for 1Y/3Y/5Y as per my investment goal 5. Comparison with Category Leader 6. Decent Fund Size, Exit Load analysis 7. No shitty industry/company in portfolio - subjective to your opinion But thanks to you I am able to understand the mentality of my older siblings who think Large cap is everything and have like 30 years investment goals 😂
Sounds like you have a well-thought-out strategy for investing in small and mid caps. It's important to consider various factors like rankings, risk ratios, returns, and comparisons for a balanced portfolio. Understanding different investment approaches helps us make better decisions. Keep up the good work!
Medical inflation has been between 14%-22% consistently in the past 7 years that I have been working in the medical technology sector. And the food prices have almost gone up 50% just looking at the current monthly grocery bill compared to March 2020 bill I found recently. Makes sense that Akshat is telling India’s inflation is 12% in reality.
With all due respect, could you create a video on how much returns you made while working full time 10-12 hours everyday in a company, because most of us don't have time to see and research the bulk buying opportunity and that's why we automate our sips.
I agree with you largely... Below are the steps I took to build my direct equity portfolio. Would be happy if it's of any help to you. Step 1: built my initial corpus investing in SIPs. I did this religiously for close to 3 yrs. I selected very specific low cost index funds. Step 2: somewhere 2 years down the line of started off identifying some good large cap stocks to be specific stocks from FMCG, Bankings, packaging, paints, etc.. These were relatively simple. Business for me to understand. Step 3: when my XIRR on my folio. Numbers were high, made a partial withdrawal and parked the money in a short term debt fund. Step 4: when the stock prices fell, closer to. To below the 200 day moving average, I moved money from the short term debt fund to. Accumulate positions in the specific stocks. Honestly I do not know if my direct equity investments have yielded better returns than my mutual portfolio after taxes and other deductions, but being involved gives a sense of being in control... But to be honest, once you set your plan up, it really does not take a lot of time to execute it... Only thing is, you need to be clear that everytime there is a dip, it's a buying opportunity and not to be viewed as a reflection of poor buying decisions.... Step 4 takes some time and few ups and downs in overall portfolio value to get used to... Now, I just directly invest my sips in short term debt funds waiting for buying opportunities in my portfolio stocks. Maybe few years down the line I will need to find a way to balance my portfolio...
This is not a financial advice and I never give financial advice: DONT LEAVE DURING THE BEAR. If you don’t want to invest…learn. If you don’t want to learn…build. If you don’t want to build observe. DO SOMETHING…other than leave. There is so much opportunity here. Take advantage!
Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional
Very true, I started investing before the pandemic and that same year I pulled a profit of about $750k with no prior investing experience, basically all I was doing was seeking guidance from Camille Alicia Garcia who's a guru in the game, you can be passively involved with the aid of a professional.
@@hunter-bourke21 It required three years for me to cease attempting to forecast market movements through chart analysis because outcomes are inherently unpredictable. I would appreciate the assistance of your investment advisor, please.
I'm guided by *Camille Alicia Garcia* An experienced coach with extensive financial market knowledge. While you can consider other options, her strategy has yielded positive results for me. She offers valuable insights, including entry and exit points for the securities I concentrate on.
Thanks, I just Googled her name and her website came up right away. It looks interesting so far. I'm going to book a call with her and let you know how it goes.
Try reading diamonds in dust and specifically the "when to buy" chapter to understand that in a 20-year period, there is no point in timing the market even for a 10-year period the difference is just minimal. Compounding works best when it is not disturbed.
8.5 - 8.75 % - FD - ujjivan small finance bank or utkarsh bank ( backed with 5 lkh insurance) If any of your parent is senior citizen then extra interest. In case if this helps :)
Most of the actively managed large cap funds have managed to comfortably beat the index (NIFTY 50) over 7-10 years and longer.The recent underperformance for short periods of duration is due to inadequate allocation in PSUs which have been laggards for quite long. It's not just about what you hold but also how much you hold. Actively managed funds have the ability to be nimble and mindful. Also, when you invest in large cap funds there is a headroom for investing upto 20% in mid and small caps as well. Whether you invest in an index or an actively managed fund, you can't go wrong either way as the returns in the long run are fairly similar.
Yeah Akshat you are right Bought small cap 250 index fund by nippon which is outperforming than other active funds of same category in this bull run. As a part of bulk buying , up on your suggestion 🙏
I am a lower middle class family of 3 people with only basic need expences and no luxuries.. Believe me when I say this... Real Inflation is no less than 15% for the majority of income classes
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Newbies often make the mistake of not seeking professional guidance and help, like Exp Mrs Karen Charles, who is dedicated to providing knowledge and strategies in the cryptocurrency market.
In the midst of credit and sorrow, Mrs. Karen emerged like a guiding light, bringing me immense relief and financial joy. Today, after God, I stand thankful for her support as I receive a profit of $30,000. Her impact on my life is truly touching and transformational.
As a resident of Denver, Colorado, USA, I connected with Mrs. Karen, a FINRA agent, and she has been incredibly helpful, generating significant profits for me.
Another thing no one talks about FD is the tax rate. Equity investments are taxed at 10-15% depending on long term or short term while FD gets taxed at 30-33% if you are at the highest tax slab rate. So, effective gain in FD at 7% = 7%x0.7=4.9%. You'll gain more even if you earn 5.4% on Equity long term gain compared to 7% in FD.
I am experiencing one of the most challenging phases of my life... Lost a fortune lnvesting in emerging companies. How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point.
Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge
Please do a video about investing while managing alimony payments. Talk about having HUFs and other strategies which you can use to prevent payout in the case of Divorce.
The investment you choose isn't right or wrong, just depends on the kind of business person you are or simply the kind of person you are. However, the end game is investing money long term creates wealth every time. Just pick what you like and understand, invest and it will pay off. A lifetime of investing for 5 mil is not hard to accrue.
Investment is the quickest path to financial freedom, the rich stays rich by spending like the poor yet investing! While the poor stays poor by spending like the rich yet not investing. it is good thing to start your Financial freedom this year with good investment idea
Hi Akshat. . Love your videos. Have gained immensely from them. A big Thank You from me. . . Of late in your videos, there are a lot of Hindi phrases which keep slipping into your narration which makes it difficult for non-hindi speaking followers like me.
Dear Akashat sir, I want to express my heartfelt gratitude for the invaluable finance education you've provided. I take great pride in having been a dedicated follower for a year now. Your commitment to excellence is truly commendable, and I encourage you to continue your outstanding work. Thank you for being an inspiration.
18:44 As I couldn't do bulk buying because of lack of surplus amount , what I did was , buying US IT ETF's , along with few Indian IT stocks in a staggered manner since past 7,8 months . Now talking today , I have good amount invested and already sitting on 50% return or so. 😎
Food for thought: What if through large SIP we generate 1 Cr. We exit and put that 1 Cr in FD and post taxes you shall get around 50k. You utilize 20k and put 30k back into SIP. Or you can choose to invest all 50k. Advantages: 1. You continue building wealth through the SIP you do from the money you generate from FD. 2. You've liquid 1Cr always available to you. 3. You get regular passive income risk-free.
Really good point that you raise, Akshat. The best way to measure inflation as an individual isn't really some basket of goods or CPI. Rather take a look at your own expenses, and how they've been rising.
Hi Akshat, can you please create a full video on PMS? You touched upon on this but a full video with your POV would help us decide what action we take. Thanks in advance. BTW…you are doing too good🎉
Exactly what I have reworked out in the last month. Redeemed large cap mf, increased small n mid cap mf. Reduce the stock number size and move with large blue caps
Simply superb 👌 I can't thank you enough for helping me know that I know nothing about investing. Yeah, I was the get up in the morning and go to office, Sip will take care of it types. I see now that the Sip are not returning as much as I thought it would. It all about timing the stocks and choosing the right stocks. Lots to still learn. Thanks for inspiring. Last but not the least, you are an amazing coach. You can infact have live sessions. I bet people will be ready to pay for the depth of knowledge you possess.
Aap apni English version video ko hindi mein voice over karke deliver kariye jisse apki hindi audience mein aapki reach badhega. Aapka content bahut accha hai
Hi Akshat... I have request can you please make video which will cover tax implications for various capita gains and smart ways to minimize tax liabilities
My outlook on money changed when I realized someone making $300,000 can retire broke & someone making $80,000 can retire a multi-millionaire. Living within your means and living a frugal lifestyle is the first step to financial independence. I just hit the one million mark last year, cheers to everyone striving to get there someday.
Varied sources of income is wise and especially living within your means. My net worth is over $1M and I can pay my bills with no stress, but I don't live like I have that. I have no complaints.
This intrigues me. I've looked up financial advisors online, but finding one to connect with is a bit difficult. Do you mind if I ask for your recommendation?
Amazing videos Akshat. Nice research keep educating like this. I have too built positions on the stocks which were discussed on your videos and exited the stock at 30% profit.
I have been comparing my monthly grocery costs for like 10 years, and it is true the actual inflation post 2018 is coming around 9% on average. Worst was 2021. Government quoted inflation does not represent the correct picture.
Dear Akshat ji, you are using the same phone for shooting your video as well as for your daily use...it's called truly frugal living ... following what you preach...
10k sip start from Jan 2024 Nippon large-2000 HDFC mid cap-3000 Parag parikh-2500 Quant small-2500 Investment minimum-15 years, expected return- 15% Is it good or need changes? Suggestions are most welcome 😊
It's all in the mind, Just lower your expectations for a return and keep investing in Index funds and Safe Mutual Funds and do your job to the T in your organization. We'll automatically be in a comfortable position in life. Trying too much, over-optimizing stuff may not always help.
Equity mutual funds are for individuals who cannot buy bluechip stocks like Infosys,HDFC,kotak bank.Mutual fund make it possible to buy all these shares at a fraction price.So dont stop buying bluechip funds as they would give 12 to 15 % in long term.He is mainly focusing on higher income class..Strategy is invest in 50 % debt funds,RD,FD for liquidty resaons.Reinvest returns in mutual funds,stocks,PPF etc.Safety first,risk later.
A Financial Planner told me Saving at least 15% of your income in a 401(k) can help ensure that you have enough money to retire comfortably. How can take advantage of compound interest and potentially grow your retirement savings overtime?
👋 I am a salaried government employee Can you simply have a word on My portfolio MF SIPs 1. UTI nifty 50 - 3000 2. Tata Digital India- 3000 3. Mirae Asset Electric Vehicle- 2000 4. Mirae Artificial Intelligence- 2000 I have plans to start index small cap and midcap in next year
Everyone talks about investment and its return but they forgot to mention about Short term and long term taxes. While calculating final amount of a certain investment, they should mention about the tax deduction.
I am just 18 years old... My portfolio-> parag parikh flexi cap fund 500 Nippon india small cap fund 500 icici prudential bluechip fund 500 hdfc mid cap opportunities direct plan growth 500 Anyone please give review of what to do? I have only 2000 monthly to invest❤️🙏
I think 4 Lacs being referred is yearly but it should be monthly.. You need 24 Lacs to 36 Lacs yearly for day to day living in any average city. So 10% on 1 Cr is not going to help.
Never track your funds too often.Buy and just check few times a year.Market fluctuates on a weekly basis so NAV will beup and down.Stay invested for 15 to 20 yrs.TH-camrs always focus on stocks like ITC,HDFC,Reliance etc which are expensive for common man.TH-camrs will never recommend cheap buy like South indian bank,IDFC etc.cheap buys also make 15 to 20 % in the long run.
It’s a great video overall. But the last mistake is not actually a mistake. Some people are better of investing in mutual fund. I understand you have to sell your course, so have to add the last point.
In the last 10 yrs, index funds have returned 13%. The actively managed funds have returned 16%. Plz explain how index funds are beneficial for long term.
Add the expense ratio and the exit load - and you'll end up having lesser returns from actively managed funds. The point is - no matter how well the actively managed funds perform, the actual returns you get are always lesser than index funds over long term. Read this book -> The Art of Common Sense Investing by Michael C Bogle
@@jeeveshsaxena492 I understand the expense ratio. The expense ratio payable 0.6% more than Index funds. And the avg return is 2.5% more. There is no exit load on either of the funds. Thats why the doubt has arisen.
Pl let me know.your upcoming workshops . U r brilliant. I was risk averse and never invested in stocks. Now iam retired and want start in a small.way. hope i succeed in a small measure.
👉 I will be conducting a Real Estate as an Income Stream Workshop in Goa - in June 2024 [March batch FULLY BOOKED]. Signup here:
rzp.io/l/yp9im377w
__________________________
👉My Mutual Fund Portfolio:
th-cam.com/video/PrpNdAHlgGI/w-d-xo.html
__________________________
👉 My stock market course (comes with 1 year community access):
wisdomhatch.com/stock-market/
__________________________
👉 I talk about in depth macroeconomics correlated to stock market movement on TH-cam member community here: th-cam.com/channels/qW8jxh4tH1Z1sWPbkGWL4g.html
__________________________
👉Book your FREE call with Ditto. LIMITED SLOTS - bit.ly/3Zbf4hw
__________________________
When to start buying stock? I mean how U r doing it?
He’s scamming and emotionally manipulating y’all 😂😂
Hi @akshat , what is the process of after signing up for your real estate workshop ? I have made the payment, would i be receiving some kind of ticket?
Hi @Akshat please help me join your community as I have purchased your stock market course 1 week ago.
I hope this is English channel, I am not sometimes, please keep English.
If you wanna be successful, you most take responsibility for your emotions, not place the blame on others. In addition to make you feel more guilty about your faults, pointing the finger at others will only serve to increase your sense of personal accountability. There's always a risk in every investment, yet people still invest and succeed. You must look outward if you wanna be successful in life.
The first step to successful investing is figuring out your goals and risk tolerance either on your own or with the help of a financial professional but is very advisable you make use of a professional like I did. If you get the facts about saving and investing and follow through with an intelligent plan, you should be able to gain financial security over the years and enjoy the benefits of managing your money.>
<
Is this a good time to buy stocks? I know everyone is saying we are in the bull market and all, but obviously there are strategies to maneuver when there is a bear market but these strategies doesn't come common to the average folk, I'm attempting to create a portfolio for me and my children that will at least be $900k in value.
Making touch with financial advisors like Zachery M Demers who can assist you restructure your portfolio, would be a very creative option. Personal financial management will be crucial to navigating the next difficult times.
HE'S MOSTLY ON TELEGRAMS, USING THE USERNAME..
Zachfinance
Top mistakes:
1. Look for extreme safety.
2. Buying mutual funds randomly.
3. Investing via PMS.
4. Investing in things you don't understand.
5. Never taking bulk buying opportunities.
6. Creating an EMI (>50% of monthly salary)
7. Investing like friends.
8. Trend chasing.
9. Not considering port folio of incomes / stocks.
Summary:
1. Start with Nifty50.
2. Consider buying blue chip companies.
3. Add risk to your portfolio.
4. Understand bulk opportunities.
li tox modwz
,owom
In the beginning I used to see past performance of mutual fund for selecting a fund, that was my biggest mistake.
3,4,6 I have done these mistake according to your point ......
What I can do to overcome from it
@@sg042then what to see??
@@sg042So what do we look at?
I want to invest over $300k in AI stocks. Nvidia's stock is surging, similar to many stocks during the 1990s bubble, but many of those stocks are no longer around. This makes me skeptical about my long-term investment strategy.
In this current unstable markets, It is advisable to diversify while retaining 70-80% in secure investments. looking at the worth of your portfolio, you should consider financial advisory.
I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
I think investors should always put their cash to work, especially In 2024, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks against next year. Hope to make millions in 2024
Yes true, I have been in touch with a brokerage Advisor. With an initial starting reserve of $80k, my advisor chooses the entry and exit commands for my portfolio, which has grown to approximately $550k.
I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?
Angela Lynn Shilling is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I searched for her full name online, found her page, and sent an email to schedule a meeting. Hopefully, she responds soon. Thank you
@@thuylamson-z7t lmaooo BOTS
Making money from stocks look deceptively easy. The reality is that stock market is one of the toughest mental games in the world.
Despite the fact that I have a fairly focused portfolio, occasionally adding a tiny new position can be beneficial. It isn't done to diversify. Focusing on something new is a useful diversion from obsessively overanalyzing what you currently have. It gives you and your portfolio some breathing room
The way the market is looking right now with so much volatility, nobody knows how low it can go but Dca is still a good strategy to adopt or work with a good trader who can read the market very well. personally, I have been trading under the guide of {Mrs Marisol Cordova} who is a brokerrage advsor and i have accrued a lot profit in the past 5 months. so don’t try to time the market.
@@africanboi4542 I've heard lots of good things about this lady you mentioned in Fin Market. How can i get in touch with her.
@@cloudyblaze7916 Mrs Marisol Cordova, she's been featured on several articles, you can search her name.
@@africanboi4542 Impressing i never knew advisors are outperforming the market and yielding good returns . I will lookup your advisor in the web she seem interesting .
Your commitment to educating your audience is truly admirable. We all aspire to attain financial stability and improve our lives. This goal can be achieved through smart investments, mindful spending, and prudent budgeting. I'm thankful for realizing the significance of striving for financial freedom from a young age.
In my opinion, making a smart investment is not only a technique for earning passive income, but also a profitable way of saving for future expenses. People who fail to make the proper judgments early in life often come to regret it later in life. Nonetheless, investing alone can be difficult and risky. As a result, I recommend obtaining an expert’s assistance. The challenge is not just watching videos and reading investing books; it is about implementing information effectively.
I wholeheartedly concur, which is why I opt to entrust the day-to-day decision-making to an investing coach. With their specialized knowledge and extensive research, it is highly unlikely for them to underperform. Their expertise is centered around harnessing the asymmetrical potential of risks while also employing measures to safeguard against unfavorable outcomes. I have been collaborating with an investment coach for more than two years
Could you recommend your advisor? I'll be happy to use some help.
The advisor that guides me is Sonya lee Mitchell, most likely the internet is where to find her basic info, just search her name. She's established.
I searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you
Just discovered your channel with this video -- I was able to think about my situation and I'm curious to know best how people split their pay, how much of it goes into savings, spendings or investments, I earn around $90K per year but nothing to show for it yet.
It’s important to do your own research and consult with a financial advisor before making any investment decisions.
I think that is a brilliant idea, I tried managing my stock portfolio by myself and I lost 50% of my savings in a very short period. That prompted me to hire a financial advisor. Since then I have made up to $680K in returns.
@@Aurierserge50 I think that is a brilliant idea, I tried managing my stock portfolio by myself and I lost 50% of my savings in a very short period. That prompted me to hire a financial advisor. Since then I have made up to $680K in returns.
@@Higuannn A colleague at work also suggested market experts, Hearing you say the same thing struck me. I think i should give this a try, but how can reach a decent advisor like the one you use?
I have worked with a few financial advisors before now but i ultimately settled for Alicia Estela Cabouli. She is SEC regulated and licensed in US. You can easily look her up.
I'm sure the kind of knowledge you have shared publicly free of cost will take out a good percentage of people from the slum of poverty to another level of financial freedom.
Appreciate your truthfulness and thoughtfulness.
The Market have been suffering over the past month, with all the three indexes recording losses in recent weeks. My $400,000 portfolio is down by approximately 20%, any recommendations to scale up my returns before retirement will be highly appreciated.
Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances
Svetlana Sarkisian Chowdhury is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.
Must watch video for all investors. I have cut down on my time on other sources of business news after becoming member of this community.
Can you create a playlist of your videos on
1. Fundamental analysis
2. Basic of mutual funds
So that it would be easy to learn?
What I do - invest in small and mid caps by looking at the following -
1. Crisil Rank
2. Moneycontrol’s Risk Ratios score check (5 parameters)
3. Comparison with NIFTY50 since inception
4. Returns for 1Y/3Y/5Y as per my investment goal
5. Comparison with Category Leader
6. Decent Fund Size, Exit Load analysis
7. No shitty industry/company in portfolio - subjective to your opinion
But thanks to you I am able to understand the mentality of my older siblings who think Large cap is everything and have like 30 years investment goals 😂
Sounds like you have a well-thought-out strategy for investing in small and mid caps. It's important to consider various factors like rankings, risk ratios, returns, and comparisons for a balanced portfolio. Understanding different investment approaches helps us make better decisions. Keep up the good work!
Medical inflation has been between 14%-22% consistently in the past 7 years that I have been working in the medical technology sector. And the food prices have almost gone up 50% just looking at the current monthly grocery bill compared to March 2020 bill I found recently. Makes sense that Akshat is telling India’s inflation is 12% in reality.
Ok
True, medical inflation and rising food prices are significant concerns. Akshat's insights align with the challenges many are facing.
With all due respect, could you create a video on how much returns you made while working full time 10-12 hours everyday in a company, because most of us don't have time to see and research the bulk buying opportunity and that's why we automate our sips.
😮😮😊😊😊😊😊😊😅
I agree with you largely...
Below are the steps I took to build my direct equity portfolio. Would be happy if it's of any help to you.
Step 1: built my initial corpus investing in SIPs. I did this religiously for close to 3 yrs. I selected very specific low cost index funds.
Step 2: somewhere 2 years down the line of started off identifying some good large cap stocks to be specific stocks from FMCG, Bankings, packaging, paints, etc.. These were relatively simple. Business for me to understand.
Step 3: when my XIRR on my folio. Numbers were high, made a partial withdrawal and parked the money in a short term debt fund.
Step 4: when the stock prices fell, closer to. To below the 200 day moving average, I moved money from the short term debt fund to. Accumulate positions in the specific stocks.
Honestly I do not know if my direct equity investments have yielded better returns than my mutual portfolio after taxes and other deductions, but being involved gives a sense of being in control...
But to be honest, once you set your plan up, it really does not take a lot of time to execute it... Only thing is, you need to be clear that everytime there is a dip, it's a buying opportunity and not to be viewed as a reflection of poor buying decisions.... Step 4 takes some time and few ups and downs in overall portfolio value to get used to...
Now, I just directly invest my sips in short term debt funds waiting for buying opportunities in my portfolio stocks.
Maybe few years down the line I will need to find a way to balance my portfolio...
Normally if market is stagnant for 1 yr, you can invest in bulk. That can go to another year before we see a new market high.
Fd is not for wealth creation it's for emergency purpose.
For security purpose
This is not a financial advice and I never give financial advice: DONT LEAVE DURING THE BEAR. If you don’t want to invest…learn. If you don’t want to learn…build. If you don’t want to build observe. DO SOMETHING…other than leave. There is so much opportunity here. Take advantage!
Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional
Very true, I started investing before the pandemic and that same year I pulled a profit of about $750k with no prior investing experience, basically all I was doing was seeking guidance from Camille Alicia Garcia who's a guru in the game, you can be passively involved with the aid of a professional.
@@hunter-bourke21 It required three years for me to cease attempting to forecast market movements through chart analysis because outcomes are inherently unpredictable. I would appreciate the assistance of your investment advisor, please.
I'm guided by *Camille Alicia Garcia* An experienced coach with extensive financial market knowledge. While you can consider other options, her strategy has yielded positive results for me. She offers valuable insights, including entry and exit points for the securities I concentrate on.
Thanks, I just Googled her name and her website came up right away. It looks interesting so far. I'm going to book a call with her and let you know how it goes.
Try reading diamonds in dust and specifically the "when to buy" chapter to understand that in a 20-year period, there is no point in timing the market even for a 10-year period the difference is just minimal. Compounding works best when it is not disturbed.
8.5 - 8.75 % - FD - ujjivan small finance bank or utkarsh bank ( backed with 5 lkh insurance)
If any of your parent is senior citizen then extra interest.
In case if this helps :)
Nice 👍🏻
25:17 best advice
Most of the actively managed large cap funds have managed to comfortably beat the index (NIFTY 50) over 7-10 years and longer.The recent underperformance for short periods of duration is due to inadequate allocation in PSUs which have been laggards for quite long. It's not just about what you hold but also how much you hold. Actively managed funds have the ability to be nimble and mindful. Also, when you invest in large cap funds there is a headroom for investing upto 20% in mid and small caps as well. Whether you invest in an index or an actively managed fund, you can't go wrong either way as the returns in the long run are fairly similar.
Yeah Akshat you are right
Bought small cap 250 index fund by nippon which is outperforming than other active funds of same category in this bull run.
As a part of bulk buying , up on your suggestion 🙏
A❤
@harikiran4530 In which video? Please reply
I am a lower middle class family of 3 people with only basic need expences and no luxuries.. Believe me when I say this... Real Inflation is no less than 15% for the majority of income classes
Hi Akshat,
Can you please make one video about how you handle your TAX. You explain your profit many times. If possible
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For large cap, it is wise to invest in index. But in midcaps and smallcaps active has higher probability of beating index...
Whe you have more profit percentage in mutual funds than Akshat himself in past year.😊😊🎉
what about when total capital investment is 0.001% of his total capital investment? Profit of even 100% won't make a difference
One of the few financial analysts on TH-cam which makes complete sense and not on a Hype train.
Another thing no one talks about FD is the tax rate. Equity investments are taxed at 10-15% depending on long term or short term while FD gets taxed at 30-33% if you are at the highest tax slab rate. So, effective gain in FD at 7% = 7%x0.7=4.9%. You'll gain more even if you earn 5.4% on Equity long term gain compared to 7% in FD.
I am experiencing one of the most challenging phases of my life... Lost a fortune lnvesting in emerging companies. How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point.
Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge
Please do a video about investing while managing alimony payments. Talk about having HUFs and other strategies which you can use to prevent payout in the case of Divorce.
The investment you choose isn't right or wrong, just depends on the kind of business person you are or simply the kind of person you are. However, the end game is investing money long term creates wealth every time. Just pick what you like and understand, invest and it will pay off. A lifetime of investing for 5 mil is not hard to accrue.
Investment is the quickest path to financial freedom, the rich stays rich by spending like the poor yet investing! While the poor stays poor by spending like the rich yet not investing. it is good thing to start your Financial freedom this year with good investment idea
Few more options : 12% Club (interest is generated everyday and you can withdraw anytime),
Bonds- return 9-11%
Hi Akshat. . Love your videos. Have gained immensely from them. A big Thank You from me. . . Of late in your videos, there are a lot of Hindi phrases which keep slipping into your narration which makes it difficult for non-hindi speaking followers like me.
Dear Akashat sir, I want to express my heartfelt gratitude for the invaluable finance education you've provided. I take great pride in having been a dedicated follower for a year now. Your commitment to excellence is truly commendable, and I encourage you to continue your outstanding work. Thank you for being an inspiration.
18:44 As I couldn't do bulk buying because of lack of surplus amount , what I did was , buying US IT ETF's , along with few Indian IT stocks in a staggered manner since past 7,8 months .
Now talking today , I have good amount invested and already sitting on 50% return or so. 😎
I really liked your idea to provide a short summary of your video at the end. It helps to recollect all the important things to note again.
Showering blessings of Mother Goddess on your portfolio... may you earn much more from your portfolio...
This is an eye opener, I have committed to many of these mistakes. I have started corrections over the last 3 years and your descriptions are good!
The simplicity that your face reflects makes me believe everything you say … Allah bless !
Food for thought: What if through large SIP we generate 1 Cr. We exit and put that 1 Cr in FD and post taxes you shall get around 50k. You utilize 20k and put 30k back into SIP. Or you can choose to invest all 50k.
Advantages:
1. You continue building wealth through the SIP you do from the money you generate from FD.
2. You've liquid 1Cr always available to you.
3. You get regular passive income risk-free.
There have etf / index fund for midcap and smallcap. So be a passive investor
Everything is temporary but kurta colour n backdrop is permanent 😊
We can learn a lot by akshat sirs commentary..just koin the channel!!
Really good point that you raise, Akshat. The best way to measure inflation as an individual isn't really some basket of goods or CPI. Rather take a look at your own expenses, and how they've been rising.
Hi Akshat, can you please create a full video on PMS? You touched upon on this but a full video with your POV would help us decide what action we take. Thanks in advance. BTW…you are doing too good🎉
Exactly what I have reworked out in the last month. Redeemed large cap mf, increased small n mid cap mf. Reduce the stock number size and move with large blue caps
Simply superb 👌 I can't thank you enough for helping me know that I know nothing about investing. Yeah, I was the get up in the morning and go to office, Sip will take care of it types. I see now that the Sip are not returning as much as I thought it would. It all about timing the stocks and choosing the right stocks. Lots to still learn. Thanks for inspiring.
Last but not the least, you are an amazing coach. You can infact have live sessions. I bet people will be ready to pay for the depth of knowledge you possess.
You are gem in guiding new investors and those who new to market.. Big fan of yours
Aap apni English version video ko hindi mein voice over karke deliver kariye jisse apki hindi audience mein aapki reach badhega. Aapka content bahut accha hai
hey akshat
i was looking for videos to make a portfolio of mutual funds, and finally we get this video and the previous part.
Thnx a lot!!
I have invested 70% of my money in small caps across 15.
And bought 1 small cap direct fund and 1 micro cap index fund
Happy with my NSC. Seriously can't stand the pressure from stocks.
Hi Akshat... I have request can you please make video which will cover tax implications for various capita gains and smart ways to minimize tax liabilities
Wɦǟֆǟքք ʍɛ
Bhaisahab Aap purush hi nahi....
Mahapurush hain ❣️
My outlook on money changed when I realized someone making $300,000 can retire broke & someone making $80,000 can retire a multi-millionaire. Living within your means and living a frugal lifestyle is the first step to financial independence. I just hit the one million mark last year, cheers to everyone striving to get there someday.
Varied sources of income is wise and especially living within your means. My net worth is over $1M and I can pay my bills with no stress, but I don't live like I have that. I have no complaints.
This intrigues me. I've looked up financial advisors online, but finding one to connect with is a bit difficult. Do you mind if I ask for your recommendation?
Wow, her track record looks really good from what I found online. I'll take a chance and see how it goes. Thanks for the info
Amazing videos Akshat. Nice research keep educating like this. I have too built positions on the stocks which were discussed on your videos and exited the stock at 30% profit.
Grateful for your videos as they are easy to understand and yet effective.
I have been comparing my monthly grocery costs for like 10 years, and it is true the actual inflation post 2018 is coming around 9% on average. Worst was 2021. Government quoted inflation does not represent the correct picture.
Really sir u have describe my journey of investing... Still learning from u.. Ur great teacher.
Large Cap mutual funds has given me the highest returns for staying invested. I don’t know how you can simply say NEVER invest.
Best video for the salaried people Thanks alot sir ji 👌🤗🙏
Dear Akshat ji, you are using the same phone for shooting your video as well as for your daily use...it's called truly frugal living ... following what you preach...
Brilliant! Very lucidly explained. Thank you.
10k sip start from Jan 2024
Nippon large-2000
HDFC mid cap-3000
Parag parikh-2500
Quant small-2500
Investment minimum-15 years,
expected return- 15%
Is it good or need changes? Suggestions are most welcome 😊
The PMS that he is talking about is Marcellus consistent compounders
Please do a video of when should buy, hold, and sell stocks.. how to analyze this to a successful trader
🙏नमस्ते सर सर आपसे एक रिक्वेस्ट है कि प्लीज हिंदी में आप बोला कीजिए सर। ❤️❤️❤️
Excellent video for starters who want to start their investment journey
Meanwhile people like me invested for 80C on march 2023 ending and sit in 18.5% profit 😂.
How
That much profit?
21:50 best of akshat i have ever seen😀
It's all in the mind,
Just lower your expectations for a return and keep investing in Index funds and Safe Mutual Funds and do your job to the T in your organization.
We'll automatically be in a comfortable position in life. Trying too much, over-optimizing stuff may not always help.
30 - 40% Jesa hein inflation market Jane se pata chalta hein..example grocery or market place
You are effin awesome Akshat Srivastava..!! Glad to see your video through my journey!:)
Very helpful and i started with this tip to know when to do buying..
Hi Akshat
Where would you suggest one to park emergency funds?
U r so transparent. Hats off
Yes, use ur brain and invest... Don't go for reits companies, buy a flat or house wherein u can make up the amount within 20-22 years of renting it...
New India Assurance is best for Health Insurance Policies.
Terrific discussion on salaried people investing strategy, thanks akshat
Equity mutual funds are for individuals who cannot buy bluechip stocks like Infosys,HDFC,kotak bank.Mutual fund make it possible to buy all these shares at a fraction price.So dont stop buying bluechip funds as they would give 12 to 15 % in long term.He is mainly focusing on higher income class..Strategy is invest in 50 % debt funds,RD,FD for liquidty resaons.Reinvest returns in mutual funds,stocks,PPF etc.Safety first,risk later.
best advise is from 27:19 to 27:35
A Financial Planner told me Saving at least 15% of your income in a 401(k) can help ensure that you have enough money to retire comfortably. How can take advantage of compound interest and potentially grow your retirement savings overtime?
Video starts at 3:20
Thank me later :)
👋
I am a salaried government employee
Can you simply have a word on My portfolio MF SIPs
1. UTI nifty 50 - 3000
2. Tata Digital India- 3000
3. Mirae Asset Electric Vehicle- 2000
4. Mirae Artificial Intelligence- 2000
I have plans to start index small cap and midcap in next year
Everyone talks about investment and its return but they forgot to mention about Short term and long term taxes. While calculating final amount of a certain investment, they should mention about the tax deduction.
Please make a video on US stocks with different categories!!
I am just 18 years old...
My portfolio->
parag parikh flexi cap fund 500
Nippon india small cap fund 500
icici prudential bluechip fund 500
hdfc mid cap opportunities direct plan growth 500
Anyone please give review of what to do? I have only 2000 monthly to invest❤️🙏
Your video is not for the middle class people. 1cr investing is not even possible for many good business men too ...
Mujhe 4ra ke odds sabse best lagte hain, winnings bhi achhi milti hain
I think 4 Lacs being referred is yearly but it should be monthly.. You need 24 Lacs to 36 Lacs yearly for day to day living in any average city. So 10% on 1 Cr is not going to help.
Never track your funds too often.Buy and just check few times a year.Market fluctuates on a weekly basis so NAV will beup and down.Stay invested for 15 to 20 yrs.TH-camrs always focus on stocks like ITC,HDFC,Reliance etc which are expensive for common man.TH-camrs will never recommend cheap buy like South indian bank,IDFC etc.cheap buys also make 15 to 20 % in the long run.
It’s a great video overall. But the last mistake is not actually a mistake. Some people are better of investing in mutual fund. I understand you have to sell your course, so have to add the last point.
In the last 10 yrs, index funds have returned 13%. The actively managed funds have returned 16%. Plz explain how index funds are beneficial for long term.
Add the expense ratio and the exit load - and you'll end up having lesser returns from actively managed funds.
The point is - no matter how well the actively managed funds perform, the actual returns you get are always lesser than index funds over long term.
Read this book -> The Art of Common Sense Investing by Michael C Bogle
@@jeeveshsaxena492 I understand the expense ratio. The expense ratio payable 0.6% more than Index funds. And the avg return is 2.5% more. There is no exit load on either of the funds. Thats why the doubt has arisen.
No one knows which largecap fund became top. This year axis, next year icici. No sense invest large cap mf. Simply invest nifty50 mf
Plz make a video on crypto. Its been ages that we have listen crypto from your videos.
Pl let me know.your upcoming workshops . U r brilliant. I was risk averse and never invested in stocks. Now iam retired and want start in a small.way. hope i succeed in a small measure.
आपका वीडियो अच्छा लगा। लेकिन हिन्दी में भी वीडियोज़ बनाये सर।
Hello Akshat a humble request to you please make a video on how to research and analyse stocks for swing and long term investing 🤗😇
Akshat thanks for ur information kindly do playlist recently for Us stocks only Indian markets recently videos pls suggestion from me!!
Please make a video for investing outside of India including the ai stocks and some others