Axis Reserve vs American Express Platinum Card | Detailed Comparison

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  • เผยแพร่เมื่อ 9 ก.ย. 2024
  • Start your rewarding journey with Axis Bank credit cards. Apply for an Axis credit card using the link below:
    clctab.axisban...
    In this video, we'll do a detailed comparison of Axis Reserve and American Express Platinum cards. These are two of the most sought after ultra premium cards in India. We'll do a deep dive and compares Axis Reserve and American Express Platinum cards on various parameters viz. Annual Fee, Welcome and Renewal Benefits, Non spend benefits, Spend benefits, etc.
    #amexplatinum #axisreserve #axisbank #americanexpress

ความคิดเห็น • 63

  • @sunilcrazy1
    @sunilcrazy1 ปีที่แล้ว +7

    i have both the card and i love both .. While Amex gives you great status on some of the high ranking memberships, Reserve has its own benefits especially free luxury cab service and airport meet and assist. So if you can manage the cards efficiently, then you can enjoy both :)

    • @CardAcademy
      @CardAcademy  ปีที่แล้ว

      Agreed.

    • @AlphaMale888x
      @AlphaMale888x 3 หลายเดือนก่อน +1

      @@CardAcademy Is getting Axis Reserve still worth it?

  • @amitabhmaheshwari
    @amitabhmaheshwari ปีที่แล้ว +9

    Amex will never make its Indian cards at par with the US ones. For this, Indians have to boycott them completely. If people continue to take them, why will they care ?

    • @CardAcademy
      @CardAcademy  ปีที่แล้ว +4

      Agreed with the sentiment. Another reason can be that Indian credit cards market is still at a nascent stage. Amex' revenue from India is hardly 2-3% of the revenue that it gets from US. So, we think that they don't take the Indian market very seriously.

    • @amitabhmaheshwari
      @amitabhmaheshwari ปีที่แล้ว

      Then should we take the Amex seriously ? India is an emerging market and has the potential to provide a huge revenue to them, especially now, when digital payments are the in thing in the country.

  • @trivediashish
    @trivediashish ปีที่แล้ว +2

    What a elaborated research work, I was looking for, I personally wanted to have Axis one to get the max benefits, regarding the Amex lounges can be get with any average card: my personal opinion.

  • @vydyjuris
    @vydyjuris 4 หลายเดือนก่อน +1

    The Plat card in India is a joke. In absolute terms, the Rs. 70,800 fee is even greater than the $675 a US card holder pays. Amex gives you 0 credits against the fee they charge and the other benefits are nowhere remotely comparable. They're now selling the card with a 125,000 MR welcome bonus. The fact that they managed to sell this card with 0 credits against it shows how much of a premium value people place on this card.

  • @amitabhmaheshwari
    @amitabhmaheshwari ปีที่แล้ว +4

    Amex is now in most cases forcing Taj vouchers on most people. Both these cards are mostly status symbols. These days Amex is not coming up with good offers.

  • @sohail.melwani
    @sohail.melwani 8 หลายเดือนก่อน +1

    Amex is offering 135k points to upgrade currently. I usually transfer to Marriot when there is a 1.3x offer at least. That’s 175k Marriot Bonvoy points which I redeem for hotels offering 2 Rs per point atleast such as Maldives.
    Overall, getting a benefit of 3.5L by paying 70k fees plus all the other benefits.

    • @CardAcademy
      @CardAcademy  8 หลายเดือนก่อน

      Yes, this is a great offer. Should go for it.

  • @writetopardeep
    @writetopardeep ปีที่แล้ว +1

    I regularly watch your videos. Good work.

  • @ShubhamSinha-work
    @ShubhamSinha-work 2 หลายเดือนก่อน

    Does reserve make sense now since ratio is 5:2 or should I wait for Olympus? or Platinum charge card make more sense?
    Looking mainly for travel benefits

  • @amitabhmaheshwari
    @amitabhmaheshwari ปีที่แล้ว +3

    Amex is basically short changing its Indian customers.

  • @chiragsharma1348
    @chiragsharma1348 8 หลายเดือนก่อน

    Number of lounges under amex is much more. Axis reserve jus offers priority pass. Many times in foreign airport priority pass lounge is full or in diffrnt terminal. Wheras amex offers multiple lounges in foreing airport includin prioritty, centurian ,delta etc. Thus easy to access. Centurian lounge allows u to take 2 guest in lounge for free

  • @bharathotwani8229
    @bharathotwani8229 ปีที่แล้ว

    Is there any change in Credit card's variant can affect the cibil score? also, what about the credit history? will that continue the old variant's history or would get start as new one?

  • @mith9d
    @mith9d ปีที่แล้ว

    Do we get 5x rewards on Travel Edge for reserve? I thought it was only for Magnus. Also, do we get reward points for rent payments on reserve?

  • @akashaashokan
    @akashaashokan ปีที่แล้ว

    In US, if you open platinum in three different browsers/ incognito mode you will find 3different welcome offers.. i am not sure whether that is same in India

  • @mr_aditya_rajbhar
    @mr_aditya_rajbhar ปีที่แล้ว

    Mujhe amex ka credit card lena h. Maine dec. Me apply kiya tha to vo reject ho gaya tha then again march me apply kiya to vo bhi reject ho gaya. I have hdfc 2 credit card, axis 3 credit card, paisabazar cc & idfc wow cc.
    But ye reject kyu ho rha h?

  • @peerwahaj6011
    @peerwahaj6011 ปีที่แล้ว

    I have 2 savings acc in axis regular and priority.
    On my regular acc 3 cc are linked if i close my regular acc will my cc get closed too?.
    And how can i link my cc to my priority acc?

  • @sudheepravi
    @sudheepravi ปีที่แล้ว +1

    travel edge accelerated rewards applicable for reserve too? isn't it only for magnus?

    • @amitabhmaheshwari
      @amitabhmaheshwari ปีที่แล้ว +1

      No, but 25K bonus points for 1 L spend on a calendar month is only for Magnus.

  • @bholanathsethshorts
    @bholanathsethshorts ปีที่แล้ว

    Very nice comparison done by your

  • @SourabhSharma-kq6ed
    @SourabhSharma-kq6ed ปีที่แล้ว +1

    airport lounges these days are circus - every credit (and even debit) cards give lounge access. if you travel a lot - amex lounges are a lot better (and quieter). No queue to enter, better quality food, and better relaxation overall.

    • @CardAcademy
      @CardAcademy  ปีที่แล้ว +1

      Completely agree.

    • @amitabhmaheshwari
      @amitabhmaheshwari ปีที่แล้ว +1

      But Amex lounges are available only at Delhi and Mumbai in India and that too in specific terminals only

    • @DOCRRRR
      @DOCRRRR ปีที่แล้ว

      In Hyderabad yesterday there was fifty members plus q for lift to go to lounge Amex platinum has no use in Hyderabad

  • @abhilash1715
    @abhilash1715 ปีที่แล้ว

    I think the important part you’re missing out on :
    1. Hotel memberships offered by Axis are region specific at max APAC but Amex memberships are global you can literally reap benefits across the globe wherever you travel and stay at the partner hotels.
    2. Axis might have a great product at hand but their service is absolutely not good.
    3. AMEX plat minimum benefit can be reaped if one is travelling internationally atleast once a year. Ek complimentary stay abroad will save you atleast 300 usd which is good value.
    4. Amex customer service is amazing , great people to talk to.

    • @CardAcademy
      @CardAcademy  ปีที่แล้ว

      Thanks Abhilash. Some very good points you have made. Support is something that Amex is leaps and bounds ahead of Axis. In fact same is the case with Concierge.

    • @abhilash1715
      @abhilash1715 ปีที่แล้ว +1

      @@CardAcademy True that. What I realised lately is no matter how good the product is support is equally important. Thanks for considering my views. Also, mentioning one another point here : Axis product is super strong here like literally even BookMyShow 1+1 never fails on Magnus/reserve but considering the surging sales things like these might become an issue soon. Not a apple to apple comparison for both the cards but Amex Plat is definitely not a card where it gives you great opportunity to recover the fee unless there’s international travel or great bookings across Oberoi or other classy properties.

    • @CardAcademy
      @CardAcademy  ปีที่แล้ว

      @@abhilash1715 Axis Reserve and Amex Platinum are both different cards in that sense. Where the benefits on Reserve are more broad-based whereas benefits on Platinum are more niche.

    • @abhilash1715
      @abhilash1715 ปีที่แล้ว

      @@CardAcademy I couldn’t agree more. 👍

    • @chiragsharma1348
      @chiragsharma1348 8 หลายเดือนก่อน

      ​​@@CardAcademylik hilton gold membership u get free breaKfast.
      So u can book a lesser price room witout breakfast n get free breakfast due to amex hilton gold membership.
      Thiz is a big amount if u stay in hilton fr 3-4 days.
      This needs to be counted in benefits too.

  • @shreyanssinghi470
    @shreyanssinghi470 5 หลายเดือนก่อน

    Can we have a revised video for this as 1 year has elapsed

  • @SourabhSharma-kq6ed
    @SourabhSharma-kq6ed ปีที่แล้ว

    i just checked yesterday - the agent from amex told me vistara offer ended on 31st march 23.

    • @CardAcademy
      @CardAcademy  ปีที่แล้ว +1

      So the offers keep changing from time to time.

  • @shivamkashmiri1849
    @shivamkashmiri1849 ปีที่แล้ว

    AmEx has lost its charm , if it brings a full fee sped based renewal on the platinum charge it might start looking as a good program

  • @johanmathai4622
    @johanmathai4622 ปีที่แล้ว +1

    please put Eng. sub titles for ur video.

  • @sumitchaudhary343
    @sumitchaudhary343 ปีที่แล้ว

    If i have mrcc and amex plat then can i redeem my plat rewards points for amazon vouchers?

    • @amitabhmaheshwari
      @amitabhmaheshwari ปีที่แล้ว

      Yes, but that won’t fetch you the maximum value for your points. For that, transfer the points to hotel or airline partners and then reap the benefits.

    • @sumitchaudhary343
      @sumitchaudhary343 ปีที่แล้ว

      @@amitabhmaheshwari yes but if someone rarely travels and want cashback then apay vouchers are the way to go i guess

    • @sumitchaudhary343
      @sumitchaudhary343 ปีที่แล้ว

      ​@@amitabhmaheshwari whats ur take on new regalia gold ?

    • @amitabhmaheshwari
      @amitabhmaheshwari ปีที่แล้ว +1

      @@sumitchaudhary343 Amex points don’t expire so if you travel rarely you may still accumulate the points and use them for a nice vacation once in a while.

    • @amitabhmaheshwari
      @amitabhmaheshwari ปีที่แล้ว +1

      @@sumitchaudhary343I haven’t read much about it but there is a video on that card in this channel. You may have a look

  • @yahnit
    @yahnit ปีที่แล้ว +1

    Amex Plat charge doesn’t get you 1L MR points on joining anymore. They are only offering Taj vouchers worth 45k.
    I spoke to the customer care last week. Badly wanted to get the card but Taj vouchers make no sense

    • @amitabhmaheshwari
      @amitabhmaheshwari ปีที่แล้ว +1

      Very true, but post first year, you get nothing, or at least you have to press and bargain for it. In other words, fee will be charged every year but benefits only in the first year. I haven’t seen any card issuer other than Amex do it. Be it Infinia, Magnus, reserve or any other card, you get renewal benefits every year on payment of the card fee.

    • @CardAcademy
      @CardAcademy  ปีที่แล้ว

      Last week itself we received an offer from Amex to get this card and receive 1,15,000 MR Points. The default offer is Taj Vouchers, but they run targeted offers from time to time.

    • @CardAcademy
      @CardAcademy  ปีที่แล้ว

      @amitabh maheshwari Agreed sir. Amex Platinum after first year is not a very good value proposition.

    • @amitabhmaheshwari
      @amitabhmaheshwari ปีที่แล้ว

      @@CardAcademyI think only amex MRCC and amex plat travel are good cards even beyond the first year.

    • @chiragsharma1348
      @chiragsharma1348 8 หลายเดือนก่อน

      ​@@amitabhmaheshwarii personally use amex platinum.
      The benfit we get is much more thn 71k in a year.
      Taj epicure
      Taj voucher
      Domestic 30k voucher
      Concierge tikt bookin dsnt hv convinence fee
      Hilton givs u free breakfst
      Unlimited lounge in amex, luftansa ,delta airlines plus priority pass
      2 Free guest in amex lounge
      5cr insurance cover on tikts bookd thru amex
      With epicure 25% food discount
      Taj oberoi roons at dscount
      Eazydiner free membership
      Multiple dinner brunch free invites like jazz nights, brunches in taj fr free
      In first year itself u will receive 1.5 to 2 lakh benefit
      Tht ur next year will be free.
      Also on rennewal thy giv 20k taj plus bday 10k voucher. Thts 30k

  • @rohitsakhrani4116
    @rohitsakhrani4116 ปีที่แล้ว

    I prefer my amex plat❤

  • @yahnit
    @yahnit ปีที่แล้ว

    Accor membership gives only 1 night free stay and not 2 days!

    • @CardAcademy
      @CardAcademy  ปีที่แล้ว

      It is two nights. Axis hasn't updated this on the website. One of our team members has this card.

  • @vinodtiwari559
    @vinodtiwari559 ปีที่แล้ว +1

    Voice slow h😢

  • @venkateswarlugaddam6718
    @venkateswarlugaddam6718 ปีที่แล้ว

    👏👏🙏🙏

  • @AlphaMale888x
    @AlphaMale888x 3 หลายเดือนก่อน

    14:12 Axis Platinum Card Nahi American Express Platinum Charge card.

  • @ekussingh6086
    @ekussingh6086 ปีที่แล้ว

    1 night stay

    • @CardAcademy
      @CardAcademy  ปีที่แล้ว

      2 nights stay.

    • @nikshaypatel8446
      @nikshaypatel8446 2 หลายเดือนก่อน

      ​@@CardAcademyplz do video amex platinum charge card 2024 review

  • @jojosharma319
    @jojosharma319 ปีที่แล้ว

    Dukhi aatma