So in the case of additional payments ... will me making them big lump sum payments lower my instalment amount or mortgage timeframe at all or does the bank just penalize me for not taking as long as the 300 months I signed up for at the beginning of my Bondage 😢
Hi Nicolette, Thanks for this video as im also in a process to buy a house. Ive planned to put in R400k as a deposit out of R1.2K house. I also had my doubt to put it
Can you please do a video on how you got started. I remember you once said in one of your videos that you even worked for a private school at some point. Love your content
Check the charges for paying lump sums. In the UK, we can overpay by 10% of the loan each year with no charges. Beyond the 10% you get charged a 5% fee. You have to check your Terms and Conditions.
LMAO Please don't ask me why there is blankness after i say bye - even i dnt know
😂😂😂I got excited seeing a long video Kanti darkness waited on the other side 😂. Thanks for sharing your knowledge with us ❤
So in the case of additional payments ... will me making them big lump sum payments lower my instalment amount or mortgage timeframe at all or does the bank just penalize me for not taking as long as the 300 months I signed up for at the beginning of my Bondage 😢
Hi Nicolette, Thanks for this video as im also in a process to buy a house. Ive planned to put in R400k as a deposit out of R1.2K house. I also had my doubt to put it
what a timely conversation...Thank you Nicolette !
Thanks for the advice, got it, love the fact that it’s the same just one needs discipline and eliminate that risk of not getting 100% loan 👊🏾
We honestly learn something new everyday. Thanks for sharing 👊
Can you please do a video on how you got started. I remember you once said in one of your videos that you even worked for a private school at some point. Love your content
Thank you, I've always thought the additional payments are a better option. This makes sound sense though
Do that for cars also
Co ask
Thank you for sharing.
Is this the same for buying a car or only for bonds/home loan
This thing needs pen and the paper
The vedio I've been waiting for
Your content is very good and I love it but you are a bit to loud , I even have it on the lowest but is still so loud
Don't skip ads to keep the lights on guys 🙏❤️
Where can i talk to you personally
Me@nicolettem.com
So, where do you pay the deposit to? The bank?
usually, you pay the lawyers and when the property is transferred, they will pay the seller. - I stand to be corrected.
@@Mogotsi_P highly appreciate this, thank you.
Hi Nicolette, does it help to put down a 10 - 20% deposit say maybe a year later after you've been granted 100% loan by the bank?
Check the charges for paying lump sums. In the UK, we can overpay by 10% of the loan each year with no charges. Beyond the 10% you get charged a 5% fee. You have to check your Terms and Conditions.
Unscrupulous 😂
Hello honey
Hello
FinancialBunny how can i contact you