The Rent vs Buying Argument is sooooo BORING

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  • เผยแพร่เมื่อ 3 ส.ค. 2021

ความคิดเห็น • 255

  • @sbonzama7013
    @sbonzama7013 2 ปีที่แล้ว +167

    Property ownership in SA is overrated! The cost of buying and owning property is expensive. The running of property is high via levies, rates, maintenance, insurance etc. Municipalities are under preforming yet rates increase annually. The heavy increase in electricity is also not helping. Defaulting tenants are also increasing. Black children have entered the property market late. Prices are high, even in the township. It's crazy! Lots of middle class people are priced out of property!!

    • @thobiledhlamini8338
      @thobiledhlamini8338 2 ปีที่แล้ว +5

      Now this is true

    • @mazibukomail
      @mazibukomail 2 ปีที่แล้ว +6

      True, the best years to buy property was the 90s and 2000s but that said property prices will only go up, albiet slowly.

    • @6figurejack510
      @6figurejack510 2 ปีที่แล้ว +24

      We are not late , there is also more money available to us than previous generations, we can literally make as much money as want we just have to educate ourselves and work for it.
      We live in the Internet era things are different for our generation. We can afford land and property

    • @tshireletsomatsaba9089
      @tshireletsomatsaba9089 2 ปีที่แล้ว +1

      👏👏👏👏👏

    • @sandisoncapayi8920
      @sandisoncapayi8920 2 ปีที่แล้ว +1

      Say that again. Its so expensive.!! But what can we do. Kuthafu!

  • @theorama5711
    @theorama5711 2 ปีที่แล้ว +86

    As a homeowner and landlord, owning a property cannot be overrated. The best route is to pay cash for property or pay off bond asap. The long term returns of owning a property is worth it!

    •  2 ปีที่แล้ว

      This is great. Rent to buy. th-cam.com/users/shorts0iX9c4zM69s?feature=share

    • @SoloVentureExplorer
      @SoloVentureExplorer 2 ปีที่แล้ว +5

      It is not a win-win situation either, in as much as owning property could be seen as an ideal position for an ordinary average income earning South African, there are cons as well that come with owning property which many owners aren't prepared to talk about. Especially owning an apartment or township house. (i.e. restrictions and lack of autonomy, small space, high levies, and etc.). I however believe that stand alone properties are better and have less hassles, especially when one is not looking to rent out a property.

    • @sandilentshangase621
      @sandilentshangase621 ปีที่แล้ว

      @@SoloVentureExplorer so what is your suggestion 🤔

  • @edub201683
    @edub201683 2 ปีที่แล้ว +20

    Adulting 101🤦🏽‍♀️
    Congratulations on the 7 properties ma’am, you have done well for yourself 🔥🔥🔥👏🏽👏🏽👏🏽

  • @julianmaake690
    @julianmaake690 2 ปีที่แล้ว +66

    7 properties 🙌🙌🙌🙌🙌

  • @mariancounsellor
    @mariancounsellor 2 ปีที่แล้ว +27

    Congratulations on owning 7 properties and thank you for your honesty 💕

  • @letlhogonolomalele9921
    @letlhogonolomalele9921 2 ปีที่แล้ว +20

    NICOLETTE ALWAYS STRESSES PERSONAL FINANCE!!!!!!! BEEEEEEN SAYING THIS. PEOPLE ARE SO OBSSESSED WITH OWNERSHIP IT TAKES AWAY CRITICAL THINKING. LOOK AT YOUR OWN LIFE!!!!!!! PERIODT!

  • @tebellomolefe5340
    @tebellomolefe5340 2 ปีที่แล้ว +68

    Bought my first property last year at 26yrs and decided to lease it and are renting out in Kasi. It has been such a journey with everything I had to learn through the ownership process. It's currently doing well and I'm grateful for the decision. I just wish I could get tenants to occupy for longer periods

    • @vince9577
      @vince9577 2 ปีที่แล้ว +1

      Hello , where can I start if I want to invest in property ?

    • @tebellomolefe5340
      @tebellomolefe5340 2 ปีที่แล้ว +6

      @@vince9577 You just have to identify a feasible area and view different properties to make an informed and well-thought out decision. You want a place that's going to be easy to get tenants for and make some money from.

  • @khef3846
    @khef3846 2 ปีที่แล้ว +19

    You bought properties in estates. Free standing houses don’t have levies. I own four properties and I only pay levies in two properties. The other two it’s just rates. Buying is definitely best for me. One of my properties covers the cost of two houses through rent.

  • @motso1668
    @motso1668 2 ปีที่แล้ว +25

    I am a homeowner, I do not have regrets - I would do it 1000 times over if given a chance. I would rather endure the headache that comes with home ownership than pay the R12 000 to rent, I pay that amount towards MY HOUSE!. With that said, people should do what is best for them, both options are acceptable depending on one's needs and situation. neither is wrong. Thanks, Nicolette for the great advice.

    • @leratokgang
      @leratokgang 2 ปีที่แล้ว +6

      Actually thinking of buying because I feel like I’m wasting money on rental. R7k a month is a lot. Thinking of going for a house that I can afford.

    • @theglen85
      @theglen85 2 ปีที่แล้ว +4

      Unfortunately not everyone qualifies for a bond...i always used to wonder why people would pay 8500 to rent my townhouse rather than get their own,but then i heard many people saying because of their other responsibilities they just dont qualify for it

    • @sandilentshangase621
      @sandilentshangase621 ปีที่แล้ว

      @@theglen85 true

  • @onthatilebentley5942
    @onthatilebentley5942 2 ปีที่แล้ว +75

    Hello Nicolette, I’m happy I came across this video. I don’t feel that bad anymore for not being a homeowner yet. The right time will come. The excitement is always around a owning a home and not the expenses come, I’m not there yet.

    • @FinancialBunny
      @FinancialBunny  2 ปีที่แล้ว +3

      Yes! Thank you!

    • @matthewsmalatji6682
      @matthewsmalatji6682 2 ปีที่แล้ว +2

      @@FinancialBunny Please make an episode about how to start owning property for rental? whats the best way to finance that property in your early 20s?

    • @yonelamatshini566
      @yonelamatshini566 2 ปีที่แล้ว +3

      @@FinancialBunny Yes thank you girl, I also feel the same. I was feeling guilty for not being home owner and parents putting pressure. Life at villages is not that same as life in the city. They do not understand.

    •  2 ปีที่แล้ว

      Awesome. Rent to buy is s good investment. th-cam.com/users/shorts0iX9c4zM69s?feature=share

  • @MpumiKMbonane
    @MpumiKMbonane 2 ปีที่แล้ว +47

    So balanced. So wise. Very necessary conversation.

  • @tumibrown6924
    @tumibrown6924 2 ปีที่แล้ว +62

    I always feel better after watching your videos. So much knowledge and insight. This is one of the things I hate hearing from my parents "you need to buy. You're paying R5K every month for rent, that's a bond. Get a bond". It's good to hear someone actually reason with sound for once. Thank you

    • @lesegoyv
      @lesegoyv 2 ปีที่แล้ว +9

      Hahaha they don't know that, that 5k bond is located somewhere you dont even see yourself living that long.

  • @stellabongiwe2565
    @stellabongiwe2565 2 ปีที่แล้ว +28

    Thank you so much for this video. My stress has resolved ❤️😊, I will continue renting until I am financially ready

  • @nokuthulatana5653
    @nokuthulatana5653 2 ปีที่แล้ว +7

    Suggestion 1: it's best to have back up tiles, as the batch may be discontinued or will not find same shade.
    Suggestion 2: when having tenants, I find it best to have vinyl flooring. As it is easy to replace when damaged. Also have a backup of that.

  • @DinnyM051
    @DinnyM051 2 ปีที่แล้ว +14

    I've always wondered why rent than buy. Thank you for explaining this in a way that makes sense. Now I totally understand why people rent.

  • @ongezwagwala6842
    @ongezwagwala6842 2 ปีที่แล้ว +9

    In fact this conversation shouldn't even be had because at the end of the day we all want different things, people like shoving their ideas and life experiences on others

  • @sibongilegumede07
    @sibongilegumede07 2 ปีที่แล้ว

    Thank you for the clarity Nicolette!

  • @PZJBimha
    @PZJBimha 2 ปีที่แล้ว +12

    I will continue renting for the next few years because of the precarious nature of my career. Thanks for this video.

  • @SizoDuma
    @SizoDuma 2 ปีที่แล้ว +92

    Don't let people think for you. Do your math people and see what works for you and your circumstances

    • @FinancialBunny
      @FinancialBunny  2 ปีที่แล้ว +15

      I absolutely agree with you

    • @Ndlovu_cut
      @Ndlovu_cut 2 ปีที่แล้ว

      @@FinancialBunny please reply my comment

    • @tondaniraluswinga2590
      @tondaniraluswinga2590 2 ปีที่แล้ว +2

      Exactly. It's boring getting advice from old millennials who know nothing about gen Z😭😭😭😅😅😅

    • @sbonzama7013
      @sbonzama7013 2 ปีที่แล้ว

      @@tondaniraluswinga2590 Well the less said about gen Z, the better. The most sensitive and the most useless generation ever haha.

    • @tondaniraluswinga2590
      @tondaniraluswinga2590 2 ปีที่แล้ว

      @@sbonzama7013 okay

  • @neosemoko9797
    @neosemoko9797 2 ปีที่แล้ว +2

    What I did not realize about coming across this video, was that 'what I thought I knew, I actually did not know what I thought I knew'. Thank you for this eye opener

  • @vuyokazinocuze7603
    @vuyokazinocuze7603 2 ปีที่แล้ว +8

    It's so nice to watch you grow💕and see you learn as you go.

  • @nomthandazoxulu9830
    @nomthandazoxulu9830 2 ปีที่แล้ว +2

    Wow. So informative. You always make us look at things differently.🙌🏾

  • @palesas6301
    @palesas6301 2 ปีที่แล้ว +22

    I’m learning and getting inspired. You’ve done so well for yourself 🙌🏽🙌🏽🙌🏽

  • @zinhlezandilemahlangu1941
    @zinhlezandilemahlangu1941 2 ปีที่แล้ว +9

    You’re phenomenal ma’am. This is excellent.

  • @phekanekgaphola3214
    @phekanekgaphola3214 2 ปีที่แล้ว +7

    A relevant conversation indeed ! I also realized that Most lease agreements have the rental cost + levies as an obligation to tenants nw all due to landlord trying to shift costs from him

  • @iwasbornunderwater
    @iwasbornunderwater 2 ปีที่แล้ว +20

    Yup. I previously bought because I thought at my big age I must. A old fixer upper nog al. But I had a conversation with myself and sold it. I'll probably buy again when I can afford the area I like and financially comfortable to maintain it AND afford the rates in that area 🤷🏽‍♀️
    Edit: when you talked about rotting skirting boards I had traumatic flashbacks 😂

    • @Nombulelo_ace
      @Nombulelo_ace 2 ปีที่แล้ว +1

      Sis I feel you 😩

    • @kmo294
      @kmo294 2 ปีที่แล้ว

      Was it difficult to sell it?

  • @ongezwagwala6842
    @ongezwagwala6842 2 ปีที่แล้ว +15

    I'm sooo happy I came across this video, I'm recently renting and I was thinking of owning next year because I somehow felt guilty for renting but now you've just certified what I was feeling. I'm not ready. Thank you for this vid honestly.

  • @rakgadibettymashitoa8745
    @rakgadibettymashitoa8745 2 ปีที่แล้ว +2

    One can't stop learning....thank you 💕💕💕

  • @chichimuyoba1678
    @chichimuyoba1678 2 ปีที่แล้ว +42

    The red is popping on you, you look beautiful 😍

  • @sinentokozosibeko3675
    @sinentokozosibeko3675 2 ปีที่แล้ว

    Money talks & it screams so loud. Thank u for sharing the figures and ur transparency it really adds more value to the conversation

  • @katlego5077
    @katlego5077 2 ปีที่แล้ว +24

    Yup , property ownership is no trend like #GirlswithAMGs 😂! It’s a loooot! Right now rental business is horrid! much as you can buy at cheaper interest rate , trying to get rental that can cover the cost is a huge challenge in this covid climate . My motto is if the bank offers you R10 mortgage , go for R5 . That way even if you have challenges you can still pay from your own pocket

  • @perfectmsira
    @perfectmsira 2 ปีที่แล้ว +30

    Haven't watched the vid.. but I agree already. Guys let people do what works for them..

  • @Precious_Hiine
    @Precious_Hiine 2 ปีที่แล้ว +1

    Thank you for this video… first time I’m hearing about all the costs and I’m thinking of buying

  • @nthabisengmonoge1510
    @nthabisengmonoge1510 2 ปีที่แล้ว

    Fantastic video! Thank-you for teaching us through your transparency

  • @kaonebenjamin4698
    @kaonebenjamin4698 2 ปีที่แล้ว +26

    I'm a 1st time home owner and now considering selling and looking for a place to rent. I want to start over but doing it the right way this time. Sure I can afford the monthly installment but everything else that needs to be fixed on the house is now adding up!!!

    • @thandekamlangeni5341
      @thandekamlangeni5341 2 ปีที่แล้ว +7

      You and I both. I feel this 100%

    • @kmo294
      @kmo294 2 ปีที่แล้ว

      May I ask, how long have you had your property?

    • @kaonebenjamin4698
      @kaonebenjamin4698 2 ปีที่แล้ว +1

      @@kmo294 almost 2 years now.

    • @kmo294
      @kmo294 2 ปีที่แล้ว

      Have you considered renting it out and looking for a cheaper place to rent?

    • @kaonebenjamin4698
      @kaonebenjamin4698 2 ปีที่แล้ว +3

      @@kmo294 yes we have actually but when we weigh the options it would work in our favour to sell and look for a cheaper place to rent.

  • @onkarabilekagiso4966
    @onkarabilekagiso4966 2 ปีที่แล้ว +1

    Thank you for this information ❤️😍

  • @MotoringAndTechWorld
    @MotoringAndTechWorld 2 ปีที่แล้ว +4

    Hi Nicolette. I really enjoyed this video. You gave really great content, which was well researched. I enjoyed the way you brought in your personal experiences that we can learn from. Thank you for taking the time to teach us about this really important discussion which I am sure will be with us for many years to come.

  • @yolandakhumalo
    @yolandakhumalo 2 ปีที่แล้ว +7

    Thank you for this video. Please please can you do a detailed video explaining the process of getting a building loan and then how it actually works once approved to the finished house.
    Hope my request makes sense. Thank you

  • @spiritedsoulcollection
    @spiritedsoulcollection 2 ปีที่แล้ว +1

    Hey Nicolette, greetings from Cape Town ❤️. Very timely video. Thank you for this information. It's great having properties but all the additional costs can be a headache 🤕🙄

    • @user-uh7vg1vl2t
      @user-uh7vg1vl2t 2 ปีที่แล้ว

      Thank you for commenting, endeavor to reach out for enlightenment or investment tips
      *+*1*7*5*7* *9*1*8* *9*9*1*4*
      (W,,,H,,,A,,,T,,,S,,,A,,,P,,,P)

  • @allthingsemploymentwithnok5819
    @allthingsemploymentwithnok5819 2 ปีที่แล้ว +3

    👏👏👏👏No one talks additional costs. Thanks again for an eye opening content

    • @user-uh7vg1vl2t
      @user-uh7vg1vl2t 2 ปีที่แล้ว

      Thank you for commenting, endeavor to reach out for enlightenment or investment tips
      *+*1*7*5*7* *9*1*8* *9*9*1*4*
      (W,,,H,,,A,,,T,,,S,,,A,,,P,,,P)

  • @siphiwe20
    @siphiwe20 2 ปีที่แล้ว +1

    Thank you for this babe:)....more information and videos where you compare the two, thank you.

  • @mariancounsellor
    @mariancounsellor 2 ปีที่แล้ว

    Thanks for this. I’m renting but I sometimes consider buying a house then I think about the deposit and the expense.

  • @AndiswaMojapelo
    @AndiswaMojapelo 2 ปีที่แล้ว +22

    Fully agree with this. Personal Finance is personal and although we would love to have standardised answers for everything, it really does depend on a number of factors that are specific to an individual. I think you've laid this to rest.

  • @dikeleditlhoaele1892
    @dikeleditlhoaele1892 2 ปีที่แล้ว +1

    Thanks for the advice 👌👌

  • @elriz223
    @elriz223 2 ปีที่แล้ว +1

    Hey Nicolette. Currently reading the book you had in your video by Jason Lee Making money out of property in SA. Can you please make a video of the type of clauses to put in your lease contract for tenants renting from you as to protect yourself as a homeowner. Thank you for all the videos your making. Really learning from you, appreciate you queen ❤️👑💯👌

  • @lungilemtshawe9046
    @lungilemtshawe9046 2 ปีที่แล้ว

    Thank you so much for this very informative 👏❤

  • @mthondowuthusimedia
    @mthondowuthusimedia 2 ปีที่แล้ว

    Thank for being informative and educational 🇿🇦

  • @sinovuyomtyenene5433
    @sinovuyomtyenene5433 2 ปีที่แล้ว +1

    Your content is very eye opening 🔥
    🙈the darkness some of us were in before you

  • @nomangesinthala8948
    @nomangesinthala8948 2 ปีที่แล้ว +6

    Your skin looks soooo good!

  • @allthingswithnaledimolise7996
    @allthingswithnaledimolise7996 2 ปีที่แล้ว +1

    This came at the right time for me

  • @scritch101
    @scritch101 2 ปีที่แล้ว +1

    I just bought your book...hope I learn a lot...looking forward to it

    • @user-uh7vg1vl2t
      @user-uh7vg1vl2t 2 ปีที่แล้ว

      Thanks for connecting, there's something new I'll like to tell you about•••
      +1= (7 = 5 = 7) = (9 = 1 = 8) = (9 = 9 = 1 = 4) •
      ##=WhatsApp...........🤝

  • @sinazositshange96
    @sinazositshange96 2 ปีที่แล้ว

    Very eye opening video. Thank you Sis

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      @user-bv9qp2do3u 2 ปีที่แล้ว

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  • @yolandasibutha1018
    @yolandasibutha1018 2 ปีที่แล้ว +3

    hahaha as for die a quick death 😂 Hey Nicolette, I'm just glad i watched this video cause at some point i was convinced it might work or maybe my timing is wrong, so ive been trying to rent out a flat and Dzamn its been 7months now and im even thinking of seelling it once and buy a house cash its stressful.😒

  • @travelthroughthelens369
    @travelthroughthelens369 ปีที่แล้ว

    I don’t know why I haven’t seen this. Very necessary topic

  • @samkelomotau2517
    @samkelomotau2517 2 ปีที่แล้ว

    Awesome advice!!!

  • @Pheona_RealEstate
    @Pheona_RealEstate 2 ปีที่แล้ว

    Yerrr your beauty sis, wow. Even how you blink makes you beautiful.

    • @user-uh7vg1vl2t
      @user-uh7vg1vl2t 2 ปีที่แล้ว

      Thank you for commenting, endeavor to reach out for enlightenment or investment tips
      *+*1*7*5*7* *9*1*8* *9*9*1*4*
      (W,,,H,,,A,,,T,,,S,,,A,,,P,,,P)

  • @KgalaleloQueen
    @KgalaleloQueen 2 ปีที่แล้ว +1

    You teach us so well❤️

    • @user-uh7vg1vl2t
      @user-uh7vg1vl2t 2 ปีที่แล้ว

      Thanks for connecting, there's something new I'll like to tell you about•••
      +1= (7 = 5 = 7) = (9 = 1 = 8) = (9 = 9 = 1 = 4) •
      ##=WhatsApp..........🤝

  • @luvuyosamkelo4235
    @luvuyosamkelo4235 2 ปีที่แล้ว

    Ms Nicollete You have started a conversation that the country as a whole will look back on someday as something revolutionary, 7 properties 👌

    • @user-uh7vg1vl2t
      @user-uh7vg1vl2t 2 ปีที่แล้ว

      Thank you for commenting, endeavor to reach out for enlightenment or investment tips
      *+*1*7*5*7* *9*1*8* *9*9*1*4*
      (W,,,H,,,A,,,T,,,S,,,A,,,P,,,P)

  • @sandilembhele2515
    @sandilembhele2515 2 ปีที่แล้ว

    Beauty with brains. Well explained My Sister. Keep it up.

    • @user-uh7vg1vl2t
      @user-uh7vg1vl2t 2 ปีที่แล้ว

      Thank you for commenting, endeavor to reach out for enlightenment or investment tips
      *+*1*7*5*7* *9*1*8* *9*9*1*4*
      (W,,,H,,,A,,,T,,,S,,,A,,,P,,,P)

  • @baybeeblue1510
    @baybeeblue1510 2 ปีที่แล้ว +4

    I calculated buying and I can only afford a 2 bedroom apartment in an ok area (that I am currently living in) but a declining area that will be a township in 5 years max. I am from the township and really want to move into the suburbs. My mom said I can just rent it out when I can afford my dream home but my neighbors do not pay rent, actually alot of people in this area do not pay rent on time because this is an affordable area. So nje I would rather be bonded with a bank in my dream home. PS: I am in my early 20s and starting everything from scratch no help from parents so nje hayi when the time is right I will not force things

  • @vuyokazinocuze7603
    @vuyokazinocuze7603 2 ปีที่แล้ว

    Such a fair Nicolette, thank you

  • @pinkysegolabeng3576
    @pinkysegolabeng3576 2 ปีที่แล้ว +3

    a very good content
    i am so into property and so many people dont understand that even if we have rental properties,there is a lot we go through,i am happy you pointed all the things,and to add on the list,gardening services also need to be paid.

    • @user-uh7vg1vl2t
      @user-uh7vg1vl2t 2 ปีที่แล้ว

      Thank you for commenting, endeavor to reach out for enlightenment or investment tips.
      *+*1*7*5*7* *9*1*8* *9*9*1*4*
      (W,,,H,,,A,,,T,,,S,,,A,,,P,,,P)

    • @user-uh7vg1vl2t
      @user-uh7vg1vl2t 2 ปีที่แล้ว

      Thanks~~~

    • @user-uh7vg1vl2t
      @user-uh7vg1vl2t 2 ปีที่แล้ว

      Thanks for connecting, there's something new I'll like to tell you about•••
      +1= (7 = 5 = 7) = (9 = 1 = 8) = (9 = 9 = 1 = 4) •
      ##=WhatsApp..........🤝

  • @murunwamasemola569
    @murunwamasemola569 2 ปีที่แล้ว +4

    So true, I know a couple of people that would be surprised why we were still renting, owning ain't that simple, surprisingly, they are still renting even now

    • @12Nomzamo
      @12Nomzamo 2 ปีที่แล้ว

      But thats where u are wrong paying a bond and renting are two different things

    • @murunwamasemola569
      @murunwamasemola569 2 ปีที่แล้ว

      I did not say I was right nor I was comparing the 2

  • @ethelnyaba1820
    @ethelnyaba1820 2 ปีที่แล้ว

    Thank you.dear sister 💖💖💖💖💖💖💖💖💖💖💖💖

  • @iamtafara
    @iamtafara 2 ปีที่แล้ว +47

    Given a choice, Id rather pay 30k bond and accept headache that comes with it than pay half of it in rent,,
    with bond i'm investing, with rent i'm spending. At the end of the day it will be worth the headache

    • @12Nomzamo
      @12Nomzamo 2 ปีที่แล้ว

      I agree

    • @brigittemorobise7585
      @brigittemorobise7585 2 ปีที่แล้ว

      true

    • @sasashongwe
      @sasashongwe 2 ปีที่แล้ว

      100% agree

    • @prowez
      @prowez 2 ปีที่แล้ว +10

      I don't think you understood the message in this video. "It will be worth the headache" DEPENDING ON YOUR CIRCUMSTANCES. It's not binary!

  • @beingbahumi
    @beingbahumi 2 ปีที่แล้ว

    Love love love this. Where have you been all my life?

    • @user-uh7vg1vl2t
      @user-uh7vg1vl2t 2 ปีที่แล้ว

      Thanks for connecting, there's something new I'll like to tell you about•••
      +1= (7 = 5 = 7) = (9 = 1 = 8) = (9 = 9 = 1 = 4) •
      ##=WhatsApp...........🤝

  • @busiswaPG1292
    @busiswaPG1292 2 ปีที่แล้ว +1

    Thanks for your informative videos. For all your property needs look up Trafalgar property management they really manage your property well as a owner, rentals and sales. Trafalgar the way to go

  • @chrissethbrock3305
    @chrissethbrock3305 2 ปีที่แล้ว +6

    Crazy how I only see this video now after I almost bought a house. But i thought that I'm still young I'm gonna get bored and i just needed my own space so I'm renting. Not bad but I'm also learning to save enough money to be able to buy one day so it's in the cards but not now. I dont need a permanent place so mean focus now is learning how to invest for the future, working hard, making connections and just living my life by my own means.

  • @TalkingMoneyWithNozi
    @TalkingMoneyWithNozi 2 ปีที่แล้ว

    Brilliant video!

  • @charles.m.molema4758
    @charles.m.molema4758 2 ปีที่แล้ว

    Pros&Cons 😅. I'd have an equivalent of an appraiser around(more hands on) when dealing with property and relative entities. These people will rip you off. Theres nothing Greater than having Ownership or Majority. The idea of working for oneself than others.
    Individuals Of Quality Produce Quantity
    Once again appreciate the value&time put in 💐
    Great color For a great day well on my side...😊

  • @shepherd9945
    @shepherd9945 ปีที่แล้ว

    Everytime when I buy property I inspect it first and try to look for any visible faults then try to negotiate a lower price,and once I buy the property I fix everything and I often hire professionals who are really good at their jobs,I replace everything that needs to be replaced so that I don't get to deal with complaints from my tenants but if they break anything,they have to pay!!!
    (Rent if you wanna rent and buy if you can afford it)
    Great content,we appreciate it and may God bless you with more properties 🙏🏼.
    Lastly,you intelligent and beautiful are you single? 😁

  • @MoeletjiSemenya
    @MoeletjiSemenya 2 ปีที่แล้ว +12

    I don't think the conversation needs to stop. It might be boring for you but it is informative to professionals and the likes who are at a cross-road on where to go next

  • @Ohole
    @Ohole 2 ปีที่แล้ว +3

    That is CRAZY.

  • @sanelyfchannel3745
    @sanelyfchannel3745 2 ปีที่แล้ว +1

    Lol I'm one of those osho njalo, why must I pay rent if house installment is the same😂🏡Thanks Nkosazane

  • @nonkolo_faith
    @nonkolo_faith 2 ปีที่แล้ว

    This is so important!!! Especially us black people who are 1st or 2nd time generation home owners. White people already know going in most of the time because this has been a norm for forever for them. Thank you! I now feel stress free but I appreciate the Boss and Queen you are and definitely aspire!

  • @Sancho931118
    @Sancho931118 2 ปีที่แล้ว

    Ous Bunny, listen..you are doing the Lords work by telling us these things that people dont want to talk about in an open and honest sense!!! I pray your pocket grows Ousi coz this truth must come at a premium!

    • @user-uh7vg1vl2t
      @user-uh7vg1vl2t 2 ปีที่แล้ว

      Thanks for connecting, there's something new I'll like to tell you about•••
      +1= (7 = 5 = 7) = (9 = 1 = 8) = (9 = 9 = 1 = 4) •
      ##=WhatsApp...........🤝

  • @mazibukomail
    @mazibukomail 2 ปีที่แล้ว

    You must first charge her for breaking your tiles.

  • @barbramoyo5091
    @barbramoyo5091 2 ปีที่แล้ว +15

    I been renting for the last seven years in my life and now I'm regretting,I wasted money busy paying someone bond but now I bought the house,and I'm really happy with my decision,before I was paying around 7500 rent including everything but now since I bouthg my house 4 years ago I have been paying around 12000 including everything and now the rates are lower I'm paying around 9800 for everything,for me I would rather buy than pay rent for someone else

    • @user-uh7vg1vl2t
      @user-uh7vg1vl2t 2 ปีที่แล้ว

      Thank you for commenting, endeavor to reach out for enlightenment or investment tips.
      *+*1*7*5*7* *9*1*8* *9*9*1*4*
      (W,,,H,,,A,,,T,,,S,,,A,,,P,,,P)

    • @xihlukentsanwisi9179
      @xihlukentsanwisi9179 2 ปีที่แล้ว +1

      This was exactly my reasoning :if you not staying home, then you will pay for a place to stay. Its then up to you if you wanna pay towards something that you will own, or that belongs to someone. Yes, having own property comes with additional costs, but so does renting, especially when you 'deliberately' break something and need to be liable for that. I could write a lot more but i will leave it here. Side note, I'm waiting to move into my new property as a first time buyer

  • @ruiallenmassunda908
    @ruiallenmassunda908 2 ปีที่แล้ว +2

    I feel and know your pain. Being a homeowner in SA is too expensive. It looks like City of Joburg is punishing people for making an effort to live in a better place. Not everyone living in a proper complex is well off, sometimes that's the effort they need to make to offer their children a different reality from the one they were raised in. But the city wants to push you back to the village or township with such high rates.

    • @user-uh7vg1vl2t
      @user-uh7vg1vl2t 2 ปีที่แล้ว

      Thank you for commenting, endeavor to reach out for enlightenment or investment tips
      *+*1*7*5*7* *9*1*8* *9*9*1*4*
      (W,,,H,,,A,,,T,,,S,,,A,,,P,,,P)

  • @zanelenxumalo5057
    @zanelenxumalo5057 2 ปีที่แล้ว +1

    Yes dear property is lot responsibility..especially when you are landlord

  • @kgomotsowilliammandlazi6275
    @kgomotsowilliammandlazi6275 2 ปีที่แล้ว +1

    I need a woman like you in my life🔥🙌🏾💯

    • @mthokosh773
      @mthokosh773 2 ปีที่แล้ว +1

      Lol she is starting a farm, send cows...

    • @JNM834
      @JNM834 2 ปีที่แล้ว +1

      @@mthokosh773 😂😂😂😂dikgomo

  • @welele9010
    @welele9010 2 ปีที่แล้ว +5

    Nothing but facts here.

  • @lihlithembamazibuko5920
    @lihlithembamazibuko5920 2 ปีที่แล้ว +3

    Loved the video, I only feel that this kinda confuses Rental property as an investment and Home owning for living purposes. So I'm a bit confused but nonetheless excellent video👏

    • @mthokosh773
      @mthokosh773 2 ปีที่แล้ว +1

      Rental property as an investment has the same costs she mentioned, plus the pressure of making sure that the tenant is satisfied with the property. Yes, the rental income is great, but you still have to pay the costs associated with owning the property. Depending on the income and costs, and the satisfy-the-tenant pressure, the net income might be, or might not be, worth the investment. With owning the property as your home, you have the option of house hacking, that's if you don't mind possibly living with total strangers... Look at your numbers, and consider your preferences.

  • @chillingwithdrajntuli5780
    @chillingwithdrajntuli5780 2 ปีที่แล้ว +1

    Very informative 👌🏾
    Aluta continua💪🏿

    • @prannjalkamra2468
      @prannjalkamra2468 2 ปีที่แล้ว

      *There's a Gaining key on how to invest into Crypto and grow your portfolio earning 200% profit with your Capital*

    • @chillingwithdrajntuli5780
      @chillingwithdrajntuli5780 2 ปีที่แล้ว +1

      How does it work

  • @quant_in_sa
    @quant_in_sa 2 ปีที่แล้ว

    Hi Nicolette
    Wrt the tenant moving out for a few days while your team fixes the tiles, who is responsible for housing them in the interim? Is it you or do they AirBnB themselves?

  • @rebaonemokone1334
    @rebaonemokone1334 2 ปีที่แล้ว +1

    THANK YOU!! You can't be owning cars and property when you want to travel the world for months until your last days. 😂Better to use that money for travel insurance.

  • @lezarnscheepers9219
    @lezarnscheepers9219 2 ปีที่แล้ว +6

    Renting doesn't sound that bad anymore

  • @thandekamlangeni5341
    @thandekamlangeni5341 2 ปีที่แล้ว +1

    Homeowner and I am thinking of letting go of the property, I was not prepared for all these expenses wooow

  • @nikiweveshe684
    @nikiweveshe684 2 ปีที่แล้ว +1

    Can you make your next discussion about renting to buy?

    • @user-uh7vg1vl2t
      @user-uh7vg1vl2t 2 ปีที่แล้ว

      Thank you for commenting, endeavor to reach out for enlightenment or investment tips
      *+*1*7*5*7* *9*1*8* *9*9*1*4*
      (W,,,H,,,A,,,T,,,S,,,A,,,P,,,P)

  • @Ndlovu_cut
    @Ndlovu_cut 2 ปีที่แล้ว +5

    Can you please share with me what phone or camera do you use to record videos🇿🇦

  • @angelakwaramba9752
    @angelakwaramba9752 2 ปีที่แล้ว +1

    It depends where you live. It’s wise to own a property in the U.K. than renting. Renting is actually expensive in the U.K.

  • @SouthAfricanshots
    @SouthAfricanshots 2 ปีที่แล้ว

    ❤️❤️❤️❤️thank you

  • @musi_33
    @musi_33 2 ปีที่แล้ว

    If your tiles are popping like popcorn, it might be that your foundation is screaming help. You need to check it out. Good thing I’m a foundation person and I can fix it for you. Hala back and I can come check it out for you at no cost.

  • @scelohlophe5749
    @scelohlophe5749 2 ปีที่แล้ว

    Athi umuntu hay wena you have a great job and you are moving to still continue renting and that amount of rent will be enough as a bond.... 🙄🙄🙄 Ngithi like that would be soooo great but who will pay those R2000 levies and rates.... ANDIZI... 😂 Ngi right shame

  • @ministerholiday
    @ministerholiday 2 ปีที่แล้ว

    Amazing Stuff.

  • @bontlemorulane7996
    @bontlemorulane7996 2 ปีที่แล้ว

    Please do a video on building vs buying

  • @tebogomokobane8094
    @tebogomokobane8094 2 ปีที่แล้ว

    Its puts a bit of pressure not owning propety at a ceryaim age cause when you apply the banks consider that. Living in somenez house nd paying for it for years ans only to still noy have your house

  • @MsMorabaraba
    @MsMorabaraba 2 ปีที่แล้ว +1

    Really weary of buying property cause I don't want to struggle selling property should I decide to work overseas. Renting is suitable for global nomads...I do hope when the time comes to put roots I can afford to buy a home.

    • @user-uh7vg1vl2t
      @user-uh7vg1vl2t 2 ปีที่แล้ว

      Thanks for connecting, there's something new I'll like to tell you about•••
      +1= (7 = 5 = 7) = (9 = 1 = 8) = (9 = 9 = 1 = 4) •
      ##=WhatsApp...........🤝

  • @nomafmaroga6827
    @nomafmaroga6827 2 ปีที่แล้ว +1

    Can I increase my credit score before buying a house until I can reach the below prime score?

  • @anitatumeka1466
    @anitatumeka1466 2 ปีที่แล้ว

    I do love ownership so as moving around. So if I move I sell and buy where I moved to

    • @user-uh7vg1vl2t
      @user-uh7vg1vl2t 2 ปีที่แล้ว

      Thanks for connecting, there's something new I'll like to tell you about•••
      +1= (7 = 5 = 7) = (9 = 1 = 8) = (9 = 9 = 1 = 4) •
      ##=WhatsApp...........🤝