He’s the only one who tells it like it is with pure passion and doesn’t sugar coat it. Some people need a kick in the pants and no one else sticks it to them like he does. George is getting close.
My mom brought her lunch to work everyday while her coworkers went out to eat and had their diet sodas. They always wondered why she could afford to take us on nice yearly vacations. They became very overweight as well. Near retirement, my dad drove a paid-for 15 y/o minivan to work and his colleagues would tease him about it. They didn't realize he had a paid-for Mercedes coupe as a weekend car until the minivan was at the shop and he had to use it.
People are superficial and only believe what they see in front of them. You could tell them you are broke and in debt and be driving a high end mercedes and they still wouldn't believe it
why the hate on diet sodas? I bring my lunch from home and my diet sodas too (that I purchase in bulk when on sale). Also if I had a nice paid off car, I'd damn sure be driving it more than on the weekends lol (well actually I do)
@@unfairsanic5089 that luxury car is putting them into debt there is nothing wrong with buying a good used suv like Toyota or a Nissan my husband and I bought a very good used 2013 infinity jx 35 suv which is almost paid off now payments is $300 a month my husband paid $500 a month why get into debt and stay there that is most stupidest thing I ever heard of smh
No one’s car payment is more than their rent. No one qualifies for a $1k monthly car payment without making like $200k+++. The people making $200k aren’t the same people paying $600 for rent. Dave’s show and TH-cam commenters are all about looking for outrage where there isn’t any.
My pediatrician lived 17 miles from the hospital and rode his bike to/from work everyday. Not only was he the epitome of good health, but didn't care about status. Now that I'm an adult I was so happy he was my doctor because I now understand.
I’m still driving my “Dave car” - the 2006 car I bought on Craigslist for $6k cash in May 2016 when I was going my debt snowball. I have been debt free for six years now. I understand the rant. Telling people they are “forced” to buy expensive vehicles they can’t afford is simply a lie.
I started listening to Dave when i was 17 and bought a 2003 toyota camry cash. 21 now and i'm on baby step four moving into my own place next month. Anytime i think about getting a new car all it takes is watching one dave ramsey video and my sense comes back.
Impressive, wish I was smarter at such an early age! If you continue to be 'weird' as Dave says, you will certainly win with your finances. Hope other young people are inspired by your approach and discipline.
Every time I go to a Target, Walmart, shopping center the parking lots look like new car dealer ships. I am still driving my 2007 vehicle and just got a whole lot of adequate maintenance.
Vehicles provide NO rate of return. They depreciate starting immediately. There's NO benefit in choosing to keep yourself in debt with auto loans! Thanks for sharing your story Dave, maybe people will learn that their identity isn't in vehicle debt. Earn the $$ first! Living life without the burden of debt and interest payments provides FREEDOM.
Thank God for those who DO buy these cars, then get into trouble and sell them to people with cash. Buying a 1-2 year old car, taking to a good detailer, then driving it til the wheels come off is the best way to go.
What if, in my case, my family needs a larger vehicle due to my family growing, but with this climate vans 3-4 years old with 40-70k miles cost 6k less than a brand new one. We view this as a long term investment to be with us till it dies, and want to pay cash. Bad move? I dont plan to sell it as its paid for theoretically
I love it when my coworkers give me a confused look when they ask how I can afford a house and i tell them I don't have a $500 car payment. My old truck that I paid cash for gets me from point a to point b and I don't have to worry about repossession.
In spring 2021 we knew we were going to need a second car, and we figured $1000/month was doable, and by that I mean we saved $1000 a month for three months and bought a great little car in cash.
I've been listening to Dave for the past 10 years. Now every time I see a really nice car or truck pull up next to me at a light I don't think about how I want one anymore. I think OMG, I can't imagine what that payment must be. I bet it's more than my mortgage. Then all of a sudden that vehicle is not too enticing anymore.
Back in the late 1990s I remember as a teenager seeing a car ad in the newspaper for car payments of $599 a month for like an luxury car and thinking that is a lot of money, only for the rich. Here I am at 45 in 2023 and $600 a month IS STILL a lot of money each month....and still only for the rich and fools.
Bought a new Toyota Tacoma Access cab in 2006 for cash and still drive it to this day. Its got a few dents and dings, a little rust on the body panels, 190K miles on the odometer, but it runs smooth and gets me where I need to go. New cars are too expensive (car loans too!) so I'm keeping my 2006 Tacoma for now.
Jade and Dave together are so fun to watch. Love seeing all the personalities on this show. Always fun to watch the dynamics of each personality attacking these finance problems.
I love that Dave borrowed a car to help himself get out of debt. My dad tells me a story about a coworker who walked to work in Minnesota! We really are spoiled.
I missed Uncle Dave yelling at us! Kind of wish the other personalities would get a little bit more fiery like him. Jade seems to be pretty good at it tho.
I still have my '97 Lexus ES 300 from college. I bought it in 2006 for $5k and it had 151k miles on it. I saved up money working in the summer for it. Now it has 325k miles.
Oh Dave how I’ve missed you calling us stupid! But fr! When I get ready to do something stupid financially I hear your vc in my head. ❤❤❤ love this guy!
Our old car gets us profiled too. My husband has been followed quite a ways, but we love having no car payment! Feels good to own it. Plus, the taxes are like $20 on it.
Every now and then I see a pretty suv for sale that's newer than my '06. But this one is paid for, runs like a dream and insurance is $42/month. Dave keeps me in line! Livin' large here and making strides every day.
I will say as someone that paid in cash for their truck (2016 Chevrolet Colorado bought new) I literally felt sick for about a week after writing that check 🤷
I bought a 2016 Ram ecodiesel and I will keep it until it dies. My work truck is a 2001 chevrolet s10 I still drive lol. The Ram is our family travel vehicle.
This is the same feeling I had when I wrote a check back in 2013 for 13k+ for all new HVAC - Furnace, AC, and water heater. It was pretty nice though, and a great upgrade from the ancient HVAC that was here from the 1950's and 1980's, ugh.
I'd rather walk, ride a bicycle or take a bus than get a car loan. My motto is if I can't pay for it in full can't afford it, even a house! Live cheap and save for what you want tp pay for it in full!
No car Ioan, no house mortgage, no debt. Yes our house is smaller than most of our friends, but we vacation where we want when we want and pay cash for that too.
He used to do it all himself... or, mostly. In 'Entreleadership,' his daughter Rachel talked about how fortunate she was that she could share her father's platform on occasion. It appears that Lampo (Dave's company) is continuing that trend with their all stars, and Dave himself is slowly stepping back.
My $6000 SUV has gotten me around faithfully since I bought it in 2017! It is also great to drive and easy to get in and out of. I love it. And I had no desire to work myself into the ground to become a millionaire as I had other priorities in life. But I do live comfortably and am debt free.
Line that stuck with me the most listening to this show was about parents that had no money for kids college cuz it's been sitting out in your driveway for 18 years
Thank You For Sharing. 👀 🤔 I always thought I was the World's Stupidest Person. Never Been To School. Never given a Education. Never Taught Any Wisdom Or Common Sense About Nothing. Educating Myself came late in life. And listening to DAVE RAMSEY.
I need a good dose of Dave yelling at me once in awhile, even though I’m debt free
yikes...
cringe
Debt free isn't good enough shovel more rock
SO TRUE
Haha same!
People forgot about sacrificing. No one wants to sacrifice anything. Everyone wants instant gratification, it’s disgusting.
*These are the exact words of Mr Squidward when we went for strike?*
So true. Many want things without EARNING it first. Entitlement culture.
Exactly
It sure is.
It is disgusting.
I get the whole Ramsey personalities and it’s smart succession planning, but nothing beats Dave Ramsey yelling at America 😂
Yeah I'm going to miss Dave when he finally retires.
💯
So correct. Tho Dr John BALONEY is worthless.
Agreed. It’s just not the same when it’s not Dave.
He’s the only one who tells it like it is with pure passion and doesn’t sugar coat it. Some people need a kick in the pants and no one else sticks it to them like he does. George is getting close.
My mom brought her lunch to work everyday while her coworkers went out to eat and had their diet sodas. They always wondered why she could afford to take us on nice yearly vacations. They became very overweight as well. Near retirement, my dad drove a paid-for 15 y/o minivan to work and his colleagues would tease him about it. They didn't realize he had a paid-for Mercedes coupe as a weekend car until the minivan was at the shop and he had to use it.
@dr_pinna543 lol! Love it! Thanks for sharing that story with us.
Great stories!
This is awesome!
People are superficial and only believe what they see in front of them.
You could tell them you are broke and in debt and be driving a high end mercedes and they still wouldn't believe it
why the hate on diet sodas? I bring my lunch from home and my diet sodas too (that I purchase in bulk when on sale). Also if I had a nice paid off car, I'd damn sure be driving it more than on the weekends lol (well actually I do)
When your car payment is more than your Rent…
*SOMETHING IS WRONG!!!*
Problem is Americans need to have that brand new truck and Mercedes suv.... everyone is so materialistic.
@@leadnsteel1428 or entitled to have a luxurious car 😂
@@unfairsanic5089 that luxury car is putting them into debt there is nothing wrong with buying a good used suv like Toyota or a Nissan my husband and I bought a very good used 2013 infinity jx 35 suv which is almost paid off now payments is $300 a month my husband paid $500 a month why get into debt and stay there that is most stupidest thing I ever heard of smh
Too true!
No one’s car payment is more than their rent. No one qualifies for a $1k monthly car payment without making like $200k+++. The people making $200k aren’t the same people paying $600 for rent.
Dave’s show and TH-cam commenters are all about looking for outrage where there isn’t any.
i agree with them 100%. people want a luxury lifestyle on a minimum wage job
It should be the opposite: minimum lifestyle with luxury pay .
@@socalgsr1 Exactly! That's how people get to millionaire status. Make good money but spend very little of it.
Whoa Dave is actually back
This is an old video of Mr. clean.
Got that Cabo tan lol
He hasn't retired yet.
Yes he is, he saw how well Jade did and is going viral so he’s like he’s like yea let me ride this wave out
Yup. He's back.
With a vengeance!
Just the way we like him.
My pediatrician lived 17 miles from the hospital and rode his bike to/from work everyday. Not only was he the epitome of good health, but didn't care about status. Now that I'm an adult I was so happy he was my doctor because I now understand.
Yes, sounds like he's certainly impressive!
Kudos to him!!!!!
"My wife wouldve left but we only had one car" I lost it! 🤣
He was lucky she didn’t take the car with her.
She could still divorce him and take the car in the settlement 🤪😂
🤣🤣🤣🤣Love it!
Loooooool 😂
I love how Dave keeps me from buying a car every time I start to feel like I need or deserve a new one. Lol
Literally today I was thinking about it
Never fails 😂
Same
Samsies! 😃😄
I was gone for a minute and had to come back for my daily lessons lol
I’m still driving my “Dave car” - the 2006 car I bought on Craigslist for $6k cash in May 2016 when I was going my debt snowball. I have been debt free for six years now. I understand the rant. Telling people they are “forced” to buy expensive vehicles they can’t afford is simply a lie.
Dave and Jade work together nicely. Finally someone who matches daves anger 😂
Good chemistry and less of the psychologist stuff
Like peanut butter and jelly! I love how they wind each other up. Hopefully they do more episodes together. 😂😂😂
I love how she finishes her sentences when he interrupts her.
@@actuallyterry That's it. She doesn't take anything. These two bounce off each other and it's great
@@respectabletampodcast they do wind each other up huh hahaha
Dave Back again ready to Fight American Stupidity from reaching all time Highs 😃🤣👏
Good luck.
I started listening to Dave when i was 17 and bought a 2003 toyota camry cash. 21 now and i'm on baby step four moving into my own place next month. Anytime i think about getting a new car all it takes is watching one dave ramsey video and my sense comes back.
Impressive, wish I was smarter at such an early age! If you continue to be 'weird' as Dave says, you will certainly win with your finances. Hope other young people are inspired by your approach and discipline.
Every time I go to a Target, Walmart, shopping center the parking lots look like new car dealer ships. I am still driving my 2007 vehicle and just got a whole lot of adequate maintenance.
Let's point out vehicles with fancy wheels on their tires
That does not mean anything. Cars that are 10 years old can look new.
@@jimmymcgill6778 sir…..I know models…..
Plus I have a 2007 vehicle that looks good. We know! Models change.
@@jimmymcgill6778 that means rent to own, wasting money
I work at target and most of my team members that work there as their only job only work 20-30 hours a week and all have car loans of 400+ dollars
I used to be stupid with cars but after watching and listening to Dave.. life saver! 🙏🏽
That's why I got into gokart racing. Much bigger bang for your buck.
Vehicles provide NO rate of return. They depreciate starting immediately. There's NO benefit in choosing to keep yourself in debt with auto loans! Thanks for sharing your story Dave, maybe people will learn that their identity isn't in vehicle debt. Earn the $$ first! Living life without the burden of debt and interest payments provides FREEDOM.
Thank God for those who DO buy these cars, then get into trouble and sell them to people with cash. Buying a 1-2 year old car, taking to a good detailer, then driving it til the wheels come off is the best way to go.
This is exactly why I buy junk cars. The depreciation has already been exhausted so no loss for me.
What do loans have to do with depreciation? You realize depreciation still happens if you pay cash, right? Why even lump them together?
I bought a tundra in 2019 and sold it on 2021 for MORE then I paid for it. I made money !!
What if, in my case, my family needs a larger vehicle due to my family growing, but with this climate vans 3-4 years old with 40-70k miles cost 6k less than a brand new one. We view this as a long term investment to be with us till it dies, and want to pay cash. Bad move? I dont plan to sell it as its paid for theoretically
I love it when my coworkers give me a confused look when they ask how I can afford a house and i tell them I don't have a $500 car payment. My old truck that I paid cash for gets me from point a to point b and I don't have to worry about repossession.
Wonderful reply! It's all about priorities and investing $$ in high value choices. Thank you for sharing.
DAVE BACK! LETS GOOOOOO! I can actually start watching again in 2023!
So I guess you will stop watching when Dave does call it quits or gets called to the upper room 🤔
Always grateful for Dave. Got me out of debt just like the success stories I paid a price for financial freedom!
These two work extremely well together ❤
My apartment neighbor drives a lifted F-450, huge tires with chrome plating all over body. I can hear his tears through the walls at night.
I MISS DAVE SO MUCH. Thank you for coming back.
And so... the Dave Ramsey vs. Car Payment battle continues.
In spring 2021 we knew we were going to need a second car, and we figured $1000/month was doable, and by that I mean we saved $1000 a month for three months and bought a great little car in cash.
I wanted a $30000 bronco but it somehow became a $70000 bronco at the dealer. Bought a used Mazda cx5 for $3000 and will continue riding that
Dave is really good with waking people up about their finances, hope people get their wake up call from this!
Love it Dave!🤣🤣 Hard for me to feel sorry for people that are in car payments that laughed at me a few years ago for having an older cash car.
I've been listening to Dave for the past 10 years. Now every time I see a really nice car or truck pull up next to me at a light I don't think about how I want one anymore. I think OMG, I can't imagine what that payment must be. I bet it's more than my mortgage. Then all of a sudden that vehicle is not too enticing anymore.
"My wife would've left, but we only had one car." 💀🤣😂
😅lol
🤣🤣
😂😂
If she left she would’ve had 50% of nothing 😆
finally Dave is back
People need to hear this. They may not like it, but they NEED to hear it.
Back in the late 1990s I remember as a teenager seeing a car ad in the newspaper for car payments of $599 a month for like an luxury car and thinking that is a lot of money, only for the rich. Here I am at 45 in 2023 and $600 a month IS STILL a lot of money each month....and still only for the rich and fools.
Don't be stupid the best words of advice ever
I’m 61. No car. No car payments.
Life is good
How do you get around? (may I ask?)
I have a car note but I'll still never forget that dude who called in and said he bought an $80k truck to save on uhaul. That's my fave call to date.
Can you please paste the link to that episode?
You better preach it Dave!
So glad your back Dave. I missed your rants.
Bought a new Toyota Tacoma Access cab in 2006 for cash and still drive it to this day. Its got a few dents and dings, a little rust on the body panels, 190K miles on the odometer, but it runs smooth and gets me where I need to go. New cars are too expensive (car loans too!) so I'm keeping my 2006 Tacoma for now.
You are very smart my friend.
I missed these rants Uncle Dave
I love their No bs approach on this subject! So many people need to hear this. Thank you
Welcome back Dave. We missed you.
Jade and Dave together are so fun to watch. Love seeing all the personalities on this show. Always fun to watch the dynamics of each personality attacking these finance problems.
I love that Dave borrowed a car to help himself get out of debt. My dad tells me a story about a coworker who walked to work in Minnesota! We really are spoiled.
The King has returned
I missed Uncle Dave yelling at us! Kind of wish the other personalities would get a little bit more fiery like him. Jade seems to be pretty good at it tho.
love this! No sugar coating for the population. Say it how it is!
Truth hurts! I let go of my Benz even paid off since the maintenance would hold me back from an earlier retirement 😊
85% of Americans have car notes. 😢 That statistic explains a lot.
I'm quite sure that is not true. 20% of Americans are under 18. Probably meant 85% of drivers, which is still terrible.
I don’t think that is true. There are a lot of poor people that don’t work.
Ya I dont think that stat is true.
I thought Dave quit lol. He is back and already yelling!
lol!
She's the only one they've ever had who can do a good rant like Dave does. Every once in awhile George can get a good rant going...
So happy to see Dave back….❤❤
I love Dave’s rants! Calls it like he sees it!
I still have my '97 Lexus ES 300 from college. I bought it in 2006 for $5k and it had 151k miles on it. I saved up money working in the summer for it. Now it has 325k miles.
The team did a great job, but it’s always go to see and hear from Dave!
Lots of truth spoken here. I've been out of car payment bondage since 2007 and will NEVER go back!
Dave, been listening for over 20 years. This has always been a one-man show. Get rid of everyone else and just do your show.
Oh Dave how I’ve missed you calling us stupid! But fr! When I get ready to do something stupid financially I hear your vc in my head. ❤❤❤ love this guy!
Dave is on ANOTHER LEVEL in this one!
Our old car gets us profiled too. My husband has been followed quite a ways, but we love having no car payment! Feels good to own it. Plus, the taxes are like $20 on it.
I love love love this girl! Point blank and plain language!!
Great hair too.
“Y’all need to know what if feels like to work.” Preach it. Amen.
Every now and then I see a pretty suv for sale that's newer than my '06. But this one is paid for, runs like a dream and insurance is $42/month. Dave keeps me in line! Livin' large here and making strides every day.
I will say as someone that paid in cash for their truck (2016 Chevrolet Colorado bought new) I literally felt sick for about a week after writing that check 🤷
I bought a 2016 Ram ecodiesel and I will keep it until it dies. My work truck is a 2001 chevrolet s10 I still drive lol.
The Ram is our family travel vehicle.
AS YOU SHOULD
You're not suppose to buy new unless you have a net worth of 1mil. according to Dave
This is the same feeling I had when I wrote a check back in 2013 for 13k+ for all new HVAC - Furnace, AC, and water heater. It was pretty nice though, and a great upgrade from the ancient HVAC that was here from the 1950's and 1980's, ugh.
I'd rather walk, ride a bicycle or take a bus than get a car loan. My motto is if I can't pay for it in full can't afford it, even a house! Live cheap and save for what you want tp pay for it in full!
No car Ioan, no house mortgage, no debt. Yes our house is smaller than most of our friends, but we vacation where we want when we want and pay cash for that too.
Thanks Dave, I’m glad your back. I almost finance a few days ago a Model Y Performance. This video made me realize I’m good with my Honda Accord.
He's back!
I love how brutally honest they are❤️
Good to have good’ol Dave back 🎉
I love Jade’s passion.
Dave needs his own radio/youtube show where he takes calls and helps people with money issues by himself.
i would watch
He used to do it all himself... or, mostly. In 'Entreleadership,' his daughter Rachel talked about how fortunate she was that she could share her father's platform on occasion. It appears that Lampo (Dave's company) is continuing that trend with their all stars, and Dave himself is slowly stepping back.
Get over it!
He did that through the 90s on radio.
It was better back then.
@@loujon191 Get over what? Is your opinion the only one that matters? Get over yourself.
They could call it The Dave Ramsey show!
I love my zero payment 2007 "Sally" the Saturn with fun bumper stickers on her. She is truly a blessing!
Nice to have Dave back. We missed your presence on the show.
And requesting co-host to let Dave speak... please don't interrupt and avoid overlapping
Really? She constantly interrupts and speaks over him
She times it well overall- and if she does interrupt she looks darn cute doin’ it too. 😂
Welcome back Dave. Save this show!
Not a financial comment... but I love the matching nails to the jacket ❤
Oh my goodness my baby Dave is back. I missed him so much...
Dave you're getting better and better I've watched you on and off through the years and also that nice woman in the yellow outfit is excellent too
Jade
My $6000 SUV has gotten me around faithfully since I bought it in 2017! It is also great to drive and easy to get in and out of. I love it. And I had no desire to work myself into the ground to become a millionaire as I had other priorities in life. But I do live comfortably and am debt free.
I love cars, and over the years I have wasted stupid money on them. Today, however, at 45, I’m proud to drive a pre-owned Honda Civic.
You're a smart man.
she is for sure and by far the BEST personality addition
This is exactly what I’m trying to tell people!
Yeah welcome back Dave, we really missed you 🤗
Life is tough, it’s even tougher if you’re stupid
Ice storm in tn! Enjoying a Dave rant this morning! It's a good day!
Well come back, Dave.🙌🏼🙌🏼🙌🏼
I love it when Dave gets fired up lol! Thank you for a dose of truth in a world full of entitlement!! God bless Dave and Jade!!!
Whenever I'm about to do something, I think, "Would an idiot do that?" And if they would, I do not do that thing.
Line that stuck with me the most listening to this show was about parents that had no money for kids college cuz it's been sitting out in your driveway for 18 years
Thank God Dave is back. I couldn't handle much more of the rest of the team.
😂 I hear you
Yeah dear Lord was that tough. Haven't seen Rachel in a while too
Diversity hires.
Glad Dave is back, but I think the others did a good job giving advice.
Some folks in the chat say this is an older video actually.
All of my buddies at work drive 2022 Tacomas at $800 a month. I still drive my '05 Explorer. I call them stupid everyday.
Thank You For Sharing. 👀 🤔 I always thought I was the World's Stupidest Person. Never Been To School. Never given a Education. Never Taught Any Wisdom Or Common Sense About Nothing.
Educating Myself came late in life. And listening to DAVE RAMSEY.
Lol. A good smack upside the head.
BS7 and loving it.
Thanks Dave
One of the best Ramsey rants
Jade is an excellent addition to Dave's team. Love her!
"I want a car thats safe , oh shut your whining!" I know what it means but so funny how that sentence came out 😭
These two are great together. Jade is awesome!
The two of you are explosive! Love you guys…..Tell’em like it is
We the people that are NOT STUPID stand up ! 👏🏻👏🏻👏🏻🇺🇸🇺🇸🇺🇸🗽🗽🗽
Dave is back!
I am still driving my 2004 truck with no car payment. I like having no car payment.
These two together is too much 😵💫😵💫😵💫
Aaayyyyy…Dave read my comment and came back with a vegance!!! Love it