Living Paycheck-to-Paycheck After a Breakup ($52K Car Debt)
ฝัง
- เผยแพร่เมื่อ 4 ต.ค. 2024
- 💵 Start eliminating debt for free with EveryDollar - ter.li/vbjdm5
📱Download your Ramsey Network app today! ter.li/4ccdfr
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or send us a message - www.ramseysolu...
Explore More Shows from Ramsey Network:
🎙️ The Ramsey Show ⮕ ter.li/rqwdws
🍸 Smart Money Happy Hour ⮕ ter.li/tmj3vq
🧠 The Dr. John Delony Show ⮕ ter.li/s5yazz
💰 George Kamel ⮕ ter.li/dc2gee
💡 The Rachel Cruze Show ⮕ ter.li/a6emrr
💼 The Ken Coleman Show - Highlights ⮕ ter.li/v8n4u8
📈EntrLeadership ⮕ ter.li/g7s9g0
Ramsey Solutions Privacy Policy
www.ramseysolu...
The amount of people that daily sign on the dotted line for $75k-$100k vehicles completely baffles me.
It’s idiotic
@@BagsNBaguettes_327They have to look rich😅
Well I know it might sound strange, but the truth is no one is going to respect you driving a used Honda or Toyota all day. A lot of people out there want to get a proper car that tells the world that they are somebodies, not nobodies.
@costco_pizza you're right. It does sound strange. It's a statement that could be sarcasm or be a description of our society's sad reality. I've never understood people who think a car could make them look like someone of a higher importance. It's a car. If you're a bad person, the price tag will surely never matter.
It’s probably a F250 Platinum.
They weren't listening. He said she'll be 18 in a year and a half. Which means he has a 16 yr old. Who is a minor and shouldn't be left at home for a week at a time alone. He said he could go back to it in 2 years, which would be once she's 18. So frustrating when they don't listen to the caller.
Agree. Sometimes they just spew advice without considering the circumstances and nuance to each situation.
For what he could be making, he could pay someone to stay at his house and keep an eye on her. Ideally, that would be grandma, aunt and/or uncle or the baby mama.
I've known a few 16-year-olds who were married with a child, living in their own apartment. (However, I agree it would not be the best scenario.)
This guy becoming a grandfather on top of all of his problems is the absolute last thing that should happen.
This duo's incredibly arrogant
In my opinion, if you put money into investments and have additional sources of income apart from dividends, you can rely on dividends without needing to sell. This allows you to pass on that income to your children, giving them an advantage in life.
That's right. That's why it is advisable that you have to invest while you still have a regular job or earning a regular income, and do it constantly. You still need to have something that will keep you going even if you're investing. Good financial planning and money allocation is the key.
I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured some money in value stocks and digital asset, i accrued over $80K in dividends last year
I’ve been down a ton, I’m only holding on so I can recoup, I really need help, who is this expert that guides you?
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've been stuck with *KAREN* *MARIE* *GENDRON* for about five years now, and her performance has been consistently impressive.
Thanks for this. I just googled her name and found her webpage. I'm really impressed with her credentials and I reached out to her since I need all the assistance I can get.
This caller's problem was beyond their depth! You can tell that they weren't even in tune. He deserves to have Dave revisit his question.
I thought there were people who talk to them through earplugs to help guide the hosts on these calls (including Dave). I could be wrong tho
People try to predict the economy not realizing it is not a capitalistic market, its a command economy, central planning! my concern is, instead of having much dollar in bank that could lose value to inflation, do I save in gold to reserve and grow wealth for now, or just hang on?
truth is that gold serves as an inflation hedge in the long run, but not profitable in the short run. only thing you can predict is a strong effort of wealth transfer from the people to the powerful. luckily some folks find solution in financial advisors
I wholeheartedly concur; I'm 60 years old, just retired, and have about $1,250,000 in non-retirement assets. Compared to the whole value of my portfolio during the last three years, I have no debt and a very little amount of money in retirement accounts. To be completely honest, the information provided by invt-advisors can only be ignored but not neglected. Simply undertake research to choose a trustworthy one.
Impressive can you share more info?
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with "Sonia Duke " for about five years now, and her performance has been consistently impressive. She's quite known in her field, look-her up.
Yeah get connected to Miss Sonia, here's her line👎🏻
She is 16! No, you can't just leave her alone for weeks at a time. This is almost as bad as the time George told an 85 year old woman to get a job.
No. This time he's actually wrong.
Lmao 🤣 🤣 I remember that George call, that was definitely some bad advice lol pushing 90 and they want her to work more? Omg
@@Sinful_Survivor That lady was asking "What advice do you have for someone who will not follow ANY advice?". She had already refused every other possible piece of advice!
In Jade’s defense he did say “she’ll be 18 in a year and a half.” Why not just say she’s 16 and still in high school.
@@_CPerkbecause he’s saying that in a year and a half he can get back on the road to his old salary. He’s telling them explicitly when he will get his old job back and why that can’t be now.
These people are clueless. Leave a 16 year old home alone for a week at a time. We need dave.
The two worst hosts with the worst advice.
Her mother should pitch in to take care if her.. in the house while the chubs is on the road..
But a 16 year old is capable of being responsible for herself.
Assuming she's responsible and mature.
I was on my own at 16
@@Jame6999finally someone not treating a 16 year old like they're 10!
@@Jame6999No!!! A 16 year old girl needs a really good dad in her life so she doesn't seek emotional support from the wrong kind of boy.
George and Jade’s advice? Leave your 16 year old kid at home by themselves while you go out being a trucker making lots of money and on the road 320 days a year. 🤦♂️
He’s trying to be a good father, these people give awful advice
He is flat broke and he called a show about getting his finances right. What do you want them to say? "oh well you want to be home so numbers don't matter anymore"? They are giving him financial advice to get out of being in debt. If he doesn't want to to it that is fine. But he is old and broke.
@@drn13355He needs a roommate.
I don't know what the answer is but not being there for your 16 year old daughter is not it 😢
You don't leave a 16-year-old home alone for extended period of time.
Yes you can
No he shouldn’t abandon his 16 year old for weeks at a time. How irresponsible
Either that or be homeless
he said she's 18
They’re not infants.
When I was 16 I was self sufficient🤦🏾♂️
@@Slow-Rolling exactly! Ppl in these comments gotta stop babying these teenagers
I don't think it is a good idea to leave a child at home alone while on the road.
Just my two cents
Lol. My sister and I were left home alone all the time to take care of ourselves and our dogs and horses and etc. TEENAGER we are talking about. Humans who drive and work, etc. Not babies.
That’s why you don’t have kids, you’re single, and you make $40k/year.
So George, after telling a feeble 86 year old woman to go get a job, now you are telling this man to leave his minor child at home alone in order to go to work on the road? Smh.
I think this is his third strike!!! 1st was about the 4% withdrawal video , 2nd was telling a senior citizen to get a job, and now 3rd is telling a dad leave his minor daughter home alone!!! ❌❌❌
@@cinnaminstixx I like both George and Jade, but I did think this as well. Horrible advice.
@@cinnaminstixx He was right about the 4% withdrawal video though and Dave was wrong. Dave's mistake is not understanding how sequence of return risk can decimate a portfolio, which is why you cant just say "the market averages 10%, I'll withdraw 10% every year".
That's what the Republican party wants us to do, work until we die. They keep pushing the age of retirement higher. One day the age of retirement will be 90.
@@wittenberg5 George may or may not have been right. The issue is, you don’t go against your boss on a public platform. It’s more of a respect thing and don’t bite the hand that feeds you. That’s why he was back peddling.
Seriously? They want him to leave for weeks at a time and leave a 16 year old by herself for weeks at a time? Ridiculous.
This is only gonna lead to trouble
Another mouth to feed.
Ok helicopter parent.
@@miketheyunggod2534 in a lot of places, leaving a 16 year old unattended for extended periods of time is illegal.
I thought he said almost 18 year old
This is ridiculous. If this were a woman calling there's a 0% chance the advice would be "Hey, continue to shirk your parental responsibility by leaving your teen for extended stretches of time and then justify it by saying you'll be there for them once they're an adult. That'll totally make up for not being there when they're a child".
The entire premise of their advice is that he doesn't have equal parental responsibility.
Unfortunately that’s the reality in most breakups. One person winds up sacrificing time with the kids for money and the other winds up sacrificing money for time with the kids.
The kid is 18. They're old enough to go in the military. He should be able to work something out.
@@robertmccorkle9627 No the kid is 16. Caller said they'll be 18 in 1.5 years. Also the measure of "can join the military" isn't the standard for whether or not to leave them alone and in charge of the parent's household.
@@robertmccorkle9627 I’d agree if she was 18, but she’s 16 per the caller.
@@tracyaf6084 Uh no. That's the reality of most relationships with kids. The reality of breakups is now both have to balance out money and time with the kids without having the other person there to take the slack on their half.
Leaving a teenage daughter alone for extended periods of time has got to be absolute dumbest advice I've ever heard on this show. He leaves her alone for one month and 9 months later there will a new mouth to feed...
let’s not assume what kind of person his daughter is… i live alone and have 0 intentions of sleeping with guys. just bc he has a daughter doesn’t mean she’s gonna have guys over every night if he leaves.
@@moonj605 Congratulations, you're an anomaly. The general rule for teenage and young women is that they are/will be as virtuous as their most morally degenerate girl in their peer group over time; she will be the "crab in the bucket" on pulling the rest of the group down to her level. It is why the truism that one of the things that must be done for having a successful marriage is that the wife's single friends have to be gotten rid of or at the very least kept at a very far distance.
@moonj605 Guys will follow their best intentions until you say, "I'm pregnant."
Mostly the new mom ends up on her own, unless new dad or baby dad can stay in the home.
@@joannaa.5101what's this have to do with guys? We're talking about his daughter. For all we know she's a lesbian.
My jaw hit the floor when I heard them advise the caller to leave a 16 year-old at home UNSUPERVISED, ESPECIALLY when she knows dad is out of town and can't just pop in back home at any minute!! PARR-TAY! PARR-TAY! Woo hoo!!
They obviously didn't listen properly and thought she was almost 18.
Caller said 18..... in a year and a half or so.
@@alivingfaithI probably wouldn’t have caught the in a year and a half part. Just say she’s 16.
@@karmac4171 jade never listens even tho u see her writing things down
Exactly teenagers need close to home conversation with their parents regularly.
Irresponsible advice to abandon a 16 year old and pets, these 2 don’t know what they’re doing!
Jade has shown to not care about pets in the past... I hope she doesn't have one...
They are advising the man to do what likely caused the problem in the first place . Leaving your teen daughter at home will not end well. These two really are out of touch.
Of course they're out of touch. They're American!
@@amireallythatgrumpy6508 True. American attitudes about money are generally unhealthy.
@@amireallythatgrumpy6508 Low-tier trolling 🤣
Wrong advice! Wow!!!! Leaving a girl that age at home alone!
Just double your income, and your problem is solved. Got it!
They make it sound so easy.
Definitely don’t like the advice of leaving the kid alone AND disregarding the pet. Absolutely lunacy.
Horrible advice. I’m done listening to these 2 lol
After you listen for awhile, it becomes clear that Jade hates animals.
@@SummaGirl1347 I noticed that
So screw the daughter and pets. Really, Jade?
😂 Seriously, Jade is right 👍 you don't like it 😢 so what 😂
@@jeep19 I can see finding homes for the pets, if you really care at a point you desperately need to do so. But your own children? This guy wants to make up for the time he lost with her, and the teen years are pretty important too. One needs parental influence and involvement in those years where hormones influence the brain a little too strongly.
@@KathleenMcNe I would like to see if Jade would be willing to leave her 16 yr old children to raise themselves.
@@rachelcarper9297 Apparently Jade considers that responsible parenting.
She's totally anti pets
Very bad advice. Please don't leave a 16 yr old at home by herself for long stretches unless u want to also pay for a grandchild. Also, don't say you don't care about pets. That's such an ignorant thing to say. Pets are a commitment & responsibility. They do not deserve to be neglected ir thrown away because you made mistakes. Take responsibility for them just like you would yr child.
You rehome pets that you can’t afford you don’t get evicted or repoed with a pet in the house who is well fed. Yes you feed them until the very second that you can find them a new owner
Can't believe they actually wanted him to leave an underage teen at home alone. I'd NEVER! Also agree on the pets. The daughter should be helping with their care whether he's there or not, so pets shouldn't be a problem until she leaves the home. Why can't he pick up other work locally? They really didn't talk about the most important stuff like how much equity is in the home, how he gets the ex off of house. Sounds to me like a re-fi is coming and I bet his credit sucks now. He may have to sell and downsize. This is what the call should have been about.
So why notsell the home. Pay off the mortgage and the truck...live in an apartment and start all over again?
Don't assume that the 16 year old is irresponsible.
@@neeferpdHow many hours a day us she going to be home alone? You can't have someone with her at all times. That's not realistic.
I love your videos, but the best investment you can do right now is to invest in Forex trading, I'm saying this because since I started trading I've seen a difference...
It's true that you can imagine the benefit that people get from trading forex on a daily basis
Finding yourself a good broker is the same as finding a good wife, where you get less stress you get just enough with so much little effort at things
Currently, an account portfolio manager manages my forex investments, while I invest in real estate with the profits.
John Wlight is my account manager and when someone is good at what they do best, people speak well of their work
He started with $5,000 and withdrew profits of $89,000
Love how the Ramsey Clan thinks they are right 100% of the time. They take blame never.
“$1000 truck payment” is the mantra of middle aged men
a truck that they don't use. brother does this and he has no need to haul anything. maybe 1 a year he needs it. You can rent a uhaul from home dept for 20 bucks an hour.
Beats the middle-aged woman's mantra, "I'm a single mom and need a real man to step up"
men like you?
And you can bet that truck is nothing but a grocery getter. Probably hasn't ever towed anything with it either lmao. Sounds like a stereotypical insecure macho-man
Only the dumb ones…
They don't listen. The child is 16 years old. He can't leave her alone. I know where not to come for advice.
I feel like George has changed over the last 6 months. I want the old George back.
Maybe the old George developed early onset dementia to create this new absurd George.
They don’t listen. He has a high school child at home. He can’t just leave her to herself.
The host really don't listen they just talk.. his daughter is 16. He said she would be 18 in a year and a half.
I want dave opinion 😂
Jade's book should have been called "Jade has a math problem"
You said the main part. Alot of their shows they don't listen. Especially when the two ladies are working side by side.. they constantly talking over each other and the callers. Sometimes it's hard to follow because they lack the listening skills.
One episode Jade in mid sentence told one of the guys to "chime in at any time." I'm like....he's giving you the opportunity to say what you have to say😂😂😂
Not sure if it’s wise to leave his 16 year old daughter alone just to go make more money to pay off debt. He can stay with her until she is at least 18, two years go by fast. Better spend these two years with her in my opinion.
As Dave said many times, do not buy home with someone you are not married to. Something still never change
How do you think marriage would have changed this situation? Divorces are even messier.
house is an investment(according to many source). sometimes, you lose money with your investment.
@@eile4219 He hasn't lost money on his house. That's not part of the story at all...
@thomasdalton1508 he lose money on his investment if he sold his house right now. I'm not saying he lose money on the house. Investment including fees, tax, and interest.
You can buy a house for 400k, and sell it for 500k and still.lose money
@@eile4219 Why do you think that? He never said anything of the sort. He just said he wanted to keep the house. He didn't say how long he had had it. He didn't say what had happened to house prices since he bought it. You are just inventing facts.
"A different kind of sacrifice." I can't imagine abandoning my child for a better paying job. The message it sends is "Sorry kid, my bills are more important than you."
@@davidhasselhoff83 and pets
@@sunsetatshabooms4558 the pets can be rehomed. The kid cannot.
@Hopeless_romantic_ just because you can do something, doesn't mean you should. And kids can be rehomed. Its called adoption
@@sunsetatshabooms4558 so what’s your point? Why put an 16 year old child up for adoption when the parent wants to raise their child and the child is not being neglected or abused? Literally makes no sense.
@@Not_A_Hopeless_Romanticwhy rehome your pets? It’s a life long commitment, until the pet passes. That’s a lot of what’s wrong with people, they have commitment until it no longer pleases them. That goes for pets, marriage, kids, paying bills for things they bought, elderly parents and on and on…..
I don't like this advice. Your kid needs you now more then ever. Money can be made in other ways
In his situation, that's all the advice you can give him. He simply needs to make more money. His skill set requires him to be over the road for days at a time. His second option is to get a second job, which still takes him away from home.
They need to do a segment where listeners vote who they call back to give better advice. This dude and the one who’s mortgage was insane but told selling house was last, should be first people to get a call back and Dave talk to them.
Jade, you cannot leave a 16 yr old at home alone...he is making the good choice of taking care of the child........the debt can wait....
lol you can
What? Shoulda given that kid chores.
Absolutely! He needs to sell the house. That would solve all the problems here. They didn't even ask how much it was worth or suggest it.
I have two aunts who have been happily married since they were 16 - almost 40 years. Get real.
Jade thinks she is 18.
7:03 Jade could care less about the guys pets. That’s helpful.
For many people, pets are family. They just don't get it.
@@poms-eyeview2453 💯 I don’t have proper care for my animals then I don’t have the peace of mind to be focused at work. It’s just that simple she made another dumb comment once ... There should be a cap on how much you spend at the emergency vet she’s pretty uninformed about a lot of things. I’m sure she doesn’t know things like pet insurance exist. But then again her claim of fame is a music degree and half $1 million in debt so I’ll take my advice elsewhere.
Can’t leave a minor alone. DCFS will come knocking
You can a leave 16 yr old at home and nothing would happen to u
@@reese85 Selfish
@sitcomchristian6886 He not trying to condone leaving a sixteen but by law in certain state 16 years old is legal to leave. But I agree, you can't leave a 16 yr old for weeks at a time. Due to safety reason.
@@sitcomchristian6886 selfish, how?
@claudiasmith039 I’m condoning it but at the same time, I’m saying if he’s no choice. He has to do what he has to do. But he has a cdl and there’s plenty of local jobs he can do to make that $120k back or close to it without going on rd for weeks out.
Jade asking why he can’t leave a high schooler at home alone while he travels the country is ridiculous, also right after he says she will be 18 in a year in a half asking when she will be 18, I feel like she doesn’t even listen to these people
With the parents splitting and a child ALONE at home. Nope she needs her dad there at home for now.
Jade was not listening during this call. So annoying
And so typical for her
Don't commit with no commitment
Wow these Ramsey personalities are terrible. Leave a 16 yr old alone for weeks at a time? Doesn’t care at all about pets.
Leaving his daughter at home alone in her teens isn’t a good idea. For the daughters sake
Sometimes the hosts just love to hear themselves talk! The wait to talk, not really listening
This was the worst advice ever. They want this man to abandon his 16 year old daughter. Shame on them.
I think the hosts are burned out. They have been cutting people off and being pretty rude lately. Sounds like they are not able to address the callers like they used to.
This might be the worst advice I’ve seen these 2 ever give. They are recommending he goes back to his on the road job and leave the 16 year old girl at home alone with the pets for days and days at a time? Imagine a 16 year old girl in 10th grade getting their breakfast by themself. Then getting ready for school and going in by herself. Coming home to an empty home with some pets and getting dinner for herself. Oh and she doesn’t have a job so hopefully there is already groceries at home…. Then put herself to bed. This is not how a 16 year old girl should ever have to survive. I understand this is some people’s reality, but if you have a choice, this should never be someone’s first choice….. horrible advice and I hope Dave can revisit this one
Agreed. She's already lived through her parent's split. Dad wasn't around when she was growing up. Now he's about to put her second, again.
Sounds an awful lot like my high school experience. I even had a job and had to get rides to and from when my mom couldn’t.
Millions of GenX kids lived this exact scenario and survived…at much younger ages. In the 1940s, my grandmother was married with 2 children at 16. Sixteen-year-olds fought in the Civil War. Depends on the personality of the daughter.
@@SummaGirl1347 this is one of those scenarios where you are trying to justify something because it’s happened to a bunch of other people. I understand it happens, but if you can prevent it why wouldn’t you? To say that because others have gone through it and did fine this person can do the same is a shitty opinion. You either don’t have kids or your relationship with your kids is not a strong as you may think it is if this is your thought process. I’m not saying it cant work - I’m saying why would this be the option if there is a possibility to get through it without this happening?
Jade has shown to not care about pets in the past... I hope she doesn't have one...
Dave needs to talk to George again.
Yeah they did not listen very well to the caller...
He left his daughter alone for most of her childhood. Now, they’re telling him to miss the rest of it. The remaining ONE YEAR she has left with him, now that he’s finally decided to settle down and be the dad she never had. She’ll never forgive him, and he’ll never forgive himself. Giving her money as an adult is NO REPLACEMENT for leaving her to live alone as a MINOR. She will always remember him as the dad who never cared enough to stay around.
He can drag out his debt for another year while spending time with her. That’s a sacrifice she’ll come to appreciate the rest of her life, and will teach her that she’s lovable and worth more than some extra cash.
Thank you! Finally a response to the caller that exemplifies character and wisdom.
She’s coming for that house bro.
I feel like you are a part of her family...lol!
@@Here2Commentor they know how the law works
Nah they still owe $200k. He's got a dependant to care for as well.
Dave needs to react to this advice, cuz I don't think this is the best for them. 😅 so many options are being thrown out without considering his situation.
Honestly I feel there’s a bit of competition between George and Jade that keeps them from truly listening to the caller. When he answered that he’s got a “kiddo” at the house and a pet, I knew instantly that he depended on the girlfriend to manage the household. They were too busy competing for “talk time” and totally missed the mark.
You can't leave a 16 year old alone like that unless he wants to be a grandpa sooner rather than letr. DON"T DO IT!
WHAAAAAAT???? Leave a young lady who has no parents at home other than her dad so he can drive long haul and make more money???? I thought the Rachel-Princess was bad enough in driving the Ramsey brand into the ground ... George and the Black lady are soo out to lunch! Dave better get his shit together and fire these fools and re-hire the "boring" advisors he used to have on the show before the fancy TV screens behind them ... wow the Ramsey brand is being driven into the ground by these idiots
Jade. Her name is Jade. "Black lady"?? Your racism is showing. This was not great advice but these two are normally rock stars. Everyone messes up sometimes.
First they want an 86 year old to go get a job, and now they want a dad to leave his 16 year old in order to make more money. You know, George and Jade are really killing it, lately 😂
Geez, George and Jade are gonna have to not be left alone to host a show if they keep going with this bad advice. They didn't pay attention, not realizing the kid is 16, and based their advice on all that, which was just not wise.
I prefer to struggle for the next 2 years then to leave my daughter home alone
Why can’t he wait a year and stay around with his daughter more then go back to working 24/7…
I have watched several shows on this where a family is in deep financial trouble while the mom is a SAHM. They do not tell the family that she needs to get a job. Here they are telling a now single father to leave is 17 year old at home to go back out on the road as an over the road truck driver. You need to be more consistent.
Dave, this isn't trolling! This is your viewers concerned about the welfare of a vulnerable girl who your hosts just advised to leave unsupervised for indefinite periods of time.
Hmm, they screwed up big time. Maybe stop interrupting and listen to people. You are giving crappy advice. That girl needs her dad at home with her. She needs to be his priority NOW, not later, sheesh! You need to get Dave to call him back, PRONTO! So horrible.
I know this is a financial show, but this is poor advice for the larger picture of his life. He just went through a divorce and his life's in a tailspin. He absolutely SHOULD take some time with his daughter and his animals to heal and regaining his footing rather than burying his feelings and rushing back onto the open road. Cutting expenses is the way to go here, not making more money -- at least not at the personal expense of time, travel, and stress. If he can find a better paying job that doesn't do that, great. But otherwise, let's figure out ways to get his expenses down and keep him around his loved ones during this season of his life.
Thank you, this is what they should have said. He needs time to heal from all this turmoil.
I would've sold the house and temporarily move into a condo, townhouse, or apartment. I would stay local until the daughter became 18 and also independent.
So abandon the kid for money. Got it. lol
Spent all his time on the road, making money, ignored his SO and child. Now paying the price.
Gonna have to add to the “let’s leave a 16 year old home alone” comments… tool 🙄
"How are you 20k upside down?" Guy goes on to say he used to make more money then had a breakup, and earns 4500 a month" literally none of that answered her question. Here's the real answer: "I KEEP ROLLING NEGATIVE EQUITY INTO A BIGGER PILE OF NEGATIVE EQUITY." There ya go.
He took out a big car loan because he made bank being an OTR trucker. Now that he's local, he makes like half. He is local because the girlfriend isn't a babysitter for his (probably out of control) teen daughter anymore. Where is grandma and aunts/uncles? Can anyone move in and be paid to watch the teen?
Thank you! I made the same comment. He also never answered George's question on how much he was trying to sell his truck for.
No matter how well I'm doing...I will never spend $ 52,000.00 on any vehicle(s)!!! 😱😱😱😱😱
It’s cause you don’t like cars, or enjoy to drive one. Both my cars cost me $93k before pandemic but I’ve paid cash for them. Cars are not cheap no more.
@@hachyboy45769 I ENJOY HAVING A CAR...ITS A VEHICLE...NOT A ART PIECE! IF YOU SPEND THAT MUCH MONEY GOOD FOR YOU ...BUT DON'T COMPLAIN ABOUT OWING FOR IT OR BEING BROKE........IT WAS YOUR CHOICE!
@@hachyboy45769I am a car enthusiast but the only cars worth spending a lot of money on are sporty cars and rare trucks like the Raptor that will always be popular among car enthusiast. Those types of cars will actually appreciate in value. A good example of this is the 93-98 Toyota Supra Turbo. They were $50k new and now they are worth around $100k.
As has become the norm with the host other than Dave, they are giving bad advice. The child will be 18 in a year and a half, they do not need to be at home unsupervised at the current age of 16! Evidently the woman just left and was not interested in taking the child with her. I hardly watch the show anymore because it’s not what it once was. By the by, I hope Jade’s husband or kids don’t become an inconvenience for her, she obviously has no issues discarding living things once they no longer wanted.
how to be a sucker in america: think you need to have a pickup truck cause everyone else does
With a pickup you have a truck and a car. I may not haul stuff everyday on it, but when I have to, it comes in handy. When I move out of my apartment, I will move everything with 2 or 3 trips, instead of having to pay a moving company tons of money.
Jades coldness to pets has made me grow to dislike her. You cant simply abandon a living being you took responsibility of because you are in hard times. Completely cold advice, especially from a christian network. And leaving a 16 girl at home alone? What could go wrong. Its sad these guys seem to be getting out of touch, the ramsey show always seemed to be for the common man in the past
George, I think telling everyone to double their income every call is a little disingenuous. Why not triple, or quadruple?
His situation can be cleared up in about 1-2 years with his current pay and can be there for his daughter before she takes next steps. He was also going about selling the truck all wrong, he’s going to have to take some loss there.
I don’t see that his mortgage is half his take home.
Because he used to make almost double his current income.
I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Bridget Williams.
Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.
She is my family's personal Broker and also a personal Broker to many families in the United states, she is a licensed broker and a FINRA AGENT in the United States.
You trade with Bridget Williams too? Wow that woman has been a blessing to me and my family.
I'm new at this, please how can I reach her?
I was skeptical at first till I decided to try. Its huge returns is awesome. I can't say much
Ok, did they not understand that being 18 in one year and a half makes the daughter 16 right now and inappropriate to be left home alone for weeks at a time🙄
Dave would have just said "Get a job where you make 3 bajillion dollars and can be home by 2 PM every day. Ding ding. Problem solved."
lol or beans and rice until you hit 70
In all seriousness, you can make upwards of $5k-$10k a MONTH delivering pizzas and mowing lawns. This guy just needs to get out there and go after his goals! 💪
Broke people made Ramsey a billionaire. The answer is always to make more money to pay off your debt
Geez Jade! That comment about pets was super rude. Some people, that’s all they have! Get some sensitivity
Breakups are expensive marriage or not. Don't look back work the baby steps and get back on track. It can be done.
Let him spent the next year or 2 with his daughter before she moves out. She wasn't really at home when she was younger.
Guy needs to do instacart on the side or something to make another 1-2k a month
It's insane that these "bible pushing people of god" are telling a single dad to abandon his child and sacrifice her well being all for a couple bucks. I guess god and money comes first for them?
Yeah, the Bible people are pretty irate about this call tbh
The love of money is the root of all evil! -The Bible
Abandoning a 16 year old child and pets is not the answer. These 2 need need to have Dave listen to this call and actually give decent advice
If you had better income before, why did you loan 100% on this stupid car. $20k upside down on the car is really bad.
The curse of divorce is loss of finances. Don't ever get divorced. Do it right the first time.
You don't get to sell the truck for what you need. You sell it for the market price.
This is the American Dream becoming a nightmare
The American Dream died with JFK.
“Working those details out”=Not doing anything 😂
I think they’re gonna have to do one of those segments where Dave revisits the calls lol.
Umm how did nobody ask the what the home is worth? His solution could absolutely be selling his home.
You have to find a buyer and the market is a dumpster fire.
@MrSnivvel lol no it isn't 🤣
@@mcleananderson4948 Keep smokin' what you got, it sounds primo.
@@MrSnivvel Are you kidding? It's a sellers market rn houses aren't staying on the market a week
@@sitcomchristian6886 You do realize that real estate is region/location dependent, right?
Jade is obviously a DEI hire and George lives in an ivory tower. Who the hell advises someone to essentially break the law and neglect his kids?
I've often agreed with Jade's advice, but this was a huge miss. I'm with you about George, I never get a sense of sincerity from him. This call was insane. This show is starting to go down the drain.
I ride a bicycle with no payments
Take your daughter on the road with you. You can build so many memories together ❤️. And when she is tired, she can take breaks staying home
And she'll better understand the situation her dad is in. It's a great idea if possible.
Shouldn’t she be in school?
@@og6433 there are a ton of ways to do school. Good grief.
@@n.w.414 A 16 y.o driving around in the truck, doing homework in the truck, and having a truck life. There is also an option of dropping out of school just because your parents are buttheads.
Why tell the man to leave his 16-year-old at home for extended periods? Are you crazy? You mentioned 18. He said 16. Be silent and listen for a minute before responding. Stop talking over each other.
I usually agree with the show. BUT You can’t ask a parent to leave a 16 year old home alone for who knows how long. Long haul trucking is named that for a reason. They weren’t listening to him😮
I’ve lost a lot of respect for this show after this call
Sitting here acting like the breakup is the problem when all the dumb decisions compounded by taking a worse job after the breakup is the real problem
The dude made lots of mistakes. Debt. Buying a house with his girlfriend.
But, when he know is the sole parent of a 16 year old, he clearly can't be an OTR trucker and be gone for weeks at a time.
I’m 26 years old, single live on my own have a 401K with the company I work for. Also, have stock with the company , and just started a Roth IRA & I can save about $500 a month but the only debt I have is my 2023 Volkswagen but only have about $15,900 left on it. Living comfortably and also I tith each month with K-love. God has blessed and listening to this everyday I say have it amazing.