How to Invest in 40s | Complete Financial Planning Guide and Investment Portfolio

Personal finance guide on how to invest in 40s - complete financial planning in Hindi. Learn retirement planning and how to build wealth in your 40s with goal-based investing. Watch the video to achieve financial independence at 40.
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Time Stamps
00:00 - Intro
01:42 - Financial Plan in 40s
01:47 - Define your goals
05:46 - Maintain emergency fund
06:14 - Higher Savings
07:35 - Review past actions
07:45 - Better Loan Management
09:44 - Insurance Management
12:17 - Investment planning
12:23 - Tax savings investment
15:44 - Short term investments
16:30 - Long term investments
17:20 - Equity Investments
18:18 - Mutual funds and ETF.
19:30 - Fixed income investments
20:27 - Gold Investment
21:35 - Real estate Planning
24:21 - Include family in financial decisions
About the Video
In our 40s, we are at the peak of our career and earn more; however, our expenses are also more because our responsibilities increase as we age. So, it’s very important to learn personal finance skills that can guide us in drafting a well-defined and robust financial plan at 40 which takes into consideration our retirement planning, children’s education expenses as well as other discretionary expenses like real estate, vehicles, etc. Financial planning for retirement planning is always the most crucial part of a financial plan, so how to invest in 40s is a key question that all of us might encounter.
Apart from this, we need to evaluate our savings at 40, so that we can make an investment portfolio that has a healthy mix of investments like stocks, mutual funds, health insurance, term insurance, NPS, EPF, PPF, and other investments for beginners. Investing in the stock market is a tricky question considering the risk tolerance. For retirement planning, one should also invest in passive income instruments like rental income through real estate. This video aims to teach financial literacy and it will act as a guide in making a blueprint of how to get financial freedom and in learning share market basics for beginners. We will also talk about the small case as an investment option.
In this video, we will cover the following topics-
1. How to do retirement planning?
2. Personal finance 101 tips for investing in the 40s.
3. Should we invest in real estate?
4. How to invest in mutual funds and small case?
5. How to make a financial plan at 40?
6. How to invest in 40s?
7. How to invest in Gold using Sovereign Gold Bonds and Gold ETFs?
8. How to invest in bonds, debt mutual funds and covered bonds?
9. How to invest in the stock market?
10. What are different equity products - Stocks, Mutual Funds, ETF, Index Funds, Smallcase etc.
11. How to achieve financial freedom?
12. Key elements of money and personal finance.
13. How to construct an investment portfolio?
14. Insurance management like Health insurance, life insurance and term insurance.
15. Retirement planning safest instruments NPS, EPS, PPF etc.
16. How to analyse risk while investing?
17. Types of investments.
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#HowToInvestIn40s #PersonalFinance #FinancialPlanning

[@ajitpatil9155]

Sir, I have just entered in my 40's.
This is the Best video I have ever seen about Financial Planning and Discipline that everyone should follow in his 40's. Thanks a lot Sir and Keep going...

[@AssetYogi]

Thanks and welcome

[@ayanantachowdhury9105]

Excellent and nothing short of it! Thank you for all the information 😊

[@krishna7862]

Thank you So much for such a detailed explanation Mukul

[@devanshgarg8987]

I am really greatful for this video. Thank you very much.

[@manojkumar-wb1jk]

Thanks a lot for your perception..

[@akashkasbey4822]

Thank you for such an important knowledge provided through this video.

[@tufailahmad686]

Thanks sir ye vidio hamari bahot madad karega

[@siddharthpathare2]

Thanks for the support content.

[@niwaskumar3411]

Thanks bhiya
Aisi information Dene ke liye 🙏🙏🙏

[@kiransolanki4584]

So informative video as usual ❤️

[@dineshntr]

Main abhi 47 ka hun, Mukul ji aap ki di hui jaankari bahut achhi hoti hai, khaskar aap jo thumb rule dete hai wo to bahut hi achhe hote hai, ye mujhe planning karne me bahut help karte hai....👌👌

[@AssetYogi]

Glad to hear that Dinesh ji :)

[@panchasheelashivanand6916]

Thank you you are too good guide

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GREAT INFORMATIVE VIDEO

[@Ravindraacharya]

Short and precise

[@abhijitgangurde3678]

Perfectly explain

[@erannay]

Really mann ki baat hai

[@kaushalmehta899]

Very useful

[@ashishanand5536]

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[@AssetYogi]

My pleasure!

[@sangeetabehl80]

Absolutely useful

[@rajibdey564]

Thanks sir.
Thanks for your valuable suggestions.

[@AssetYogi]

Most welcome Rajib.

[@sajivarghese1662]

Thank you your videos have been always helpful

[@AssetYogi]

Glad you like them!

[@veeruchal1580]

Thank you so much sir, Very inspiring! I love this video.

[@AssetYogi]

Thanks Veeru

[@ashishwalke9825]

Very nice explained sir

[@vishalagrawal4292]

I turned 40 today and your video came on my B'day.....Great learning.....I felt like you made this video for me.

[@karansinghgirnar9676]

Ye lutero ki entry ho gai comment section mai bhole bhale logo ko fasane k liye

[@Nishiskitchenrecipe]

Happy birthday 🎁🎊

[@vishalagrawal4292]

@@Nishiskitchenrecipe Thanks a lot🙏🥳

[@kapilkumarsharma4401]

@@vishalagrawal4292 belated happy birthday sir

[@charlietango4062]

Very well made vdo and very practical 👍

[@atuljathar4813]

Very nicely explained each and every aspect of investment..Great guidance..Keep doing the good work 👍 Thanks

[@ChandanRanjan11]

Thanks a lot sir...

[@prashantjoshi3357]

@Asset Yogi. Thank you for the video. One question-Would you consider the equity being built in the house you are staying as a part of your Savings?

[@Enchantopia123]

Thanks a lot explaining so well

[@AssetYogi]

Keep learning :)

[@kamleshnagrani3126]

Really nice video for Age group...
Thanks ❤❤🙏

[@sudhu1islam]

Thanks a lot

[@vedantkumarminecraftpro8226]

wonderful! thanks

[@AssetYogi]

Our pleasure!

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[@suchitakothe5764]

thankyou sir

[@shivsharma6053]

Kya gyaan diye ho sir... gazab

[@arunmathslectures8008]

Thanks a lot for better advise sir !!!!

[@AssetYogi]

Always welcome

[@Prasanta-Kumar-Garain-1967]

EXCELLENT DISCUSS

[@shibasahoo3807]

Thank you sir. Very much informative video

[@AssetYogi]

Most welcome

[@mahentsharma7362]

Thanks Sir for your guidance

[@AssetYogi]

Always welcome

[@purushottamdas160]

Great and complete

[@AssetYogi]

Keep learning :)

[@panwardeepak79]

नेसेसिटी के लिए सिर्फ लोन🤔🤔 लग्जरी के लिए नी🤔🤔🤔,शानदार वीडियो मुकुल जी😎😎😎😎💪💪👌👌👌👌🇮🇳🇮🇳🇮🇳🇮🇳🙏🙏🙏🙏

[@jakkasuryaprakash4082]

Good understanding

[@raju2utube]

Very informative. Thank you

[@AssetYogi]

Glad it was helpful!

[@shanayahussain383]

Very informative thank you so much

[@AssetYogi]

Glad it was helpful!

[@ShahidAzizSiddiqui]

I am 43 now and have issues like others which is very beautifully explained in video. I am subscriber of Asset Yogi long enough. Best channel for finance education.

[@AssetYogi]

Thanks Shahid

[@singerpranavmodi]

Great as always.

[@AssetYogi]

Thanks :)

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Bahut achha laga ye vedio

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Very nice .. every time got great information after watching your video... 👍

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really so informatics ...thanks for sharing

[@AssetYogi]

My pleasure

[@janwatarampooniya]

Thanks U sir for guidance

[@AssetYogi]

Always welcome

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Very informative 👍👍

[@ashoktalpada082]

Best video as always,Thanks

[@AssetYogi]

Glad you liked it!

[@nitinmishra4080]

Appreciate your knowledge

[@AssetYogi]

My pleasure

[@pramodpatil1862]

Very Nice and Good Information,Thank You Very Much

[@AssetYogi]

Welcome

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Thank you for your suggestions sir ji

[@AssetYogi]

Always welcome

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thanks for the information! It is very usefull.

[@AssetYogi]

You are welcome!

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[@AssetYogi]

Thanks a ton

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[@AssetYogi]

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[@AssetYogi]

Welcome

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[@AssetYogi]

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[@AssetYogi]

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[@AssetYogi]

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[@AssetYogi]

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Jai Hind

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[@AssetYogi]

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[@AssetYogi]

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[@AssetYogi]

Always welcome

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[@AssetYogi]

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[@AssetYogi]

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[@AssetYogi]

My pleasure

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[@shipakabra]

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[@AssetYogi]

I appreciate that!

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[@AssetYogi]

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[@AssetYogi]

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[@AssetYogi]

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Useful video

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[@AssetYogi]

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[@AssetYogi]

Keep watching

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Best video for asset allocation and financial planning

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Thanks Smita

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Fantastic Show…….AY

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Thanks

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[@AssetYogi]

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[@AssetYogi]

Glad you liked it