पिछले कई सालों से मैं कई ट्रेडिंग प्रोग्राम का हिस्सा रहा हूँ, जिसमें मैंने ढेर सारी जानकारियाँ जुटाई हैं। फिर भी, श्रीमती लॉरा टॉम्स की अंतर्दृष्टि की स्पष्टता, गहराई और सटीकता के करीब कुछ भी नहीं आ पाया है। यह कोयले की खदान में हीरा खोजने जैसा है।
निवेश करना एक अविश्वसनीय रूप से लाभकारी निर्णय साबित हुआ है। मेरे क्रिप्टोकरेंसी लाभ मेरी कुल संपत्ति को बढ़ाने में महत्वपूर्ण भूमिका निभाते हैं, जिससे मेरी सैलरी पर निर्भरता कम हो जाती है...
लाभदायक व्यापार के लिए अनुभव, ठोस रणनीति और तैयारी की आवश्यकता होती है, जिसका हमारे पास अभाव है, खरीद/बिक्री अनुपात को समझना, बाजार के नेताओं की पहचान करना और विविधीकरण जोखिम को कम करने की कुंजी है।
Very good analysis. But I have a concern. If I am buying a new residential property by selling another one, then I have to pay GST, Under Table Charge and other many charges. So, paying tax. Now this new property will not get LTCG benefit. I feel this is a trap. It is better to pay the LTCG tax instead of investing in a new property. If someone wants to buy a property for very-long-term staying purpose, then it is ok. Otherwise ....
Tip for anyone wanting to save tax from real estate income. Instead of buying bonds at 6 percent returns, locking the funds and dealing with the government schemes, one could quite simply put all of that in FD at around 8 percent returns or even mutual funds at 10-15% returns. This should recover the tax you paid in 1-2 years depending on the amount. You also have access to the funds at all times in case of an emergency.
This video is very useful if all content in this video is true and valid. Some points are not clear: 1. Capital gains account scheme 2. Can I buy 2 plot after sale 1 property in exempt.
Sir, I have been watching your videos regularly and find them very informative and provide good clarity. Capital gains in simple language is well explained in this video. However, complications appear in case of under-construction properties where no clarity is provided in section 54. Whether date of allotment, date of possession or date of registry will be considered. Also, in such cases, how to calculate indexation. Such complications are plenty in under construction cases. I would like to request you to pls make a detailed video on cases involving under-construction flats. Regards
Earlier capital gain was calculated by indexation and that capital gain have to be re invested but now indexation option is only while paying taxes and not in calculating capital gain for reinvesting.
Sirji jo NRO hai unhe koi bhi investment nahi karnaa hai to kitnaa tax bharna padegaa unk ghr ko bechne kaa long term capitol gain tax kaise tay hogaa ?kyonki ye inherited property mili hai ?
Very good analysis. Thank you!! I have however a very different question. Please help determine how capital gain tax is calculated if I sell the property now, when the residential property bought 10 years ago was not yet even given possession and followed a construction linked plan with 90% of total purchase value paid till date during first 4 years of booking . Appreciate if you can enlighten us
Sir, property sale amount direct Capital gain Account mai lena hai. Ya pehle saving account mai le ke phir Capital gain account mai transfer Kar sakte hai
If I sell property say NOW for say 50 lacs (2024)& reinvest it in 2 years (2026) by paying 25 lacs now in an under construction building whose final closure ( construction ) will get over in next 4 years (2030 ) ,then do i have to pay LTCGT ? The under construction property will be taking the balance money of 25 lacs in installments as per a payment schedule ( depending on the level of construction )that is spread across from 2026 to 2030 . ( The sales deed will show a sum of 50 lacs in the year 2024 )
Sir, if I booked a apartment under construction, is that also considered under 3 years or only individual house construction is considered under 3 years?
बड़े ही विस्तार से capital gain tax के बारे में जानकारी देने के लिए धन्यवाद। कृपया यह बताने का कष्ट करें कि मेरी बहन द्वारा 2001 में बनाए गये मकान के उनकी मृत्यु के बाद मई 2024 में मेरे नाम ट्रांसफर होने के बाद यदि मैं इस मकान को अभी बेचता हूं तो उससे होने वाली इनकम long term capital gain मानी जाएगी या short term capital gain?
Dear Sir, Plz answer my query. I'm an INDIVIDUAL. I sold my Residential Plot/Land (3000Sq.ft) in March2022. From Capital gain, I invested 25% in Capital Bonds. From Balance 75% I bought a new Residential Plot. Do I get exemption? Do I need to construct anything there? I've not constructed anything there yet. I want to keep the plot as investment only & dont want to construct anything. Please advice.
Kindly clear some points, 1. If I sold commercial shop. At 60 Lacs. Which I purchased in year 17- 18 at Rs. 30 Lacs. How much amount I hav to invest in bonds and which bond ( 54ec or 54f) . Thanks and regards
All the banks offer you capital gain account but when it comes to closing the account after reinvesting the money the bank don’t support you instead they harass you to get signatures from income tax authorities which is a tedious job … can you please tell us how to close capital gain account in bank hassle free .
Thank you for the very informative video. Please help for the below: 1. 50lac of sold example that you say. Does it have to be single asset type only? Can it be combination of stocks, bond, property sold in same year? 2. Another question - Does it have to be sold all at once? Or anytime in the same year. For example, 25 lakh Rs stock sold in April 2024, 25 lakh ps some other stocks sold in July 2024? Thank you 😊
Hello Sir, Your videos are really helpful and very easy to understand but I have observed that most of your tax saving videos especially for salaried are explained with the high value of HRA i.e. 25% of CTC (Basic = 50% Of CTC). But majority of companies are not following New Wage policy resulting in Basic is hardly 24 to 30%. So considering that can you please design fresh video?
One question: for gains adjustment if we direct sale proceed into a plot and then build a building on top of it; the entire cost I.e. cost of plot+cost of building construction will be allowable? Or just the building construction cost?
Sir plot bechkar agar dusre plot ki construction ( within 3 years) me paisa lgaye to kya to kya section 54 k andar capital gain me exemption mil sakti h kya ?
What about under construction society or property? Is under construction property come sunder long term capital gain if still under construction but purchased more then 24 month back
Sir. Maine LTCG Tax Account khola hai. Abhi 3 saal ho jayenge. Lekin kuchh reasons ki vajah se mai naya ghar le nahi paaya. Ab wo account close kaise kare? Aur kya mera pura paisa milega ya income tax katega? Please reply kijiye Sir.
Great video. I have a query - Is exemption under Section 54F applicable on selling MFs and giving the entire amount received in MFs for Home loan advance repayment?
Hi @assetyogi, after having long term capital gain in 2024, I need to invest the gain money (based on new process of 12.5%) in next flat purchase in 2yrs. But within 2years can I invest this gain amount into nifty50/short term FD etc which matures within 2yrs and then can I invest the whole in the property buying wirhin 2yrs?
Sir agar ham ready to move property kharid rahe h r adha payment kar k possession le rhe h r baki ki amount loan nhi kar rhe 1 time Tak thodi thodi dene k liye agree hote to agreement letter me kya likhe r payment karne ki time distance kitna hota h???
Sir mene bonus share liye the 13 August ko pr mujhe nhi pta tha ye kya hota hai to aaj mere stock subha morning m hi 5000 mins btaya to mene trade kat di to sir vo real loss hai ya bs ese hi show hora hai 😢
Hi! We r planning to buy a house after 2 years. What can I do to get good return of my money now so that it helps to buy my future home. BTW I am in foreign country.
Property holding period is for 24 months to qualify for LTCG, question is how this period is calculated? Is it starting from the possession date or the date reflecting in Index 2? My Index date is more than 24 months old, however got possession 2 months back. Will this be LTCG or STCG and why?
Sir one question if can spare time in your next vedio.....I need 10 lacs which is better option either take personal loan or withdrawal from EPF and deposit SIP of same amount in mutual fund
I have my grand father property which is a residential property ( building demolished now land only there ) bought by grand father by 1962 ...Now it's in my dad name ..We are planning to sell it now ..How much tax I have to pay for it when I get market value amount through account transfer..Is there is any tax exemption for my scenario ?
Please tell me, advance amount received 92% out of 56,00,000/- for sale agreement of agricultural land (Rural) and wish to purchase a flat for Rs. 60,00,000/- against advance amount before registration of sale deed. Please explain sir
I have sold my old flat @Rs 1.3 cr. The indexed value of this flat is Rs21 lakhs . I have purchased a flat at Rs 55 lakhs. Whether the remaining amount of Rs54 lakhs can be invested in bonds or will it be taxable ? I do not want to buy another house.😢
![โฮ่ง! (SUGOI) - LYKN [ OFFICIAL MV ]](http://i.ytimg.com/vi/nFp4zjAARFs/mqdefault.jpg)
पिछले कई सालों से मैं कई ट्रेडिंग प्रोग्राम का हिस्सा रहा हूँ, जिसमें मैंने ढेर सारी जानकारियाँ जुटाई हैं। फिर भी, श्रीमती लॉरा टॉम्स की अंतर्दृष्टि की स्पष्टता, गहराई और सटीकता के करीब कुछ भी नहीं आ पाया है। यह कोयले की खदान में हीरा खोजने जैसा है।
निवेश करना एक अविश्वसनीय रूप से लाभकारी निर्णय साबित हुआ है। मेरे क्रिप्टोकरेंसी लाभ मेरी कुल संपत्ति को बढ़ाने में महत्वपूर्ण भूमिका निभाते हैं, जिससे मेरी सैलरी पर निर्भरता कम हो जाती है...
लाभदायक व्यापार के लिए अनुभव, ठोस रणनीति और तैयारी की आवश्यकता होती है, जिसका हमारे पास अभाव है, खरीद/बिक्री अनुपात को समझना, बाजार के नेताओं की पहचान करना और विविधीकरण जोखिम को कम करने की कुंजी है।
लॉरा टॉम्स की रणनीति ने मेरे लिए जीतने वाले ट्रेडों को सामान्य बना दिया है और यह मेरे लिए एक बहुत बड़ा मील का पत्थर है कि यह सब कैसे शुरू हुआ।
वह है Lauratoms पर, + e | e g r m
वह है MRS LAURA TOMS पर👇
All confusions are fully cleared.thanks a lot Sir. No confusion left now
EXCELLENT VIDEO WITH FULL CLARITY.
Very good analysis. But I have a concern. If I am buying a new residential property by selling another one, then I have to pay GST, Under Table Charge and other many charges. So, paying tax. Now this new property will not get LTCG benefit. I feel this is a trap. It is better to pay the LTCG tax instead of investing in a new property. If someone wants to buy a property for very-long-term staying purpose, then it is ok. Otherwise ....
Right, Every thing depends on Personal Use of Money.
Hello sir please aap Puri banking system ko pda dijiye please for upsc students ke liye me banking system me bahut weak hu please
What about redevelopment property?when can be sell?& Purchase new residential house? what tax benefit will be there??
Thank you so much, आपने मेरी बहुत सी दुविधाएं सॉल्व कर दी
Nice narration. Can you please post the same in English for the benefits of Non-hindi speaking people.
You have covered the subject well. Thank you.
Excellent delivery, great Yogi ji ❤
Sir I appreciate yourself for your knowledgeable video on above subject.
Superb explanation.... covers almost everything , so well...
Tip for anyone wanting to save tax from real estate income.
Instead of buying bonds at 6 percent returns, locking the funds and dealing with the government schemes, one could quite simply put all of that in FD at around 8 percent returns or even mutual funds at 10-15% returns. This should recover the tax you paid in 1-2 years depending on the amount. You also have access to the funds at all times in case of an emergency.
Wow really informative video! Section 54F was completely new for me👏
Excellent information in very simple language, Thanks.
This video is very useful if all content in this video is true and valid.
Some points are not clear:
1. Capital gains account scheme
2. Can I buy 2 plot after sale 1 property in exempt.
Good information.thanks sir
Sir, I have been watching your videos regularly and find them very informative and provide good clarity. Capital gains in simple language is well explained in this video. However, complications appear in case of under-construction properties where no clarity is provided in section 54. Whether date of allotment, date of possession or date of registry will be considered. Also, in such cases, how to calculate indexation. Such complications are plenty in under construction cases. I would like to request you to pls make a detailed video on cases involving under-construction flats. Regards
Valid query which has not been covered so far.
Earlier capital gain was calculated by indexation and that capital gain have to be re invested but now indexation option is only while paying taxes and not in calculating capital gain for reinvesting.
Thank you Sir...
Valuable knowledge...
Can you also make one video on LTCG tax when selling an asset hthat has joint or multiple holders.
Sir good information please give about long term and short term capital gain save tax r invest which class share and gold house property
धन्यवाद 🙏
Plz made a video on sale of stocks for STCG where we can save tax on profit of STCG.
Sirji jo NRO hai unhe koi bhi investment nahi karnaa hai to kitnaa tax bharna padegaa unk ghr ko bechne kaa long term capitol gain tax kaise tay hogaa ?kyonki ye inherited property mili hai ?
If property was purchased before 2000, how to calculate the buy price?
Very clear explanation
Thank you so much
Very good analysis. Thank you!! I have however a very different question. Please help determine how capital gain tax is calculated if I sell the property now, when the residential property bought 10 years ago was not yet even given possession and followed a construction linked plan with 90% of total purchase value paid till date during first 4 years of booking . Appreciate if you can enlighten us
Sir, property sale amount direct Capital gain Account mai lena hai. Ya pehle saving account mai le ke phir Capital gain account mai transfer Kar sakte hai
Thanks. If there is STCG on commercial property. Can I invest the amount in tax-exempt bonds.
Better to pay the Cap Gain Tax n recover it by doing better investments... 5.5 -6.0% interest on CG scheme is too less...
Hello Sir Ji Pls 1 video For Diffrence between OLD PENSION vs NPS vs UPS 2024
Very valuable information sir
If I sell property say NOW for say 50 lacs (2024)& reinvest it in 2 years (2026) by paying 25 lacs now in an under construction building whose final closure ( construction ) will get over in next 4 years (2030 ) ,then do i have to pay LTCGT ? The under construction property will be taking the balance money of 25 lacs in installments as per a payment schedule ( depending on the level of construction )that is spread across from 2026 to 2030 . ( The sales deed will show a sum of 50 lacs in the year 2024 )
Sir, if I booked a apartment under construction, is that also considered under 3 years or only individual house construction is considered under 3 years?
Very good explain sir
बड़े ही विस्तार से capital gain tax के बारे में जानकारी देने के लिए धन्यवाद। कृपया यह बताने का कष्ट करें कि मेरी बहन द्वारा 2001 में बनाए गये मकान के उनकी मृत्यु के बाद मई 2024 में मेरे नाम ट्रांसफर होने के बाद यदि मैं इस मकान को अभी बेचता हूं तो उससे होने वाली इनकम long term capital gain मानी जाएगी या short term capital gain?
Sir
Direct Tax Code (DTC) 2025 पर informative video बनाये please
Can we invest the LTCG or STCG to save tax in pre-emi of home loan
Very informative video. 👍
Superb explanation
Dear Sir, Plz answer my query.
I'm an INDIVIDUAL. I sold my Residential Plot/Land (3000Sq.ft) in March2022. From Capital gain, I invested 25% in Capital Bonds. From Balance 75% I bought a new Residential Plot. Do I get exemption?
Do I need to construct anything there? I've not constructed anything there yet. I want to keep the plot as investment only & dont want to construct anything.
Please advice.
Kindly clear some points,
1. If I sold commercial shop. At 60 Lacs. Which I purchased in year 17- 18 at Rs. 30 Lacs. How much amount I hav to invest in bonds and which bond ( 54ec or 54f) .
Thanks and regards
Sir how to calculate Cost of Acquisition(CII Adjusted)??
All the banks offer you capital gain account but when it comes to closing the account after reinvesting the money the bank don’t support you instead they harass you to get signatures from income tax authorities which is a tedious job … can you please tell us how to close capital gain account in bank hassle free .
Property sell ke bad kab tak capital gain account open karna hota hai?
A video on how to save LTCG TAX please
Very informative content
Sale of 1 land in 3 different registry on 3 different dates will be considered sale of 1 property or 3
Thank you for the very informative video.
Please help for the below:
1. 50lac of sold example that you say. Does it have to be single asset type only? Can it be combination of stocks, bond, property sold in same year?
2. Another question - Does it have to be sold all at once? Or anytime in the same year. For example, 25 lakh Rs stock sold in April 2024, 25 lakh ps some other stocks sold in July 2024?
Thank you 😊
Very nice content as usual... since covid time you made me more n more financial literate...
Does your firm file tax return? If yes share details.
Dear Mr Yogi, I have read on another sites there is a provision under Section 54EC is only for sale of land and building, so clarify it.
Nice and informative video..... Well explained 👍😂
If I will inherit property Land and sell this how CG will be calculated
Hello Sir, Your videos are really helpful and very easy to understand but I have observed that most of your tax saving videos especially for salaried are explained with the high value of HRA i.e. 25% of CTC (Basic = 50% Of CTC).
But majority of companies are not following New Wage policy resulting in Basic is hardly 24 to 30%.
So considering that can you please design fresh video?
Sir, can you pls clarify if capital gain amount can be used to claim exemption for repayment of housing loan of first property?
What proof required fir improvement cost to be less from sale price. Is agreement bond on stamp paper is valid for the same.
Is the indexation benefit not available while reinvesting?
Sir in Section 54F if captain gains in hybrid mutual funds can in residential property?
One question: for gains adjustment if we direct sale proceed into a plot and then build a building on top of it; the entire cost I.e. cost of plot+cost of building construction will be allowable? Or just the building construction cost?
Sir plot bechkar agar dusre plot ki construction ( within 3 years) me paisa lgaye to kya to kya section 54 k andar capital gain me exemption mil sakti h kya ?
Very informative. Could you please clarify whether OCI holders are eligible for 12.5% and indexation methods ?
I do have a question.
Main ek banker hu to Mera NPS kat Raha hai..main kya alag se extra NPS me investment kar sakta hu tax exemption ke liye?
What about under construction society or property?
Is under construction property come sunder long term capital gain if still under construction but purchased more then 24 month back
Ola ke shar kharid sakte hain kya mukul sir ji, bataye details me🙏 please
Great information
Sir. Maine LTCG Tax Account khola hai. Abhi 3 saal ho jayenge. Lekin kuchh reasons ki vajah se mai naya ghar le nahi paaya. Ab wo account close kaise kare? Aur kya mera pura paisa milega ya income tax katega? Please reply kijiye Sir.
Great video. I have a query - Is exemption under Section 54F applicable on selling MFs and giving the entire amount received in MFs for Home loan advance repayment?
If i bought under construction house
Then can i repay my home loan from capital gains received by selling of my existing house ?
Pls reply sir
Hi @assetyogi, after having long term capital gain in 2024, I need to invest the gain money (based on new process of 12.5%) in next flat purchase in 2yrs. But within 2years can I invest this gain amount into nifty50/short term FD etc which matures within 2yrs and then can I invest the whole in the property buying wirhin 2yrs?
Can anyone please help with this query? I also need this info. Thanks in advance
Sir agar ham ready to move property kharid rahe h r adha payment kar k possession le rhe h r baki ki amount loan nhi kar rhe 1 time Tak thodi thodi dene k liye agree hote to agreement letter me kya likhe r payment karne ki time distance kitna hota h???
Can you please clarify whether properties held before 2001 enjoy indexation with 12:5 percent cap gain tax. This was proposed in the 2024 budget
Sir mene bonus share liye the 13 August ko pr mujhe nhi pta tha ye kya hota hai to aaj mere stock subha morning m hi 5000 mins btaya to mene trade kat di to sir vo real loss hai ya bs ese hi show hora hai 😢
Registration nd stamp duty bhi add up hoti hai indexation mai🎉
Hi! We r planning to buy a house after 2 years. What can I do to get good return of my money now so that it helps to buy my future home. BTW I am in foreign country.
Property holding period is for 24 months to qualify for LTCG, question is how this period is calculated? Is it starting from the possession date or the date reflecting in Index 2? My Index date is more than 24 months old, however got possession 2 months back. Will this be LTCG or STCG and why?
Nice Information👌👌👌
Sir one question if can spare time in your next vedio.....I need 10 lacs which is better option either take personal loan or withdrawal from EPF and deposit SIP of same amount in mutual fund
Sir, if I pay back housing loan on same property by capital gain, do I have to pay tax ?
Can we save capital gain tax after selling mutual funds and using the capital gain prepay our total home loan.
Pls have caption in English
If we sell the property to pay education fees of kids , do we get any benefits?
I have my grand father property which is a residential property ( building demolished now land only there ) bought by grand father by 1962 ...Now it's in my dad name ..We are planning to sell it now ..How much tax I have to pay for it when I get market value amount through account transfer..Is there is any tax exemption for my scenario ?
Hi can you plz help the definition of purchase property sale agreement or sale deed ?
I have booked a flat on 2022 and finally registered on 2024 ... My loan started from 2022...am I eligible for section 54 F deduction??
Whether expanses and stamp etc allowed in cost of acquisition as of now
Very nice, ❤❤
Good morning sir
Section 54f me kya hum savings account se transfer kr skte h jo hame capital gains hua h ?
Sir HUF me. Agar meri mom ne land sale kiya or mere naam pe residency property kharid sakta or tax bacha sakta?
What about N R I
I have converted my Pvt Ltd company to LLP
Is there any capital gains tax applicable?
Please tell me, advance amount received 92% out of 56,00,000/- for sale agreement of agricultural land (Rural) and wish to purchase a flat for Rs. 60,00,000/- against advance amount before registration of sale deed. Please explain sir
I have sold my old flat @Rs 1.3 cr. The indexed value of this flat is Rs21 lakhs . I have purchased a flat at Rs 55 lakhs. Whether the remaining amount of Rs54 lakhs can be invested in bonds or will it be taxable ? I do not want to buy another house.😢
Sir, will this apply to flats as well?
The section where advertisement of Vidfin app comes, Asset yogi himself should do it rather than unknown face
Sir,,,its same for nri also
Good
Sir, feel you are very fast
Nice sir
सर हमारे टोटल इनकम 10 लाख है. और उसमें एक लाख से कम शेयर मार्केट से कैपिटल गैन होता है
तो क्या उसे पर टैक्स भरनापड़ेगा l
Stcg is charged at special rate of 20% and not charged as per slab. Please correct and inform public.dont share wrong information