American Express Credit Cards Review | True Cashback, Krisflyer (Ascend), Capitacard, Platinum

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  • เผยแพร่เมื่อ 19 มิ.ย. 2024
  • Have you always wanted to get an American Express Credit Card, but you heard of all the myths that AMEX card is very hard to get, or AMEX is not accepted at many merchants?
    In this video, I will review all the American Express Credit Cards and show you what are the cards that I own. So that you can make a better informed decision of which AMEX card to go for.
    Also, check out my Pinned comment below so you can know of the latest sign-up offer available, whether in cash or expensive gifts for your loved ones!
    _______________________________________________
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    Credit Cards Affiliate Links (Singsaver gifts) bit.ly/CreditCard-Signup
    _________________________________________________
    00:00 Introduction
    - Not sponsored, but get referral bonus from affiliate link
    AMEX Capitacard hmsg.link/amexcapitacard
    AMEX Krisflyer Ascend hmsg.link/kfascend
    AMEX Krisflyer Blue hmsg.link/kfblue
    AMEX Platinum hmsg.link/amexplatinum
    AMEX True Cashback hmsg.link/amextcb
    00:55 AMEX True Cashback
    - Refer to earlier cashback credit card video
    * No minimum spend and no earn cap.
    * Welcome bonus of 3% Cashback: Earn S$150 Cashback on your first S$5,000 spend within the first 6 months.
    * Enjoy 1.5% Cashback on subsequent local currency spend.
    - 1 year fee waiver
    - Use to top-up Grabpay, then use Grabpay QR or Mastercard to earn additional rewards up to 1.2% (Platinum tier)
    - Earn more rewards, expand your merchant category to Mastercard merchants and not just AMEX merchants
    - Many uses for Grabpay, can even use to pay your Income tax (via AXS), Insurance, Town Council Fees
    - Most recommended AMEX card suitable for anyone who want to try out AMEX cards
    02:54 AMEX Krisflyer (Blue)
    - Earn 1.1 Mile per Dollar spent (mpd), Miles transferred by end of statement month (no fee)
    - Krisflyer miles expire 3 years after credited to account
    - 1 year fee waiver
    * Welcome Bonus: 5,000 KrisFlyer miles upon first spend on Card (for first-time American Express Singapore Airlines Credit Card applicants).
    * Spend Bonus: Receive 5,000 bonus KrisFlyer miles when you spend S$3,000 in the first 3 months of Card Membership.
    * Earn up to 3.1 KrisFlyer miles for every S$1 spent on your eligible spend.
    * Receive S$150 Cashback for use on your next purchase on singaporeair.com when you spend S$12,000 on your Card from 1 July 2021 to 30 June 2022.
    * KrisFlyer Ascend Upgrade Bonus of 12,000 KrisFlyer miles upon meeting Card membership and spend criteria.
    - Suitable for: Entry level frequent flyers who just want to accumulate big spending in the first few months
    04:50 AMEX Krisflyer Ascend
    * Annual Income S$50,000 for SG/PR, S$60,000 for Foreigners
    * Annual Fee: S$337.05
    * Welcome Bonus: 5,000 KrisFlyer miles upon first spend on Card
    * Earn 1.2 Mile per Dollar spent (mpd), Miles transferred by end of statement month (no fee)
    * Enjoy a complimentary night stay each year at participating Hilton Properties in Asia Pacific.
    * Enjoy four complimentary lounge access passes to any participating SATS Premier and Plaza Premium Lounge each year.
    * First year fee unable to waive, second year onwards depends on your spending
    * Hilton hotel Stay ($240), 4x Airport lounge voucher ($60). Value = $300, pay $37 annual fee
    * Suitable for: More serious mile rewards enthusiasts
    07:01 AMEX Capitacard
    * Earn up to 3% rebate (awarded in 6X STAR$® or 30 STAR$®)* when you spend at participating merchants in CapitaLand Malls
    * Suitable for: Sign up bonus only. Much better rewards/cashback cards out there that doesn’t limit to CapitaLand Malls
    07:58 AMEX Platinum
    * Annual fee $321
    * Enjoy Love Dining @ Restaurants privileges which offers up to 50% savings on food orders at a handpicked selection of popular restaurants, including selected 5 star hotels around Singapore.
    * Suitable for: People who love dining at high class restaurants or 5 star hotels, easy 50% off the menu

ความคิดเห็น • 31

  • @MJ-bk7xw
    @MJ-bk7xw ปีที่แล้ว

    Can u review the platinum charge card ?

  • @shaunicesuu
    @shaunicesuu 9 หลายเดือนก่อน

    Hello, I just wanna ask if can I pay Amex by just adding the 15-digit number to my POSB app without needing to use the Amex app? How long does the payment usually reflect to the balance? 🙂

  • @train_xc
    @train_xc ปีที่แล้ว

    Can you please review Gold card.

  • @zoomboy010
    @zoomboy010 2 ปีที่แล้ว +1

    Thanks Bro. I’m using it too 👍

    • @HoneyMoneySG
      @HoneyMoneySG  2 ปีที่แล้ว +1

      Great choice!

    • @zoomboy010
      @zoomboy010 2 ปีที่แล้ว +1

      @@HoneyMoneySG Thanks Bro 🙏

  • @digiarthur
    @digiarthur ปีที่แล้ว

    Very useful info! I want to ask about the AMEX True cashback, I noticed that there is an annual fee of SGD 171. From your experience, assuming day to day spending like groceries and eat outside, the cash back you get, roughly, is it worth it? I worry the cash back will be less than the annual fee, which makes it pointless to use the cashback. Because whatever cashback you get, already gone when you pay the annual fee. I am not a heavy spender but plan to use AMEX for daily groceries and sometimes eat outside.

    • @HoneyMoneySG
      @HoneyMoneySG  ปีที่แล้ว +1

      Just call in the waive annual fees, I did a recent video on that!

  • @RabbaniRosli
    @RabbaniRosli 2 ปีที่แล้ว

    Just got approved for true cashback thanks.

    • @HoneyMoneySG
      @HoneyMoneySG  2 ปีที่แล้ว +1

      Awesome and enjoy the cashback!

  • @zenlaw4661
    @zenlaw4661 ปีที่แล้ว

    Hi Chris, I have two questions about American Express True Cashback Card
    1) Topping up $5000 into your GrabPay and can get $150 cashback. Does this still work now?
    2) Did you manage to request for waiver of the annual fee after the First Year Fee Waiver?
    Thank you.

    • @HoneyMoneySG
      @HoneyMoneySG  ปีที่แล้ว

      1) Does not work for sign up offer anymore
      2) Yes

  • @abahden
    @abahden 2 ปีที่แล้ว

    Do you have a video on benefits of using grabpay?

    • @HoneyMoneySG
      @HoneyMoneySG  2 ปีที่แล้ว

      Not at the moment Jaime, I think Grabpay is pretty familiar to everyone now

  • @uwillneverkn
    @uwillneverkn 2 ปีที่แล้ว

    Hi Chris, I want to cancel my true cashback card and it has 2.24 balance in it. How can I best utilize that $2.24 before cancelling the card?

    • @HoneyMoneySG
      @HoneyMoneySG  2 ปีที่แล้ว

      Top up to shopeepay and buy items at shopee

  • @iamhesh
    @iamhesh 2 ปีที่แล้ว

    Is there higher Cashback for corporate entities like sole proprietor earning 5-6 figure per month. Are there higher Cashback tiers?

    • @HoneyMoneySG
      @HoneyMoneySG  2 ปีที่แล้ว

      Not for cashback, but there is AMEX Highflyer card for registered companies

  • @hingjiasong2616
    @hingjiasong2616 10 หลายเดือนก่อน

    is the platinum credit card mentioned in this video metal or plastic?

    • @PassionPno
      @PassionPno 6 หลายเดือนก่อน

      Plastic. This one is a credit card. Metal one is the Platinum Charge Card.

  • @train_xc
    @train_xc ปีที่แล้ว +2

    I’m Singapore almost everybody accepts Amex. That’s actually a shocker for me. If they don’t , probably they won’t accept Visa or Mastercard too, and accept only NETS

  • @tolaysikarthik35
    @tolaysikarthik35 2 ปีที่แล้ว

    From amex to grab pay I top up 5k . Can I top up my revolut 5k from grab

    • @HoneyMoneySG
      @HoneyMoneySG  2 ปีที่แล้ว +1

      Yes

    • @tolaysikarthik35
      @tolaysikarthik35 2 ปีที่แล้ว

      @@HoneyMoneySG ok tx bro learning so much knowledge from you 😊
      I like the way you explain very easy to understand . Keep it up

    • @HoneyMoneySG
      @HoneyMoneySG  2 ปีที่แล้ว +1

      Thank you for supporting!

  • @jesdecruz8383
    @jesdecruz8383 2 ปีที่แล้ว

    Amex hard to get meh? They just approved mine and my CBS report is BB loll

    • @HoneyMoneySG
      @HoneyMoneySG  2 ปีที่แล้ว

      not hard, just that people have misconceptions

  • @tinea.8516
    @tinea.8516 2 ปีที่แล้ว

    miles = moawwws ? hahhaah

    • @HoneyMoneySG
      @HoneyMoneySG  2 ปีที่แล้ว

      Poor pronunciation captured by google as such

  • @HoneyMoneySG
    @HoneyMoneySG  2 ปีที่แล้ว +2

    bit.ly/amexbtcnov Seedly x SingSaver is offering up to $365 worth of Bitcoin to new American Express cardholders
    - New to American Express Credit Card Customers will receive S$265 worth of Bitcoin.
    - Existing to American Express Credit Card Customers will receive S$50 worth of Bitcoin
    This is the only American Express credit cards offer with exclusivity, and you can sign up here bit.ly/amexbtcnov
    Valid till 15 Nov 2021

    Requirement: Spend a minimum of S$500 within 30 days for selected cards* after receiving credit card approval

    American Express® True Cashback Card
    American Express® Singapore Airlines KrisFlyer Credit Card*
    American Express® Singapore Airlines Ascend KrisFlyer Credit Card
    American Express® CapitaCard*
    American Express® Platinum Credit Card
    (T&Cs singsaver.link/otf-tnc)
    Be one of the first 2,000 successful applicants in the campaign and receive an additional:
    - S$100 worth of Bitcoin for New to American Express Credit Card Customers
    - S$50 worth of Bitcoin for Existing to American Express Credit Card Customers

    Seedly and SingSaver will never ask you for your wallet address nor conduct airdrops.
    Do reach out to info@singsaver.com.sg for any questions on the campaign.

  • @HoneyMoneySG
    @HoneyMoneySG  2 ปีที่แล้ว +2

    AMEX Capitacard hmsg.link/amexcapitacard
    AMEX Krisflyer Ascend hmsg.link/kfascend
    AMEX Krisflyer Blue hmsg.link/kfblue
    AMEX Platinum hmsg.link/amexplatinum
    AMEX True Cashback hmsg.link/amextcb
    Sign up for AMEX card via these links for Singsaver gifts! Disclaimer: I do earn small commission if you sign up via my link.