Citi Rewards Card Review | Watch This Before Applying!

Sponsor: Tiger Brokers (free stock) kvli.link/tiger
Citi Rewards Card kvli.link/citirewards
Instarem Amaze CODE "plTefu" kvli.link/amaze
HSBC EGA kvli.link/hsbcega
INVESTING
► Interactive Brokers kvli.link/ibkr
► Webull (free stock) kvli.link/webull
► moomoo Futu SG (free stock) kvli.link/moomoo
► Tiger Brokers (free stock) kvli.link/tiger
► uSMART (free stock) kvli.link/usmart
► ProsperUs (free stock) CODE "KELVIN20" kvli.link/prosperus
► POEMS Cash Plus kvli.link/poems
► Saxo kvli.link/saxo
►‌ FSMOne CODE "P0425931" kvli.link/fsmone
► moomoo US (free stocks) kvli.link/moomoous
► Syfe kvli.link/syfe
► StocksCafe kvli.link/stockscafe
ROBOADVISORS
► Endowus (free $20) kvli.link/endowus
► Syfe kvli.link/syfe
► MoneyOwl (free $20) kvli.link/moneyowl
► StashAway (50% off fees) kvli.link/stashaway
► AutoWealth (free $20) CODE "KelvinLearnsInvesting" kvli.link/autowealth
► UOBAM Invest kvli.link/uobaminvest
CRYPTO
►‌ Gemini (free $10) kvli.link/gemini
► KuCoin kvli.link/kucoin
► Crypto.com app (free $25) CODE "kelvinlearnsinvest" kvli.link/cryptoapp
► Crypto.com exchange CODE "kelvinlearnsinvest" kvli.link/cryptoexchange
► Coinhako (20% discount) kvli.link/coinhako
►‌ Coinbase (free $10) kvli.link/coinbase
►‌ Independent Reserve kvli.link/independentreserve
►‌ Tokenize Xchange kvli.link/tokenize
► Ledger kvli.link/ledger
► Trezor kvli.link/trezor
RESEARCH
► Seeking Alpha (offer price) kvli.link/seekingalpha
► Simply Wall St kvli.link/simplywallst
► TradingView kvli.link/tradingview
PAYMENT
► Trust Bank (free $10) CODE "R2MQBA4S" kvli.link/trust
► Instarem Amaze CODE "plTefu" kvli.link/amaze
► CardUp ($30 off) CODE "KELINVEST" kvli.link/cardup
► ipaymy kvli.link/ipaymy
► Revolut kvli.link/revolut
► YouTrip (free $5) kvli.link/youtrip
► BigPay (free $5) CODE "QBHVUHL7HU" kvli.link/bigpay
► Wise (free transfer) kvli.link/wise
► SIA Kris+ (free $5) CODE "T425139" kvli.link/krisplus
► DBS Paylah (free $5) CODE "AHVULE614"
► FavePay (free $1) CODE "FAVETANKEL" kvli.link/fave
LIFESTYLE
‌► Envato kvli.link/envato
►‌ ‌Ohmyhome kvli.link/ohmyhome
0:00 - Intro
0:27 - How to be eligible for the card
0:57 - Points system
3:32 - Eligible spends
5:24 - Instarem Amaze
7:08 - Additional perks
9:06 - Conclusion
None of this is meant to be construed as investment advice. It's for entertainment purposes only. Links above include affiliate commission or referrals. I'm part of an affiliate network and I receive compensation from partnering websites.

[@KelvinLearnsInvesting]

Sponsor: Tiger Brokers (free stock) kvli.link/tiger
Citi Rewards Card kvli.link/citirewards
Instarem Amaze CODE "plTefu" kvli.link/amaze
HSBC EGA kvli.link/hsbcega
INVESTING
► Interactive Brokers kvli.link/ibkr
► Webull (free stock) kvli.link/webull
► moomoo Futu SG (free stock) kvli.link/moomoo
► Tiger Brokers (free stock) kvli.link/tiger
► uSMART (free stock) kvli.link/usmart
► ProsperUs (free stock) CODE "KELVIN20" kvli.link/prosperus
► POEMS Cash Plus kvli.link/poems
► Saxo kvli.link/saxo
►‌ FSMOne CODE "P0425931" kvli.link/fsmone
► moomoo US (free stocks) kvli.link/moomoous
► Syfe kvli.link/syfe
► StocksCafe kvli.link/stockscafe
ROBOADVISORS
► Endowus (free $20) kvli.link/endowus
► Syfe kvli.link/syfe
► MoneyOwl (free $20) kvli.link/moneyowl
► StashAway (50% off fees) kvli.link/stashaway
► AutoWealth (free $20) CODE "KelvinLearnsInvesting" kvli.link/autowealth
► UOBAM Invest kvli.link/uobaminvest
CRYPTO
►‌ Gemini (free $10) kvli.link/gemini
► KuCoin kvli.link/kucoin
► Crypto.com app (free $25) CODE "kelvinlearnsinvest" kvli.link/cryptoapp
► Crypto.com exchange CODE "kelvinlearnsinvest" kvli.link/cryptoexchange
► Coinhako (20% discount) kvli.link/coinhako
►‌ Coinbase (free $10) kvli.link/coinbase
►‌ Independent Reserve kvli.link/independentreserve
►‌ Tokenize Xchange kvli.link/tokenize
► Ledger kvli.link/ledger
► Trezor kvli.link/trezor
RESEARCH
► Seeking Alpha (offer price) kvli.link/seekingalpha
► Simply Wall St kvli.link/simplywallst
► TradingView kvli.link/tradingview
PAYMENT
► Trust Bank (free $10) CODE "R2MQBA4S" kvli.link/trust
► Instarem Amaze CODE "plTefu" kvli.link/amaze
► CardUp ($30 off) CODE "KELINVEST" kvli.link/cardup
► ipaymy kvli.link/ipaymy
► Revolut kvli.link/revolut
► YouTrip (free $5) kvli.link/youtrip
► BigPay (free $5) CODE "QBHVUHL7HU" kvli.link/bigpay
► Wise (free transfer) kvli.link/wise
► SIA Kris+ (free $5) CODE "T425139" kvli.link/krisplus
► DBS Paylah (free $5) CODE "AHVULE614"
► FavePay (free $1) CODE "FAVETANKEL" kvli.link/fave
LIFESTYLE
‌► Envato kvli.link/envato
►‌ ‌Ohmyhome kvli.link/ohmyhome

[@mzl-2973]

Hi Kelvin, great video! Got a ques:
If I pair the citi rewards card with amaze, and then theres a restaurant that offers discount if i pay with citi card. Great! But then i pull out the amaze card. Will i still get the discount?

[@priyanshugautam20]

Hi kelvin, could you please confirm if can use CITI SMRT card for medical bills pay by health hub then can earn 5% interest

[@JL-ud6xx]

yooooooo you're a genius!!!!

[@KenliaAdventures]

Hi kelvin wish to check for the hsbc 5 eligible spending. If all are giro payments on bills also can? Or need to make 5 payments, then the 6th payment onwards then have 1% Cashback . Do the first 5 payment also have the 1% Cashback? Or only the 6th payment onwards?

[@breatheased]

Just found out that th 4MPD is capped to $1000 only.

[@yscheah8536]

Hi Kelvin, do you think CRMC + Amaze is a good combo for spendings in Malaysia? Can the benefits outweigh the fx spread of Amaze?

[@KelvinLearnsInvesting]

Yup it will outweigh

[@bryantay2055]

Hi Kelvin, came across this video and would just like to ask for your advice. Currently, my fiancee is working abroad (Sweden) while I am currently working in Singapore. We were wondering if it would be a good idea to sign up for this card and pair it with the Amaze card to be used for the foreign transaction and my local spending. Or would there be any better cards you would recommend? thank you for taking the time to read this comment

[@KelvinLearnsInvesting]

this card only rewards spending up till sgd1k.
If I’m in your shoes, i would get cards from sweden for sweden spend. Then use this card for local spending. This will let u earn on more than sgd1k spend. The 0.5% cashback on amaze card is frankly not alot

[@shallerlee]

Hi. What about the extra 1% fee charged by amaze starting Oct 2023? Is it still worth pairing amaze to citi rewards card?

[@zanang194]

If I pay other credit card bill via GIRO on HSBC EGA, would I also get 1% cash back ?
Or this only works for Citi Rewards card bill paid via GIRO from HSBC EGA?

[@KelvinLearnsInvesting]

All cards except hsbc cards

[@yonghualike]

hi if i were to spend on buying a luxury watch what card is good? Thank you

[@KelvinLearnsInvesting]

Use this to search which will give u the most rewards for the shop
heymax.ai/v2/search

[@KenliaAdventures]

Hi kelvin if making in app payment, via apple pay if pay via instarem amaze tag to Citi rewards card, will become eligible?

[@Moreone97]

Hi kelvin, if i use citi rewards/amaze to purchase tickets frm overseas themepark thru the online website, does it equate to online transaction and give 4mpd?

[@KelvinLearnsInvesting]

Yes will qualify. u can check at heymax just to make sure

[@Moreone97]

Is there any miles transfer programme we hve to sign up for to convert the thank you points to miles?

[@KenliaAdventures]

Hi Kelvin, wish to check how much is the fees? and 8k is net amount after including the fees?

[@KelvinLearnsInvesting]

Sorry, what do u mean by the fees?

[@KenliaAdventures]

@@KelvinLearnsInvesting any fees for paying via Citi payall?

[@raphaelalwayslearning]

amaze card fx spread is high tho

[@f369able]

correct. though good to accumulate miles though for citi rewards

[@isaacng315]

Trust or YouTrip gives you negative returns with no to little rewards.