Cash Envelope System | ₱12,000 Salary | Minimum Wage | Low Income Budget

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  • เผยแพร่เมื่อ 6 ก.ค. 2024
  • What is Cash Envelope System?
    Watch this video to know how to do cash envelope system and cash envelope stuffing for low income budget and minimum wage earners.
    Budgeting 12,000 pesos for a salesday earning minimum wage with 3 kids.
    PART 1 - • Budgeting Minimum Wage...
    Get my FREE Budgeting Template here:
    thepinayinvestor.com/freebies​​
    Check out my Budget Printable Bundle:
    thepinayinvestor.com/shop​​
    TIMESTAMPS
    0:47 Ano ang cash envelope system?
    2:53 Anong envelopes ang gagagamitin?
    6:30 Write your Budget
    8:36 Cash Envelope Stuffing
    17:46 Tips to Manage Finances
    17:51 MAGTIPID
    18:19 MAG-IPON
    19:20 MAG-ARAL
    19:56 MAGPASALAMAT
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    I'd also appreciate it if you could please LIKE this video and COMMENT down below. :) Thank you and God bless!

ความคิดเห็น • 72

  • @kbanac
    @kbanac 2 ปีที่แล้ว +5

    Hello! Simula ng nagwowork na ako ginagawa ko ang envelope para sa monthly expenses. Pero ngayong 2022 may additional na iba't ibang monthly funding for year around expenses (katulad ng birthday, christmas & etc.). Mas nakakatulong siya kasi di kana masyadong magka-problema kapag kailangan mo ng budget para sa di monthly expenses. Sana mas marami pa ang ma inspire ninyo para mas maging open ang Filipino sa Budget Funding.

    • @PinayInvestor
      @PinayInvestor  2 ปีที่แล้ว

      Oo tama yan. Ang tawag ko dyan ay sinking funds, ung pagsasave ng paunti-unti per month or per paycheck para sa mga irregular expenses kagaya ng insurances, birthdays, christmas, etc. Thanks for watching. I appreciate your comment. God bless.

  • @vithabayo3837
    @vithabayo3837 ปีที่แล้ว

    Thank you po, malaking tulong po ito sa aming mgasawa na bubuo pa lng ng familya.

  • @LayBudgets22
    @LayBudgets22 2 ปีที่แล้ว +1

    Hi po new to your channel ☺️. I agree po super daming pwedeng maging raket ngayon daming mga free tutorials nasa sa atin nalang kung panu natin yun iu-utilize and giving back to God eh isa sa kinalakihan ko kasi siksik liglig at umaapaw tlaga yung blessing niya atska hindi lang naman lagi for financial ang blessing niya, yung paggising natin araw-araw, pagiingat etc eh for me blessing pa din🥰

  • @mamidos4755
    @mamidos4755 ปีที่แล้ว

    Ginagawa q rn dati to..effective pro kung kulang tlga wala rn...mis management tlga aq palo n kong magpadala s probinsya magulang m

  • @KHEN-KhEN
    @KHEN-KhEN 9 หลายเดือนก่อน

    Thankyou sa Lesson ma'am❤

  • @watcheeez2811
    @watcheeez2811 2 ปีที่แล้ว

    Salamat po sa mga ganitong vids.laking help po

    • @PinayInvestor
      @PinayInvestor  2 ปีที่แล้ว +1

      Thanks for watching at salamat po sa comment. 😊 I’m glad nakatulong po ang video na to. Feel free to share po and you can also subscribe to my email list for more tips thepinayinvestor.com/freebies
      Thanks and God bless 😍

  • @user-kw9jq8zr8c
    @user-kw9jq8zr8c 5 หลายเดือนก่อน

    Very helpful❤

  • @ailenlungay120
    @ailenlungay120 2 ปีที่แล้ว +2

    I love your budgeting it really helps❤️😊👍

    • @PinayInvestor
      @PinayInvestor  2 ปีที่แล้ว

      I'm glad you found it helpful. Salamat po sa panonood. God bless.

  • @romanuelbool6095
    @romanuelbool6095 2 ปีที่แล้ว

    Okey po ang pagbabudget nyo very useful po pati ang envelop system.

    • @PinayInvestor
      @PinayInvestor  2 ปีที่แล้ว

      Thank you! :) I'm glad na nakatulong po ang aking budgeting videos. Alin dito ang ginagawa mo na sa ngayon? :)

  • @edgabrillo1909
    @edgabrillo1909 10 หลายเดือนก่อน

    Ang galing, salamat sa video 🙏

    • @PinayInvestor
      @PinayInvestor  10 หลายเดือนก่อน

      Thanks for watching 😊

  • @marilynsalcedo6038
    @marilynsalcedo6038 2 ปีที่แล้ว

    Hello, thank you sa video nyo po. Nagsisimula pa lang ako sa cash envelope system. ❤️

    • @PinayInvestor
      @PinayInvestor  ปีที่แล้ว

      Thanks for watching! Happy budgeting. :)

  • @user-cc5gi1gb5z
    @user-cc5gi1gb5z 2 ปีที่แล้ว

    thankyouverymuchmore power

  • @larryblando3290
    @larryblando3290 ปีที่แล้ว

    Salamat sa mga tips maam❤️

    • @PinayInvestor
      @PinayInvestor  ปีที่แล้ว

      Sana nakatulong ang mga tips 😍 thanks for watching and God bless❤️

  • @criticalwalletdays.4389
    @criticalwalletdays.4389 2 ปีที่แล้ว +1

    gusto ko itong cash stuffing video nyo.lalo na kung pang low income lang yung budget kasi nakakarelate ang marami.

    • @PinayInvestor
      @PinayInvestor  2 ปีที่แล้ว

      Thank you for watching and for your comment. I’ll try to publish more content like this. 😊 May you be blessed abundantly. ❤️

  • @jezorpining
    @jezorpining 11 หลายเดือนก่อน

    Maraming salamat po sa inyong video ma'am..marami po akong natutunan..

    • @PinayInvestor
      @PinayInvestor  11 หลายเดือนก่อน

      I’m glad may natutunan ka sa video at sna makatulong sayong pag manage ng finances. Thanks for watching and God bless.

  • @abegailragudo171
    @abegailragudo171 2 ปีที่แล้ว +1

    Thanks for the video po very helpful po 🥰🥰

    • @PinayInvestor
      @PinayInvestor  2 ปีที่แล้ว

      I'm glad you found it helpful. Salamat po sa panonood. God bless.

  • @fayecalma27
    @fayecalma27 ปีที่แล้ว

    thank you po. kaka start ko palang po mag envelope system dahil sa napanood kong video nyo. hope matutunan ko po ng maayos at makatulong ng malaki sa family ko. thank you po.

    • @PinayInvestor
      @PinayInvestor  ปีที่แล้ว

      Thanks for watching! Happy budgeting. :)

  • @nezilmorales6614
    @nezilmorales6614 2 ปีที่แล้ว

    Mag try po ako.thank you po

    • @PinayInvestor
      @PinayInvestor  2 ปีที่แล้ว

      Thank you for watching and enjoy budgeting. 😀

  • @josaveoczon944
    @josaveoczon944 ปีที่แล้ว

    Thanks po dito Ma'am 🤗❣️

    • @PinayInvestor
      @PinayInvestor  ปีที่แล้ว

      Sana may natutunan ka at maiapply mo sa iyong personal budget. Thanks for watching and God bless ❤️

  • @mymom_ona_budgetph
    @mymom_ona_budgetph 2 ปีที่แล้ว +3

    Another great video po Mam Janice. I started the cash envelope system using recycled meralco/manila water envelopes, then ung mga natirang angpao envelopes, accordion binder and now ung mga cash envelopes in shopee. Yes true po na it’s not how much you earn but how much you keep. My husband used to earn more pre-pandemic but we still have no savings. And now using the cash envelopes system coupled with mindful spending and consistently putting money to savings (kahit magkano po basta consistent) i was surprised with how much we have saved so far.

    • @PinayInvestor
      @PinayInvestor  2 ปีที่แล้ว +1

      Thank you for sharing your experience budgeting using cash envelope system. Nakakainspire din ang kwento nyo. Totoo, dapat consistent talaga ang pagba-budget at pagsa-save.. I'm happy for you! 😍 Let's continue to inspire and teach others to be good and faithful stewards of our resources. God bless.

  • @jeansohon4887
    @jeansohon4887 2 ปีที่แล้ว

    I started the cash envelope system using the accordion binder, then mag.move to DIY envelopes and binder. Yes, mas nagiging mindful ako sa the way ng pag.budget and handle ng pera since I started using the system.

    • @PinayInvestor
      @PinayInvestor  2 ปีที่แล้ว

      Thank you Jean for watching and for sharing your budgeting method. 😍

  • @beasaludo4430
    @beasaludo4430 ปีที่แล้ว

    Tama po

  • @user-cc5gi1gb5z
    @user-cc5gi1gb5z 2 ปีที่แล้ว

    thankyouverymuch

  • @Bernadettte-h3b
    @Bernadettte-h3b 2 ปีที่แล้ว +1

    More power to your vlog po issapuso ko po Ang mga advise nyo sa money management.thank you po

    • @PinayInvestor
      @PinayInvestor  2 ปีที่แล้ว +1

      Thank you! 😍 I pray God will bless all your plans and give you wisdom to make the right decisions not only in your finances but also in everything you do. ❤️

    • @villaquintana6943
      @villaquintana6943 2 ปีที่แล้ว +1

      @@PinayInvestor Amen po nkpg subscribed n po aq nkraan po.. 😊😉pero now lng mg comment ntuwa po ako sa inyo at ngustuhan ko content nyo po at very clear po explanation nyo and most of all Christian din po kau yn pinkanagustuhan ko sa lhat. Amen God bless po sating lhat..
      Naway mkaipon ako/tau ng mraming pera ora mktulong sa church at kpwa ko at pngatlo sa sarili future ko . 😍😇❤🙏🙏

    • @PinayInvestor
      @PinayInvestor  2 ปีที่แล้ว +1

      Maraming salamat po sa panonood at pag subscribe. 😍 I appreciate your comment and Praying the same for you. To God be the glory. ❤️

    • @villaquintana6943
      @villaquintana6943 2 ปีที่แล้ว

      @@PinayInvestor Amen

  • @user-cc5gi1gb5z
    @user-cc5gi1gb5z 2 ปีที่แล้ว

    verytrue

  • @grumblyvoice2542
    @grumblyvoice2542 2 ปีที่แล้ว

    been doing cash stuffing since 2017 but last year ko lang ata nalaman may pangalan pala yun "cash stuffing" 😂 .. love your vids 🤟 new subbie here 😁

    • @PinayInvestor
      @PinayInvestor  2 ปีที่แล้ว

      Oo nga eh, me too last year ko lang nalaman ang term na cash stuffing. ☺️ Thanks for watching and subscribing. God bless ❤️

  • @maritesfontanosa1114
    @maritesfontanosa1114 ปีที่แล้ว

    hello Ma'am ,tama iba -iba tayo ng expenses , try ko din nga po itong ganitong system ,Salamat po sa video may natutunan ako.

    • @PinayInvestor
      @PinayInvestor  ปีที่แล้ว

      Thanks for watching! Happy budgeting. :)

  • @rose-anntolentino7088
    @rose-anntolentino7088 ปีที่แล้ว

    Hello po sana po matulungan niyo ako ..mag budget ...first time ko palang kasi at gusto ko malaman o mtutunan

  • @mamertopenaranda3642
    @mamertopenaranda3642 ปีที่แล้ว

    Good pm po magatanong po Ako syo Kong saan ka makkabili Ng envelope system Kong sa shoppe

  • @PinayInvestor
    @PinayInvestor  2 ปีที่แล้ว +1

    Na-try mo na din bang mag-budget gamit ang Cash Envelope System? :)
    TIMESTAMPS:
    0:47 Ano ang cash envelope system?
    2:53 Anong envelopes ang gagagamitin?
    6:30 Write your Budget
    8:36 Cash Envelope Stuffing
    17:46 Tips to Manage Finances
    17:51 MAGTIPID
    18:19 MAG-IPON
    19:20 MAG-ARAL
    19:56 MAGPASALAMAT
    Get my FREE Budgeting Template here:
    thepinayinvestor.com/freebies​​
    Check out my Budget Printable Bundle:
    thepinayinvestor.com/shop​​

  • @emilynalmasa963
    @emilynalmasa963 ปีที่แล้ว

    Saan nyo po binili yung envelope? Thanks

  • @rosalinagregorio5578
    @rosalinagregorio5578 2 ปีที่แล้ว

    Gud am, poh madam pwede poh bng mgptulong din aqoh regarding poh din Jan sa topic nyo. Thanks

  • @laarnimodeloso8645
    @laarnimodeloso8645 ปีที่แล้ว

    Hello maam paano po kapag nag rerent po ng house minimum wage lang din po

  • @meajanesumagui5593
    @meajanesumagui5593 ปีที่แล้ว

    Bakit wala pung grocerie?

  • @rosereginio346
    @rosereginio346 2 ปีที่แล้ว

    Hello po mam mgpapa tulong po sana ako about budgeting.Na inspire po ako sa mga videos nyo at totoo pong We are just stewards of God's money,gusto ko din po kasi maging good steward by being a budgetarian po.Thank you and God bless☺️

    • @PinayInvestor
      @PinayInvestor  ปีที่แล้ว +1

      Tama yan! Sundan mo lang ung mga nauna kong videos para sa pagbubudget. Kayang kaya mo yan! Happy budgeting :)

  • @Madokakurusawa
    @Madokakurusawa ปีที่แล้ว

    mam wala po lumalabas na printable templates po, kahit nag send na ako email wala parin po

    • @PinayInvestor
      @PinayInvestor  ปีที่แล้ว

      Check nyo po baka napunta sa spam folder ung confirmation email.

  • @ninjamoves3569
    @ninjamoves3569 2 ปีที่แล้ว

    Bat wla pong sa groceries? Yun pinaka important kase pagkain ng family araw2

  • @jetski275
    @jetski275 ปีที่แล้ว

    What about savings?

    • @PinayInvestor
      @PinayInvestor  ปีที่แล้ว

      Pag may sobra pwedeng ilagay sa savings. Pero in her case, kulang pa ang income sa expenses. Kaya they need to find ways to earn additional income.

  • @loripabilona1753
    @loripabilona1753 21 วันที่ผ่านมา

    Bakit po naging 12k?
    18k plus po yon d ba?

    • @PinayInvestor
      @PinayInvestor  20 วันที่ผ่านมา

      12k yung sweldo nya

  • @rubemaerodriguez2068
    @rubemaerodriguez2068 ปีที่แล้ว

    kulng yang 1000 diaper at gatas

    • @PinayInvestor
      @PinayInvestor  ปีที่แล้ว

      That’s true! Ang mahal na mga bilihin ngayon including gatas at diaper.

  • @mayetteperucho8749
    @mayetteperucho8749 ปีที่แล้ว

    Ano yan mam di na sila kumakain.😅 Walaang budget sa pagkain

    • @PinayInvestor
      @PinayInvestor  ปีที่แล้ว

      Meron po yan, panoorin nyo po ung buong video kung san nila kinukuha ung para sa food and other expenses 😊

  • @fkoff7649
    @fkoff7649 ปีที่แล้ว

    You didn't have an envelope for her savings. All focused on budgeting, but no budget for savings. That could've encouraged her to save.

    • @PinayInvestor
      @PinayInvestor  ปีที่แล้ว

      The envelopes were based on her current financial situation, but in the previous video, I explained to her the importance of having some savings and encouraged her to start it. Thanks for watching and for your feedback. I appreciate it 😊

    • @lalaine2543
      @lalaine2543 2 หลายเดือนก่อน

      I think sa sahod niya, mahihirapan siyang magsave. Tingin ko magandang i-clear muna ang debts para magkaroon ng wiggle room for savings.