Emergency Fund 101 💵 + Saving Tips! (MUST WATCH) | Tita Talks 🍵
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- เผยแพร่เมื่อ 27 พ.ค. 2020
- hello guys, i miss you all!! thought of sharing with you a very timely and relevant topic -- emergency fund. hopefully this video would encourage you to also prioritize setting aside funds for unexpected situations. 💕 praying for everyone's safety pag balik sa work next week ☺️
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WATCH:
beginner's guide to budgeting + tips! | tita talks 🍵
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love lots,
thea
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hello guys, i miss you all!! thought of sharing with you a very timely and relevant topic -- emergency fund. hopefully this video would encourage you to also prioritize setting aside funds for unexpected situations. 💕 praying for everyone's safety pag balik sa work next week ☺️
DATABASE OF MY FAVE PRODUCTS 💖
bit.ly/3fYhtVO
WATCH:
beginner's guide to budgeting + tips! | tita talks 🍵
th-cam.com/video/Jf7Nltzf-RQ/w-d-xo.html
adulting 101 playlist ✨
bit.ly/2xNUY4i
IG of my friend: @celenegrace_creatives, celenegrace_art ✨
love lots,
thea
-
🌸 social media accounts
instagram: @theasybautista
ask me anything: curiouscat.me/theasybautista
join our theabelles family on facebook at bit.ly/2JL4Y0I/
🌸 tech info
camera: canon eos m6
software: final cut pro
for business/pr/sponsorships: theasybautista@yahoo.com 💖
Can you make video about investment? thanks
whats your lipstick here on this video Ms Thea?
Yey! Been waiting for your new vlog. Stay safe, Thea! ❤
please do a video about ing and gsave thanks.you always have the best idea regarding all tita talks.more power on your channel
Loveyou ate Thea ❤️ Ganda talaga ng mga ganitong content mo sobrang nakakatulong sa pag build up ng future plans. Sobrang naiinspire ako twing pinapanuod kita ❤️❤️❤️
One tip na nakatulong sa akin: be a minimalist. Napansin ko na nung hindi na ako bumibili ng wants lang, mas nakakapagsave ako. Needs na lang ang binibili ko and napansin ko na hindi ako basta basta naaapektuhan ng trends. At saka pag nasanay ka na magsave at naexceed mo ung target mo na savings, sobrang fulfilling sa pakiramdam. Mas maaadik ka na magsave pa more kasi hahanap hanapin mo yung feeling of fulfillment na yun.
I agree sa hindi magpapaapekto sa trends!
Same. Bihira lang yung mga ganitong tao... kadalasan d nila magets. Sasabihin nila YOLO 😒 🙄
@@pillowcase7420 salamat po. For me, okay lang namang mag YOLO if and only if may extra budget. Hahaha pag walang extra budget, wag muna mag YOLO. 😅
@@marinaralife salamat po. Yes. Hindi naman essential sa buhay na makisabay sa uso. Kaya siguro hindi ako naaapektuhan. For me kasi hindi ko naman kailangan. Sayang lang ang pera. Isave ko na lang para sa luho na mas okay like TRAVEL. Hahaha
Yes I agree minimalism is the key and being grateful for what you have you won't suffer financially
Another thing we can also work on is to learn new skills. Invest in yourself para makakuha din ng extra job.
One way na ginagawa ko now is, instead of buying my lunch or dinner sa work, nagbabaon ako. Kasi, pagbibili pa ko, nati-tempt ako bumili ng madami tapos may mga times na di mo rin alam kung anong gusto mong kainin. Eh, pag sa baon, yung dinala kong food yun lang kakainin ko. Nakatipid na me, may peace of mind pa ko dahil di na ko nagisip anong kakainin ko. Yung natipid ko, derecho emergency fund.
On point yung "hindi ka nga gumastos ng 2k, naghanap ng mas mura na paggagastusan, in the end, gumastos ka parin"
“Actually save your savings”
Yan! Dyan ako marupok! 🤣 yung tipong ecq naman pero magastos pa rin kasi naka “save” naman sa pamasahe & food. Duly noted! 👍
Yes please! ING vs CIMB bank, just the video I'm looking for! New subbie here. Informative po talaga mga videos niyo. Thank you.
CIMB vs ING comparison!!!!! Love you, Ms. Thea!!!! ♥️
Yes, waiting for this! Ako personally gusto ko CIMB (kasi madaming acct options) pero if you're into check, ING works best.
Jrem Mendez CIMB din ako!!!!! I heard from reviews na ang dami daw charges ng ING... hopefully makagawa si ate thea ng review!! HIHIHI ❤️
Maganda to! Pero right now sa CIMB ako because its easily accessible via gcash.
Yes i am torn with this two online bank.. pros and cons po.
YESSSSS💛💛💛
I'm still 17 yet gusto ko na po magsave for my emergency fund. Thank you for this Ate Thea! Lovelots ❤
Hi Ms. Oschlene!
Congrats for that! The younger the better. Sana all 👌
sana all ganito agad mindset ko nung around 20s 😅
I really love your contents especially financial talks. Not just informative, but you're really a relatable person given that you're a millennial like us. The way you explain things, hindi nakakabore pakinggan. Keep up the good work, Ms. Thea ❤️❤️❤️❤️
Life insurance, term insurance na topic po sana...pati about stocks for beginners..
Hindi ako magaling sa math at nahihirapan ako sa mga topic na may kinalaman sa pera pero sa inyo lang po ako natuto. Ang galing ninyo mag-explain at realistic po ang approach :) Maraming salamat po, God bless
would love to hear ur thoughts about ING 😍
Mas malaki yata si CIMB/GSave
Mark Angel Luminta hmmm sana isama rin ni ms thea para may options 😊
@@markangelluminta9352 👋👋👋👋 wala lang hahahaha na amaze ako nakita ko comment mo
@@loreggekandt3027 hi Gee haha.
I tried using it and i uninstalled after a day or two. Mejo inconvenient! Kasi pwede ka lang mgcash in thru a bank that has PESOnet. If you dont have an account in PNB, for example, you have to do otc. Which defeats the purpose of an online bank since you still have to go thru a normal bank. 😓 CIMB was so much better for me as I can cash in thru 7-11, bayad centers and if you have the Gsave account, online transfers from Gcash to Gsave.
Great topic! Hope more young professionals find your channel.
I actually had to cut all my credit cards years ago bago pako tuluyang lumubog, and only when I cleared all my debts (including my car payments) did I accept a new one. Took years! I thought i hurt my credit scores real bad but when i started opening savings accounts in different banks a couple of years ago, ayan na naman ang temptation. I learned my lesson though: use CC during emergencies only, wag na pataasan ang limit kung di naman kelangan, and pay in full and on time as much as possible. And if u can't help swiping, make the hard decision to let it go and stick to debit or prepaid cash cards.
I just turned 30 this year, Tapos na mag pagaral ng mga kapatid and finally pinayagan narin ng parent ko live independently, nag bibigay parin samin pero hindi na all out di tulay nung ako pa aang breadwinner. Sobrang hirap ako magipon gawa ng respsonsibilities ko and I really hope hindi pa huli ang lahat to build my own Emergency Fund. I started to save few narin and ang daming magagandang tips ang nakuha ko s video na to. Thank you po
The only youtuber I know na nagexplain how you can help boost her channel by liking and leaving a comment.
Yes pls I've been interested in exploring about ING but di ko ma-gets talaga lol :(
Content suggestion: When and how to move out from parents/full guide on moving out for the first time :)
Asa a 26yo still under midlife crisis, this deserves a subscription, now I know saan ko na maipupunta pera ko monthly
WAAAAAAAH. THANK YOU ATE THEA. IKAW NA NGAYON ANG REYNA NG TITA TALKS. I'M 21 YEARS OLD AS OF TODAY AT PAPUNTA NA AKO SA AGE NA GANTO. I FIND THIS HELPFUL. YEY 💖🙏
thank you for another adulting video, very timely talaga... I just want you to know that you're the very reason kung bakit after 8 years of working eh finally may savings account na ako with ING, which I started last year... since then, naging monthly habit ko na ang maglagay ng funds sa savings account ko... so to all millenials and genz out there, it's never too late to save as long as you start now, eventually makakasanayan nyo na lang and magugulat na lang kayo, na malaki na yung savings nyo, na kaya pala... goodluck ☺☺☺😊😊😊
Thank you Ms. Thea sa napaka-informative na content ninyo in times like this. Been a silent fan and I can say this channel deserves so much more. More power to you and keep creating good contents! Salamat po! 💚
Salamat din po 💕
@@TheaSyBautista hey I am watching your video
Love seeing young adult Filipinos talking about saving and investment.
buti na lang may ganitong tutorial nasanay kasi tayong pinoy walang ipon ipon para sa emergency fund..atleast ngayon alam ko na
Sobrang fave ko talaga mga Tita Talks mo Ms. Thea, parang I can listen to you ng 1hour straight 😊 Ikaw talaga ang Filipina version ng “The Financial Diet” 🤗
Chelsea Fagan in Manila y'all 😚
Hi ms thea, please make a video about digital banking (ING and CIMB) tbh, sayo ko lang nalaman yun hehe. Sobrang interested ako kaso nakakatakot kasi “online” lang lahat 😂 thank you. Always stay safe and healthy :)
I learned about emergency fund 3 years ago and thankfully prepared na kahit papanu..pero gustong gusto ko parin manood ng ganitong video
I watched this video in March. Now I have already managed to save 120k for my 3-month Emergency Fund(150k). So 30k na lang ang kulang. Thank you, Thea and more power to you. ✨❤️
More contents like this please Ms. Thea! Would love to know more about CIMB and ING :)
Hi Miss Thea. I have been saving my emergency funds in CIMB. Hope you can discuss more of it in your next blog. More power :)
Same.. haha anlaki ng gain/interest
Both ING and CIMB, okay ang interest rates at 4%. Better than any other local banks.
ito po ba yung sa GCash?
@@christianpaulo5687 yes po. Yung "Save Money" na option. Pero pwede ka din magsave directly on the CIMB app.
@@i.m__me Thank you po.
I think ngayung tlga everything financial Planning, dapat tlga lahat naka budject you know mo dapat yung wants at needs, find other source of income not only a business or investment but i think also a new learning na pwede pag kakitaan ito yung mga hidden skills mo na hndi mo usally na gagamit sa work mo. Siguro ito tlga yung time na meron ka plano pero hndi OA na nag susuffer yung ibang dapat i enjoy
THE QUEEN IS BACK!!!!!!
Your video pushed me to “save my savings” on ING and CIMB months ago. And so far, I’m loving both!
Loved this content. I think newbies sa emergency fund will appreciate how you explained it so well. Keep it up! 👍
There you go! ♥️ Thank you Thea.🌻
Exactly why so many people have a poor habit of always borrowing money because of the lack of knowledge on emergency funds. I hope more people get to watch this! More power!
I enjoyed this. I started to build my Emergency Fund because of my husband and the lockdown. It's tempting to spend, but financial security during this time is more rewarding. And a video please about ING. Thank you!
Hi Ms. Thea please talk about life insurance naman po when to have it and if it is necessary to get one lalo na kung nasa minimum wage lang ang income. Kasi dito sa pinas hindi masiyado alam ang importance nito. Sana makapag share kayo ng thoughts about it. Thanks in advance!
I have a suggestion sa mga everyday na di makatiis mag SB pero gusto magtipid.
1. Tim hortons. Mas mura na. Masarap pa. Madali pa umorder kasi literal na iced coffee lang sasabihin mo.
2. Bili ka ng reusable SB cup. Then bili ka ng nestle coffee, powdered milk then sugar. 1:3:3 teaspoon na portion timplahin mo sa office nyo then lagay mo sa reusable cup para pwede ka magfeeling. lol.
Di naman ako dumating sa point ng everyday SB pero wala lang gusto ko lang isuggest hahaha
Yaaay another adulting tips video
We love youuu Ms. Thea!!!! ❤❤❤
Yes to ING topic! Been wanting to open an acct but lacking knowledge about it pa
Yup, sound quality improved significantly compared to your previous ones. Salamat sa video na to. Keep it coming!
Oh Em Geeee, this is what I'm waiting for. 😍😍😍 Thank you so much po, Ms. Thea.
Yay, i have waited for this. Thank you, Ms. Thea. ♥️
Already liked at the start of the video 😁 This is very helpful esp for those who are just starting to save. I'm almost at my goal for my emergency fund but I save it in a passbook account which is not very wise since ECQ started. I'm thinking of using ING to keep my emergency fund but have little idea how it works. Hope you can make a video about it. 😊
Emergency fund vs sinking fund. And san po pwede i categorized ung petty money
Please do a video for CIMB and ING too. It will surely help a lot of people po. Thank you, Ms. Thea!
I've learned loads and loads! I don't skip your ads, Thea. You deserve all you have. I'll be looking forward to the bank comparison video. ✨
Hi Thea and to anyone who's reading this.🙂
Hello TH-cam algorithm!👋🏻
hello..paki tap din po sakin..
Thumbs up tayo sa "out of sight, out of mind" That's why I opted to put my savings on physical bank, kasi digital banks are so accessible, tipong may gusto kang bilhin, money trasfer 😂. I don't use the mobile banking functionality of my bank strictly and kept the access on that account at minimum.
Yung example mo about not buying a P2,500 worth of stuff but ended up buying and justifying a P250 worth of meryenda is the same as what Carlo Ople said on one of his vlogs, he only buys necessities on big online sales, kasi yun yung mga bibilhin niya with or without sale in the future, so why not buy at lesser rate, and that he doesn't buy his shoes and other wants on that kasi KAHIT NAKASALE PA YAN, UNWANTED EXPENSE PA DIN NA ANG REASON FOR BUYING AY- SALE 😂
Not the same wordings pero diba? hahaah I felt attacked char. Pero it was a realization naman. More Powers Ms. Thea!
Yaaaaas, new post! Miss you Ate Thea! ❤️❤️❤️
Whenever I watch your videos, I feel motivated talaga to be financially literate and work harder. Please keep posting adulting related topic Ms. Thea, you inspire alot of people. God bless you!
Bakit kaya ung mga wala kakwenta kwentang pranks ang daming views? Etong napaka informative ang konti ng nanonood? 😑 Ako yung naffrustrate sa pagka underrated nya. Sana ganitong nga videos ung sinusuportahan ng tao.
May kanya kanyang taste ang mga tao. Di natin mapiplease. Siguro di sila related sa mga topics na ganitom
Finally another TitaTalks! Thank you Thea for inspiring! More TitaTalks and God Bless you😇
I clicked this immediately as I see this! Thank you, Ms. Thea!
THANK YOUUUUUUU. Been watching your vids for awhile now and it helps me be more financially literate. You adulting tips and tita tips videos are the hs/college subjects we never had 😅
Audio's great btw ♡ Stay safe!
Been a follower since ever and I'm really proud of the growth of your channel now. You deserve it 👍❤️ more informative contents like this please!
Finallyyyy! ♥️ Thank you Ms. Thea! 🥰
Yayyy!!! Thank you, Ms. Thea! ❤️
I watched this vlog last 2020. I'm watching it again this 2022. Feeling ko 6x ko sya pinapanuod pag naliligaw ako ng way sa financial handling :D
Ikaw lang talaga yung youtuber na hindi ko inskip yung ads. Thank you for your great contents.
yaaaay!!!! thank you for this. I really really need this. You are so inspiring thea❤️❤️❤️
Yey! waiting for more tita talks content with you :) Stay safe Ms. Thea.
Fave videos ko talaga yung Adulting 101 ni Ms. Thea. 💖 Knowing na graduating student na ko at sooner or later magkaka-work na rin ako, makakatulong yung mga gantong tips para mag-improve yung paghandle ng finance and other adulting stuff.
I MISSED YOUR VLOG/TITA TIPS ATE! THANK YOU! 💓
dami ko pong natutunan sa inyo💕 i put my emergency fund sa CIMB, and i make sure i augment my emergency funds every payday
Been waiting for this!
It opened my eye more in how i handle our finances. One of my goal this year is to build our emergency fund and i will start NOW! Thank you Ms. Thea 🥰💖
Wahhhh need ko itooo!!
Thank you for sharingggg!!!!!! ❤️❤️❤️
Marami na po ako na watch na ganitong video pero this is the most comprehensive sa lahat and obviously you know what you are talking about po. Hindi po ako nainip and ang dami kong natutunan
This is the kind of content that we needed. Thank you Ms. Thea ❤️😊
I’ve started setting up mine because of you!!
The best emergency fund video on the internet!
Wow unexpected upload time. Will watch na agad! 💓💓💓
I started saving na because of you. Such a good influence ❤
WORTH IT TAPUSIN. KUDOS TO YOU ATE THEA. GRABE ADULTING IS REAL. 👏💖
You're always so helpful Thea💕
Thank you for creating informative content like this! We really need more TH-camrs like you. Godspeed and more power to your channel. ❤️❤️❤️
Looking good, Thea! Super refreshing to see your vid in this gloomy COVID19 afternoon! Thanks for this, keep it up!
Im not even skipping the ads in your vids, that's how much I love your videos! Started building my emergency fund this year, hopefully ill be able to reach my goal in 2 years so I can start investing. :) Thank you!
Favorite local youtuber!! ❤️🌷
Yes to CIMB & ING topic. Pero anong problema nung mga nag dislike????
You know what, I agree that this topic is very timely! Ever since the lockdown started, I was obsessed with researching about finances and building my emergency fund! And when it comes these topics, I really look up to you hihi. Thank you for this!
Yay I love your financial videos! I've seen so many video na medyo hypothetical sila magexplain but it shows talaga that you've experienced your financial tips
Straight to the point and practical tips! Picked up a few points from this video! Love it!
Yes, yes. Ms. Thea, lagi ko nilalike before even watching haha. 💓💓
You are my favorite youtuber. I appreciate how detailed and concise your explanations are. I too am striving to be financially independent and halfway through with building my emegency fund. This video keeps me motivated. More tita talks! 🖤
Naka relate ako doon sa scenario example of 'actually save your savings'.
Thank you Ms. Thea for this video!!!! 🥰♥️
We're so blessed to have Tita Thea, talking Tita Talks. Huhuhuhu, saya manuod ng Adulting 101 playlist. More videos like these po. Godbless Ate Thea.
As usual, detailed, clear, and plus bonus recommendations,
Keep it up! I learned so much from you.
Very well explained, Ms. Thea! I started savings months ago and it really gave me peace of mind. I wish I started earlier but as you said, tapos na yun. Love this topic! Looking forward to more adulting videos!
Another quality content. Thank you Thea❤️
early 😍 thanks ate thea for these tips. 😊😊
Yayy! Would love to hear you talk about ING and CIMB. ❤️
Very timely video and no nonsense content creator. We need more channels and TH-camrs like Thea.
Never clicked this fast. Nakakaloka. I've been abanger for your upload!
Really needed this a lot Ate 💕
Hi Nurse ako dito s London at nainspire ako na ituloy ang simple living because of you! It can be tempting to spend money and be like the people around me here also especially that I earn more than what I was earning back home! Pero I believe in building emergency fund! Thanksssss a lot
Hi thea! This video is 3 yrs ago but I’m still learning so much now. Saw you on tiktok and you are really helpful!! Thank you so much, Thea!!! ❤❤❤
I know you love beauty/skin care/make up contents, but girl your tita talks are just ❤️ and really helpful. Realized and acted on the importance of managing my finances since watching your videos.