hello guys, i miss you all!! thought of sharing with you a very timely and relevant topic -- emergency fund. hopefully this video would encourage you to also prioritize setting aside funds for unexpected situations. 💕 praying for everyone's safety pag balik sa work next week ☺️ DATABASE OF MY FAVE PRODUCTS 💖 bit.ly/3fYhtVO WATCH: beginner's guide to budgeting + tips! | tita talks 🍵 th-cam.com/video/Jf7Nltzf-RQ/w-d-xo.html adulting 101 playlist ✨ bit.ly/2xNUY4i IG of my friend: @celenegrace_creatives, celenegrace_art ✨ love lots, thea - 🌸 social media accounts instagram: @theasybautista ask me anything: curiouscat.me/theasybautista join our theabelles family on facebook at bit.ly/2JL4Y0I/ 🌸 tech info camera: canon eos m6 software: final cut pro for business/pr/sponsorships: theasybautista@yahoo.com 💖
Loveyou ate Thea ❤️ Ganda talaga ng mga ganitong content mo sobrang nakakatulong sa pag build up ng future plans. Sobrang naiinspire ako twing pinapanuod kita ❤️❤️❤️
One tip na nakatulong sa akin: be a minimalist. Napansin ko na nung hindi na ako bumibili ng wants lang, mas nakakapagsave ako. Needs na lang ang binibili ko and napansin ko na hindi ako basta basta naaapektuhan ng trends. At saka pag nasanay ka na magsave at naexceed mo ung target mo na savings, sobrang fulfilling sa pakiramdam. Mas maaadik ka na magsave pa more kasi hahanap hanapin mo yung feeling of fulfillment na yun.
@@marinaralife salamat po. Yes. Hindi naman essential sa buhay na makisabay sa uso. Kaya siguro hindi ako naaapektuhan. For me kasi hindi ko naman kailangan. Sayang lang ang pera. Isave ko na lang para sa luho na mas okay like TRAVEL. Hahaha
I just turned 30 this year, Tapos na mag pagaral ng mga kapatid and finally pinayagan narin ng parent ko live independently, nag bibigay parin samin pero hindi na all out di tulay nung ako pa aang breadwinner. Sobrang hirap ako magipon gawa ng respsonsibilities ko and I really hope hindi pa huli ang lahat to build my own Emergency Fund. I started to save few narin and ang daming magagandang tips ang nakuha ko s video na to. Thank you po
One way na ginagawa ko now is, instead of buying my lunch or dinner sa work, nagbabaon ako. Kasi, pagbibili pa ko, nati-tempt ako bumili ng madami tapos may mga times na di mo rin alam kung anong gusto mong kainin. Eh, pag sa baon, yung dinala kong food yun lang kakainin ko. Nakatipid na me, may peace of mind pa ko dahil di na ko nagisip anong kakainin ko. Yung natipid ko, derecho emergency fund.
“Actually save your savings” Yan! Dyan ako marupok! 🤣 yung tipong ecq naman pero magastos pa rin kasi naka “save” naman sa pamasahe & food. Duly noted! 👍
I really love your contents especially financial talks. Not just informative, but you're really a relatable person given that you're a millennial like us. The way you explain things, hindi nakakabore pakinggan. Keep up the good work, Ms. Thea ❤️❤️❤️❤️
Hindi ako magaling sa math at nahihirapan ako sa mga topic na may kinalaman sa pera pero sa inyo lang po ako natuto. Ang galing ninyo mag-explain at realistic po ang approach :) Maraming salamat po, God bless
I watched this video in March. Now I have already managed to save 120k for my 3-month Emergency Fund(150k). So 30k na lang ang kulang. Thank you, Thea and more power to you. ✨❤️
Great topic! Hope more young professionals find your channel. I actually had to cut all my credit cards years ago bago pako tuluyang lumubog, and only when I cleared all my debts (including my car payments) did I accept a new one. Took years! I thought i hurt my credit scores real bad but when i started opening savings accounts in different banks a couple of years ago, ayan na naman ang temptation. I learned my lesson though: use CC during emergencies only, wag na pataasan ang limit kung di naman kelangan, and pay in full and on time as much as possible. And if u can't help swiping, make the hard decision to let it go and stick to debit or prepaid cash cards.
WAAAAAAAH. THANK YOU ATE THEA. IKAW NA NGAYON ANG REYNA NG TITA TALKS. I'M 21 YEARS OLD AS OF TODAY AT PAPUNTA NA AKO SA AGE NA GANTO. I FIND THIS HELPFUL. YEY 💖🙏
Thank you Ms. Thea sa napaka-informative na content ninyo in times like this. Been a silent fan and I can say this channel deserves so much more. More power to you and keep creating good contents! Salamat po! 💚
Sobrang fave ko talaga mga Tita Talks mo Ms. Thea, parang I can listen to you ng 1hour straight 😊 Ikaw talaga ang Filipina version ng “The Financial Diet” 🤗
Never been this grateful for a youtube content 😭 I need this! Super blessed na napadaan to sa feed ko 🙏🏻😇 Mapapa-SUBSCRIBE ka talaga! 😅 THANK YOUUU, Ms. Thea! God Bless😘
I enjoyed this. I started to build my Emergency Fund because of my husband and the lockdown. It's tempting to spend, but financial security during this time is more rewarding. And a video please about ING. Thank you!
Exactly why so many people have a poor habit of always borrowing money because of the lack of knowledge on emergency funds. I hope more people get to watch this! More power!
thank you for another adulting video, very timely talaga... I just want you to know that you're the very reason kung bakit after 8 years of working eh finally may savings account na ako with ING, which I started last year... since then, naging monthly habit ko na ang maglagay ng funds sa savings account ko... so to all millenials and genz out there, it's never too late to save as long as you start now, eventually makakasanayan nyo na lang and magugulat na lang kayo, na malaki na yung savings nyo, na kaya pala... goodluck ☺☺☺😊😊😊
I think ngayung tlga everything financial Planning, dapat tlga lahat naka budject you know mo dapat yung wants at needs, find other source of income not only a business or investment but i think also a new learning na pwede pag kakitaan ito yung mga hidden skills mo na hndi mo usally na gagamit sa work mo. Siguro ito tlga yung time na meron ka plano pero hndi OA na nag susuffer yung ibang dapat i enjoy
Thanks Again Ms Thea. 😍Bakit kaya may mga nag thumbs down na tao sa ganito ka informative and full of sense na video? Ang dami pa din talagang tao na naghahanap ng mali. Imbes na i-appreciate ang isang bagay. More blessings Ms Thea😃
I tried using it and i uninstalled after a day or two. Mejo inconvenient! Kasi pwede ka lang mgcash in thru a bank that has PESOnet. If you dont have an account in PNB, for example, you have to do otc. Which defeats the purpose of an online bank since you still have to go thru a normal bank. 😓 CIMB was so much better for me as I can cash in thru 7-11, bayad centers and if you have the Gsave account, online transfers from Gcash to Gsave.
Marami na po ako na watch na ganitong video pero this is the most comprehensive sa lahat and obviously you know what you are talking about po. Hindi po ako nainip and ang dami kong natutunan
Ok din bpi save up. Automatically mapupunta don yung naka set mong budget sa date na gusto mo. Pwede ka din mamili if higher interest ba or free insurance yung additional benefit :)
Hi ms thea, please make a video about digital banking (ING and CIMB) tbh, sayo ko lang nalaman yun hehe. Sobrang interested ako kaso nakakatakot kasi “online” lang lahat 😂 thank you. Always stay safe and healthy :)
kapag tlga ikaw nag a upload sini save ko agad kapag nakita ko sa notif ko, pagkatapos ng lahat ng gagawin ko pinapanood ko mga videos mo...natututo kasi ako sa channel mo, palaging malaman, madaming hindi tnuro sa school about finances na dito ko natututunan..salamat Thea, ingat lagi Godbless!
Already liked at the start of the video 😁 This is very helpful esp for those who are just starting to save. I'm almost at my goal for my emergency fund but I save it in a passbook account which is not very wise since ECQ started. I'm thinking of using ING to keep my emergency fund but have little idea how it works. Hope you can make a video about it. 😊
Medyo recently lang ako nakagawa ng space for emergency funds sa account ko kasi natuto ako sa mga nangyari sakin like mga nasirang gamit, sickness, etc. Importante talaga siya. Sa ngayon, maliit pa lang laman niya pero sisikapin ko na talagang malagyan every sahod. It’s crucial in life bukod sa savings
Hi Ms. Thea please talk about life insurance naman po when to have it and if it is necessary to get one lalo na kung nasa minimum wage lang ang income. Kasi dito sa pinas hindi masiyado alam ang importance nito. Sana makapag share kayo ng thoughts about it. Thanks in advance!
Fave videos ko talaga yung Adulting 101 ni Ms. Thea. 💖 Knowing na graduating student na ko at sooner or later magkaka-work na rin ako, makakatulong yung mga gantong tips para mag-improve yung paghandle ng finance and other adulting stuff.
Bakit kaya ung mga wala kakwenta kwentang pranks ang daming views? Etong napaka informative ang konti ng nanonood? 😑 Ako yung naffrustrate sa pagka underrated nya. Sana ganitong nga videos ung sinusuportahan ng tao.
Nag papasalamat ako sa mga vlogger na yung teaching nila is financial teaching ang laki ng pinagbago ko Sa buhay, ngayon ang dami kuna investment at May bahay nako sa isang subdivision, salamat nakaka addict kayo, god bless po sa mga vloggers like this❤️❤️❤️
Thumbs up tayo sa "out of sight, out of mind" That's why I opted to put my savings on physical bank, kasi digital banks are so accessible, tipong may gusto kang bilhin, money trasfer 😂. I don't use the mobile banking functionality of my bank strictly and kept the access on that account at minimum. Yung example mo about not buying a P2,500 worth of stuff but ended up buying and justifying a P250 worth of meryenda is the same as what Carlo Ople said on one of his vlogs, he only buys necessities on big online sales, kasi yun yung mga bibilhin niya with or without sale in the future, so why not buy at lesser rate, and that he doesn't buy his shoes and other wants on that kasi KAHIT NAKASALE PA YAN, UNWANTED EXPENSE PA DIN NA ANG REASON FOR BUYING AY- SALE 😂 Not the same wordings pero diba? hahaah I felt attacked char. Pero it was a realization naman. More Powers Ms. Thea!
Im not even skipping the ads in your vids, that's how much I love your videos! Started building my emergency fund this year, hopefully ill be able to reach my goal in 2 years so I can start investing. :) Thank you!
I have a suggestion sa mga everyday na di makatiis mag SB pero gusto magtipid. 1. Tim hortons. Mas mura na. Masarap pa. Madali pa umorder kasi literal na iced coffee lang sasabihin mo. 2. Bili ka ng reusable SB cup. Then bili ka ng nestle coffee, powdered milk then sugar. 1:3:3 teaspoon na portion timplahin mo sa office nyo then lagay mo sa reusable cup para pwede ka magfeeling. lol. Di naman ako dumating sa point ng everyday SB pero wala lang gusto ko lang isuggest hahaha
I watched a lot of videos regarding finance but dito ko lang naintindihan ng maayos. Magaling mag explain and naintindihan ko agad kung papaano gagawin. amazing! love love! one of my fave youtuber! 💕
Salamat maam sa mga dagdag kaalaman🙂Heres my full support kindly watch atleast 4minutes to avoid spamming and your support and efforts will not be wasted.
Shared it to my family, this is a good information and a reminder of all the importance of having an emergency fund, hindi puro bili dito at bili dun pag me pera.
Hi Nurse ako dito s London at nainspire ako na ituloy ang simple living because of you! It can be tempting to spend money and be like the people around me here also especially that I earn more than what I was earning back home! Pero I believe in building emergency fund! Thanksssss a lot
Binge watching your adulting 101 contents bago matapos ang 2022. Thank you so much po very helpful po para sa'kin yung mga contents mo. Happy New Year Ate! 🎉
Very timely ng vid na to ate thea! Im really interested in trying out ING i am slowly building my emergency fund di pa siya ganun kalaki but im proud na finally meron na ko naitatabi. And youre right i will get back to the habit of using cash since lately umaasa ako sa card ko. Ind lang to helpful vid reminder din na magtipid. Please do the vid about ING thank you and more power. Stay safe po 😘😘😘
Always worth a wait for some quality videos. Video about ING type of banks. YES please...(how safe are these type of banks, is it safe enough for me to store funds in it, on an indefinite time)
Grabe! Your post is timely. Sana kayanin ko! I am really over the limit with my credit card debt.. :( nasabayan pa ng no work, no pay ng ECQ for almost 3 months.. last week, I started a small invest which pushed me to save and earn more.. 💛 Iniisip ko kase if I will just save the money and gradually pay my cc debt or pay it ng buo.. you've been very helpful as in super! 💕 Thank you, Ms. Thea!
I deleted the items in my shopee cart after watching this video. Thank you! I was reminded that I still have an emergency fund to work on until the end of the year 😅
Inaabsorb ko pa fully ang adult life ko. I'm in my mid-20s and I've been ff your videos for quite some time na rin hehe. I super like your Adulting 101 topics. Helpful and informative contents 💖 More more pa sana..like Insurance hehe. More power po and keep safe!!
Video on High-yield savings please!! Super helpful ng mga videos mo, nagbibinge watch na ako. Salamat sa pagspread ng super helpful information tulad nito para sa mga struggling pa mag-adulting!!
I barely post a comment on yt videos that I watch but I must say that I really love your videos. It is informative and very timely. More power on your channel!❤️
For those who have multiple debts, you can research about debt avalanche and snowball method and check kung ano ang mas bagay na strategy for paying off your debt while setting aside for your emergency fund. Basically, debt avalanche will help you save while snowball method will get rid of your “small” debts leaving the big debts.
very informative po ang content nyo ms thea...yung topics nyo po about money matters ay napakahelpful...i really love to see you talk personally maybe on a seminar about financial literacy 😊😊
I hope u keep on creating more similar contents nakakatuwa kang pakinggan para akong may kausap na kabesh ko while working from home at the same time dami kong natututunan :) more power :) will share this video to my friends and relatives
This is your first video that I've watched and I immediately subscribed. Thank you so much for the tips. The best tip that you have given is "Start Now". I'll spend my Sunday watching your other videos.
Ate Thea thank you so much for making this video!! Super helpful po nito lalo na po recently lang po ako naging employed. Mas magandang maging matalino sa pera habang bata at maaga pa. I’m really interested po sa ING and CIMB topic niyo for your next video. I don’t actually have a clue what those are but I’m really curious to know 😅 Stay safe Ate!! 😍
As a very maluho person, I initially struggled with setting aside enough money for my emergency fund and savings. One LIFECHANGING habit I had to employ was to work harder for my luhos. So did side-hustles and rakets in order to save-up for things like make-up and new gadgets hahaha. If walang extra income, walang ring unnecessary gastos.
hello guys, i miss you all!! thought of sharing with you a very timely and relevant topic -- emergency fund. hopefully this video would encourage you to also prioritize setting aside funds for unexpected situations. 💕 praying for everyone's safety pag balik sa work next week ☺️
DATABASE OF MY FAVE PRODUCTS 💖
bit.ly/3fYhtVO
WATCH:
beginner's guide to budgeting + tips! | tita talks 🍵
th-cam.com/video/Jf7Nltzf-RQ/w-d-xo.html
adulting 101 playlist ✨
bit.ly/2xNUY4i
IG of my friend: @celenegrace_creatives, celenegrace_art ✨
love lots,
thea
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Can you make video about investment? thanks
whats your lipstick here on this video Ms Thea?
Yey! Been waiting for your new vlog. Stay safe, Thea! ❤
please do a video about ing and gsave thanks.you always have the best idea regarding all tita talks.more power on your channel
Loveyou ate Thea ❤️ Ganda talaga ng mga ganitong content mo sobrang nakakatulong sa pag build up ng future plans. Sobrang naiinspire ako twing pinapanuod kita ❤️❤️❤️
One tip na nakatulong sa akin: be a minimalist. Napansin ko na nung hindi na ako bumibili ng wants lang, mas nakakapagsave ako. Needs na lang ang binibili ko and napansin ko na hindi ako basta basta naaapektuhan ng trends. At saka pag nasanay ka na magsave at naexceed mo ung target mo na savings, sobrang fulfilling sa pakiramdam. Mas maaadik ka na magsave pa more kasi hahanap hanapin mo yung feeling of fulfillment na yun.
I agree sa hindi magpapaapekto sa trends!
Same. Bihira lang yung mga ganitong tao... kadalasan d nila magets. Sasabihin nila YOLO 😒 🙄
@@pillowcase7420 salamat po. For me, okay lang namang mag YOLO if and only if may extra budget. Hahaha pag walang extra budget, wag muna mag YOLO. 😅
@@marinaralife salamat po. Yes. Hindi naman essential sa buhay na makisabay sa uso. Kaya siguro hindi ako naaapektuhan. For me kasi hindi ko naman kailangan. Sayang lang ang pera. Isave ko na lang para sa luho na mas okay like TRAVEL. Hahaha
Yes I agree minimalism is the key and being grateful for what you have you won't suffer financially
I just turned 30 this year, Tapos na mag pagaral ng mga kapatid and finally pinayagan narin ng parent ko live independently, nag bibigay parin samin pero hindi na all out di tulay nung ako pa aang breadwinner. Sobrang hirap ako magipon gawa ng respsonsibilities ko and I really hope hindi pa huli ang lahat to build my own Emergency Fund. I started to save few narin and ang daming magagandang tips ang nakuha ko s video na to. Thank you po
One way na ginagawa ko now is, instead of buying my lunch or dinner sa work, nagbabaon ako. Kasi, pagbibili pa ko, nati-tempt ako bumili ng madami tapos may mga times na di mo rin alam kung anong gusto mong kainin. Eh, pag sa baon, yung dinala kong food yun lang kakainin ko. Nakatipid na me, may peace of mind pa ko dahil di na ko nagisip anong kakainin ko. Yung natipid ko, derecho emergency fund.
On point yung "hindi ka nga gumastos ng 2k, naghanap ng mas mura na paggagastusan, in the end, gumastos ka parin"
Another thing we can also work on is to learn new skills. Invest in yourself para makakuha din ng extra job.
“Actually save your savings”
Yan! Dyan ako marupok! 🤣 yung tipong ecq naman pero magastos pa rin kasi naka “save” naman sa pamasahe & food. Duly noted! 👍
I really love your contents especially financial talks. Not just informative, but you're really a relatable person given that you're a millennial like us. The way you explain things, hindi nakakabore pakinggan. Keep up the good work, Ms. Thea ❤️❤️❤️❤️
Yes please! ING vs CIMB bank, just the video I'm looking for! New subbie here. Informative po talaga mga videos niyo. Thank you.
CIMB vs ING comparison!!!!! Love you, Ms. Thea!!!! ♥️
Yes, waiting for this! Ako personally gusto ko CIMB (kasi madaming acct options) pero if you're into check, ING works best.
Jrem Mendez CIMB din ako!!!!! I heard from reviews na ang dami daw charges ng ING... hopefully makagawa si ate thea ng review!! HIHIHI ❤️
Maganda to! Pero right now sa CIMB ako because its easily accessible via gcash.
Yes i am torn with this two online bank.. pros and cons po.
YESSSSS💛💛💛
Hindi ako magaling sa math at nahihirapan ako sa mga topic na may kinalaman sa pera pero sa inyo lang po ako natuto. Ang galing ninyo mag-explain at realistic po ang approach :) Maraming salamat po, God bless
I'm still 17 yet gusto ko na po magsave for my emergency fund. Thank you for this Ate Thea! Lovelots ❤
Hi Ms. Oschlene!
Congrats for that! The younger the better. Sana all 👌
sana all ganito agad mindset ko nung around 20s 😅
I watched this video in March. Now I have already managed to save 120k for my 3-month Emergency Fund(150k). So 30k na lang ang kulang. Thank you, Thea and more power to you. ✨❤️
Life insurance, term insurance na topic po sana...pati about stocks for beginners..
The only youtuber I know na nagexplain how you can help boost her channel by liking and leaving a comment.
Content suggestion: When and how to move out from parents/full guide on moving out for the first time :)
Love seeing young adult Filipinos talking about saving and investment.
Great topic! Hope more young professionals find your channel.
I actually had to cut all my credit cards years ago bago pako tuluyang lumubog, and only when I cleared all my debts (including my car payments) did I accept a new one. Took years! I thought i hurt my credit scores real bad but when i started opening savings accounts in different banks a couple of years ago, ayan na naman ang temptation. I learned my lesson though: use CC during emergencies only, wag na pataasan ang limit kung di naman kelangan, and pay in full and on time as much as possible. And if u can't help swiping, make the hard decision to let it go and stick to debit or prepaid cash cards.
WAAAAAAAH. THANK YOU ATE THEA. IKAW NA NGAYON ANG REYNA NG TITA TALKS. I'M 21 YEARS OLD AS OF TODAY AT PAPUNTA NA AKO SA AGE NA GANTO. I FIND THIS HELPFUL. YEY 💖🙏
Thank you Ms. Thea sa napaka-informative na content ninyo in times like this. Been a silent fan and I can say this channel deserves so much more. More power to you and keep creating good contents! Salamat po! 💚
Salamat din po 💕
@@TheaSyBautista hey I am watching your video
This is my first time hearing the emergency funds and saving . Auto subscribe.
More contents like this please Ms. Thea! Would love to know more about CIMB and ING :)
Ikaw lang talaga yung youtuber na hindi ko inskip yung ads. Thank you for your great contents.
Sobrang fave ko talaga mga Tita Talks mo Ms. Thea, parang I can listen to you ng 1hour straight 😊 Ikaw talaga ang Filipina version ng “The Financial Diet” 🤗
Chelsea Fagan in Manila y'all 😚
Never been this grateful for a youtube content 😭 I need this! Super blessed na napadaan to sa feed ko 🙏🏻😇 Mapapa-SUBSCRIBE ka talaga! 😅 THANK YOUUU, Ms. Thea! God Bless😘
I enjoyed this. I started to build my Emergency Fund because of my husband and the lockdown. It's tempting to spend, but financial security during this time is more rewarding. And a video please about ING. Thank you!
Asa a 26yo still under midlife crisis, this deserves a subscription, now I know saan ko na maipupunta pera ko monthly
Your video pushed me to “save my savings” on ING and CIMB months ago. And so far, I’m loving both!
Exactly why so many people have a poor habit of always borrowing money because of the lack of knowledge on emergency funds. I hope more people get to watch this! More power!
thank you for another adulting video, very timely talaga... I just want you to know that you're the very reason kung bakit after 8 years of working eh finally may savings account na ako with ING, which I started last year... since then, naging monthly habit ko na ang maglagay ng funds sa savings account ko... so to all millenials and genz out there, it's never too late to save as long as you start now, eventually makakasanayan nyo na lang and magugulat na lang kayo, na malaki na yung savings nyo, na kaya pala... goodluck ☺☺☺😊😊😊
I think ngayung tlga everything financial Planning, dapat tlga lahat naka budject you know mo dapat yung wants at needs, find other source of income not only a business or investment but i think also a new learning na pwede pag kakitaan ito yung mga hidden skills mo na hndi mo usally na gagamit sa work mo. Siguro ito tlga yung time na meron ka plano pero hndi OA na nag susuffer yung ibang dapat i enjoy
Yes to ING topic! Been wanting to open an acct but lacking knowledge about it pa
Thanks Again Ms Thea. 😍Bakit kaya may mga nag thumbs down na tao sa ganito ka informative and full of sense na video?
Ang dami pa din talagang tao na naghahanap ng mali. Imbes na i-appreciate ang isang bagay.
More blessings Ms Thea😃
would love to hear ur thoughts about ING 😍
Mas malaki yata si CIMB/GSave
Mark Angel Luminta hmmm sana isama rin ni ms thea para may options 😊
@@markangelluminta9352 👋👋👋👋 wala lang hahahaha na amaze ako nakita ko comment mo
@@loreggekandt3027 hi Gee haha.
I tried using it and i uninstalled after a day or two. Mejo inconvenient! Kasi pwede ka lang mgcash in thru a bank that has PESOnet. If you dont have an account in PNB, for example, you have to do otc. Which defeats the purpose of an online bank since you still have to go thru a normal bank. 😓 CIMB was so much better for me as I can cash in thru 7-11, bayad centers and if you have the Gsave account, online transfers from Gcash to Gsave.
Marami na po ako na watch na ganitong video pero this is the most comprehensive sa lahat and obviously you know what you are talking about po. Hindi po ako nainip and ang dami kong natutunan
Loved this content. I think newbies sa emergency fund will appreciate how you explained it so well. Keep it up! 👍
Ok din bpi save up. Automatically mapupunta don yung naka set mong budget sa date na gusto mo.
Pwede ka din mamili if higher interest ba or free insurance yung additional benefit :)
Hi ms thea, please make a video about digital banking (ING and CIMB) tbh, sayo ko lang nalaman yun hehe. Sobrang interested ako kaso nakakatakot kasi “online” lang lahat 😂 thank you. Always stay safe and healthy :)
kapag tlga ikaw nag a upload sini save ko agad kapag nakita ko sa notif ko, pagkatapos ng lahat ng gagawin ko pinapanood ko mga videos mo...natututo kasi ako sa channel mo, palaging malaman, madaming hindi tnuro sa school about finances na dito ko natututunan..salamat Thea, ingat lagi Godbless!
Already liked at the start of the video 😁 This is very helpful esp for those who are just starting to save. I'm almost at my goal for my emergency fund but I save it in a passbook account which is not very wise since ECQ started. I'm thinking of using ING to keep my emergency fund but have little idea how it works. Hope you can make a video about it. 😊
Medyo recently lang ako nakagawa ng space for emergency funds sa account ko kasi natuto ako sa mga nangyari sakin like mga nasirang gamit, sickness, etc. Importante talaga siya. Sa ngayon, maliit pa lang laman niya pero sisikapin ko na talagang malagyan every sahod. It’s crucial in life bukod sa savings
Yes pls I've been interested in exploring about ING but di ko ma-gets talaga lol :(
very informative ♥️ sana all ganto ang contents, sobrang siksik sa information and learning. More power, Thea 🤗
Hi Miss Thea. I have been saving my emergency funds in CIMB. Hope you can discuss more of it in your next blog. More power :)
Same.. haha anlaki ng gain/interest
Both ING and CIMB, okay ang interest rates at 4%. Better than any other local banks.
ito po ba yung sa GCash?
@@christianpaulo5687 yes po. Yung "Save Money" na option. Pero pwede ka din magsave directly on the CIMB app.
@@i.m__me Thank you po.
I learned about emergency fund 3 years ago and thankfully prepared na kahit papanu..pero gustong gusto ko parin manood ng ganitong video
Yup, sound quality improved significantly compared to your previous ones. Salamat sa video na to. Keep it coming!
I watched this vlog last 2020. I'm watching it again this 2022. Feeling ko 6x ko sya pinapanuod pag naliligaw ako ng way sa financial handling :D
Super love this video!!!
Hi Ms. Thea please talk about life insurance naman po when to have it and if it is necessary to get one lalo na kung nasa minimum wage lang ang income. Kasi dito sa pinas hindi masiyado alam ang importance nito. Sana makapag share kayo ng thoughts about it. Thanks in advance!
Hi thea! This video is 3 yrs ago but I’m still learning so much now. Saw you on tiktok and you are really helpful!! Thank you so much, Thea!!! ❤❤❤
Emergency fund vs sinking fund. And san po pwede i categorized ung petty money
Fave videos ko talaga yung Adulting 101 ni Ms. Thea. 💖 Knowing na graduating student na ko at sooner or later magkaka-work na rin ako, makakatulong yung mga gantong tips para mag-improve yung paghandle ng finance and other adulting stuff.
Bakit kaya ung mga wala kakwenta kwentang pranks ang daming views? Etong napaka informative ang konti ng nanonood? 😑 Ako yung naffrustrate sa pagka underrated nya. Sana ganitong nga videos ung sinusuportahan ng tao.
May kanya kanyang taste ang mga tao. Di natin mapiplease. Siguro di sila related sa mga topics na ganitom
Grabe super helpful talaga nito. More videos pa po. Finance graduate ako pero inspire na inspire ako sa lahat ng videos mo. 😊
Hi Thea and to anyone who's reading this.🙂
Hello TH-cam algorithm!👋🏻
hello..paki tap din po sakin..
Nag papasalamat ako sa mga vlogger na yung teaching nila is financial teaching ang laki ng pinagbago ko Sa buhay, ngayon ang dami kuna investment at May bahay nako sa isang subdivision, salamat nakaka addict kayo, god bless po sa mga vloggers like this❤️❤️❤️
Thumbs up tayo sa "out of sight, out of mind" That's why I opted to put my savings on physical bank, kasi digital banks are so accessible, tipong may gusto kang bilhin, money trasfer 😂. I don't use the mobile banking functionality of my bank strictly and kept the access on that account at minimum.
Yung example mo about not buying a P2,500 worth of stuff but ended up buying and justifying a P250 worth of meryenda is the same as what Carlo Ople said on one of his vlogs, he only buys necessities on big online sales, kasi yun yung mga bibilhin niya with or without sale in the future, so why not buy at lesser rate, and that he doesn't buy his shoes and other wants on that kasi KAHIT NAKASALE PA YAN, UNWANTED EXPENSE PA DIN NA ANG REASON FOR BUYING AY- SALE 😂
Not the same wordings pero diba? hahaah I felt attacked char. Pero it was a realization naman. More Powers Ms. Thea!
Please do a video for CIMB and ING too. It will surely help a lot of people po. Thank you, Ms. Thea!
Im not even skipping the ads in your vids, that's how much I love your videos! Started building my emergency fund this year, hopefully ill be able to reach my goal in 2 years so I can start investing. :) Thank you!
Mga ganitong channel ang worth panoorin.. Sa panahon ngayon lamang ang may ALAM :)
Learned a lot from this video. Would really need to ‘save my savings’ na talaga. Pay Debt > Emergency Fund > Investment 💯
I have a suggestion sa mga everyday na di makatiis mag SB pero gusto magtipid.
1. Tim hortons. Mas mura na. Masarap pa. Madali pa umorder kasi literal na iced coffee lang sasabihin mo.
2. Bili ka ng reusable SB cup. Then bili ka ng nestle coffee, powdered milk then sugar. 1:3:3 teaspoon na portion timplahin mo sa office nyo then lagay mo sa reusable cup para pwede ka magfeeling. lol.
Di naman ako dumating sa point ng everyday SB pero wala lang gusto ko lang isuggest hahaha
I watched a lot of videos regarding finance but dito ko lang naintindihan ng maayos. Magaling mag explain and naintindihan ko agad kung papaano gagawin. amazing! love love! one of my fave youtuber! 💕
dami ko pong natutunan sa inyo💕 i put my emergency fund sa CIMB, and i make sure i augment my emergency funds every payday
Itong Video lang ang hindi ako na bore kahit 25 mins. ang tagal ❤️ Daming matututunan❤️ Thank you Ms.Thea for the great advices❤️🙏
Salamat maam sa mga dagdag kaalaman🙂Heres my full support kindly watch atleast 4minutes to avoid spamming and your support and efforts will not be wasted.
Grabi bat ngayon ko Lang nakita ung channel na to. Salamat sa tips MO po super makakatulong to sakin. Godbless po and more success ❤️❤️😊😊
Shared it to my family, this is a good information and a reminder of all the importance of having an emergency fund, hindi puro bili dito at bili dun pag me pera.
Eto yung content na may laman at may matutunan ka. Thank you for the tips ms. thea. 👍🏻
Hi Nurse ako dito s London at nainspire ako na ituloy ang simple living because of you! It can be tempting to spend money and be like the people around me here also especially that I earn more than what I was earning back home! Pero I believe in building emergency fund! Thanksssss a lot
Underrated vlog. Very informative.
Thanks Ms. Thea. More Tita Talks please. Nakakainspired po mag start ng emergency fund after watching your video.
Yes!! ING and CIMB comparison please 🥺
Thank you po me and my husband will try this one. After a 6 months or 1 year share ko po yung outcome 😊🙏🏻
Binge watching your adulting 101 contents bago matapos ang 2022. Thank you so much po very helpful po para sa'kin yung mga contents mo. Happy New Year Ate! 🎉
Very timely ng vid na to ate thea! Im really interested in trying out ING i am slowly building my emergency fund di pa siya ganun kalaki but im proud na finally meron na ko naitatabi. And youre right i will get back to the habit of using cash since lately umaasa ako sa card ko. Ind lang to helpful vid reminder din na magtipid. Please do the vid about ING thank you and more power. Stay safe po 😘😘😘
We're so blessed to have Tita Thea, talking Tita Talks. Huhuhuhu, saya manuod ng Adulting 101 playlist. More videos like these po. Godbless Ate Thea.
Always worth a wait for some quality videos. Video about ING type of banks. YES please...(how safe are these type of banks, is it safe enough for me to store funds in it, on an indefinite time)
Every minute I spent watching here is worthwhile. Thank you.
I really took notes. Your tips are very helpful. Buti nalang may videos na ganito. In a way, I have my own financial advisor 🥰😉
YESSS! Please do a video about these digital banks. Thank u so much in advance. Your videos are highly appreciated regardless of the # of views 😊😉😙
Grabe! Your post is timely. Sana kayanin ko! I am really over the limit with my credit card debt.. :( nasabayan pa ng no work, no pay ng ECQ for almost 3 months.. last week, I started a small invest which pushed me to save and earn more.. 💛 Iniisip ko kase if I will just save the money and gradually pay my cc debt or pay it ng buo.. you've been very helpful as in super! 💕 Thank you, Ms. Thea!
I deleted the items in my shopee cart after watching this video. Thank you! I was reminded that I still have an emergency fund to work on until the end of the year 😅
Grabi ka ang Galing ng content mo Ms Thea, I never skip any ads to your Chanel. Syempre you deserve more subscribers..💛❤️
Ngayon na lang ulit ako nakanood and yup napansin ko na the audio quality really improved! :) Really love your tita talks. Thanks Ms. Thea
Inaabsorb ko pa fully ang adult life ko. I'm in my mid-20s and I've been ff your videos for quite some time na rin hehe. I super like your Adulting 101 topics. Helpful and informative contents 💖 More more pa sana..like Insurance hehe. More power po and keep safe!!
Video on High-yield savings please!! Super helpful ng mga videos mo, nagbibinge watch na ako. Salamat sa pagspread ng super helpful information tulad nito para sa mga struggling pa mag-adulting!!
I barely post a comment on yt videos that I watch but I must say that I really love your videos. It is informative and very timely. More power on your channel!❤️
Very timely video and no nonsense content creator. We need more channels and TH-camrs like Thea.
Watching this at 3am ish bec I suddenly woke up and cant go back to sleep, ain't complaining dhl laging helpful ang videos mo. Thankuuu Thea!
WHAT IS INFORMATIVE! AND SUPER NKK MOTIVATE... CAPSLOCK PARA INTENSE
For those who have multiple debts, you can research about debt avalanche and snowball method and check kung ano ang mas bagay na strategy for paying off your debt while setting aside for your emergency fund. Basically, debt avalanche will help you save while snowball method will get rid of your “small” debts leaving the big debts.
very informative po ang content nyo ms thea...yung topics nyo po about money matters ay napakahelpful...i really love to see you talk personally maybe on a seminar about financial literacy 😊😊
Very timely Tita Talk Thea. So informative and daming kong natutunan dto sa content na ito. More power to your channel.
Sobrang helpful!! Kahinaan ko rin ang overpriced coffee. Haha susubukan ko nang magbawas!
Thanks for this, Thea! 💖
I hope u keep on creating more similar contents nakakatuwa kang pakinggan para akong may kausap na kabesh ko while working from home at the same time dami kong natututunan :) more power :) will share this video to my friends and relatives
Everytime I watch your videos po may natututunan ako. Salamat salamat! More power po sainyo.
This is your first video that I've watched and I immediately subscribed. Thank you so much for the tips. The best tip that you have given is "Start Now". I'll spend my Sunday watching your other videos.
Ate Thea thank you so much for making this video!! Super helpful po nito lalo na po recently lang po ako naging employed. Mas magandang maging matalino sa pera habang bata at maaga pa.
I’m really interested po sa ING and CIMB topic niyo for your next video. I don’t actually have a clue what those are but I’m really curious to know 😅
Stay safe Ate!! 😍
As a very maluho person, I initially struggled with setting aside enough money for my emergency fund and savings. One LIFECHANGING habit I had to employ was to work harder for my luhos. So did side-hustles and rakets in order to save-up for things like make-up and new gadgets hahaha. If walang extra income, walang ring unnecessary gastos.