Second-Hand LUXURY or MID-RANGE new | Money Psychology

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  • เผยแพร่เมื่อ 28 พ.ย. 2024

ความคิดเห็น • 170

  • @pixelatehead
    @pixelatehead หลายเดือนก่อน +139

    Bought a used top end polo for 3.75L 8yrs ago. Spend around 1.25L on maintenance over the years and around 8k every year on insurance. The resell value now is at 3.5L and the car is still solid.

    • @jishnu18
      @jishnu18 29 วันที่ผ่านมา +26

      That's not a luxury car. Story changes when we buy a used luxury cars. the sensors and parts will cost a bomb

    • @hemanth26
      @hemanth26 26 วันที่ผ่านมา +6

      3.5 L inflation adjusted would be 1.5 L!

    • @akshatrawat3300
      @akshatrawat3300 14 วันที่ผ่านมา

      ​@@hemanth26 that doesn't work in autocar market.
      You are mixing economy concept with mechanical concept which are two different thing. Car price much more depend upon Car conditions and how remarkable their presence was when they were launched so inflation won't do much damage to pricing.

    • @Krishvi_ACHU11
      @Krishvi_ACHU11 2 ชั่วโมงที่ผ่านมา +1

      thats a special car as many die for polo for some reason..

  • @madraspanda9833
    @madraspanda9833 หลายเดือนก่อน +139

    A used German Luxury car will come with inherent risk a small issue will cost a lot to fix. You should set aside 5-6 lakhs just for maintenance in case you are getting a 7-8-year-old one

    • @amnsbharath
      @amnsbharath 29 วันที่ผ่านมา +3

      Not always true 😂

    • @madraspanda9833
      @madraspanda9833 29 วันที่ผ่านมา +3

      @amnsbharath issues such as changing suspension, ac issues, changing tires all show up at this point of time. All costs a lot.
      And if you end up with some inherent issues like transmission failure or issues with engine it would costs you lakhs to fix. It's why the luxury cars depreciate a lot

    • @ananthanjayapal9205
      @ananthanjayapal9205 26 วันที่ผ่านมา +1

      Absolutely. Keep one lakh on service and one lakh for insurance

    • @johnny_bravo9990
      @johnny_bravo9990 20 วันที่ผ่านมา +1

      Spares for the used car will be equivalent to the spares of the new car in today's market value. Example 10 years ago Merc S Class was sold at 1.2cr but the spares for the same car won't be relevant to the 1.2cr car it will be proportionate to the 2.4cr 2024 car. So you have to remove your under wear everytime you service

  • @dr.akashsatapathy9422
    @dr.akashsatapathy9422 หลายเดือนก่อน +29

    Got myself an 6 yr Old car , Grand i10 Sportz , 27000 KM on the ODO at 4lakhs , all costs included . Got New tyres for free. 3 years down the line , the car is in absolute good shape , only requiring an yearly service as low as 3k on average , including oil and spares .i have run it for 30k KM extra . Got the car by 100 % cash at no debt . Happy and grateful !!

    • @sahilsood786
      @sahilsood786 29 วันที่ผ่านมา +3

      I am currently using my father's old Alto for local travel in a small town 2.6 lakh km on odo 18 years old. Still works ok. My father's current car has 2.1 lakh on odo. 9 years old 7 seater diesel car.
      My father has to travel a lot.

    • @sahilsood786
      @sahilsood786 29 วันที่ผ่านมา

      When I see 20-30 k on someone's odo, I feel very weird as I have only seen figures in lakhs in span of 7-8+ years

    • @jishnu18
      @jishnu18 29 วันที่ผ่านมา

      @@sahilsood786 because most people does not use car daily. MIne is 6 yrs and still 22k odo,

  • @harivinayak03
    @harivinayak03 หลายเดือนก่อน +97

    Could have included the context of a non-luxury used car. Say a Swift or something similar. I know, demanding audience.

    • @biplobsaha6305
      @biplobsaha6305 18 วันที่ผ่านมา +1

      Would have been a great comparison for practical users like us

    • @1lollmaolol1
      @1lollmaolol1 14 วันที่ผ่านมา

      The mileage is 17 vs 13. 13 is not for bmw. It's an old Swift.

  • @somnathdey158
    @somnathdey158 หลายเดือนก่อน +22

    I would say go for used Toyota, hyundai or a honda. If you are not good with checking vehicle conditions go with a mechanic or go with used car platforms but you will get the vehicle 1-2 lakhs more expensive.

    • @WittyMafiaTeam
      @WittyMafiaTeam หลายเดือนก่อน +1

      Dostcast ka podcast dekh ke aaye ho, ye gyan se smjh aa rha 😂

    • @somnathdey158
      @somnathdey158 28 วันที่ผ่านมา +1

      ​@@WittyMafiaTeam Dostcast mai cars ke bare me discuss karte hai kya mujhe pata nahi, koi podcast hai aisa to I would love to check it out. BTW I am a normal motorhead who loves car and also follow some youtubers like Gagan and Biturbo, btw itna time nahi milta thanks I will watch this Dostcast.

  • @MsJAYDEEP1993
    @MsJAYDEEP1993 หลายเดือนก่อน +54

    I’m watching videos while waiting for my new car delivery tomorrow 😂. By the way, I bought a Mazda here in Thailand 🇹🇭, and the best part is, there’s no tax on it!

    • @Zero1byZerodha
      @Zero1byZerodha  หลายเดือนก่อน +8

      🎉🚗🔥Enjoy the new wheels!

    • @sankuM
      @sankuM หลายเดือนก่อน

      waaaaaah

    • @darktitan8085
      @darktitan8085 หลายเดือนก่อน +1

      There's no tax on it? Whaaaaaaaaaaat

    • @MsJAYDEEP1993
      @MsJAYDEEP1993 หลายเดือนก่อน +3

      @@darktitan8085 yup no tax, cars here are cheaper as compared to our India also the rate of interest is as low as 2.3% 😂

    • @darktitan8085
      @darktitan8085 หลายเดือนก่อน +2

      @@MsJAYDEEP1993 thats insane man 😳

  • @Sandesh-27
    @Sandesh-27 หลายเดือนก่อน +56

    I mean u really can't compare buying luxury 2nd hand vs new car , majority ppl who go to 2nd hand have budget around 3 -6 lakhs and new to driving , so it makes sense to buy used than new

    • @52incredible
      @52incredible หลายเดือนก่อน +4

      here they are comparing a used luxury car vs a new car.

  • @deepaknirala2130
    @deepaknirala2130 หลายเดือนก่อน +30

    I like this style of video where you guys add humor in the conversation. Great

  • @somratdutta
    @somratdutta หลายเดือนก่อน +19

    My dad bought a 2nd hand EoN 12 years back.
    It still running like fine-wine, no major issues till now, only scheduled maintenance, perfect for Bangalore roads as its still giving me 20Km/L.

    • @sankuM
      @sankuM หลายเดือนก่อน

      are you really talking about Hyundai Eon?? that small cute car in whose ad Ranbir used to appear?

    • @ramsumanth5056
      @ramsumanth5056 หลายเดือนก่อน

      Bangalore traffic and 20km/L ? That lil car deserves to be worshipped

    • @Zero1byZerodha
      @Zero1byZerodha  หลายเดือนก่อน +2

      That's awesome! A well-maintained used car can be a great value.

    • @sankuM
      @sankuM หลายเดือนก่อน

      @@Zero1byZerodha 💯

  • @panchajanyanaralasetty7370
    @panchajanyanaralasetty7370 หลายเดือนก่อน +1

    One of the most underrated channel...Hat's off

  • @ashokpatra9573
    @ashokpatra9573 25 วันที่ผ่านมา +6

    I bought my 1st car in 2019 a 10-year-old Chevrolet Spark Petrol for 80K and drove it for 2 month and sold for 90K.
    Then I bought my 2nd car in 2019 a 10-year-old Ritz Petrol for Rs. 1.4 lakh and have drove around 30000 km. Now just this month I did the Reregistration for another 5year. The car has clocked 65K and I will keep this car forever. The Ritz is running super.
    I Bought my 3rd car in 2023-october a 4-year-old S-cross Diesel 1.3L Facelift for 6.5 Lakh. I have drove it 22K in just 11 months. It’s a lovely car.
    Now I just have (10days ago) bought my 4th Car a 5year old Skoda Kodiak 2.0 Litter Diesel for 15lkah. I know the maintenance is high so I have kept 1-2 lakh for that. (I will sell the S-cross) and ll keep the Kodiak & Ritz and ll sell the s cross.
    So, in my opinion buying a used car is always a sensible decision.
    Btw I am from Odisha.

    • @itsourlife
      @itsourlife 20 วันที่ผ่านมา

      Ritz is awesome.

  • @pink_chipmunk
    @pink_chipmunk หลายเดือนก่อน +33

    We bought an alto 800 in 2014 (it's also does not have a ac or a powers steering) and it's been 10 years since and it still gives 20kmpl here in Shimla even though we have a Creta alto us still the go for anything we are doing in Shimla given the narrow roads
    If someone is considering buy a used car for practical reasons, I would seriously recommend a 4-5-year-old alto of any kind given you do your due diligence and check it for any obvious structural defects and the engine but other than that everything else is pretty cheap to replace or fix

    • @asurakengan7173
      @asurakengan7173 หลายเดือนก่อน +1

      Bhai alto thodi lenge used 🤣🤣 bmw ya Mercedes ya jaguar lenge. Ye kaisa humour hai 😂

    • @pink_chipmunk
      @pink_chipmunk หลายเดือนก่อน +1

      @@asurakengan7173 True, i dont see most people in the city buying a used alto but trust me its the go to car in the hills (ignis is also getting a bit popular these days).
      Here small car is like what a scoter is in the plains, you might upgrade to a bigger car but you always keep the smaller one around

    • @sahilsood786
      @sahilsood786 29 วันที่ผ่านมา +1

      I also live in Palampur. I drive my father's old alto. 2 lakh + km on ODO. 18+ years old. Still works fine for short distances.

  • @debabratamahato8590
    @debabratamahato8590 28 วันที่ผ่านมา +17

    A humble request to you guys please make a video on " how nominee can claim equity shares if any mishap happens to the investors " in these days retail investors are putting lost of their fund into equity, financial influencer are influencing about equity investment bt their is very less knowledge available in the internet about the nominee claim process ..
    It is very important for investors any to their families to know the proper claming process.
    Please guys make a proper video on this topic 🙏

    • @Winzrful
      @Winzrful 26 วันที่ผ่านมา +2

      You are right, please make a video on this.

    • @srbhanja
      @srbhanja 20 วันที่ผ่านมา +1

      @@Winzrful it is there is zerodha support articles, but not sure about video guides.

    • @jasrajsarmah2553
      @jasrajsarmah2553 20 วันที่ผ่านมา +2

      Yes, this is a topic that is absolutely necessary to learn. A request to Zero1 to make such a video.

  • @ojhabhumika
    @ojhabhumika 19 วันที่ผ่านมา +1

    these videos are GOLD.

  • @Physiology-E-Paathshala
    @Physiology-E-Paathshala หลายเดือนก่อน +28

    I would like to see the same video for budget cars

    • @itsourlife
      @itsourlife 20 วันที่ผ่านมา

      He won't make probably funded by the car manufacturers.

  • @MJGamingML
    @MJGamingML 25 วันที่ผ่านมา +1

    Bought used sx4, added cng, running cost lowered. Cheap maintenance of maruti. Satified overall 😅

  • @ArindamBiswas-ng4ur
    @ArindamBiswas-ng4ur หลายเดือนก่อน +8

    Pratik, this video was good, but skewed towards luxury cars. Can you please do another video on similar lines considering a non-luxury cars. Question which I want answer to as like:
    1. If I have 13/14L to spend on a car, I can get a brand new XUV3XO, Nexon etc, or I can get a 2-3 year old Skoda/Creta for same price (Reference from Spinny). Which one could be better?
    2. In USA used car market is a big & matured one. Infact people buy more used car then new car. What is different there which gives people confidence to buy used car which is missing in India
    3. As cars are depreciating asset (you explained in the video very well), should people look at used 3-4 year used car more preferably as the value of such cars have already depreciated enough & you wont loose too much money if you sell them after 5 years of usage?
    Thanks

    • @IbbiAhmed
      @IbbiAhmed 26 วันที่ผ่านมา

      Here's my personal opinion:
      1. If you don't have space constraints, go for a used Skoda/Creta definitely. Sub-4m cars (3XO, Nexon) are simply raised up hatchbacks and don't have enough space to stretch out. The mileage and maintenance difference will be minor.
      2. In India, we're more worried about "if he's selling the car, there's probably a fault in it" which is also a fair fear. People here often just band-aid fix and let the other person deal with their problem. Not saying this doesn't happen in USA, but the chance of it happening here is higher.
      Another reason could be the 15 year validity rule. A new car at the same price will be legal to drive for 2-3 years longer, as compared to a used one for the same money.
      Then there's also the showoff thing. New car, ribbons on bonnet, celebration videos. It's still a status symbol (vs a tool, in USA)
      3. Yep. Definitely. Just be wary of a lemon.

  • @anurag-when-afk
    @anurag-when-afk หลายเดือนก่อน +7

    Older german luxury cars have terrible service costs and complex engines which are made like that on purpose. If your transmission/engine fails, you would need to scrap it, as even the repair centres will say fixing the car is not worth the cost.

  • @reason8467
    @reason8467 หลายเดือนก่อน

    editing and content is another level,it's really super fun

  • @Handapanda247
    @Handapanda247 หลายเดือนก่อน +5

    Bunch of things iffy with some points.
    Running cost would be pretty much the same since there has been no major developments in the engines in the last 15 years.
    Interest rates would be 10-11% not 13-14% (maybe on the high side if you have bad credit score)
    Yes, maintenance will be higher but not that significant.
    Service intervals remain the same, they don't become more frequent. It does get more expensive.
    New cars depreciate more than used cars over 3-5 years.

    • @radarroi27
      @radarroi27 หลายเดือนก่อน +1

      All the points you have mentioned don't apply for used luxury cars, which is what the video is about. . .

    • @The-great_maratha
      @The-great_maratha หลายเดือนก่อน +1

      Thanks for sharing truth..
      Investment Cost is nearly 1/3 for 5 yrs old model,
      When coming to resale Depreciation is 1/4 as compared to new one.
      In 2020 I bought a 2016 model honda amaze SX diesel in 3.8 lakhs.After nearly 4 years running of 65000 kms & total 135000 expenditure on service, battery tyres and repairs It's resale price is 3.5 lakh ..
      😂

    • @Handapanda247
      @Handapanda247 หลายเดือนก่อน

      @@radarroi27 if you've ever bought one you'd know. I'm talking about luxury cars only. I've had an Audi and a BMW so I'm talking from my own experience

    • @radarroi27
      @radarroi27 หลายเดือนก่อน

      @@Handapanda247 did u even watch the full video or just blabbering for the sake of it?

    • @Handapanda247
      @Handapanda247 หลายเดือนก่อน

      @@radarroi27 did you even read what I wrote or just trolling coz you can type?

  • @bharathkumard8564
    @bharathkumard8564 หลายเดือนก่อน +4

    Right time thinking about this quite a long time

    • @Zero1byZerodha
      @Zero1byZerodha  หลายเดือนก่อน +3

      When something’s been on your mind for a while, it usually means it’s worth exploring-and that’s exactly where this episode comes in!

  • @robertdowneyjr630
    @robertdowneyjr630 หลายเดือนก่อน +4

    Yaaar samjhane ka tareeka tumhara 😘😘 awesome

    • @Zero1byZerodha
      @Zero1byZerodha  หลายเดือนก่อน +1

      Bohot Bohot Dhanyawaad ❤

  • @dineshkhanna175
    @dineshkhanna175 หลายเดือนก่อน +2

    Also, in metros especially the max life if car is 15 years and after that it goes into scrap, need to keep this point in mind while buying an old car (10 year old car means only 5 years of life and zero value after that)

  • @aviralsingh7158
    @aviralsingh7158 หลายเดือนก่อน

    Such an awesome way to drive a very important point. Your checklist are super helpful

  • @srujanj.1284
    @srujanj.1284 หลายเดือนก่อน

    I was waiting for the bloopers guys! 🥲

  • @nandalalu5580
    @nandalalu5580 หลายเดือนก่อน +2

    I paid Full Cash of 2,00,000
    Milage 40
    I have A Electric bike. Vehicle Age 3 Years 1 Month
    I have Driven 12,000 ( Note Saturday And Sunday I work as Swiggy and rapido )
    Now I have 2 Bikes which means for next 3 year I might drive 6000 KM on 40 KM Milage Bike
    Which comes around 15,000 which means 5000 a Year
    Or 400 a month
    I am not counting the First 1000 KM since I'll be completeing as fast a possible and I have already kept money aside

  • @chandrashekarbk007
    @chandrashekarbk007 หลายเดือนก่อน

    Sir, it all depends on many other parameters I am using 10 years old toyota prius in Europe from 3 years no problem no maintenance cost and great value for money... we have to check service history n any accident history and brand value then go for second car 😁

  • @akshitjiwani1732
    @akshitjiwani1732 26 วันที่ผ่านมา

    Definitely the maintainance of a luxury car would be on a higher side, commenting from experience. And also one needs to check the service record before buying any second hand luxury car.

  • @vishalvijayaregu2223
    @vishalvijayaregu2223 หลายเดือนก่อน +4

    When i buy a 2 year old used luxury car with about 20,000kms mileage that is worth around 1 crore new - i can get it for 60-70 lakhs . The original owner has beared the most of the depreciation . As long as I ensure the car is in a good state with proper inspection done presale - isn’t this a great vfm proposition rather than buying the car brand new ?
    Also bear in mind i can even buy the 1 crore car brand new outright with cash comfortably if needed , so it is not that i am buying it used because i cannot afford it , but rather from a sensible money saving pov ?
    Any opinions appreciated!

    • @bmodi16
      @bmodi16 หลายเดือนก่อน +1

      Fair Point. It depends on case to case.
      TBH I am also in a dilemma about this same thing.. Getting a first owner second hand car which is just 2-3 years old might be that sweet spot where you know it won't be in bad condition + majority of depreciation will be on the first owner.
      Second hand might be bad when someone gets more than 5 year old car which might be available for less than 50% price but its maintenance cost would be a lot.

    • @Handapanda247
      @Handapanda247 หลายเดือนก่อน

      @@vishalvijayaregu2223 completely agree

  • @anshulgoyal8972
    @anshulgoyal8972 หลายเดือนก่อน +1

    BMW, the shocker repair/replacement cost is around 5Lakhs. the tyres are also pretty expensive

  • @birajde3649
    @birajde3649 หลายเดือนก่อน +5

    What about a non-luxury car? And if I am buying the entire car in cash without any loan. I might get a normal 2nd hand car within 5-6 lacs, is that a good purchase?

    • @vicky13122003
      @vicky13122003 หลายเดือนก่อน

      Yes, go for it. I've bought a Polo 2014 model. Best purchase. It had been 3 years so far no issues. Had to change the tyres and a few minor things and I service the car once a year with an average running 1200 kms in an year.

  • @taruntariyal7835
    @taruntariyal7835 25 วันที่ผ่านมา

    Quick suggestion, Do analysis between Buying a Car vs leasing if the firm allows that facility

  • @speedflight
    @speedflight หลายเดือนก่อน +2

    LOVE THIS!

  • @keerthivasan3643
    @keerthivasan3643 28 วันที่ผ่านมา +2

    I personally hate EMI's except buying a house and gold jewels cause those are a long term asset, EMI has the only meaning i.e "We don't have enough money to own that product". We need to follow the older ways, lets use piggy bank and buy any product we want

    • @nomanCyclewala
      @nomanCyclewala 9 วันที่ผ่านมา

      exactly. for property purchase , EMI is understandable but people are buying smartphones at 12 EMIs which is ridiculous.

  • @abhireddy5927
    @abhireddy5927 หลายเดือนก่อน

    Dude you guys just made me realise my financial knowledge needs to improve

  • @astronics
    @astronics หลายเดือนก่อน +1

    how is the option of going for a used reliable car like a Toyota instead of aa luxury vehicle?

  • @sajalmehta7798
    @sajalmehta7798 หลายเดือนก่อน +8

    Sir has a checklist for everything 😄

    • @Zero1byZerodha
      @Zero1byZerodha  หลายเดือนก่อน +1

      😜

    • @PapaSierraGolf
      @PapaSierraGolf หลายเดือนก่อน

      Sir needs to read the Checklist Manifesto.

    • @alkemyst19
      @alkemyst19 หลายเดือนก่อน

      Sir has a checklist for checklists

    • @Zero1byZerodha
      @Zero1byZerodha  13 วันที่ผ่านมา +1

      According to my checklist…..I must have a checklist

  • @keshavsharma5967
    @keshavsharma5967 หลายเดือนก่อน +2

    But what if my budget is between 5 to 7 lakhs and i dont buy a old premium car i just buy an old Suzuki or Tata then ??

  • @nimithkj123
    @nimithkj123 หลายเดือนก่อน +1

    Buying an used luxury car with lot of kms or more than 5 year old is very risky coz maintenance cost will be very high and parts availability as well.
    But buying a Maruti won't be that risky as parts are cheap and has low maintenance cost .

  • @munaizas9676
    @munaizas9676 หลายเดือนก่อน +3

    The thumbnail shows swift but in video talks about BMW 😂

  • @suminthar1
    @suminthar1 หลายเดือนก่อน

    The coolest Boss ever 🌟🌟🌟

  • @hmmmm9327
    @hmmmm9327 หลายเดือนก่อน +1

    Was there a Papa-Boss PTM before this shoot ?

  • @Jammy-fn5cb
    @Jammy-fn5cb หลายเดือนก่อน +5

    nowadays buying new car cost includes a hell lot of taxes
    almost 30-50 percent is taxes
    try buying the same care in resale which reduces its price and we also dont have to pay huge taxes as well.

    • @Zero1byZerodha
      @Zero1byZerodha  หลายเดือนก่อน +1

      It’s definitely something to keep in mind when weighing the pros and cons of a new vs used car.

  • @jayaganthan1
    @jayaganthan1 29 วันที่ผ่านมา

    This video is great. But as others suggested do the comparison for budget segments car.

  • @azaharuddinsk100
    @azaharuddinsk100 10 วันที่ผ่านมา

    Sir next video about Home loan

  • @codingwithrohityadav4512
    @codingwithrohityadav4512 หลายเดือนก่อน

    can you make a video on the insurance process. My vehicle was recently stolen and the whole process seems very lengthy and there are lots of documentations

  • @sahilchamp
    @sahilchamp 27 วันที่ผ่านมา

    Thank for creating this video.
    Just wanted to ask. Did you guys stopped dubbing your videos to Hindi, or are you still doing that, coz that's the reason I never gone back to watch those videos on Hindi channel

    • @Zero1byZerodha
      @Zero1byZerodha  27 วันที่ผ่านมา +1

      Makes sense, we have stopped dubbing and now are attempting to make original content shot in hindi. Wish us well 😬😬

    • @sahilchamp
      @sahilchamp 27 วันที่ผ่านมา

      I am 500% sure that your Hindi channel will also be a superhit once original content with original voice will start rolling.

    • @Zero1byZerodha
      @Zero1byZerodha  13 วันที่ผ่านมา +1

      Thank you, that’s so encouraging. The episodes likely go out first week or second week of December :)

    • @sahilchamp
      @sahilchamp 12 วันที่ผ่านมา

      @@Zero1byZerodha waiting eagerly 😇

  • @KRB696
    @KRB696 19 วันที่ผ่านมา

    Best Idea would be to make your boss buy it as company expense. Hey you can look cool. You can drive a BMW and well your boss as he is this cool. You are also set😁

  • @Arwindaru
    @Arwindaru หลายเดือนก่อน

    Can I know from where you got that mustang poster in the back?

    • @geecay
      @geecay 29 วันที่ผ่านมา

      Guess, that is from Photoshop

  • @sha.shankz
    @sha.shankz หลายเดือนก่อน

    ho ho ho abid is here wow love him

    • @abidsensibull
      @abidsensibull หลายเดือนก่อน

      Bro I am literally not in the video but thanks love you too :)

  • @brahma_As
    @brahma_As หลายเดือนก่อน

    Buying a car doesn’t matter either used or new. It’s fully depends on maintenance. If it’s old owner maintenance is well then well and good to buy that car.

  • @radk-w6j
    @radk-w6j 26 วันที่ผ่านมา +1

    Buying second hand luxury car is stupidly, Most of the people sell the luxury cars when the warranty period end(5-7 years) to avoid big repairs.
    2 years ago bought a second hand budget car for 7l from direct owner and never spend any money than a regular maintenance.

  • @RxlredE
    @RxlredE หลายเดือนก่อน

    Pls add the conclusion sir.

  • @darshanvk
    @darshanvk หลายเดือนก่อน

    Pls talk about LIC policies, My mother bought a money back policy (Jeevan Anand) started in 2004 and matured in 2024, Sum Assured was 2lakhs, every 5 years I got 20k and at maturity in 2024 I got 80K. Is this a scam? I feel so

    • @rakeshp7623
      @rakeshp7623 28 วันที่ผ่านมา

      Scam - no,
      bad deal - absolutely !

  • @anakingaming3687
    @anakingaming3687 หลายเดือนก่อน +1

    Yeh Abhishek zyaada hi friendly ho rha h

  • @TheSoundofTanay
    @TheSoundofTanay หลายเดือนก่อน +1

    You gotta make a video about freelancers. Don’t want to reveal secrets, but some of us have genuinely found ways of escaping the ridiculous taxes in India and having a lot more freedom (and money) thanks to international clients ;)

    • @sp-ye7ht
      @sp-ye7ht หลายเดือนก่อน

      Tell me more

  • @rachit26-95
    @rachit26-95 หลายเดือนก่อน +1

    “So I should not live ?”
    “No answer."

  • @ajeeshbabu
    @ajeeshbabu 16 วันที่ผ่านมา

    Prateek making me close OLX soo fast that my phone crashed 😅

  • @GFmily
    @GFmily 25 วันที่ผ่านมา

    Next Video buying land-then building house vs renting vs buying flat.
    Next to Next video - Best place to settle in india

  • @agradipbanik3428
    @agradipbanik3428 หลายเดือนก่อน

    I might Just book a Cab 🙂 , Zindagi mein problems ki kami hain kya ... jo list mein ek aur add kar lu

  • @HariprasatZ
    @HariprasatZ 18 วันที่ผ่านมา

    I was so eager to buy a used car that I went to the spot with cash. For some reason he said tomorrow. Then I came to know there is a hole on top, rain water leaks inside, u can insert ur hand in the radiator, there is no AC compressor unit under the Bonet. There I decide if I should buy a Car that must be new or else Die without it ...😂

  • @knoxytranger7147
    @knoxytranger7147 29 วันที่ผ่านมา +1

    The edit of the video is sooooo confusing. The points are good and understandable but it feels odd to watch the video.

  • @itsourlife
    @itsourlife 20 วันที่ผ่านมา +1

    Video is misleading in the sense you are speaking about luxury cars. Nobody buys that except maybe 5-10% public. Majority will buy non luxury used cars and they are excellent for daily use. I have a 19 year old car which I gave to authorised service centre and the bill was 2.5k. I bought it 6 years ago when it was already 13 years old. 😅

  • @doctorsqrd
    @doctorsqrd 19 วันที่ผ่านมา

    Please compare buying a used BMW for 12 lakh vs new for 70 lakh. The maths will be fun 😂😂😂😂😂

  • @baniya7527
    @baniya7527 25 วันที่ผ่านมา

    Are you comparing loan vs full payment in first half of video instead of used vs new car

  • @SelfLabByFaraz
    @SelfLabByFaraz หลายเดือนก่อน

    Prateek creates an entire video just to avoid granting leave to the guy😅

  • @manujparekh8567
    @manujparekh8567 หลายเดือนก่อน

    Like to style but content way very okay

  • @yourfunnybunny1301
    @yourfunnybunny1301 หลายเดือนก่อน

    A BMW will cost 40-50 k for every service. Also let's not even start calculating the fuel economy 💰💰💰
    Buying a second hand car requires a lot of effort to finally zoom down to a good car.
    Better to save time and stress and buy a new car which is not a luxury(budget 12L). You would be much happier and at peace with that car.
    Cheers🙏

  • @soorkie
    @soorkie หลายเดือนก่อน

    i am not here for thr car, i am here for abhishek

  • @praveenchukka
    @praveenchukka 15 วันที่ผ่านมา

    "you're not my bro" . Lol such a boomer!

  • @niknjan
    @niknjan 2 วันที่ผ่านมา

    This seems to be a sponsored video from several Automobile Companies who are not able to sell their new cars as the Indian Used Car Market is getting bigger and with way more options like the US Market. I am using a mid-range used sedan car Honda City iVtec - 2011 and trust me if you do one major servicing only once and changes tyres then the car is as good as the new one. One should always get their used car inspection done from a trusted partner like Cars24, Spinny etc.

  • @abhijeet.singh19
    @abhijeet.singh19 29 วันที่ผ่านมา

    Did not factor the opportunity cost of buying a new car. If somebody has the ability of compounding money at a high rate then makes sense to finance a old car.

  • @lakshminadh3421
    @lakshminadh3421 หลายเดือนก่อน

    Abid sir Cameo 😂

  • @shenoyroopesh
    @shenoyroopesh 29 วันที่ผ่านมา

    I think comparing purchasing a 12 lakh new car with a 12 lakh old car is wrong. It’s more comparable to buying a 3-6 lakh worth old car.

  • @amitupadhyay8075
    @amitupadhyay8075 หลายเดือนก่อน

    where are the bloopers sir, I really miss those funny bts moments

  • @shantanuselokar6357
    @shantanuselokar6357 หลายเดือนก่อน +1

    Only buy an old bmw is you can afford a new bmw. Those things are expensive

  • @shubhamkaushik5231
    @shubhamkaushik5231 หลายเดือนก่อน

    i think you should simply compare an old car for a bit less in the same category vs a new car
    Getting an old luxury car under 12 lakhs is any day a wrong decision. You'll pay way more money in maintenance and spare parts and fuel than buying a new car in the same budget so this video wasn't needed.. It's a very niche audience who would be confused between a BMW and a Maruti Suzuki🤣

  • @sanketh768
    @sanketh768 หลายเดือนก่อน

    Travelling daily 50 km on average? That too for the whole year? This is rubbish calculation

  • @saieaswertej
    @saieaswertej 29 วันที่ผ่านมา

    Used vs Delhi cars should be tittle😂😂

  • @anjelas2708
    @anjelas2708 หลายเดือนก่อน

    Title should be different Used Luxury Car vs New Normal Car

  • @praveenm6204
    @praveenm6204 หลายเดือนก่อน

    Great content but Trust??
    Zerodha allocated 4 Mbps per trader and the guy filed a case and got compensated 😂😂😂
    How do we trust you guys 😏😏

  • @sushilapursnani3785
    @sushilapursnani3785 หลายเดือนก่อน

    The drama around education is highly annoying

  • @nChauhan91
    @nChauhan91 หลายเดือนก่อน +1

    Ye aadmi is bechare ko kuch lene nhi dega 😂

  • @iamshreyas43
    @iamshreyas43 หลายเดือนก่อน

    BMW 10th handle

  • @abhishek.shetty
    @abhishek.shetty หลายเดือนก่อน

    Title should be "Used luxury vs new budget car".
    Otherwise most of the points discussed here are not relevant for used budget car.

  • @bhaskarphatak711
    @bhaskarphatak711 หลายเดือนก่อน

    Kindly share the links 🔗 to all the channels supported by Zero1 by Zerodha !!

    • @Zero1byZerodha
      @Zero1byZerodha  หลายเดือนก่อน

      You can find it on the website of Zero1
      link - zero1byzerodha.com/home

  • @ShivamMallick-kq7bd
    @ShivamMallick-kq7bd หลายเดือนก่อน

    Am I the only one who is thinking there is something missing from the video(content) ?

  • @sankuM
    @sankuM หลายเดือนก่อน

    who really knows the value of chalta firta machine anyways???

  • @libinsanjeev5432
    @libinsanjeev5432 หลายเดือนก่อน

    Poor boy Abhishek takes 50 bad decisions a year just to give us content. 😂😂

  • @ArunkumarGR
    @ArunkumarGR หลายเดือนก่อน

    If by luck the used car is in good condition, you'd be saving lakhs of rupeew from falling into the government's enormous tax appetite.

  • @nandalalu5580
    @nandalalu5580 หลายเดือนก่อน

    First if you paying 1 lakhs Cash
    I don't think you deserve that car
    Just to let you know if I put the car number I can find everything expect engine number
    If you Enemy knows this he might try to bust you

  • @me23xfhg
    @me23xfhg 18 วันที่ผ่านมา

    To buy a bmw make financial videos don't act in one 😅

  • @Varun-i3z
    @Varun-i3z หลายเดือนก่อน +1

    No point buying a used car now a days, they cost close to new car only, with added headache of maintaining cost!
    Just spend 1-2 L extra and get a brand new car

    • @deepakbisht6471
      @deepakbisht6471 หลายเดือนก่อน +1

      Lol I got a used Swift for 4 L, try getting a new one in 6L good luck

    • @vaibhav4072
      @vaibhav4072 29 วันที่ผ่านมา +1

      Got a used ciaz 2017 top model with all records available and 2 years of warranty with 40km on it for 5.5 lakh , you don't even get a swift for that price