The Best Credits Cards with No Annual Fee for 2024

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  • เผยแพร่เมื่อ 26 มิ.ย. 2024
  • This video will serve as a roadmap for the best no annual fee credit card setup. I will go over the best no annual fee credit cards for multiple different spending categories. Some of those no annual fee cards will be for travel, restaurant, gas, and grocery spend.
    I'll share some of the better options for each spending category to help guide you in the right direction. It's especially important to have a no annual fee travel credit card that has no foreign transaction fees. Whether you're aiming for a complete no annual fee setup or simply looking to enhance your current setup with a great no annual fee card, this video is for you.
    CREDIT CARDS:
    ⭐ Best Credit Card Picks 2024: link.chaseyokoyama.com/BestCr...
    💳 Chase Freedom Credit Cards: link.chaseyokoyama.com/Chase-...
    💳 Amex Blue Business Plus: link.chaseyokoyama.com/Amex-BBP
    FREE BONUSES:
    💰 Get up to $275 with SoFi: link.chaseyokoyama.com/SoFi
    🛒 Get $30 Cash Back with Rakuten: link.chaseyokoyama.com/Rakuten
    TIMESTAMPS:
    0:00 Introduction
    1:06 Catch All Credit Cards
    5:03 Grocery Credit Cards
    8:08 Restaurant Credit Cards
    11:35 Travel Credit Cards
    13:38 Rent Credit Cards
    14:28 Utilities Credit Cards
    15:18 Gas Credit Cards
    16:13 Streaming Services Credit Cards
    17:40 Entertainment Credit Cards
    18:08 Online Shopping Credit Cards
    18:56 Rotating Category Credit Cards
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    Bilt Card Disclosures:
    - Use the card 5 times each statement period to earn points
    - Terms: www.wellsfargo.com/credit-car...
    Disclosures: Some of the card links and other products that appear on this website are from companies which Chase Yokoyama will earn an affiliate commission or referral bonus from, at no additional cost to you. Chase Yokoyama is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all financial companies or all available financial offers.
    Chase Yokoyama is not a financial advisor and this is not financial advice. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
    #NoAnnualFeeCreditCards #creditcards #creditcard

ความคิดเห็น • 54

  • @RaulHernandez-tv6yb
    @RaulHernandez-tv6yb 4 หลายเดือนก่อน +1

    Great video Chase! Keep ‘em coming.

    • @ChaseYokoyama
      @ChaseYokoyama  4 หลายเดือนก่อน

      You got it! Thank you

  • @AnthonyVenture
    @AnthonyVenture 4 หลายเดือนก่อน +3

    Love the calm vibe in this video Chase! And great picks to cover literally every area of someone’s life ha!
    Also I love that tip with going out to eat with the Bilt card on the first, basically a an “excuse” to go out with your SO 😂

    • @ChaseYokoyama
      @ChaseYokoyama  4 หลายเดือนก่อน

      Don't let your SO know about this one tip 😳 or else you gotta pay for dinner every 1st.

  • @anhphung9161
    @anhphung9161 2 หลายเดือนก่อน

    Thank you bro! Appreciate it

    • @ChaseYokoyama
      @ChaseYokoyama  2 หลายเดือนก่อน

      I appreciate you watching 🙏🏽

  • @JakeVanderPloeg
    @JakeVanderPloeg 4 หลายเดือนก่อน

    Thanks for the video chase! BILT card is incredible!

    • @ChaseYokoyama
      @ChaseYokoyama  4 หลายเดือนก่อน +1

      Couldnt agree more. I appreciate it Jake

  • @TheCreditFrog
    @TheCreditFrog 4 หลายเดือนก่อน

    So many great credit cards in this video Chase! My favorites are the Bilt card for rent and the BofA CCR for online shopping. I agree the BCE is a good choice for online shopping if no Preferred Rewards!

    • @ChaseYokoyama
      @ChaseYokoyama  4 หลายเดือนก่อน

      Good call! Thank you for watching Stan 🙏🏽

  • @MattWelterOfficial
    @MattWelterOfficial 4 หลายเดือนก่อน

    Love this video here Chase! You definitely don't always need to pay top dollar for a fantastic Credit Card Setup when there are high-value No AF Cards like the Bilt Mastercard, Citi Custom Cash, Chase Freedom Cards out there!

    • @ChaseYokoyama
      @ChaseYokoyama  4 หลายเดือนก่อน

      you got that right Matt 🔥 thank you for watching.

  • @AFC_27
    @AFC_27 4 หลายเดือนก่อน +2

    Nice video. I got the WF Autograph + Active Cash combo with 3 CCC (Groceries / Gas/ Gym) going for me. Some months if I spend more I might use that CCC more like $500 Food vs $50 gym. But for the most part, unless I remember I'm down to just a "set it and forget it" system with the 2 WF cards. Too lazy to do anything else.

    • @ChaseYokoyama
      @ChaseYokoyama  4 หลายเดือนก่อน +2

      very nice! 👏🏽 gotta do what works best for you. And you can have a nice strategy like that with $0 annual fees.

    • @Jiggy609
      @Jiggy609 4 หลายเดือนก่อน

      I wanna get the Autograph but I’m waiting on news on the new Autograph Journey

    • @ChaseYokoyama
      @ChaseYokoyama  3 หลายเดือนก่อน

      @@Jiggy609 and now the Journey news is out! 😱

  • @yurig2530
    @yurig2530 4 หลายเดือนก่อน

    Groceries - Citi Custom Cash (CCC) #1
    Gas - CCC #2
    Dining - CCC #3
    Transit - CCC #4
    Travel - CCC #5
    Home Improvement - CCC #6
    Drug Stores - CCC #7
    Mix and match the above, or better use with Curve.
    Rent - Bilt
    Everything else - Amex BBP.
    Alliant Cashback visa for Costco.

  • @brendanchang1161
    @brendanchang1161 3 หลายเดือนก่อน +1

    I use a simple 3 card setup with the WF Autograph as my core, the Capital One SavorOne as my secondary & the WF Active Cash as my catch all! Altogether I get an unlimited 3x back on Travel, Transit, Gas, Groceries, Dining, Entertainment, Streaming Services & Phone Plans as well as unlimited 2x on everything else just using 3 cards! Very simple no annual fee setup!

    • @ChaseYokoyama
      @ChaseYokoyama  3 หลายเดือนก่อน

      very simple. I like that

  • @reddwitdreadz
    @reddwitdreadz 4 หลายเดือนก่อน

    I’m torn on if I should grab the flex. I have CSP and CFU but something is telling me to get a totally different card. Ugh 😑 BBP (due to soft pull and 0APR) to start Amex points but that would be my only point earning Amex.

    • @ChaseYokoyama
      @ChaseYokoyama  4 หลายเดือนก่อน +1

      you can get the CFU for the SUB and then move onto other credit cards. That way you can forget about the Chase 5/24 rule for now

  • @MikeMaye
    @MikeMaye 4 หลายเดือนก่อน

    I've keep getting targeted for the Savor every time I log into my account I have the Citi Custom cash and it's a great NF card that's a must have. Nice breakdown and great vid Chase💥

    • @ChaseYokoyama
      @ChaseYokoyama  4 หลายเดือนก่อน +2

      Hahah they are tempting you ! I still need to get my hands on the CCC. Thank you for watching Mike 🤙🏽 Great to see you around here again

  • @colinshi8247
    @colinshi8247 4 หลายเดือนก่อน

    For a renter and travel focused points optimizer, the Bilt card blows the competition out of the water. I'd argue it beats a lot of annual fee credit cards too (CSP and Amex Gold) due to how valuable the transfer partners are.

    • @ChaseYokoyama
      @ChaseYokoyama  4 หลายเดือนก่อน

      You do have a point there.... Bilt has really moved mountains out here

  • @caryinayoshi
    @caryinayoshi 4 หลายเดือนก่อน

    Just used your affiliate link to apply for a Savor One card but got denied. DOH! LoL I'll call and see if they can push it though once I get my letter. Keep up the great work on these videos!

    • @ChaseYokoyama
      @ChaseYokoyama  4 หลายเดือนก่อน +1

      Ahhh im sorry to hear that. Thank you for using my link. You can even call them before the letter comes to figure out what is going on sooner. I wish you the best of luck.

  • @Rynopb
    @Rynopb 4 หลายเดือนก่อน

    The bilt card only works if your leasing company doesnt have a 55 dollar convenience fee. Otherwise Savor one only is great.
    I honestly never needed anything besides the Savor ONE. This card alone is great especially for us remote workers that dont really drive much and our companies pay for trips.

    • @Jiggy609
      @Jiggy609 4 หลายเดือนก่อน

      How do they charge a fee? if you’re using Bilt’s routing and account number there should be no fee

  • @RickFarris
    @RickFarris 4 หลายเดือนก่อน +3

    The CFF is paying 9X for groceries right now...

    • @gerri5576
      @gerri5576 3 หลายเดือนก่อน

      What card?

    • @user-bz9gl7ti2o
      @user-bz9gl7ti2o 3 หลายเดือนก่อน

      Flex. Does anybody know why? I’m getting 9% too

  • @Phennom
    @Phennom 4 หลายเดือนก่อน +4

    Only credit card you need is bilt card if they continue the double transfer partners every month... 12x dining 8x flights and 4x catch all. You just have to do all your purchases on rent day.

    • @Adiscretefirm
      @Adiscretefirm 4 หลายเดือนก่อน +1

      While I garden and anticipate a Venture X application later this year I also know if WF Autograph transfer partners align with Bilt, and that they plan an improved, annual fee version that could change everything. A Bilt/Autograph combo would make Cap 1 duo redundant. If they made Active Cash part of a trifecta they could challenge the 3 banks currently on top of the travel card segment.

    • @ChaseYokoyama
      @ChaseYokoyama  4 หลายเดือนก่อน +1

      I agree that the bilt card has been quite the disrupter in the industry. I love having it.

    • @deassassin8
      @deassassin8 4 หลายเดือนก่อน

      How did you get those? Won’t it be 6x dining (from 3x), 4x on travel (from 2x) and 2x on everything else (from 1x)?

    • @Adiscretefirm
      @Adiscretefirm 4 หลายเดือนก่อน

      @@deassassin8 they keep running transfer specials on Rent Day that give bonuses when you transfer to certain partners. His math depends on Rent Day doubles which are doubled again if you can take advantage of the monthly special.

    • @ChaseYokoyama
      @ChaseYokoyama  4 หลายเดือนก่อน

      @@deassassin8 i also dont know

  • @depdark1
    @depdark1 2 หลายเดือนก่อน

    I been trying to get a business credir card for years. I dont have a business. And they always ask me for the business information. Such number of employees. Can i still get one ?

    • @ChaseYokoyama
      @ChaseYokoyama  2 หลายเดือนก่อน

      Yes! I made a video about "how to get approved for a business credit card" hopefully that video answers your questions.

  • @johnwick860
    @johnwick860 4 หลายเดือนก่อน

    Bilt has zero foreign transaction fees, is that right?

  • @aaronl8609
    @aaronl8609 2 หลายเดือนก่อน

    If a guy doesn't travel or use hotel.only buys stuff at grocery stores convenience stores or Walmart

    • @ChaseYokoyama
      @ChaseYokoyama  2 หลายเดือนก่อน

      there is no real solid card for Walmart. but for groceries you can look into the Citi Custom Cash or the Capital One Savor One.

    • @aaronl8609
      @aaronl8609 2 หลายเดือนก่อน

      @@ChaseYokoyama thank you

  • @caribdude8151
    @caribdude8151 4 หลายเดือนก่อน

    👍

  • @robert8311
    @robert8311 3 หลายเดือนก่อน

    Get 10x custom cash for everything 😂

    • @ChaseYokoyama
      @ChaseYokoyama  3 หลายเดือนก่อน

      The CCC is pretty solid 💪🏽

  • @CesarJoel
    @CesarJoel 4 หลายเดือนก่อน +1

    Great cards and strategy Chase! Thanks for the info!🫵

    • @ChaseYokoyama
      @ChaseYokoyama  4 หลายเดือนก่อน +1

      Glad you enjoyed it Cesar 🤙🏽