What's in My Wallet (Optimizing My Card Strategy)
ฝัง
- เผยแพร่เมื่อ 15 พ.ค. 2024
- Let's take a look at what's in my wallet for Q2 of 2024. I have recently added a new card to my wallet and I am excited to get more experience with it. This year is off to a slow start because I only added one card to my arsenal. However I am planning on applying for at least 2-3 more cards as the year goes on.
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Thanks for the info + video!
Thank you Jimmy! 🤙🏽
I work for an airline and yes when you book other than with airlines for most airlines we have to collect a fee to collect a fee to take control over the tickets. And there are so many rules we have to follow. I have and use Amex but I always transfer to the airline and book directly. I’d say if you use a travel portal be 100 percent sure you have the dates and won’t make changes and always contact your booking source first. Or if you find a great deal you can’t pass up just be understanding that nothing is guaranteed with travel and please be nice to the reservations agents we just have to follow rules to keep our jobs 😆
A really solid set up. Nice update!
thank you very much! Hopefully it gets even better later this year
Okay Okay! Nice set up Chase. I remember when you're set up was all chase cards 😄
hahah thank you Sledge 🔨 🙏🏽 now im a little more diversified lol
This was the first time I have zero of your cards. With 10 business and 10 personal cards, I usually have overlap with most youtubers.
Whaaaat? 😱 that is pretty rare. what cards do you have?
How do you even pay all those annual fees?! And is it even worth having 20 cards?!
These were some of the most popular cards and damn near every credit card TH-camr has one or all of these in the video. How you gonna have 20 cards and not one? 😂
Nice video Chase. Good tip on the $100 experience credit to have applied as food and beverage credit
Of course! glad that it was helpful.
Just recently added the Venture X as well! Planning to add the Amex Plat soon as well with lounge access in SEA & being able to utilize a lot of the credits. Would love to pick up one of the high-end Marriott Cards at some point as well, either the Bonvoy Brilliant or Ritz Card! Great video Chase!
damn Matt 👀 u got an expensive credit card roadmap coming. up. But those cards have banger benefits.
Love my Venture X. Nice breakdown 👍🏼👍🏼
Hopefully I'll love mine too 😅 thank you Xavier 🤙🏽
Great video! Loving your card set up!
Question - what is the CSP streaming trick you mentioned?
Thank you! It's that the CSP treats all Apple digital purchase (apple music, apps, subscriptions) as streaming service purchases. So if you have any of those, then you might want to use your CSP to pay for those purchases.
On a flight I had booked through the C1 Portal, British Air changed my flights and me leaving the airport before the connecting flight arrived! The C1 rep calmly and professionally rebooked me at no charge. Only one data point, but I was quite impressed!
wow that is a solid data point going in the opposite direction 👍🏽 I was expecting only negative experiences so thank you for sharing a positive one!
Thank you for the video! Didnt know about the chase sapphire preffered not working for the passmo and suica card. Im going to japan this year, so luckily I have the savor one as well since it has no foreign transaction fee!
The Savor One is a great card. Have fun on your trip later this year! 👋🏽
Great setup Chase! Hopefully u can snag that S1 card, its a nice bonus with the gold.
I hope so too. Thank you Darius! 💪🏽
Thank you for the video. Yes recently picked up the venture x and the savor one. The venture x is now my Card I use at Costco. The gold car is still one of my favorites. Have you ever tried to get the wyndham business earners card
Nice Capital One cards 👏🏽 look at us twinning at Costco! No I have not tried applying for that card yet. It used to be on my immediate roadmap but I have postponed it.
YESSAH!!!
Yessuh ✌️
Could you tell us how customer service differs between Venture X card holders and regular card holders???
You will enjoy the venture X. It was my first card since getting into the game and I get good value.
wow thats an impressive card to start off with 👀 thank you thank you 🙏🏽
Nice setup
Thank you James! 🤙🏽
@@ChaseYokoyama yw
Let me tell you... recently booked a hotel out of the country. Specifically the jungle upon arriving was told they didn't have me checked in when I called capital one about it they said oh they didn't send the right conformation number. I went back and was told the same thing. Keep I'm mind this was on a sketchy road with fenced gates on right side and jungle on the left. Being night when I arrived I decided my safety was more important than a few hundred dollars more for another place to stay. Will never use the travel portal with capital one except the $300 travel credit I get every year.
oh my God 😳 that sounds like a stressful experience...
That being said I have definitely enjoyed the Venture X! I've been to the DFW Cap. 1 lounge 3 times in the past month and Denver once. They go above and beyond and great food/drinks. It also has given me great experiences with platinum status with enterprise when I rent. This past trip I saved a few hundred because of the travel insurances the VX gives. Love the card but not the portal. My strategy was switched with yours I got the VX earlier on in the year and now just got the BBP.
@@DidIDoThaat wooow 3 times in the past month?! 😱im jealous. no doubt it sounds like the positives outweigh the negatives which is a great sign. lol well the BBP is a great card as well!
It IS annoying booking through a travel portal but on Chase, you get x5 if you do. But I HAVE indeed had some tough moments but… they worked out. However, it was tough to sort it all out.
Hey Chase, care to elaborate on the CSP streaming multiplier trick you mention? I just got the card. Thanks!
It's that the CSP treats all Apple digital purchase (apple music, apps, subscriptions) as streaming service purchases. So if you have any of those, then you might want to use your CSP to pay for those purchases.
You can also use C1 miles to “erase” any travel purchases inside or outside the portal at 1 cent per mile. So the 10k anniversary points are a legit $100 minimum value.
Yes that’s very true! 👏🏽 thank you Chad 🙏🏽 that flexibility pays off
My issue with the portal is the communication between the portal and the airline wouldn’t be in sync. So like after booking a flight, the flight times would constantly change and I would get emails from Chase, but it wasn’t reflected on the American Airlines sight unless I reconnected the flight confirmation number.
Ahhhh thank you. thats a good data point.
Chase?
I recently used the Venture X to book a flight, and a week or so later, the automatic price drop protection kicked in. I got a $50 credit without having to do anything, so that was cool. Still, I probably won't use the portal outside of the annual credit.
that was a nice little surprise 👍🏽
Does the price protection credit have an expiration date like the yearly $300 travel credit?
@@qcman2000 As far as I can tell, price drop protection (and price match guarantee) credits don't expire. I'll probably save it to use next year along with the next $300 travel credit.
@@qcman2000 great question. No those Price Drop Protection or Price Match Guarantee credits have no expiration date
I hope you’re able to get the savor one, this would make a great 1-2 punch for the Amex gold.
Although, I’m team no gold
Thank you Key! I hopefully pick it up later this year. BTW have you been to Fenway park yet?
@@ChaseYokoyama yes, this is my hometown! I saw you were in Boston not too long ago. Let me know would love to show you my city!
@@keyKEYadventures thats my fault. I had no idea 😢 next time I will 100% reach out
Apple wallet. You mean Samsung wallet, the superior phone😄😄😄😄.....good video man but it's time to upgrade that SP to the SReserve
Good joke! 😂😂 ur almost as crazy as CJ who thinks the Amex rose gold is nice. But ya I’m thinking about it for the SUB
Great cards and setup Chase! Thanks for the overview!🫵
I appreciate you Cesar 🤙🏽
Suica accepts MC to top off. I also ended up using BILT due that reason.
That makes sense.
what is the streaming multiplier trick that you mention for chase ?
It's that the CSP treats all Apple digital purchase (apple music, apps, subscriptions) as streaming service purchases. So if you have any of those, then you might want to use your CSP to pay for those purchases.
@@ChaseYokoyama thank you for info. I really appreciate it!
@@ChaseYokoyamacool. Didn’t know that. Learned recently that all of those code for 4x on Amex biz gold card as well if it’s one of your 2 high spend categories
@@CreJ-pv4qf thank you for giving me your time! I really appreciate THAT!
Japan do not like VISA cards. I don't know why, but a lot (not all) of their services that accept credit cards do not accept VISA. If memory serves me correctly, you can't get a train ticket with a VISA.
I wonder why 😅
@@ChaseYokoyama 🤷♂😆
Just curious, what do they accept then? MC?
@@soapa4279 Correct. Just to be clear, I'm not saying that you can't use a Visa in Japan at all. But they accept MC moreso than Visa. For example, if you have a VISA debit card from any bank, you have to use the ATM from a 7-eleven to take money out. Luckily, there are 7-elevens all over the place so that's not a problem. On a side not, I heard that they're not fond of American Express cards as well...not sure if that's true or not. So, I'll suggest to do research on those cards.
@@TruInfernosPokemonGoAdventure Thank you! Good to know when I go there one day to bring both just in case.
Them: Do you have the Venture X?
Me: I don't😔.. BUT, I HAVE SOME COOL FRIENDS WHO DO!😂😂🎉🎉
hahahha 😂 well that was me up to a lil while ago
@@ChaseYokoyama 😆😆🎉🎉🎉
First 👀
back with it again 🥇
Being called beautiful just made my day
👉🏽👈🏽 it could be an every day thing
What else do you have in your wallet? :)
Nothing else matters besides the picture of me and my gf 🥹
i like my apple card
I like the way that you walk, the way that you talk, I like the way that you dress.
I like the way that you sneak diss, if I catch flight, it’s gon’ be direct
Solid card. Currently gardening and waiting 🗓️for the right moment to get the VX. Me too I haven’t been using my Amex Gold that much, Bilt has become my restaurant go to card 🍽️
Bilt is nice. I like how they keep adding value to their program 👍🏽 I hope you are able to snag an elevated SUB whenever ur ready for the VX