Most average Americans I think should have it least 2-4 credit cards. The people who have 10+ or 20+ like Daniel are credit card experts who know a lot about the industry. Best thing to do is have a bonus category card that matches your highest spend categories and a flat rate 2% card that is your catch all card if you are looking for a simple 2 card setup. Good luck everyone!
3 paths available to catch them all.. - Go full Yolo and hunt SUBs highest wins. - Get the first few Chase cards while under 5/24 and then full LOL/24 and return later when velocity cools down - or just start with Chase 5/24 and hover there gardening forever getting other cards when possible while also rotating Chase SUBs maintaining 5/24
@@coreyw5981 if they don't cost you anything, there's no reason to get rid of them. Shove them in a drawer somewhere and forget about them, and maybe they'll cancel themselves after so many years of inactivity, or maybe they wont. I have a credit account from a card I lost well over 10 years ago that is totally inactive and unusable, but it still shows up on my report and counts towards my number of revolving accounts for some reason.
@@coreyw5981If they have no annual fee, why not keep them on your credit report by buying something small on them every year or so? Seems like a waste just to drop cards that help your credit history that much.
The way I see it, 1) One decent cash back card with at least 2% for catch-all, 2) a max cash back card that gives you 5% in one category and maybe >2% in another category, 3) A travel card that has no foreign transaction fee. It's all about balance. Thanks for the video Dan, and for sharing as you always do.
@@ptalabiify Some pretty simple options are the Citi double cash card or the Wells Fargo active cash card. Look at welcome bonuses and see if one has a better deal, otherwise I'd probably just go with the Citi because they've also got the active cash card and it'll be easier to manage two good cards on one platform
@@ptalabiify fidelity, wells fargo, penfed + 500$ checking balance. I have penfed at 1.5% due to no checking and have the earned amount transfer to the high-yield savings account which I use for topping off when buying treasuries or CDs. I might get the fidelity card if they send another targeted offer though
Having more than 10 cc's sounds insane to me. Like you can cover just about all the normal budget categories with 5-7 cc's for sure with maybe 1 or 2 niche ones.
Nice. I think i have 15 cards but only use two. Credit 4:124:13 score is 830 out of 850. Pay all before statement comes out and shows low utilization rate. Agree o negative of debt card vs cc.
Great video! As a CFP I LOVE that you acknowledge that different people have different financial goals/relationships with money and trying to reach outside of that could be more harmful than good. It may be easy to just say "everyone should have 20 credit cards" but you know that's not the case and still empower people to reap all the benefits they can within a system logical/comfortable for them! Keep up the great videos!
I am always baffled when people say they only use debit cards. Either they are financially irresponsible or don't trust themselves. Currently at (8) credit cards and last years cash back equated to just shy of $4,000.
@user-dx6dp5jr8l I do agree and use to do travel, but just finished a divorce and have small children so traveling isn't as much of a focus right now. Once they are in school then going to go back to travel focus.
I work with people and maybe 40 percent use cash and most of the rest use debit cards or cash app. I'm guessing they don't understand credit cards or ruined credit already
I hope you pay your editor well because these video edits are SICK! Goes very well with the content, makes it more digestible without being obnoxious. This is definitely the best credit card breakdown I've seen. I've never considered surpassing 3 credit cards, but this got me thinking. If I find cards with no annual fees and use them tastefully, I can get a nice travel stack and some meaty signup bonuses with no substantial loss to myself. I'm Canadian so can't use the stacks shown here persay, but I'll do some research and consider nabbing a couple more cards. I like the idea of the 5-8 card "sweet spot", makes sense if you can manage it.
I currently have 4 CC and my wife gave full control of her Amex preferred so technically 5 and I think I’m done. I’ll just upgrade my venture one to a VX within time and call it after that
Great video sir! I think for lots of people it can get overwhelming having a bunch of cards from different lenders. That’s another reason why getting a setup like the Chase trifecta is great, and even adding on the capital one duo after isn’t so bad either. With that you have 5 cards, but only 2 different apps to manage them.
This isn't a question that is not often talked about by many credit cards youtubers that I've seen so I wanted to know your thoughts. Are the benefits of these credit card you mention worth the % surcharge that vendors add onto using credit cards? I'm a credit card user, and have a credit score of high 700s low 800s and I booked flights for my honeymoon using credit card reward points. I'm not team anti credit card, but thought that this is a pretty relevant question to ask. Thanks!
Why would you choose to combine the chase trifecta with the capital one duo in a 5 card rotation considering many of their benefits / spending multipliers overlap each other? (Really curious to know, i have the 4 cards myself & i was considering considering getting the venture x)
U can loop and cycle the sign up bonuses for all the cards if u create a 2 year schedule for it. This means every year you should be receiving sign up bonuses that contribute to a total travel or cashback fund. Easily can get to $2k cash back by doing this for 2 years
Daniel, what do you think of having Wells Fargo active cash + autograph cards? Being able to transfer points from active cash to autograph and then from autograph to travel partners seems like a great deal considering both these cards are free. Better combo than chase due to the $95 annual fee?
@@KittyKat-vb1nd ahhh I see now so use debit for bigger expenses and credit for normal purchases. What do I do if I have a savings account open with Huntington but I want to open a high yield savings account with wealth front or sofi?
I like to build out a hybrid set up Points currency that can be cashed out / statement credit towards my bill at 1 cent per point and travel for transfer partners So Amex isn’t for me Ig 😅
Just optimize for Travel. Most of the supplementary-ecosystem cards like the Capital One Savor One to the Venture X or the Chase Freedom Flex to the Sapphire Preferred offer cash back that you can choose to convert to travel points if you also have the more expensive travel card. But if you'd rather have cash back for whatever reason just don't convert it into miles
I use 4 and the the 4 don’t use. I’m thinking about the one credit card that the one I first opened up so many many years ago ago it has an annual fee and I’m thinking about closing it. Ehhhh.
Guys, I have a question does paying a credit card in advance hurt or help increase our score? I'm working hard trying to increase my score and sometimes I realize that I have the money for mine bill earlie, sometimes even a week in advance in my wallet and I end up paying early so I don't run the risk of forgetting.
I have 4 but majority use two. My credit score is 840 . I use one to build rewards little by little and one to actually spend and build lots of rewards:
I have 1 Chase Amazon Prime, 1 Wells Fargo Visa, Amex Gold, Amex Delta SkyMiles, a Citibank Mastercard, a gasoline card, Care Credit, and a few misc store cards. The trick is not to carry a balance.
I'm at the point where I'm just getting cards for SUB and not renewing. 10 cards so far. Only keep one chase sapphire preferred and freedom flex as my main CC.
I have 2 currently, I plan to get 6 more or so, cuz why not. 3 hotel ones (IHG, Marriot, & World of Hyatt) for when I'm staying at said hotels, no airlines since rather use flexible travel cards, like CSP, COVX, & AMEX Gold/Plat. The way I see it, the more credit line I have the more banks can see that I will handle the large amount of "credit line" well. So I can buy a house later easier later on or get a new car if I wanted, but old square body cars & trucks work wonders still so there's no need. ADVICE, Make sure to ALWAYS, pay cards off in full every single month. Otherwise don't get a single card. Its a tool to be used, not a way to get more money & spend what u don't have. If you still get one, just look at your checking accounts & see what u can spend based off that, never go based on what's on the credit card, cuz that's not your money that's the banks money, its a loan, don't go over the amount u have in your checking account when using a credit card. Nice video Daniel.
can you make a video about the new wells Fargo cards and a possible wells Fargo trifecta with the active cash the journey and the autograph please i want to hear someone's take on it that knows more than me
I got 2 and I going to close one next year. I’m not putting myself back into debt. I just hoping I get to upgrade my Cap one quicksilver one card.. To the regular quicksilver.
I have the Capital One duo for travel, and I was thinking about potentially getting into the Chase trifecta sometime early next year for more benefits. What is the best 5 card strategy for using those two ecosystems together, and how do I optimize spending between all of the cards?
Its a little harder to say to get the chase trifecta but I would def get the freedom flex. You can capture the 5% categories and later on get the CSP to transfer out your points. Wouldn’t necessarily recommend the CFU since your VX is a better catch all.
Card 5 really can be whatever you think would pick up some slack in your setup. You could think about a hotel or airline card if you think it would help or if willing, consider the amex gold and the uber benefits you can stack with the savor one. Your gold card is the better food/grocery card and it provides 3x on travel which would be the highest you can get when booking flights outside the chase and CO travel portals
Yeah I was thinking the same thing. My guess is that he’s assuming you started with the chase trifecta (which includes the unlimited as the catch all option) then moved on to add the venture x and savor rewards cards. At that point the unlimited is redundant since the capital one cards have better catch all rewards, but you shouldn’t close it because credit history. It can also still be useful as a secondary catch all if you need to save up chase points to use on one of their travel partners that doesn’t overlap with capital one
The average person needs one cc pay it off in full every month! Debt is a cancer never carry a balance! I have one CC thru my CU which has CC rewards don't need multiple cards.
As always thank you for the new content! Can you help me I have a rapid fire question. I am on the boarder of excellent credit and my wallet consist of my original Cap One QS, Then I went Amex Gold, which has been Very Good to me and my habits. Recently I have the Venture X as I travel slightly more then average domestic and internationally. In what direction would you recommend if I value travel perks and rewards more then cash back. Thank you Daniel!
I've been following a few of these credit card "influencers" for a couple of years and I can see that playing this game of accumulating/using points for max rewards is unsustainable for the average cardholder. If you typically put big spend on some of the premium card, perhaps. Otherwise, it doesn't make sense to accumulate more than five credit cards. Fewer cards work if you have good money management habits. Then again, if you post this kind of content and get new followers on a regular basis, yeah it can prove out. But changing credit cards every quarter only benefits you if you need to post a "what's in my wallet video". I've got less than ten credit cards, a good credit rating and I use the retail discounts offered by the banks. I mean, why does anyone need 20 credit cards? Otherwise, this type of content is just noise.
Dumb lol. I've gotten 6 sign up bonuses this year, raised my credit from 792 to 815, and taken my family on a $7000 vacation stay for 10 days due to points.
@@BrandonMingerink so you got $7000 of points? how much money did you spend for this… and I dnt care about my credit score why would i if a I dont need any debt
I have 26. I need more. I have a giant stack of expired/pcd/closed cards... it's funny to me. I need to re think my life. Thanks for reading, i love you 😂😂😂
Dave Ramsey is having an aneurysm somewhere right now
😂😂
😂
Dave Ramsey can suck it.
Most average Americans I think should have it least 2-4 credit cards. The people who have 10+ or 20+ like Daniel are credit card experts who know a lot about the industry. Best thing to do is have a bonus category card that matches your highest spend categories and a flat rate 2% card that is your catch all card if you are looking for a simple 2 card setup. Good luck everyone!
Answer: Pokémon “gotta catch em’ all”
Me all the way….
3 paths available to catch them all..
- Go full Yolo and hunt SUBs highest wins.
- Get the first few Chase cards while under 5/24 and then full LOL/24 and return later when velocity cools down
- or just start with Chase 5/24 and hover there gardening forever getting other cards when possible while also rotating Chase SUBs maintaining 5/24
Good one
What is that last name lmaoo
This comment is currently at 151 likes 🤔
i always tell myself "that's enough" . *proceeds to get another for the sign on bonus* lol
I have 5 credit cards total, but I only use 2 at any one time. The rest are just cards I tried and don't use anymore but kept for the credit history.
I know theres 2 i definitely want gone because theyre useless boa cards but theyre also 7-10 years old though
@@coreyw5981 if they don't cost you anything, there's no reason to get rid of them. Shove them in a drawer somewhere and forget about them, and maybe they'll cancel themselves after so many years of inactivity, or maybe they wont. I have a credit account from a card I lost well over 10 years ago that is totally inactive and unusable, but it still shows up on my report and counts towards my number of revolving accounts for some reason.
@@coreyw5981If they have no annual fee, why not keep them on your credit report by buying something small on them every year or so? Seems like a waste just to drop cards that help your credit history that much.
Make sure you use the other cards once in a while even just for a couple bucks. These banks will close accounts that don’t get used after a while.
You can close the other ones and still get history. Even when they close they’ll still report history until they drop off in 10 years
The way I see it, 1) One decent cash back card with at least 2% for catch-all, 2) a max cash back card that gives you 5% in one category and maybe >2% in another category, 3) A travel card that has no foreign transaction fee. It's all about balance.
Thanks for the video Dan, and for sharing as you always do.
What card is best for catch all 2%?
@@ptalabiifyCity Double Cash Card
@@ptalabiifyWells Fargo Active Cash or Citi Double Cash
@@ptalabiify Some pretty simple options are the Citi double cash card or the Wells Fargo active cash card. Look at welcome bonuses and see if one has a better deal, otherwise I'd probably just go with the Citi because they've also got the active cash card and it'll be easier to manage two good cards on one platform
@@ptalabiify fidelity, wells fargo, penfed + 500$ checking balance. I have penfed at 1.5% due to no checking and have the earned amount transfer to the high-yield savings account which I use for topping off when buying treasuries or CDs. I might get the fidelity card if they send another targeted offer though
Having more than 10 cc's sounds insane to me. Like you can cover just about all the normal budget categories with 5-7 cc's for sure with maybe 1 or 2 niche ones.
Nice. I think i have 15 cards but only use two. Credit 4:12 4:13 score is 830 out of 850. Pay all before statement comes out and shows low utilization rate.
Agree o negative of debt card vs cc.
1 oldest credit line
2-4 chase trifecta
5 target card
6 BILT
Great video! As a CFP I LOVE that you acknowledge that different people have different financial goals/relationships with money and trying to reach outside of that could be more harmful than good. It may be easy to just say "everyone should have 20 credit cards" but you know that's not the case and still empower people to reap all the benefits they can within a system logical/comfortable for them! Keep up the great videos!
I am always baffled when people say they only use debit cards. Either they are financially irresponsible or don't trust themselves.
Currently at (8) credit cards and last years cash back equated to just shy of $4,000.
Don't do cash back.. use it for travel. That 4k can be worth easily 10k in travel.
@user-dx6dp5jr8l I do agree and use to do travel, but just finished a divorce and have small children so traveling isn't as much of a focus right now. Once they are in school then going to go back to travel focus.
im irresponsible even with debit boom 200$ on takeouts a week
@@markomestrovic7560 sounds like a personal problem.
I work with people and maybe 40 percent use cash and most of the rest use debit cards or cash app. I'm guessing they don't understand credit cards or ruined credit already
I only use 4. Autograph, gold, bilt and platinum
I hope you pay your editor well because these video edits are SICK! Goes very well with the content, makes it more digestible without being obnoxious. This is definitely the best credit card breakdown I've seen. I've never considered surpassing 3 credit cards, but this got me thinking. If I find cards with no annual fees and use them tastefully, I can get a nice travel stack and some meaty signup bonuses with no substantial loss to myself. I'm Canadian so can't use the stacks shown here persay, but I'll do some research and consider nabbing a couple more cards. I like the idea of the 5-8 card "sweet spot", makes sense if you can manage it.
I currently have 4 CC and my wife gave full control of her Amex preferred so technically 5 and I think I’m done. I’ll just upgrade my venture one to a VX within time and call it after that
Great video sir! I think for lots of people it can get overwhelming having a bunch of cards from different lenders. That’s another reason why getting a setup like the Chase trifecta is great, and even adding on the capital one duo after isn’t so bad either. With that you have 5 cards, but only 2 different apps to manage them.
I have the Discover IT, AMEX BCE, and Chase Freedom unlimited. I want to prioritize travel. Which CC should I apply for next?
I'm stuck in the 5/24 rule, does Chase ever accept people who get more than 5 cards in 24 months. I need that CSR deal!
Nope, don’t try it my friend. Don’t take the hit on your credit just to not get it. Always next year as well.
- same have in the past but they are the exceptions rather than the norm
Apply for business cards.
This isn't a question that is not often talked about by many credit cards youtubers that I've seen so I wanted to know your thoughts. Are the benefits of these credit card you mention worth the % surcharge that vendors add onto using credit cards? I'm a credit card user, and have a credit score of high 700s low 800s and I booked flights for my honeymoon using credit card reward points. I'm not team anti credit card, but thought that this is a pretty relevant question to ask. Thanks!
Why would you choose to combine the chase trifecta with the capital one duo in a 5 card rotation considering many of their benefits / spending multipliers overlap each other? (Really curious to know, i have the 4 cards myself & i was considering considering getting the venture x)
U can loop and cycle the sign up bonuses for all the cards if u create a 2 year schedule for it. This means every year you should be receiving sign up bonuses that contribute to a total travel or cashback fund. Easily can get to $2k cash back by doing this for 2 years
Daniel, what do you think of having Wells Fargo active cash + autograph cards? Being able to transfer points from active cash to autograph and then from autograph to travel partners seems like a great deal considering both these cards are free. Better combo than chase due to the $95 annual fee?
Are the chances better with chase Business card then the personal. Card if your over 5/24
Chase Jail ?? Don’t want the inquiry
Thank you for this excellent educational video! The information you covered was exactly what I was needing to find out. Carry On Sir!
So if debit cards are bad then where should you really keep your money in order to pay off your credit card or other expenses?
Pay your bills, rent/mortgage from checking. Use credit for spending. Far more protection than debit cards. Never spend with debit.
@@KittyKat-vb1nd ahhh I see now so use debit for bigger expenses and credit for normal purchases. What do I do if I have a savings account open with Huntington but I want to open a high yield savings account with wealth front or sofi?
what should I do when I what to build a core that’s a mix of cash back and travel 🤔
I like to build out a hybrid set up
Points currency that can be cashed out / statement credit towards my bill at 1 cent per point and travel for transfer partners
So Amex isn’t for me Ig 😅
Just optimize for Travel. Most of the supplementary-ecosystem cards like the Capital One Savor One to the Venture X or the Chase Freedom Flex to the Sapphire Preferred offer cash back that you can choose to convert to travel points if you also have the more expensive travel card. But if you'd rather have cash back for whatever reason just don't convert it into miles
@@HspncAt7heDiscothanks
I have over 25 cards just to thicken up my credit profile
There is absolutely no benefit to your score by having that many cards.
I use 4 and the the 4 don’t use. I’m thinking about the one credit card that the one I first opened up so many many years ago ago it has an annual fee and I’m thinking about closing it. Ehhhh.
Guys, I have a question does paying a credit card in advance hurt or help increase our score? I'm working hard trying to increase my score and sometimes I realize that I have the money for mine bill earlie, sometimes even a week in advance in my wallet and I end up paying early so I don't run the risk of forgetting.
Let the statement come then pay it off fully.
I have 4 but majority use two. My credit score is 840 . I use one to build rewards little by little and one to actually spend and build lots of rewards:
it just feels like a flex to pull out the American express even if I only spend like 200 bucks a month on it lol
I have 1 Chase Amazon Prime, 1 Wells Fargo Visa, Amex Gold, Amex Delta SkyMiles, a Citibank Mastercard, a gasoline card, Care Credit, and a few misc store cards. The trick is not to carry a balance.
I'm at the point where I'm just getting cards for SUB and not renewing. 10 cards so far. Only keep one chase sapphire preferred and freedom flex as my main CC.
Where is your shirt from? It looks like a great basic
Where can I get the Braun Budgeting Template 2024?
Great video. That's quite a bit of credit cards.
Over 2000 dollars in annual fees is WILD lmao
I have 2 currently, I plan to get 6 more or so, cuz why not. 3 hotel ones (IHG, Marriot, & World of Hyatt) for when I'm staying at said hotels, no airlines since rather use flexible travel cards, like CSP, COVX, & AMEX Gold/Plat. The way I see it, the more credit line I have the more banks can see that I will handle the large amount of "credit line" well. So I can buy a house later easier later on or get a new car if I wanted, but old square body cars & trucks work wonders still so there's no need.
ADVICE, Make sure to ALWAYS, pay cards off in full every single month. Otherwise don't get a single card. Its a tool to be used, not a way to get more money & spend what u don't have. If you still get one, just look at your checking accounts & see what u can spend based off that, never go based on what's on the credit card, cuz that's not your money that's the banks money, its a loan, don't go over the amount u have in your checking account when using a credit card.
Nice video Daniel.
I lost track after 25 cards.
How many annual fees do you pay total?
@@usmanzia9116 - about $700
@@usmanzia9116 - around $700 in AFs
Any comment on the bill being put forth in congress which would stop all of us of our cash back points?
Please do a video on the Robinhood gold card 🙏🙏
can you make a video about the new wells Fargo cards and a possible wells Fargo trifecta with the active cash the journey and the autograph please i want to hear someone's take on it that knows more than me
Great video 📹 👍
Wonderful video!!
Surprised nobody else has done a rent credit card besides well fargo
Prob because they are losing money on it
I got 2 and I going to close one next year. I’m not putting myself back into debt. I just hoping I get to upgrade my Cap one quicksilver one card.. To the regular quicksilver.
I think the real question should be something like. What is your purpose or goal with getting a credit card or cards. Also how many can you manage.
6 to 8 is the sweet spot. Got my core then added hotel cards
I have the Capital One duo for travel, and I was thinking about potentially getting into the Chase trifecta sometime early next year for more benefits. What is the best 5 card strategy for using those two ecosystems together, and how do I optimize spending between all of the cards?
Its a little harder to say to get the chase trifecta but I would def get the freedom flex. You can capture the 5% categories and later on get the CSP to transfer out your points. Wouldn’t necessarily recommend the CFU since your VX is a better catch all.
Card 5 really can be whatever you think would pick up some slack in your setup. You could think about a hotel or airline card if you think it would help or if willing, consider the amex gold and the uber benefits you can stack with the savor one.
Your gold card is the better food/grocery card and it provides 3x on travel which would be the highest you can get when booking flights outside the chase and CO travel portals
I have 15 and not done yet
just 9 so far waiting to get to 800 credit score to apply for more lol
Not seeing the need for the freedom unlimited if you have capitol 1 venture x. Is there a good reason?
Yeah I was thinking the same thing. My guess is that he’s assuming you started with the chase trifecta (which includes the unlimited as the catch all option) then moved on to add the venture x and savor rewards cards. At that point the unlimited is redundant since the capital one cards have better catch all rewards, but you shouldn’t close it because credit history. It can also still be useful as a secondary catch all if you need to save up chase points to use on one of their travel partners that doesn’t overlap with capital one
Great Video Daniel!
Super helpful
I have 4 cards. That's more than enough for me.
The average person needs one cc pay it off in full every month! Debt is a cancer never carry a balance! I have one CC thru my CU which has CC rewards don't need multiple cards.
Would you count line of credits from credit unions and Paypal (Credit & Smart Connect) as a credit card for my total?
If I subtract all of them I am at solid 8. I just don’t want to close them so I gotta use them all once a year.
For me it’s a puzzle I enjoy solving.
As always thank you for the new content! Can you help me I have a rapid fire question. I am on the boarder of excellent credit and my wallet consist of my original Cap One QS, Then I went Amex Gold, which has been Very Good to me and my habits. Recently I have the Venture X as I travel slightly more then average domestic and internationally. In what direction would you recommend if I value travel perks and rewards more then cash back. Thank you Daniel!
Im team cash back.
11 open & closed 10
20+ credit cards is so stupid!!!!!!!
Gotta max them all out 😂
financial stuff. don't get it
Would you ever consider researching Canadian credit cards and making us a video of suggestions ?
sorry mate, he is not going to cover cards that give 5x points on maple and moose purchases.
I think the answer is always "one more."
🤣🤣🤣
I love you Daniel 🫡
Almost all of them at least once for the SUB 😅
Robinhood gold also gives you $1,000 at no margin which you could probably invest to cover that annual fee
Answer: as many as possible
It looks like I’m first again 😂
Anyone else see the resemblance between Daniel and NBA menace Christian Braun? 🤔
👍🏻
2
I've been following a few of these credit card "influencers" for a couple of years and I can see that playing this game of accumulating/using points for max rewards is unsustainable for the average cardholder. If you typically put big spend on some of the premium card, perhaps. Otherwise, it doesn't make sense to accumulate more than five credit cards. Fewer cards work if you have good money management habits. Then again, if you post this kind of content and get new followers on a regular basis, yeah it can prove out. But changing credit cards every quarter only benefits you if you need to post a "what's in my wallet video". I've got less than ten credit cards, a good credit rating and I use the retail discounts offered by the banks. I mean, why does anyone need 20 credit cards? Otherwise, this type of content is just noise.
Who likes Amex lounges? Dude is sus.
😊💳💳💳✨️✨️✨️
First
First.
👌0 is the answer...
No
7% on a house 😂
i can tell you many you should have… none
Dumb lol. I've gotten 6 sign up bonuses this year, raised my credit from 792 to 815, and taken my family on a $7000 vacation stay for 10 days due to points.
@@BrandonMingerink so you got $7000 of points? how much money did you spend for this… and I dnt care about my credit score why would i if a I dont need any debt
@@BrandonMingerink how much did you spend on your card to get $7000 vacation then? that’s amazing
Neanderthal
@widowmaker666u probably 200k for that
I have 26. I need more. I have a giant stack of expired/pcd/closed cards... it's funny to me. I need to re think my life. Thanks for reading, i love you 😂😂😂
I LOVE cards man sheesh