1 hour With a Billionaire |
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- เผยแพร่เมื่อ 15 มิ.ย. 2024
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I recently spent 1 hour with Nikhil Kamath, co-founder of Zerodha and the founder of True Beacon, a new age hedge fund. From beginning his career as a call center executive to becoming one of the youngest billionaires in the world, his journey has been an inspiration for startup founders across India. Zerodha has truly revolutionized how investing is done in India and has played a huge role in the massive increase in retail participation in the stock market, especially among the millennials and GenZ.
Chapters
00:00 Intro
01:25 How much money is too much money?
03:30 How should someone with 12 LPA invest?
07:32 Why are you a conservative investor?
10:38 Why did you start a hedge fund?
16:50 What do you think about cryptocurrencies?
22:21 What do you think about DeFi projects?
24:56 What are some of the side projects you're working on?
28:20 Who are the top 5 people you surround yourself with?
32:52 How to hire the right kind of people?
35:18 What gives you sleepless nights?
41:24 What's the next big thing?
Follow me and my content on other social media handles:
Instagram: / financewithsharan
LinkedIn: /
Twitter: / financewsharan
Facebook: / financewithsharan
True Beacon hedge fund: truebeacon?igsh...
Sharan Hegde is a finance content creator with 1.5 million followers across platforms. He previously worked as a management consultant for Big 4 companies such as PwC and KPMG where he worked with Fortune 500 companies to solve their strategy and growth problems.
Sharan is also an active angel investor in the fin-tech and ed-tech space. He is passionate about wealth advisory and hopes to educate Indians to become masters of their own financial planning
Disclaimer: Nothing that Sharan and Nikhil say should be taken as investment advice, you must do your own research. This is for educational purposes only.
First become a billionaire. Then become a philosopher. Pondering about the purpose of life is a luxury.
I would disagree. I think that unless you are so poor that you cant even fulfil your basic needs and properly discharge your familial responsibilities, you should constantly think about the purpose of human existence and structure your life around that purpose. That is what planning is about; theorizing and running multiple simulations in your head, logically arriving at the best possible scenario in accordance with the purpose and then directing all your energies towards actualizing it. Without knowing your ultimate purpose, it would be impossible to decide what is best as best/good/bad are subjective terms. Whatever takes you closer to fulfilling your purpose is good and whatever does not is bad. Many people go through life mindlessly chasing what society feeds into their mind only to regret it all in the end. Believe me I have seen countless of such examples wherein so-called "successful" people are crushed by the burden of regret and are failures in their own eyes. For example, there are people who go all in on their careers, sacrifice family life and dont even get married. Not saying that it is bad but it is not what MOST (not all, but most) people actually want. But unfortunately they fall prey to the "success" branding so common in today's materialistic, self-centred world.
And cheat in chess somewhere in between
Nobody has the answer to this question. Ask rich or poor. Both will make up something but actually both of them don't know the answer.
oh, i guess i have to first become a billionaire to ponder about the purpose of life, thanks! i am woke!!
on a serious note, everybody ponders about the purpose of life in some way or the other, it takes a lot of self knowing and practice to know the true purpose of life, great philosophers throughout history were poor and couldn't care much about money, everybody has different goals and purposes
This is said by srk
Listening to nikhil kamath talk is therapeutic !
He next venture should be spiritual guru !
This Dude is a really chill guy who just runs a company with his friends also enjoying his single life. Cheers to Nikhil Bro for the success.
Single life??? Do some research he isn't single..
@@nithin1729s He is divorced
He's a cheater too
That’s a whole bunch of assumptions!!
Manushi chillar enters the chat 🌝🤌
Great video! I thank myself for never giving up even when it was very hard I kept pushing through until I made it out. My advice is that If you do your own investing, have you ever thought whether you should turn things over to a financial advisor? If you have significant assets, you have probably felt anxiety when making choices with your money. Perhaps you sensed that you might make better investing decisions if you knew just a little more and could invest without emotion. If this is the case, consulting a financial advisor makes perfect sense.
You’re right! Working with a financial advisor will genuinely set you up for success in life. I’m delighted I was able to hire a financial advisor named John Desmond Heppolette, earlier this year. Because while others were grumbling about the downturn in the financial markets due to the state of the economy, I was busy learning from him and eventually made over seven figures in the first quarter of the year.
John Desmond Heppolette has been a significant step in my financial life journey, providing valuable knowledge, actionable advice, and motivational content. His supportive community has boosted my confidence, work engagement and has inspired me to strive for excellence. His assistance is a secret weapon for great financial growth, and his online presence is a must-see for anyone looking to improve their financial situation.
John Desmond Heppolette, really seem to know this stuff. I found his web-page when I made a google search of his full names, read through his resume, educational background, qualifications and it was really impressive. I left him a note and booked a call session with him..
Absolutely! A financial advisor can help you create a tailored investment plan that aligns with your unique financial situation and goals.
Nikhil is a great human being. He has reached the peak early in life .He has colleagues who are a larger part of his family with everyone having the same purpose about the organizational development. So he does not let himself bound by anything and is in a totally free state…. which is a great achievement by any means. Philanthrophy is a natural byproduct of the thought process at this state of being free.
Thinking about the purpose of life at this early stage in life shows his humble nature , but he needs a senior or a guru to guide/advise him .
The conversation was able to hold the attention throughout. Great work.
The Sooner the better, all this knowledge was black-box while in our graduation times of 2000, great job Sharan you are making finance things simple to consume.
It's really good to see such conversations and gain knowledge about the things we didn't know. Investing has been a biggest known secret since many decades and putting it into practice is not everyone's cup of tea. But still knowledge and experiences like these can initiate that starting fire in you. Looking forward to more videos like this!
Great interview Sharan! Please continue to educate India about Finance. This will propel us to become a great nation
First rule to become successful financially - do the opposite of what these finfluencer parasites like Sharan say. I do exactly the opposite, 60% of my funds are in FD @ 7.5% p.a, 40% in real estate, I made the fortune flipping about 4 properties so far and own 4 now. FD is a simple, hassle-free and riskless return (I've earned passive income from FD for over 8 years now, returns are in the multiples of crores, purely from interest), 2 properties are rent bearing (I charge lesser than average and take full cash, no tax liability), again earned nearly 8 digits so far, tax free. I convert the cash to precious metals (silver and gold) in the unregulated goldsmith market and Ive just sold silver today for cash at 27% returns.
Money is a dirty game, play it dirty, dont be a schmuck and give corporates the funding interest free in return for pittance of 10% or 12% returns and even day trading is like gambling, takes way too much time away from your freedom and is like playing 3 patta or dice,losers do it. If I do want to fund dirty companies like RIL, TATA, Infosys etc interest free (like in MF) I'd want returns of 25% per month, nothing less.
Stop market investing, stop MF and stop crypto, all are intangible fools assets.
Great set of questions prepared by Sharan.Very Insightful to hear the views around investing.
I am 50 yrs old and watching for great knowledge. Good job your team is doing
Thanks Sharan!Keep rocking man!!
Video was awesome!🙌🏻🙌🏻🔥🔥🙏🏻
Great video bro!!
Especially the philosophical part, Nikhil himself being surrounded and immersed in the financial jargon his words on essence wasnothing less than what we hear from a spiritual guru( I don't mean random Babas but the actual ones who preached after practising).
Irrespective of the audio quality, this was a damn good conversation.
Keep going strong.
Shure
@@janushkumarenMust've been some Audio-Technica difficulties.
Yes... Audio of Guest is poor
The most admiring thing about the entire conversation was the kind of questions that you asked and the follow-up questions, which were put up very well. The conversation carried out was very mature too. looking forward to more of these videos.
Damn, what an intellect Nikhil is. The way he speaks also portrays his finnancial accumen and genius
He's the best chess player ever
@@onlyworkingtrix7472 🤣🤣🤣😂
dude we need these type of podcasts great work keep it up🔥🔥
*I am so so so happy to see Ayush Shukla Sir finally doing something he loves. Thank you so much Sharan Sir for being by the side of Ayush Sir*
Thanks a lot.. Really informative. loved it! && Lot of respect to both of you! 🙂
This guy is one of the best financial advisors I have ever come across. His opinions are balanced and not unrealistic like, don't buy a car, don't buy a house; live bare minimum and stuff.
Good going Sharan! Nice to see you opening different mediums of content for the audience to consume and empowering your community with questions we all would want answers on! Great job on your first podcast! To many more from here!
Thank you so much Akshar 😇
@@financewithsharan in which floor he lives sir... pls replay
Everyone is seeing him as billionaire am seeing and observing how he is talking calmly, maturely talking with atmost perfection with slow and steady 👏
Found this at a great timing in life, and put things in a much needed perspective. Thanks for curating and sharing this! #Sharan and Kamath. Loved the discussion and looking forward to more such videos :D
Man of finance your reel are mind blowing as well as knowledgable and im inspire and also congrats for 1million followers .
One of a kind podcast. Interesting and Inspiring!!
Thanks and keep up the good work guys..
A feedback for improvement for your future podcasts, the audio of this podcast was very poor. It's an important factor for such an important podcast. But loved the rest of the content in the podcast 👏👏👏
IK. For example, when he first did the intro clip in his studio, there was so much reverb, making the audio really bad. I can understand when he's at someone's house. Probably a better mic would be the direction to go but for his in-house studio, he really needs to invest in getting some acoustic treatment considering now he's a full time content creator.
+1
Your headphone is not working it seems
@@harshitmundra2313 Lol.
Clear your ears
"If you think long enough about anything in life , it will appear meaningless " - Truer words were seldom spoken
Two Gems in One Frame. Nikhil is so Calm and Inspiration
All these achievements and defeating Vishy Anand with 1.Nf3 e5 with black pieces(even Magnus will lose easily after the first move). What a guy this guy is!
He used engine. Go and check ur facts before blabbering .
@@UrMyAngel18 he is being sarcastic lol
@@kapilhanwat5287 Nowadays it's hard to understand sarcasm without emoji😂
Nikhil is superb from 37.17 onwards. Clear demonstration of how intense thinker he is . Wont be surprised if he becomes a monk at some stage in his life. Very insightful response he gave to the question for sleepless nights.
He has achieved so much at such a young age yet he is very humble
Only humble and sensible people achieve anything in life.
Nikhil's voice is just so damn soothing
He is a genius creating his own gambit in chess "ZERODHA GAMBIT" in which he defeats chess grandmaster using engine. Amazing personality ❤️
Way too informative Sharan, I loved this and will be looking forward for more such contents on this channel
Money makes you humble sometimes.. a true example and great startup zerodha...
Wonderful points by Nikhil. I agree that Metaverse would reduce carbon footprint but create mental/physical health issues to people. Human body is not designed to sit in a couch with a VR headset ON. Would be a great use case only if the applications are limited. Just my 2 cents…
I am guessing Nikhil is referring to Karthik Rangappa, the one man army for all the varsity content. Loved this podcast, Sharan. :)
Well said: Money is reflection of your time.. 👏👏
Apart from the audio consistency, it was a fantastic interview.
One of the most insightful podcast i have listened till now!!Damn it's amazing👌🏻👌🏻👌🏻👌🏻
The first answer is really genuine and realistic. ❤
Great podcast! Looking forward to more such stuff!
i have solution to clear these type of fake bots scammers
@@rudreshjha7166 clear them then
Never knew that I would just be focusing on the hands of a person. Can hands be so attractive??? Yes look at Nikhil’s hands …
This is gold. How come this video has so less views
this is a fantastic interview. keep up the good work.
Keep doing the good work Sharan!! Really like your funny energy and creativity in youTube shots.
After a long time, finally a talk, where people are sticking to subject and not giving random answers.
Bro... I m a great fan of you... Lots of informative shorts ... Great work and really usuful
Very thoughtful questions.Great work 👍
Excellent,marvelous video,nice messages.keep going sharan,thanku very much.ur questions are very nice.
So much mature n perfect answers
Kamath must give more interview's
One of the most enlightening session I have ever come across. Thank you Sharan, Nikhil and also to TH-cam algorithm for suggesting me this. Subscribed! 👍
My god what a lovely guy and a better speaker i swear.
Cheating in chess in a charity event against India's gem is a disrespect to our country
adding to what @Digital Deepak commented "First become a billionaire. Then become a philosopher" ; then become a cheater ..... CHEATER CHAD MOMENT
Sharan, you are doing so well. I look forward to you for your approach on how to beat a problem so well. You are always gonna get admirer & haters but how to manage that, focus on your work and keep delivering without compromising the quality of your work.
Hat's off 🎩& keep inspiring 🎉 💛
26 years and earning 😂😂😂12lakhs? That's really 0.1% people ... Yaha 27-28 ladka/ladki still earning 10-20K per month
That's a big difference
Looking like you talks about people who lessor educated because people with educational support they achieves good packages in their 27,28
Not in Mumbai...by 30 you will have 12 lpa abv.
keep up the good work sharan. Good going
one of the best podcast the last part really really helped me
'Twas a great candid session and new learning as well. Good going man! :)
I'm from TIRUPUR... Very practical interview... great sharing kamath
Wow enjoyed conversation.
1st time saw Nikhil being in humorous mood, especially the relations
And right question to derive for.. 👍
Can’t help but sum up Nikhil’s personality with these sporting adage - Form is temporary Class is Permanent!
Super great session. I wonder how did you come up with those questions crisp and informative. Good job Sharan.
One of the best content I have seen. Keep it up!!
This is my first podcast on TH-cam from you sharan which came as a feed while watching one on some other podcast with the founder of mobikwik ...
Since the title was too catchy. *how much money is too much* or some thing coupled with my long pending curiosity to know Nikhil our boy next door who has made us all proud.... here I m a happy consumer subscribing to your channel. This was quite a nice conversation, where I got a glimpse of this super successful guy Nikhil and a glance into his fascinating mind along with yours... I am more in awe of nikhil today after this watching this show than before.... ❤❤
All the best sharan , have so much to catch up now on your channel.... I wonder how do I make time for all of it
Awesome podcast😍
Sharan ask how he came up with the idea of zerodha and it's clean and neat user experience compare to other brokerages
You know him as a billionaire
I know him as a Chess Genius who defeated Vishy Anand😉
Lol he used engines 😂
He admitted that he cheated
The funny thing is that he was not caught like others he admitted cheating right after the match. He purposefully did 2-3 mistake to evade, now v know y he is a billionaire & v (including those caught) are not😂.
Sir we want to see your podcast next ,how you turn from engineer to highly qualified financial advisor, how you did finance study ,what all resources you utilized....please
Wonderful conversation ! Very profound ! Keep bringing such an engaging talk!
Amazing amazing content! I've been investing in cryptocurrencies, stocks, REITS and other assets for over two years now but i only started earning over $5000 weekly profits from my portfolio when i adopted a growth mindset and I became intentional about investing the right way and using the right management techniques for my investments.
That sounds like a lot. I'm very sure a lot of work must have gone into developing your investments. I'm still a beginner, I admire your journey.
@@Ayoub81869 A lot of patience and discipline too. it's not actually easy, and i still consider myself a beginner, because i'm learning everyday.
@@coinboy3811 I just want to know, how did you get it right in terms of managing your investment? Finding a consistent management strategy for my investments has been very difficult for me.
I've been very intentional about my management, I don't do my investment management alone, I have my financial advisor William Stanley PJ to manage my investments, and he has been a very valuable to my investment growth.
I'm not familiar with a lot of names in investing, i'm very new to the market, that’s why I’m asking the questions. Could you help me out with William's details if that's possible? where can i reach him?
Podcast was really informative
May Nikhil gets his answers soon on why he is doing what he is doing 😊
Great interview Sharan. Keep up the good work with future podcast. Please make sure the mic volume is optimized for the audience.
I have enjoyed learning from this Interview! Watching you from Zambia! Africa
Please continue the podcast. Upload more episodes.
Thank you for this important session.😊
Thank you so much!
This is a really good conversation!! I love it
P.S. Please fix the audio issue
Very insightful interview 🙌🏽🤙🏽
Loved Nikhil’s sense of humour pulling Shravan’ about his “partner” toned analysis and Sharan blushing without denying 😂😂😂
Inclusive content if I have say 🫶🏽😎
Great Podcast........!! Sharan never fails to impress his audience with his speaking skills......👌👍👍
This is great discussion, Thanks for making this content
Following sharan since the very start ..great interview. Great questions.
Many know this legend for using engines most efficiently...., Iykyk :)
Woah! Great podcast.. Looking forward to more such podcasts ✨
Thank you!
wow, brother so much wisdom. i really like how you both communicated and expressed whole topics around life.
Good podcast !! Looking for more such content...
I came hear 1st time.... Great conversation.. You guys just fav...
Like it. I also think Time is ultimate byproduct of money.
One of the best sessions i have watched - Good lessons learnt along with an element of fun. This is how it should be which makes a 45 min long video seem so short. Great going Sharan. And also Nikhil is one of those entrpreneurs who speaks with a certian manner and dosent fake - " Positivity or High Energy". Enjoyed this one. As in Sharan's words " Psychhh Bro"
😊thank you bro.
@@financewithsharan wasn't his response and views on crypto very laymanish? I am really surprised he did not have a single valid and compelling argument other than the same whatsapp gyan.. He is definitely pretending to be a novice. Surely he has invested in crypto.
I like how nikhil, being a founder of zerodha, is honest in saying that he is conversative about equity.. instead of promoting folks to come on his platform
Which is why there are so many people using Zerodha.... Not just him neither Zerodha does any marketing or assures any of their customers any guaranteed returns... What a wonderful platform he has built.
Waiting for more Amazing Podcast Episodes on Finance!!
This is the still tending, interview ever 🔥 ❤️
Hey Sharan, You should uploading this type of videos/podcasts in your TH-cam channel trust me within a year you will million subscribers..❤
Purpose of the life is "being quite" and being "non-judgmental" about what others are doing!
He is osho reader and that completely we can see in his persepection
Audio needs to be clear sharn bhai!!The content was awesome!! Precise and meaningfull fun also !!
Hey sharan, really good interview. Please consider using better mics . Nikhil was not audible at few places and there was disturbance at few places.
Too good content keep going Sharan
Next one we want with "The Kunal Shah" 🙌
this man is telling some great wisdom about life and learn some new stuff like growing out from the rat race mentality and showoff
Great person to have on your show