ฝัง
- เผยแพร่เมื่อ 21 ก.ย. 2023
- I'm sharing money habits that actually worked for me to retire early. By following these strategies, I was able to build passive income streams that allowed me to retire in my 50's.
*MY FAVORITE MONEY TOOLS 🖤*
Wise - Best bank for international currency conversions and transfers ( I use this app a LOT because I receive income in a few different currencies) wise.prf.hn/l/LAnEOdQ
*MY MUSIC*
Epidemic Music - share.epidemicsound.com/okrrwk
*BOOKS I HIGHLY RECOMMEND 📚*
amzn.to/3RvElza
* MY CONTENT EQUIPMENT*
My content equipement - amzn.to/3HXXK8x
DISCLAIMERS & DISCLOSURES ❤ I am not a financial advisor. The ideas presented on this channel are for entertainment purposes only. The content on this channel is the opinion of the speaker and should not be relied upon as professional financial, tax or investment advice. You are solely responsible for any financial decisions you make based on the information provided on this channel.
This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!
![อยู่ได้แล้ว - LIPTA feat. Mirrr [OFFICIAL MV]](http://i.ytimg.com/vi/-9-hpntNym4/mqdefault.jpg)
No doubts , a good way of growing and saving your money is through investing . You don't need to have much before you can invest.That little money you have now can make you millions if you invest it wisely. I wasnt financial free until my 40’s and I’m still in my 40’s, bought my second house already, earn on a monthly through passive income and got 4 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing is a grand choice I made❤
I understand the fact that tomorrow isn't promised to anyone, but investing today is a hard thing to do for me now because I have no idea of how and where to invest in.I would be happy if you could advise me based on how you went about yours, as I am ready to go the passive income path.😊
Understanding the intricacies of investing is crucial. That's why it's important to have a reliable support system, such as a financial consultant, who can guide you, especially when it comes to selecting assets. Personally, I work with Regina Louise Collaro, an investment advisor who collaborates with a licensed wealth management firm. I must say that my financial journey has been exceptional under her guidance. Regina is widely recognized for her excellent services, so you may already be familiar with her. Thanks to her expertise, I have achieved financial stability and now earn a consistent monthly income through her passive income strategy.😊
That’s great , your investment advisor must be really good,I have seen testimonies of people using the help of investment advisors in making them more financial stable. Do you mind sharing more info on this person?..
She is easy to find , you can make a quick research of her on the internet with her name Regina Louise Collaro and leave her a message. she works with anyone independent of their location.
Personally Maria, I'm blessed and realizing I'm not the only one working with Regina Louise Collaro. I will consider myself lucky. I've been able to feed and make a living through her advice and great work. For such a person as Regina, I owe her gratitude, support and endless prayers as it is not easy to gain access to such a competent and reliable adviser. Who isn't just wise but has all it takes to handle an investment and is good at what she does.
Congrats. I was also able to retire at 50, just two months short of my 51st birthday. I’ve been retired for almost 3 years now. Life is beautiful
Congrats! I was wondering, how did you estimate how much you needed to live for the rest of your life? Like, did you have a specific amount that you needed to reach, or did you build up rental properties, or have a pension to provide income?
@JC-du6sn why? What has that got to do with it?
how do you live? how much do you take annually from your investments?
I'm 47 and you're doing exactly what i plan to do. Si happy your channel popped up in my feed!!!
I am grateful i found your channel, i look forward to your future videos! Thank you 😊
Thank you for your kind words
🤔Thank you for the tips, knowledge and your time
Thank you. Your information is helpful . Love it and will watch all of them. ❤
thanks for your advice. it really helps me
Thank you so much for you information. Very helpful.
Parabéns pelos vídeos!!
Retired at 38 by buying rental properties in us and now I live in Mexico. Cash flow is the King.
Well done👏👏👏Keep going
Another amazing video Daphna, thanks for sharing.
Thank you for your support Stuart
Thanks a lot for your advices. I find yout videos very helpful.
You're very welcome! I'm glad to hear that you find the videos helpful
Great advice great info
Thank you 😊
That door you're trying to enter said "Danger do not enter". I like that.
Just back from Tavira beautiful place ,I’d love to move there but the property is very expensive, thanks 🏴
Thanks for d advices...
Thank you for sharing!😀 I’m in the same path. New subscriber from Chicago.
Welcome!! Best of luck on your journey
Thank you!
Please post more about getting into real estate
Anyone that can't make a mistake can't make anything, mistakes I have found mistakes, mine and other people mistakes have been a real learning curve
Absolutely, mistakes are a natural part of learning and growing
Thank you for sharing your experience l agree money can buy freedom.
Thank you!!
I like your vids Daphna. I am going to subscribe on your Channel. You're a brave woman
דפנה ,תודה על ההנחיות , כדאי אולי לשנות בניסוח ולעבוד פחות עם מילים שחוזרות כמו and , אבל גם כך זה מקסים❤
I love your content! Thanks!
Thanks for your support 🙏
very insightful ...subscribed
Welcome 🙏
Well done. Very brave. ❤
Wonderful video ❤️
such a cool lady’s advice ., u pretty much rite .., ‘ passive ´ income & the freedom to buy or NOT buy
I am 57 and alone now since I lost my Husband..am looking to retire in Greece..and yes money management is so important..hoping by 2025 to make it happen.
Hey, you are stealing my dream ???
Yep, Greece is also my dream destination when I retire at 66, in 5 years, I have decided to start doing research now, then things won't come as a surprise
I'm sorry to hear about your loss. I wish you all the best in achieving your goal by 2025
I think your amazing and inspirational ❤ yes realestate is the way to go...
Hi from Australia 😊
👋
Congrats on your successful journey to financial independence. I track my budget a very simple way, I purchase everything on a credit card so I see exactly what I spend every month and it's set up on auto to pay in full every mo so I'm not charged interest, and I get cash back on the purchases.
Buying, renting and taking care of property is not passive and too much hands on work for me. I'll stick with stks and reits. Might be good for a young person full of xtra energy.
You are An Inspiration for people like me
Thank you for your kind words 🙏
Liked the video which contains reality of life. Best wishes for success of your channel.
Thank you so much for your kind words 🙏
Subscribed right away!!!! 💕💕
Welcome 💕
Great video, thank you
Thank you
Thank you
people can tell fromthisone that you are honest --- very very important for successful chanel great job!!!!!!!!!!!!!!!!!!!!!!
omg thanks for writing that ❤️ ❤️
Very good. I think I can made a lot of my life to Stay alone
I am totally free - have my own money as a Physiotherapeutin.
I have struggle many years to be independent.
Thats the best feeling I every have in my life. I am 53 years and I became little bit more selfesurance. 😊 I think that are the fruits in the 50th I earn.
Now I can relax a little bit more
Thank you for the good Video.
Dear Daphna! After this video i subscribe/ Thank you so much
Welcome!
Money buys options and more freedom of choice.
Just discovered your channel and enthusiastically subscribed after watching 2 vids. Very much appreciate your direct, common sense approaches which are an antidote for these unnecessarily complicated times. Keep up the good work, and best wishes to you.
Thank you for the kind words 🙏
Love you información..I hope you doing good.
Thank you so much! I'm doing well
thanks for inspiring me!
Thanks for your kind words 🙏
Daphna thank you for your excellent, inspiring and professional videos. You give us hope and courage and kindness !
That is the sweetest thing to say
Thank you for this info. My biggest challenge is fear of failure so I put off investing
My best advice would be to just start small. Set aside $100 and start with that. If you can do that, You’ll gain confidence with time
The time is going to pass anyway. Fear is meant to protect us from actual threats. Start simple. Build on that. You'll gain confidence as you go. The fear will subside as you start to gain momentum.
Thank you for inspiring me to buy real estate, hopefully Portugal
No need more real estate speculation here..
You are so lucky to retired at 50. Singaporean retirement day is the day we die! Having super high living standard, we can’t retired at all time!
Wow are you serious?
Power is power.
yes this is so good - I really appreciate the female perspective about financial freedom and how important it is for independence.
Thank you! I feel there’s not enough women talking about wealth building from the feminine point of view
Daphna thanks for your Excellent, inspiring and beautiful videos. You give us hope and courage and kindness 😊 welcome to Morocco for more investing.
Thank you for your kind words 🙏
@@Daphna. welcome 😊
Hello from Miami USA
Ben
You’re in Portugal! 🇵🇹❤️❤️❤️
I've retired but I'm not financially buoyant. Looking for where to invest my money because saving up funds is not giving anything in return. And I need to make more money.
I understand but I'm your own you could seek out several of these portfolio managers. Know your your targets and ensure you achieve your financial dreams.
You seems to have traded with some of these portfolio managers. Please can you mention who you worked with?
I know this man. I met him few years ago after I got divorced 😭 he helped me overcome my financial challenges and I'm most grateful to him. Thank you Chris!!!
I've heard a lot of people talked about making huge profits working with these portfolio managers.
Is it possible to get in touch with someone like CHRIS?
We need to have a conversation in Lisbon about your investment ideas
Very well presented and I’m in total agreement with you if you” retire” early and enjoy more of life, do it!
Thanks Arthur for your kind words
Daphna, very well presented. You make financial advice easy to understand and on point. I subscribed and am looking forward to future videos!
Welcome 🙏
@@Daphna. הי. עומדת לצאת לפנסיה. כבר מאפריל 2023 מתלבטת אם לקנות דירה בפורטוגל. אינני מכירה את השפה- ולא אנשי מקצוע שאפשר לסמוך עליהם וכד'. לכן ההתלבטות הגדולה.
כול הכבוד לך על התעוזה ונראה שדרכך צלחה. האם אפשר ליצור איתך קשר (במייל) ?
Thank you תודה רבה דפנה Im also Israely and have a Portugal passport
Considering moving to portugal
Starting today following your channel
Good luck
Good.👍
Thank you for sharing your story!
are your properties overseas or local?
Will do a video on that topic
So well said . Sometimes less means more ! Retirement is freedom to do as we please . Travel anytime we want .
Retirement can be such a beautiful phase of life
@@Daphna. Absolutely agree .
Simple and very informative, thank you !🙌
Glad you liked it!
Yeah, very easy and simple to buy properties and rent them out😅…😂😂😂😂😂
Hi Daphne, I just discovered your channel- really enjoying your videos! :). I have been on a similar journey over the last period of time. Can you show us an example of your spreadsheet where you track your expenses? Thank you 🙏
Also want to tell you how brave you are to start over by yourself in a new country!
Very sweet of you! I rank up at the top with other heart warming comment I save. Budget Excel spreadsheet? Great idea👍
hey daphna
great video. i did exactly the same 3 years ago, also with 52 and now moving to the silver coast. i learnt to invest, tracking my costs and enjoy my live, only doing what i love. perhaps one day we will meet somewhere in this beautiful country 🇵🇹.
chears peter 😊
Well done my friend 👍
Hi, I am American and live in Colombia but want to move to Portugal. I have visited the Azores
Awesome content and great motivation.. Did you buy property in Israel, Portugal or both ?
Thanks for your support mate🙏
i retired at 45, after working only part time from 40-45. this helped ease into it. im really happy. good choice. work simply does not pay anymore.
You 'retired' after working 5 years, part-time? Doing what?
i made 3D dental scans. i just doubled my fees and cut my hours to 16 for the last 5 years. i felt bad, but this is the best way to free up time without losing pay. i also paid a lot less tax. find your self a good tax advisor.
its debt which stops people retiring early.@@TR4zest
Beautiful and smart lady. Thanks.
The beach in the photo is Nazaré, Portugal 🇵🇹
Right to see Good Neighborhood .
Hi there. I'm new to your channel
The word Portugal stands out to me because I want to be there. I enjoyed your video however. I'm wondering how you started. How you got the money to buy your first place. And where you bought it.. thank you so much.Grestbidea to start this channel❤
Hi Angela, the whole point is to buy properties which have cash flow. You’re looking to buy in markets where the yield is 7-10%. Portugal properties are still good value compared to other countries in Europe
ואוו דפנה ...
קובי קיבוצניק 56 גר בספרד .
אחלה מידע חושב לעבור גם לפורטוגל .גר בספרד כבר הרבה שנים ומאוד יקר כאן באיביזה.
היי קובי קיבוצניק שגר בספרד😊
Making a mistake in buying real estate when prices and interest rates are high can potentially have devastating consequences depending on the property, location and market timing.
True that. It's important to be careful and do your research
As a 50's male, I very much admire your journey and the effort you put into to making women feel like they can approach and conquer this and these issues. I, myself, came to financial education in my 50's and have never looked back. I hope any woman who reads this is made to feel that regardless of gender, they are not alone in feeling overwhelmed at the prospect of learning about the power of financial eductation and the power that comes form it, but I assure you, as Daphna says, it is MUCH more simple than it is made out to be. Good luck!
Well said ❤️❤️❤️
Just found your channel. Binge incoming tomorrow 😂
Welcome!! Tnx for the compliment
Another great video. Thank you. Could you please post a list of the books you've read to get financially savy?
That’s a great idea👍
Daphne lovely video with good ideas. However, look at Uk taxation on rental property then please do a video. Nightmare here.
With taxes I’ve learned that they’re unavoidable 😊
Good video and nicely articulated 😊
Rental properties are a headache due to upkeep and maintenance. I am 53 with 1.6M in stocks and some cash and 1M in home value. Seriously considering quitting my job soon and moving somewhere where the cost of living is not as high as where I live. This video is encouraging.
Thanks for sharing your thoughts. I value your perspective. Rental properties do require work as you are essentially supplying a service to your tenants. It’s not passive income, but it brings in a steady monthly cash flow and that’s why I prefer it to stocks
If you live in California, tenants can refuse to pay rent and it will take you years to get rid of them.
Nice! And how is return from stocks? Is it covering life expences from dividents?
I'm with you. I'm 41 and my goal is to be able to live off my stocks in a few more years. Can't wait to not have to set an alarm at 4am every moring
You can hire a maintenance manager to handle all the repairs and calls, which reports to you for additional cost on replacement items. All labor will be covered by the maintenance manger; paid by the job or have a monthly fixed amount for 24/7 on call. My brother did this for one of his property and all he did was sit back an watch his monthly mortgage and manager cost paid by the tenant with several 100’s leftover deposited into the bank. Just make sure you interview the potential tenant(s) yourself with references. They can give rise to headaches!
great video, what country are your investment properties in?
Will do a video about it soon
Thanks Daphna. Although investing in real estate does ask for a certain capital, first. And, it's not an easy nor safe way to get an income. It requires a lot of daily work, and at times one can be ripped off, buying real estate that could be a scam.
I have friends who invested just like you, into a place that was going to built. It was even in a high touristic attraction area. Well, it turned out that the realtor ripped off all investors and fled with the money!! Never to see it again!! Law case, etc... Nothing doing. They lost a huge capital. 🤔☹😓
We all have friends with horror stories about investing and losing money . Theres a tight way and a wrong way to do it and you should be financially educated before you invest
Thanks for your advice, and pooints of view. Well done you ! Real Estate investment has of course been a good move historically, for rental. Especially when property prices increase, so the capital value of the asset grows. But, how do you mitigate against the risk of a fall in property value ? There is a risk/reward equation at play, and none of us has a crystal ball. But 20+ years of property boom must surely come to an end ?
You make a great point about real estate investment and it’s potential risks, especially at this time. It's certainly something I've been thinking about. I won't pretend that I can predict the market. For me, the reason I choose to invest in real estate is because even if the market slows down and prices drop, I still receive rental income every month. You see, that's why it's important to be clear about your investing goals. "Investing in real estate" is just a general term. Some people invest in short-term rentals, others buy, renovate, and flip houses. I invest for the long term and for the monthly income, so I'm not worried about market fluctuations. Let me know what’s you think
@@Daphna. You reseaach, and buying close to, but not in, prime areas, and with Public Transport links, is a good strategy, so you should be ok !
Hey Daphna, I have a question regarding the properties: you moved in another country so I wonder how you manage the rent from abroad. I want to buy as well properties in another country, yet I try to figure it out how to manage them. Maybe it is also a good video topic for your viewers. Take care and keep the good work. You are an inspiration for the ladies. ❤
Such a great question. more content coming, in my next video actually, and I'm so excited to see what you think ❤️
Great video. I’m a financial coach and Realtor for Investors. I’m so happy to be seeing this video. Good for you. Keep sharing. People need to see they can do this.
Thanks for your support Terry🙏
@@Daphna. easy to support. This video is awesome.
Just subbed
Welcome
Good evening , i live in south of France , i'm 40 years old and i'm very interested in financial freedom
Your journey is a good reference , i'm a single man without family , last year , i closed the reimbursement of my apartment bought in 2014
I earn 1600 euros per month , i only spend 400 euros , my food is vegetable , i'm going to invest in real estates and market place , i hope to be definatly in retirement in a few years , congrats to your journey and have a good time 😉
Best of luck my friend on your way to an early retirement . It sounds like you have s plan
As consejas importantes!
Obrigada
Yes, have to start early, but if you don't just start anyway. The investments you make now may increase much more
אני ממש נהנית מהסרטונים שלך, דפנה! תודה רבה. (נ.ב - מאיפה השמלה השחרה היפהפייה שאת לובשת??)
Zara😊
I am 35 years old now I retire this year 2023.
Gosh that’s wonderful. Well done 👍
Wow that is sooo early. Are you enjoying it
Do you manage your own properties or do you pay a property manager?
That's a great question. I manage the properties in Israel myself, but for the ones abroad, I use a property management company🏡
I like how you pronounce Portugal
I wonder why
Extremely valuable and informative content, and thanks for sharing your thoughts I'm about to hid 40 yrs and may GOD of all the crazes help every one in this channel pursue their dreams this is so wonderful I'm impressed ...................Amen
Thank you for the informative video, however all this moves requires to have savings in order to invest. Correct me if i am wrong i wish to have more of you. ❤
Watch my video about how to move to Europe. There are visas that don’t require savings .
Thanks for starting this channel and becoming the role model you needed. 🎉
That's exactly it
10 is a good number. I give my clients a target goal of 10 properties. Done the right way, this can generate $120,000 a year take home. NetWORTH generally 2.5 million.
👍
Thanks for making this video. I was wondering, did you buy the properties in Portugal or Israel and do you still own them? If you bought them in Israel, is it difficult to manage them from Portugal?
I bought the properties in Israel before moving to Portugal. Managing them from a distance does require some effort, but it's manageable with the right support in place. If you have any specific questions or need more information feel free to ask. 😊🏠🌍
@@Daphna. Thank you, you are inspiring! Do you also have a job in Portugal or you are able to live off the rental income from the properties in Israel?
Also, do you own an apartment/house in Portugal or do you rent there?
@@jayplays568yea I have the same questions too
This is first your video which I've watched. One question, how long it took for you to get retired?
When I started there was hardly any financial education available, online or offline. I think if I had more role models it could’ve been faster. I started with “rich dad poor dad” and them went in to “the 4 hour work week”. These were the only sources back then
Thanks@@Daphna. !
My grandfather was able to do retire at 50. Worked at the highway department at age 18 and retired at 50 in June of 1982. At 91, he still hasn't worked. Just was frugal with everything. Put money into bonds, mutual funds, etc and let that grow. Paid all the cars in cash and never had any debt. This was back then before the cost of living and everything just went up like crazy.
What a great role model!
How much money did you have when you started? Did you buy the first property cash or on debt?
Great question. I initially invested with my own savings to keep things simple and minimize risks. Renovation costs, taxes, and other expenses are indeed things you need to consider in advance. While I can't give personalized financial advice, I'll definitely consider making a video to delve deeper into the financial aspects