I hope you got at least one valuable takeaway from this video and it opened your eyes to another part of the world. Please let me know by leaving your thoughts or questions as a comment below right now. I use this to send money overseas ► wise.prf.hn/l/QLBVm1b/ Connect with me ► instagram.com/mrjackalderton
@@JackAlderton Wonderful. I've not been to TRX since I'm still in living in Kuantan. The rooftop garden at the TRX Exchange Mall is such a beautiful greenery area. 😀
Thanks Jack, as an Aussie looking to retire early in Malaysia these videos are always helpful, we are over there again in December, I can't wait to get back there!
Loving it here! Such a diverse place, TRX mall is the best of advanced modernity, surrounded by rich culture and history. There's something for everyone in Malaysia.
Excellent video, Jack. Thank you for all of this helpful information. You are incredibly engaging while at the same time being concise and explicit. Congratulations!!
Great insights on your expenses as an expat. As for the average local Malaysian, one does feel the impact of inflation as earnings are far less than what an expat would receive. However, the Malaysian government is very much aware of this evolving situation and is proactively addressing it by dynamically implementing several prudent strategies directly to the specific classes of societal groups, as well as, indirectly collaborating with various pertinent established institutions that can expediently help balance and consequently elevate the living situation and conditions of the average Malaysian citizen.
Glad that you comment highly in KL. Australia is very expensive to buy anything. Even to take pic with Santa and Xmas display, ou get charged. Malaysian Xmas decorations are so much nicer and you can take pics free of charge. Dentists and GPs are charging very high fees. Chemist warehouse is a discounted retailer but you often pay high costs for cheap products. I strongly recommend travelling to Malaysia to do all shopping to cut costs.
About the inflation, the increased cost of food, goods and services, I actually think there's quite a difference, I've noticed that many consumer items from groceries stores have increased in prices after the pandemic & lockdown. But the difference is quite small, more or less around RM1 only for each item. But if you gather everything in a basket, depending on how many items in your basket, the difference could be more than RM10 for each grocery shopping.
@JackAlderton Wonderful. The TRX Exchange Tower is one of the many tall buildings and structures in KL, ie Petronas Twin Towers, KL Tower, Four Seasons, TM Tower, Merdeka 118 and few more under construction. 😀
Good information and well taken video. As a Malaysian, I think your cost of living is the same as a family of four living in the suburbs of Kuala Lumpur.
Well, my Malaysian bro-in-law's Singaporean wife hands down says Malaysia food is better. Sure, it is price driven, but everyone only goes from Singapore to Malaysia to eat, never the opposite (even if price neutral somehow).
Fair enough! Personally I think I'm unbiased and call it like it is, both are great and I think the rivalry is more about a national pride thing than really the quality of the food itself.
always random malaysian comparing food to singapore. remember guys, comparison is the theft of joy. you are miserable if u compare which countries food is better. There is always something better than you in some aspects. never compare.
Found a gem of organic vegetables section at Village Grocer at Bangsar Village for anyone interested - fresh and excellent variety. Also shout out to staff and security there just really kind humans 🎉
I think that joining BRICS will serve to stabilize or strengthen the ringgit against most currencies over time. As a major producer and exporter, Malaysia will also become an important finance and investment hub.
Thanks, Jack. Just moved to KL a month ago. I recall your cost video you did before. That inspired me to keep track of my expenses since arriving. I have to say, I don’t know how you’ve managed to keep costs so low. My grocery shopping alone is through the roof. Pay more here in groceries than back in the U.K.! How is that possible?!! 😂 Let’s see if I can reduce my costs this month! Thanks for all the info and inspiration! 🙏
@@ZalshahZalshah thank you. Yes. I need to find some local stores. I normally shop at Jaya Grocer. The quality is usually good but very expensive overall.
What about cars and the process buying one? I heard that in singapur you need to pay up to 100k usd for registering a toyota corolla (that’s if your are lucky to have a place to register the car)😬 is it that bad in kuala lumpur or not?
Nope completely different in Malaysia - much more affordable - I'd say most people have a car, even though I personally don't! Also grab & public transport is super convenient and affordable so worth keeping in mind.
Thanks for your video. Does you apartment also changed? If I remember correctly your last appointment video was more pricey, but may that just seem to me since I calculate in USD. If you apartment changes it could be a nice Video to see an other apartment to. As I researched for myself, it was very interesting for me. I plan to live in future In Kuala Lumpur or in a specific small Island in Indonesia. So your videos was part of my research and decision making where to look first for a new Home. ❤ thank you.
@ That’s a totally personal choice. Do you like city or village. Do you plan children. Do you like party. Are you interested in surfing or you like to have small waves for sailing. It is impossible to answer your question without deeper consultation. In I don’t want to share my answers to that questions. 🤷🏻♂️
Thanks Robin! Yes you're right, my situation changed from the first video. I'm sharing with my partner. KL could be a great option, but I definitely get the appeal of the Indonesian island lifestyle! I'd fully encourage you to try both and see what works best for you. Glad these videos helped and hope all goes well mate!
Haha I do indeed. I'll try to do a full sit-down 'tell my story' kind of video, I think it's much needed to connect more with my audience. Thanks for watching mate!
Great places! I have visited Ipoh twice but haven't stopped in Taiping yet. I agree, it's much cheaper. Unfortunately I have to be here for now to go to the office.
Thank you for your insights. I have a question if it’s not too personal. Do you think dating with the intention of something stable as an expat in KL is harder or easier compared to your hometown/country? In Singapore I noticed that some western women were more direct compared to my home country in western Europe and I would be interested to know how the vibe is in KL. I‘m not talking partying and stuff but like everyday life making acquaintances etc. does that come easier or harder?
No worries, thanks for a great question! Honest answer, both. It's obviously easier in many ways as you will generally have more options, a much more down-to-earth population and what I'd consider friendlier & more family oriented women. Settling down into a more stable relationship has it's challenges, from cultural differences to expectations about the future. I found it a lot easier to make friends and acquantances in KL, and a partner. But long term, yes there are challenges you wouldn't necessarily face at home. Hope that helps!
As a local Malaysian woman, yes most Malaysian usually dates for future marriage regardless of any religion, so they will mostly be frank about future marriage life like housing, kids etc, but those topics must be approached with sensitivity and subtlety at first.
Hi, are you still in Malaysia? I recently moved here from India for work, and I'm looking for some expats to explore new places with. I’d also love some guidance on how to get along with people here. Let me know if you’re up for it!
SIngapore isn't better when it comes to food. Talking about common restaurants as we don't go to premium ones often. The flavor here is much stronger as we are not stingy with the ingredients. I can send you my list of restaurants to your email if you want. There is a price increase for some of the food. Like Soong Kee Beef Noodles at Jalan Tun HS Lee now charging RM13 (big) instead of RM9 for a bowl of dry beef noodles compare to last year is one of the example. Many other dishes went up to RM8 or 9 from RM7 too.
I can attest to that. Food in KL is far superior compared to Sg’s in terms of taste and price. Had dinner which cost SGD170 for two at a ‘normal’, not high-end restaurant, and that didn’t even include wine. In comparison with ‘expensive’ Europe, I paid equivalent of SGD140 for dinner for two at a high-end restaurant by the Danube river in Vienna including a bottle of wine.
Matter of preference and opinion. I absolutely love Malaysia's food and by no means am saying it's bad. Yes, please send me that list of restaurants, would love to check them out. Good insights, thanks for your comment!
I'd agree with price, but not necessarily taste or quality. Nonethless, each to their own and by all means, Malaysian food is absolutely amazing. You're right about it being very expensive and not worth in comparison but as they say, when in Rome..
Prices do increase steadily post pandemic 🤣. Overall, it is still manageable. Again, depending on your area; income level, one person or with kids etc.
Good video, so cheap. How do you keep track all your spending? In most Asian countries, they are cash economy (ie can't pay by cards) so very hard to track spending into categories.
Great question, thanks Michael. Actually I'd consider Malaysia very advanced in this area. I pay for most things using Apple pay (credit card) or online banking/transfer. Grab pay and other e-wallets are very popular and accepted almost everywhere. I rarely use cash but always carry just in case. I do live a very city-centric lifestyle day-to-day so that's probably why I have more of this experience. As for tracking, I manually record each transaction at the time of purchase into Apple notes, then add it to my spreadsheet with categories every morning. It's a nice ritual and keeps you cognisant of daily expenses and trends instead of automating everything. I'll definitely do a full video on this process at some point!
As a local Malay, we don’t carry cash around because hawkers and small business owners prefer to transact using QR code. It’s cashless, our local banks don’t charge us any fees and instant transfer. Much easier for customers since they don’t need to carry cash, much easier for business owners since they don’t need to provide change.
You can drive with your country's driver's license...I do and have rented cars on long term rentals there as I stay in the country for more than 3 to 6 months every year..
No, as the other comment says I can drive on my license or use an IDP and drive ongoing. Getting a car would actually drastically increase my transportation expenses, so I'm happy getting the train and occassional grabs as it's very convenient and efficient for my lifestyle.
Jack, its hot as hell in Malaysia. Do some people live a fully nocturnal lifestyle? (This was actually quite common in Copacabana, Rio de Janeiro, when I lived there...)
Haha good question. Personally it really suits me, I love the heat and the sun. I'm out and about early morning and am an early bird at night. I do blast the aircon at home, and there's a reason malls/shopping centres are so popular (aircon). But you're right, even still it's not for everyone. My parents weren't a fan when they visited for that reason.
Once you get used to it. You still can go out at day time. Getting adapted takes time. If you put me in 4 seasons country, I will need time to get used to the cold too. I can actually practice at Cameron Highlands though. The temperature there could get very cold.
Hey great video ! I want to study in Malaysia. do you have any tips or websites etc. for me that can help find me a great apartment so I won’t get scammed ? Greetings from Germany 🇩🇪
For sure, please use iproperty or propertyguru and only reach out to registered agents that you can verify. Whatsapp is the usual contact method - make sure to meet them in person when viewing condos - hope that helps!
I have looked into it but I agree with the other comment, it doesn't usually make sense. Capital appreciation is very poor here and the rental market is fantastic for renters so it works out much better to not buy and maintain flexibility. Very, very different market to Australia, where I'd be much more inclined to buy and put my capital there, for example.
But yes, to answer your question, it is possible to get a mortgage, particularly if you are working here. If you were 100% committed to living here forever, I'd consider it seriously.
Basically - 1600 usd a month in Malaysia capital is a lot. Many people in Southern Europe make that much month and have to live on that in Europe. If he spends that much In Malaysia it means he keeps a very high standard of live. I think that more humble person but still with dignity would spend there 1000 usd a month.
Yes it's a relatively high standard of living. Especially compared to Sydney where I came from. 1600 USD is barely enough to cover rent in a 1 bedroom apartment :/
Ayy, my good sir, what is up with those dicky knees of yours?!😋 But seriously... Jack, thanks for the precise breakdown of the numbers - coming in REALLY useful (similar situation: bachelor, from Oz), and provides butt-kicking motivation to get a plan going on (am crying in Sydney* tears now...). Ditto the currency arbitrage bit (hadn't even thought of doing that before 🤦🏻♂) Hope your vid blows up too for (some) US viewers as the election dust settles over there... * mate, they've snuck in extra spacing in the Tim Tam plastic holders so you're getting fewer! Colesworth bosses are getting grilled by govt. enquiries lately.
Haha I train a bit too hard sometimes. Cheers for the comment and insights, appreciate it and glad you got value. Oh no, they can't change the Tim Tams... they are sacred!!
True! Up to each to figure out what they prefer. Personally I love walking and being outside, I actually wish I got more of a tan in Malaysia - the sun is no where near as harsh as Australia. Thanks for the comment!
Doesn't the tax rate go back to staggering rates after 6 months? Plus expats don't need to contribute into EPF enabling you to earn more of in not mistaken
@@hijazzainsno, it is not. Only if you reside less than 180 days per year in Malaysia. Otherwise you follow the tax regime as any other fiscal resident in Malaysia.
Thanks and I can't comment on your tax situation but I don't agree with it in my case. The tax rate works out to be 20% max, which is less than half what it would be for a relative salary in Australia, so to me it's far lower and not extreme. Not many places better tbh! Locals on average to lower salary essentially pay nothing (income tax-wise).
@@mikewestwood567 and as an expat, your pf contribution can be skipped if you prefer that, thereby only increasing the portion of the salary paid to you. After 6 months, taxation goes to normal taxation policies and brackets. Effective tax rate should be around 15-22% based on what your salary is.
I hope you got at least one valuable takeaway from this video and it opened your eyes to another part of the world. Please let me know by leaving your thoughts or questions as a comment below right now.
I use this to send money overseas ► wise.prf.hn/l/QLBVm1b/
Connect with me ► instagram.com/mrjackalderton
Notification on. Look forward to watching this later. Beautiful thumbnail from TRX.
Thanks Yasin, good spotting of location ;)
@@JackAlderton Wonderful. I've not been to TRX since I'm still in living in Kuantan. The rooftop garden at the TRX Exchange Mall is such a beautiful greenery area. 😀
@@Yasin_Affandi I'll do a full tour and day-in-the-life vlog there at some point! It really is great, an Aussie developer too 😀
@@JackAlderton That's wonderful. Thank you Jack. 😀
Thanks Jack, as an Aussie looking to retire early in Malaysia these videos are always helpful, we are over there again in December, I can't wait to get back there!
Appreciate the feedback and kind words. Have an amazing time over here!!
Is australia declining?
Malaysia is amazing. It’s truly Asia! 🇲🇾
Loving it here! Such a diverse place, TRX mall is the best of advanced modernity, surrounded by rich culture and history. There's something for everyone in Malaysia.
Excellent video, Jack. Thank you for all of this helpful information. You are incredibly engaging while at the same time being concise and explicit. Congratulations!!
Thanks so much Matthew, glad you enjoyed the video & it was helpful!
Great insights on your expenses as an expat. As for the average local Malaysian, one does feel the impact of inflation as earnings are far less than what an expat would receive. However, the Malaysian government is very much aware of this evolving situation and is proactively addressing it by dynamically implementing several prudent strategies directly to the specific classes of societal groups, as well as, indirectly collaborating with various pertinent established institutions that can expediently help balance and consequently elevate the living situation and conditions of the average Malaysian citizen.
Thanks for your great comment. Yes I was reading the latest budget announced, I think things are slowly moving in the right direction.
Glad that you comment highly in KL. Australia is very expensive to buy anything. Even to take pic with Santa and Xmas display, ou get charged. Malaysian Xmas decorations are so much nicer and you can take pics free of charge. Dentists and GPs are charging very high fees. Chemist warehouse is a discounted retailer but you often pay high costs for cheap products. I strongly recommend travelling to Malaysia to do all shopping to cut costs.
What a wonderful video, thank you for sharing your cost of living in KL, by breaking down all your expenses into sixteen categories.
Jack, do you work in TRX Tower. The TRX Exchange Mall area, ground and rooftop are so beautiful.
About the inflation, the increased cost of food, goods and services, I actually think there's quite a difference, I've noticed that many consumer items from groceries stores have increased in prices after the pandemic & lockdown. But the difference is quite small, more or less around RM1 only for each item. But if you gather everything in a basket, depending on how many items in your basket, the difference could be more than RM10 for each grocery shopping.
Yes TRX Exchange 106, great building!
Interesting, thanks for that. Yes it can definitely add up!
@JackAlderton Wonderful. The TRX Exchange Tower is one of the many tall buildings and structures in KL, ie Petronas Twin Towers, KL Tower, Four Seasons, TM Tower, Merdeka 118 and few more under construction. 😀
Good information and well taken video.
As a Malaysian, I think your cost of living is the same as a family of four living in the suburbs of Kuala Lumpur.
Thank you for watching and leaving a comment with insights - spot on, I agree with that.
Thank you for providing a local insight 🙏🏻
@@FelixArdLykke you should ask a tennis player 😁
Hello Jack. Thank you for your videos. Great work. Useful as well.
Thanks Sue, appreciate it.
Wising you a happy stay in Malaysia. May you make many friends and enjoy the food.
Thank you John, appreciate that. Gotta love the food!
Fantastic information… thank you so very much….
great stuff as usual from you, you are becoming a native Malaysian now
Thank you Nicholas! Doing my best haha
Informative and looking forward on coming vlog
Thanks mate, lots more videos coming.
Well, my Malaysian bro-in-law's Singaporean wife hands down says Malaysia food is better. Sure, it is price driven, but everyone only goes from Singapore to Malaysia to eat, never the opposite (even if price neutral somehow).
Fair enough! Personally I think I'm unbiased and call it like it is, both are great and I think the rivalry is more about a national pride thing than really the quality of the food itself.
always random malaysian comparing food to singapore. remember guys, comparison is the theft of joy. you are miserable if u compare which countries food is better. There is always something better than you in some aspects. never compare.
Found a gem of organic vegetables section at Village Grocer at Bangsar Village for anyone interested - fresh and excellent variety. Also shout out to staff and security there just really kind humans 🎉
Awesome insight Mary, thank you!
Thanks for sharing, Mary!
I think that joining BRICS will serve to stabilize or strengthen the ringgit against most currencies over time. As a major producer and exporter, Malaysia will also become an important finance and investment hub.
I believe so. Also potential for a lot of AI/chip & data centre investment, so watch this space.
Incredible hair! Great insight! Super posh too 💙 , well done 🇲🇾
Haha thanks buddy, appreciate it.
What a great review...subbed :)
Thanks Kevin!
G day to you too man than you for this🔥🔥
No worries mate, thanks for watching!
Thanks, Jack. Just moved to KL a month ago. I recall your cost video you did before. That inspired me to keep track of my expenses since arriving. I have to say, I don’t know how you’ve managed to keep costs so low. My grocery shopping alone is through the roof. Pay more here in groceries than back in the U.K.! How is that possible?!! 😂 Let’s see if I can reduce my costs this month! Thanks for all the info and inspiration! 🙏
Don't shop at high scale grocery stores... Go to the local store... You will see the huge difference...
There are some shops that is overpriced in the city. You have to compare prices here too. It is even cheaper when you are outside the city center.
@@ZalshahZalshah thank you. Yes. I need to find some local stores. I normally shop at Jaya Grocer. The quality is usually good but very expensive overall.
@@makkienleong6865 thank you. I need to find where those local shops are and check the quality too.
@@CatB-r5c For some reason, comment got deleted. Try looking for NSK Grocer, Giant, 99 Speedmart and Econsave.
Malaysia Affordable Luxury 😊
That's it! Thanks for watching and dropping a comment.
What about cars and the process buying one? I heard that in singapur you need to pay up to 100k usd for registering a toyota corolla (that’s if your are lucky to have a place to register the car)😬 is it that bad in kuala lumpur or not?
Nope completely different in Malaysia - much more affordable - I'd say most people have a car, even though I personally don't! Also grab & public transport is super convenient and affordable so worth keeping in mind.
Enjoy Malaysia 🇲🇾❤
Thanks mate! Great to be here, lovely country.
Thanks for your video.
Does you apartment also changed?
If I remember correctly your last appointment video was more pricey, but may that just seem to me since I calculate in USD.
If you apartment changes it could be a nice Video to see an other apartment to.
As I researched for myself, it was very interesting for me.
I plan to live in future In Kuala Lumpur or in a specific small Island in Indonesia.
So your videos was part of my research and decision making where to look first for a new Home. ❤ thank you.
@
That’s a totally personal choice.
Do you like city or village.
Do you plan children.
Do you like party.
Are you interested in surfing or you like to have small waves for sailing.
It is impossible to answer your question without deeper consultation.
In I don’t want to share my answers to that questions. 🤷🏻♂️
Thanks Robin! Yes you're right, my situation changed from the first video. I'm sharing with my partner. KL could be a great option, but I definitely get the appeal of the Indonesian island lifestyle! I'd fully encourage you to try both and see what works best for you. Glad these videos helped and hope all goes well mate!
Oh wow I thought you were a full time influencer. You have a corporate job like the rest of us! Haha. Thanks for all the info!
Haha I do indeed. I'll try to do a full sit-down 'tell my story' kind of video, I think it's much needed to connect more with my audience. Thanks for watching mate!
You should try to stay in Ipoh or Taiping...you can save so much...
Great places! I have visited Ipoh twice but haven't stopped in Taiping yet. I agree, it's much cheaper. Unfortunately I have to be here for now to go to the office.
Thank you for your insights. I have a question if it’s not too personal. Do you think dating with the intention of something stable as an expat in KL is harder or easier compared to your hometown/country?
In Singapore I noticed that some western women were more direct compared to my home country in western Europe and I would be interested to know how the vibe is in KL. I‘m not talking partying and stuff but like everyday life making acquaintances etc. does that come easier or harder?
No worries, thanks for a great question! Honest answer, both. It's obviously easier in many ways as you will generally have more options, a much more down-to-earth population and what I'd consider friendlier & more family oriented women. Settling down into a more stable relationship has it's challenges, from cultural differences to expectations about the future. I found it a lot easier to make friends and acquantances in KL, and a partner. But long term, yes there are challenges you wouldn't necessarily face at home. Hope that helps!
As a local Malaysian woman, yes most Malaysian usually dates for future marriage regardless of any religion, so they will mostly be frank about future marriage life like housing, kids etc, but those topics must be approached with sensitivity and subtlety at first.
Tysm❤❤❤❤❤
You're welcome! thanks for watching
Hi, are you still in Malaysia? I recently moved here from India for work, and I'm looking for some expats to explore new places with. I’d also love some guidance on how to get along with people here. Let me know if you’re up for it!
Good, I just have to double that to get to my budget. We go out a lot for food and drinks.
haha nice, well the food and drinks are definitely worth it here!!
Looks like your in the right place
Thanks mate, I think so too. Let's see how it plays out.
try shop grocery from nsk much cheaper than jaya grocer
absolutely, will actually give it a go myself and compare the difference
SIngapore isn't better when it comes to food. Talking about common restaurants as we don't go to premium ones often. The flavor here is much stronger as we are not stingy with the ingredients. I can send you my list of restaurants to your email if you want.
There is a price increase for some of the food. Like Soong Kee Beef Noodles at Jalan Tun HS Lee now charging RM13 (big) instead of RM9 for a bowl of dry beef noodles compare to last year is one of the example. Many other dishes went up to RM8 or 9 from RM7 too.
I can attest to that. Food in KL is far superior compared to Sg’s in terms of taste and price. Had dinner which cost SGD170 for two at a ‘normal’, not high-end restaurant, and that didn’t even include wine. In comparison with ‘expensive’ Europe, I paid equivalent of SGD140 for dinner for two at a high-end restaurant by the Danube river in Vienna including a bottle of wine.
Matter of preference and opinion. I absolutely love Malaysia's food and by no means am saying it's bad. Yes, please send me that list of restaurants, would love to check them out.
Good insights, thanks for your comment!
I'd agree with price, but not necessarily taste or quality. Nonethless, each to their own and by all means, Malaysian food is absolutely amazing. You're right about it being very expensive and not worth in comparison but as they say, when in Rome..
Thanks mate for sharing this..
Enjoy your stay in Malaysia 🇲🇾🌺👍
Thank you, appreciate that
Cheaper cost of living and worth it for daily needs and can save more expenses
yes that's my experience!
Prices do increase steadily post pandemic 🤣. Overall, it is still manageable. Again, depending on your area; income level, one person or with kids etc.
100% - I have noticed rent prices in premium buildings rocketed since pandemic, which makes sense. Thanks for the comment and sharing your view!
thanks
You're welcome!
Good video, so cheap. How do you keep track all your spending? In most Asian countries, they are cash economy (ie can't pay by cards) so very hard to track spending into categories.
Great question, thanks Michael. Actually I'd consider Malaysia very advanced in this area. I pay for most things using Apple pay (credit card) or online banking/transfer. Grab pay and other e-wallets are very popular and accepted almost everywhere. I rarely use cash but always carry just in case. I do live a very city-centric lifestyle day-to-day so that's probably why I have more of this experience.
As for tracking, I manually record each transaction at the time of purchase into Apple notes, then add it to my spreadsheet with categories every morning. It's a nice ritual and keeps you cognisant of daily expenses and trends instead of automating everything. I'll definitely do a full video on this process at some point!
As a local Malay, we don’t carry cash around because hawkers and small business owners prefer to transact using QR code. It’s cashless, our local banks don’t charge us any fees and instant transfer. Much easier for customers since they don’t need to carry cash, much easier for business owners since they don’t need to provide change.
Do you consider getting yourself a Malaysian driving license so you can cut down your transportation expenses?
You can drive with your country's driver's license...I do and have rented cars on long term rentals there as I stay in the country for more than 3 to 6 months every year..
No, as the other comment says I can drive on my license or use an IDP and drive ongoing. Getting a car would actually drastically increase my transportation expenses, so I'm happy getting the train and occassional grabs as it's very convenient and efficient for my lifestyle.
Jack, its hot as hell in Malaysia. Do some people live a fully nocturnal lifestyle? (This was actually quite common in Copacabana, Rio de Janeiro, when I lived there...)
Yeah most of tropical countries are lively during night time since it's cooler and hence we spend a lot of time in night time
last place you wanna be out at night is there
Haha good question. Personally it really suits me, I love the heat and the sun. I'm out and about early morning and am an early bird at night. I do blast the aircon at home, and there's a reason malls/shopping centres are so popular (aircon). But you're right, even still it's not for everyone. My parents weren't a fan when they visited for that reason.
Once you get used to it. You still can go out at day time. Getting adapted takes time. If you put me in 4 seasons country, I will need time to get used to the cold too. I can actually practice at Cameron Highlands though. The temperature there could get very cold.
What telco you use ?
Umobile! Got it from 711 straight out of quarantine when I arrived, been working really well ever since
@JackAlderton One of the best telcos offering affordable internet plans with unlimited calls and data.
Which Visa you are on
I'm on an EP (work visa).
W Malaysia for Cozzy Liv's 🎉🎉🎉
😂 first i've heard that one! will use it in the next update
Hey great video ! I want to study in Malaysia. do you have any tips or websites etc. for me that can help find me a great apartment so I won’t get scammed ?
Greetings from Germany 🇩🇪
For sure, please use iproperty or propertyguru and only reach out to registered agents that you can verify. Whatsapp is the usual contact method - make sure to meet them in person when viewing condos - hope that helps!
@ thank you so much for your reply. I appreciate it ! I’ll watch you videos from now on until it’s time for me to actually go there 🤗
How long can I stay in Malaysia without MM2H, I don't have to funds to qualify for the new requirements
3 months at a time, depending where you're from.
Have you considered buying a property in Malaysia? Is it possible to get mortgages as an expat?
Not really..you need to pay up front almost 80 percent of property value and mortgage other 20 percent
I have looked into it but I agree with the other comment, it doesn't usually make sense. Capital appreciation is very poor here and the rental market is fantastic for renters so it works out much better to not buy and maintain flexibility. Very, very different market to Australia, where I'd be much more inclined to buy and put my capital there, for example.
But yes, to answer your question, it is possible to get a mortgage, particularly if you are working here. If you were 100% committed to living here forever, I'd consider it seriously.
Government is redicing fuel subsidies so inflation may increade aftef May 2025
Good point - let's see how that plays out.
hello excuse me sir when you make video to india plz
Thanks for the suggestion, I might consider it in the future!
I'm confused.... in the previous video, you mentioned your rent was RM 2,900 but now it's RM 2,000?
The condo is 2.9k, I split it with someone based on my living situation.
@@JackAlderton Ah I see. Thanks for the clarification.
Basically - 1600 usd a month in Malaysia capital is a lot. Many people in Southern Europe make that much month and have to live on that in Europe. If he spends that much In Malaysia it means he keeps a very high standard of live. I think that more humble person but still with dignity would spend there 1000 usd a month.
Yes it's a relatively high standard of living. Especially compared to Sydney where I came from. 1600 USD is barely enough to cover rent in a 1 bedroom apartment :/
@ true. You are a very normal person. You keep standards but you are down to Earth. Dignity and normality. I like it.
Great breakdown
Thanks for watching and leaving feedback!
Ayy, my good sir, what is up with those dicky knees of yours?!😋
But seriously... Jack, thanks for the precise breakdown of the numbers - coming in REALLY useful (similar situation: bachelor, from Oz), and provides butt-kicking motivation to get a plan going on (am crying in Sydney* tears now...). Ditto the currency arbitrage bit (hadn't even thought of doing that before 🤦🏻♂)
Hope your vid blows up too for (some) US viewers as the election dust settles over there...
* mate, they've snuck in extra spacing in the Tim Tam plastic holders so you're getting fewer! Colesworth bosses are getting grilled by govt. enquiries lately.
Haha I train a bit too hard sometimes. Cheers for the comment and insights, appreciate it and glad you got value. Oh no, they can't change the Tim Tams... they are sacred!!
Jack, the ringgit is not getting strong anymore. U can 😊 now 😂. Lucky u.
haha it's been fairly volatile! Just gotta play the game ;)
How old are you Jack?
Hey I'm 29! Almost the big 3-0
Handsome , Jack 😃
Thank you for watching.
1:24 A SUPRISE CAMEO?
😂 good spot - everyone sub to BaldAfroninja!!
You can stay further but best to get a car for convenience and avoid walking in the heat. We Malaysian generally avoid the sun during the day. 😂
True! Up to each to figure out what they prefer. Personally I love walking and being outside, I actually wish I got more of a tan in Malaysia - the sun is no where near as harsh as Australia. Thanks for the comment!
Your expenses are 1.5 months of my salary. Your lifestyle is luxurious/expensive for SOME Malaysians but cheap for SOME westerners.
I agree with that, everything is relative of course. Thanks for watching and leaving a comment with your insights.
Malaysia 🇲🇾 for Alex Topyln
aesthetic dude but I don't get the Malaysia link haha
@ I’m sorry bro 😎 I’m just referencing someone for Malaysia 🇲🇾
Malaysia and Singapore is the USA & Canada of Southeast Asia
Sounds about right, cheers for watching and leaving a comment.
How easy is it to get a job in Malaysia?
Depends on your skillset. Can't speak for every industry, but a job in general, not so difficult. A high paying job, much harder.
@@JackAlderton What are you doing for work in KL?
I’m an expat and find the taxes over here extreme. I also pay a lot more in rent but live in KLCC. Otherwise the cost of living is very reasonable.
Doesn't the tax rate go back to staggering rates after 6 months? Plus expats don't need to contribute into EPF enabling you to earn more of in not mistaken
Yes tax is 30% flat on foreigners.
@@hijazzainsno, it is not. Only if you reside less than 180 days per year in Malaysia. Otherwise you follow the tax regime as any other fiscal resident in Malaysia.
Thanks and I can't comment on your tax situation but I don't agree with it in my case. The tax rate works out to be 20% max, which is less than half what it would be for a relative salary in Australia, so to me it's far lower and not extreme. Not many places better tbh! Locals on average to lower salary essentially pay nothing (income tax-wise).
@@mikewestwood567 and as an expat, your pf contribution can be skipped if you prefer that, thereby only increasing the portion of the salary paid to you. After 6 months, taxation goes to normal taxation policies and brackets. Effective tax rate should be around 15-22% based on what your salary is.
ermmm...he have a girlfriend already😮💨😩
👀
Well, let's see how much you spend when getting married and having kids! Surely add much. XD
Haha absolutely!! It will be worth it though.
date me please
haha sorry mate!
who the hell still buys Apple product in 2024..
me
They have the highest market cap of any company in the world at the time of this comment, so safe to say many, many people!
@azharidris7092
What phone you’re using then?
@azharidris7092
By the way I’m using the iPhone since the original iPhone right to the iPhone 16.
Me
He eats organic food. Disappointing.
Haha respectfully, what do you mean?
Organic food is a hoax. It is normal food of worsened quality and heightened price. Only for gullible people who have too much money.
Hye jack please find malay future wife 😂 and learn Malay language, for sure you will be known rest of malaysia
Haha not sure about the wife but I can definitely work on my Malay! Thanks for the feedback.