I moved to Brazil and retired at 35!

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  • เผยแพร่เมื่อ 25 ธ.ค. 2024

ความคิดเห็น • 66

  • @vinafoto22
    @vinafoto22 ปีที่แล้ว +9

    Dude so glad we found your channel! My wife and I are Brazilian but we live and work in the USA. We are working hard on our portfolio very similar to yours with stocks and crypto(staking ETH). We will probably move to either the south of the north of Brazil in a few years. Keep it up!

    • @nordicinvestor
      @nordicinvestor  ปีที่แล้ว +5

      Hi, thanks for the feedback, I'm also very bullish on Eth!

  • @mauricioa1744
    @mauricioa1744 ปีที่แล้ว +6

    Awesome videos. I’m married to a Brazilian and also considering moving there. We’ve also thought about Portugal, although I guess that would be a little higher cost of living than Brazil..

    • @nordicinvestor
      @nordicinvestor  ปีที่แล้ว +6

      Portugal is very nice as well but definitely higher cost of living.

  • @FrankieBr
    @FrankieBr 11 หลายเดือนก่อน +2

    Looking forward to the videos on Crypto Airdrop and Swing trade. I haven't seen any in your channel yet.

  • @visceralcinema
    @visceralcinema 3 หลายเดือนก่อน

    I'm a dual-resident "Gringo" of BR & US and you're 100% spot-on with having passive income to "comfortably" live in BR as an ex-pat since it's so difficult to find stable, well-paying income in the BR workforce. Moreover, most N. American companies--SMB-to-Enterprise--hate, and I mean hate hearing or learning you're an ex-pat who wants to work remotely. I've heard everything from fear of tax-treaty issues to even physical security with all of the bad press coming out of BR about homicide rates, etc. I'm super glad you took the time to plan and now executing with your investment vehicles to create a "comfortable life" for you and your daughter. Cheers. Boa Sorte, Fico com Deus. 💛💚💙

  • @tw5045
    @tw5045 ปีที่แล้ว +2

    Good information, look forward to more videos.

  • @irenhaugen2750
    @irenhaugen2750 10 หลายเดือนก่อน

    hei fra Norge❤ takk for du deler erfaringer🙂

  • @papi8659
    @papi8659 ปีที่แล้ว +5

    Am thinking of renting my place out in London and moving to either Barra da Tijuica or Fortaleza but I'm terrified that I might get nightmare tennants who leave me stuck without rental income

    • @nordicinvestor
      @nordicinvestor  ปีที่แล้ว +2

      I was also worried about renting my house out too. I've had some difficult tenants but the key thing is to use a good estate agent, draw up a rental agreement and also have landlord insurance which includes cover for lost rent if the tenants stop paying.

    • @sebastiaofigueiredo3455
      @sebastiaofigueiredo3455 2 หลายเดือนก่อน

      Tem que encontrar uma imobiliária confiável tipo Quinto Andar

  • @thaleannedionisio7219
    @thaleannedionisio7219 ปีที่แล้ว +1

    Such a great content. Thanks!

  • @Visualeffectsmaster
    @Visualeffectsmaster ปีที่แล้ว +3

    Great video! Looking forward to more videos also can you give a short explanation of the airdrop method you mentioned in the video

    • @nordicinvestor
      @nordicinvestor  ปีที่แล้ว +1

      Hi, I'm really glad that you liked my video. Crypto airdrops involve you testing new crypto projects and in return you receive free crypto tokens. I will explain a lot more in future videos.

  • @ThinLineMedia
    @ThinLineMedia ปีที่แล้ว +3

    I wouldn't say the cost of living is lower in Brazil than in Europe. Europe also has a good infrastructure that can save you lots of headache, time and money. It is more of a preference thing where you want to live. Close to awesome beaches or in cold weather. Argentina, Equador, Colombia are probably the cheapest but they have high crime rates. With 4100 USD and Swedish krona going down you would be fine not only in Sweden but in most European countries, except maybe for UK and Switzerland.

    • @nordicinvestor
      @nordicinvestor  ปีที่แล้ว +1

      Thanks for your comments!

    • @thebombshellmale
      @thebombshellmale ปีที่แล้ว

      As a Brazilian I must say crime rates are lower in Argentina and Chile than here in Brazil.

    • @sebastiaofigueiredo3455
      @sebastiaofigueiredo3455 2 หลายเดือนก่อน

      Creio que vc não conhece o Brasil e nunca esteve aqui.O que a impressa brasileira fala é próprio de jornalistas esquerdistas que fazem notícias mentirosas

  • @LPBineli
    @LPBineli ปีที่แล้ว +1

    Welcome to Brazil 🇧🇷

  • @chicolofi
    @chicolofi ปีที่แล้ว +3

    Great video. I'm a Brazilian living in Brazil and stopped working two years ago. Today I make a living by investing in the stock options market, which is quite profitable. It requires some study, but there are lots of free tutorials about it on TH-cam.

    • @nordicinvestor
      @nordicinvestor  ปีที่แล้ว +2

      Thanks for sharing!

    • @money.hungry
      @money.hungry 11 หลายเดือนก่อน

      I read somewhere that they dont tax dividends in brazil is it true ?

    • @chicolofi
      @chicolofi 11 หลายเดือนก่อน +1

      @@money.hungry It is true. But Brazilian companies usually pay part of the dividends under the name of "interest on equity", which is taxed (because these are free from taxes for the paying company). Brazilian tax system is crazy af, that's why the Congress has recently approved a tax reform.

    • @money.hungry
      @money.hungry 11 หลายเดือนก่อน

      @@chicolofi ok thanks a lot mane. What broker you can recommand for investing in Brazil ? Im goin to search for the best dividend companies soon 😃 I already have some PBR.

    • @chicolofi
      @chicolofi 11 หลายเดือนก่อน

      @@money.hungry The biggest Brazilian broker is XP Investimentos. That's what I use. Also BTG is a good one. But I don't know if they serve in English.

  • @MartinSiguard
    @MartinSiguard ปีที่แล้ว +1

    Good for you for taking that leap buddy I'll be joining you very shortly

    • @nordicinvestor
      @nordicinvestor  ปีที่แล้ว +1

      Thanks, good luck with your move

  • @elpidiomenezes8149
    @elpidiomenezes8149 7 หลายเดือนก่อน +2

    May you updated this video please?

  • @drvzky2757
    @drvzky2757 ปีที่แล้ว +1

    Great video

  • @nielsds2271
    @nielsds2271 2 หลายเดือนก่อน +1

    Great video's brother! Where do you have your residency (so where do you have to pay taxes)?

    • @nordicinvestor
      @nordicinvestor  2 หลายเดือนก่อน +1

      I am resident in Brazil and pay brazilian taxes on my worldwide income. But I also pay a bit of tax on swedish income in Sweden, although most of it is offset by double taxation relief.

  • @jacobbuzan374
    @jacobbuzan374 ปีที่แล้ว +1

    Hi there! I lived in Brazil for newrly 10 years and absolutely loved it there! My dream is to go back and live there just as you are: off if investments. I want to learn more about your investment strategies. What's the best way to get in touch with you? Valeu!

  • @alextello8971
    @alextello8971 6 หลายเดือนก่อน +2

    Hi, I would like to hear how you handle Receita federal! I hear the country has horrendous rules about taxing foreigners. I will be in social security; and I am not looking forward giving Receita Federal 27% of my check! I would like to hear your opinion and handling of this issue . Thanks!!!

    • @nordicinvestor
      @nordicinvestor  6 หลายเดือนก่อน +1

      My own personal experience is that I pay about the same amount of tax here in Brazil compared to when I lived in Sweden. Obviously if you live in a low tax country at the moment then this might not be the same for you. The maximum income tax rate is 27% in Brazil but you are able to deduct a lot of costs from your taxable income such as medical costs, school fees etc which reduces the amount of tax you pay. Also I make that I spread my income between myself and my wife to reduce the burden further.

  • @RSLAlmere
    @RSLAlmere 10 หลายเดือนก่อน +2

    Hello....thanks for sharing your information. It gives others a better insight of what is possible. I was wondering what swing trading techniek your using? I am in the learing mode right now and learning all about it. Hope to hear from you soon. Thanks and keep posting. Greetings from the Netherlands.

    • @nordicinvestor
      @nordicinvestor  10 หลายเดือนก่อน +1

      I swing trade shares, crypto and commodities. My strategy is very simple, I have a list of companies, crypto etc I have confidence in, I wait for the price to dip and stabilise and sell once it has recovered to previous highs. Sometimes it can take weeks, other times months.

  • @benonicarvalho
    @benonicarvalho 3 หลายเดือนก่อน

    What type of stocks do you invest in Sweden? Bank? Energy?

  • @sebastiaofigueiredo3455
    @sebastiaofigueiredo3455 2 หลายเดือนก่อน

    Sou brasileiro e moro em Sao Paulo, agora depois de muita luta atras do dinheiro e com casa propria posso viver de aluguel de um imovel e aposentadoria baixíssima dos brasileiros,porem consegui guardar e aplicar meu dinheiro que me rende e propriciona uma vida confortavel no Brasil e aqui em São Paulo que é tudo muito caro

  • @yutube5167
    @yutube5167 ปีที่แล้ว +1

    hi, which platform u use for stock market? interactive brokers?

  • @perja72
    @perja72 ปีที่แล้ว +1

    do your investments beat the s&p over time?

    • @nordicinvestor
      @nordicinvestor  ปีที่แล้ว +1

      Yes they do, I will do another video about my investments

  • @danielwells774
    @danielwells774 ปีที่แล้ว +1

    How much do you pay in taxes? I reckon you have the stocks in an ISK, so pretty much nothing there, but the tax rate for the crypto is 30% (if you file for taxes in Sweden) and 30% on the rental income as well (if you file in Sweden).

    • @nordicinvestor
      @nordicinvestor  ปีที่แล้ว +3

      Hi, I pay income tax on the rental income. I usually do not pay any tax on my investment capital gains because sales of shares below R$20,000 (US$4000) per month is exempt from tax in Brazil. For crypto it is R$35,000 (US$7000) per month.

  • @zima2352
    @zima2352 7 หลายเดือนก่อน +1

    How do you deal with taxes, do you need to pay tax on your rental and American stock?

    • @nordicinvestor
      @nordicinvestor  7 หลายเดือนก่อน +1

      Hi, yes I have to pay Brazilian income and capital gains tax on my worldwide income. I made a video about this recently.

  • @eduardocoutochueri9920
    @eduardocoutochueri9920 18 วันที่ผ่านมา +2

    Best argument: 1 Euro = 6,30 Brazillian Real.

  • @fantasticchupacabra7205
    @fantasticchupacabra7205 ปีที่แล้ว

    where do you live? I am swiss and moved to SC, floripa/Itajai a few months ago, similar age...

    • @nordicinvestor
      @nordicinvestor  ปีที่แล้ว

      I also invested in UFO. It might take a while but eventually altcoins will have a bull run again.

  • @irarelycommentt
    @irarelycommentt ปีที่แล้ว +1

    did you mean you earn 'in average' 4100usd from 3 different income sources?

    • @nordicinvestor
      @nordicinvestor  ปีที่แล้ว +1

      yes that's right

    • @curioso4762
      @curioso4762 ปีที่แล้ว

      to live in Brazil this is a pretty high income.

  • @adamdebarros8675
    @adamdebarros8675 ปีที่แล้ว +1

    Hmmm living $2k USD a month about $10k BRL and another $2k for fun. (And that USD is dropping... I wouldnt be tossing in my job on that... Ok for a holiday... But no good if you are only 35 and have a whole life ahead of you. But definitely Brazil is a great place if you are from US, Europe or Aus and you have about a $500k to a Mil... A Mil there doesnt go far but does here... You can earn about 12 - 16% investing locally with a lowish tax rate...

  • @mikedaher6550
    @mikedaher6550 3 หลายเดือนก่อน

    Could you talk about taxes ? Assuming my pension is USD$3,400 per month how much from this amount will be taxed? 27.5% every month ? in US social security which is form US pension we are not taxed, at least not where I live. could you provide us a ball park or what could be expected? appreciate the feedback. I been watching your program thank you for your hard work. Please keep it up. Mike

    • @visceralcinema
      @visceralcinema 3 หลายเดือนก่อน

      Search tax treaties. You should be fine. But, you'll be paying ALL include taxes on goods & services in BR. I.e. electronics, etc. which are much higher down here!

  • @Lucky-lh9js
    @Lucky-lh9js 10 หลายเดือนก่อน +1

    Thank you for this cool video! I am curious to know how you suggest to get started investing in crypto currency

    • @nordicinvestor
      @nordicinvestor  10 หลายเดือนก่อน +1

      Start off by doing the big airdrops which require very little investment