Why I Don’t Have ANY Airline Credit Cards

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  • เผยแพร่เมื่อ 22 พ.ย. 2024

ความคิดเห็น • 85

  • @KevinYang
    @KevinYang  3 หลายเดือนก่อน +7

    Question for you: Do you have any airline credit cards? How has your experience been with them? 👇

    • @ab3040
      @ab3040 3 หลายเดือนก่อน +1

      High spend business, so I got the AA and Delta Reserve business cards
      Pretty much just spend my way to top tier status on 2 airlines
      I'm also thinking about Southwest companion pass recently since the boarding changes

    • @KevinYang
      @KevinYang  3 หลายเดือนก่อน

      Nice, that Business spend must add up to some nice rewards!

    • @DavidJohnson-fz3no
      @DavidJohnson-fz3no 3 หลายเดือนก่อน +2

      I have the delta gold and the southwest priorty just got approved for chase saphire preferred

    • @KevinYang
      @KevinYang  3 หลายเดือนก่อน

      @@DavidJohnson-fz3no Nice! Welcome to the flexible points club :) How do you maximize your Delta Gold and SW Priority?

    • @yurig2530
      @yurig2530 3 หลายเดือนก่อน

      Yes. I have Barclays Aviator no AF , which prevents miles from expiring.
      AA Executive, which allows access to Admirals clubs, free bags on domestic flights, $120 Avis/Budget car rental reimbursement, $10 per month Grubhub reimbursement, priority boarding and 4x miles on AA.
      United Explorer, which gives 25% extra miles on MPX, and extended award availability and 2 United Club passes per year. You can pay AF with 6250 miles, which is 1.52 cpp. You can later downgrade Explorer to Gateway and retain two first perks.
      I mainly fly AA.

  • @jasonspain3554
    @jasonspain3554 หลายเดือนก่อน +2

    Airline Credit cards are definitely end game for me. I'll look into them after I've churned and expended my flexible point options.

  • @philliprichland7146
    @philliprichland7146 วันที่ผ่านมา

    I feel like they can be useful because of their inflexibility I could be wrong though. I’m planning a trip to baha mar in the summer and I can’t find any good priced tickets for under 500 dollars, so I’m gonna get the delta gold car beforehand and book my trip their with the welcome bonus. Then I can save my chase and Amex points for future more flexible options like international flights or hotel transfer partners

  • @my8200ac
    @my8200ac 3 หลายเดือนก่อน +2

    Very helpful to my family thanks

  • @callmeNeno
    @callmeNeno 3 หลายเดือนก่อน +28

    Hotel is more important. I don’t care how I get there economy etc

    • @czrs85
      @czrs85 3 หลายเดือนก่อน +2

      Hey! They're easy pickups. I just picked up the Alaskan airlines. with 60,000 miles which is enough to pay for a business class trip anywhere or most places. Plus a free companion pass after you pay taxes and fee on the ticket. Not mad at that for $99.

    • @KevinYang
      @KevinYang  3 หลายเดือนก่อน +4

      Yeah I hear that a lot! Ideally you get both elevated flight *and* hotel experiences, but if you had to choose one, lots of people do choose hotels. Do you seek out Business/First class flights at all, or stretch your points via Eco?

    • @KevinYang
      @KevinYang  3 หลายเดือนก่อน +3

      @@czrs85 Alaska miles are great, I just wished there were more easy ways to get them (I guess that's why they're so great). If you're able to regularly use the companion pass, that more than pays for the annual fee already

    • @czrs85
      @czrs85 3 หลายเดือนก่อน +1

      @@KevinYang at least it's worth the ride for a one year.

    • @callmeNeno
      @callmeNeno 3 หลายเดือนก่อน +3

      @@KevinYangfly economy baby and save those pts~~ unless your flight is abroad 10 + hours long then I make an exception, but domestically I am flying economy

  • @shawn.credit
    @shawn.credit 3 หลายเดือนก่อน +2

    Only one I’d want is the Barclays AA Aviator card others ehhh no need!

    • @KevinYang
      @KevinYang  3 หลายเดือนก่อน +1

      Almost forgot about Barclays!

  • @The_Turd_Ferguson
    @The_Turd_Ferguson 2 หลายเดือนก่อน +1

    Aeroplan gives a 10% transfer bonus when transferring points from chase which I believe you can stack. which means a BC ticket on SQ booked via AC with a transfer bonus comes out 67300 points which is about 6.5 cpp or almost a 20% return on spend assuming points earned are 3x.

    • @KevinYang
      @KevinYang  2 หลายเดือนก่อน

      Yeah stacking with that 10% is even better! And is your 6.5cpp calculated based on round trip / 2?

    • @The_Turd_Ferguson
      @The_Turd_Ferguson 2 หลายเดือนก่อน

      @@KevinYang 1 way trips. usually to asia.

  • @MontyTheCardNerd
    @MontyTheCardNerd 3 หลายเดือนก่อน

    Completely agree with your reasons for transferrable credit card points being preferred over airline miles! I do however love the co-branded AA cards for their sign up bonuses ... AA miles are very valuable and not attainable through any credit card point transfers.

    • @KevinYang
      @KevinYang  3 หลายเดือนก่อน

      Yes! I think if there's elevated AA card welcome bonuses, I should take a closer look for sure...

  • @DugrozReports
    @DugrozReports 3 หลายเดือนก่อน +1

    Only have the Aeroplan card -- solely because of pay yourself back 😊
    I have no idea If that gets me any status that is meaningful on United, but I’m flying United back from the creator meet up, so I suppose I can give it a try! Thanks for the video!

    • @KevinYang
      @KevinYang  3 หลายเดือนก่อน

      Unfortunately couldn't make it, but hope it's good! Also which category of the card's PYB do you usually use?

  • @relaxingricky
    @relaxingricky 3 หลายเดือนก่อน

    What about the highest United card. It gives you IHG platinum elite without the IHG card? 🤙🍷

    • @KevinYang
      @KevinYang  3 หลายเดือนก่อน +1

      Hmm haven't looked into that and IHG that much tbh, maybe something to dive into!

    • @relaxingricky
      @relaxingricky 3 หลายเดือนก่อน

      @@KevinYang yes the IHG premier card is pretty solid.🍷😉

  • @brucelaw8574
    @brucelaw8574 3 หลายเดือนก่อน +1

    I like my Delta cards (reserve and platinum)however the companion passes I use twice a year sucking up my two main trips a year leaving Other trip to my Alaskan companion pass
    I also have JetBlue and American Airlines cards have not flown either - thinking about canceling them

    • @KevinYang
      @KevinYang  3 หลายเดือนก่อน

      Did you have a specific use in mind with the JetBlue and AA cards when you first got them? Also how has your experience been with the different ecosystems, seems like you have cards across a lot!

    • @brucelaw8574
      @brucelaw8574 3 หลายเดือนก่อน

      @@KevinYang I have 41 cards way too many just started culling the herd so to speak
      I have airline miles I never use stuck in this companion pass go around
      Hoping to use my AA miles in 2026 on trip to Rotterdam however

    • @KevinYang
      @KevinYang  3 หลายเดือนก่อน

      Damn 41 cards is a ton! Can't imagine the annual fees you're going through haha. AA miles are awesome, what airline would that be flying on? AA metal or partners?

    • @brucelaw8574
      @brucelaw8574 3 หลายเดือนก่อน

      Only flight I found was on AA website
      Not sure there is transferable point options to Rotterdam

    • @newagain9964
      @newagain9964 3 หลายเดือนก่อน

      @@brucelaw857441? Yeah. No need for all that work. I Just got back from NL/rotterdam. Its core is fine but surrounding hoods, pass.

  • @kirk1701
    @kirk1701 3 หลายเดือนก่อน +1

    Very helpful video.
    My plan was to get an airline card to build points for partners, mainly those Asian or Middle East airlines. I was eyeing the Alaska Airlines card since I already have points and they are part of the One World Alliance. Albeit, since I'll be more than likely to be flying solo for awhile that companion pass won't get any use.
    However, I think it's best to get a non-airline card that has those partners, especially since airline cards seem to be devaluing point (e.g., Alaska Airlines devalued Japan Airlines, and the example you gave in the video).
    I have a mail offer for a Chase Freedom Unlimited, but w/o the welcome offer.
    I would like to get a hotel card, but as of now I'm not really geared towards a particular brand. I have Hilton points through Lyft and was approved for one of the Hilton cards, but I'll have to think about it for awhile.

    • @KevinYang
      @KevinYang  3 หลายเดือนก่อน +1

      I'd suggest completing the strong setups from Chase (like the Trifecta) or even Amex before diving into these more unique airline cards. There's so many options to transfer and still get good value!

    • @kirk1701
      @kirk1701 3 หลายเดือนก่อน +1

      @@KevinYang Tks for the input!

    • @KevinYang
      @KevinYang  3 หลายเดือนก่อน

      @@kirk1701 No problem!

  • @tommywei1154
    @tommywei1154 3 หลายเดือนก่อน +3

    I fly united quite a bit since it's the main airline at my local airport. Would it be worth it for me to get the United explorer card to get the free checked bags? I really hate spending money on luggage check-in

    • @KevinYang
      @KevinYang  3 หลายเดือนก่อน +2

      Being in that airline's hub is a big bonus for having their cards imo. If you fly often enough and free checked bags will help, I'd say go for it!

    • @newagain9964
      @newagain9964 3 หลายเดือนก่อน

      No. Because if u buy anything but basic economy u get at least one checked beg with each tix. thats basically every major airline.

    • @KevinYang
      @KevinYang  3 หลายเดือนก่อน +1

      @@newagain9964 True, but the average person shops via price, and will likely buy Basic Economy, needing to pay up for for regular Eco

    • @newagain9964
      @newagain9964 3 หลายเดือนก่อน +2

      @@KevinYang a very unwise play booking basic economy…only time I do that is last min for a flight within a 1-4 days.

    • @KevinYang
      @KevinYang  3 หลายเดือนก่อน

      @@newagain9964 Unfortunately the market seems to like it or that wouldn't be an option. Unfortunately just more ways for the companies to earn more $

  • @DC_Consulting_DC
    @DC_Consulting_DC 3 หลายเดือนก่อน

    I downgraded the Explorer to the Gateway and got the Business card. I get 5K miles + 2 lounge passes annually. As a 1MM, having United Cards gives me expanded fare availability.

    • @KevinYang
      @KevinYang  3 หลายเดือนก่อน

      Nice on the 1MM! How do you maximize those united miles given all the devaluations?

    • @newagain9964
      @newagain9964 3 หลายเดือนก่อน

      I got United biz in spring for sub. I do wish I got biz infinite club. As I will be flying to EWR a lot next few months. Hopefully elevated offer comes out soon!

  • @ChaseJohnston19
    @ChaseJohnston19 3 หลายเดือนก่อน +2

    I agree with moat points here. But some of those hyper-elevated sign up bonuses are never an awful thing to chase.

    • @KevinYang
      @KevinYang  3 หลายเดือนก่อน

      Yup! If there's something sky high for AA cards, I gotta keep an eye out!

  • @colinshi8247
    @colinshi8247 3 หลายเดือนก่อน +1

    Kevin, do you prefer a specific airline to earn status with for domestic work travel? What's your award redemption strategy on using those points?

    • @KevinYang
      @KevinYang  3 หลายเดือนก่อน

      I don't for domestic travel, as it's at most 2-3 times a year of domestic travel + maybe 1-2 leisure trips. I focus on flexible currencies like Chase, Amex, Cap1, and maybe Citi among other in the future

  • @getsugatenshoFTW
    @getsugatenshoFTW 3 หลายเดือนก่อน +3

    Airline cards are great supplementary options if you want to top off your points balances! Ive been collecting AA miles from AA card signup bonuses since no program transfer to them at a good rate.

    • @getsugatenshoFTW
      @getsugatenshoFTW 3 หลายเดือนก่อน

      That being said, it's best to focus on transferable currencies first. I have pretty much all the chase and Amex cards I want except for the cobranded cards.

    • @KevinYang
      @KevinYang  3 หลายเดือนก่อน +1

      Yeah that would definitely be one of the main reasons to go for them in my case as well!

  • @eduardazayev4230
    @eduardazayev4230 2 หลายเดือนก่อน

    Unfortunately I don't travel for work, only leisure and with family, so your case is not mine.

  • @PingPingTravel
    @PingPingTravel 3 หลายเดือนก่อน +1

    I agree. Asian airlines's service far exceeds what American based airlines can do. And you are right, all of the good credit cards are for domestic airlines. I've had the China Airlines credit card for a few years and got decent value out of it but not outsized value.

    • @KevinYang
      @KevinYang  3 หลายเดือนก่อน

      100%! Oh haven't really heard of the China Airlines card tbh! And those international airlines do have cards, but just don't seem competitive enough unfortunately

    • @PingPingTravel
      @PingPingTravel 3 หลายเดือนก่อน

      @@KevinYang Right, right. Only good for certain use cases.

  • @czrs85
    @czrs85 3 หลายเดือนก่อน +1

    Any suggestions of Hyatt or Marriott stay in Seattle early October? Since Marriott has a bonus transfer offer right now.

    • @KevinYang
      @KevinYang  3 หลายเดือนก่อน +1

      Hmm I don't think Seattle has that many great redemptions tbh... what areas?

    • @czrs85
      @czrs85 3 หลายเดือนก่อน +1

      @@KevinYang well I'm just going to be visiting looking at Hyatt regency and Seattle moxy hotel.

  • @somni451
    @somni451 3 หลายเดือนก่อน +2

    Alaska Airlines miles are way more valuable than most airlines. If you live in Seattle they fly everywhere domestically from here. Business class from Paris on Air Tahiti for 50,000 points. Easy to get Elite status. I am just MVP and am upgraded on a regular basis. Companion Pass easily covers the 95 annual fee. If you don't fly domestically it maybe a one year and done fro the bonus points.

    • @KevinYang
      @KevinYang  3 หลายเดือนก่อน

      Yup! Alaska and AA are probably the most valuable airline miles! Unfortunately I don't travel domestically often enough to build up status, despite having corporate challenges like the 2, 4, or 8 round trips for elite status.

  • @letchoeats
    @letchoeats 3 หลายเดือนก่อน +3

    If you close a CC it won't fall off your credit report for another 10 years

  • @turtletrade
    @turtletrade 3 หลายเดือนก่อน +1

    No airline credit cards, wife works @ United. I have Chase cards that earn UR points that I transfer to Hyatt.

    • @KevinYang
      @KevinYang  3 หลายเดือนก่อน

      Haha nice, lucky!!

  • @habeshafinance1710
    @habeshafinance1710 3 หลายเดือนก่อน +1

    I have four airlines card, I always book basic economy for short flight , three to five hours economy and above 6 hours,business class always benefited

    • @KevinYang
      @KevinYang  3 หลายเดือนก่อน

      Nice! Do you travel pretty often?

  • @JohnWick-o5v
    @JohnWick-o5v 3 หลายเดือนก่อน

    hi, is it possible to transfer the balance on a Chase Biz card to an AMEX personal or Citi personal card or Capital 1 personal card to take advantage of 0% bal transfer promo? thanks