วีดีโอ

Here’s a very good tip. Pay with a credit card for something you were already going to pay for with cash. Pay off your card fully before the month ends. AND DONT SPEND WHAT YOU CANT AFFORD. How to stay off debt 101 and get free rewards / flights

Great video. I'm also in my 30s and definitely would have appreciated these lessons earlier in my 20s. I didn't start traveling until I was able to pay for my own tickets (in my mid 20s) and now my current job is in hospitality, so now my job just gives me an "excuse" to travel. I can't necessarily say I love my current job position, BUT as you mentioned it does support the life I've wanted for some time. It's the first job that I've had that allows for a work/live balance and I'm okay with that.

Got appoved for the new savor, but did not qualified for the bonus, as i am already a customer😩

I love my savor card, because of the simplicity. I put my wife as an authorized user for it and the vx. Told her that if it's anything food related, use the savor card. anything else use the vx.

Also just a side note for anyone out there you can jump into those heavier cards right away You just have to have a decent credit score. My very first credit card was the Capital One venture X that I still have and have been using daily since I've got it. However if you're not very good with your money and you know that maybe start out with something smaller like the Sapphire preferred

Just applied for the new Capital One savor card. Got approved. Going to be pairing that with my venture X so I will never earn less than 2x miles on any purchase

Hands down best credit card TH-camr

Teaaaccchhh! 🎯💯

Great points Kevin! Debit cards are so risky

Thanks for the amazing content!

❓Question for you: How many credit cards do you have? And what's the best perk or benefit you've used? ⬇

I could never get a Capital One Card. I Have too many cards 😂😂

Hyatt has excellent transfers, if you use Hyatt.

My biggest advice is get work experience. I wish I knew this in college because I'm absolutely screwed by not doing internships now.

To the "forgive your parents point" for whoever needs this... We always hold them to a higher standard, as we should, but remember this is their first life too

Honestly, number 24 is pretty powerful as simple as it is. Those times where just walking or commuting, my best ideas come + clear some worries etc. Great stuff Kevin man!

When I was in the Philippines American Express was never accepted but I had no problem with my Capital One and there's zero transaction fees

Awesome job. Thank you ! (I’m 23 y/o)

Stellar video, Mr. Kevin. As a contrarian with contrarian opinions, I have to play Devil's Advocate with your tip of investing in fitness. Although I do agree with the fact that it keeps us active, I do have to argue with you as a laid back & chilled person that, on the other side of the coin, that fitness is the equivalency of let's say going to college or enlisting in the military of one little thing that you're missing: it's not for everyone. As a individual who works a full-time job, has no car, and has to walk 6 football fields a day from both home & work, trying to last at least 1 hour at a gym would be a nightmare for me. I understand that you are targeting a specific audience, but I just wanted to give out my two cents on this. I hope all is well with you, and have a blessed day!!!

Very valuable things for most people not just people in 20's. Well done Kevin! I want to add one thing: Learn from your mistakes and not make the same mistake in the future. It sounds simple, but sometimes we don't do it all the time. That's probably why some bad people or criminals do bad things over and over in their lifetime.

Very well done. Everyone should watch this.

Update this video

American Express checking account now has zelle payment option and transfer for 11/2024

❓Bit of a different video here, but do any of these lessons resonate with you? What other lessons have you learned throughout your life? Let's learn together down below!

Kevin can you help me to book a ticket to india, round trip. Using chase points. I have 80k points i can use extra money too. To book business class ticket for april month

do you 100% need a business to get the card ??

Your videos are awesome! Thank you.

custom cash makessense if you dont spend much. its a free card with 5x

The Capital One Venture X 10X hotels benefits are so awesome. I'm looking to get the savor card next year for the dining multiplier to transfer to even more Venture X points. Great video!!!

Can you also use both priority passes at the same time with Platinum Amex and Chase Sapphire Reserve??

Hold up. What??? How did you get a welcome bonus on the green card when you already had one on the Platinum card??? The way it was explained to me is you get ONE. PERIOD. Now, if you started at green and worked up to Platinum then sure. But you can’t downgrade into a welcome bonus or apply for a new account and get a welcome bonus, right???

Well-explained. Thanks Kevin.

If you have the venture can you get the venture x with the sign up bonus?

With venture x you can only bring two additional guest for each card. Its not unlimited.

I did Ana round the world on business. North America to east Asia, then ground transfer, (8moths later) then Istanbul to EU then North America. Changing dates is free, you cant change the airline. I got it for 68,000 miles and a lot of taxes maybe 900 dollars and I went Korea Japan and Taiwan this summer. Came back with Air Canada miles. Next year my trip restart from Istanbul and going back to N America. So if you happened to have Ana points, it’s a good way to use and it’s more flexible than a round trip. InterEurope flights on business ain’t worth it. So better doing a lot of stops in Asia.

It’s best to go with cash back unless you feel like taking up the new hobby of travel hacking. If you’re not excited or able to put a lot of time into a new travel hacking hobby then just do cash back. The travel hacking hole goes deep.

I applied for the Savor One back in July and was asked to provide additional information such as Income, Taxes, Identification, etc. after I did that I got approved. I just applied for the venture x in October and did the pre approval before applying. After getting the green light I went ahead and now have both. I have under 10 credit cards and my credit score it in the mid 700s

You people and your BLING PURCHASES 😅😅 I HAVE THE SAPPHIRE also but screw the Hyatt 300 a night to save 60 bucks🤣🤣🤣I just cash out my points and use them towards car rentals flights I CHOOSE AND under 150 a night hotel stays. Besides a bed is a bed is a bed. I mean wiping out several thousand points just for a good night at some big name hotel? There are too many great deals online already to waste my time going through Chase Travel partners. And those partners are TOP DOLLARS. I will take your points Chase but you're too late in the deals deals market online

Is there any way to get a lower spend SUB on chase sapphire cards? Id like to get the preferred but i dont spend enough in the timeframe to get the bonus.

Tonight my wife was approved for the Savor, to make a duo with her VX. I have the Chase SP. She has the Flex. We each have an Amex Plat and BBP.

Hi Kevin like your videos. Question. I was looking to maybe transfer points from capital one to a star alliance partner that I could use the points to upgrade an existing United flight I had oversea to business class. When I talked to United about doing this the person said because the flight I wanted to upgrade was a United flight I couldn’t upgrade through them. They said I had to call the partner airline and see if they could upgrade me on that flight was only way. Is that true?

Capital one is such a great credit card. I have had Venture for a couple of years now and just got Venture X last week! Super stoked about the introductory bonus and the Priority Pass lounge access. This will be great during my end of year international trip. However, I am a little confused about the 2nd credit card that I am looking to get. My plan is to Keep Venture X and the second card. I have an Amex gold which i will be discontinuing this year, and next year I will get rid of the Venture since having both Venture + x is redundant. I have dilemma between World of Hyatt and Chase Preferred... I love that you have 5 free nights offer on WoH, but I am tempted to open a Chase considering the bonus points/$300 travel credit and access to the Chase world. This would be my first Chase if I get it.

That is very well explained; you nailed it. The way you talk and explain each point is so clear, and I appreciate it. New follower 🎉

Why not both? I’m currently using the C1VX and CSP, plus I also have the Saver One and Chase Freedom Unlimited.

Can you explain more about the $300 travel credit for Chase i am thinking of bitting the bullet on it.

Why doesn't anyone review the Credit One trifecta?

First lol epic games

Capital One MCPlatinum 😎

They are thieves. Canceled my accounts and forfeited my cash rewards $ 9.000

❗Since the filming of this video, the Capital One Savor One is now the Capital One Savor Card (I know, confusing)! Although the card seems pretty much the same, there is a higher welcome bonus. Learn more at kevinyang.info/savor-cash