Dude your videos are awesome! So concise and informative. You can tell that you actually do the research and don't just copy/paste other TH-camrs like so many other channels are doing these days.
Thank you so much for that! I can definitely say that I put in a lot of research and thought when I’m writing my videos, so always means a lot to hear when people notice!
Thanks Danny. #1 on my list is the Capital One Savor One, the most underrated card out there. #2 is our Chase Freedom Flex. #3 are the BoA cards, IF you have preferred rewards. Awesome work on this.
Fidelity really should be an A tier card considering it has no foreign transaction fee compared to Wells Fargo and Citi 2% options. Also, bummer no review of AAA no annual fee cards
Unpopular opinion, I love my Fidelity card for the reasons you mentioned, plus I just invest the cash back into my brokerage account. Also, they just added more features like 10,000 points ($100) towards Global Entry/TSA PreCheck. Super underrated
They also used to have offer increased cash back to people with more assets held in actively managed accounts. They paused it for now but are revamping. Curious to see the outcome
I've been seeing some bad reviews for that card due to AAA not having a good app and several people being unable to apply online because the website crashes every time.
TH-camrs don't push them because they don't get kick backs from them. Notice how everyone only pushes the big names. Cap1, amex, chase, Citi, BoA, or WF.
The aaa card isn’t available to me each time I went to sign up for it, it transferred me to one of their credit cards that only offered 4% in one category
You packed a lot in there, my friend! Nice job. This is a great topic to discuss, because there are many people (most?) who don’t want to even think about the credit card game. They want it simple, and they want cash. This is their video.
Great video. I agree with most. I have savor(grandfathered in 4% with no annual fee-got the card nov 2017 when the rewards were 3% dining, 2% groceries, 1% everything else.(no streaming or entertainment categories)), flex, autograph(this a tier for me), blue cash every, discover it, penfed power cash, and custom cash(Citi). My only 7 cc, I don’t feel like I need another card.
That list was on point. You got the NF, BOA, and Citi Costco in there. I might have put the BOA custom in A bit other than that, that's a solid list in my book. Recommended additions for evaluation: AAA daily, robinhood gold, WF Attune
Thanks so much, glad you liked the list! Yeah I really do like what that Customized Cash card offers, but the spending cap for the 3% rewards is a bit of a limitation - definitely would be higher in my tier list with the Preferred Rewards program being used though. And yes I realized after I filmed that there were a few cards I left out but I tried to include every one of the current the most popular cards that I could find. Will definitely continue to update content like this and factor in recommendations for cards like those, so thank you!
Great video. But US Bank Altitude Go should 100% be a "S Tier" card with its 4x back on restaurants (one of the highest spend categories for Americans) with no annual fee.
Definitely can see that being a valid thought for people who prefer that card. I would put it in the S tier if the points earned could be used with other US bank cards like the Altitude Reserve - but without that it's stuck at 4x for 4% in value, so that's also kind of why I put it in the A tier personally. Great card though when compared to other no annual fee options for this video 👍
I disagree with your assessment of the US Bank Cash+ card. If you live in an area with high utility rates, like California or Arizona, being able to use this card to get 5% back on home utilities is a great option. Also, if you know you are going to be spending a lot on furniture in a given quarter, you can swap that category in and then switch it back out later. Would be interesting to make a follow-up video if you get lots of other comments from folks with a different take. 👍
For some people the Cash+ card could be S tier, but for me I just don't see it as being a high spend category that I need to adjust my whole credit card strategy around just to get approved by US Bank for. But for others I completely understand having it ranked higher - either way I still think it's a good card. But yeah I definitely take all comments into consideration and honestly it really helps to hear what people are saying so I can think about it differently in future content. So thanks for sharing your thoughts, really helps a lot with the content!
If you take the rewards certificate to Costco the cashier will pay you out in cash. I hear if your certificate is over $300 you get the option of direct deposit
Good to know! Yeah I did hear that there was a certain amount that could then be paid out via direct deposit, so for some people that will be a nice option
One advantage of the active cash that you didn't mention is that it can be paired with the autograph and you can use your active cash rewards with the transfer partners. This pairing is also no annual fee. Another step is getting the signify business credit card if you have a business.
bofa card gives 3.5% on groceries if you have platinum honors, and most importantly this category includes walmart and target which are often excluded from the grocery category in other cards
There's definitely a couple cards there that I missed! I tried to include as many as I could here haha - will definitely look to expand this tier list to a longer video with even more cards from PNC and others if people are interested!
I'd say B tier for Venmo and A or S tier for AAA Daily Advantage. Definitely like that AAA card more here and some people might say S tier because of the 5% category. Venmo card is fine for one 3% category, but the 2% doesn't nothing special.
I just got my first credit card, Discover it Student, thanks to your video. Is it true that I should pay the credit card balance 2 to 3 days before the payment is due to get the best credit growth or should I pay whenever I can during the grace period?
@@johnyapple8447 Bilt actually has a feature that I didn’t get to mention here - but basically you link your bank account and immediately the rent transaction is paid off on the credit card. Great feature that avoid this concern because you’re right, that would be bad!
Do you have a video on transferring cash back to miles and the benefits of that? Having 2 cards seems like a lot of work but I'm interested in learning more
Chase trifecta is generally the best for optimization. Capital one duo is better for convenience. You always know if it's not a savor one category to put the charge on the venture x. Just a tad bit more thought goes into chase because of the 5% rotating categories.
Wondering if you have advice on merging credit cards or a credit card strategy for newly married couples who are (trying) to slowly start combining finances
Very tough question to pick only 2! If I had to then definitely go Capital One SavorOne, and then potentially Custom Cash, Bilt, or Freedom Flex. But yeah tough to pick only 2 haha
I'm curious about those premium hotel credit cards you mentioned at the end of you video. Have you made a video discussing these cards and their differences, or is this a potential topic for a future video? With the holidays around the corner, this is usually the time of year that I travel so I'm curious to learn more as I'm not loyal to one chain
I can discuss more in future videos, but I'd say to focus on more flexible points earning cards first before moving to specific hotel cards. Getting a top premium hotel card is best for those who are truly loyal to that hotel and will gladly pay a premium annual fee for the outsized benefits
Great video! One question, where would you rank the SoFi credit card? That gets 2.2% cash back if you have direct deposit setup with them, otherwise just 2%.
That's the only one that I'm familiar with at the moment. It's very limiting though so I wouldn't say it's worth it - but more of just a taste of what a premium travel card with lounge access can offer
I would not put Bilt on S tier. I know many youtubers getting kickback for promoting. But that card is just 0.55 ccp for cashback and has been getting nerfed pretty badly in last few months. Finally they have decided to close that Evolve version of card in next few months.
Compared to other no annual fee cards, Bilt Mastercard is easily S tier. To me the point should only be redeemed for travel - but if redeemed for cash back only then I agree that the ranking would drop But for the way the current card is structured and the benefits it has, it’s definitely S tier
@ Sorry, I completely disagree with your viewpoint! Yes it is no AF but it has NO signup bonus as well when most cards have $200 or more. I churn credit cards and never recommend Bilt. My viewpoint is how much you can save by living your life in a normal way and not trying to stay in Hyatt or fly business class just to redeem those points when you could have saved money not going through those options. Moreover, the transfer partners for getting more value for points are seriously limited with United being the only American airline. Anyone reading this please do the research before applying for this BILT card. My recommendation is not to apply and waste a pull when you can go for other cards.
US Cash plus card , should be in the S tier , you can pay your utilities and streaming services with it which is a huge benefit , you obviously didnt research the card properly
I was looking the Capital One Savor One card? Did they change the name to just Savor? Can someone please let me know? I am trying to apply for the right card. Thank you!
Fidelity is a top card, simple, 2% and you can put in a Roth IRA which also will lower folks tax bill, you had some bias about investing with a credit card company but fidelity is one of the largest discount brokers in the world. Way better than the dozens of banks you elevated. Costco card rebate is every feb and if you have over $200, you can deposit directly into your own financial institution. Lastly don’t sleep on the Sam’s Club Card, probably one of the best out there, not included on your list.
Fidelity card is fine as 2% is the standard. Taking those cash back proceeds and directing them to any investment account is something that anyone can do with another other cash back card by just tracking and moving cash accordingly, so other cards earning 3-5% back are technically better (even though doing it automatically with the Fidelity card is a plus). What I mean by keeping credit card strategy and investing separate is that there's more upside value to the points and miles with credit cards vs cash back - therefore I view my credit card rewards as a way to subsidize my travel costs because I love to travel (not everyone does though). Good tip about the Costco card! And Sam's Club could be a good one to check out as well if that makes sense for shopping there and gas spend as well. Would probably put Sam's Club card in A/B tier depending on the person. It's all subjective as well, so my opinions are only meant to hopefully give some insight - but everyone can decide for themselves what's most valuable as well. Thanks for watching and providing some feedback - much appreciated!
@@Daniel_Braun good points but the fidelity platform is so much better for investing vs any of the other credit cards so getting people on the platform is such a win/win for consumers.
@@Daniel_Braunlove to see a clip on the best cards for wmt, you mentioned the Amazon prime, Costco….wmt is the worlds largest retailer and starting up plus to go after Amazon. A lot of the reward cards for I.e. groceries don’t capture the higher reward percentages of like Amex blue cash Because wmt is not a grocery store. Love to see what helps folks save at wmt
Interesting! Thats something that TH-cam is supposed to be monitoring and not overdelivering ads. Thats the first time anyone has ever commented that, so I’m going to make note of that and see if it’s something that anyone else comments as well. I can always try to adjust ads on my end, but TH-cam is supposed to not play too many, so sorry if that affected the viewing experience for you
I’m new to the credit card game after watching your videos. Is it realistic to think chase would go to 2% back for the unlimited anytime soon? Or not really?
It’s good, but when I signed up for the debit card I thought I could link it to my checking account that I have on PayPal. I don’t like that I have to add funds to the card.
For some people it could be S tier, but for me I just don't see it as being a high spend category that I need to adjust my credit card strategy around just to get approved by US Bank for. But for others I completely understand having it ranked higher - either way I still think it's a good card 👍
Yeah s tier for sure! While I understand it may not fit s tier for you, this video should be geared towards whats recommended for the general population and eeeeeverybody is paying utilities or will at some point so definitely should be up higher on this list earning 5% on a big spend like util alone for many.
Him running mid blitz the whole time, having a stacked team and quiting in the championship game pretty much sums up what your opponent was. Hold this L big fella! 😅
The Apple cards’s 3% cash back at Apple is such a joke to me considering I get 5% back at Apple using the US Bank Cash+
Sure, but you don’t get the financing option for any Apple product you buy at 0% interest.
Yeah but financing means carrying a balance, and we don't do that for a phone. Assuming the card is 0 balance at time of purchase. @@mace400
I used my Apple card for a $1.00 coffee and got back $75 in Apple Cash.
@@FORBIDCharlie1986 sick bro. Great deal. Awesome find!
@@FORBIDCharlie1986what
Dude your videos are awesome! So concise and informative. You can tell that you actually do the research and don't just copy/paste other TH-camrs like so many other channels are doing these days.
Thank you so much for that! I can definitely say that I put in a lot of research and thought when I’m writing my videos, so always means a lot to hear when people notice!
Thanks Danny. #1 on my list is the Capital One Savor One, the most underrated card out there. #2 is our Chase Freedom Flex. #3 are the BoA cards, IF you have preferred rewards. Awesome work on this.
Fidelity really should be an A tier card considering it has no foreign transaction fee compared to Wells Fargo and Citi 2% options. Also, bummer no review of AAA no annual fee cards
Unpopular opinion, I love my Fidelity card for the reasons you mentioned, plus I just invest the cash back into my brokerage account. Also, they just added more features like 10,000 points ($100) towards Global Entry/TSA PreCheck. Super underrated
No FTF + $100 TSA precheck credit makes it an easy A tier for me
They also used to have offer increased cash back to people with more assets held in actively managed accounts. They paused it for now but are revamping. Curious to see the outcome
Side note for navy fed cards: they are known for giving really high credit limits. Even if you don't plan on using it much it's worth it imo
I'm surprised that you didn't mention the AAA cards.
Yup! 5% back in a high spend category and no annual fee card
Yeah, commonly overlooked cards.
I've been seeing some bad reviews for that card due to AAA not having a good app and several people being unable to apply online because the website crashes every time.
TH-camrs don't push them because they don't get kick backs from them. Notice how everyone only pushes the big names. Cap1, amex, chase, Citi, BoA, or WF.
The aaa card isn’t available to me each time I went to sign up for it, it transferred me to one of their credit cards that only offered 4% in one category
The Fidelity card is my most used card.
Great video editing skills man!! Nice cards being mentioned.
Thank you - all credit goes to my video editor haha. Glad you liked the video!
You packed a lot in there, my friend! Nice job. This is a great topic to discuss, because there are many people (most?) who don’t want to even think about the credit card game. They want it simple, and they want cash. This is their video.
Great video. I agree with most. I have savor(grandfathered in 4% with no annual fee-got the card nov 2017 when the rewards were 3% dining, 2% groceries, 1% everything else.(no streaming or entertainment categories)), flex, autograph(this a tier for me), blue cash every, discover it, penfed power cash, and custom cash(Citi). My only 7 cc, I don’t feel like I need another card.
That list was on point. You got the NF, BOA, and Citi Costco in there. I might have put the BOA custom in A bit other than that, that's a solid list in my book. Recommended additions for evaluation: AAA daily, robinhood gold, WF Attune
Thanks so much, glad you liked the list! Yeah I really do like what that Customized Cash card offers, but the spending cap for the 3% rewards is a bit of a limitation - definitely would be higher in my tier list with the Preferred Rewards program being used though. And yes I realized after I filmed that there were a few cards I left out but I tried to include every one of the current the most popular cards that I could find. Will definitely continue to update content like this and factor in recommendations for cards like those, so thank you!
Great video. But US Bank Altitude Go should 100% be a "S Tier" card with its 4x back on restaurants (one of the highest spend categories for Americans) with no annual fee.
Definitely can see that being a valid thought for people who prefer that card. I would put it in the S tier if the points earned could be used with other US bank cards like the Altitude Reserve - but without that it's stuck at 4x for 4% in value, so that's also kind of why I put it in the A tier personally. Great card though when compared to other no annual fee options for this video 👍
I Agree I have that card.
With that card you can also get a free checking account at US Bank
I disagree with your assessment of the US Bank Cash+ card. If you live in an area with high utility rates, like California or Arizona, being able to use this card to get 5% back on home utilities is a great option. Also, if you know you are going to be spending a lot on furniture in a given quarter, you can swap that category in and then switch it back out later. Would be interesting to make a follow-up video if you get lots of other comments from folks with a different take. 👍
For some people the Cash+ card could be S tier, but for me I just don't see it as being a high spend category that I need to adjust my whole credit card strategy around just to get approved by US Bank for. But for others I completely understand having it ranked higher - either way I still think it's a good card.
But yeah I definitely take all comments into consideration and honestly it really helps to hear what people are saying so I can think about it differently in future content. So thanks for sharing your thoughts, really helps a lot with the content!
First! Keep the good content coming.
You got it, first comment! 🥇
Thanks so much for watching!
If you take the rewards certificate to Costco the cashier will pay you out in cash. I hear if your certificate is over $300 you get the option of direct deposit
Good to know! Yeah I did hear that there was a certain amount that could then be paid out via direct deposit, so for some people that will be a nice option
The Savor One has 3% on every category I don't use 😂. No dining or entertainment and the only grocery store I use is Walmart which doesn't quality.
i work at walmart and fell to my knees when i found out it doesnt count
Awesome Review !!
Thanks so much for watching!
One advantage of the active cash that you didn't mention is that it can be paired with the autograph and you can use your active cash rewards with the transfer partners. This pairing is also no annual fee. Another step is getting the signify business credit card if you have a business.
For the Citi Costco card, you can just cash out your rewards. You don’t need to use it as store credit.
Great list of cards. I definitely like some of those rankings
Great video, I like the attention to detail
Love the videos
Glad you’re enjoying the content!
I personally feel like grocery is more valuable than restaurants spending and I really wish there were better cards for that.
Aaa daily advantage.
bofa card gives 3.5% on groceries if you have platinum honors, and most importantly this category includes walmart and target which are often excluded from the grocery category in other cards
Blue Cash Preferred, Blue Cash Everyday, and SavorOne are some of the cards I see most recommended for groceries.
PNC?? Kidding love the list!
There's definitely a couple cards there that I missed! I tried to include as many as I could here haha - will definitely look to expand this tier list to a longer video with even more cards from PNC and others if people are interested!
@@Daniel_Braun He's just kidding about the PNC cards, I think. I just did a video making fun of their "points" card.
Amazing video!
Thank you!
needed this video! currently at 2 for the 5/24 chase rule and I already have the Freedom cards and just trying to expand my wallet :)
Nice, sounds like you're in a great spot! Hopefully you're able to narrow down your next no annual fee card from this video 👍
What's your score on the venmo credit card and the aaa credit cards?
I'd say B tier for Venmo and A or S tier for AAA Daily Advantage. Definitely like that AAA card more here and some people might say S tier because of the 5% category. Venmo card is fine for one 3% category, but the 2% doesn't nothing special.
You forget the Wells Fargo Attune Card
I just got my first credit card, Discover it Student, thanks to your video. Is it true that I should pay the credit card balance 2 to 3 days before the payment is due to get the best credit growth or should I pay whenever I can during the grace period?
Paying rent (with any credit card like BILT) could seriously screw up a credit utilization rate. 😅
@@johnyapple8447 Bilt actually has a feature that I didn’t get to mention here - but basically you link your bank account and immediately the rent transaction is paid off on the credit card. Great feature that avoid this concern because you’re right, that would be bad!
That’s why before the day they report your credit utilization to the credit bureau you pay it off?
Do you have a video on transferring cash back to miles and the benefits of that? Having 2 cards seems like a lot of work but I'm interested in learning more
Love the content!
Great video 📹 👍
The Quicksilver was my first CC
Samee
@@AlbatrossWhisperI upgraded to the SavorOne and it was totally worth it
I’ve got the capital one duo as well as the Apple Card. But I feel like this isn’t the most optimal setup, any suggestions? Maybe try chase?
Chase trifecta is generally the best for optimization. Capital one duo is better for convenience. You always know if it's not a savor one category to put the charge on the venture x. Just a tad bit more thought goes into chase because of the 5% rotating categories.
Wondering if you have advice on merging credit cards or a credit card strategy for newly married couples who are (trying) to slowly start combining finances
If you could only pick two cards which two would you pick?
Very tough question to pick only 2! If I had to then definitely go Capital One SavorOne, and then potentially Custom Cash, Bilt, or Freedom Flex. But yeah tough to pick only 2 haha
I'm curious about those premium hotel credit cards you mentioned at the end of you video. Have you made a video discussing these cards and their differences, or is this a potential topic for a future video? With the holidays around the corner, this is usually the time of year that I travel so I'm curious to learn more as I'm not loyal to one chain
I can discuss more in future videos, but I'd say to focus on more flexible points earning cards first before moving to specific hotel cards. Getting a top premium hotel card is best for those who are truly loyal to that hotel and will gladly pay a premium annual fee for the outsized benefits
Great video! One question, where would you rank the SoFi credit card? That gets 2.2% cash back if you have direct deposit setup with them, otherwise just 2%.
I would assume B tier like the other 2% back cards. That extra .2% isn't enough to bump it into A tier imo
What are your thoughts on the Redstone Federal credit union credit card?
This information is so helpful, i just got approved for my first credit card! I feel grown now lol
Hey Daniel I was wondering what you think about the Amex prime business card instead of the chase prime card. No HP if you are existing amex customer
Since you did the PayPal card, can you also do the Venmo credit card?
Does the Chase Amazon card allow for those points to be redeemed through chase travel? I feel llike that's a pretty important detail
Got the PayPal Mastercard when it still had the 2% cash back and had a welcome offer
At 5:48……. Shhhhhhh Capital One might watch this video and put a annual fee on it. Stop snitching 😂😂
CFU is C tier to me since the rewards categories across all chase cards are roughly the same
The ventureone is so lame that the quicksilver is an upgrade option for it.
Why didn’t you add the 0% interest installments as a benefit for Apple?
You dont need Prime for Prime Visa. You get 3% back instead
Can you do another video like this!
Why is it that capital one cards never makes these lists?
There were 3 capital one cards in this video I believe
Love the BCE!
No Robinhood Gold card? Curious where you’d put that.
I always thought the bank of america customized cash was from personal choice you can use
Do any other no AF cards offer lounge access other than the Altitude Connect?
That's the only one that I'm familiar with at the moment. It's very limiting though so I wouldn't say it's worth it - but more of just a taste of what a premium travel card with lounge access can offer
You can cash out the Costco Citi Visa check that the give you FYI
The Citi custom is really great
Absolutely! One of my favorite cards that I use the most
SoFi credit card is great too maybe B
I would not put Bilt on S tier. I know many youtubers getting kickback for promoting. But that card is just 0.55 ccp for cashback and has been getting nerfed pretty badly in last few months. Finally they have decided to close that Evolve version of card in next few months.
Compared to other no annual fee cards, Bilt Mastercard is easily S tier. To me the point should only be redeemed for travel - but if redeemed for cash back only then I agree that the ranking would drop
But for the way the current card is structured and the benefits it has, it’s definitely S tier
@ Sorry, I completely disagree with your viewpoint! Yes it is no AF but it has NO signup bonus as well when most cards have $200 or more. I churn credit cards and never recommend Bilt. My viewpoint is how much you can save by living your life in a normal way and not trying to stay in Hyatt or fly business class just to redeem those points when you could have saved money not going through those options.
Moreover, the transfer partners for getting more value for points are seriously limited with United being the only American airline.
Anyone reading this please do the research before applying for this BILT card. My recommendation is not to apply and waste a pull when you can go for other cards.
US Cash plus card , should be in the S tier , you can pay your utilities and streaming services with it which is a huge benefit , you obviously didnt research the card properly
You should make your own video.
I was looking the Capital One Savor One card? Did they change the name to just Savor? Can someone please let me know? I am trying to apply for the right card. Thank you!
They did! Same card is now the Savor. They just did this yesterday haha - but there’s a good limited time offer on it 👍
@@Daniel_Braun yeah the offer is solid
I have that USbank altitude Go card and I love it.
Fidelity is a top card, simple, 2% and you can put in a Roth IRA which also will lower folks tax bill, you had some bias about investing with a credit card company but fidelity is one of the largest discount brokers in the world. Way better than the dozens of banks you elevated. Costco card rebate is every feb and if you have over $200, you can deposit directly into your own financial institution. Lastly don’t sleep on the Sam’s Club Card, probably one of the best out there, not included on your list.
Fidelity card is fine as 2% is the standard. Taking those cash back proceeds and directing them to any investment account is something that anyone can do with another other cash back card by just tracking and moving cash accordingly, so other cards earning 3-5% back are technically better (even though doing it automatically with the Fidelity card is a plus). What I mean by keeping credit card strategy and investing separate is that there's more upside value to the points and miles with credit cards vs cash back - therefore I view my credit card rewards as a way to subsidize my travel costs because I love to travel (not everyone does though).
Good tip about the Costco card! And Sam's Club could be a good one to check out as well if that makes sense for shopping there and gas spend as well. Would probably put Sam's Club card in A/B tier depending on the person.
It's all subjective as well, so my opinions are only meant to hopefully give some insight - but everyone can decide for themselves what's most valuable as well. Thanks for watching and providing some feedback - much appreciated!
@@Daniel_Braun good points but the fidelity platform is so much better for investing vs any of the other credit cards so getting people on the platform is such a win/win for consumers.
Totally fair! If that’s what gets people investing on a great platform like Fidelity then I’m all for it!
@@Daniel_Braunlove to see a clip on the best cards for wmt, you mentioned the Amazon prime, Costco….wmt is the worlds largest retailer and starting up plus to go after Amazon. A lot of the reward cards for I.e. groceries don’t capture the higher reward percentages of like Amex blue cash Because wmt is not a grocery store. Love to see what helps folks save at wmt
The amount of ads this video had was unbelievable
Interesting! Thats something that TH-cam is supposed to be monitoring and not overdelivering ads. Thats the first time anyone has ever commented that, so I’m going to make note of that and see if it’s something that anyone else comments as well.
I can always try to adjust ads on my end, but TH-cam is supposed to not play too many, so sorry if that affected the viewing experience for you
US Bank Smartly card is for people who are NOT smart 😂
Haha I'm really curious how many people will use it or like it once it launches
Costco card is B tier at best cuz it’s mostly cashback at Costco stuff
You never fail to deliver amazing analysis and video on credit cards. Thanks Deniel🎉
So happy to hear feedback like that! Thank you for that!
I’m new to the credit card game after watching your videos. Is it realistic to think chase would go to 2% back for the unlimited anytime soon? Or not really?
PayPal debit card > PayPal credit card
It’s good, but when I signed up for the debit card I thought I could link it to my checking account that I have on PayPal. I don’t like that I have to add funds to the card.
Chase freedom unlimited S tier if you can combine points for travel like capital one
US bank Cash+ is definitely an S tier. 5% on utilities, tv, internet and streaming is crazy
For some people it could be S tier, but for me I just don't see it as being a high spend category that I need to adjust my credit card strategy around just to get approved by US Bank for. But for others I completely understand having it ranked higher - either way I still think it's a good card 👍
@Moving2Winits s tier for me. I put all my streaming/ internet and utilities on it.
Yeah s tier for sure! While I understand it may not fit s tier for you, this video should be geared towards whats recommended for the general population and eeeeeverybody is paying utilities or will at some point so definitely should be up higher on this list earning 5% on a big spend like util alone for many.
Love this list! Surprised no freedom flex or Discover appearances but love how comprehensive this list was
Thanks Jake! They're both in there actually, but there's 35 cards here so easy for them to get lost in the mix haha
@@Daniel_Braun Hahaha my bad! I must’ve looked away from the screen for a second😅
Who is this super cute boy?
why not Sofi 2% cash back card boosted to 2.2% if you have direct deposits and 3 percent if you use Sofi travel
Second
Second comment 🥈
Thanks so much for watching and commenting early!
no paypal debit card ?
I’m only ranking credit cards for this video, so maybe I’ll do a debit card version in the future 👍
No Amex Blue B Plus….. ?
Only focusing on personal credit cards here for this video, not business cards. I’ll make a separate ranking video for business cards 👍
@@Daniel_Braun awesome !
Him running mid blitz the whole time, having a stacked team and quiting in the championship game pretty much sums up what your opponent was. Hold this L big fella! 😅
Only F tier card I can think of is the Amex Business Green Card. It’s so pathetic lol
👍🏻
Thanks as always for the early view and comment!
The WF autograph card has an annual fee
The Autograph Journey does, but the regular Autograph card does not. Different cards with different features