The likelihood that this problem exists once they have this actually in place is much lower. But I'm going to assume they'll have ways to figure out if it was a bug or not.
The idea is that this will only come once stability is present. If CIG can never get the game stable, then this will never come bc 1.0 will never come.
Actually, I'm looking forward to this. It adds another layer of immersion and enables the player to actually care for his or her stuff. But I also understand the implications here too. If you had to put dozens of hours into a string of missions to earn a certain unique ship and you upgrade the heck out of it until it's a tier 5 beast, loss of that ship is unbearable. Even without gamebreaking bugs and server crashes, even in the most secure systems, there's always a risk you'll end losing that ship. And no warranty will bring it back. I actually would love a "Level 4" insurance which covers upgrades and unique stuff as well, but they should not be time based, but one-time only (or multiple times, if you want to invest that money in one go). Level 4 insurances need to be quite expensive depending on worth of ship, items and upgrades for ship + items. If it's an unique ship, it'll cost more since it's far more difficult to replace. So if you got your very own Millenium Falcon, you'll make sure you fork over the buck as there is only one of its kind and should you ram it into a planet's crust at high speed, you want that ship back. After all, it's the Millenium Falcon. Also I like the idea you actually can recover your very own lost ship. That means you need to be able to repair a ship back from "soft death" to "space worthy" or tow it back to a nearby wharf for reconstruction. So if you actually care for your ships, you may actually WANT to spend some hours repairing your ship by hand to limp back to a hangar for thorough repairs. Sure, why not? Especially cool should you bring friends to repair your Polaris, Carrack or Starrunner. Not only is this more content for multi gameplay, it's also immersive too. Or imagine the big cleanup after a massive org vs org space battle. If you guys are civilized, a truce will ensure your repair & recovery teams can collect whatever ships are left for repairs, each org dealing with their own wrecks. Why not? Again: it's immersive to actually care for any consequences of your actions. It also helps to connect more and more gameplay loops to a complete experience. As I said, I'm looking forward for this. Same for Death of a Spaceman, artificial limbs and heritage / legacy. I hope we also get a "memorial wall" for all characters we've created and lost, including their life achievements. Hey, should we ever able to run for Senatorship, I want to see that too in one of my legacy characters ... Do I need to tell you I love "intense" if that means "immersion"?
There's a lot of implications that go into a system like this for sure. But I agree, I love the intense nature of it that you could lose a ship if you don't exercise good judgment.
I generally like the idea of meaningful consequences from your actions, but given the path that lays behind us, I have real trouble believing CIG can implement those mechanics in the foreseeable future without causing huge player frustration. CIG never once was able to present us with a state of the game that would have allowed for such harsh failure driven consequences. Until now almost all failures are caused by the code/computing power and not by the player's actions. They would have to adopt an inverted policy for making the game, since everthing would have to be bullet proof for release and could no longer be rushed. Such change is a hard thing to do for a big corporation.
I honestly have confidence they can pull it off and will. A lot of what they talked about in the most recent ISC gives me a lot more confidence that they're thinking about good, intelligent solutions. They'll get there. It will just take time.
its alpha, fixing every bug at this stage would only be nullified with the next build. Sure they could do it, but it would severly slow down development and implementation of future systems into the PU. There is no recipt to create the Star Citizen, where they know exactly what to do, and plan for such. If this is unappealing, then avoid early access games.
@@Paisa231 I think you did not get my intention. I was not bashing CIG and the Alpha status. I am just saying they cannot implement all these harsher consequences because their game is not stable and will not be for a long time.
I mean I don't think gear fear will be a real thing once crafting is in the game. Just means that it will hurt when you lose it. Doesn't mean that it will be extremely difficult to get back. And once all of the systems are in place; it could possibly work well. If they did a tarkov style insurance system, this would work well too.
@@Hav0k a fight in a normal dayz server is way more intense than a deathmatch dayz server where you get all your stuff. I would wager most people enjoy the former more
This is just going to make it so many players start playint, get their ship destroyed by an accident or a glitch or players. They see they cant get the ship back and they never play again.
This is a reason CIG didn't take into consideration even during citizen con when Rich was on stage. The first thing I thought of was 95% of claims are probably because if game breaking bugs
Same I think I over the 8 times it has been my mistake and twice has been at the hands of a unfriendly person. The other 100 times is beause of a glitch.
The mechanics and system are pretty cool. Hopefully they stick to giving a transferable warranty for beating SQ42, with Citizenship. (Would you like to know more?) Also, I need everyone in the Polaris hangar at 0400. We're going to do a full layout of all the ship's components.
This wouldn't be the first time that CIG has made a bad design choice just like forcing so call Master Mode that is terrible to use and even worse to fight using. Allowing for actual salvage would be more worth while where you can salvage a ship, repair it, register it, then allow for selling of the ship with in game currency. Changing of the insurance system is a bad idea with the glitches that require you to explode your ship in order to fix. Or you could allocate a system like in eve where destroyed ships purchased with in game currency are gone forever but with the base implementation you would have the ability to salvage ships and construct and sell ships for yourself creating a real world interactive system and addition to game mechanics and opportunity for alot more. This would require a limited amount of ships to be in the game purchased with in game currency and add real value.
@Hav0k CIG tends to implement things without actually fixing the problem. Just like Master Mode is the perfect example. ARMOR was said to be implemented for the use of MM because the reduction of all survivability is so drastic that you really have no way to get out of that situation. Salvage has yet to be very useful because they failed to implement total salvaging instead of just the shell, Mining nodules don't work 90% of the time and you run into massive clusters that are totally unuseable, NPC missions you can't complete because they get stuck in a closed elevator as just a small list of implementations that they put zero thought into how it would work and more into only a concept. Or maybe without talking into thought how bad some ships programming is that you can't even use the ship or you can't leave or use without exploding the ship. So now they are going to punish you for there error because you have no choice but to destroy the ship just to use. Now you have to pay more to purchase a higher priced insurance and risk losing everything that you upgraded because they can't polish anything and fix things before the next problem is thrown in the mix. You are punished for there mistakes because of a concept.
T1 insurance is confirmed (with warranty) to provide not just a chassis, but a ship with a complete stock loadout, all t1 though. Without warranty is supposed to be the credit value of a factory fresh vessel from a standard npc vendor.
I want used ship lots to be in the game as well. Have ships with super low end components for cheaper than New Deal, for example. Also, have them be a location to bring salvaged/derelict ships to be registered under your name (after a fee and time period) or sell directly to the lot. This would give tug ships another gameplay role in the game.
Can't wait to spend a week of play sessions going through the game play loop for getting my ship back after I forget the landing gear is still up and smash into the side of a hangar at 600 m/s 😂😂
I love your ideas, as one who is looking forward to specialize in crafting and getting special blueprints. I need the insurance system to not devalue my specialization 😊
My understanding you only get a ship back if you have insurance at any level AND warranty. If you only have insurance (at any level) you only get the credits!
*I fundamentally Dis-agree with all of this.* This is exponentially growing into something that does not qualify as a game. But instead a convoluted, over complicated, increasing time consuming, head ache enforcing reality, more complicated and time consuming than reality itself. The central purpose of games has been scientifically proven to be a system enforcing and strengthening intelligence and reaction response and decision making. But to achieve that, and still being a game, it demands "rules" on the game to be a game, that the system, the tools, the objective, and more importantly, the emersion, Must contain a small level of unrealistic Convenience to keep you in a mental position of working your brain for the right reasons. With out that rule, its not a game, and without that rule, it has no longevity. As soon as it is officially released, people will start realising and perceiving the long run of this exponentially endlessly increasing convoluted complicated mess. Without any level of convenience, you will create a systemic Class system against the players, were a targeted massive class of players are guaranteed to be oppressed by the system. The more convoluted the system, the more it targets and alienates types of players by their own real life tier. Those who don't have time to spend 12hrs-18hr a day, every day, on the game, will become excluded. And that, is the majority. They just don't know it yet, because it hasn't been released. Emersion has no limits, emersion can be more inviting than reality, but emersion can replace reality, and this is becoming a reality with zero convenience. Unless you are retired, or on state benefits with all the time in the world to play around the clock, this system is becoming more complicated and convoluted, it takes forever to achieve setting up anything for a single session before you even start playing. ...This so-called game is now becoming more complicated than reality, and Reality is not a game. Yet when people realise it is more complicated and oppressive than reality ...that is when the dream dies. In reality, only have One insurance on my car, I don't have any multitude multiple insurances for each individual component of my car. That is stupid. If they institute taxation in this game, I am out of it, for good. A game is to escape the oppressive reality your already living in, not double it.
I think you're overcomplicating insurance in the game. It's been said time and time again that players will be able to pay for an entire months of insurance in a couple hours of gameplay time. Additionally, small ships will be readily available and easily replaced. This approach has been in the plans of the game since it's inception. There will undoubtedly be plenty of gameification to make it more focused on delivering a good experience that is indicative of a game. But this final goal has always been the plan. And it definitely won't be something everyone will be happy with.
Ah once again, CIG is changing their BS after the player base has invested hundreds of millions in this games development. The only fair option is to apply this insurance tier system on all future sales all previously purchased ships would be fully covered. In all honesty the game is becoming too complex, many features that were promised have not been coded into the game. MedBeds on ships don't function, it takes almost a full hour to get my Carrack outfitted since I can't spawn it with the Ground Vehicle and a craft in the hangar plus storage containers. I know CIG thinks its immersive to have to run around to several locations to outfit your ship but it's really it just tedious. Everyone does not have multiple hours to devote to playing SC some of us work long shifts 12-14 hour days and our break from that treadmill is getting online and playing a game for a short time.
Nothing was changed at all actually. This has always been their plan and there's literally no change. They were always intending that ships gave you tier 1 insurance by default for what ever duration. Meaning you only pay the difference in UEC to have higher coverage. For example if I have LTI, I have tier 1 insurance forever and just pay the difference in UEC in game to have the tier 3 coverage. This has always been their plan since the inception of the game.
My biggest fear, owning a Hull E, is going about delivering a huge costly load and one random player decides right there to become a pirate and blows me up to great financial losses to me but great ''pirate credz'' to him. I hope that players representing only 10% of entities in game means help might be closer than we think, if AI is reliable.
They've thrown around the idea of having temporary insurance for cargo when completing cargo missions or when transporting cargo. But we'll have to wait and see
You want realism but when you go into a store for 15 minutes you don't come back to your car blown up. At the moment day after day I leave my ship and come back to it being blown up.. wtf really? My ship in 8 years has never lasted more that 6 hours.
good ideas, although just a slight admenment to tier 2 warrent towards components: we know already that unique components (found on rare NPC ships for example) aren't covered by this, but going with the example of taking out a ship with all tier 5 components and you get destroyed still. For arguement sake, what if for tier 2, you do get those components back, but, important part, those formally max crafted parts are now only tier 1 or store bought versions of those parts. Won't change a huge amount of your idea, but still allows them to meet the letter of the warrently of getting those customized components back, but at the same time, only having them at tier 1 means you will have to seek out crafters to get your ship reupgraded back to its peek performance.
I gotcha. Yeah I wasn't sure if they were saying that unique, non-stock, components would be covered or not. There's still a little bit of vagueness with it when it comes to components. But since tier 3 components are the highest (and ships go up to 5) I'd say if they receive replacement components with that, it should definitely be tier 1.
@@Hav0k indeed, but to my knowledge of what has been said, unique components you find on rare NPC ships (presumably ones with unique buffs to them) won't be recoverable with the planned system. Fair, got the tier limit mixed up a little, but yeah, that way, for example, your flying a smaller ship, but with max components (for example, you have a tier 3 atlas QT drive), the ship is destroyed and you reclaim it with tier 2 warrenty on it. The ship is brought back with the Atlas drive, but it is at tier 1, basically like the manufactore gave you the base model they had without any personal tuning you had to it. Which feeds into your idea where you then take it to a crafter who specializes in ship componnents and either pay them to make a new one or find some arrangement to aid in creating a new tier 3 atlas QT drive for your ship. if anything, the only thing I'm not sure about is how the decoration is defined, in regards to ship paints you have bought. Example: I own both Carrack BIS paints. If I lost my carrack and had to reclaim it, but it had the BIS paint equipped to it, if I didn't have tier 3 warrenty on it, would I loose the paint, even though its tied to my account? is there a way to basically recraft the paint? basically, if you don't get the paint back, but its tied to your account, you have the blueprint for that paint, you take that to a ship customize and, as long as you have the credits, materials and time, you can get the ship repainted in a paint you own, as long as you have the blueprint and the paint is tied to your account
@@PsychicSoldierPro that would make sense then for that level of component replacement. And i appreciate that if that is their intention. As far as paints are concerned, from what they've stated is if you have a subscriber or paid item from the store like decorations or possibly even paint, you'll get a blueprint for it when crafting is in the game so you can craft the replacement. But they also intend to bring in the unique item recovery, which i bet paint will be included. It would have to be tbh. So, i think that we'll be fine in that regard.
@@Hav0k indeed since this is, as far as I know, what they said was their intention, regarding those unique components. Of course, they can change things in future, but for now, as far as I know, that was the current plans for unique components to be unable to be claimed ^^ that would make sense. Of course, it will be nice for CIG to clarify, but as long as you can A. recover it with the unique item recovery system or B. have the blueprint and can either pay with in game credits or recraft the paint and get the ship resprayed with the paint. Either works for me, but we will see :)
@PsychicSoldierPro Agreed. But based on what i heard from SCL last week on the unique item recovery and subscriber items giving blueprints, I'm betting paint would be 100% included since they're paid items.
Imagine having high risk high reward data running missions to report updates of criminal records to other systems, that when you accept it, the flagged users are notified of your location and could try to stop you from reporting to the other systems.
sooooooo whats the point of spending 750 USD thats possible to have to pay in game for it again? Even if its just half the in game price, thats fuckin absurd
that 750 is so you NEVER have to BUY the ship in game you have it forever. the Insurance is for IN GAME stuff like Ship loadout Lv2 and add ons you have in the ship like gun/gear/tools/food/ammo/other shit for Lv3, Lv1 is what you pay IN GAME if you got the SHIP IN GAME, if you used Real Moneyfor the ship you have Lv1 forever
you spend the money for the development of the game. If your ship has a liftimeinsurance you dont have to pay anything in game. Only if you (for example 6 month) insurance ran out, you have to pay ingame. BUT maybe I got it wrong. english is not my first language.
@@throdwobblermangrove6200 you still have to pay for higher lv of insurance, it just Lv1 and warranty are free with a ship you buy off the shop with RL money.
@@LuluGamingDK yes. Imagine you would get full lvl3 warranty four your pledged ships. People would call it "pay to win" because you can bring your ship into a fight, claim it, go back into fight, claim it.... Also: I dont know how CIG will make money in future. Maybe you have to pay real money for your warranties. (big maybe, just a guess) A lvl1 insurance for a big ship will be worth a lot.
This was something i was talking about with my Org and how it not going to be as easy as just hiting the reclam everytime somethign go worng. They need to add a heavyer time to a reclam for ships that are blowen up on top of the fee for insurance. if it just dead in space we need to have a ship maker so we can use a SRV to tow it back to a station for repairs. Small/Mid ship are one thing, but i feel like as they get bigger the hit need to be heavyer...If you cantafford it DONT take it out solo, it need to be a Org/group thing..so if it go down the team can come together and help pay for the fee if it get blown up fully. This will keep solo/small group to smaller ship making it easyer on them if something go worng. But there need to be consequence for useing bigger and better ship.. not just a 30min timer and 15k fee for a booboo -_- This will also help with insurance fraud. if you have to pay lets say 70% of the ship price tag to reclam it then you make MUCH less for selling the RCM. and yes they did comf that comps and weapons will be replaced with Lv2/3 Insurances that you buy in game. Crafted one we dont know if they count yet.. but im sure they do.
Yeah I agree. And I guess I missed the confirmation that they'd replace components and weapons with those tiers. Hopefully when crafting is introduced they give them tier 1 replacements so people are having to upgrade them once again as I described.
The main problem I see as you pointed out in the video is that when higher tier insurance replaces high tier components it could hurt the players who craft those components and I agree unless it's a payout for the components you should only get a tier 1 ship back.
Agreed! That's why I'd like to see crafted and unique earned components not be part of the replacement process with insurance. I think it would take the emphasis off crafting and earning powerful rewards.
As far as I've checked, 3 tiers of insurance. Warranty is a straight replacement ship and that's it. Here's a quick down and dirty visual guide. www.reddit.com/r/starcitizen/comments/1gjdenl/insurance_warranty_on_star_citizen/?rdt=37184
You also got to think that PYRO will be one big junkyard a salvages dream with PVP game there. I dont agree that tier 2 gear and higher should be insured that is lost forever that is why you build them for. For any Org would be silly to sell their tier 5 ships or items to the others to me it would be like USA giving Iran Stealth fighters. Selling tier 3 is fair enough.
Im that single player thats big on graphics tech and space games thats been following star citizen for a long time, popping in every now and again, and still dont know how to do anything other than fly a ship. As someone who usually uses mods to increase inventory limits, all this stuff seems super intimidating. Having wear and tear on things is also super annoying in games
You'll never have to worry about paying for insurance other than paying for the difference if you want a higher tier insurance. Pretty much nothing changes from the original plan.
This is just my opinion. I would rather have the tiered insurance they're proposing now. The game is already going to be complicated enough. Your idea is good but I would be too afraid to support any org operations or combat missions knowing if I lose my ship I have to start over from scratch. I would never use any of my larger ships and I wouldn't ever want to upgrade them knowing everything I did just went down the drain. I have time but not that kind of time. Real life comes first and I can see a lot of people losing interest dealing with the same problems you face IRL. I was 28 when this game officially started development. I will probably be 50 when it finally launches. I want to enjoy playing the game while I can. Not be stuck constantly grinding components for a single ship.
Understandable. You and I are close in age so I can understand your perspective. I think that you'd benefit more from orgs than you might think though. For example in my organization, I know for a fact that if a player lost a tier 5 ship on an org op as the result of the operation itself and not entirely the fault of the pilot, we'd likely ensure that once the player received the replacement ship, we'd upgrade it back to its former status. I doubt it would entirely be on the player themselves unless the loss was completely their fault.
@ True, if my org is willing and capable of facilitating that mechanic then I say “full send”! Though further issues arise with the need for some serious accounting in terms of ship component manifests and the uphill battle of people being truthful about what components they had on their ships without datalogs highlighting such things. (Emergent gameplay: Org accounting office) *god I hope this doesn’t turn into Eve Online.* Thank you for your reply! I enjoy hearing what people come up with for this game 😋
I work in commercial insurance and it's hilarious to see the real world concepts and issues I deal with in my day job like actual cash value (tier 1/baseline insurance in SC), replacement cost value (warranty in SC), and endorsements to cover customizations and upgrades (insurance tiers 2 & 3). I have to wonder if your loss ratio is going to be a factor in how much your insurance premiums cost. If you keep losing your ships or lose larger ships without much of a gap in-between losses, you would expect that your premiums are going to go up because you're a bigger risk to insure.
Lol I'm gonna be honest... I wouldn't be against it as long as there's a cap for how high those premiums get. But that might be too realistic for some who would appreciate a more gameified approach
I have feelings. And my feeling are telling me that within stories are beloved characters. Some of those characters are not only sentient beings, they are also animals, machines and vehicles. Imagine every time Han Solo walked back to the Milleniam Falcon it was blown to smithereens.. we need to rethink what a ship is and how it should be treated.
Yes, ships right now are constantly getting blown up. In the future, this will likely happen less. Tbh, the number of times I've lost my ship in the last 4 years by another player destroying the ship has probably been a total of 2 times. All other times have been bugs or simple mistakes on my part. Things will get better.
this well bring the SRV good for going to fetch your old ship to salvage the components out or even repair the ship to full health if its not in bits lol as for taking your best ship in to Pyro that's the point isn't it? My new salvage job . Bring back players XX ship form here ! deliver it to 1. his hanger . 2 your hanger . 3 sell it to Brio breakers lol
Absolutely. This would drive other players to want to fill repair roles or towing roles and I think it will be great. Especially when the new service beacons and player missions are implemented.
This is going to a wild ride as CIG patches the bugs and tries to balance the non consensual pvp mechanics that result in ship loss. Has an mmo ever done this successfully without alienating some of the player base? Let alone in star citizen which they said on stage is trying to appeal to everyone.
To my knowledge, no other company has done an insurance mechanic other than Tarkov and Tarkov copycats. Honestly I don't see insurance as being too overly complex, but it will definitely hurt to lose ships. Tarkov does this similarly as well with weapons and gear. There's a real tangible sense of loss and worry if you die. I think it could work and be successful if they are sure to balance it.
At first I really hated the new system. I paid real dollars for my ship therfore gimme ship. But after diving into these new changes I think I'm really going to be able to enjoy the game more. More game loops, "pirates" will really need to think twice about griefing, and having the ability to go recover my own ship when I snack a rock because I wasn't paying attention sounds like fun.
I think that things won't be as painful in the future once we're actually at that 1.0 stage. But I'd say that accidently hitting something shouldn't damage your ship as much as it does now. Hopefully they address that.
you make a few good points but if you get targeted by a group and get greiffed then what, hows that work with insurance. yep might be low count but if it was you how would you take it. see thats just part of it, and if the server has an issue, you still have to go through the waiting game. i think they should just put all this aside till they really and i mean really think this through. this has to much reall money ridding on that. LTI is going to be what is another question how dose that fit in, and if its not tier 3 then a large goup of people with rebel so lets stop trying to fix something that shouldn't be talking about till this game gets to beta and get the dev's foucing on the hardware and software back end of the game, the 1k ppl per seed is still low for a player count, instead of beta stuff. we all still in alpha so lets get the kinks worked out first. but you do have some good idea's but i can see all the down sides do to there to many loop holes for what is already going on. so deal with that in beta.
That's why I think their ideas with warranties will help. But also, it might also put more benefit on running with a group of people so you don't easily get griefed. But being griefed in MMOs has always been an issue. It's sadly not something that will go away unless CIG addresses the core of that issue which is kind of a community related issue. But if you've looked into it, static server meshing is the first step that will progressively add more players as their server configuration get updated. They talked about potentially having 2-5k players with static. Dynamic server meshing could potentially one day have entire regions separated as timezones. But we'll see
I struggle with the Decorations part... It needs to be that you get the component value back, as well as any cargo in the insurance. Though this would need to be taken out per run when you leave the hangar. Like temporary insurance for the run. The decorations is something you spent time setting up, and getting your ship back set up how you left it is going to be key. I think the key is going to be, you get items back that fulfil the criteria of "Insurable" Tier 1 components and decorations, you just get back. Anything crafted by players is not manufacturer's standard, so is exempt. Components that have been upgraded have their own warranty void, so aren't insurable either.
As much I like your ideas and the way we all hope ship losses will be as we want people to respect loss and I would say 1 Million of us think that way, The other 4 Million will cry over it without a doubt as they want their ship back straight away. I would like to add one to it is that they is only certain amount of stock availiable in the system. Such as for a Capital ship there may only be 4 Idris ships in which can be replaced a Month as it is a Captal ship and quite a large ship. Polaris I would say 20 a month as it is a strike weapon. If you people remember the old game WWII online you only so many troops and amount of certain types of troops before you had to resupply other wise you lost the battle it should be the same here. Hornets being a military ship Maybe 60 a month and so on. Ships people pay real money for I would say for a small ship should be straight away and for a large ship maybe a week so that people hurt for the loss of that ship. Still think 4 Million would cry over it.
I honestly think there is less people than we might think that will truly be affected that much by it. There's tons of popular games where you lose much more and can't even get items back at all that people play a lot: Elden Ring, Dark Souls, Tarkov, etc. If they do it right I think it'll be fine. Players will undoubtedly have many ships to choose from when the game is out because they'll naturally want to try other ships. Either way, we'll see what it looks like when they bring it into 1.0.
I like this game, but I want to log in and shoot stuff for an hour or two. If I have to pay for insurance to not lose everything to yet another ridiculous bug, i'm out.
13:03 a little misspelling there. Thanks for covering it and then some. really nice to see your opinion. I do hope in the future, the next tiers of insurance/warranty are actually cheap. sure you can get some LTI but like I said before, fully decked out ships+ weapons stored aren't cheap in game. It would make you more careful but its already tedious as is with the waiting.
Big derp moment on my part lol. 😅 CIG has mentioned that usually you'd be able to pay for a month of insurance fees after a couple hours of play time. Which isn't too bad. But there needs to be real cost to the loss of a ship.
Of course not. This is much further down the road that we're talking. But it is a test environment that would benefit from them testing it before it's actually released however.
If your ship has no insurance beyond 3months its tuff luv, no excuses, no hope when Insurance kicks in, yet atm any ship can be upgraded from 3months to 10yr with a cheap CCU, its that simple. True, there will be many more costs associated with just casual gameplay, yet being able to claim your stock ship, even a Polaris with a 20min reclaim time, is available to everyone regardless of ship. We have had Insurance outlined simply enough at CitizenCON, there will be additional refinements over time, yet simple peace of mind is easily achievable NOW.,,,,,,,do it morons
They will try to implement this years down the road. Then they will backpedal and it will be just like today, but the claims will just cost more money. You think the turnover is harsh now. Just wait until a new player is unable to fly the ship in game because of this, and uninstall.
Seems like a pretty dramatic assumption that players won't want to play it at all just because of one ship loss. It's been proven that new players getting involved with the game primarily purchase starter packages, which are typically smaller ships. Given that smaller ships will have less craft time and require less overhead, they will be easier to replace and take less time. Then there's the idea of ship rentals. If a game is fun, players will either buy another ship in game if they really don't want to wait, or rent a ship and they can continue playing. Games like Tarkov, DayZ, hardcore Diablo, Dark Souls, Elden Ring and games that have real tangible loss are actually relatively popular considering you can lose a lot.
I feel like real money purchased ships should have lvl 1 everything it's real money I'd hate to have a money wipe have a bug then boop I'm miles away from flying my capital ship, I don't like it. Sure it's great until you mess with the stuff I paid for
As I understood it, at Citizencon and spectrum. You only get stock ship with stock components + decorations, and currency for anything else. If you lose your ship completely, with warranty and insurance maxed. In other words, Stock ship, with stock components + the value of upgraded/rare components and decorations. This would encourage to retrieve the ship, salvage/repair the ship or and components. Over going straight to insurance claim. But still work in progress, and we see how it forms until 1.0.
@Hav0k I would be okay with the returned component is of the same tier as the one on the ship, but not any of the additional stats from high quality resources. The base stats only.
we all know theyre gonna add all this stuff in the UNFINISHED version of the game. with all the shit that needs to be in place for it to work and be stable. This game will not release in 2026. ill get my refund and play something else.
There are too many other cool games out there. I'll just file a claim and play another game until my ship is available. IDC how long it takes...there are ALWAYS other games to play. FUQ CIG and this stupid mech.
This beyond stupid. Talk about destroying a fucking game. If they implement the death of a space man or losing your ships for real. This game will be over and the company will go bankrupt from no players.
@@Hav0kthis is beyond stupid for this game. I pray you’re completely wrong. This will be the death of a space game and not a space man, no one will watch star citizen content with this damning change. This will brutally hurt the game and scare off new players. You better hope you’re wrong or no one will care about star citizen TH-cam channels….
@@Nathaniel1415 well, it's a good thing I work for a living and can easily adjust to catering to another niche. But again, I highly doubt the game will be dead because of them implementing this.
@@Nathaniel1415 they won't scrap the idea. This has been their plan since day one. And again, I highly doubt it will turn new players away. There's hundreds of ships, the ability to buy ships in game, the ability to crew ships, small ships will be readily available and easily replaced without taking too long to get back, and there will be areas in landing zones, and many different locations where players will be able to continue playing a bunch of missions in one single area that will make it easier to keep playing. The doomsday talk is honestly a bit much and overdramatic.
no one has mentioned what you are meant to do when its a cig error that kills your ship : is there arbitration
The likelihood that this problem exists once they have this actually in place is much lower. But I'm going to assume they'll have ways to figure out if it was a bug or not.
The idea is that this will only come once stability is present. If CIG can never get the game stable, then this will never come bc 1.0 will never come.
@@Fuar11 Facts, game is just a mess, but I love it anyway
Actually, I'm looking forward to this. It adds another layer of immersion and enables the player to actually care for his or her stuff.
But I also understand the implications here too. If you had to put dozens of hours into a string of missions to earn a certain unique ship and you upgrade the heck out of it until it's a tier 5 beast, loss of that ship is unbearable. Even without gamebreaking bugs and server crashes, even in the most secure systems, there's always a risk you'll end losing that ship. And no warranty will bring it back.
I actually would love a "Level 4" insurance which covers upgrades and unique stuff as well, but they should not be time based, but one-time only (or multiple times, if you want to invest that money in one go). Level 4 insurances need to be quite expensive depending on worth of ship, items and upgrades for ship + items. If it's an unique ship, it'll cost more since it's far more difficult to replace. So if you got your very own Millenium Falcon, you'll make sure you fork over the buck as there is only one of its kind and should you ram it into a planet's crust at high speed, you want that ship back. After all, it's the Millenium Falcon.
Also I like the idea you actually can recover your very own lost ship. That means you need to be able to repair a ship back from "soft death" to "space worthy" or tow it back to a nearby wharf for reconstruction. So if you actually care for your ships, you may actually WANT to spend some hours repairing your ship by hand to limp back to a hangar for thorough repairs. Sure, why not? Especially cool should you bring friends to repair your Polaris, Carrack or Starrunner. Not only is this more content for multi gameplay, it's also immersive too.
Or imagine the big cleanup after a massive org vs org space battle. If you guys are civilized, a truce will ensure your repair & recovery teams can collect whatever ships are left for repairs, each org dealing with their own wrecks. Why not? Again: it's immersive to actually care for any consequences of your actions. It also helps to connect more and more gameplay loops to a complete experience.
As I said, I'm looking forward for this. Same for Death of a Spaceman, artificial limbs and heritage / legacy. I hope we also get a "memorial wall" for all characters we've created and lost, including their life achievements. Hey, should we ever able to run for Senatorship, I want to see that too in one of my legacy characters ...
Do I need to tell you I love "intense" if that means "immersion"?
There's a lot of implications that go into a system like this for sure. But I agree, I love the intense nature of it that you could lose a ship if you don't exercise good judgment.
I generally like the idea of meaningful consequences from your actions, but given the path that lays behind us, I have real trouble believing CIG can implement those mechanics in the foreseeable future without causing huge player frustration. CIG never once was able to present us with a state of the game that would have allowed for such harsh failure driven consequences. Until now almost all failures are caused by the code/computing power and not by the player's actions. They would have to adopt an inverted policy for making the game, since everthing would have to be bullet proof for release and could no longer be rushed. Such change is a hard thing to do for a big corporation.
I honestly have confidence they can pull it off and will. A lot of what they talked about in the most recent ISC gives me a lot more confidence that they're thinking about good, intelligent solutions. They'll get there. It will just take time.
@@Hav0k I wish them success as well. Soon we shall see if Meshing can indeed solve lots of their current issues.
its alpha, fixing every bug at this stage would only be nullified with the next build. Sure they could do it, but it would severly slow down development and implementation of future systems into the PU. There is no recipt to create the Star Citizen, where they know exactly what to do, and plan for such. If this is unappealing, then avoid early access games.
@@Paisa231 I think you did not get my intention. I was not bashing CIG and the Alpha status. I am just saying they cannot implement all these harsher consequences because their game is not stable and will not be for a long time.
Gear fear would continue to be a huge thing. They would just end up living in your hanger. I think it would be too much.
I mean I don't think gear fear will be a real thing once crafting is in the game. Just means that it will hurt when you lose it. Doesn't mean that it will be extremely difficult to get back. And once all of the systems are in place; it could possibly work well.
If they did a tarkov style insurance system, this would work well too.
Gear fear is good tho???
@TKanal3 i don't disagree. It does serve a purpose. You worked hard for the good gear you have.
@@Hav0k a fight in a normal dayz server is way more intense than a deathmatch dayz server where you get all your stuff. I would wager most people enjoy the former more
@@TKanal3 I'd definitely agree with that. There's tangible loss that could happen if you lose a fight. It's super rewarding tbh
This is just going to make it so many players start playint, get their ship destroyed by an accident or a glitch or players. They see they cant get the ship back and they never play again.
That's assuming that when this is introduced the bugs and glitches aren't fixed.
@@Hav0k this is cig we’re talking about. Bugs and glitches are a feature
@@Phantom-dm9fz i don't expect bugs and glitches to be a constant issue in 1.0 as they are now.
@ only time will tell with this. There is a lot of promises cig has set forth and their goal posts have been completely moved back or removed
Your first ship (any ship that is part of your account) will have insurance already and a indefinite warranty, so you would't loose the ship.
They really punishing their players for their own glitches, 99% of the time I reclaim my ship it's because it's glitched in some way.
Which he ignored saying.
Huh? I suspect you are chronologically challenged...
@@trashdoktor Because he's a shill. Just sayin'.
This is a reason CIG didn't take into consideration even during citizen con when Rich was on stage. The first thing I thought of was 95% of claims are probably because if game breaking bugs
Same I think I over the 8 times it has been my mistake and twice has been at the hands of a unfriendly person. The other 100 times is beause of a glitch.
The mechanics and system are pretty cool. Hopefully they stick to giving a transferable warranty for beating SQ42, with Citizenship. (Would you like to know more?)
Also, I need everyone in the Polaris hangar at 0400. We're going to do a full layout of all the ship's components.
I agree that they should hopefully do that for SQ42.
And, stop you're giving me flashbacks 😭
@Hav0k lol
hanger eats my ship i pay for it "ALL THIS INSURANCE STUFF CAN ONL Y WORK IF THE GAME IS SEAMLESS
I mean, of course. That's the intention.
Literally! I fall through the map so often. Lol
Game is alpha, this feature wont be in for a long time
@@subgenius5150 yep. I mentioned that as well.
@@Hav0k ya there is just so many people not understanding this concept
This wouldn't be the first time that CIG has made a bad design choice just like forcing so call Master Mode that is terrible to use and even worse to fight using. Allowing for actual salvage would be more worth while where you can salvage a ship, repair it, register it, then allow for selling of the ship with in game currency. Changing of the insurance system is a bad idea with the glitches that require you to explode your ship in order to fix. Or you could allocate a system like in eve where destroyed ships purchased with in game currency are gone forever but with the base implementation you would have the ability to salvage ships and construct and sell ships for yourself creating a real world interactive system and addition to game mechanics and opportunity for alot more. This would require a limited amount of ships to be in the game purchased with in game currency and add real value.
I disagree that it would be a bad idea to implement it early before it goes to 1.0 so the problems can be ironed out before it causes chaos in 1.0.
@Hav0k CIG tends to implement things without actually fixing the problem. Just like Master Mode is the perfect example. ARMOR was said to be implemented for the use of MM because the reduction of all survivability is so drastic that you really have no way to get out of that situation. Salvage has yet to be very useful because they failed to implement total salvaging instead of just the shell, Mining nodules don't work 90% of the time and you run into massive clusters that are totally unuseable, NPC missions you can't complete because they get stuck in a closed elevator as just a small list of implementations that they put zero thought into how it would work and more into only a concept. Or maybe without talking into thought how bad some ships programming is that you can't even use the ship or you can't leave or use without exploding the ship. So now they are going to punish you for there error because you have no choice but to destroy the ship just to use. Now you have to pay more to purchase a higher priced insurance and risk losing everything that you upgraded because they can't polish anything and fix things before the next problem is thrown in the mix. You are punished for there mistakes because of a concept.
T1 insurance is confirmed (with warranty) to provide not just a chassis, but a ship with a complete stock loadout, all t1 though.
Without warranty is supposed to be the credit value of a factory fresh vessel from a standard npc vendor.
I may not have clarified that, but yeah that's how I understood it as well.
CIG where dreams come true!!
I want used ship lots to be in the game as well. Have ships with super low end components for cheaper than New Deal, for example.
Also, have them be a location to bring salvaged/derelict ships to be registered under your name (after a fee and time period) or sell directly to the lot.
This would give tug ships another gameplay role in the game.
Absolutely agree. That would be pretty cool.
Can't wait to spend a week of play sessions going through the game play loop for getting my ship back after I forget the landing gear is still up and smash into the side of a hangar at 600 m/s 😂😂
Lol don't crash! Stay safe!
Nice ideas, but after 13 years we don't even have ship armor never mind craftable components.
You're right. Hopefully they happen sooner rather than later.
don't care , have lti or 10y on everything. ain't no way i m wasting time on farming uec to claim a ship
I love your ideas, as one who is looking forward to specialize in crafting and getting special blueprints. I need the insurance system to not devalue my specialization 😊
I completely agree. I definitely don't want insurance to devalue it either
My understanding you only get a ship back if you have insurance at any level AND warranty. If you only have insurance (at any level) you only get the credits!
Correct. The warranty replaces the ship. The insurance pays out the value of the lost ship.
*I fundamentally Dis-agree with all of this.* This is exponentially growing into something that does not qualify as a game. But instead a convoluted, over complicated, increasing time consuming, head ache enforcing reality, more complicated and time consuming than reality itself. The central purpose of games has been scientifically proven to be a system enforcing and strengthening intelligence and reaction response and decision making. But to achieve that, and still being a game, it demands "rules" on the game to be a game, that the system, the tools, the objective, and more importantly, the emersion, Must contain a small level of unrealistic Convenience to keep you in a mental position of working your brain for the right reasons. With out that rule, its not a game, and without that rule, it has no longevity. As soon as it is officially released, people will start realising and perceiving the long run of this exponentially endlessly increasing convoluted complicated mess.
Without any level of convenience, you will create a systemic Class system against the players, were a targeted massive class of players are guaranteed to be oppressed by the system. The more convoluted the system, the more it targets and alienates types of players by their own real life tier. Those who don't have time to spend 12hrs-18hr a day, every day, on the game, will become excluded. And that, is the majority. They just don't know it yet, because it hasn't been released. Emersion has no limits, emersion can be more inviting than reality, but emersion can replace reality, and this is becoming a reality with zero convenience. Unless you are retired, or on state benefits with all the time in the world to play around the clock, this system is becoming more complicated and convoluted, it takes forever to achieve setting up anything for a single session before you even start playing. ...This so-called game is now becoming more complicated than reality, and Reality is not a game. Yet when people realise it is more complicated and oppressive than reality ...that is when the dream dies.
In reality, only have One insurance on my car, I don't have any multitude multiple insurances for each individual component of my car. That is stupid. If they institute taxation in this game, I am out of it, for good. A game is to escape the oppressive reality your already living in, not double it.
I think you're overcomplicating insurance in the game. It's been said time and time again that players will be able to pay for an entire months of insurance in a couple hours of gameplay time.
Additionally, small ships will be readily available and easily replaced. This approach has been in the plans of the game since it's inception. There will undoubtedly be plenty of gameification to make it more focused on delivering a good experience that is indicative of a game.
But this final goal has always been the plan. And it definitely won't be something everyone will be happy with.
They cant even get close to these ideas untill they nix the jank from the game. And there are mountains of jank and server issues.
This is true. They'll need to fix the issues. Which of course is the intentions and goals for 1.0
Ah once again, CIG is changing their BS after the player base has invested hundreds of millions in this games development. The only fair option is to apply this insurance tier system on all future sales all previously purchased ships would be fully covered. In all honesty the game is becoming too complex, many features that were promised have not been coded into the game. MedBeds on ships don't function, it takes almost a full hour to get my Carrack outfitted since I can't spawn it with the Ground Vehicle and a craft in the hangar plus storage containers. I know CIG thinks its immersive to have to run around to several locations to outfit your ship but it's really it just tedious. Everyone does not have multiple hours to devote to playing SC some of us work long shifts 12-14 hour days and our break from that treadmill is getting online and playing a game for a short time.
Nothing was changed at all actually. This has always been their plan and there's literally no change. They were always intending that ships gave you tier 1 insurance by default for what ever duration. Meaning you only pay the difference in UEC to have higher coverage.
For example if I have LTI, I have tier 1 insurance forever and just pay the difference in UEC in game to have the tier 3 coverage. This has always been their plan since the inception of the game.
My biggest fear, owning a Hull E, is going about delivering a huge costly load and one random player decides right there to become a pirate and blows me up to great financial losses to me but great ''pirate credz'' to him. I hope that players representing only 10% of entities in game means help might be closer than we think, if AI is reliable.
They've thrown around the idea of having temporary insurance for cargo when completing cargo missions or when transporting cargo. But we'll have to wait and see
You want realism but when you go into a store for 15 minutes you don't come back to your car blown up. At the moment day after day I leave my ship and come back to it being blown up.. wtf really? My ship in 8 years has never lasted more that 6 hours.
good ideas, although just a slight admenment to tier 2 warrent towards components: we know already that unique components (found on rare NPC ships for example) aren't covered by this, but going with the example of taking out a ship with all tier 5 components and you get destroyed still. For arguement sake, what if for tier 2, you do get those components back, but, important part, those formally max crafted parts are now only tier 1 or store bought versions of those parts. Won't change a huge amount of your idea, but still allows them to meet the letter of the warrently of getting those customized components back, but at the same time, only having them at tier 1 means you will have to seek out crafters to get your ship reupgraded back to its peek performance.
I gotcha. Yeah I wasn't sure if they were saying that unique, non-stock, components would be covered or not. There's still a little bit of vagueness with it when it comes to components.
But since tier 3 components are the highest (and ships go up to 5) I'd say if they receive replacement components with that, it should definitely be tier 1.
@@Hav0k indeed, but to my knowledge of what has been said, unique components you find on rare NPC ships (presumably ones with unique buffs to them) won't be recoverable with the planned system.
Fair, got the tier limit mixed up a little, but yeah, that way, for example, your flying a smaller ship, but with max components (for example, you have a tier 3 atlas QT drive), the ship is destroyed and you reclaim it with tier 2 warrenty on it. The ship is brought back with the Atlas drive, but it is at tier 1, basically like the manufactore gave you the base model they had without any personal tuning you had to it. Which feeds into your idea where you then take it to a crafter who specializes in ship componnents and either pay them to make a new one or find some arrangement to aid in creating a new tier 3 atlas QT drive for your ship.
if anything, the only thing I'm not sure about is how the decoration is defined, in regards to ship paints you have bought. Example: I own both Carrack BIS paints. If I lost my carrack and had to reclaim it, but it had the BIS paint equipped to it, if I didn't have tier 3 warrenty on it, would I loose the paint, even though its tied to my account? is there a way to basically recraft the paint? basically, if you don't get the paint back, but its tied to your account, you have the blueprint for that paint, you take that to a ship customize and, as long as you have the credits, materials and time, you can get the ship repainted in a paint you own, as long as you have the blueprint and the paint is tied to your account
@@PsychicSoldierPro that would make sense then for that level of component replacement. And i appreciate that if that is their intention.
As far as paints are concerned, from what they've stated is if you have a subscriber or paid item from the store like decorations or possibly even paint, you'll get a blueprint for it when crafting is in the game so you can craft the replacement. But they also intend to bring in the unique item recovery, which i bet paint will be included. It would have to be tbh.
So, i think that we'll be fine in that regard.
@@Hav0k indeed since this is, as far as I know, what they said was their intention, regarding those unique components. Of course, they can change things in future, but for now, as far as I know, that was the current plans for unique components to be unable to be claimed ^^
that would make sense. Of course, it will be nice for CIG to clarify, but as long as you can A. recover it with the unique item recovery system or B. have the blueprint and can either pay with in game credits or recraft the paint and get the ship resprayed with the paint. Either works for me, but we will see :)
@PsychicSoldierPro Agreed. But based on what i heard from SCL last week on the unique item recovery and subscriber items giving blueprints, I'm betting paint would be 100% included since they're paid items.
Imagine having high risk high reward data running missions to report updates of criminal records to other systems, that when you accept it, the flagged users are notified of your location and could try to stop you from reporting to the other systems.
This would also be pretty amazing and make data running important. It would be a pretty amazing system
sooooooo whats the point of spending 750 USD thats possible to have to pay in game for it again? Even if its just half the in game price, thats fuckin absurd
that 750 is so you NEVER have to BUY the ship in game you have it forever. the Insurance is for IN GAME stuff like Ship loadout Lv2 and add ons you have in the ship like gun/gear/tools/food/ammo/other shit for Lv3, Lv1 is what you pay IN GAME if you got the SHIP IN GAME, if you used Real Moneyfor the ship you have Lv1 forever
He said that if you bought a ship using real world money you could get it back without insurance
you spend the money for the development of the game. If your ship has a liftimeinsurance you dont have to pay anything in game. Only if you (for example 6 month) insurance ran out, you have to pay ingame.
BUT
maybe I got it wrong. english is not my first language.
@@throdwobblermangrove6200 you still have to pay for higher lv of insurance, it just Lv1 and warranty are free with a ship you buy off the shop with RL money.
@@LuluGamingDK yes. Imagine you would get full lvl3 warranty four your pledged ships. People would call it "pay to win" because you can bring your ship into a fight, claim it, go back into fight, claim it....
Also: I dont know how CIG will make money in future. Maybe you have to pay real money for your warranties. (big maybe, just a guess)
A lvl1 insurance for a big ship will be worth a lot.
This was something i was talking about with my Org and how it not going to be as easy as just hiting the reclam everytime somethign go worng. They need to add a heavyer time to a reclam for ships that are blowen up on top of the fee for insurance. if it just dead in space we need to have a ship maker so we can use a SRV to tow it back to a station for repairs. Small/Mid ship are one thing, but i feel like as they get bigger the hit need to be heavyer...If you cantafford it DONT take it out solo, it need to be a Org/group thing..so if it go down the team can come together and help pay for the fee if it get blown up fully. This will keep solo/small group to smaller ship making it easyer on them if something go worng. But there need to be consequence for useing bigger and better ship.. not just a 30min timer and 15k fee for a booboo -_- This will also help with insurance fraud. if you have to pay lets say 70% of the ship price tag to reclam it then you make MUCH less for selling the RCM.
and yes they did comf that comps and weapons will be replaced with Lv2/3 Insurances that you buy in game. Crafted one we dont know if they count yet.. but im sure they do.
Yeah I agree. And I guess I missed the confirmation that they'd replace components and weapons with those tiers. Hopefully when crafting is introduced they give them tier 1 replacements so people are having to upgrade them once again as I described.
The main problem I see as you pointed out in the video is that when higher tier insurance replaces high tier components it could hurt the players who craft those components and I agree unless it's a payout for the components you should only get a tier 1 ship back.
Agreed! That's why I'd like to see crafted and unique earned components not be part of the replacement process with insurance. I think it would take the emphasis off crafting and earning powerful rewards.
its 3 tiers of warranty
As far as I've checked, 3 tiers of insurance. Warranty is a straight replacement ship and that's it.
Here's a quick down and dirty visual guide.
www.reddit.com/r/starcitizen/comments/1gjdenl/insurance_warranty_on_star_citizen/?rdt=37184
You also got to think that PYRO will be one big junkyard a salvages dream with PVP game there. I dont agree that tier 2 gear and higher should be insured that is lost forever that is why you build them for. For any Org would be silly to sell their tier 5 ships or items to the others to me it would be like USA giving Iran Stealth fighters. Selling tier 3 is fair enough.
That's what I'm saying. I don't want them to be covered either. We should have to earn it or craft the item again.
Im that single player thats big on graphics tech and space games thats been following star citizen for a long time, popping in every now and again, and still dont know how to do anything other than fly a ship.
As someone who usually uses mods to increase inventory limits, all this stuff seems super intimidating. Having wear and tear on things is also super annoying in games
So how is this supposed to work for those of us who have ships with lifetime insurance?
You'll never have to worry about paying for insurance other than paying for the difference if you want a higher tier insurance.
Pretty much nothing changes from the original plan.
Just because you have an insurance policy doesnt mean you wont have premiums to pay...
Oh I'm betting there will be lol
This is just my opinion. I would rather have the tiered insurance they're proposing now. The game is already going to be complicated enough. Your idea is good but I would be too afraid to support any org operations or combat missions knowing if I lose my ship I have to start over from scratch. I would never use any of my larger ships and I wouldn't ever want to upgrade them knowing everything I did just went down the drain. I have time but not that kind of time. Real life comes first and I can see a lot of people losing interest dealing with the same problems you face IRL. I was 28 when this game officially started development. I will probably be 50 when it finally launches. I want to enjoy playing the game while I can. Not be stuck constantly grinding components for a single ship.
Understandable. You and I are close in age so I can understand your perspective.
I think that you'd benefit more from orgs than you might think though. For example in my organization, I know for a fact that if a player lost a tier 5 ship on an org op as the result of the operation itself and not entirely the fault of the pilot, we'd likely ensure that once the player received the replacement ship, we'd upgrade it back to its former status.
I doubt it would entirely be on the player themselves unless the loss was completely their fault.
@ True, if my org is willing and capable of facilitating that mechanic then I say “full send”!
Though further issues arise with the need for some serious accounting in terms of ship component manifests and the uphill battle of people being truthful about what components they had on their ships without datalogs highlighting such things. (Emergent gameplay: Org accounting office) *god I hope this doesn’t turn into Eve Online.*
Thank you for your reply! I enjoy hearing what people come up with for this game 😋
@dannystratyys4002 lol that would make for a pretty interesting position in an org. 😅😆
I work in commercial insurance and it's hilarious to see the real world concepts and issues I deal with in my day job like actual cash value (tier 1/baseline insurance in SC), replacement cost value (warranty in SC), and endorsements to cover customizations and upgrades (insurance tiers 2 & 3). I have to wonder if your loss ratio is going to be a factor in how much your insurance premiums cost. If you keep losing your ships or lose larger ships without much of a gap in-between losses, you would expect that your premiums are going to go up because you're a bigger risk to insure.
Please do not give them anymore ideas😂😂
Lol I'm gonna be honest... I wouldn't be against it as long as there's a cap for how high those premiums get.
But that might be too realistic for some who would appreciate a more gameified approach
I have feelings. And my feeling are telling me that within stories are beloved characters. Some of those characters are not only sentient beings, they are also animals, machines and vehicles. Imagine every time Han Solo walked back to the Milleniam Falcon it was blown to smithereens.. we need to rethink what a ship is and how it should be treated.
Yes, ships right now are constantly getting blown up. In the future, this will likely happen less. Tbh, the number of times I've lost my ship in the last 4 years by another player destroying the ship has probably been a total of 2 times.
All other times have been bugs or simple mistakes on my part.
Things will get better.
@Hav0k I have lost my ship to players only around 6 times. Mostly it's CIG with thier Teabagger NPCs.
So tier 1 insurance is the worst, but tier 1 med bed is the best ? confusing 😅
I mean if we want to nitpick, yes 😅. But I get what you mean.
All well and good but until they make it so there's no more hard crashes (yeah good luck) then this will continue to be a contentious issue.
True. But i think they're going to have to allow people to hit objects somewhat but not completely destroy your ship
Much appreciated!
My pleasure!
It would be really STUPID to change insurance. It would just oiss off players.
Nothings changing. It's still the original plan that will be implemented later.
this well bring the SRV good for going to fetch your old ship to salvage the components out or even repair the ship to full health if its not in bits lol
as for taking your best ship in to Pyro that's the point isn't it?
My new salvage job . Bring back players XX ship form here ! deliver it to 1. his hanger . 2 your hanger . 3 sell it to Brio breakers lol
Absolutely. This would drive other players to want to fill repair roles or towing roles and I think it will be great. Especially when the new service beacons and player missions are implemented.
This is going to a wild ride as CIG patches the bugs and tries to balance the non consensual pvp mechanics that result in ship loss. Has an mmo ever done this successfully without alienating some of the player base? Let alone in star citizen which they said on stage is trying to appeal to everyone.
To my knowledge, no other company has done an insurance mechanic other than Tarkov and Tarkov copycats.
Honestly I don't see insurance as being too overly complex, but it will definitely hurt to lose ships. Tarkov does this similarly as well with weapons and gear. There's a real tangible sense of loss and worry if you die.
I think it could work and be successful if they are sure to balance it.
At first I really hated the new system. I paid real dollars for my ship therfore gimme ship. But after diving into these new changes I think I'm really going to be able to enjoy the game more. More game loops, "pirates" will really need to think twice about griefing, and having the ability to go recover my own ship when I snack a rock because I wasn't paying attention sounds like fun.
I think that things won't be as painful in the future once we're actually at that 1.0 stage. But I'd say that accidently hitting something shouldn't damage your ship as much as it does now. Hopefully they address that.
you make a few good points but if you get targeted by a group and get greiffed then what, hows that work with insurance. yep might be low count but if it was you how would you take it. see thats just part of it, and if the server has an issue, you still have to go through the waiting game. i think they should just put all this aside till they really and i mean really think this through. this has to much reall money ridding on that. LTI is going to be what is another question how dose that fit in, and if its not tier 3 then a large goup of people with rebel so lets stop trying to fix something that shouldn't be talking about till this game gets to beta and get the dev's foucing on the hardware and software back end of the game, the 1k ppl per seed is still low for a player count, instead of beta stuff. we all still in alpha so lets get the kinks worked out first. but you do have some good idea's but i can see all the down sides do to there to many loop holes for what is already going on. so deal with that in beta.
That's why I think their ideas with warranties will help. But also, it might also put more benefit on running with a group of people so you don't easily get griefed.
But being griefed in MMOs has always been an issue. It's sadly not something that will go away unless CIG addresses the core of that issue which is kind of a community related issue.
But if you've looked into it, static server meshing is the first step that will progressively add more players as their server configuration get updated. They talked about potentially having 2-5k players with static. Dynamic server meshing could potentially one day have entire regions separated as timezones.
But we'll see
I like how you reference to other youtubers lik salty mike and I think, its a good idea.
They had some really good ideas. Credit where credit is due.
I struggle with the Decorations part... It needs to be that you get the component value back, as well as any cargo in the insurance. Though this would need to be taken out per run when you leave the hangar.
Like temporary insurance for the run.
The decorations is something you spent time setting up, and getting your ship back set up how you left it is going to be key.
I think the key is going to be, you get items back that fulfil the criteria of "Insurable"
Tier 1 components and decorations, you just get back. Anything crafted by players is not manufacturer's standard, so is exempt. Components that have been upgraded have their own warranty void, so aren't insurable either.
I like the suggestions.
Glad you liked the video & suggestions!
Did they say anything about being able to open shops in cities like NB or A18?
No. I imagine shops will be specific to your ship (such as a BMM) or your base.
As much I like your ideas and the way we all hope ship losses will be as we want people to respect loss and I would say 1 Million of us think that way, The other 4 Million will cry over it without a doubt as they want their ship back straight away. I would like to add one to it is that they is only certain amount of stock availiable in the system. Such as for a Capital ship there may only be 4 Idris ships in which can be replaced a Month as it is a Captal ship and quite a large ship. Polaris I would say 20 a month as it is a strike weapon. If you people remember the old game WWII online you only so many troops and amount of certain types of troops before you had to resupply other wise you lost the battle it should be the same here. Hornets being a military ship Maybe 60 a month and so on. Ships people pay real money for I would say for a small ship should be straight away and for a large ship maybe a week so that people hurt for the loss of that ship. Still think 4 Million would cry over it.
I honestly think there is less people than we might think that will truly be affected that much by it. There's tons of popular games where you lose much more and can't even get items back at all that people play a lot: Elden Ring, Dark Souls, Tarkov, etc.
If they do it right I think it'll be fine. Players will undoubtedly have many ships to choose from when the game is out because they'll naturally want to try other ships. Either way, we'll see what it looks like when they bring it into 1.0.
I like this game, but I want to log in and shoot stuff for an hour or two. If I have to pay for insurance to not lose everything to yet another ridiculous bug, i'm out.
13:03 a little misspelling there.
Thanks for covering it and then some. really nice to see your opinion.
I do hope in the future, the next tiers of insurance/warranty are actually cheap. sure you can get some LTI but like I said before, fully decked out ships+ weapons stored aren't cheap in game. It would make you more careful but its already tedious as is with the waiting.
Big derp moment on my part lol. 😅
CIG has mentioned that usually you'd be able to pay for a month of insurance fees after a couple hours of play time. Which isn't too bad. But there needs to be real cost to the loss of a ship.
How are they going to convert LTIs?
They're not changing anything in regards to LTI's. They'll remain so that no back who has LTI will have to pay the basic Tier 1 insurance in game.
@@Hav0k So LTIs will equate to Tier 1?
Correct. If you want additional protection for components and what not you you'll have to pay extra for it in game
They should def not add any kind of insurance mechanic until the game is polished and "finished" 99.99% of my ship losses are from glitches lol
Of course not. This is much further down the road that we're talking. But it is a test environment that would benefit from them testing it before it's actually released however.
i hope 1.0 is before 2028, optimistic i know..
I'm a bit more optimistic than you are 😆 😅
But I'd be okay with 2028 as well
If your ship has no insurance beyond 3months its tuff luv, no excuses, no hope when Insurance kicks in, yet atm any ship can be upgraded from 3months to 10yr with a cheap CCU, its that simple. True, there will be many more costs associated with just casual gameplay, yet being able to claim your stock ship, even a Polaris with a 20min reclaim time, is available to everyone regardless of ship. We have had Insurance outlined simply enough at CitizenCON, there will be additional refinements over time, yet simple peace of mind is easily achievable NOW.,,,,,,,do it morons
They will try to implement this years down the road. Then they will backpedal and it will be just like today, but the claims will just cost more money. You think the turnover is harsh now. Just wait until a new player is unable to fly the ship in game because of this, and uninstall.
Seems like a pretty dramatic assumption that players won't want to play it at all just because of one ship loss.
It's been proven that new players getting involved with the game primarily purchase starter packages, which are typically smaller ships.
Given that smaller ships will have less craft time and require less overhead, they will be easier to replace and take less time.
Then there's the idea of ship rentals. If a game is fun, players will either buy another ship in game if they really don't want to wait, or rent a ship and they can continue playing.
Games like Tarkov, DayZ, hardcore Diablo, Dark Souls, Elden Ring and games that have real tangible loss are actually relatively popular considering you can lose a lot.
I don’t know about this. I think there are limits. Too much of theses might make people pass
I don't think it'll really hurt as badly as others might think
I feel like real money purchased ships should have lvl 1 everything it's real money I'd hate to have a money wipe have a bug then boop I'm miles away from flying my capital ship, I don't like it. Sure it's great until you mess with the stuff I paid for
How did you get the music?
Which part? I used quite a bit of different pieces 😄
@@Hav0k The first one, the UEE Hymn
It was just a basic audio filter to remove the sound effects. You can find it on youtube as well
Man i love that salvage contract idea!
Glad you liked the idea!
nice video good info to know!
Glad it was helpful!
Is LTI gone ?
No. Still exists.
BAGPIPES!
As I understood it, at Citizencon and spectrum. You only get stock ship with stock components + decorations, and currency for anything else. If you lose your ship completely, with warranty and insurance maxed.
In other words, Stock ship, with stock components + the value of upgraded/rare components and decorations. This would encourage to retrieve the ship, salvage/repair the ship or and components. Over going straight to insurance claim. But still work in progress, and we see how it forms until 1.0.
Nope, Tier 2 of insurance + Warranty gives you back the custom components. Confirmed by Jared's post.
Good to know. But I kinda hope that doesn't apply to the crafted or mission earned components. Just my opinion though.
@@Hav0k Yeah, me too. But this can be regulated by the claim time, for rare components. But anyway this is all subject for change, as he stated.
@Hav0k I would be okay with the returned component is of the same tier as the one on the ship, but not any of the additional stats from high quality resources. The base stats only.
@@CC-oi8gr that would work as well
more risk more risk more risk!
we all know theyre gonna add all this stuff in the UNFINISHED version of the game. with all the shit that needs to be in place for it to work and be stable. This game will not release in 2026. ill get my refund and play something else.
It makes more sense to test how things function when they're unfinished rather than wait until the last second. This is what testing is for.
bin ready for this but im sure the cry babies will whine and have a fit though
More than likely
There are too many other cool games out there. I'll just file a claim and play another game until my ship is available. IDC how long it takes...there are ALWAYS other games to play. FUQ CIG and this stupid mech.
I think it won't be as big of an annoyance as you think. But if you want to look at the glass being empty, by all means
@@Hav0k History, my man...history.
@alandab yep. Well versed in thay after 12 years. Prefer to be optimistic and positive myself
@@alandab thats why you have more then one ship...
@@Hav0k 13 years here, my man. Just sayin'.
This beyond stupid. Talk about destroying a fucking game. If they implement the death of a space man or losing your ships for real. This game will be over and the company will go bankrupt from no players.
Doubtful. This has been the plan since the beginning. They've never hidden this.
@@Hav0kthis is beyond stupid for this game. I pray you’re completely wrong. This will be the death of a space game and not a space man, no one will watch star citizen content with this damning change. This will brutally hurt the game and scare off new players. You better hope you’re wrong or no one will care about star citizen TH-cam channels….
@@Nathaniel1415 well, it's a good thing I work for a living and can easily adjust to catering to another niche.
But again, I highly doubt the game will be dead because of them implementing this.
@@Hav0k This will make it really hard to play down the road and scare off new players hopefully CIG scraps this bad idea.
@@Nathaniel1415 they won't scrap the idea. This has been their plan since day one. And again, I highly doubt it will turn new players away.
There's hundreds of ships, the ability to buy ships in game, the ability to crew ships, small ships will be readily available and easily replaced without taking too long to get back, and there will be areas in landing zones, and many different locations where players will be able to continue playing a bunch of missions in one single area that will make it easier to keep playing.
The doomsday talk is honestly a bit much and overdramatic.