Life in my 40s | inspired to be ‘THAT’ financial girl, healthy money & spending habits, etc. | vlog
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- เผยแพร่เมื่อ 15 ก.ค. 2024
- Let’s talk about money. I’ve been on a journey to improve my money/spending habits. I was recently inspired by @ZoePritchard a fellow Montreal TH-camr to get serious about budgeting and goal setting when it comes to my money, you could say I’m entering my “rich girl era”. I decided to shake things up by looking at what I spend (by category), creating a monthly budget and setting up my cash envelopes.
Thank you to everyone who supported my channel! Love you guys so much! Subscribe and follow me on Instagram @whitney_sommer1 ❤️ Whitney
#livingalonediaries #cashenvelopes #budgetingjourney #richgirl #financialgoals
timestamps:
00:00 inspired to budget
05:49 shopping
08:03 unboxing
12:25 cooking
14:06 final thoughts - แนวปฏิบัติและการใช้ชีวิต
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ahh thank you for the shoutout!! hope you love cash envelopes hehe
Love your channel too!! ❤
I do!
It is going to get easier with budgeting and sorting finances. I also in addition to budgets and saving, I use a sinking funds system digitally within my bank. Putting money aside in recurring expenses that happen all the time like beauty, birthdays, wardrobe, gift for others , and so on. Budget how much you would need annually then save it by weekly, biweekly or monthly and be strict within each sinking pot fund (no borrowing within pots) that’s helped me overall and also using the budget split percentage
Glad to have found your channel ❤❤
Love your piggy bank, I have a mini one just like it. Good luck on your financial journey
Money envelopes is how I survived moving out of home at age 17 and surviving on my own with a very low income job. It’s not a glamorous way to live, but it’s very practical.
That's amazing!
I'm also getting into my Rich girl era. My finances are up to part with 1M networth but I'm still living like I'm on minimum wage lol. I haven't done my hair in a decade, I cut it myself and last professional mani pedi I got done three years ago, I've done them myself. It's time for me to start spoiling myself a little... starting with a $15 mani... I hate wasting my money on things I can do my self lol. Baby steps. 😊
wow that's amazing! I understand how you feel..I can't do my own nails, I've tried many times, but I feel like thats about food. I'd rather make dinner than order in.
Levi is the cutest thing in his bed!
Well Happy Birthday to you and your family and Happy Moving Day this month, do not forget to account for the Pizza!
First video I have seen of yours and now I’m a subscriber!! Loved it! Keep up the good work! Love from England 🏴 ❤💖
Thank you!!
Would love to hear your thoughts on renting vs buying (as I’m in a stage with life where I prefer renting as well)
I don't like the "headache" of owning a property. For example if things start to break, etc. For me, I find it less stressful to invest my money elsewhere than in a property.
@@whitneysommer2351 I agree! Thank you!
Your piggy bank is so cute! I save change to for me and my daughters.
Love that!
Loving your content!
Thank you!!
I have been using a cash-based envelop system for almost a year and it works well for me. I also get LOADS of compliments on it anytime I pay.
same here!
Well done! ❤
Thank you! ❤️
Loving your channel, and I'd love to learn why you became a renter and prefer that ❤❤
Thank you! There's a few reasons why. I can talk about it in-depth in a future video
We hope you enjoy your snacks❤
Thank you ❤️❤️
you should have a Friend for your dog!💕 He would be much mor happier!😗
If i may, what do you do for a living?
I'm an executive assistant
Are you all alone at 40?
This is so sad : ((
I really dislike your comment Lisa. Plus I think you are greatly mistaken. So sad. You know.. just sharing my opinion🤷♀️
Some of us are single by choice and not lack of opportunity. Nothing to be sad about lol.