“I Don’t Know How I’m Going To Pay This Stuff Off”

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  • เผยแพร่เมื่อ 20 ม.ค. 2025
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ความคิดเห็น • 550

  • @PoyTroy
    @PoyTroy 6 หลายเดือนก่อน +395

    He’s 19. He’ll be fine. He’s not married. Doesn’t have any kids. And still lives with his parents. He’s young he can work crazy amount of hours and not even feel it the next morning he wakes up.

    • @shawnsenese1760
      @shawnsenese1760 6 หลายเดือนก่อน +25

      That is what I was thinking. He has a lot of time on his side.

    • @2009polostar
      @2009polostar 6 หลายเดือนก่อน +13

      No wife, no kids, then he doesn't have mouths to feed.

    • @thehamiltonshow
      @thehamiltonshow 6 หลายเดือนก่อน

      True

    • @shoeplayisbad1
      @shoeplayisbad1 6 หลายเดือนก่อน +9

      You definitely feel it the next day
      Age doesn't matter everyone gets tired. Only difference is when you are young the recovery is a bit faster

    • @shellyb5014
      @shellyb5014 6 หลายเดือนก่อน +1

      Exactly.. not sure why they’re acting like his life is ending!

  • @starrystarrynight6281
    @starrystarrynight6281 6 หลายเดือนก่อน +131

    My daughter had the same thing happen to her. She had an accounting degree and almost a CPA. She was frozen in fear and confusion. We told her she had to move out or get a job. She went to work at Sonic and Door Dash at night. Fast forward 7 years later…she is the City Treasurer for a large city in Oklahoma.

    • @abark
      @abark 6 หลายเดือนก่อน +12

      Such great boomer parenting style.

    • @howlbeast
      @howlbeast 5 หลายเดือนก่อน +3

      Kudos to her

    • @liberator9248
      @liberator9248 3 หลายเดือนก่อน +2

      You treated her with kicking her out L😅😅😅😅😅

    • @guythomson7020
      @guythomson7020 หลายเดือนก่อน +12

      She succeeded despite you not because of you.

    • @sinclairal
      @sinclairal หลายเดือนก่อน +6

      @@abark What were they supposed to do, allow her to sulk and pity her into depression? Telling her to get a job is best thing they could do- provides stability in life and mentally. Its not good for people to not work- no purpose.

  • @bradleygraves5915
    @bradleygraves5915 6 หลายเดือนก่อน +53

    This kid is learning a lot today.

  • @people3865
    @people3865 6 หลายเดือนก่อน +173

    Why do people use "Laid off" and "Fired" interchangeably? I've messed up and been fired, I've also been laid off when an old company closed. They aren't the same 😂😂😂

    • @analyticalchick3064
      @analyticalchick3064 6 หลายเดือนก่อน +15

      because it sound better lol

    • @shaneskull820
      @shaneskull820 6 หลายเดือนก่อน +15

      True, lol. They don’t want to admit they got fired because it implies they messed up.

    • @chrisrstt
      @chrisrstt 6 หลายเดือนก่อน +6

      Doesn’t really matter at the time. He’s still out of a job

    • @megalodon1726
      @megalodon1726 6 หลายเดือนก่อน +10

      They fired him because they realized they shouldn't have hired him in the first place. They put a 19 year old in a supervisory position. 19 year olds shouldn't be supervising anything but pets or young children, unless they've done something exceptional like running a profitable business since 15 or graduating from a top university at 18.

    • @analyticalchick3064
      @analyticalchick3064 6 หลายเดือนก่อน +6

      @@megalodon1726 Usually, when someone that young has a role like that they are either related to someone or worked at a high turnover place for a while and got promoted because they had more longevity than anyone else there. I'm guessing that's what happened but then he was probably an ass to the workers and workers found a way to go over his head to complain. Also, he might have lost the company too much money.

  • @AFancyHippo
    @AFancyHippo 6 หลายเดือนก่อน +79

    If the caller is reading, it’s rough losing a job like this. It happened to me 4 times, first one is the worst. Stay strong, you got some good advice on this call. Good luck to you.

    • @FlutterSwag
      @FlutterSwag 6 หลายเดือนก่อน +3

      yep , the first is the worst
      it gets easier every time

    • @isabelkassan5244
      @isabelkassan5244 6 หลายเดือนก่อน +1

      Yes great advice from someone who knows! Get moving! Aussie Lady

    • @howlbeast
      @howlbeast 5 หลายเดือนก่อน +1

      Exactly

  • @beaniemac
    @beaniemac 6 หลายเดือนก่อน +113

    That kid lives with his parents. He will survive. I live in Chicago also. Fast food restaurants all around me pay $16-$17 an hour and are hiring. That right there will essentially replace his income.

    • @BREEZYM6015
      @BREEZYM6015 6 หลายเดือนก่อน +1

      ​@islandhopper100Hazard pay for what?

    • @beaniemac
      @beaniemac 6 หลายเดือนก่อน +1

      @@BREEZYM6015 I dunno. I think that was a poor attempt at humor.

    • @adventureaviator9702
      @adventureaviator9702 6 หลายเดือนก่อน +5

      @@BREEZYM6015 You know what for, quit pretending like you don't.

    • @joem1950
      @joem1950 6 หลายเดือนก่อน

      For living in a shit hole that's what lmao. It was a good joke Karen's.

    • @ashleygoodrich3294
      @ashleygoodrich3294 6 หลายเดือนก่อน +2

      Chicago has a lot of temps positions open too

  • @14elvira14
    @14elvira14 6 หลายเดือนก่อน +20

    The way Dave addressed what he has learned from the job loss is really the root of better decision making that keeps people out of debt. It's not the math problem that people struggle with.

  • @mtnguy
    @mtnguy 6 หลายเดือนก่อน +12

    Ramsey sounded more like a dad to Logan than his own dad. Tough love….wish there was more individuals like this.

  • @karmel896
    @karmel896 6 หลายเดือนก่อน +21

    Sign up for a fish processing job in Alaska! You will have that debt payed off in about a year. Contract range from 1 month to 6 months. Common contracts are 3 months though. I had $20k debt at 21 years old with the car I bought so I signed up for a 3 month contract at one of the companies. Made around 17k and saved all of it since we worked 16hrs a day and had no way to spend the money. Came back home and dropped all that money on my car and once I got another job I finished paying my car off a little over a year.

    • @roadrunner9622
      @roadrunner9622 6 หลายเดือนก่อน +2

      What was the work like?

    • @damiang888
      @damiang888 4 วันที่ผ่านมา

      @@roadrunner9622 Knife Goes In, Guts Come Out

  • @Elizabeth-uj8vn
    @Elizabeth-uj8vn 6 หลายเดือนก่อน +23

    I’m so glad he called in.

  • @Crashcourse3806-v2n
    @Crashcourse3806-v2n 5 หลายเดือนก่อน +7

    Everyone says "door dash" but depending on your area there could be a wait list to get on their list of drivers. There has been a 3 year wait in my area. I do Instacart shopping once in a while because I actually find grocery shopping fun. So if I'm sitting around in the evening bored, I try to catch a shop and make a few extra bucks to put towards paying off my house.

  • @laserwizard2
    @laserwizard2 6 หลายเดือนก่อน +12

    Dave is treating this as a teachable moment and is sincerely interested.

  • @InnerSanctum-777
    @InnerSanctum-777 6 หลายเดือนก่อน +6

    "Paralysis of the analysis" is very true. It causes hesitation and increases doubt in your own capabilities every time you attempt to break your routine for the better. As sad as this young man is, we have all been there at least once. He is learning valuable lessons at a young age and GOOD FOR HIM. That feeling of fear will motivate him to crush this debt, regain control of his life and never make such decisions again. 29,000$ at 19 yrs old IS PEANUTS compared to someone going through a mid-life crisis with 2 million in debt! This man will be fine. Temporary suffering for forever glory

  • @shanep2760
    @shanep2760 6 หลายเดือนก่อน +91

    They should have asked why does he have $5k in credit card debt when he was making $40k and lives with his parents?

    • @NrthrnKnght
      @NrthrnKnght 6 หลายเดือนก่อน +3

      yep

    • @roathripper
      @roathripper 6 หลายเดือนก่อน +1

      crypto

    • @bradleygraves5915
      @bradleygraves5915 6 หลายเดือนก่อน +6

      Cause he is a kid and hasn't learned the hard way yet. Until now.

    • @jeffkline9191
      @jeffkline9191 6 หลายเดือนก่อน +5

      Weed

    • @chrysiarose
      @chrysiarose 6 หลายเดือนก่อน +4

      You can't buy weed on a credit card

  • @jimroscovius
    @jimroscovius 6 หลายเดือนก่อน +243

    I've been laid off four times in my life, and always had a job within a month. There's one way to get out of debt. It's called WORK!!

    • @DJRiyzen
      @DJRiyzen 6 หลายเดือนก่อน +12

      I've been laid off, just as many times, and it usually took 6 months to find something. That being said, I never carried debt, and had money saved for an emergency, so it was a good time, looking for something better.

    • @ugabuga1361
      @ugabuga1361 6 หลายเดือนก่อน +7

      Hahahaha I know man!!!! You got to think though this guy probably never got fired. He’s not doing to bad compared to some 40-60 year men who take from the govt aka ur tax money for free rent. Literally I have tenants that smoke cigs all days and their hardest part of the day is walking to the 7/11 and get more cigs. Not an ounce of work cross these grown men’s minds.

    • @siva47931
      @siva47931 6 หลายเดือนก่อน

      White male privilege is strong with this one

    • @jimroscovius
      @jimroscovius 6 หลายเดือนก่อน +3

      @@ugabuga1361 And yet we taxpayers fund that stupidity.

    • @jimroscovius
      @jimroscovius 6 หลายเดือนก่อน +2

      @mba2ceo There are jobs everywhere!! Might be less, but it's better than nothing. Just cut the lifestyle. Might have to get rid of that new iPhone. Waaah waaah waaah.

  • @tyleralamo5247
    @tyleralamo5247 6 หลายเดือนก่อน +134

    This is exactly the reason why it's not a good idea to carry debt around. Everything's fine til it's not. One minute you have a job and you're plugging along and the next you get fired and now you're stressing over how to pay bills, let alone debt.

    • @reese85
      @reese85 6 หลายเดือนก่อน +8

      I mean the same can be said with rent or a mortgage but this kid is 19, still live at home with his parents and was only making $40k a yr. That’s easy to overcome

    • @MrJimmy3459
      @MrJimmy3459 6 หลายเดือนก่อน +5

      Crazy how vast majority of Americans live like this though

    • @tyleralamo5247
      @tyleralamo5247 6 หลายเดือนก่อน +6

      ​@@reese85Indeed. Much different situation at 19 than 29. Just a good point to keep in mind for anybody. Debt is risk and too much risk makes your life unstable.

    • @firefly9838
      @firefly9838 6 หลายเดือนก่อน +1

      Yeah I set my debt down

    • @ONLY1KUDWE
      @ONLY1KUDWE 6 หลายเดือนก่อน

      Amen

  • @helenhilton2158
    @helenhilton2158 6 หลายเดือนก่อน +41

    I was a Pizza Hut delivery driver for nearly 2 1/2 years. I saw young people coming in asking for work who were immediately turned away by the manager because they were inappropriately dressed, not well groomed, and/or careless about their speech and demeanor. No matter whether you’re looking for a delivery job or a CEO position, you need to dress and speak respectfully and walk in with your shoulders back, your head up, and your feet not shuffling the floor when you walk.
    Also, location is key for getting plenty of deliveries and good tips. I got triple the number of deliveries and amazing tips in a small town where restaurant choices were limited as compared to a big city where Pizza Hut was just one in MANY choices and other restaurants had healthier and tastier menus. I now do Favor running, which is a local alternative to Door Dash, and make about as much as I did at Pizza Hut, but with a lot less stress and more freedom of time. But if you do a delivery services such as Door Dash, you have to be well disciplined and on top of your game.

    • @BREEZYM6015
      @BREEZYM6015 6 หลายเดือนก่อน +1

      I'm pretty sure the CEO position would require a lot more than the delivery driver position. 😂

    • @pdxmusl1510
      @pdxmusl1510 6 หลายเดือนก่อน +8

      Yeah.. I ran a restaurant location for a while. I'd always get these strange people in. Like the shirtless guy asking for an application. 😂 Or the guy who gave me his resume on pink construction paper and every letter was a different color. Definitely memorable. And probably a lot of work.
      As time went on it got worse. After awhile I was just glad they had pants on. It was a rough neighborhood.

    • @jonm.678
      @jonm.678 6 หลายเดือนก่อน +3

      This is true. I also was a pizza man when I was young. I still came to the job interview in a cheap suit. She said after the interview regardless of what I said she would hire me just because I came in a suit. It was a good job! For a young person it’s decent money!

    • @reese85
      @reese85 6 หลายเดือนก่อน

      @jonm.678 a suit is overkill fir that type of job, just dress business casual

    • @helenhilton2158
      @helenhilton2158 6 หลายเดือนก่อน +2

      @@BREEZYM6015 Of course! My point was, you don't apply for ANY job looking like a gangster or like you don't care about your appearance. You dress respectably.

  • @marygassman-baltierra3530
    @marygassman-baltierra3530 6 หลายเดือนก่อน +7

    Young man you are going to be just fine! You have so many years ahead of you. You will figure this out. You can do it! Stick with Dave and you'll be a millionaire in no time.

  • @flashgordon6510
    @flashgordon6510 6 หลายเดือนก่อน +21

    In the past, I got permanent positions from working temp jobs. He should call a temp agency.

    • @roadrunner9622
      @roadrunner9622 6 หลายเดือนก่อน +1

      Yep. Even if it doesn't go permanent, it's real money and a chance to get a variety of skills and experience.

  • @dmarshall5148
    @dmarshall5148 6 หลายเดือนก่อน +11

    For those who are looking to doordash and Uber to pull extrra money be sure to track log ALL of you milage and save ALL reciepts for expenses so that you can write it off at the end of the year so the IRS doesn't hit you with a big surprise bill. All gas, oil changes, car washes, wiper fluids, tires, little tree air fresheners, etc... and the milage starts in your driveway and ends when you return to your driveway

  • @SonnyPruitt-q1s
    @SonnyPruitt-q1s 6 หลายเดือนก่อน +52

    Before I went looking for a job I would file for unemployment benefits to take some of the stress off.

    • @bufficliff8978
      @bufficliff8978 5 หลายเดือนก่อน +1

      Or he could start making money immediately instead of being a low life

  • @kendrapratt2098
    @kendrapratt2098 6 หลายเดือนก่อน +78

    “Leave the cave”😂 “I’m trynna get that stink off of ya” Boy, Dave had some good ones in this one 😂

  • @laserwizard2
    @laserwizard2 6 หลายเดือนก่อน +8

    Diamonds are made from pressure and heat. Here is your chance as a youngster to forge your character.

  • @WickedAwesomeGardening
    @WickedAwesomeGardening 6 หลายเดือนก่อน +10

    The hilarious thing is, as soon as he said dashing doors after you get off the call, a DoorDash ad popped up lol

  • @christopheremerson2892
    @christopheremerson2892 6 หลายเดือนก่อน +6

    I’m 70 now, but when I was young I worked many jobs that were menial but you have to survive. And when I was working two jobs, I didn’t have time to spend money. Great advice to any young person. His debt is not insurmountable but he’ll have to work to take care of it.

  • @Averagedude-mi3fl
    @Averagedude-mi3fl 6 หลายเดือนก่อน +29

    I will say on the car, new cars are shiny and all, but I’m enjoying my 2013 Ford Focus with 188,000 miles. It’s a wonderful feeling to have a paid off car that is running well and not pay hundreds a month.

    • @LA-qk5bw
      @LA-qk5bw 6 หลายเดือนก่อน +1

      Same. Love my 2012 Ford Focus and only 60,000 miles

    • @Averagedude-mi3fl
      @Averagedude-mi3fl 6 หลายเดือนก่อน

      @@LA-qk5bw the Achilles heel on these cars is the transmission. The dealership told me they have a manual transmission shifted by a computer. In other words done similar to how you would a stick shift.

  • @jgarcia7974
    @jgarcia7974 4 หลายเดือนก่อน +2

    Shame on the car dealership for giving a kid a car loan of this magnitude

  • @jimmymcgill6778
    @jimmymcgill6778 6 หลายเดือนก่อน +105

    The dealership did not take advantage of him. 8% is a good rate for his age.

    • @1jw298
      @1jw298 6 หลายเดือนก่อน +5

      Very good. I had a 23% rate at 35 years old.

    • @johndone8045
      @johndone8045 6 หลายเดือนก่อน

      ​@@1jw298bro😂😂

    • @unfairsanic5089
      @unfairsanic5089 6 หลายเดือนก่อน

      @@1jw298sounds like you made an indirect financing

    • @JulieWalsh-j4g
      @JulieWalsh-j4g 6 หลายเดือนก่อน

      It's not the dealerships fault he was an idiot that over bought!!

    • @John3.36
      @John3.36 6 หลายเดือนก่อน +5

      0% is the best rate. Don't ever buy crap that you can't pay for.

  • @flybyav8tor
    @flybyav8tor หลายเดือนก่อน +1

    My wife and I saved up 1 yr of living expenses, started a business and then covid happened the month we opened and we got shut down. While we were shut down I delivered pizza. This was after 10 years as an Army officer responsible for thousands of people every year. My supervisor was 19 and had no clue. I sucked it up delivered my pizza until we were able to open. We’ve since made $1.4m in take home. Pay the price to win. It’s definitely worth it.

  • @sarahuber8567
    @sarahuber8567 6 หลายเดือนก่อน +94

    He’s 19 and lives at home. It’s certainly not the end of the world. Who makes a 19 year old manager??????

    • @Mc.flyyy11
      @Mc.flyyy11 6 หลายเดือนก่อน +7

      Apparently love's

    • @SVSky
      @SVSky 6 หลายเดือนก่อน +5

      I had a leadership position at 19 in the military, far more power over other people than a simple manager.

    • @stevenporter863
      @stevenporter863 6 หลายเดือนก่อน +12

      Since he is only 19 I don't think the employer found someone cheaper, maybe it is was performance or reliability based. Wouldn't be the first time since he is so young.

    • @289Mustang67
      @289Mustang67 6 หลายเดือนก่อน +2

      @@stevenporter863 He said it was performance.

    • @confusednamused1161
      @confusednamused1161 6 หลายเดือนก่อน +2

      When I detailed cars my manager was 17 lol.

  • @DDDD-of3hv
    @DDDD-of3hv 6 หลายเดือนก่อน +21

    i have people at work that have loans out for everything and i keep telling them what happens if you lose the job, response is..... i dont plan on it
    i also say you are one step away from financial devistation if you have a serious medical issue, or go on STD/LTD and their reponses.... i dont plan on it....
    unreal how people think....
    this is a young fella...... go to the coast guard, merchant marines, military, etc.....

    • @khrisstake2210
      @khrisstake2210 6 หลายเดือนก่อน +1

      EVERYTHING?

    • @roadrunner9622
      @roadrunner9622 6 หลายเดือนก่อน +3

      Truck drivers I work with don't chain loads down sufficiently, and I ask them, "What if you have to panic-stop?" They say the same thing: "I don't plan on it."

    • @khrisstake2210
      @khrisstake2210 6 หลายเดือนก่อน +1

      @@roadrunner9622 this doesn't happen

    • @stephanieharries7746
      @stephanieharries7746 5 หลายเดือนก่อน +1

      ❤​@@khrisstake2210

  • @freeman7296
    @freeman7296 6 หลายเดือนก่อน +1

    I feel this kid - I remember losing a job at 37 with a family to support - it can be scary - but he's right - you do what you got to do. I'm a engineer and that happened to me during a very slow economy...something better did come along, but it took work to get there....the lessons I learned from that experience never left me and we never put ourselves in a situation that we couldn't support if TSHTF again....he's 19 so he's got a lot of life ahead to adjust and live a rational life.

  • @philc9894
    @philc9894 6 หลายเดือนก่อน +3

    Losing a job is part of life. In the next job he will be more dedicated to job performance. Being unemployed can be healthy. Been there, done that. You got this.....

  • @ayo_k32
    @ayo_k32 6 หลายเดือนก่อน +17

    Dave, Doordash isn’t hiring new drivers in most cities. I live in a city of almost 2 million and have good history of dashing from a few years ago and they won’t even let me back on the road because there are so many drivers already dashing and accepting every order no matter how underpaid it is. The food delivery industry has changed since covid. People don’t have extra money to be ordering food for delivery and Doordash changed their operating structure.

    • @fabbz94
      @fabbz94 6 หลายเดือนก่อน +2

      Ok. Well Amazon is always hiring.

    • @rebeltheharem7028
      @rebeltheharem7028 6 หลายเดือนก่อน +1

      Then he should drive to an underserved area, outside of the big city, and continue to get gig work that way. It wouldn't be any different from someone who has to commute 1 hour a day into the city for work. He would be doing the opposite, commuting out of the city for work.
      Of course you would need to do some research.

    • @ayo_k32
      @ayo_k32 6 หลายเดือนก่อน +2

      @@rebeltheharem7028 Those areas outside of cities hardly offer any money through gig work, especially Doordash. If it’s slow in a major city, it’s going to be extremely slow in a place where hardly anyone is ordering food. Also, some food delivery orders only pay $3-$5, which wouldn’t even cover gas. Commuting outside the city for that would be a horrible idea - he’d be better off working at minimum wage in his own city. At least the money would be guaranteed hourly. When I was doordashing at the height of covid it was very busy and I was still barely making minimum wage- after taxes and gas it was less than min wage. If it’s slow, that time would literally be a net loss.

    • @roadrunner9622
      @roadrunner9622 6 หลายเดือนก่อน +1

      Yep. Time for Dave to find the next one-size-fits-all simple answer to everything.

    • @roadrunner9622
      @roadrunner9622 6 หลายเดือนก่อน +1

      Remember 5-10 years ago when "Learn computers!" was the simple answer to everything? That industry changed just like food delivery.
      Things tend to find their level.

  • @pep590
    @pep590 6 หลายเดือนก่อน +3

    The military is giving 10 to 15k bonuses for most enlistments and 100k towards a degree.

  • @JoeyNYSDnomad
    @JoeyNYSDnomad 6 หลายเดือนก่อน +11

    That is ok you are young, these mistakes we learn from!

  • @kicshiakicshia1374
    @kicshiakicshia1374 6 หลายเดือนก่อน +17

    Dave you are so spot on…This man knows his stuff

    • @Songbird36able
      @Songbird36able 6 หลายเดือนก่อน +1

      Right!!! That boy needs to get off his butt and go to work. He has nothing holding him back. Go to work boy!!!!

  • @akaboo69
    @akaboo69 6 หลายเดือนก่อน +3

    I was jobless in 2021 for 4 months. I did uber eats plus my unemployment then by November I got my job back at the district

  • @starrystarrynight6281
    @starrystarrynight6281 6 หลายเดือนก่อน +4

    I hate it when people get let go and they the employer doesn’t explain why. I always told my employees so they could up their game in the future.

    • @RaymondDawson-v2w
      @RaymondDawson-v2w หลายเดือนก่อน

      He admitted he was fired for "poor performance" and he has the brass pair to say he doesn't know why. What an IMBECILE! His 19 lives with parents,has stupid debt, hasn't worked for a while and he still has the nerve to say he doesn't know what to do. That alone says coddled,enabled, and entitled. If Ramsey is right and everyone is hiring,then this BOY needs to quit asking questions and get hired and work like a maniac because HE'S GOT NOTHING BETTER TO DO BUT WORK.

  • @flashgordon6510
    @flashgordon6510 4 หลายเดือนก่อน +2

    My husband does Uber Eats and there are so many people doing it now, you’re lucky to make your gas money back.

  • @CharleneBurgos
    @CharleneBurgos หลายเดือนก่อน

    I so needed the last portion of this video. Don’t freeze when fear comes. Attack! Get moving.

  • @lindacondilli6494
    @lindacondilli6494 6 หลายเดือนก่อน +4

    Of course he got fired. At 19 how in the world would he have management experience?! He was in way over his head.

  • @digitatissue8502
    @digitatissue8502 6 หลายเดือนก่อน +16

    Great advice! It’s hard to have your first professional fail. It’s sobering.

  • @jimroscovius
    @jimroscovius 6 หลายเดือนก่อน +48

    Life is a LOT easier without debt!!

    • @ONLY1KUDWE
      @ONLY1KUDWE 6 หลายเดือนก่อน +2

      Amen

    • @siva47931
      @siva47931 6 หลายเดือนก่อน +1

      So is walking around with big cups, but your daughter manages

    • @jimroscovius
      @jimroscovius 6 หลายเดือนก่อน

      @@siva47931 What the heck does THAT mean??

    • @priscillarodriguez5300
      @priscillarodriguez5300 6 หลายเดือนก่อน

      Yesssss

    • @blackphillygal
      @blackphillygal 6 หลายเดือนก่อน

      Absolutely

  • @ozzzyyye75
    @ozzzyyye75 6 หลายเดือนก่อน +2

    Love Dave, his advice is so fatherly or big brother like in the financial and life arena.

  • @macneoh7418
    @macneoh7418 6 หลายเดือนก่อน +12

    The thing with DoorDash and Uber, its almost like you are depreciating your car in the future for cash today.....so it's almost a net gain of zero. This is essentially true if you don't have a garage, tools and mechanical skills to do maintenance yourself. You will pay a shop a fortune in just breaks and oil jobs, not to mention the overall depreciation of the milage to the car. I think a poor person would be better off to get any traditional job where their car stays parked outside and their not running it into the ground. I see these Uber drivers on TH-cam saying their making 25/hr, but they are only counting their time driving, not sitting and waiting around for their next ride. Also, they seldom factor in gas, taxes, maintenance, and the overall wear and tear to their car. Cars are expensive enough without letting a corporation use it as their own asset. Idk, it just seems like another trap that poor people fall into.

    • @theresa78201
      @theresa78201 4 หลายเดือนก่อน

      Some parents do DoorDash because they can take their small children with them and not pay for childcare, but that is not a factor here.

    • @jekiahmathews9536
      @jekiahmathews9536 4 หลายเดือนก่อน +1

      To be fair with a Kia the warranty is 10 yrs 100k miles for the drive train alone. So a lot of stuff can be covered for a while.

    • @jekiahmathews9536
      @jekiahmathews9536 4 หลายเดือนก่อน +1

      I agree with a lot of what you said just saying that the large expenses can be covered

  • @zachjones2346
    @zachjones2346 6 หลายเดือนก่อน +4

    This kid lost his job before I even had one. I didn't start working until I was 21. He has a whole life ahead of him to figure things out.

    • @Thurgor_Supreme
      @Thurgor_Supreme 6 หลายเดือนก่อน +1

      Wow you must be spoiled. I was mowing lawns and collecting cans when I was 11.

    • @zachjones2346
      @zachjones2346 6 หลายเดือนก่อน +1

      @@Thurgor_Supreme My biggest regret in life was not working sooner than I did.

    • @SnifferSock
      @SnifferSock 6 หลายเดือนก่อน

      ​@zachjones2346 hey at least you realize it.

  • @davewarrant8673
    @davewarrant8673 6 หลายเดือนก่อน +3

    Poor Rachael has this "flashback" look on her face like she's remembering Papa Dave having this conversation with her when she was a teen. If this kid has a "lightbulb moment" here, this will be a pivotal moment in his life, I know adults that never had this moment and so they just sit there, dying inside, always scared, feeling like they're drowning, looking for someone to grab hold of and take down with them.

  • @mybdayis420
    @mybdayis420 6 หลายเดือนก่อน +15

    why is he in debt at 19 living under his parents roof? He has the luxury to wait and save up cash. He likely has never been told no by his parents. He wants things NOW!

    • @penelope5500
      @penelope5500 6 หลายเดือนก่อน +3

      Yeah, who knows...but he didn't sound to me like someone who was inclined to really get out there & hustle at jobs that he considered beneath him.

    • @mechy2k2000
      @mechy2k2000 6 หลายเดือนก่อน +1

      Honestly he doesn't have much debt. Its perfectly fine to be 19 and living with mom and dad.
      He doesn't sound spoiled, just depressed. I think it's the first time he ever been fired.

    • @Jane-rh7tc
      @Jane-rh7tc 5 หลายเดือนก่อน

      @@mechy2k2000 they didn't say it's wrong living with parents, but it is wrong when they don't have to pay rent and food, making 40k/yr, and yet he has this much debt, the kid obviously had too much fun and wasted all his $$ on the things he want right now to the point he has to go into debt for it

  • @ab3040
    @ab3040 4 หลายเดือนก่อน +2

    Solid advice
    Doordash busy hours he should be on the street
    Every other hour of the day should be used eating, sleeping, or applying to jobs

  • @Tehui1974
    @Tehui1974 6 หลายเดือนก่อน +2

    You'll be fine. Get back on the horse, young fella.

  • @bigcahuna42366
    @bigcahuna42366 หลายเดือนก่อน

    I did some stupid things when I was 19, except buy a 16 year old Malibu from the 70s with the $600 cash I had saved working part time at the grocery store. Got me to work each day even though it was covered with rust spots and faded paint, leaked on the seat when it rained, had a broken speedometer, and a broken spring so it leaned to one side like the tire was flat.

  • @nataliestark8243
    @nataliestark8243 6 หลายเดือนก่อน +3

    He's in a scary place for a 19 year old but it's not that bad. He lives with his parents. He should be able to pick up a service industry job without too much trouble within a few weeks. He should be able to catch up at his age.

  • @barbieblue3336
    @barbieblue3336 6 หลายเดือนก่อน +1

    Gave him too much responsibility....hes beating himself up, which he shouldn't ...car is just too much $, but dave is right
    Kid will feel better in no time 👍

  • @mikepaulus4766
    @mikepaulus4766 6 หลายเดือนก่อน +1

    I've seen two times that bucks ran into the side of a pickup on the highway. Then the buck twisted into a pile.

  • @kingfarouk3468
    @kingfarouk3468 6 วันที่ผ่านมา

    He's pretty mature and sounds like a hard worker. I think he'll come through just fine.

  • @Gh.Ma.199
    @Gh.Ma.199 หลายเดือนก่อน

    You will be fine, you are aware of the problem and trying to find a solution you will🙏

  • @drn13355
    @drn13355 6 หลายเดือนก่อน +11

    I would like to hear the bosses reason for firing him. He is pretty sketchy in his answer as to why he was fired. He is "confused" as to why he was fired. Meaning he hasn't learned a thing.

    • @NrthrnKnght
      @NrthrnKnght 6 หลายเดือนก่อน +1

      probably the ol' sexual harassment thing..

    • @roadrunner9622
      @roadrunner9622 6 หลายเดือนก่อน +1

      Yep.
      Dave: "You say you were let go from your job. Tell me about that."
      Caller: [Awkward silence] "Uh... They called me in, and told me I was getting let go."
      Well no duh. He's obviously avoiding telling us the real reason. And "productivity" at a travel stop makes no sense.

  • @digitalsublime
    @digitalsublime 6 หลายเดือนก่อน +3

    I'm 46, had 2 businesses "yoga estudios" traveled the world, but I was always scrapping by, no savings, no hope. Now I have no chance of jobs because I have no resume, no university, plus I live in a country where blue collar is terrible. I'm doing uber, working my ass off, living like a rat, and saving all that I can in an index fund. I have been humbled...
    Man I would love to have more hope, a path, something, some days I just loose hope...

    • @rebeltheharem7028
      @rebeltheharem7028 6 หลายเดือนก่อน

      This may not work for you, but if you are going to retire in 19 years at the typical US age of 65, then consider using an investment calculator to see how much money you will earn with like a 7% interest rate after 19 years.
      Whenever I lose hope, I always make the calculations (personally, I use calculator.net), to see how much I will have when I retire from my savings, and I feel hopeful a bit more.
      But I never expected anything grand or amazing anyways, as long as I can retire without having to worry about money.

    • @digitalsublime
      @digitalsublime 6 หลายเดือนก่อน

      @@rebeltheharem7028 Thanks man, my plan is to invest in a property and build small rentals, tinny house style, so I have an income. But sometimes the uncertainty gets to me

  • @Ja50nkAt
    @Ja50nkAt 6 หลายเดือนก่อน +2

    19 and living at home, drive a hoopdy and save the money. Now is the time to get ahead financially when you live at home, get on that horse.

  • @jmquez
    @jmquez หลายเดือนก่อน +1

    lol I’m a multi millionaire and drive a $2000 2009 Escalade. The parents are at fault.

  • @Kamarleyy
    @Kamarleyy 6 หลายเดือนก่อน +4

    God help him get out of this debt help do better he’s too young to be in this situation I hoped he learned from this situation

  • @creolelady182
    @creolelady182 6 หลายเดือนก่อน +11

    These young people today are not use to work

    • @TLA123y6f
      @TLA123y6f 6 หลายเดือนก่อน

      SOME young people today are not used to work. I think a lot of people can look back and remember what they were like at 19. It's not one size fits all. I know people who say that Native Americans are lazy. Geez. I know a whole helluva lot of lazy whites

  • @Joce123
    @Joce123 6 หลายเดือนก่อน +1

    In addition to considering doordash it is a sensible idea to consider task rabbit online because you can get oddjobs mow yards, walk dogs

  • @akaboo69
    @akaboo69 6 หลายเดือนก่อน +1

    Great advice to this kid. If he takes it he'll think when he's older.
    I work full time at the isd and I do uber eats and I have 2 students. You do what you have to

  • @THEENERGYINHALER
    @THEENERGYINHALER 5 หลายเดือนก่อน +2

    Easy one ..sell the car...payoff remaining debt with passion... By the time you can legally go to a bar ..you're debt free

  • @dougprentice1363
    @dougprentice1363 5 หลายเดือนก่อน +1

    I bet he can make more money delivering pizzas than the job he lost. It would be cool if there were follow-ups on stories.

  • @JasonGroom
    @JasonGroom 6 หลายเดือนก่อน +4

    I'm this situation you get a job until you get the job. As someone who has hired people over the years, I would always, given equal qualifications, hire the laid off person who delivered pizzas for 3 months over the one that just looked for the next job for 3 months

    • @roadrunner9622
      @roadrunner9622 6 หลายเดือนก่อน

      That's great, but in some fields (esp. with large corporations), "taking time off with family" looks a lot better than "worked at Burger King."

    • @JasonGroom
      @JasonGroom 6 หลายเดือนก่อน

      @@roadrunner9622 I have worked for many very large companies through my career, and I can assure you that someone who gets a job of any kind during their downtime between jobs, if it is more than a month or so, is looked on as a responsible person willing to work hard. Those that go months or more looking for the perfect job are often referred to as a "cousin Eddie" because they have been unemployed so long holding out for the proverbial management position.

  • @damianmarkland8543
    @damianmarkland8543 6 หลายเดือนก่อน +4

    He's got a whole life ahead of him to screw things up. This is nothing.

    • @roathripper
      @roathripper 6 หลายเดือนก่อน

      he's hit the ground running hasn't he! lol

  • @mbank3832
    @mbank3832 6 หลายเดือนก่อน +4

    when i was 19, i already knew debt is bad and was driving a $1200 20 year-old Toyota and spend wisely on credit card. paid nothing but grocery and gas and insurance with it

  • @treasurethetime2463
    @treasurethetime2463 6 หลายเดือนก่อน +46

    A 19 year old's catastrophy is a 40 year old dream.😂
    A car and 5gs.....😂. Dude, you're rich.

    • @PoyTroy
      @PoyTroy 6 หลายเดือนก่อน +1

      And he’s 19. He can’t work 12 , 14hrs a day and be fine. He’ll be ok

    • @mechy2k2000
      @mechy2k2000 6 หลายเดือนก่อน

      Right it's only a 24k car and 5g of debt.
      He's 19 and lives with parents. McDonald's pays about 30k a year.
      Maybe do door dash or Uber on the side too.

    • @roadrunner9622
      @roadrunner9622 6 หลายเดือนก่อน

      ​@@PoyTroy How do you figure a 19-year-old can't work 12-14 hours a day?

    • @PoyTroy
      @PoyTroy 6 หลายเดือนก่อน

      @@roadrunner9622 meant to say he can work 😂

  • @sallyprzybil2404
    @sallyprzybil2404 6 หลายเดือนก่อน +2

    He’s in Chicago, The Big City! There are plenty of places in the city and suburbs to work. It might be a ‘starter job ‘ like Pizza Hut, or WalMart, or Home Depot unloading and stocking, what about work for Amazon, or deliver for UPS? Or even at the Airport loading and unloading planes. There are thousands and thousands of jobs available there. Go find one!

    • @sallyprzybil2404
      @sallyprzybil2404 6 หลายเดือนก่อน

      Also, there are good city colleges (about 4 of them) in Chicago. Those are good places to look at for career development. There’s also trade schools in Chicago. And a huge Post Office system to apply for a job at!

  • @Neoquaker1
    @Neoquaker1 4 หลายเดือนก่อน +1

    This sounds like the story of a $100M movie star at 40 years old. They all have job stories like this in their younger years.

  • @jasonmurray7604
    @jasonmurray7604 4 หลายเดือนก่อน

    My wife and I made the money for our down payment for our house doing 6 months of door dashing after our regular job. Nothing wrong with it. We are both professionals in Nursing and Accounting respectively. You can't be too proud to do what you have to do to reach your goals.

  • @butchthurman4685
    @butchthurman4685 6 หลายเดือนก่อน +2

    If I was 19 again. I'd apply at Zanterra or Cool works. And go work at national parks. Housing supplied. Or RV parking. Never look back and live free.

  • @joeburtch5670
    @joeburtch5670 5 หลายเดือนก่อน +1

    I would like to see Rachel deliver pizza, little rich girl

  • @johnsonajayi7846
    @johnsonajayi7846 6 หลายเดือนก่อน +1

    The dealer should not have sold him a $25k car in the first place on a salary of $40k, that is totally wrong.

  • @eile4219
    @eile4219 6 หลายเดือนก่อน +1

    I lost my job multiple times, he shouldn't be too worry. Not sure why their suggestion is always delivery pizza. pizza hut fries delivery drivers left and right in my area.

  • @RedPanda79
    @RedPanda79 4 หลายเดือนก่อน +1

    Why didn't his parents step up and stop him going so deep in debt? You do not stop parenting at 18

  • @idkafknhandlebrah
    @idkafknhandlebrah หลายเดือนก่อน +1

    dont know why dave is acting like having money = confidence 😆 a lot of people with money flaunt it because theyre deeply insecure

  • @LD-ep7go
    @LD-ep7go 6 หลายเดือนก่อน +1

    I’m so glad he called

  • @Vencarter
    @Vencarter 6 หลายเดือนก่อน

    8% is nice, i remember my first one was $13,799 at 13.9% with $1,500 down for a 2013 kia forte from “budget rentals” with 27k miles.

  • @fastcars001
    @fastcars001 6 หลายเดือนก่อน +1

    Try owning a house and feeding a family when you are let go. This dudes got it easy

  • @howlbeast
    @howlbeast 5 หลายเดือนก่อน

    5:05 onwards got real
    “I want you standing in the lobby with your beautiful smile and your hair combed and you go get some jobs”

  • @ljljlj9263
    @ljljlj9263 6 หลายเดือนก่อน

    Go to any warehouse type store! Keep applying and stalking them all UNTIL YOU ARE HIRED!!

  • @mrskitty7929
    @mrskitty7929 6 หลายเดือนก่อน +1

    Kia Dave… it’s a dealer’s finance company

  • @pdxmusl1510
    @pdxmusl1510 6 หลายเดือนก่อน

    As a person who occasionally interviews people... yes. I can tell. And early in my career i would hire these people on purpose because i thought i was doing a good thing. Every single time its bit me in the but. Every single time. So yes. When i sense desperation and fear in an interview... right or wrong. The pain of all those bad choices comes back. Regardless of what my hiring recommendation actually ends up being. If you come off desperate you are fighting uphill against all of my past demons.

  • @Simon-je7ko
    @Simon-je7ko 6 หลายเดือนก่อน

    I was listening to him and it was scary. I did so many crapy jobs. It was insane. Today I have the knowledge to choose what I want to do. But it's not something that you learn overnight. Never in my mind at 19 years old it would have cross my mind to buy a car.

  • @ebriggs3498
    @ebriggs3498 6 หลายเดือนก่อน

    I would also recommend to the young man to take some online management courses if he can find them. He may be able to get another management job, and be a better manager.

  • @ryanloyola9662
    @ryanloyola9662 6 หลายเดือนก่อน +1

    Use that fear to motivate to succeed!!!!!

  • @jeffwombold9167
    @jeffwombold9167 6 หลายเดือนก่อน

    Us old people didn't have door dash. We had a lawnmower and a rake.

  • @Twotonetonyy
    @Twotonetonyy 6 หลายเดือนก่อน

    On the bright side he is 19 and lives at home I started by debt free journey at age of 33 renting a room in a different state away from family, he can pull thru you just gotta believe and get to work

  • @Yogastrong908
    @Yogastrong908 6 หลายเดือนก่อน +2

    Start with a food delivery job. Get a couple of those and then pay the debt down. He’ll be fine. He doesn’t have a ton of debt.

  • @Flightcontrol96
    @Flightcontrol96 หลายเดือนก่อน

    "I wouldnt say its high, its 8%" 8% is high, thats a high interest loan.

  • @stewbugz5213
    @stewbugz5213 6 หลายเดือนก่อน

    Walmart is hiring in the warehouse and Cabelas. I’ve had several family members work there during layoffs. YouThey can’t keep people because nobody wants to work!

  • @Mr.Boring_Man
    @Mr.Boring_Man 6 หลายเดือนก่อน +16

    Get a new job, pay it off and make the necessary adjustments.
    Why the hell does a 19YO need a car loan??? Makes zero sense.
    Get better work ethic!

    • @dianatamayo5089
      @dianatamayo5089 6 หลายเดือนก่อน +2

      Lmao I make almost 6 figures single women and I’m afraid of a car loan with zero debt 😂

    • @roadrunner9622
      @roadrunner9622 6 หลายเดือนก่อน +2

      ​@dianatamayo5089 You are wise to be afraid. Also kudos to you for zero debt!

    • @dianatamayo5089
      @dianatamayo5089 6 หลายเดือนก่อน +1

      @@roadrunner9622 worked my way up and paid college out of pocket - I felt so poor back then lol 😂

  • @msxeunybunxy
    @msxeunybunxy 6 หลายเดือนก่อน

    This was very motivating. At least he has a car. That will open more opportunities for him. I walk to work to a job that's right outside of my apartment, mainly because it's convenient.

  • @kathleencooney1518
    @kathleencooney1518 4 หลายเดือนก่อน

    If he was fired, basically replaced because of poor performance. he may not qualify for unemployment. That is for layoffs.

  • @myViews_VanKA
    @myViews_VanKA หลายเดือนก่อน

    Great advice to a 19 yr old Dave. I would have also asked the kid what their parents were saying and may be get a college education too.

  • @yxs3221
    @yxs3221 6 หลายเดือนก่อน

    Excellent and firm advice.