REAL ESTATE INVESTING FOR BEGINNERS: Should You Loan? | Real Estate 101 Philippines
ฝัง
- เผยแพร่เมื่อ 5 ก.ค. 2024
- Let's talk about the basics of real estate investing and how Filipinos can invest in them. Choosing a property, deciding to get a loan or not, finding the best way for you to earn from your property, and many more.
Dealing with personal finances, especially since it’s not taught in school can be quite hard and confusing. I hope this video and this channel will help you out with the challenges we are facing right now with personal finance, entrepreneurship, and adulting in general.
►Outline :
0:00 - Intro
0:12 - Start of Video
1:03 - How Real Estate Investing Works
1:47 - How Can You Earn?
2:36 - Why I Invest in Real Estate
4:26 - Sample Computation
7:36 - Kinds of Real Estate
8:19 - Way to Buy Real Estate
9:51 - What You Need to Invest
11:50 - Kinds of Investors
15:57 - Cons of Investing in Real Estate
►Sources/Links
► UBP CREDIT CARD APPLICATION -- bit.ly/UBPRewards
► Agent/Brokers:
► Carla Camposano (Avida/Ayala)
09774709345 (Globe)
09610957854 (Smart)
► May Leuterio (Cebu Landmasters)
09178886298
leuteriomay@gmail.com
► www.ceicdata.com/en/indicator...
► www.statista.com/statistics/5...
► www.marketwatch.com/investing...
► pesolab.com/pagibig-mp2/
► Previous Videos :
TO BUY OR TO RENT? ► • REAL ESTATE INVESTING ...
PASALO CONDO BUYING EXPERIENCE ► • CONDO BUYING EXPERIENC...
CONDO VS HOUSE & LOT ► • CONDO vs HOUSE & LOT P...
CREDIT CARD 101 : What you need to know ► • CREDIT CARD FOR BEGINN...
MONEY GOALS TO HIT IN YOUR 20s ► • MONEY GOALS TO HIT IN ...
►Download these apps (Referral Links)
► ShopBack - Get P100!: app.shopback.com/phl?raf=pkpsnX
► MAYA - Get p50: p85qk.app.goo.gl/4M9Y // code : 42625QML56P0
► GCASH - Get p70 worth: gcsh.app/r/oNETIx5
► UBP CREDIT CARD APPLICATION ► bit.ly/UBPRewards
► GoTrade - heygotrade.com/referral?code=...
►SOCIALS
Instagram: / deleoncharmaine
TikTok: / deleoncharm
Facebook Page: / charmdeleon
Facebook Group: / ready2adultph
Email: hello@ready2adultph.com
th-cam.com/users/CharmdeLeon?s...
Disclaimer:
This video and description may contain affiliate links where I may or may not receive a commission. This helps support the channel and allows me to continue to make videos such as this. I am not a financial advisor. Always do your due diligence.
KEYWORDS:
real estate for beginners, real estate basics, how to do real estate, how to make money in real estate, real estate investing, investing in real estate, real estate investing strategies, real estate investing 101, real estate investing made simple, rental income property, passive income real estate, real estate investment, real estate investing 2021, home loans Philippines, pagibig home loan, ready2adult ph, charm de leon, buying a property Philippines, paano bumili ng bahay
Shoutout to my agents/brokers for helping me with the research (feel free to reach out to them):
✨Carla Camposano- Avida Properties
09774709345 (Globe)
09610957854 (Smart)
✨May Leuterio (Cebu Landmasters: Vis-Min)
09178886298
leuteriomay@gmail.com
Are you based in cebu?
Naka subscribe na po ako mam, encourage na encourage ako same as you na 20s.. Go for it.. GOD BLESS.
Hi I'm a pinoy based in Hong Kong and my fiance and I want to buy property in the Phillippines are there any reliable websites that showcases property for sale?
ate can i reach them thru email?
@@alexquirosjr.5729 q
Ito yung content na dapat "paid content". Relevant. Useful. And realistic. Thank you po, Miss Charm. Your wisdom inspire me. No. It PUSH me. Force me to be better in my 20s. Hats off! ❤
Thank you, Mary! 🥰🥰🥰
it's not realistic lmao
True not realistic af
Why?@@makong2522
Wag rin :( di lahat makaka afford :(
If only people in their 20's are loaded with funds to invest
120 pesos lang pera ko
@@ilikeanimals5015 hahahahahahaha
I forgot who said this but the more money you have to invest the more diverse you investments become. That's why when you are starting to grow your capital try to narrow down your portfolio and take more risks which then obviously have more potential gains. Getting into real estate is like one of the next bigger investments you can get into if you want your money to appreciate.
Kaya nga mayaman kasi sila kaya ...afford nilang maginvest ng property nila
@@rjbatacan5663 kaya mayaman sila kasi ginagawan nila ng paraan. Iba nga laki sa bukid eh. Diskarte lang talaga yan
I appreciate your approach to teaching.. To my understanding this just proves how much we need an edge as investors because playing the market like everyone else just isn’t good enough, we just need to hold onto our hopes and wait to see how things turn out because market movements are almost always unpredictable. In my portfolio, I'm noticing more red than green.
People believe their currency has the worth it does because they have no other option. Even in a hyper-inflationary environment, individuals must continue to use their hyperinflationary currency since they likely have minimal access to other currencies or gold/silver coins.
Inflation is gradually going to become part of us and due to that fact any money you keep in cash or in a low-interest account declines in value each year. Investing is the only way to make your money grow and unless you have an exceptionally high income, investing is the only way most people will ever have enough money to retire.
@@Wellingtonluzia3 You are right! I diversified my 450K portfolio across various market with the aid of an investment coach, I have been able to generate a little bit above 1.3m in net profit across high dividend yield stocks, ETF and bonds during this red season.
@@desmondeddy1750 How can I reach out to this coach? because I'm seeking for a more effective investment approach How good is this person at portfolio diversification, particularly with regard to digital assets?
@@jamesdrew296 >>>>>> *PATRICIA DRITA JOSEFINA* is the coach that guides me.
Don't buy if the monthly amortization is more than 25 of your income. Don't put all your eggs in one basket and invest in other kinds of assets. Give yourself a good buffer because there will always be a gap. Mangyayari at mangyayari na mawawalan ka ng tenant, maraming nadala now sa pandemic so ingat.
Buy units from newly constructed condos if you must but sell it before mag-10 years old ung project and don't buy if the project is more than 10 years old otherwise you'll be paying for elevator replacement and other overhauls.
Hi to those who are interested to start their first investment but with little capital or savings. I'm a property specialist at Robinsons Land Corporation and I have some very interesting offer for you guys. We offer "network investment" which means investing in a single property for the purpose of investment (not the end consumer) with 3-5 people sharing the monthly amortization (and earnings). For only 15% of the total contract price spread over 66-72 months, no downpayment, and no interest, you can already start your investment. All you have to do is reserve the unit and pay for the reservation fee (or initial reservation fee) and start your monthly amortization by next year, January 2022.
To give a rough estimate of how much would you pay per month with 5 people sharing in a single property, that's only about PHP 2,000. It's just like saving money in the bank, very affordable especially for those that are already working. But 4-5 years later, as we advise, although you can sell your property anytime... After 4-5 years, you'll be able to leverage your investment and earn more than what you initially invested.
I'm afraid I can't disclose all the details here as it is our division's secret strategy. But if you want to have a private conversation with me, we can do a one-on-one zoom call and I'll teach you how to start your first investment even with a little budget. No need to pay for the entire 3-4M pesos. The 15% of the Total Contract Price is payable for 66-72 months which makes it very convenient to pay, along with network investment.
Let's talk about how this works! Reach me via Instagram: @clarissamaevizcarrarlc
Other contact details: clarissamaevizcarra.rlc@gmail.com (09273783975)
FB page: @CMVizcarraRLC
Thanks!!
PS. We have waiting buyers in the secondary market so you're investment with us will surely leverage. This is with buy and sell, not with leasing your property.
Hi cm vizcarra, I'm interested in your comment.
thanks for the info
am I the only one who's really happy to find this channel? like seriously the way she explain things is pretty neat and easy to understand. I wish there would be more people like her.
I would be happy to listen to any of your podcasts if you have one. I wish more people gets to see your videos. This channel has so much potential, I can see you reaching 500K subs in no time, Charm! :)
so good to be true, but in reality having a good credit scores and 10-30% of the total property price on hand are things you cant get when you're at your 20s even in well developed countries like US, Canada and Japan. unless you really came from a well funded family then real estate as an investment or force saving is a piece of cake.
trueee ;(( but I think it's still possible naman for example, someone who started saving at a young age and nagstart na mag small-business since 16-17
That's totally true
I will never invest to real estate or reits as it is too risky especially at times like this, most of this people earn their living through video ads not from where they claim. it's a shame that people get duped by these so called gurus and yes it is now a profession
@@investolero444 If you don't mind what would you suggest doing instead
💯
I was actually studying on how can I invest in real estate thru partnership deals. And I stumbled upon your video. This kind of videos deserves a subscription and like!
Ngayon lang nagka-time manood ulit but I love how relevant this topic is.Hay adulting is real.
You are an architect??? No wonder why I love learning from you!
Been a subscriber for quite some time now and I’m just amazed by how consistent your well-thought and well-made videos are. Salamat po, Ate!
Yay! I gained a lot of knowledge! Thank you. Yup its overwhelming and thank you for summarizing the basics of real estate investment.
I really love the way you explain the strategy, it's understandable. Keep up the good work.I will be looking forward for more knowledge.
I wish I got to listen to this video before I invested in my first property. The first one wasn't a success but my second one will be for sure!! Thanks, Charm! Learned a lot and congratulations on ur wedding proposal!
so loving it..i can`t imagine how far you can go and you learned a lot at a very young age...
INTERESTED FOR FORECLOSURES!! LET'S GO MA'AM CHARMM
holy shitt! shes dropping facts out here.. they never teach this at school! magaling!
Nicely done Charm! Informative vid for folks out there who wants or thinking on investing with our current properties or values out there. 🤙🏼
Very informative content! I love the way this young lady explains. 🥰
Thank you Ms. Charm! Sobrang detailed and siksik yung mga information niyo na binabahagi niyo for free. I appreciate it po 😊
Thank you for this.
It's really one of my regerets not investing in real estate earlier on my 20s.
I'm 19 years old, currently in my second year college degree, and self studying about real estate. Grabe free knowledge to sobrang salamat lang sa kaalaman. More videos of this pa sana. Kudos to you.
This young lady right here is lit! listed all the things that i needed thank you
I may have just found the right channel to follow. Easy to understand, straightforward, and covers so many aspects. You haven’t even thought of particular questions yet, but she tackles them like she can read your mind ahead. Thank you!
❤❤❤
Thinking of buying and investing my first Real Estate and Planning to make profit from it!! Thank you for sharing charm 🥰🥰
Hi Sir The Moneylism Ph I am happy to present our Project SYNC Towers By Robinsons Land Corporation
Get a good broker that has a lot of options for you.
I really love this channel ang dami kong natutunan in just a few minutes I only wish nalaman ko na to during my early 20s
I have been watching your vids. Really appreciate them especially that you simplify the explanations.
Very well recommended sa family ko...thanks miss charm!!
Sana mtutunan naming buong pamilya...😁😁😁
You got a new subscriber. I just found what I'm looking for. You explained all the questions in my head that needed to be answered. 👍🏼🙌🏼
Yey! Hinihintay ko itong topic na to! 🥰
Thanks to this vids. Marami talagang factor kahit ung inflation nakaka tulong pag ginamit mo ng tama .
I'm gonna binge watch your videos!
Thank you so much charm. I share your very relevant contents to my 4 kids for them to be enlightened to save and stop unnecessary spending
Thanks for the vid. Complete and concise.
Kung sa ibang youtubers to, this will be like a 10 part video. Hahaha
Thank you 😅
THIS KIND OF VIDEO DESERVE A LOT OF VIEWERS!!!❤❤
Best video I watched in a week!!!! Looking forward to your next videossss!!! ♥
Thank you 🙏🏻
Thank You Ms Charm for the informative videos, waiting for the next video. More Power!!
Yey! Thanks for this 🤗
18mins. of watching is worth it.
Very sharp information. Rooting on your future relevant and helpful vlogs. Good job!
Im 17 and I like the way you discuss about real estate, And more video to come to learn from you.🙃
The content of this video really lived up to the title. I can vouch and as i beginner with zero knowledge in real estate, I learned a lot because this video is informative and easy to understand. Thank you, Charm! Hope to see around the breadfam server! We miss you! :)
Thank you!! See again there soon ☺️
So smart and far beyond most 20 something year olds!! You will be quite wealthy and financially independent way before most!
Wow, this young lady is super super sharp. New subscriber here! Thank you for a very informative concise video.
thank you sooo much for this. grateful i found your channel!!
i'm claiming it, in my early 20s i will have my own real estate investment properties too.💛💛
I really love your topics.Pls continue doing these kinds of educational videos
This is simply the best idea, investing in something that will prepare you for the future
Thank you! Very informative po lalo na sa mga youth. Keep it up! 💗
Love the videos. Waiting for the future video about credit scores : )
ito yung Content na may sense di puro axie axie.
Thank you so much I learned something and hopefully someday I can invest on real estate. ❤️
Well versed Ms Charm. Always love your content 🙂❤❤
Wowww nandito naaa!
#RealEstate
galing nmn nito. 20s palang may investment agad sa realstates
Thanks, Charm for timely information, you will NOT believe that I am a 57 years old, ex OFW from Abu Dhabi, I worked and lived there for 20 years, I invest in Apartment Rentals, which gave a PASSIVE income for the family, I still LEARNING for more investments in Properties, for me, It doesn't matter if I learned from a YOUNGER mentor, as long it will benefit me, I am always a LEARNER, I don't want to missed anything, that is my MINDSET, please continue making INVESTING videos like this, I hope the Millenials, Gen Z, and Gen X will be more open for INVESTING, the Philippines is NOT a poor country, I guess the Filipinos should LEARN how to manage their money. Appreciate
Thank you, sir!
didn't skip ads, hahaha kyut ng mortgages, mortgages mortgages lol 😄 more content for real estate pls!
The video I've been looking for for years. Thank you for this!!
💕💕💕
Yehey!!! Thank you ☺️
Hi, first time ko sa channel mo. Dami ko agad natutunan. Salamat. 😊 Please make a vid about book recommendations. God bless 🙏
Great help. Maganda mag explain. Thank you and keep it up.
the best financial advisor ♥️♥️♥️
Very informative Ma'am. I hate to think na meron ma akong monthly bayarin. But it's better than to pay it all. And invest on other matters. Sana nung kabataan ko same tayo mentality 😊
new subscriber here.. wow na wow ang pagkaka explain. napaka clear at mayroon ka talagang matututunan.. hoping for more videos to come.. Godbless you always.
The fact that she makes this a lot interesting. Period queen.
😅🥰
Galing neto Charm, thank you.
Thank you for sharing knowledge and ideas when it comes to investing real estate. It's very helpful, kudos!
me rewatching your real estate vids bc i would love to buy my first real estate in my 20s. 😭❤
Excellent and precise!
Thank you for the insights girl. Hope you help more and attain more blessings.
as an architecture student, its nice to have another good reason to pursue my dreams lul i wanna design buildings but at the same time get the most benefits out of it.. always good quality content u hab keep it up
wooh wooh wooh this is really a great help into opening the eyes of common people like me that just works and save and that's it. It hurts my eyes, ears and heart although I have already expected that amount of money. But it's really good to know. God willing and by God's help and grace, perhaps I could start this perhaps 7-10 years from now after my Canada plans. hehehe i know it's a very very future time. I'm still believing. Coz how could people like me who earns around 20k a month even start like that? So yeah, hoping , hustling, praying. Hope more people like you would go out of the crab mentality and help their kababayans. Thanks. God Bless you!
Waiting for foreclosure property video, your vlogs are very informative.
Learned a lot, thanks!
Thank you for sharing! Can you also create a video regarding the difference getting a bank loan vs. Pag-ibig loan? Which is better? Etc.
Im an architect too. Thanks for this!
Ang galing mo! Im 38 and been inesting for a long time. Galing how you explain!
You're in 20s and may ganyang knowledge ka, may money ka, may investments ka. Like how to be you po? Sa pag iipon pa nga lang struggling na ko 😭 naooverwhelm din ako sa down payment, sa monthly, pag nagsscroll scroll ako ng mga condo, bahay kasi saan naman ako kukuha ng ganung pera haysss i wish my parents or in school, naturo tong mga ganito.
Parents that can teach them
Good Job Charm for this very detailed Real Estate discussion! Congratulations on your 100K
Loved the ending... thanks for sharing
Bloopers 😂😂😂
Very informative ♥ Thank you for this ♥
I have been saving up since I was 13yrs old, btw im 17. And I am looking forward to invest early on real estate. Thank you for this video I learned more about real estate.
I love this. Thanks again. I always hope to be at your age everytime I watch your videos. But its never too late to invest.
Thank you!
More videos to come.
Thanks for this wonderful guide
Learnt something. Thank u so much!
OMG! Awesome content😍
Thanks for the informative video!! 😊
Very informative at may mga tips pa..astig👍
Pero share ko rin ung alam ko.
Maybe most real estate ay nag aappreciate pglipas ng panahon pero hindi ito promise at di lahat ganon sitwasyon.
Tapos ang leverage ay hindi lang focus sa utang. Leverage is doing more with less.
👍Other people's money (utang-check)
👍Other people's time
👍Machinery/ equipment
👍Technology/ system
Pero over all panalo💪💪💪. Malinaw at sobrang dali intindihin. More power po!!!
Dear, your work is architect or freelance architect. Its easy that you can afford those things because maybe somewhat you had big time projects that generate income and can afford those monthly down payment for real estate properties. Most especially if you're a single and don't have responsibilities.
Hindi yan magagawa ng low wage earners.
As mentioned, I actually don’t practice architecture. Although, yes, through multiple sources of income, I am able to invest in real estate despite being the breadwinner.
There are properties/units less than 1M actually 😊
@@CharmdeLeon , actually, I don't like condos. I did a feasib study on that.
I prefer old houses that can be converted into room apartment.
@@CEOako no problem with that. Real estate comes in all forms ☺️
Nicee! I want moreee!!!
Looking forward to that credit scoring video
Thank you for the idea,regarding real state.
Value bomb content. Thank you ms.Charm. I learned a lot 🙂
Wow, so inspiring, how to be you Ms Charm🥰
Road to 100k! You just earned a Subscribe!
keep helping filipinos i am mic chan 14 years in real estate.. i have lots of experiences i can share as well..
Wow its nice content...very interesting...thank you
Thank you po sa info marami po akong natutunan🙂
Thank u for a very interesting topic😀