🤑 EASY GUIDE to INVESTING for BEGINNERS (what, why, how) | Finance from Scratch 💰
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- เผยแพร่เมื่อ 19 พ.ค. 2024
- Welcome back to an episode of Finance from Scratch - where we learn finance concepts, from scratch. In this video, we'll be talking all about INVESTING.
📌 Invest in US Stocks through Shari-Shari www.shari-shari.io/?...
Investing is one of the MORE EXCITING personal finance because of how it's associated with growing & making money. We'll be talking about a lot of things, BUT take note that this is only a quick overview video that’s meant to help you get a super basic understanding of what investing is, why we do it, some important investing concepts, a list of different investment vehicles, investing pre-requisites, and how you can potentially start.
This is Finance from Scratch: a new series where we'll talk and learn about finance concepts from scratch! Guaranteed - Beginner bobo friendly 👌✨
We’ll cover the stuff I talked about more in-depth in future videos. Share your thoughts, comments, and feedback in the comments section!! What do you think of this new series? What other topics do you want me to cover?
💰 Previous episode • Learn Personal Finance...
If you want to work with me, help me, or collaborate with me in making this series the best it can be, reach out to me through email! I'd love to explore potential ways we can work together 🍞
Email: alba.nicoleee@gmail.com
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🕰TIMESTAMPS
00:00 Introduction
00:39 Video Outline (what, why, how)
01:04 Important Disclaimers
01:54 WHAT is investing?
02:13 WHY do we invest?
04:27 Important Investing Concepts
04:35 Important Investing Concepts: Risk vs. Reward
06:06 Important Investing Concepts: Compound Interest
06:51 Important Investing Concepts: Diversification
08:06 HOW do we invest: Types of Investments
08:27 HOW do we invest: Types of Investments (cash & cash equivalents)
09:47 HOW do we invest: Types of Investments (fixed income/debt instruments)
11:16 HOW do we invest: Types of Investments (stocks/equities)
12:41 HOW do we invest: Types of Investments (investment funds)
13:52 HOW do we invest: Types of Investments (real estate)
14:58 HOW do we invest: Types of Investments (currencies/forex)
15:46 HOW do we invest: Types of Investments (alternative investments)
16:09 HOW do we invest: How do we choose investment?
17:06 HOW do we invest: Factors that affect investment decision
17:51 Pre-requisites before investing
20:03 HOW to invest in US stocks (Shari-Shari)
21:14 What do you think of this series? Comment thoughts & future topic requests!
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🤑 EASY GUIDE to INVESTING for BEGINNERS (what, why, how) | Finance from Scratch 💰
Finance from Scratch / Learn Personal Finance for Beginners / Personal Finance Philippines / How to Personal Finance / Step-by-Step Personal Finance / Financial Literacy / Financial Education / Financial Education / Easy Guide to Personal Finance / Investing in the Philippines / Filipino Guide to Investments 101 / Personal Finance 101
FTC: This video is sponsored by Shari-Shari Innovations Inc.
Disclaimer: This video is NOT financial advice. Form your own opinions so that you can properly decide on what to do with the information you learn from this video.
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This is the FIRST episode of the Finance from Scratch series LEZGOO WOOOHOOO!! 😤💰 This took a really long time to make because I wanted to make sure that the information I shared was accurate & correct AND that the production quality + animations were the best I'm capable of producing. It's one of the longest videos I've posted so far and I hope that this helps you guys better understand what investing is, why it's important, and how you can possibly start doing it. Hope you guys learn something new from this video! See you guys in the next video 😄🍞✨
🤔 What do you think of this new series? What other topics do you want me to cover? Share your thoughts, comments, and feedback in the comments section!!
🤝 Thank you to Shari-Shari for their support in working with me which made this video possible. Invest in US Stocks through Shari-Shari www.shari-shari.io/?
Medyo may hawig ka sa nag viral na Korean volleyball player na nag ting ting tang TikTok dance 😸
Are Nicole,na dito kc kami sa Italy,
Bakit wala sa PlayStore Ang App Ng Shari-Shari app?
Naka kc Jan Lang sa Pinas pwedeng gamitin,
Salamat po!
Miss Nicole, thank you, love your video, ask lang po ako kamusta ang investment mo sa Ginvest? sa opinion mo worth it ba mag invest dito?TIA, God bless..
hello ma'am nicole..next topic kung saan po kayo kumukuha ng pang invest nyo?may work po ba kayo bukod sa pagiging youtuber?at paano kayo nag umpisa mag invest at magkano?salamat sa po sagot..thank you and godbless po🙂
Hi Nicole gusto ko matutunan ang investment. Can you help me?
Hey there! Just wanted to remind you that it's never too late to start taking your investment journey seriously. I remember struggling for years before diving into crypto last year. And let me tell you, it completely changed my life! So don't lose hope, my friend.
Spot on. The market presents a lot of opportunities to create passive income, with the right skill and proper understanding you're good to go.
I make £84k/yr. No investment and I work from home. I need to do something quick. What can I do?
£84k/yr is not bad. If you're interested in good options, consider exploring cryptø. They offer potential growth. Just make sure to do your research and tlk to a consultant
I’m very much aware of the great benefits of working with a pro but I haven't found one for myself.
Oh! I found Olivia Charlotte Oswald on the CBNC market interview, looked her up and we began our partnership.
I recently bought a few ETFs. It's also a bad idea to save for a market decline. There are various viewpoints on recessions and depressions, we can't always count on seeing big returns, and taking chances is better than doing nothing. The bottom line is that you will get amazing results by diversifying your portfolio and making wise decisions. My portfolio generated a $608,500 profit in 2022.
TBH, 25% of my portfolio is in the red and I really don’t know how long I can stomach the losses. I’m beginning to reach a breaking point.
The market's uncertainty is one of the reasons I have my daily investment decisions guided by an investment advisor, as their skill set is built around going long and also shorting the market to maximize returns, both employing profit-oriented strategy and laying off risk as a hedge against inevitable downtrends, and when combined with exclusive analysis, it's nearly impossible not to outperform. Since the 2020 pandemic, I've made more than $1.5M after subsequent investments thus far.
Could you tell me the name of the FA who helps you with your investments and how I might contact them?
My advisor is ‘’Eric Thomas Witt’’ he’s highly qualified and experienced in the financial market. He has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching his credentials urther. He has many years of experience and is a valuable resource for anyone looking to navigate the financial market
Thank you for this pointer. It was easy to find his handler, he seems very proficient and flexible. I booked a call session with him.
should you sell a little of LBTNCRP300X when you start to make a profit or just hold?
I have always wanted to invest in Bitcoin but I'm very inexperienced,I even watched some videos yet still difficult to... understand I'm so much in need of an expert..
@Incommore
I live for these GIFs, Nicole. Thank you. Ikaw agad naisip kong panoorin kasi ang GULO na naman ng financial life qqqq. More power to you!
Ok, I am sold. I will HODL my LBTNCRP300X for the long haul.
Salamat sa lesson...mahirap kase ako..pero interested ako sa mga ganito..ganitong info hinahanap ko
LBTNCRP300X should be on the list. I'm sure the price will rise nicely next year.
need ng mga pilipinos ung ganitong content para aware sila sa inflation hndi ung trabaho gastos repeat mindset .
thankyou ms nicole for sharing your knowledge to us
Your content is very informative an eye opener… but of course before investing we need to settle financial devt 1st. Im still working on that.
You re amazing mam Nicole, ive learn alot. Keep it up, GOD Bless you more.😊
LBTNCRP300X gang in the house! Thanks for the analysis!
@Incommore
Omg I have been watching you since 2023, youve grown so much!
thanks sa video nato, plano ko talagang mag-invest..
I am not really passionate about finace but I like the way you explain your craft! Every time I see your video, I really admire the kind of effort you put into the content of each of your vlogs✨ More powers and passion for you po! Love seeing you thrive in your craft🤍
Namiss ko po videos niyooo 🥺🍃
You taught me how to save and invest money last year. I'm happy to see your channel earlier. Thank you, Nicole!
Very informative, Nicole! Excited to see what’s next for this new series. Thanks for helping educate the Filipino youth including the young adults about personal finance. Cheers!
Thanks for sharing ms.nicole😊very informative….
This is great for beginners also for people like me who would like to have a reset on things related to finance and investing
Hi Nicole could you please explain more about the Shari-Shari into a diff vid as a the only topic? We would like to hear more about this. If it's a website or app and the other things about this such as how good it is and such. Thank you!
can't wait to see more, nicole! always a pleasure watching your vids. 😄
This is a golden nugget ✨
Maraming salamat po sa video na to ❤
i really appreciate the dedication in each video you post. To be successful in markets, traders should understand the crossover between asset classes & liquidity flow.
Olivia Maria Lucas focuses on Multi-asset trading, a single strategy to manage risk, profit, and the code or the actual decision-making across multi-asset classes. Her skills set is top notch
I'm surprised that this name is being mentioned here, I stumbled upon one of her clients testimonies on CNBC news last week...
I remain eternally grateful to Olivia Maria Lucas for her efforts that got me to this point, finally payed off my mortgage and all my debts, what more could I've asked for. God bless you Olivia.
Please, how do I connect with Olivia
She's 'Olivia Maria Lucas' The best I've seen so far. Simply do your diligence.
Out of curiosity I looked up Olivia on the web and I have to say her Credentials are really Amazing.
I love this! Very eye opener! thank you!!
Thanks for this Nicole made me aware of concept I never thought of before kudos 🙌
Thank you, Nicole! 💯
This is very informative than the other videos that I saw thank uu
Thanks po Nicole!!!
Request po sana nang content regarding as to when is the right time to invest and buy stocks on ginvest.. Need po ba na ilock in ang pera for years saka mag buy nang stock? Or kahit 10 days lang.. basta may kita na kahit maliit pwedi na ibuy?
May relevance ba ang pag lock in nang pera for longer time? Or it depends?
I began accumulating wealth when I started following up my investment properly, the importance of mentorship from a financial advisor cannot be underestimated, without proper mentoring one tends to mismanage capital that's why I prefer to invest with Julie Christine Rush her strategies are precise and profitable.
Whoa I'm surprised you know her too, I've been making a lot of profits investing with her for over a year now I feel so indebted to her.
Interesting! the thought of seeking guidance from a financial advisor has crossed my mind, but the fear of losing funds holds me back because I don't know how to go about it, please how do I get in touch with Julie?
@@katiaray7236 A simple search with her name will suffice, she's all over the net
@@henryharper7939 Thanks for this amazing tips, I looked her up and booked a call session with her she seems proficient.
Hi ate Nicole, ang dami ko pong natutunan sainyoo thanyou po!
Thanks as always Nicole. Investing in gold and silver? Buy low sell high? Mp2 in saving to compensate for inflation.
Thank you Nicole for unselfishly sharing your knowledge 💕
Thanks ma'am Nicole it helps a lot 😊
I love how you detailed it in the beginning of your video and tackled the substantial information for startups, not too technical also.
I love your content so much! And there's an actionable tip too (although there's a disclaimer) haha
Omg this series is so exciting!!! Support niyo si Nicole by liking, sharing, and watching her contents!! She deserves it!!!❤️❤️❤️
Thank you Ms. Nicole for sharing your knowledge with us..
Thank you Ms. Nicole God bless you
Very informative 😊
This is the 2nd time I heard Shari-shari. This time I will research seriously about this.
I thought this is just another dropshipping the first time I heard this. 😅
I have long wanted to try investing to US market.
Hi, Nicole! My workmate introduced your channel, and I'm really learning from your videos! Have you made a video about INSURANCE na? If not yet, I hope you can upload one soon. I'm currently paying for my insurance, but I wanna know the What, Why and How of Insurance. Hoping you read this!
Very informative, thanks, Nicole!
Great content especially for ppl like me who’s new to these adulting, managing finances, growing your money things. Thanks for this!
Thank u maam Nicole... Saan po Pwede mag start mag invest. ❤🙏
Thank you po ate❤ we startin to invest with this one 🗣️🔥🔥🔥
Hi Ms. Nicole, sana maka gawa po kayo ng tutorial paano gumawa ng accounts para makapag start ng pag invest. Thankyou. Sana mapansin po
New subscriber deserves recognition 🤣
good quality content
hope you continue sharing your knowledge
God bless
You made me subscribed , nice content
As a native spanish speaker and english as my second language, I could understand like 95% of what you said haha
Hi Ms. Nicole very Informative video again.. Ty for these. I'm plain housewife and no work for now, I'm investing with a small amount of digital banks that offers a high interest, my question is isn't necessarily for me as a single mom no work jist at home to invest? Hope you enlighten my minds and decisions to be more aware in the future. Ty & Godbless.
Thank you for the education nicole🙏🏻👍🏻
Thank you so much Nicole🎉❤
Thank you Nicole
Great intro!!
thanks for the tips
Can you also make a video about where can you suggest to keep EFs? Thank youuuu
Ate Nicole, please make an in-depth video of Shari-Shari or investing in US stocks ^_^ Love your vids!
Galing maam...thanks
Try ko nga dn
Thank you for this ❤️❤️❤️
Love this so muchhh
Nandun na ko sa "go to the bank" part. IDK, it's making me anxious hahaha Do I just go in and announce myself? hahaha! 😆Can you imagine, you're just sitting there waiting for your number then the door swings open and this woman enters, screaming, "I want to invest!" hahaha
Hi Nicole can you make a video about investing in gold or silver? Hehe
wala pa ako sa kalahati ng video na torture na yung utak ko. pero kaya pa. FIGHTING!!!!!!!!!
Love this video!!! Looking forward sa mga next eps and I’m hoping that you can dig deeper on the pre-requisites you mentioned like emergency funds then insurances 🙌🏻🍞
Sheesh idol pa notice ganda mo talaga always 😍🤩
Hi Nicole! Not a financial-related question but what are your thoughts about ChatGPT?
Hi can you discuss about union digital bank? Wala kasi akong makitang vid regarding that. If they offer good interest din pag nagsave ka sa kanila and if pede siya itransfer to ur regular unionbank account free of charge if incase you wanted to withdraw it already
Salamat po
Thank you po
i learn a lot of things about investing. thank you
I love to learn how my money works for me
hope you can cover how to avoid scams.. esp we're in a country wih a lot of scammers, those rascals
Wow! You’re really doing great for yourself. lnvesting in stocks and cryptocurrencies also contributed in changing my story. I wish you all the best and I’m glad you’re having a great journey so far. God bless you...
Hi Ms Nicole, familiar po ba kayo sa IMG? May mutual fund kasi sila na pwede mag-invest as low as 20 pesos.. Hope you can make a content about it Thank you!
Awesome finance stratch idol sheer will
Heheheh lab na po kita...❤❤❤
Such a timely post… Im in college right + working now and I’m looking to investing as of the moment, more into the long term. I’ve watched and read tons of videos online… they all mention compound interest investments. What’s the alternative or closest we have of that in the Philippines? Any leads would be great
PAGIBIG MP2. It has about 6-7% dividend rate per annum
How about Pag-ibig mp2? okay ba mag invest don?
things they don't teach in school, grateful for contents like this! keep going, Nicole!
Hello, do you have a video about hands-on how to invest or where? I went into IMG and same rin pero sa kanila is need ka magpa member for 5,500
Thanks
Hi Ms. Nicole, sana po cover nyo po deep dive about Phil stocks po soon, thanks po❤ more power❤
bilis mo ate hirap maget dahan dahan lang ate gusto ko matuto hehehe🥰
Can you cover what to avoid in imvesting such as schemes or scams to look out for? It will be really helpful for noobies like me.
No need, Anything that is not registered from the government is a scam. It must have 2nd secondary license to operate in the public or else it is probably a scam.
The more I listen the more I think na ung mga investors ay parang lender lng din sa mga companies. Parang ung mga banko na may pautang
Hi Nicole ❤️
Thanks for the info...very nice, Nicole......My name is Henry
Ganda ng content, video editing, pati presentation ng host. Very professional. I'm from the millennial gen looking for financial tips. So far ito mga content mo ang hnd boring panoorin. Very informative. Thank you for this.
subscriber since pandemic here...
very informative, im currently researching about investment stuff and your vid help me understood some of it :D deserved a sub
May liquidation po ba sa stock market kagaya sa pag trade ng cryptocurrency? Thanks
Thank you for this. I learned a lot and the perquisite list is really helpful. I suppose I can't invest yet because I cannot fulfill items 1 and 2 and 4. But I wanted to accomplish them by investing. 😅 Hay... so much time I'm going to waste just to cross out those prerequisites. 😩
Hi, if you want to start investing, you might consider the investments in the insurance company like Pru Life UK, there's a fund manager who will do the trading in the market.
Pwede ba akong magsimulang mag-invest habang bini-build ko 'yong emergency fund ko? Like, using the GInvest feature of GCash?
New sub here.. I'm planning to invest. Can you give a detailed on How, Where and payo galing sa inyo para kumuta ng kahit kaunti.. On what's happening to our country now. It is much better to invest and have a best savings.. Dami po akong tanong.. Hope you can help. Thank you much! God bless and more power!
Nicole: Knock knock knock
Me: Pasok po
😂
Can you help me personally to make that goal you mention achievebable,tnx.
panalo yung airplane na gumagalaw ang wings, lol
Me: Newbie, noob, time to learn investing
Newly subscriber here..
Shoutout....❤😂🎉😊😅
Panotice Miss Nicole Alba