Correct , when i search for those buisness class seats , its closer to 1.5 cpp . For example the first class flight in your example would put me at using 500k points
I think you should do a video on step by step process of actually finding those elite tier bookings. I think thats where the majority of people struggle
i think "pay yoursel back" deserves more recognition.. im a team transfer, BUT, when you pay yourself back you also using that money to book lets say airline ticket.. you pay yourself back $1000 then use a card that give you 5x point thats 5000pts.... but when redeeming 100,000pts for a flight you dont get any points, the way i like to think is its actually cost you 100000+5000pt not just 100000.. and not just 5000pt it also helps you meet the minimum spend on your next card, dont know if that make sense XD
Basically if you know you’re going to spend money where you can earn massive points, just pay yourself back and convert that into more points, fuckin brilliant
For the hotel CPP calculation, you should also factor in the taxes. The rate you were showing on screen was only the room rate that does not include applicable taxes.
Those point offers look good but I treat the points like "cash". I don't want to spend all these points I earned in 1 transaction. I rather save it up for multiple!
I find UR points also very valuable for topping off points for say Hilton 5th and IHG 4th night free. I always seem to be a little short to take advantage of say Hilton's 5th night free, UR allow me to move some points to cover it. Being able to get that 5th night $500 room (resort) with those points is great value, and with Hilton Taxes and Fees also are covered so the value is substantiation vs cash .
I consider gift cards as less valuable than cash because you are limited on how to spend them. Also you are forced to either leave a balance on the card or spend more cash at the retailer. It’s an interest free loan to the company
But when is this cost effective when you use the preferred card? Like if you amass all those points, then transfer them to preferred card for more points, then transfer those points to flight/hotel partners....do you have to use the preferred and pay the 21% transaction fee?
Really appreciate your videos John. They’ve helped me to really secure my understanding of how to maximize my credit card game. I currently have about 550,000 total combined points between my Capital One Venutre X, my Chase Trifecta set up (actually also have the Business Ink) and my Amex Gold. I know there are a few airlines that take all 3 like Air France. I want to use my combine points for some business class seats to Portugal with my wife. Am I correct that I can do this? What do I need to know?
Is it ok to use points to redeem toward annual fee? Instead of 550, the fee is 440 I believe. No points earned on the annual fee anyway. Or is it better to pay the $550 annual fee and use the points for later.
When we transfer points to partner, do we have to use it right away? Or can I have those points equivalent to dollar at the partner and use them at a future date? If we use them at a future date, does the chase credit card account need to be active at that point?
Great Vid. Does anyone know the answer to this? I want to Fly on Air Canada from Phoenix to Vancouver then transfer over to the Air Canada flight from Vancouver to Bangkok. Do I have to go through Customs in Vancouver and then go back thru Security again to go to Bangkok flight? Or am I able to walk from one flight to another without exiting the Airport? I’ve never flown thru Canada before so I was hoping someone here has done this before. Thanks everyone
Like others I’ve always been told credit cards are bad but I’ve been working on building my credit with an another card I’ve had for 3 years. I also recently got approved for the capital one savor one in June. Would it be a good idea to apply for a chase card as well or wait and if so how long.
It is really up to you. Th only difference is unlimited earns you 1.5 % on everything else while flex earns you 5% on rotating categories and 1% on others.
Is there an option to transfer points to travel partners from the Amazon prime card? Been looking for it but don't see it. Either I'm blind, or it doesn't exist
Would love a video of how you actually go about searching for availability when it comes to business class/first class seats
Correct , when i search for those buisness class seats , its closer to 1.5 cpp . For example the first class flight in your example would put me at using 500k points
Use seats. Aero
I think you should do a video on step by step process of actually finding those elite tier bookings. I think thats where the majority of people struggle
i think "pay yoursel back" deserves more recognition.. im a team transfer, BUT, when you pay yourself back you also using that money to book lets say airline ticket.. you pay yourself back $1000 then use a card that give you 5x point thats 5000pts.... but when redeeming 100,000pts for a flight you dont get any points, the way i like to think is its actually cost you 100000+5000pt not just 100000.. and not just 5000pt it also helps you meet the minimum spend on your next card, dont know if that make sense XD
Didnt even think of that! very smart
Basically if you know you’re going to spend money where you can earn massive points, just pay yourself back and convert that into more points, fuckin brilliant
@@karannsyt yes, i dont know why i complicated that, and i cant believe someone actually got what i meant lol..
@@karannsyt infinite loop of money glitch if you can find SUB thats worth it
Seeing the 16cpp blew my mind! Absolutely wild!
Fast forward to 12:58 mark for tier chart
Pin this
This was great! Would love to see a step by step tho. Im staking points like crazy and I'll need to learn how to master these steps! Thanks a ton!
For the hotel CPP calculation, you should also factor in the taxes. The rate you were showing on screen was only the room rate that does not include applicable taxes.
if you stay in hotel using points, there is no tax
Should make a video of a real live booking
We need more like this video . Thanks John
Those point offers look good but I treat the points like "cash".
I don't want to spend all these points I earned in 1 transaction. I rather save it up for multiple!
I find UR points also very valuable for topping off points for say Hilton 5th and IHG 4th night free. I always seem to be a little short to take advantage of say Hilton's 5th night free, UR allow me to move some points to cover it. Being able to get that 5th night $500 room (resort) with those points is great value, and with Hilton Taxes and Fees also are covered so the value is substantiation vs cash .
Do points expire once you transfer them to Air Canada if you don't have a flight planned?
Great video as always! You put out good useful content. Thanks for all the great info and keep up the great work.
Best part of video is the Cava shoutout. Cava does bang ❗️ haha
I consider gift cards as less valuable than cash because you are limited on how to spend them. Also you are forced to either leave a balance on the card or spend more cash at the retailer. It’s an interest free loan to the company
Hey love your content. I’m hoping that you can make a video about the difference between the amex gold and the Amex gold business card.
is there a link you have that has current sign up bonuses that are elevated from their usual amount? not sure if that made sense...
But when is this cost effective when you use the preferred card?
Like if you amass all those points, then transfer them to preferred card for more points, then transfer those points to flight/hotel partners....do you have to use the preferred and pay the 21% transaction fee?
So when you use the pay yourself back option does it cancel out the purchase?
Really appreciate your videos John. They’ve helped me to really secure my understanding of how to maximize my credit card game. I currently have about 550,000 total combined points between my Capital One Venutre X, my Chase Trifecta set up (actually also have the Business Ink) and my Amex Gold. I know there are a few airlines that take all 3 like Air France. I want to use my combine points for some business class seats to Portugal with my wife. Am I correct that I can do this? What do I need to know?
John, can you do a “Easily Redeem AMEX Points for Max Value?” video?
Is it ok to use points to redeem toward annual fee? Instead of 550, the fee is 440 I believe. No points earned on the annual fee anyway. Or is it better to pay the $550 annual fee and use the points for later.
cashback is the best way in my mind
Question John what do think of Santander Unlimited credit card ❓
Do we have a portal to check the Transfer Points offers across different Hotels / Airlines. You had showed one in your video.
Is it better to book through the airline or the chase portal for the points?
When we transfer points to partner, do we have to use it right away? Or can I have those points equivalent to dollar at the partner and use them at a future date? If we use them at a future date, does the chase credit card account need to be active at that point?
Great Vid. Does anyone know the answer to this? I want to Fly on Air Canada from Phoenix to Vancouver then transfer over to the Air Canada flight from Vancouver to Bangkok. Do I have to go through Customs in Vancouver and then go back thru Security again to go to Bangkok flight? Or am I able to walk from one flight to another without exiting the Airport? I’ve never flown thru Canada before so I was hoping someone here has done this before. Thanks everyone
Like others I’ve always been told credit cards are bad but I’ve been working on building my credit with an another card I’ve had for 3 years. I also recently got approved for the capital one savor one in June. Would it be a good idea to apply for a chase card as well or wait and if so how long.
How did you get bonus redemption point value?
Sometimes it gets offered randomly
Is the transfer bonus points for aeroplan 20% or 10%?
Is the chase freedom student a good option for students or is it better to go for the chase freedom unlimited to start?
It is really up to you. Th only difference is unlimited earns you 1.5 % on everything else while flex earns you 5% on rotating categories and 1% on others.
Is there an option to transfer points to travel partners from the Amazon prime card? Been looking for it but don't see it. Either I'm blind, or it doesn't exist
no that credit card is only used to redeem amazon credits
no views in one minute? fell off.
Cava is trash. D tier. Nothing good at legacy place. Stop in Newton for pizza next time.
Chipotle? You’re killing me dog.
Hi John is it better to get chase points at 1.5x per $ spend or capital one venture x at 2x per $ spend ? to use for travel ?