I couldn’t believe Dr Baloney asked if he would “overreact”? No the man is not safe- he’s got a wildly immature irresponsible wife running his household into the ground.
Man calls he's a selfish child. Woman calls are you safe? sit him down and say I'm scared. Those tears are fake. This guy needs a divorce. She tried to blame the husband wow.
@catherinewilke5583 no if you listened without being bitter and wrong she said she gives him $120 or little more weekly to eat and get smokes god forbid he eats while working you women hear what you wanna hear
Reading between the lines, sounds like she is completely responsible for budgeting and the husband is fine with it. For crying out loud, a pack of cigarrettes is nearly $10, can't believe this guy still smokes. Watch Dave's appearance on Oprah 30 years ago. He addresses this situation with a couple in person. Oprah (the feminist btw) takes your approach and completely blames the wife. Dave says the wife is responsible but that the husband also failed in having her budget all by herself from the beginning.
He should be divorcing her. $1-2k would be understandable, but $60k is crazy! I appreciate how she shifts the blame from her accumulating the secret debt to the husband. "Ive been managing it all by myself" So, you're an adult? Congrats! Im about to drive to work on my own, someone laud me with praise, too.
honestly it is the guys fault. he should know that his girl is useless, incompetent, and a liar. "how should i confront him" this girl doesn't even know how to use this word (confront). he is the one that needs to confront you girl!!! this is a lesson for all of us.... dont trust your girl for much... seriously... most of you have a girl that has lied about how many partners they have had. most of us with girlfriends/wives here are in an actual worse spot than this guys situation and we don't even know it.
She complains about a lack of support from her husband, but how can he support her if he doesn't know there is a problem? You can't keep your problems a secret and then complain that you aren't being helped with them.
@@lisasinervo1633 He probably bailed out because he didn't understand why it was important because his wife is hiding everything from him. I'm sure he could do a better job as a husband, but the primary responsibility for not dealing with a problem has to rest with the person that knows about the problem, not the person it is being kept from.
What bullshit. Just blame the poor husband for your stupid decisions. "He doesnt support me emotionally!!!", guess I should take out 60k in debt and blame him
@@bigbubba4314it means nothing. Anytime the woman is not 100% fully content in a relationship at any time for any reason, it’s obviously the man’s fault
He did run. He ran away from the household finances the first time she screwed up. Why give her the chance to go do it again? He sounds lazy. He just doesn’t want to do it
I like when she said she was going to confront her husband about what she did. She isn’t confronting anyone. She needs confronting. She’s coming clean.
That's on him, he hasn't taken ANY responsibility for their finances and she already did this once!! He is lazy, now he will pay for it. It's def her fault more so, but he has a good amount of ownership for this mess!
Wife: "I'm a stay at home mom and spent $100,000 on credit cards" Dave: "Why isn't your husband picking up a 3rd job to cover your needs? He needs to stop acting like a manchild"
I'm so tired of men complaining on the damn internet: " Oh poor me the world blames me." STFU. You're a man. You're supposed to be a leader. All the red pilled betas out there annoy me. Some of what you guys say is true but almost all the time the persciption is to ignore it and work and lead and provide. This man is in thw worong. He's a shit leader. It is ALL of his fault.
to be honest a women should never be in control.... not even 50% like the ramsey solutions says. women are all over emotional. the man needs to be in control; of the budget, the house, rasing the kids after 5, pretty much control of everything for it to go right. notice how she says my daughter.... willing to bet the kid in college isn't even his...
@@Trewq79 🤣 I saw an older video recently that was exactly this. The poor husband two jobs or something like that, and he was refusing to get a third to help cover all the debt that the wife (stay at home mom) racked up and Dave went off the guy claiming he should grow up. The part of it was, the poor guy was already working overtime on his main job, plus the hours he was putting in his secondary job.
Jokes aside, I can understand why the husband is annoyed. She doesn’t see the irony of paying a financial coach, to help you save money? The mere fact of paying him is getting her into more debt lol.
Also, the husband is probably annoyed with her hysterical crying. All of that intense level of emotion is not necessary. What she needs is simply self control.
These guys are pretty traditionally old school in the sense that they don't always hold women accountable for their actions even though they grill men for the same things
@@chuckplainview4085 As a man, and especially as the primary breadwinner, I would not hand over my paycheck and basically say to my wife, "You're responsible for everything; take care of it." You would?! Doesn't sound very manly to me. She should be held accountable, but this dude absolutely needs to man up.
"Begged him to take over the loans"? SHE is responsible for this! She learned nothing the first time and then did it again. He's sick of her shite. And rightfully so.
This woman is untrustworthy, and her husband should remove her from his bank account, savings account, bank vault, and invest- ment accounts. She should NOT be in charge of the finances. He should dole out a little exact cash for what she needs.
I had to do the same thing. Now I'm in complete control of my money and my finances are in a much better place. No one but me knows how much is in my account.
Still doesn’t prevent her from taking out loans though. It’s ridiculously easy for spouses to take out joint loans and credit cards without the knowledge of the other spouse.
@@yellowcard1933my other half took a credit card out in my name. Women are an absolute car crash when it comes to money. 80% of dept belongs to woman and they earn substantially less money.
Husband runs the household into $60k of debt: Dave: "You need to go out and get another two jobs, you need to sell your truck and drive a beater and you need to eat beans and rice for the next two years. What kind of man are you?" Wife runs the household into $60k of debt:" You need to see a counsellor with your husband".
@@masoquistaeo He should send his wife to work, take away her access to the finances, and give her a $120 a week allowance. That would solve the problem...but I bet that's controlling, or financial abuse, etc.
Something I've noticed about the Dave Ramsey show is that Dave always finds a way to blame men for everything, even when the woman is to clearly to blame.
It's the man's fault, and it's up to him to fix this for his wife, according to Dave Ramsey. Those tradcons are the worst when it comes to holding women accountable.
Dave didn’t even blame the man, he literally says she did a bad job. They gave fine advice, not great, but see a marriage counselor is true, this isn’t a debt problem it’s a bigger issue. I swear, Dave’s haters are so sensitive…
@@jimmymcgill6778they briefly touched on the fact that the man holds some blame as well, which is true. They didn’t put it all on his feet or lean inappropriately hard on the husband. They gave an accurate appraisal of the situation, including that the woman did a bad job. What a nitpick this channel has become!
They're BOTH to blame. She's to blame for creating the debt. He's to blame for letting her completely handle the household finances. In a marriage, no one person should be completely responsible for the finances.
That's obviously not true on this one. She obviously has a horrific spending problem and the husband needs to cut up all of her cards ASAP. Some people viably cannot be in control of a households full income because they have no concept of consequence to their debt.
I agree with you. I think what most people are missing is that there are some people who want absolutely nothing to do with the finances. They don’t want to participate or know about it at all. His response in the coaching session was a big clue to that. There are so many deeper issues going on. The debt and spending are only the surface.
@@chuckplainview4085 Husband AND wife should sit down together and develop and implement a spending plan. They didn't. He left full control of the finances in her hand. She created the huge debt. So, her fault AND his fault. They're married. Act like it.
I would absolutely love to hear the husband's side of this. My guess is that he would say his wife spends uncontrollably and spends on their adult child.
I’m mind blown at the fact that this woman called in admitting she messed up and asked for advice, which was retorted with “Why didn’t your husband do X and Y?” ? She’s a 50 year old, grown woman… her husband not taking as much part in organizing finances is not why she spent $60k behind his back.. wow! If she was in over her head taking it all on herself she should ask him for help… and if he won’t then she has to make grown up decisions for herself. As a woman I’m insulted at how we’re pretending she didn’t do this by her own free will, even after admitting she’s done it before.
Honestly one thing I have learned is people don’t want to take accountability both men and women. I work in mental health field and some people truly do not want to be responsible and many don’t even try to improve. Many people about 70 percent I have came across contantly blame others rather than try to improve from we’re they are. If you don’t start by accepting your mistakes and shortcomings and learn from them and grow then than person will stay at their same situation in life
This is what a lot of women love to do. Blaming the husband for anything and everything for their bad behavior. No responsibility. No ownership. Just get emotional and point the finger and turn everyone against the husband
Exactly! Such a manipulative lady. Wouldn't be surprised if she was cheating and she's actually more upset that the sneaky link moved after she bought him a few toys.
God forbid the guy takes some lunch money out of his paycheck. Oh my goodness, young gents, please do not get married. The system is broke and it will burn you if you play the blue pill game.
Basically, if we trust our wife to budget and she screws up, it’s our fault for trusting her lol. Doesn’t she have a responsibility to speak up if she can’t handle it?
She did. AND she asked him to go with her to financial coaching and he wouldn’t. If he doesn’t want to deal with the finances and put it all on her, he is just as much at fault.
@@crazeekids9744on second listen, you’re right. I don’t know how many husbands who know their wives can’t handle money and voluntarily keep them in that position. Either he’s negligent or she’s embellishing something in this story.
@@crazeekids9744 so you ask for help to move a mirror because you know you can’t do it yourself, someone won’t help you, so you decide to just move it anyways and blame them when you shatter it? Sorry love, that’s not how the world works. If her husband not helping her was the reason she was spending all this money, it’s HER FAULT for being petty and letting it get to the tune of 60,000 (I don’t think you realize how much money that is…). If her husband is so deadbeat that this is all his fault, it’s her also fault for letting herself stay in that situation. Because she would’ve known it was heading nowhere. Forget about the fact that she admitted she’s spent money behind his back before… that certainly doesn’t show any pattern of behaviour
@@VLS1998t compares managing household finances to moving a mirror, but I’m the one who doesn’t understand how the world works. 😂. Yeah, you really told me. 👏. 👏. 👏
Been married almost 17 years. Even before we were married we were both 100% transparent about our finances. And to this day that still rings true, no major purchases are made without both parties knowing, and agreeing, on it. While not 100% the same, this situation is damn near like cheating on someone!
🙄 This call was infuriating on so many levels. So this husband has completely shut down after the first time she had ruined their lives through financial infidelity and now he's to blame for her doing it again. This video right here is why The Ramsey Show will never become as big as it could. He will dish out hard truth to men, but the second some crying woman calls in looking for any excuse that will get her out of what she has done... go with her narrative of blame shifting. "Are you safe?" More like "Are you kidding me?" John just green lit any reaction he does have to a threat to her safety. This is why he shut down completely after the first time. Men have been told they are not allowed to react to being wronged. So she did it again and she will keep doing it because she is an abuser. I hope he finds the strength to divorce her.
@@atomicprince929 I don't wonder at all. I question the minority of men using it as an excuse because they're fearful, but when you are not doing it out of fear, but the objective reality of the options available to you... and this woman is your option... stay single. Holy cow. Stay single.
@@SergioFernandez-cj4mtshe’s trembling. I think that’s why they ask if she’s “safe” but if I was a betting man I’d say she’s trembling because she thinks Dave is going to grill her because deep down she knows it’s entirely her fault
Odd choice of words for her to say “I don’t know how to confront him about it”. And this is her second time with getting in debt. What a crock regarding the reason she is in debt is because her husband is not “emotionally supportive”. I would love to know what type of “$7,000 medical debt” she accrued for the daughter without him knowing about it. What about health insurance?
Women call on these shows, have these types of issues of building up secret destructive debt, and then blames the husbands and the Ramsey team always blames the husband too. Like bro the double standard is real!
I am a woman and I call BS on this. She committed financial infidelity and they're trying to make it like she paid all the household expenses and fell short lol. They should have asked what the household income was and the actual bills to run the house. She's probably buying a bunch of crap online.
My mother was just the opposite. She handled all the finances and one day my father got mad because she had a bunch of money saved that he didn't know about.
Hey Dave, before I stopped dca-ing into my retirement account, it was 220k and has now depleted to 175k in the past year due to rebalancing I did out of fear uncertainty and doubt. What are best alternatives to take in other to secure a financially free retirement and achieve ultimate peace? I don’t want to fail after 42 years of working hard.
If you want to rebuild your retirement by yourself, without the help of a partner, I will tell you it is near impossible. Even NewRetirement and co can’t do the job of an FA with expertise, a large following/client base and experience. Vet and hire one and begin to develop a rapport.
There are a good bunch as well as a bad bunch. You gotta do due diligence and use discretion. I work with Monica Mary Strigle sh’s big timer in New York w/ over 600 m worth assets under management
I have seen advisors and commentary on them but not one that looks this classy yet phenomenal. She experienced as detailed in the report. I set up a call. How soon should one expect feedback?
Crazy part is this was the best sanitized version in order to make herself sound like a victim and she still sounds like a pretty horrible spouse just listening to the details she's willing to divulge. I love this new "out" called a lack of emotional support which basically means he didn't reflect my exact emotions, which is so selfish. Expecting that response ignores the impact her actions have on him. She's actually lacking the emotional support but she just projects onto him. If he cleans it up again, he'll be enabling her again and she'll do it again because she's not taking full accountability. I usually don't go to divorce but for his health, divvy up the burden via settlement and let her figure it out on her own so she can't blame someone else.
@@bettysmith4527 because she was just so candid about her credit cards and personal loans. There is no way they are $39k behind on bills and floating it with payday loans and credit cards without him knowing, she is spending that on junk.
@@bettysmith4527taking part in her just building up a huge I mentioned spending and my partner just says we're not in dept well that's not even true anyway. You can't control this sort of woman. Apart from hitting them what can you do to control there spending. Talking to a woman has never worked.
If she had called single then it's all on her... Dave expects single people to manage their affairs, so there's no logical reason that a married couple couldn't let one do at least more of that than the other. You need to be logical if you're going to be making these arguments, and right now you are not being logical. You're making excuses, in this case for her, for abusers. She has abused him.
Marriage takes 2 people to make it work, in all stratospheres. Being honest and truthful and ultimately transparent is what saves a marriage and keeps a marriage.
I must have heard a different call. She's done a bunch of dumb stuff with money. She admits it. He put up a wall a few decades ago saying he will not participate in managing their money, even though she's obviously bad at it. She's afraid to tell him because he will freeze her out. They're both wrong. She should have spoken up. He should have been more involved from day 1.
The nerve it takes to rack up 60K in debt and then blame your spouse is truly impressive.
Right
Of course it's what a woman would do.
A woman never takes responsibility
Amen!!
@@briandavis1115you must know very few women then
I'm glad the comments are calling out Dave's hypocrisy.
Is the man safe? Could anyone ask that?
I couldn’t believe Dr Baloney asked if he would “overreact”?
No the man is not safe- he’s got a wildly immature irresponsible wife running his household into the ground.
That's what I'm saying. Like damn
😂
This show is so biased it is a shame
The hypocrisy of this show when it comes to gender is insane! Men should not even call these losers
Man calls he's a selfish child. Woman calls are you safe? sit him down and say I'm scared. Those tears are fake. This guy needs a divorce. She tried to blame the husband wow.
I’m glad I’m not the only one to notice. These guys kill me w that, can’t even watch John’s show without blowing a gasket over his hypocrisy.
@@mikemills12 And Delonys comments section. Bunch of women validating their 🐂💩.
@@mikemills12everyone a women beater to John.
i noticed it too. as much as i watched DR's videos for the laugh, sometimes their bias still managed to make me cringe instead of make me laugh...
Yeah this was especially bad. It's fine to address the issue but they immediately skipped passed her issues and went for the husband's throat.
BS! Husband is working while She is spending his money and blaming him for the debt!
She said he “cashed his check” every week so it sounds like he is blowing his money and she is trying to support the house on her income.
@@catherinewilke5583really because that’s not how it sounded to me whatsoever
@catherinewilke5583 no if you listened without being bitter and wrong she said she gives him $120 or little more weekly to eat and get smokes god forbid he eats while working you women hear what you wanna hear
Reading between the lines, sounds like she is completely responsible for budgeting and the husband is fine with it. For crying out loud, a pack of cigarrettes is nearly $10, can't believe this guy still smokes. Watch Dave's appearance on Oprah 30 years ago. He addresses this situation with a couple in person. Oprah (the feminist btw) takes your approach and completely blames the wife. Dave says the wife is responsible but that the husband also failed in having her budget all by herself from the beginning.
@@mjj8560 Don't be too hard on catherine. She never found a simp she could dig her harpy claws into.
He should be divorcing her. $1-2k would be understandable, but $60k is crazy!
I appreciate how she shifts the blame from her accumulating the secret debt to the husband.
"Ive been managing it all by myself"
So, you're an adult? Congrats! Im about to drive to work on my own, someone laud me with praise, too.
So brave.
honestly it is the guys fault. he should know that his girl is useless, incompetent, and a liar. "how should i confront him" this girl doesn't even know how to use this word (confront). he is the one that needs to confront you girl!!!
this is a lesson for all of us.... dont trust your girl for much... seriously... most of you have a girl that has lied about how many partners they have had. most of us with girlfriends/wives here are in an actual worse spot than this guys situation and we don't even know it.
@@ugabuga1361This. Bang on.
She complains about a lack of support from her husband, but how can he support her if he doesn't know there is a problem? You can't keep your problems a secret and then complain that you aren't being helped with them.
He bailed out of the financial budgeting classes. He could have learned a thing or two about his financial life if he chose to attend.
YUP
@@lisasinervo1633 Back them they didn't need it.
@@lisasinervo1633 He probably bailed out because he didn't understand why it was important because his wife is hiding everything from him. I'm sure he could do a better job as a husband, but the primary responsibility for not dealing with a problem has to rest with the person that knows about the problem, not the person it is being kept from.
@@lisasinervo1633 Doesn't sound like he's the one who needs them.
What bullshit. Just blame the poor husband for your stupid decisions. "He doesnt support me emotionally!!!", guess I should take out 60k in debt and blame him
Forgot that a lot of that was medical???!!!
@@OopThereItIs77777Around 12% was due to medical bills. She caused this problem.
Admittedly Stupid man asking. What does “support me emotionally” actually mean?
@@OopThereItIs77777"medical"? That SHE has neglected to tell HIM about? Sumthin' really messed up on her end.
@@bigbubba4314it means nothing. Anytime the woman is not 100% fully content in a relationship at any time for any reason, it’s obviously the man’s fault
Crocodile tears. She messed up. 60K is a lot of money. Sounds like her fault. Run, husband, run!
Never get married, most marriages fall apart over money.
@@Omar_Zazzle💯💯💯💯💯
You are 100% right
Near god. I don't even have that much in student loans.
He did run. He ran away from the household finances the first time she screwed up. Why give her the chance to go do it again? He sounds lazy. He just doesn’t want to do it
I like when she said she was going to confront her husband about what she did. She isn’t confronting anyone. She needs confronting. She’s coming clean.
This woman is in the wrong and that poor husband is just collecting his lunch money.. and Baloney is asking if she is "safe"??? What a joke
That's on him, he hasn't taken ANY responsibility for their finances and she already did this once!! He is lazy, now he will pay for it. It's def her fault more so, but he has a good amount of ownership for this mess!
Both their faults really
@@bettysmith4527 no...its completely her fault. None of this is on him.
tradcon can but tradcon
its female worship
@@bettysmith4527shut up Betty!!!! If a man called saying the same thing you’d call him abusive!!!
Typical. The woman is a poor victim. The man is always wrong. 60K in debt...its not just household expenses, I bet.
Wife: "I'm a stay at home mom and spent $100,000 on credit cards"
Dave: "Why isn't your husband picking up a 3rd job to cover your needs? He needs to stop acting like a manchild"
I'm so tired of men complaining on the damn internet: " Oh poor me the world blames me."
STFU. You're a man. You're supposed to be a leader. All the red pilled betas out there annoy me. Some of what you guys say is true but almost all the time the persciption is to ignore it and work and lead and provide. This man is in thw worong. He's a shit leader. It is ALL of his fault.
@@Trewq79I've noticed he blames men a lot for the mistakes of women.
to be honest a women should never be in control.... not even 50% like the ramsey solutions says.
women are all over emotional. the man needs to be in control; of the budget, the house, rasing the kids after 5, pretty much control of everything for it to go right. notice how she says my daughter.... willing to bet the kid in college isn't even his...
@@Trewq79 🤣 I saw an older video recently that was exactly this. The poor husband two jobs or something like that, and he was refusing to get a third to help cover all the debt that the wife (stay at home mom) racked up and Dave went off the guy claiming he should grow up. The part of it was, the poor guy was already working overtime on his main job, plus the hours he was putting in his secondary job.
She screwed up and focuses on everything he has done wrong.
John almost finished the call without saying “safe.” Maybe next time.
dr doofus always think the man is beating on the woman when it had nothing to do w that 😂😂
Jokes aside, I can understand why the husband is annoyed. She doesn’t see the irony of paying a financial coach, to help you save money? The mere fact of paying him is getting her into more debt lol.
Also, the husband is probably annoyed with her hysterical crying. All of that intense level of emotion is not necessary. What she needs is simply self control.
He’s always bringing in his own rescue complex. Even Drs have their own trauma.
I swear he's in on it at this point
Where was their talk of financial infidelity? She seemed to be shifting accountability towards her husband, and they are way to keen to do the same.
These guys are pretty traditionally old school in the sense that they don't always hold women accountable for their actions even though they grill men for the same things
It's the man's responsibility to know what's going on.
@@jimroscoviusshut up Jim
@@chuckplainview4085 As a man, and especially as the primary breadwinner, I would not hand over my paycheck and basically say to my wife, "You're responsible for everything; take care of it." You would?! Doesn't sound very manly to me. She should be held accountable, but this dude absolutely needs to man up.
Dave and John ALWAYS always blame the man 100% of the time
"Begged him to take over the loans"? SHE is responsible for this! She learned nothing the first time and then did it again. He's sick of her shite. And rightfully so.
This woman is untrustworthy, and her husband should remove her from his bank account, savings account, bank vault, and invest- ment accounts. She should NOT be in charge of the finances. He should dole out a little exact cash for what she needs.
I had to do the same thing. Now I'm in complete control of my money and my finances are in a much better place. No one but me knows how much is in my account.
Still doesn’t prevent her from taking out loans though. It’s ridiculously easy for spouses to take out joint loans and credit cards without the knowledge of the other spouse.
@@yellowcard1933my other half took a credit card out in my name. Women are an absolute car crash when it comes to money. 80% of dept belongs to woman and they earn substantially less money.
No, he has a mommy.
Husband runs the household into $60k of debt: Dave: "You need to go out and get another two jobs, you need to sell your truck and drive a beater and you need to eat beans and rice for the next two years. What kind of man are you?"
Wife runs the household into $60k of debt:" You need to see a counsellor with your husband".
🎯🎯🎯
She’s 50 yrs old. So I assume she’s not caring for tiny children. How about she go get 3 jobs and pay off the bleeping mess she has made.
They fucked up this call big time, because she's a "victim"...boo fucking hoo
Dave is hypocritical it is disgraceful
She is running the household budget directly into the ground.
The ground is 0.00$.
It is way past the ground, its under water.
If only the poor husband could do something about it, but oh well.
@@masoquistaeo He should send his wife to work, take away her access to the finances, and give her a $120 a week allowance. That would solve the problem...but I bet that's controlling, or financial abuse, etc.
Calls about her own secret debt- blames husband. That's black-belt blame shifting right there.
When asked if she was safe…. She claims HE is passive aggressive
This woman has several degrees of Black-Belt blame shifting.
Something I've noticed about the Dave Ramsey show is that Dave always finds a way to blame men for everything, even when the woman is to clearly to blame.
He’s a simp
He believes men should be the leader of the household, so they're responsible for how the house is run..
@@DamianBadalamentiif that’s the case then as a leader the man has the ultimate say.
He’s a holy roller. What do you expect?
John is gonna ask if she’s safe..
It's the man's fault, and it's up to him to fix this for his wife, according to Dave Ramsey. Those tradcons are the worst when it comes to holding women accountable.
Dave didn’t even blame the man, he literally says she did a bad job. They gave fine advice, not great, but see a marriage counselor is true, this isn’t a debt problem it’s a bigger issue. I swear, Dave’s haters are so sensitive…
@@TonyCox1351 He did blame him.
@@jimmymcgill6778they briefly touched on the fact that the man holds some blame as well, which is true. They didn’t put it all on his feet or lean inappropriately hard on the husband. They gave an accurate appraisal of the situation, including that the woman did a bad job. What a nitpick this channel has become!
One of the things that annoys me most besides the evangelical stuff is that they REFUSE to hold women accountable.
It's always the fault of leaders if you end up in the wrong spot. Women are not leaders, or very rarely. So yes it's his fault in the end.
Amazing these two found some way to relieve some accountability from the woman yet again!
Not holding women accountable is on par for their brand.
How is the Husband at fault here? They should ask is the husband safe
They're BOTH to blame. She's to blame for creating the debt. He's to blame for letting her completely handle the household finances. In a marriage, no one person should be completely responsible for the finances.
That's obviously not true on this one. She obviously has a horrific spending problem and the husband needs to cut up all of her cards ASAP. Some people viably cannot be in control of a households full income because they have no concept of consequence to their debt.
I agree with you. I think what most people are missing is that there are some people who want absolutely nothing to do with the finances. They don’t want to participate or know about it at all. His response in the coaching session was a big clue to that. There are so many deeper issues going on. The debt and spending are only the surface.
@@chuckplainview4085 Husband AND wife should sit down together and develop and implement a spending plan. They didn't. He left full control of the finances in her hand. She created the huge debt. So, her fault AND his fault. They're married. Act like it.
@@tamaradebose Yes!!!!!
Agree he should have stood up to her and gotten a divorce long time ago
John asks if she’s safe. Sounds like this woman is financial and emotional abuser. Poor guy gets his lunch money 😢
Mine is so bad with money I wish I had some money for lunch
I would absolutely love to hear the husband's side of this. My guess is that he would say his wife spends uncontrollably and spends on their adult child.
Her adult child
I bet she has been spending on another man too!!!
Way to throw the husband under the bus. Hes out there working hard and she blames him. Lose her, fast.
John “are you safe” delony 😅
I’m mind blown at the fact that this woman called in admitting she messed up and asked for advice, which was retorted with “Why didn’t your husband do X and Y?” ? She’s a 50 year old, grown woman… her husband not taking as much part in organizing finances is not why she spent $60k behind his back.. wow!
If she was in over her head taking it all on herself she should ask him for help… and if he won’t then she has to make grown up decisions for herself. As a woman I’m insulted at how we’re pretending she didn’t do this by her own free will, even after admitting she’s done it before.
She sounds emotionally unstable and most likely has some type of addiction, shopping, gambling etc.
@@Lil-Whiskies could be, also has nothing to do with her husband 😂
Of course it’s the man’s fault, it’s always the man’s fault never the women
If you are a man and you don't view everything as your fault, you are a weak man and leader of your family. Take accountability.
And of course John and Dave cannot hold women accountable
He better leave her.
"I spent 60K behind my husbands back" ...Delaney: "Are you safe?"
Woman spends $60K. Man bad! I miss anything?
Nailed it
Nope, I think you summed it up perfectly
lol, just about.
I’m happy people are noticing the misandry nature of this show
Honestly one thing I have learned is people don’t want to take accountability both men and women. I work in mental health field and some people truly do not want to be responsible and many don’t even try to improve. Many people about 70 percent I have came across contantly blame others rather than try to improve from we’re they are. If you don’t start by accepting your mistakes and shortcomings and learn from them and grow then than person will stay at their same situation in life
This is what a lot of women love to do. Blaming the husband for anything and everything for their bad behavior. No responsibility. No ownership. Just get emotional and point the finger and turn everyone against the husband
Horse pucky! This woman is poison.
Exactly! Such a manipulative lady. Wouldn't be surprised if she was cheating and she's actually more upset that the sneaky link moved after she bought him a few toys.
Super dumpable
Dudes, if she was afraid of him, she would not have run up the credit, not once but twice! I call shenanigans. Maybe he is afraid of her. IJS
If a man did this John would say “and I’d bet there are other things you don’t want her knowing?”
God forbid the guy takes some lunch money out of his paycheck. Oh my goodness, young gents, please do not get married. The system is broke and it will burn you if you play the blue pill game.
Horrible call. Horrible advice!
Basically, if we trust our wife to budget and she screws up, it’s our fault for trusting her lol.
Doesn’t she have a responsibility to speak up if she can’t handle it?
She did. AND she asked him to go with her to financial coaching and he wouldn’t. If he doesn’t want to deal with the finances and put it all on her, he is just as much at fault.
@@crazeekids9744on second listen, you’re right.
I don’t know how many husbands who know their wives can’t handle money and voluntarily keep them in that position. Either he’s negligent or she’s embellishing something in this story.
@@crazeekids9744 so you ask for help to move a mirror because you know you can’t do it yourself, someone won’t help you, so you decide to just move it anyways and blame them when you shatter it? Sorry love, that’s not how the world works.
If her husband not helping her was the reason she was spending all this money, it’s HER FAULT for being petty and letting it get to the tune of 60,000 (I don’t think you realize how much money that is…). If her husband is so deadbeat that this is all his fault, it’s her also fault for letting herself stay in that situation. Because she would’ve known it was heading nowhere.
Forget about the fact that she admitted she’s spent money behind his back before… that certainly doesn’t show any pattern of behaviour
@@VLS1998t compares managing household finances to moving a mirror, but I’m the one who doesn’t understand how the world works. 😂. Yeah, you really told me. 👏. 👏. 👏
I actually would blame my husband if he refused to help me, and then the mirror broke because his expectations were too high.
Caller: "So my husband" John "lemme stop you right there, R U sAyiF?"
This level of financial infidelity should be a DEALBREAKER.
8 minutes of the wife gaslighting her husband in a subtle way
Been married almost 17 years. Even before we were married we were both 100% transparent about our finances. And to this day that still rings true, no major purchases are made without both parties knowing, and agreeing, on it. While not 100% the same, this situation is damn near like cheating on someone!
If I sound sad they'll blame the husband instead. Weak!!!
Trust not a woman when she weeps, for it is her nature to weep when she wants her will. - Socrates
Exactly
She was totally playing the poor little "victim".
🙄 This call was infuriating on so many levels. So this husband has completely shut down after the first time she had ruined their lives through financial infidelity and now he's to blame for her doing it again.
This video right here is why The Ramsey Show will never become as big as it could. He will dish out hard truth to men, but the second some crying woman calls in looking for any excuse that will get her out of what she has done... go with her narrative of blame shifting.
"Are you safe?"
More like "Are you kidding me?"
John just green lit any reaction he does have to a threat to her safety. This is why he shut down completely after the first time.
Men have been told they are not allowed to react to being wronged. So she did it again and she will keep doing it because she is an abuser.
I hope he finds the strength to divorce her.
Exactly! and women today wonder why men are avoiding marriage.
@@atomicprince929 I don't wonder at all. I question the minority of men using it as an excuse because they're fearful, but when you are not doing it out of fear, but the objective reality of the options available to you... and this woman is your option... stay single. Holy cow. Stay single.
Sounds like she's going on 90 years old .
Exactly !!! And she mentioned she is 50?!?!!! Wow, more like 80 by the sound of her voice 🤷🏻♂️
@@SergioFernandez-cj4mtshe’s trembling. I think that’s why they ask if she’s “safe” but if I was a betting man I’d say she’s trembling because she thinks Dave is going to grill her because deep down she knows it’s entirely her fault
Blame the guy. That didn't take long..
I hope Ramsey Inc. reads these comments.
She says ‘I racked up 60K in debt and I’m trying to figure out how to “confront” my husband about it’. WTF? This woman is psycho.
And they wonder why folks don't want to get married and keep finances separated
If a man called in with the same issue, they would have ripped him a new one
Why don't they call the woman out when they are clearly in the WRONG
Her next step? Duck. Unforgivable. 50 and sounds 75. Ya she takes out personal loans and doesn't tell him and it's his fault? Time for a job lady.
My gosh why'd i click this one. Instantly they treat her like a victim. If it were a man the great dr would be throwing insults at him
First to watch this lady grift on her husband.
Do not get married fellas.
I'm done with Dave after this call! No more!!!
She secretly incurred major debt and blames her husband? My advice to her husband: "Sell your wife."
Odd choice of words for her to say “I don’t know how to confront him about it”. And this is her second time with getting in debt. What a crock regarding the reason she is in debt is because her husband is not “emotionally supportive”. I would love to know what type of “$7,000 medical debt” she accrued for the daughter without him knowing about it. What about health insurance?
Oh boo hoo, cue the waterworks. She’s such a “victim”. He should divorce her.
Just wow dave. Grow a pair and stop coddling her. She is wrong, you are both wrong and should be ashamed of how you handled this.
I don't understand how there are so many married couple that have one spouse clueless about the finances. That is not how partnerships work.
I wish I could be clueless about the finances. I have nightmares about it all the time.
Women call on these shows, have these types of issues of building up secret destructive debt, and then blames the husbands and the Ramsey team always blames the husband too. Like bro the double standard is real!
I am a woman and I call BS on this. She committed financial infidelity and they're trying to make it like she paid all the household expenses and fell short lol. They should have asked what the household income was and the actual bills to run the house. She's probably buying a bunch of crap online.
Thank god the comments aren't as insufferable as these two!
This woman is irresponsible and does not deserve her husband. He needs to divorce her !!
Women like this give all of us a bad name.
If a man called in with this exact scenario, Dave would’ve ripped him apart. The hypocrisy on this show is so ridiculous.
*woman gets her family in 60k worth of debt*
dr doofus: are you safe? is he gona hit you?
🤦♂️
His only fault was letting her run the finances. She already showed before she can't be trusted that was a dumb move on his part.
His mistake was getting with her in the first place.
Aaaaaand this is why I’m not married
And will never be…
Lucky bastard...🤣🤣🤣🤣
Funny, she was getting advice from a Ramsey coach and still fell into debt. Bravo lady. 🙄
My mother was just the opposite. She handled all the finances and one day my father got mad because she had a bunch of money saved that he didn't know about.
He doesn't deserve a woman like that then.
"Why was he upset?" Seriously?
Because he trusted her dumbass Dave!
Hey Dave, before I stopped dca-ing into my retirement account, it was 220k and has now depleted to 175k in the past year due to rebalancing I did out of fear uncertainty and doubt. What are best alternatives to take in other to secure a financially free retirement and achieve ultimate peace? I don’t want to fail after 42 years of working hard.
If you want to rebuild your retirement by yourself, without the help of a partner, I will tell you it is near impossible. Even NewRetirement and co can’t do the job of an FA with expertise, a large following/client base and experience. Vet and hire one and begin to develop a rapport.
How can one get to interview advisors? And what questions should you ask?
There are a good bunch as well as a bad bunch. You gotta do due diligence and use discretion. I work with Monica Mary Strigle sh’s big timer in New York w/ over 600 m worth assets under management
I have seen advisors and commentary on them but not one that looks this classy yet phenomenal. She experienced as detailed in the report. I set up a call. How soon should one expect feedback?
Looks good. I hope my email doesn’t end up ignored, lady is very young for that experience and looks quite brilliant. Thanks for sharing.
Is her husband safe?
No
Man up and get married guys. This could be your future
Dave to 15 year olds: "paint or get off the ladder"
Dave tells everyone to get married 😂
I mean it wouldn’t happen if the man knows what’s going on with his finances.
@@JGSH13 it also wouldnt happen if the woman just didn't do it
Notice she said it's her daughter and not theirs. She wasn't thinking about the husband when she was going farther into debt.
They’ve been married 29 years; how do you know that’s his daughter?
If this woman was calling in and saying that her husband has this debt then John would tell her to divorce him
Dave: so your husband doesn’t make enough money and you have to do what you have to do to pay the bills. You’re a hero!
You rather tell a stranger than a husband of 29 years smh
Crazy part is this was the best sanitized version in order to make herself sound like a victim and she still sounds like a pretty horrible spouse just listening to the details she's willing to divulge. I love this new "out" called a lack of emotional support which basically means he didn't reflect my exact emotions, which is so selfish. Expecting that response ignores the impact her actions have on him. She's actually lacking the emotional support but she just projects onto him. If he cleans it up again, he'll be enabling her again and she'll do it again because she's not taking full accountability. I usually don't go to divorce but for his health, divvy up the burden via settlement and let her figure it out on her own so she can't blame someone else.
I’ve managed household money on my own with very, very little emotional support so no excuse to go into debt like that.
This is insane. She basically lies to him about finances, so he gets pissed off about it and it's somehow still his fault. That's awesome...😒
Well he is being lazy and irresponsible by not taking part in the finances every month, you know, like an adult... so!
@@bettysmith4527 because she was just so candid about her credit cards and personal loans. There is no way they are $39k behind on bills and floating it with payday loans and credit cards without him knowing, she is spending that on junk.
@@bettysmith4527taking part in her just building up a huge I mentioned spending and my partner just says we're not in dept well that's not even true anyway. You can't control this sort of woman. Apart from hitting them what can you do to control there spending. Talking to a woman has never worked.
😂😂whenever I feel bad about my financial situation I come here and I feel better. My dude he better signed a prenup.
This shouldn’t be allowed to happen. Both people in a marriage should have to sign for any debt. So sick of this sh*t.
Now that man needs to drop her, she's a liar
Honest question to these talk show hosts. What more could this woman have done for them to take the man's side and say she was in the wrong.
John Baloney and Super Simp Dave Ramsey! What a duo!
We just need Captain Save a Ho Coleman to chime in as well.
I will never take their advice again because of this call…
If she had called single then it's all on her... Dave expects single people to manage their affairs, so there's no logical reason that a married couple couldn't let one do at least more of that than the other. You need to be logical if you're going to be making these arguments, and right now you are not being logical. You're making excuses, in this case for her, for abusers. She has abused him.
The double standard when it comes to men and women is mind-blowing.
Marriage takes 2 people to make it work, in all stratospheres. Being honest and truthful and ultimately transparent is what saves a marriage and keeps a marriage.
I must have heard a different call. She's done a bunch of dumb stuff with money. She admits it. He put up a wall a few decades ago saying he will not participate in managing their money, even though she's obviously bad at it. She's afraid to tell him because he will freeze her out. They're both wrong. She should have spoken up. He should have been more involved from day 1.
Agreed! And, women should accept some of the responsibility for what may happen to them when they dress a certain way. 🙄
Dave simping again
This why dave is just a bad advisor. Puts the blame on him not looking at the entire picture