THESE are the Best 5 Chase Credit Cards of 2024

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  • เผยแพร่เมื่อ 10 พ.ย. 2024

ความคิดเห็น • 124

  • @johnsfinancetips
    @johnsfinancetips  ปีที่แล้ว +1

    Check out my any top card offers here:
    bit.ly/johnsfinancetips

  • @JoseLopez-ju4wm
    @JoseLopez-ju4wm หลายเดือนก่อน

    so how do you apply for the bonus again? I didn't get that part😢

  • @Bompton5x
    @Bompton5x 8 หลายเดือนก่อน +1

    Stop blinking so much

  • @matthewgonzalez6766
    @matthewgonzalez6766 8 หลายเดือนก่อน

    I know that if I get the chase trifecta I can use my points to transfer to the CSP or the CSR. Can I also transfer my points with Amazon and Southwest cards to the CSP or the CSR?

  • @Yolopanda1_
    @Yolopanda1_ 8 หลายเดือนก่อน +2

    Thank you for the video! How do I renew my intro bonus on the Freedom Unlimited? Do I just call them up and ask?
    Do you have a link to a “Best Gas Card” or “Grocery card” video I could watch as well?
    Love the content John!!

  • @JR6Lara
    @JR6Lara 8 หลายเดือนก่อน

    So I'm considering getting the freedom unlimited, but I probably wouldn't get any other chase card till next year. Would I still be able to use the points from the freedom card in travel if I don't use my points until after I get a travel chase card?

  • @jonathanlauron3046
    @jonathanlauron3046 3 หลายเดือนก่อน

    Hi John. I watch your videos especially the travel part where you book flight for points. I am wondering why only book one way business class and how do you get back?! In economy class?!

  • @misbahsusmonom961
    @misbahsusmonom961 10 หลายเดือนก่อน

    does anyone know how does the pairing credit cards work?

  • @ArtemioSilva
    @ArtemioSilva 8 หลายเดือนก่อน

    I have the Amazon card and the Wells Fargo Autograph. I’m looking for another card, should I go for a Master Card?

  • @De_Guatemala
    @De_Guatemala ปีที่แล้ว +8

    Yesterday I booked the Maui Ritz Carlton over Christmas using the Ritz Carlton annual free night award. One certificate gave me a $1,760 room, for an effective $150 annual fee. I use the $300 airline credit to lower the $450 annual fee.

  • @jcruise1152
    @jcruise1152 11 หลายเดือนก่อน +1

    Does the Amazon prime Visa card show up on your chase app ?

    • @rmcgraw74688
      @rmcgraw74688 9 หลายเดือนก่อน

      Yes it does 😎

  • @geraldalves9107
    @geraldalves9107 ปีที่แล้ว +49

    Their main cards are in serious need of a revamp. I did jump on the 5% gas and grocery offer for the Flex but I don't see a ton of usage on the card after the first year. The fact that none of their main cards offer a gas or groceries multiplier is a travesty.

    • @scremingwhisper1720
      @scremingwhisper1720 ปีที่แล้ว

      Amazon fresh also whole foods if you are lucky to be in a area with one.

    • @nishankamin
      @nishankamin ปีที่แล้ว +11

      Whole foods is a robbery. Everything is overpriced compared to other groceries/supermarkets

    • @Shermoose
      @Shermoose ปีที่แล้ว +2

      Amex bcp 6% groceries
      Citi custom 5% gas
      Flex 3% dining
      All I can think of for the flex otherwise I agree, a better dinning card like for instance a second custom cash (another citi card product swapped) for dinner

    • @Adiscretefirm
      @Adiscretefirm ปีที่แล้ว +3

      My year of 5% grocery on the Flex ends in March, hopefully the Unlimited is offering the same by then. Or the Flex has it as a quarterly category until it comes back.

    • @johnsfinancetips
      @johnsfinancetips  11 หลายเดือนก่อน +3

      I wish they could give the CSR some juice without cranking up the AF...

  • @SpencerJohnsonOfficial
    @SpencerJohnsonOfficial ปีที่แล้ว +13

    The Sapphire Reserve is definitely underrated in my opinion. I just recently upgraded my Preferred to the Reserve and I’m stoked to get a ton of value from it over the years. Great stuff in this one! 👊🏼

    • @KimberlyWalton
      @KimberlyWalton ปีที่แล้ว +1

      did you get the sign up bonus doing that?

    • @johnsfinancetips
      @johnsfinancetips  11 หลายเดือนก่อน +2

      CSR will always have a special place in my collection for sure. 50% bonus is solid. But it just feels like it's getting a long in the tooth, some additional juice would be nice.
      But congrats on the upgrade and welcome to the lounge life hahaha

  • @garetharami
    @garetharami 8 หลายเดือนก่อน

    Can you make an in depth video of the chase southwest cards? Would like to know more about the companion pass. There is also a limited time offer to get the companion pass by opening a new account.

  • @viacheslavkrasin3119
    @viacheslavkrasin3119 10 หลายเดือนก่อน

    How chase rule does if you are an authorized user cards ? Does it counts as applications?

  • @keithcarter74
    @keithcarter74 10 หลายเดือนก่อน

    @johnsfinancetips if I get a Southwest Companion Pass with the two SW cards, can I buy my ticket with Chase transfer partner points and then get my wife's ticket through the Companion Pass?

  • @SplendrClips
    @SplendrClips 7 หลายเดือนก่อน

    you deserve wayyy more followers. I prefer your videos over other people because you’re super laid back and friendly. good work!

  • @antoniavalderrama7365
    @antoniavalderrama7365 ปีที่แล้ว +8

    You can’t transfer points earned from the prime/Whole Foods card to chase ultimate rewards/travel partners

  • @travel.life.dreams
    @travel.life.dreams ปีที่แล้ว +6

    I literally ignored chase 5/24 because I wasn't a fan of the sapphires. Now I'm stuck at 5/24 and I want the ritz Carlton. I'm like a year and a half away from getting it

    • @De_Guatemala
      @De_Guatemala ปีที่แล้ว +4

      Ritz Carlton is the best travel credit card. I use mine constantly.

    • @johnsfinancetips
      @johnsfinancetips  11 หลายเดือนก่อน +1

      lol since I came up in the 2015/2016 travel hacking era I lived under the trauma of 5/24 always hahaha

  • @Charismaztex
    @Charismaztex ปีที่แล้ว +3

    All these sign up bonuses, but the easiest way for the 1% is to have an internet presence and get people to use your referral links.

  • @emmanuel4576
    @emmanuel4576 9 หลายเดือนก่อน

    I have always wondered if it’s better to use my credit card to get some gas or just my debit card. Can you help me/us with that.
    I love your videos and I have been taking a lot of notes from them💖🤝🏼

  • @ssisnum1
    @ssisnum1 10 หลายเดือนก่อน

    Hey John can you make a video about American Airlines credit cards?

  • @RickCruz-pi8td
    @RickCruz-pi8td 11 หลายเดือนก่อน

    How do I get the double cash back? 5% on all purchases?

  • @brandondennis5294
    @brandondennis5294 10 หลายเดือนก่อน

    Hypothetically if I get approved for Chase Freedom Unlimited card and apply for the Sapphire Preferred let’s say 3-6 months later, I’m ineligible for the 60K point bonus because I had already gotten the $200 cash back reward bonus from the CFU?

  • @EthanPatrick_CreditCards
    @EthanPatrick_CreditCards ปีที่แล้ว +10

    If I could add business cards to the list I would definitely say the Ink Business Cash & Unlimited cards as well. 90k welcome bonuses, great earning categories and no annual fees. Such great cards.
    Awesome list John. Glad you included the Ritz card!

    • @johnsfinancetips
      @johnsfinancetips  ปีที่แล้ว +1

      Love the Inks! Good idea on a follow up list including business cards!

    • @c0horst
      @c0horst ปีที่แล้ว

      The Ink Unlimited is great; huge SUB then you set it to auto pay your cable bill and then sock drawer it.

  • @reedallidap7173
    @reedallidap7173 10 หลายเดือนก่อน

    I have the freedom flex, the prime visa, I'm looking to expand and add a chase card to improve on travel rewards. what do you suggest?

    • @kakashimoto9916
      @kakashimoto9916 4 หลายเดือนก่อน

      Most will say the Chase Sapphire Preferred is good for travel.

  • @benjaminlehman3221
    @benjaminlehman3221 11 หลายเดือนก่อน

    18:05 do I have to cancel the card before I can get the sign up bonus again?

  • @anthonyescudero8702
    @anthonyescudero8702 11 หลายเดือนก่อน

    What are the requirements to get approved for the chase freedom unlimited card? Like credit check proof of income? I don't bank with chase

    • @taylortagliavia6912
      @taylortagliavia6912 11 หลายเดือนก่อน

      I am a college student with 703 application was easy and i got approved immediately

  • @carsonwilliams2633
    @carsonwilliams2633 ปีที่แล้ว +1

    I just got the Chase Unlimited with the affiliated link. Do I still get the benefits even though I got the chase freedom flex less than 24months ago?

    • @johnsfinancetips
      @johnsfinancetips  11 หลายเดือนก่อน

      yup Freedom unlimited and Freedom flex are different products so you'll be able to get the offer

  • @JonathanRodriguez-ku2ck
    @JonathanRodriguez-ku2ck ปีที่แล้ว +2

    If I have had the Chase Reserve card for years what do you recommend I should do? Keep it or use a different one? And if a different one which one?
    In other words which should be my new top teir card? Thanks

  • @kaina732
    @kaina732 10 หลายเดือนก่อน

    I just need to apply for the CSP or CIP and product change my Bonvoy Boundless to the Ritz-Carlton to have all 5!

  • @zyzzuschrist3410
    @zyzzuschrist3410 ปีที่แล้ว +4

    Do we have to wait until 2024 to get these Chase cards? Or can we get them in 2023?

    • @travel.life.dreams
      @travel.life.dreams ปีที่แล้ว +3

      I'm assuming you mean for the Southwest cards. If so, yes you can get them this year, but the trick is to not hit the sign up bonuses until January so you get the 2 year companion pass

    • @johnsfinancetips
      @johnsfinancetips  11 หลายเดือนก่อน

      echoing the comment above me you can get them in 2023 but you don't want the points to hit your account till 2024

  • @ep411
    @ep411 11 หลายเดือนก่อน

    Question: I got the Chase unlimited with the new bonus that doubles everything for the first year. If I send someone my referral link, will that new person also get that double bonus for the first yr even though it doesnt say anything about that when clicking my referral link?

    • @johnsfinancetips
      @johnsfinancetips  11 หลายเดือนก่อน

      Good question. They will get the bonus that the referral link states which may or may not be the double everything for year 1. You’ll just have to take a look at it.

    • @ep411
      @ep411 11 หลายเดือนก่อน

      @@johnsfinancetips I called chase to confirm what you just said, oops! i messed with two referrals then lol.

  • @ryanlane7114
    @ryanlane7114 11 หลายเดือนก่อน +1

    Hey John, can you transfer the "cash back" points from say the Amazon card to the Sapphire Reserve card the way you can from the Freedom Unlimited card? Similarly, are the southwest points technically chase points? or are they southwest points? If I already have southwest points can I combine them?

    • @prevaloir5362
      @prevaloir5362 11 หลายเดือนก่อน

      Southwest and Amazon both get their own point type that's different from Ultimate points, the points you'll get from Chase trifecta cards. So unfortunately no.

  • @darksoulhunter15
    @darksoulhunter15 ปีที่แล้ว +3

    Hey John thanks for the video I used your Link the other day for the freedom Unlimited do you know if you’re supposed to get specific documentation from chase that you’re getting the offer Match offer?

    • @tracyhorace
      @tracyhorace 11 หลายเดือนก่อน

      Following. Exactly, how do you know? I called in and they don't even know about this matching offer.

  • @ep411
    @ep411 ปีที่แล้ว

    Dumb question, if I get a Southwest card, do those pts come in as UR pts which I can transfer to a sapphire which then I can transfer to travel partners, or is this its own portal for Southwest only?

    • @KingGreen78
      @KingGreen78 ปีที่แล้ว

      Partner cards are not UR points, only chase cards are ,eg freedom,and sapphire cards

    • @ep411
      @ep411 ปีที่แล้ว +1

      @@KingGreen78 ahhhh interesting

    • @ep411
      @ep411 ปีที่แล้ว +1

      Thanks for the info!

  • @Milkinporsche
    @Milkinporsche ปีที่แล้ว +3

    I agreed with the ranking.

  • @stealthydaud5810
    @stealthydaud5810 ปีที่แล้ว +1

    Does the chase travel portal price match?

  • @JacobsPointsAndProfit
    @JacobsPointsAndProfit ปีที่แล้ว +2

    Those Southwest cards are always appealing for the companion pass but I just don’t know if I fly Southwest enough to justify two applications for them

  • @CharlesDenny-to8ij
    @CharlesDenny-to8ij ปีที่แล้ว +1

    Could you review the Amtrak Mastercards? They seem to have good value.

  • @runforrestrun2428
    @runforrestrun2428 ปีที่แล้ว +2

    How was secrets Moxche?! I am planning a trip soon and was wondering what did you think of it

    • @johnsfinancetips
      @johnsfinancetips  11 หลายเดือนก่อน +1

      I don't do much resort travel but I would say 10/10. Compared to the Hyatt Zilara in Cancun this was like a night and day. The biggest win for me is the fact that the food at all the restaurants is actually good. All you can eat sashimi? Yes please hahah I would stay again!

    • @runforrestrun2428
      @runforrestrun2428 11 หลายเดือนก่อน

      @@johnsfinancetips thank you for your feedback!! I really appreciate it. Going to use my points for a 4 night stay there. Love the content you provide!!

  • @Bompton5x
    @Bompton5x 8 หลายเดือนก่อน +1

    U try to hard cuhhh

  • @ow5966
    @ow5966 ปีที่แล้ว +5

    Bro just got an email that the Bilt card just added Marriott as a tranfer partner!!! OMG!!!

    • @tarrius1210
      @tarrius1210 ปีที่แล้ว +2

      They mocked Chase and added additional international partners. Bilt will be my next card issuer.

    • @johnsfinancetips
      @johnsfinancetips  11 หลายเดือนก่อน

      Bilt is doing big stuff always

  • @AsthaKhare
    @AsthaKhare ปีที่แล้ว

    What do you mean by stack the freedom and preferred?

    • @dizzyMongoose
      @dizzyMongoose ปีที่แล้ว

      Chase allows you to transfer points from some Chase cards to another. So, if you have the Freedom Flex and/or Unlimited and a Sapphire card, you can transfer the rewards points from the Freedom cards to the Sapphire, and then take advantage of the Sapphire's point boost or the transfer partners that you couldn't use under the Freedom cards. This strat is the basis behind the famous "Chase Trifecta" (or any credit card bi/tri-fecta), where points from all the cards in the trifecta can be consolidated to the travel card. The idea is that you can earn points with multipliers in a lot of different categories with all the cards, then group all the points on the card that gives you the most points value. You can find other vids from Mr. Liang or many other TH-camrs about trifectas.

    • @Shermoose
      @Shermoose ปีที่แล้ว

      The ports, the sapphire offers will grant you better points and with the freedom double points back you take those points and put them through sapphire travel portal

    • @AsthaKhare
      @AsthaKhare 11 หลายเดือนก่อน

      So basically if I have sapphire preferred and then get freedom flex and then shop n dine with freedom flex I get double points?

  • @crimsonk3178
    @crimsonk3178 ปีที่แล้ว

    @johnsfinancetips Thank you, John, for yet another fantastic video! Bos-Logan Airport is my home base too, and currently, I've got the Bilt, Amex Gold, and Venture X as my trusty travel companions. With one of the two Sapphire lounges nestled in Boston, I'm contemplating whether to elevate my card game with either the CSR or Ritz Carlton after maxing out on my VentureX SUB. Any pearls of wisdom to share? Also, navigating the 4/24 Chase rule, so any advice would be golden. Thanks a bunch!

    • @johnsfinancetips
      @johnsfinancetips  11 หลายเดือนก่อน

      Fellow Bostonian!! You can actually get into the Sapphire Lounge via Priority Pass from other cards but I think you only get 2 entries per year. With Priority Pass from CSR it's unlimited entries
      The lounge is between B and C terminals so if you fly UA, AA, and B6 it's an amazing value add.
      I think now it's time to figure out where you want to travel and how you want to travel, from there pull in the highest SUB possible from the most cards possible. That's how I did it way back when I first got going in the travel hacking space. BOS > HKG on Cathay First was my first redemption, pulled it off using AS miles.
      As for 4/24, I would strongly recommend getting business cards

    • @crimsonk3178
      @crimsonk3178 11 หลายเดือนก่อน

      @johnsfinancetips
      Really thoughtful advice, John! My Venture X provides one entry to the Sapphire Lounge (which I haven't used yet). Also, I just reached my Amex Gold sub (60k MRs) and should hit the 90k miles from VX's sub in a week or two.

    • @crimsonk3178
      @crimsonk3178 11 หลายเดือนก่อน

      @@johnsfinancetips
      I'm gearing up to make the most of my Amex Points and Capitol One miles as well. Any recommendations on the best way to utilize them? Also, I'm intrigued by your mention of business cards. I'll be doing some research to see if I qualify as a sole proprietor based on your recent post. Any specific tips on that front?

  • @sudhisira
    @sudhisira 11 หลายเดือนก่อน

    Thanks to the link for the Matched Cash Back offer. Online, I see the offer of "5% Cash back on combined gas station & grocery store offer purchases (not including Target or Walmart), on up to $12,000 spent in the first year." I wonder if there is someplace we can get both the offers together at the same time!

  • @ZATCER
    @ZATCER ปีที่แล้ว +1

    Do you realize what “pop a squat” refers to?

    • @johnsfinancetips
      @johnsfinancetips  11 หลายเดือนก่อน

      tehe

    • @johnsfinancetips
      @johnsfinancetips  11 หลายเดือนก่อน

      I know when people are usually on that youtube game...

  • @wilsonramos2681
    @wilsonramos2681 10 หลายเดือนก่อน

    Thank you so much for the information! You give us its so helpful . I would really appreciate if you can do a video about the navy federal flagship credit card

  • @johnwick860
    @johnwick860 ปีที่แล้ว

    does AU of Chase Ritz Carlton also get the Bonvoy Gold hotel status?

  • @ow5966
    @ow5966 ปีที่แล้ว +1

    The Bilt is THE card now!!! Bro

  • @tracyhorace
    @tracyhorace ปีที่แล้ว

    Applied and received the Chase unlimited card NOT using any affiliated link. And i was told i don't get the matching offer!! Help and why !!

    • @johnsfinancetips
      @johnsfinancetips  11 หลายเดือนก่อน

      Unfortunately that's because the public offer does not offer the matching :(

  • @keithcarter74
    @keithcarter74 ปีที่แล้ว +1

    @johnsfinancetips once the 24 months for getting the Freedom Unlimited is over, do I need to close the card out and then sign up for a new Freedom Unlimited or is there a way to get the sign up bonus without closing the card out or doing a product change of the old card to something else?

    • @johnsfinancetips
      @johnsfinancetips  ปีที่แล้ว +2

      Great question, unfortunately you do have to product change but it’s fairly straightforward just to call them to produc change your Chase freedom unlimited to a vanilla Chase freedom. Once you product changed, you can then go ahead and apply for the Chase freedom unlimited again to get another bonus.

    • @keithcarter74
      @keithcarter74 ปีที่แล้ว

      @@johnsfinancetips What if I already have a Freedom and a Freedom Flex?

    • @kennethmartin6349
      @kennethmartin6349 ปีที่แล้ว +1

      @@johnsfinancetips you can still convert a freedom unlimited into the og freedom???

  • @vigi401
    @vigi401 ปีที่แล้ว

    Picked up the CSP in May of 2022, and the CFU back in Febuary for the 5 x groceries. I am not eligible for any bonus at the moment. Don't fly Southwest. So I am still just rocking my Chase Duo 😂. Maybe I'll get CSR in 2026 when my SUB is available.

  • @gardeners.anonymous
    @gardeners.anonymous ปีที่แล้ว

    Bro last time I checked it ain’t 2024 yet 😂

  • @jameswells7754
    @jameswells7754 ปีที่แล้ว

    Always thought it was 4/24 not 5/24 😅

  • @wesleylin2200
    @wesleylin2200 ปีที่แล้ว

    Nice

  • @lucifero__
    @lucifero__ ปีที่แล้ว +1

    I'm slowly building my credit, currently around 700. Any advice for good ways to build?

    • @psaltamontes6715
      @psaltamontes6715 ปีที่แล้ว

      Im on the same train. Would love to read his answer.

    • @travel.life.dreams
      @travel.life.dreams ปีที่แล้ว +1

      Keep your utilization low, never miss a payment (even if it's just minimum), don't close oldest credit card (length of history matters)

    • @johnsfinancetips
      @johnsfinancetips  11 หลายเดือนก่อน +1

      700 is solid! But guy would be this is likely just a time thing. As long as you pay on time and in full you should be good

  • @AdamBA380
    @AdamBA380 ปีที่แล้ว +2

    4.9k likes with under 1k views WTF is going on here? And 9 comments? Again, 4.9k likes?
    Solved: TH-cam is showing 4.9k likes on EVERY video I watch. Anyone else getting this?

    • @johnsfinancetips
      @johnsfinancetips  11 หลายเดือนก่อน

      woah that's a weird glitch. hope it got fixed!

    • @AdamBA380
      @AdamBA380 11 หลายเดือนก่อน

      @@johnsfinancetips yeah it happened again a week later in every video I watched 🤷🏼‍♂️

  • @proto4529
    @proto4529 ปีที่แล้ว +3

    Nice vid first