The best place to invest between treasury bonds, money markets , saccos and chamas | LNN
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- เผยแพร่เมื่อ 6 มิ.ย. 2024
- Ever wondered where to best invest and get great returns?
Well, on today’s episode of LNS, we get to rebuild with Susan and learn extensively the truth about treasury bonds, money market funds, saccos and chamas and which gives you great profits
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Key takeaways:
1. Invest in a place where the return is higher than the rate of inflation
2. Money is valuable to you when it is working for you
3. Living below your means now increases your means for the future
4. Being broke after impressing is different with being broke after investing
5. The goal is not to look wealthy but to be wealthy
Nuggets of wisdom 🙌
When it comes to money, HOPE is not a strategy 👏👏👏👏👏
What is her channel called
❤❤❤❤❤❤❤❤❤❤
@@wambuikimani9652it's called @Susan.wanjiku
@@wambuikimani9652 Susan Wanjiku
Thank you so much for having me over Lynn. I really enjoyed this conversation. 🙏
Really great having you🙏🙏🙏
You are incredible:)
You are amazing Susan, I've learnt so much from you ❤
You teach with so much ease
Hi Susan..
I need your coaching urgently..
How can I get in touch
My coach....
So how exactly can we guard against the coming financial reset for 2024? Like what are really the best strategies to make our portfolio recession proof against the incoming financial reset? I'm very worried about my $110k stock portfolio.
Knowledgeable Investors know where and how to put money during a crisis in order to reduce risk and maximize returns. See a market strategist with experience if you are unable to manage these market conditions.
I agree, having the right plan is priceless. My portfolio is well-suited for any market and recently doubled since early last year. My CFP and I are aiming for a seven-figure goal, which might take another year to achieve.
Great gains! Can you share your CFP details? I'm gaining more cash flow from my job and want to invest in stocks and alternative assets to build wealth.
'Amber Dawn Brummit' is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
This young girl speaks like she has been around for 50 years! Very knowledgeable and very informative!!! Impressive!!!
😊😊😊
Sure very very impressive
Even if she speaks for 8hrs I'll still listen to her cause she makes sense in every statement she makes❤❤❤
Same here !!!
Same here
Me too
Lynn, yani hapa ni classroom. I love being in the LNN network because it's like attending a prestigious school without paying school fees. You literally teach us about EVERYTHING; relationships and marriage, business, investments, family, religion and spirituality, giving back to the society eeei ain't we blessed to have you. One day I will be your guest to shade some light on life abroad, please panga utembee France pia 😊.
Super excited for this episode because the amount of time and money I have spent on chamas and saccos I need to know if this has a future or not. As Always ROAD TO 1M. 🎉
😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😅😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😅😊😊😊⁰ⁿ😊😊😊😊😊😊😊
What is the minimum number of years for infrastructural bond and what is the minimum amount for this investment
Thank so much for this educative session. Very impressive. 👏🏽👏🏽
Thank you so much, waiting for next time class
😊😊
The fact that we can get this for free is amazing
Sue was focused and confident. Classmate and roommate. Celebrating her success.
Being broke after investing is not same as being broke after impressing
You can say that again 😅😅
Very educative!!
The book in waiting
This is me😅
You're very right
Watching while in my bed as always. Am 38 but financially free coz l started investing in business early. Looking forward to educate my fellow Kenyans soon
Please educate me, I'm all ears
Please start withbme l'm also 38yrs
Please do
interested
Lucky you but i think you should still get out of bed & walk around or do something...as an investment to your other non - financial portfolios
Thank you Susan. I can't imagine how accomplished you will become by 40. I see you winning awards. 🎉
I recently got my job at 22 years and I want to start investing as early as now.... thank you so much lynn this was an eye opener ❤️
Please please...time is your advantage. Your age is your wealth...please start and stick to it. At 30 you will be miles ahead
Lynn... This is the best show you' ve brought this year. Very informative of all the shows. People are illeterate financially out here, plis bring people of this calibre more. Experts in their area of specialisation.
Thank you so much Suzzy.
Exactly I agree with you
I agree 💯
I agree totally.... bring more of this
1.Make money
2.Keep money
3.Multiple money
O waooo,learnt so much.Will embark on wealth creation.
Hi Susan,
This is mrs Gichuru your Roysambu primary teacher. Congratulation. You are are doing a good job. I w
ould need help from you
❤
this is a super girl,
Were you her maths teacher, if i may ask?
😂😂😂😂😂aiiiuuu mwalimu wa maths run
Mwalimu ulimfuza somo gani?
I learnt something today. "Being broke after impressing is not the same as being broke after investing.
Black tax is very emotional. Its sickening, its painful. Its not that we dont want to help, but its overwhelming. Whenever you receive a phone call from home you dread. Because money has to be part of the solution. Mungu atusaidie
Can't agree more
I know 😢😢
😢 I know!
Black tax means helping people?Please educate me coz I help so many people
Can someone tell me more about black tax please
Susan helped me so much in savings! Yani I’m so grateful for her. A year listening to her and following along with the good stuffs she shares changed my life. I was able to save a lump sum for the first time. She is a gem❤️ sending you love from Tanzania 🇹🇿
Glad to hear this🙏
Susan is really a gem❤
😢😢😢 I should have known this before
@@eunicenyaga2695 Start from where you are dear.
I felt the same but what to do, just start from where you are and build up pole pole.
@@eunicenyaga2695 you’re not late! Maybe this is the sign you needed 😊start now, start where you are.
This interview has literally changed my whole life!!! Now this is how finding your purpose looks like, and using, living in your purpose, Both Lynn and Susan, you guys are pouring to us,...each in their own purpose! My Gosh!! Mind Blown
😊😊😊😊
I like it that Lynn is letting the guest speak without too much interrupting her.i have seen interviews where the host keep steering the conversation in different areas showing how they knw things.
So kudos lynn
True
Susan's financial IQ is on another level. Her advice has really impacted me positively in my financials since the time I joined her channel
Bumping into Susan's TH-cam channel is one of the best things that ever happened to me and my finances😂. Such a rare gem.❤
Tell me about it every Friday I pull out my notebook 😂😂
What's her channel called?
Susan Wanjiku@@PrinceRichardKE
CBC should add this in their syllabus
Please do a version for the young ones...
Susan is so knowledgeable, eloquent, and easy to listen to. I can listen to her all day.
My people perish for lack of knowledge. Thanks Lynn and Susan for the intense information.......
Please Lynn kindly arrange for another conversation with coach. We're looking forward❤
I'm leaving this comment here to come back and listen to this intriguing and knowledgeable conversation whenever someone likes it❤
This young lady has the wisdom of a 100 wahengas. God bless her, and you too, Lynn.
The goal is not to LOOK wealthy but to BE wealthy 🤑 💯💯! Thank you Ma'am Susan. This is very insightful!
Susan is a good financial coach.Lynn please bring her back for more financial literacy topics. ( wealth creation & protection journey)
What's the name of her channel please?
Type Susan wanjiku finance coach.
Literally burning the midnight oil to sharpen my Financial Literacy
Super Amazing ❤🔥🔥🔥
I can't thank Susan enough for the enlightenment and literacy l have gained from her. Well, so far so good.
Wow I didn't knw a friend could be this informed. Happy to see you Susan a childhood friend. You need to help most of us here. Thanks Lynn for hosting her. Watching you from USA seattle Washington.
This is so far the best show i've watched on TH-cam. God bless you Lynn for bringing Susan to englihten us on financial management. You both look so beautiful!!
As a middle class citizen who is trying to have stable finances, I’ve always been an advocate of investing in the stock market because it has paid off handsomely since I got into it.
You can’t overlook the fact that it’s paramount not to get greedy but to remain invested through careful study, if not you can lose it all.
I’m a virgin investor and looking to get into investing in the stock market but my friend warns me of the dangers involved in the market. How true is this Mlambo?
My colleagues had a good laugh at me when I told them I started my journey with $5k capital and how I accumulated over 5 figures within a span of 7 months. They never believed me until I pulled out my P&L.
I know that learning the ins and outs of the market isn't for everyone, that's why personally, Jonas Herman oversees my investments.
@@Zmlambo
While it may sound enticing, it is important to understand that stocks, like a fine wine or a Monet, has no standardized value. You look all good on the outside, while you wait till almost death to enjoy your wealth which presents an enormous economic(uncertainty) risk.
Hi. I’d like a pointer to get to him. I've tried stocks myself and have failed multiple times even with the so called courses!
Just realised that this doesn't involve any complicated math like physics...just advanced knowledge!!
Susan is a gem...so informed
I could listen to her the whole day.
Thanks so much Lynn for bringing Coach Susan. She explains investment using basic language and is so outspoken and passionate about. Anyone not subscribed to her channel is missing loads of life saving content
Thanks Lynn for hosting Susan, the best show for me ever! I have learnt a lot from this young lady, such wisdom and eloquence. Go Susan go!
Lynn and Suzan, hello from Uganda ❤. Lynn I have learnt so much from this conversation that I'm feeling on top of the world with my finances. Now I know what to do next. Thank you Suzan for the lesson on what a SACCO is for, and for showing me that I have to get knowledge on Financial Literacy FIRST before i decide where to invest. Thank you for that example on Asset-rich and Cash poor people; l have seen this around me. Thank you Lynn, this interview was worth the length of time it took😊. God bless you both. Susan I will definitely come to your TH-cam channel 👍
Glad i got this information at 25 and for sure i won't be making financial mistakes
This lady is so educating... Wonderful
I have come here to watch this episode, courtesy of my best financial literacy coach and pal, CuttieKijo. Half-way in, and am already blown away! From Waceke Nduati's "Making Cents- Real conversations about personal finance" and now this, all in the space of 10 days, am asking myself how did I just fluke by life? After more than 20 years in P & P employment, for the first time someone is making "financial freedom" look realistic and not a utopian ideal. Did someone say she's only 29, but she speaks with the wisdom of the ancient sages. I'll echo what one of the commenters said, it's like attending an Ivy League classroom, but without paying those stratospheric school fees!
This lady has opened up my mind. I’m taking action today. Thank you Lynn for changing my world ❤
This show is top notch, i love how informative Susan is and how she delivers it, for sure she is a good teacher.
Thanks alot may God bless you you two abundantly
Its so important to have an emergency fund. I remember how as a struggling graduate student in America I never had enough it wasn't even a hand to mouth living, it was bad. When I finally graduated and got my first job, I started saving half of what I made, I hated poverty so I was ready to sacrifice. I also read every personal finance book I could find and started putting money in a retirement fund, buying stocks and bonds, investing in Kenya, etc. Now I'm at a place where I'm not worried about the future unless something really unexpected happens. Please listen to this lady and start putting money away, even if its just ksh5000 a month, you'll not be caught off-guard.
I agree
Very true
Wow inspiring
I listened to her and woke up from my dream I had MMF account but I stopped contributing in 2019. I have activated it and also started buying bonds
😂Lynn, I thank you very much for hosting Susan. Very inspiring, very down to earth, very talented. I am on the fifth floor and am still learning money management.
Simply powerful! I'm speechless but empowered. Thanks Lynn! thanks Susan!
This is a great show. Thr only show that doesn't make one feel like a failure for not having money. Its so educative and condemning. Sheis so realistic and in touch with grounds reality. She is not talking from a point of privilege but knowledge and information. I love it.
Thank you Lynn for bringing Susan, she's a financial power house. I never miss her financial Friday TH-cam post
Aww my favourite i am Zimbabwean but love Kenyan bloggers. Lots of love. I live to learn from you. Without further ado Lynn my favourite.
Chamwari zilikufamba
Fellow zigian ❤❤, we are learning here
I am Motswana I am slowly learning Swahili language.
Hi
This is an awesome conversation!! I have followed coach for a long time and everytime I hear her speak, my mind goes on overdrive writing all the nuggets. Thank you for making us aware of how to take care of the resources that God has given us. I need to call her and book an appointment pronto!!!
This is the best knowledge I have had so far.She knows her stuff and thank you Lynn.
As young woman am here to learn nipee like lynn nilale na kiatu ❤❤❤
Vaa gumboots sasa umepewa 😂😂lala nazo
😂😂😂plus socks@@Kasweetie_254
😂😂😂😂🙏
😂😂
This is an answered prayer for me,i just prayed about it yesterday and today I got this notification 😊.
Someone denied me this information,glad i got it,thank you Lynn 🎉❤
I love listening to this young lady....so much knowledge and financial wisdom. I have been following her channel for some time now gaining and implementing her lessons. Kudos Coach Susan. Thanks Lynn for having her over. Cant wait for the next time she's here
@lynnNgugi, Picking from Susan's story and exposure, there's need to expose children more to diverse opportunities and professions. I relate. I could see Susan's potential from highschool.
Awesome! My take away lesson: Have a diversified investment portfolio keeping in mind the end goal for each investment.
Loved this! Thank you Susan for being generous with your knowledge and experience!
She does it with alot of humility!! What a guest! Thank you Lynn
Asante Susan I'm 50 and learning all this today...the best teacher. Asante sana msichana wetu
Thanks for the information
It's never too late to learn something new, am 53 and i've learnt alot from young susan, be blessed ❤
Recessions are an unavoidable part of the economic cycle; all you can do is prepare for them and plan accordingly. I graduated into a slump (2009). My first job after graduating from college was as an aerial acrobat on cruise ships. Today, I work as a VP for a global corporation, own three rental properties, invest in stocks and businesses, run my own company, and have increased my net worth in the last four years.
Starting early is simply the best way of getting ahead to build wealth, investing remains a priority. I learnt from my last year's experience, I am able to build a suitable life because I invested early ahead this time.
Exactly! That's my major concern and what kind of profitable business or investment can someone do with the current rise in economic downturn
It is true, inflation has taught people the important of multiplying income.
It is true my dear, investing is the best idea currently and without it, human struggles are worthless.
I would recommend you work with a financial advisor...because in this current volatile market, it is advisable to diversify while maintaining in safe investments, given your budget, you should consider a financial advisor
Lynn, You are an Angel That has been Sent from Heaven to help address Social issues and the very things that touch on the human life. Yours is a Calling from God. Your reward from God will be great my sister... We Love you for what you are doing to humanity.. Keep on doing this great and noble duty.. I will be glad to host you for a similar talk in my Church God Willing..
Wow!!Lynn you are so resourceful.I have been following coach Susan and it has always been a pleasure sitting under your feet.
Wueh! Happened to me yrs back. I got this job and I was just getting on my feet. I did it in almost a year. Wueh! In January I was called to the office and they said that was my last month at work. I was traumatised...I cried. I don't even want to remember.
Lynn, this is such a treasure. So priceless and so hidden from the people who need it the most. You have no clue of your real true value to Kenyans. How I wish Kenyans can invest in the true value of information available to this special information age. You are the light house that this continent so desperately need.
I love how Lynn is a good Student Asking Questions to define everything
Thanks Lynn for having Susan over and asking all the right questions simplifying everything making it easy to learn and want to invest.
Thank you so much Mama Lynn.... this is an answered prayers because I'm currently in a place where I really want to save, multiple and create wealth but it always seems like an impossible goal to achieve at the end of every year. Waiting for the part 2. God bless you for the good work.❤❤❤
Thanks my daughter for free certificate, today I have learned a lot ,be blessed
She is soooo good at what she's doing and a good 'teacher'. Am now wiser! Thank you Lynn for bringing such powerhouses! For sure people perish for lack of knowledge!
Thank you Susan for sharing this information unconditionally, so insightful.
Thank you Lynn
Woow u finally owned up my request for u to bring susan thank u lynn you're the best baby gal❤❤❤❤❤
Thank you kwa kutuongelelea sisi wenye hatukuwa tunajua such a gem
I have actually subscribed because of this babe,this are nuggets of wisdom I will listen to over and over again.please bring her again to educate us on how to invest besides bills and bonds,what's her take on building rentals etc
I guess buying land on high End.
It appreciates speedily
Just thinking critically.
Look at Ruaka now.
Just an example.
Thank you Lynn for bringing my favourite FA on the show❤. Great minds impacting lives.
I can watch and rewatch this show with susan 100 times. Susan you're amazing, knowledgeable, intelligent. A smart woman
Girl, I just love you every bit…Lynn thank you so much🎉🎉
Am very poor in saving,i overspend,No saving account....but at least now i know what to do.
Thanks for the show.❤❤
I'm very good at saving. Black tax tried to shake me a bit but I drew financial boundaries on everyone coz we can't live like this. Kila mtu ajitegemee. I'm very proud to be called stingy ❤
Paul I can assist you in joining a mmf for 11% with Pioneer Company
She's full of wisdom,ooh I wish I knew this some years back
@@mercymwiti7185let's chat
This information will save generations for thousand years if Christ tarries. Thank you Lynn and Susan for allowing God to use you to empower generations. I have listened from beginning to the end. Very informative. Looking forward to the next topic. Making Wealth.
Thankyou so much Susan for enlightening us.God bless you.Lynn big up.
Wow. Very informative. I really wanted information on Mon Market Fund and this has just done it. Bils and bonds to me seemed like a big thing that needed a lot of money.
Financial literacy is what we should be learning from pple who are honest. Thank you Susan. Thank you Lyyn. Good job.
Most of them have interest rates below Inflation..hahaha..
KNOWLEDGE IS POWER👍🏾4YRS HAVE BEEN SAVING WITH KCB WITHOUT WITHDRAWALS BECAUSE AM IN GULF,IMAGINE HOW MUCH I WOULD HAVE BEEN MAKING IF I KNEW ALL THIS😭THANK YOU LYNN TEAM AND SUSAN FOR THIS FREE TRAINING❤ GOD BLESS YOU🌹🙏🏾🇰🇪
Please keep confirming your money is intact. Like keep checking balances.
Stella u can open a money market fund even from there ..transfer your money and start growing
Stellah open a money market fund. It's easy to do so.
@@thekingdomconversations254how can you open it
Is it safe online?@@thekingdomconversations254
extremely beautiful. shared the link with my mum,.... right now i cant distract her. 100% concentration on teacher Susan.
Oh my God....I have learnt alot. Knowledge is power. Susan has opened my eyes
This's worthwhile listening,it's awesome...
Make Money
Keep Money
Multiply Money
That sacking was a blessing in disguise, probably you'd still be there with no savings, no investments and in debt.
For real🙌🏾🙌🏾
Wow!
Susan's depth of knowledge is minding blowing.
Thank you Lynn for this episode. It's so enlightening.
Wonderful. A lady Full of wisdom and not mean with knowledge! Thanks
I dont often comment, but i have learnt so much from this conversation. Thankyou Lynn for bringing her onboard
My take home is what does financial freedom look like to you
Best interview I've ever watched.Thanks Lynn. I'm so informed now..
Am a good follower of LNS but this has grown me very positive. I wish I had known this 20 years ago.
Thank you for all this
Very beautiful episode. Next time let her talk about education policies and insurance companies.
When I listen to this, all that comes to mind is the parable of the talents. Wow.
Complex concepts broken down really well. Susan is a good teacher for sure!
I could listen over and over again without satiating my yearning for financial knowledge
You are a wonderful creature Susan
❤❤❤Susan is Great. I have learned a lot from her❤
Thanks Lynn for bringing Susan, I always follow her because she inspired me to start investing ASAP.
Extremely commendable, Susan. Bravo!!!