I think the therapy and train ticket go hand in hand. You need both to ensure your mental health remains strong, the therapy to talk through any issues or stressors and the ticket home to touch base with those close to you in a safe and supportive environment. As someone who suffers depression, bipolar and ptsd o can’t explain how important it is to keep on top of your mental health. Keep up the good work!
You'd think the huge loving family and the hugely privilege lifestyle could take care of that, rather than give it to fake rip off merchants who only care about money.
@@jadewilkinson3786 Never said that did I. But as someone who, like you, has had emotinal problems for many years the evidence in her vids does not suggest she needs a therapy session at over £50 a pop once a week, or however often she has them. If she was that bad she would get them on the NHS free. This seems like a money making by the therapists.
i’m also a uni student in england and honestly idk why she said 10.99 was expensive for a textbook because all my textbooks have been at least 45£ each? maybe english lit textbooks are suuuuper cheap idk but for my course and all my friends courses textbooks range from 40£-55£ :/
I think you’re doing pretty well with your budget! You keep saying that you’re shocked by how much you’re spending, but I think if you compared yourself to other people you’d find you’re actually quite financially aware and make smart decisions about where you spend your money. I spend more than your total just on my rent alone each week 😭
I really love your style lately, because I feel like you really develop your style away from your childhood style eg Hermine to more of your own ideas. In general I am really proud of your outer and inner development but I also think that this is just what going to university is for. I would reallyy love to see a weekly vlog or so, maybe also an update on your bullet journal?
I had private therapy, the nhs just didn’t offer it to me even tho it was really needed. It cost me £35 a week but it was worth it because it saved my mental health ❤️
I just want to say I’m really proud of you for showing you got to therapy as a teenage girl I feel that our mental health is not really represented and that therapy is a taboo topic when it isn’t so thank you 💖
I have always known that in Hungary (where I'm from) train tickets are really cheap compared to other countries, but it still shocked me just how expensive travel in other places is. Just to give you an example, a train ticket between Budapest and Nyíregyháza, i.e. the capital and a town far from it near the border costs 4430 HUF, which translates to roughly 11 GBP. Oh, and students (literally all of us, secondary school, uni, etc.) get 50% off ALL tickets; what is more, if you buy a monthly pass, you get 90% off. It's a pity that such offers are non-existent in most other countries.
Hi ruby!! I'm in my fifth year on university and in the weekends i'm always home! I need to recharge and mentally it helps a lots!!! I always buy my bus ticket one week before because it's Half price!! Going home is a necessity for me!! Have a Nice week!!
thank you so much for this video - lots of people find money a controversial topic and therefore there isn't really a lot of information on it - yet I already have started saving for next year so it's interesting to see how much i will roughly need to have on top of having a job. you are looking amazing and so happy :) (prioritizing mental health is so great to hear too!!)
Loved this video. It's so hard to know if it spending "the right" amount when u first move out. Truly, life is way more expensive than I ever realised. And yes, flowers and meals out are a treats but it's important to do thing that bring you my so they should always be included
I really appreciate how honest this was! As a uni student, I usually spend a lot more than I intend to, so it is nice to see such a realistic take on spending as a student. Also, I really appreciate you talking about your therapy in such a normal way. Things like this really contribute to ending stigma surrounding mental health. Lots of love!
I’m really curious about Rent ? Travel to uni ? Phone contract ? Regardless, you’re doing so so well at budgeting! I am really nervous to look at my spending now 😅 because I know it’s going to more than yours! Ohh nooooooo!
Yeah, I think she really did only "one week" with casual spendings here and there in everyday life, and didn't talk about obvious and mandatory monthly stuff she has to pay for... Same with school fees every semester...
@@camembertfanpage I have no idea, I'm from, live and study in Canada... But from what I've seen, it's pretty similar to Canada and not like in Germany or in France... It's up to £9 250 (~US$13 050) per year. International students pay between £10 000 and £35 000 annually for lecture-based undergraduate degrees, which is why I canceled my plan to study there 😅 British universities are known for having some of the highest tuition fees, according to my research... (within Europe, I guess.) It's not as bad as in the US, but definitely not "free" like in France or Germany... 😕 It's similar to some universities in Canada, and higher than some others (in my province it's only around 1 600-2 500$CAN per semester; but we have the cheapest system and it's only that price for our province's residents because we pay more taxes, etc. If you are from somewhere else in Canada and come to our province to study, you'll have to pay a different amount, which is double or triple what we pay. It's not as high as the tuition fees for international students, but it's somewhere between that and what we pay ourselves. - We're weird and appart, I guess haha.)
Jessica L it is completely free in Germany. The 100-300€ you pay per semester go towards a semester ticket, so you can take the bus/tram/train in your state or region, and then some administration fees + some money goes to the student council who redistributes it to student clubs/initiatives who need some financial support or to other things benefitting us.
You know what...you are the best!! I won't lie, honestly you r the only youtuber for whom i keenly wait for a notification for the video i dont know how come i got attached to you.....i am currently a medical aspirant and whenever i need motivation i watch your older videos....thanks for making my life beautiful
Thank you for this video Ruby ! I know it might seem a bit difficult to talk about money on a platform such as TH-cam but it's in fact very useful. As students, it's basically the first years of our lives when we have to track expenses/rents/groceries on a small budget for most of us.... So it's important to take a step back sometimes and really think about what we put money on! Keep up the good work! Lots of love from France ❤️😘
Hi Ruby. I received your kindness journal and productivity planner a few days ago. I just wanted to recommend them to everybody. The kindness journal is beautiful and a pleasure to use. I love journaling but I have swapped over to your one. I will admit that I only discovered you on You Tube recently, so I have been doing a lot of binge watching, and I am thoroughly enjoying your content. You are definitely helping me procrastinate less!!! I am a bit older, but I really believe that vlogs like yours will help so many others, as you have been brave enough to tell your story, that many people can relate to. Keep doing what you are doing, and keep smiling! Thanks again. Sara 😊 x
Hi Sara! Gosh thank you so much for a lovely comment :) I'm so glad you love the Kindness Journal and Productivity Planner as much as I do!! It honestly makes me so so happy to hear that! I hope you have a great day xxx
From my experience, one of the best ways to boost your mental health is retracing your childhood and bringing yourself back to when everything in life excites you
If you know when your going home in advanced then you can get an advanced fair in your ticket which is miles cheaper generally a month or two in advance
I feel so blessed to be able to travel for free on weekdays as a Dutch college student, now knowing that it doesn't work like that in the UK 😧 Basically, in the Netherlands college students get to choose between travelling for free on weekdays or on the weekends (this is more likely for students like you that go home on the weekends). My university is only a 9 min train ride away (+ 5 min cycling to the station and 5 min walking to campus). 🙈 Therefore I still live at my mom's, which saves so much money
Regarding the university texts (i'm sure you know this but maybe it's useful for someone else): libraries usually have one or even more copies of required reading texts available. And if they don't you can order the book via inter library loan, which is cheaper than buying it out right normally as well. 😊 But you do need to allow a few days for shipping in this case as well. 🤗
This is actually a very interesting video and you clearly are very sensible and aware of your spending habits. Whenever my Dad buys something that seems cheap/inexpensive he always compares it to 'the price of a cup of coffee'. Some people who live in my accommodation seem to have no sense of where their money is going as they buy all branded items and then order expensive takeaways, pizza and alcohol most nights.
thank u for sharing this with us, ruby/ i still think youre pretty good with spending and saving cause u cook most of your meals, which saves a lot already!
One thing that really helped me when budgeting was creating an excel sheet and diving up expenses into categories (eating out, groceries, necessary recurring expenses, optional recurring expenses, etc.), and then using that data set to create a pie chart. Seeing my budget divided up visually was really quite a shock. Even though I didn't have much to spend, I was shocked at how much eating out took over my budget. Just a thought!
Hi ruby ! I know i never comment but im always following your channel and watching every video because you are just so inspiring :) just wanted to let you know !also love this video and your honesty because thereapy and train tickets are definetly essential for an individual !
this was really great Ruby and thank you so much for sharing. It's great that you're consciously aware of how much you spend, but I really think you're doing great. and hopefully it will get a lot more students to budget and spend wisely. I definitely spent wayy too much as a student on none essential things lol
Could you please make a video about mental health? I think it's a very important topic and it would be very nice to hear your experiences and opinions :)
If you book train tickets in advance they are so much cheaper! So if you plan which weekends you go home 3/4 weeks before you could save quite a lot. I can get a train home for £11 rather than £45ish if I buy it on the day.
Wow I really need to take a leaf out of your book. I spend about the same but on top of that I go to cafes practically everyday to study/read as it is one of the only atmospheres that keeps me productive... But that adds up alarmingly fast (especially as I feel guilty if I am studying without food or drink in front of me, so if I'm there a long time I feel I have to buy multiple drinks/etc.)
A note on the cost of books. There's a site called z-library where you can download almost any book you want, including textbooks. Maybe it's not totally legal but when you need books for school and don't have any money, it can come in clutch.
Use either shoptagr or honey,basically coupon addons for your browser,when you shop online. They save a BUNCH of money in the long run. Also shoptagr has a list feature,which can notify you when certain things go on sale=MORE MONEY SAVED.
Honestly Ruby that’s a reasonable amount of spending, and at least from my perspective you do really well. You seem balanced with your spending so don’t feel bad. Really good video 😊
t's great that you're able to go to therapy. Good on you. I really wish more funding was there for students who don't have the means to be able to do the same, however, there are colleges/universities that offer funded counselling sessions, which students should make use of if they wanted quick access because the NHS waiting list can be very, very, long
I can’t believe your food shop was so little! Teach me your ways 🙈 im a vegan and I spend £15 on the standard shop, with maybe a geengrocer’S top up. I find the fresh produce is just so expensive! Also I do occasionally buy meat substitutes like Linda McCartney - do you ever get those? One thing I will say is - buy those flowers! I did this every week at uni and it was such a small, yet powerful, benefit for my mental health!
Mental health is one of the best things we can invest our money in! Can you do a video where you talk about what you want to do after university? Can’t get over how wholesome your spending is
I really recommend booking tickets in advance because last minute tickets home from my uni can be around £50 but weeks in advance i’ve got as cheap as £8 xx
I live with my parents still, so just keep that in mind. I spend around $40-$50 a week on groceries, $30-$40 a week on gasoline, and maybe $10 on a meal out.
i live in the netherlands and we get free train tickets to travel from and to home if you're a student from our government. if you get your bachelor's within 10 years you dont have to pay it back, otherwise you do, which comes down to 100euros a month
Really cool to see this as I feel I spend so much as first year! You don't realise how much food and little things add up! I stay for the term so save on trains but do a lot of dance which is pricey!
this was so interesting! i really struggle with justifying most of my expenses, even through I am in a very lucky position financially due to my parents support. i am very aware that i am super privileged not having to worry about money, but it makes me feel ashamed sometimes, which it shoudn´t.
Don't use amazon!!!! try to use preordering services provided by libraries and book shops. I can guarantee you if a book you need is on a module or core reading list you will be able to find it somewhere in a university town or city!! Amazon is the least sustainable way to buy, they are still tax avoiding and do not pay their staff sufficiently (working conditions are also terrible, hand in hand that's not a great combination).
😱 that train ticket is so expensive!!! what a nightmare our railways are at the moment. mines to and from uni is around £20 usually and i still think that’s too much for the service we get. still nothing beats going home to see family and friends.
Interesting video! I'm a college student in california and not counting rent (I live on campus) or tuition (I go to a state school), I usually spend around $55 USD (43 pounds) a week. I eat entirely vegan and pretty healthy, honestly kind of similar to the kinds of things Ruby eats. This also factors in getting gas once a month (so I average it out to like $5 a week set aside for that) and having to buy toiletries and things like that in addition to groceries (usually around $5 a week as well). I don't have any subscriptions cause I'm stubborn and just use free things online lol Just the food usually comes out to $45 (35 pounds) a week, and I basically never go out for food or buy convenience items either. I make all of my food at my apartment and it's still so expensive
Haha I do the same with saying “well if I take away this outgoing it’s really only this amount!” 😂 you’re actually doing really well with being aware of what you spend. I’ve found using a budgeting tool on my bank account app has been really helpful to keep outgoings less than income. I used to freak out about spending lots of money on food - but honestly you want your biggest budget to go towards essentials like bills and food and not limit yourself too much on food. Spend on what keeps you healthy. Additionally, others will have some essentials that some folk will not have - I also pay for therapy sessions which I’m grateful that I can do this and now only go every couple months to check in. I’ll count this as an essential for wellbeing and health in my budget.
If you buy a train ticket in the station in advance for a specific train time (eg 11.50am there and 3.30pm return) the savings are huge. But if you miss the train you have to buy another ticket. I went to london which should cost 35 return but it was 18 without a rail card. So yeah, so worth it!
Could you do a video regarding the therapy or have you already done one? Would be interested to see it :) So pleased you're talking openly about mental health and seeking treatment :)
as a belgian student the cost of the train ticket is unbelievable, here the price for a trip (for whatever destination in belgium) is 6,40€ for students...
If you're looking for a place to buy cheap books, check out the World of Books website. All of their items are second hand so they're very cheap (postage is also free :)
Hey could u do like a hair care or beauty routine plz. I know that’s not ur usual type of video but ur so gorgeous and ur hair is amazing like I can’t even with it!! Thanks xx
You said quite a lot of the things you bought weren't usual outgoings but these types of things always crop up, just in different ways. You're never going to have a wholly typical week
Exactly (which is why I said this week was pretty typical even though there were atypical expenses). I did have a minute long clip talking about this and how atypicality is typical but decided to take it out because it might have been boring :p x
Exactly (which is why I said this week was pretty typical even though there were atypical expenses). I did have a minute long clip talking about this and how atypicality is typical but decided to take it out because it might have been boring :p x
May I suggest a "seasonal fresh products challenge" ? I see you buy some fresh pepper in February. Idea: buy them canned or frozen, they then had been produced in summer and being canned or frozen means less waste in production.
Can we just appreciate how ruby is openly talking about therapy and helping to end the social stigma !
It should never have been stigmatized in the first place
I think the therapy and train ticket go hand in hand. You need both to ensure your mental health remains strong, the therapy to talk through any issues or stressors and the ticket home to touch base with those close to you in a safe and supportive environment. As someone who suffers depression, bipolar and ptsd o can’t explain how important it is to keep on top of your mental health. Keep up the good work!
Thank you so much Tori! You are so right :) xx
You'd think the huge loving family and the hugely privilege lifestyle could take care of that, rather than give it to fake rip off merchants who only care about money.
zaftra just because someone’s privileged doesn’t mean their happy and nothing’s wrong
@@jadewilkinson3786 Never said that did I. But as someone who, like you, has had emotinal problems for many years the evidence in her vids does not suggest she needs a therapy session at over £50 a pop once a week, or however often she has them. If she was that bad she would get them on the NHS free.
This seems like a money making by the therapists.
@@zaftra She actually put a text in this that she didn't want to take away a place in the NHS system because of the long waiting lists.
Her: “£10.99 for a textbook! That’s so expensive”
Me: “$500 for all of my books this semester? What a steal!”
Julia Gulia unfortunately,I felt this 😔
Honestly same, we should just transfer at this point
fr 😂
OMG! That's insane. lol
i’m also a uni student in england and honestly idk why she said 10.99 was expensive for a textbook because all my textbooks have been at least 45£ each? maybe english lit textbooks are suuuuper cheap idk but for my course and all my friends courses textbooks range from 40£-55£ :/
I think you’re doing pretty well with your budget! You keep saying that you’re shocked by how much you’re spending, but I think if you compared yourself to other people you’d find you’re actually quite financially aware and make smart decisions about where you spend your money. I spend more than your total just on my rent alone each week 😭
Same! My rent is so pricey at £600 a month 😭
jennifer charlotte 😭😭😭 I’m in Australia, but I just converted my rent to GBP and I pay £407 a fortnight.
You guys should check London, I’m paying £2000 for a 1 bed flat (I’m not a student tho - I work full time)
Inna B stupid question, is a 1 bed flat a studio or a living space + a bedroom ?
Mental health is one of the best things we can invest our money in!
I really love your style lately, because I feel like you really develop your style away from your childhood style eg Hermine to more of your own ideas. In general I am really proud of your outer and inner development but I also think that this is just what going to university is for. I would reallyy love to see a weekly vlog or so, maybe also an update on your bullet journal?
Thanks for being such a kind soul helping us!
Can you do a video where you talk about what you want to do after university?
Yes!! Even if you don’t know yet I’m so interested to see what your thought process would be on that topic!
She wants to publish her book one day I guess...
I find this so interesting- I’m a second year student but how we spend our money differently is interesting mines mostly on wine 😂
Sophie Smith mines mainly on chocolate 😂
I had private therapy, the nhs just didn’t offer it to me even tho it was really needed. It cost me £35 a week but it was worth it because it saved my mental health ❤️
Honestly ruby don’t apologise, you are spending money in a productive way, don’t justify yourself ! Most people drink their money away at uni 🤷♀️
You’re so well spoken.
I just want to say I’m really proud of you for showing you got to therapy as a teenage girl I feel that our mental health is not really represented and that therapy is a taboo topic when it isn’t so thank you 💖
Betty Sprouse - married couple here. Both of us had therapy as teenagers and children. Proud of it too
I have always known that in Hungary (where I'm from) train tickets are really cheap compared to other countries, but it still shocked me just how expensive travel in other places is.
Just to give you an example, a train ticket between Budapest and Nyíregyháza, i.e. the capital and a town far from it near the border costs 4430 HUF, which translates to roughly 11 GBP. Oh, and students (literally all of us, secondary school, uni, etc.) get 50% off ALL tickets; what is more, if you buy a monthly pass, you get 90% off. It's a pity that such offers are non-existent in most other countries.
Hi ruby!! I'm in my fifth year on university and in the weekends i'm always home! I need to recharge and mentally it helps a lots!!! I always buy my bus ticket one week before because it's Half price!! Going home is a necessity for me!!
Have a Nice week!!
thank you so much for this video - lots of people find money a controversial topic and therefore there isn't really a lot of information on it - yet I already have started saving for next year so it's interesting to see how much i will roughly need to have on top of having a job. you are looking amazing and so happy :) (prioritizing mental health is so great to hear too!!)
Loved this video. It's so hard to know if it spending "the right" amount when u first move out. Truly, life is way more expensive than I ever realised. And yes, flowers and meals out are a treats but it's important to do thing that bring you my so they should always be included
U ARE MY FAVORITE TH-camR RUBY . I REALLY FEEL EXTREMELY MOTIVATED WHEN I SEE YOUR VIDEOS
Thank you so much! xx
@@RubyGranger8 omg u replied u really made my day ruby
Ashwini Pastay they all say that
@@thephenomenalone8638 what l personally felt about the video l said that .,What is a big deal in that , THE PHENOMENAL ONE..
Chill, no need to scream xD
I love when you say at the end: "I hope you have a productive week" love from Portugal 🇵🇹💕
Portugal a representar hehehe (tmb sou portuguesa btw haha)
@@margaridam5419 e temos o mesmo nome :D
@@guida8546 pois é! What are the chances hahha. Tmb segues a Ruby??
@@margaridam5419 sim sim!
@@guida8546 eu tmb! Adoro os videos dela e a pronúncia é perfeita! És de onde já agora, se n te importares que pergunte :)
I really appreciate how honest this was! As a uni student, I usually spend a lot more than I intend to, so it is nice to see such a realistic take on spending as a student. Also, I really appreciate you talking about your therapy in such a normal way. Things like this really contribute to ending stigma surrounding mental health. Lots of love!
1:34 We have lassi here in India too. Although I usually prefer the non sweet version chaach to it.
Love this video! I graduated from Exeter 2 years ago and its so nostalgic seeing it again through your video xxxx
I’m really curious about
Rent ?
Travel to uni ?
Phone contract ?
Regardless, you’re doing so so well at budgeting! I am really nervous to look at my spending now 😅 because I know it’s going to more than yours!
Ohh nooooooo!
Yeah, I think she really did only "one week" with casual spendings here and there in everyday life, and didn't talk about obvious and mandatory monthly stuff she has to pay for... Same with school fees every semester...
@@JessicaLescarbeault How much does uni cost in the UK? In Germany, where I live, it's almost free, you only have to pay 150-200€ per semester
@@camembertfanpage I have no idea, I'm from, live and study in Canada... But from what I've seen, it's pretty similar to Canada and not like in Germany or in France... It's up to £9 250 (~US$13 050) per year. International students pay between £10 000 and £35 000 annually for lecture-based undergraduate degrees, which is why I canceled my plan to study there 😅 British universities are known for having some of the highest tuition fees, according to my research... (within Europe, I guess.) It's not as bad as in the US, but definitely not "free" like in France or Germany... 😕 It's similar to some universities in Canada, and higher than some others (in my province it's only around 1 600-2 500$CAN per semester; but we have the cheapest system and it's only that price for our province's residents because we pay more taxes, etc. If you are from somewhere else in Canada and come to our province to study, you'll have to pay a different amount, which is double or triple what we pay. It's not as high as the tuition fees for international students, but it's somewhere between that and what we pay ourselves. - We're weird and appart, I guess haha.)
Sanja La Lasagna a full time undergraduate degree costs £9250 per year and the standard course length is 3 years
Jessica L it is completely free in Germany. The 100-300€ you pay per semester go towards a semester ticket, so you can take the bus/tram/train in your state or region, and then some administration fees + some money goes to the student council who redistributes it to student clubs/initiatives who need some financial support or to other things benefitting us.
how on earth do you spend £10 a week on groceries, I spend about £30
perhaps because she was at home for the weekend. But I spend about 30 euros a week on food too and I think it´s actually very little
this is on top of however much she spent on her huge Ocado shop of staples
She already bought a lot of groceries the previous week
Cos she eats out a lot
You know what...you are the best!!
I won't lie, honestly you r the only youtuber for whom i keenly wait for a notification for the video i dont know how come i got attached to you.....i am currently a medical aspirant and whenever i need motivation i watch your older videos....thanks for making my life beautiful
You are such a gentle soul. Love you and your videos ♥️♥️
Thank you for this video Ruby ! I know it might seem a bit difficult to talk about money on a platform such as TH-cam but it's in fact very useful. As students, it's basically the first years of our lives when we have to track expenses/rents/groceries on a small budget for most of us.... So it's important to take a step back sometimes and really think about what we put money on!
Keep up the good work! Lots of love from France ❤️😘
Hi Ruby. I received your kindness journal and productivity planner a few days ago. I just wanted to recommend them to everybody. The kindness journal is beautiful and a pleasure to use. I love journaling but I have swapped over to your one. I will admit that I only discovered you on You Tube recently, so I have been doing a lot of binge watching, and I am thoroughly enjoying your content. You are definitely helping me procrastinate less!!! I am a bit older, but I really believe that vlogs like yours will help so many others, as you have been brave enough to tell your story, that many people can relate to. Keep doing what you are doing, and keep smiling! Thanks again. Sara 😊 x
Hi Sara! Gosh thank you so much for a lovely comment :) I'm so glad you love the Kindness Journal and Productivity Planner as much as I do!! It honestly makes me so so happy to hear that! I hope you have a great day xxx
@@RubyGranger8 You too, and have a great week ahead.
Best Wishes,
Sara x😊
early!!! love ya Ruby, I'll always support you! you really inspire me
From my experience, one of the best ways to boost your mental health is retracing your childhood and bringing yourself back to when everything in life excites you
I love your videos so much, you don't know how much I appreciate them. You have the sweetest personality and I love watching you. ❤️❤️
If you know when your going home in advanced then you can get an advanced fair in your ticket which is miles cheaper generally a month or two in advance
I feel so blessed to be able to travel for free on weekdays as a Dutch college student, now knowing that it doesn't work like that in the UK 😧 Basically, in the Netherlands college students get to choose between travelling for free on weekdays or on the weekends (this is more likely for students like you that go home on the weekends). My university is only a 9 min train ride away (+ 5 min cycling to the station and 5 min walking to campus). 🙈 Therefore I still live at my mom's, which saves so much money
Regarding the university texts (i'm sure you know this but maybe it's useful for someone else): libraries usually have one or even more copies of required reading texts available. And if they don't you can order the book via inter library loan, which is cheaper than buying it out right normally as well. 😊 But you do need to allow a few days for shipping in this case as well. 🤗
This is actually a very interesting video and you clearly are very sensible and aware of your spending habits. Whenever my Dad buys something that seems cheap/inexpensive he always compares it to 'the price of a cup of coffee'. Some people who live in my accommodation seem to have no sense of where their money is going as they buy all branded items and then order expensive takeaways, pizza and alcohol most nights.
thank u for sharing this with us, ruby/ i still think youre pretty good with spending and saving cause u cook most of your meals, which saves a lot already!
One thing that really helped me when budgeting was creating an excel sheet and diving up expenses into categories (eating out, groceries, necessary recurring expenses, optional recurring expenses, etc.), and then using that data set to create a pie chart. Seeing my budget divided up visually was really quite a shock. Even though I didn't have much to spend, I was shocked at how much eating out took over my budget. Just a thought!
Hi ruby ! I know i never comment but im always following your channel and watching every video because you are just so inspiring :) just wanted to let you know !also love this video and your honesty because thereapy and train tickets are definetly essential for an individual !
And honestly, you ARE really good at budgeting, spending money isn't a bad thing! Don't overthink it too much.
Money spend on good quality food is like THE BEST THING EVER!
this was really great Ruby and thank you so much for sharing. It's great that you're consciously aware of how much you spend, but I really think you're doing great. and hopefully it will get a lot more students to budget and spend wisely. I definitely spent wayy too much as a student on none essential things lol
Could you please make a video about mental health? I think it's a very important topic and it would be very nice to hear your experiences and opinions :)
That top looks SO good on you! You should wear colourful or floral clothings often❤
I love that you talk so openly about money, it shouldn't be a taboo topic
i love the filter😍😍😍
Tbh I’d be interested to see what your total spend per week is with rent and bills etc. factored in
If you book train tickets in advance they are so much cheaper! So if you plan which weekends you go home 3/4 weeks before you could save quite a lot. I can get a train home for £11 rather than £45ish if I buy it on the day.
I love your videos Ruby, you are so inspiring x
I like how you look more confident in every video! Greetings from Argentina
I have been watching you since i was a first year high schooler and now i'm a first year university student 💥
Wow I really need to take a leaf out of your book. I spend about the same but on top of that I go to cafes practically everyday to study/read as it is one of the only atmospheres that keeps me productive... But that adds up alarmingly fast (especially as I feel guilty if I am studying without food or drink in front of me, so if I'm there a long time I feel I have to buy multiple drinks/etc.)
Can’t get over how wholesome your spending is
Mental health is one of the best things we can invest our money in!
A note on the cost of books.
There's a site called z-library where you can download almost any book you want, including textbooks. Maybe it's not totally legal but when you need books for school and don't have any money, it can come in clutch.
Use either shoptagr or honey,basically coupon addons for your browser,when you shop online. They save a BUNCH of money in the long run. Also shoptagr has a list feature,which can notify you when certain things go on sale=MORE MONEY SAVED.
Honestly Ruby that’s a reasonable amount of spending, and at least from my perspective you do really well. You seem balanced with your spending so don’t feel bad. Really good video 😊
t's great that you're able to go to therapy. Good on you. I really wish more funding was there for students who don't have the means to be able to do the same, however, there are colleges/universities that offer funded counselling sessions, which students should make use of if they wanted quick access because the NHS waiting list can be very, very, long
I can’t believe your food shop was so little! Teach me your ways 🙈 im a vegan and I spend £15 on the standard shop, with maybe a geengrocer’S top up. I find the fresh produce is just so expensive! Also I do occasionally buy meat substitutes like Linda McCartney - do you ever get those?
One thing I will say is - buy those flowers! I did this every week at uni and it was such a small, yet powerful, benefit for my mental health!
Mental health is one of the best things we can invest our money in!
Can you do a video where you talk about what you want to do after university?
Can’t get over how wholesome your spending is
This was such a lovely video! I really enjoyed watching it :) Im from the UK myself. Shocking how expensive train tickets are ugghh! xxx
i am loving your videos! so glad i found your channel :)
*Perfect* vlog!
I really recommend booking tickets in advance because last minute tickets home from my uni can be around £50 but weeks in advance i’ve got as cheap as £8 xx
Random or just use megabus if possible, way way cheaper
I live with my parents still, so just keep that in mind. I spend around $40-$50 a week on groceries, $30-$40 a week on gasoline, and maybe $10 on a meal out.
Do you have to buy your own food even though you live with your parents?? :o
Sanja La Lasagna I don’t have to, but I feel better if I do. I also pay my parents $50/month as rent
Sanja La Lasagna (I forgot to mention that I am a university student)
I really love the shirt you're wearing in this video
Wow love being early, looking lovely as always ruby 🥰
Your hair colour is amaziiing wow🥰 Intresting video!
Orsi Simon thought I was the only one who noticed her hair. Her hair has some really cool pink undertones
@@bookishlyinclined2972Yeah, its maybe just the lighting but still it looks super cool
i live in the netherlands and we get free train tickets to travel from and to home if you're a student from our government. if you get your bachelor's within 10 years you dont have to pay it back, otherwise you do, which comes down to 100euros a month
Really cool to see this as I feel I spend so much as first year! You don't realise how much food and little things add up! I stay for the term so save on trains but do a lot of dance which is pricey!
Thank you
most awaited
National express buses from Exeter are often quite a lot cheaper than the trains! x
So pretty Ruby
this was so interesting! i really struggle with justifying most of my expenses, even through I am in a very lucky position financially due to my parents support. i am very aware that i am super privileged not having to worry about money, but it makes me feel ashamed sometimes, which it shoudn´t.
Don't use amazon!!!! try to use preordering services provided by libraries and book shops. I can guarantee you if a book you need is on a module or core reading list you will be able to find it somewhere in a university town or city!! Amazon is the least sustainable way to buy, they are still tax avoiding and do not pay their staff sufficiently (working conditions are also terrible, hand in hand that's not a great combination).
You're actually pretty good with spending!
You are looking gorgeous in today's video!! What a lovely outfit!❤✨ Always sending you lots of love & good wishes from India Ruby😘
Compared to what I spend in a week you’re doing amazing!
Ruby wish me for my physics exam tomorrow it's my finals in highskl
best of luck!! you'll smash it!!!
@@rodhasmana7306 thanks I feel blessed
All the best!
@@yuriambre3253 thanks
You don't need luck, you have skills 😎
😱 that train ticket is so expensive!!! what a nightmare our railways are at the moment. mines to and from uni is around £20 usually and i still think that’s too much for the service we get. still nothing beats going home to see family and friends.
Interesting video! I'm a college student in california and not counting rent (I live on campus) or tuition (I go to a state school), I usually spend around $55 USD (43 pounds) a week. I eat entirely vegan and pretty healthy, honestly kind of similar to the kinds of things Ruby eats. This also factors in getting gas once a month (so I average it out to like $5 a week set aside for that) and having to buy toiletries and things like that in addition to groceries (usually around $5 a week as well). I don't have any subscriptions cause I'm stubborn and just use free things online lol Just the food usually comes out to $45 (35 pounds) a week, and I basically never go out for food or buy convenience items either. I make all of my food at my apartment and it's still so expensive
Why Martha is so so so beautiful. ..I really adore her beauty 😍😍😍
The price of transport in the UK is so ridiculous :( really insightful video!
Please don’t feel guilty for spending money in important stuff! You are obviously a reasonable person, you deserve it and no one is here to judge☺️
Haha I do the same with saying “well if I take away this outgoing it’s really only this amount!” 😂 you’re actually doing really well with being aware of what you spend. I’ve found using a budgeting tool on my bank account app has been really helpful to keep outgoings less than income. I used to freak out about spending lots of money on food - but honestly you want your biggest budget to go towards essentials like bills and food and not limit yourself too much on food. Spend on what keeps you healthy. Additionally, others will have some essentials that some folk will not have - I also pay for therapy sessions which I’m grateful that I can do this and now only go every couple months to check in. I’ll count this as an essential for wellbeing and health in my budget.
Ruby I love your videos so much I’m subscribed!!
Thank you so much :)
If you buy a train ticket in the station in advance for a specific train time (eg 11.50am there and 3.30pm return) the savings are huge. But if you miss the train you have to buy another ticket. I went to london which should cost 35 return but it was 18 without a rail card. So yeah, so worth it!
Could you do a video regarding the therapy or have you already done one? Would be interested to see it :) So pleased you're talking openly about mental health and seeking treatment :)
as a belgian student the cost of the train ticket is unbelievable, here the price for a trip (for whatever destination in belgium) is 6,40€ for students...
If you're looking for a place to buy cheap books, check out the World of Books website. All of their items are second hand so they're very cheap (postage is also free :)
Hey could u do like a hair care or beauty routine plz. I know that’s not ur usual type of video but ur so gorgeous and ur hair is amazing like I can’t even with it!! Thanks xx
Maybe I'll incorporate it in a vlog? I don't really have a routine though! xx
Ruby Granger omg ok thanks so much!!!! Xx
if... if you're feeling bad, compare it how much you make! (I feel okay when I do that... and I notice that I have saved some money...)
I didn't realize until now that we are the same age, I felt like you're so much more mature than me that I thought you were older haha
You're awesome
You said quite a lot of the things you bought weren't usual outgoings but these types of things always crop up, just in different ways. You're never going to have a wholly typical week
Exactly (which is why I said this week was pretty typical even though there were atypical expenses). I did have a minute long clip talking about this and how atypicality is typical but decided to take it out because it might have been boring :p x
Exactly (which is why I said this week was pretty typical even though there were atypical expenses). I did have a minute long clip talking about this and how atypicality is typical but decided to take it out because it might have been boring :p x
I love you!!!
I really love the picture of young Severus and Lily beside your desk! (I'm a Slytherin and a Snapehead)
Ahh I'm a huge Smiths fan too 😀
I use app Money Lover
I can know that how much I spend in everything and it's statistic helps me a lot
May I suggest a "seasonal fresh products challenge" ? I see you buy some fresh pepper in February. Idea: buy them canned or frozen, they then had been produced in summer and being canned or frozen means less waste in production.
Blessed Life
your top is lovely