I actually got a 150k offer for the Platinum and got approved. At first it was 125k, i started the application process and filled out all the necessary questions, but before I submitted I backed out and refreshed home page. (Now What I did was by accident, mainly because I was afraid to get rejected) When I refreshed the page and checked for offers, it changed to 150k welcome bonus after spending $6k within 6months so I decided to just apply and got approved within seconds. Not sure if this will work on everyone, but its worth a shot if your looking into getting the Platinum or maybe itll work on gold as well. Just figured Id share this with everyone and hope it helps.
Great video, Daniel. Hopefully, AMEX members see this and start getting the extra value you highlighted here. I have to say, combining Rakuten with statement credit offers is a great way to maximize value. I have done this a few times already with both my AMEX Gold card and the Chase Sapphire Preferred card offers.
Love my AMEX CC's, I take full advantage of them. Making my everyday purchases give me free travel experiences is definitely a great perk. Been looking at that Venture X CC too, very tempting to apply 👀
Nice! Yeah the travel points and benefits on Amex cards are great! And I agree, the Venture X is another really great option that I'm hoping to get soon as well!
I just applied for the Amex gold last week and I got the 90k offer! I went to the Amex home page and filled out my information to see if I was prequalified. The link to the gold card application from there was advertising a 90k intro bonus.
Hey man, THANK YOU. I was about to apply for the Amex Platinum for 100,000 points but luckily saw your video first. I went to the Resy site you mentioned and saw the offer for 125,000 points which I applied for and got approved. You now have a new subscriber!
This might be a weird comment, but THANK YOU for saying Amex. I don’t know why most TH-camrs insist on fully pronouncing “American Express” 75 times every damn video.
Thank you for everything! You have Been extremely helpful ! I got my first Amex card back in February and I absolutely love it ! Traveling to Mexico this month , and it was free, since I used my Amex points !
Excited for the new video even though I miss the old setup sometimes haha. Would you ever consider making a video talking about the Delta SkyMiles Reserve vs the Amex Plat?
Haha yeah I kind of miss the old setup too sometimes. But I had to constantly build and take apart my lighting and camera equipment in my living room for every video - now I just keep it setup up in my office room which is nice haha. Yeah I'd like to make some videos about some of the specific airline credit cards out there as well and that's a top card!
Right now you can get 125K for the platinum and 90K for the gold just through the website. However, the resy option he mentioned here may yield more points if you spend a lot on restaurants. The resy option for the platinum right now is 100K points + 10x points for restaurants for up to $25K of purchases. That means if you spent greater than ~$2,800 in six months on restaurants, you would yield more points than the 125K offer (you normally earn 1x points, so you are bonusing 9x points over the standard offer).
I missed the higher bonus on the gold, but I am looking at adding the trio starting with chase. Thanks for the tips. I will definitely look into the app.
PSA: Amex is known to not honor sign up bonuses, I applied and got the 90k offer for the gold card but they’re only giving me 60k points. Super disappointed, feel like I got cheated but whatever. If you want to apply for an Amex with a sign up bonus make sure to call them and have a rep email you everything so you have proof.
I was able to get the 90,000 point offer plus the 20% back from restaurants from a random persons referral link from Reddit… it was the second to last day to get that offer tho. Very happy to have found it and get approved!
Hey Daniel- Thanks for all the reminder....I just called the retention line. I have had platinum for year "at the new $695 rate". I've actually had the card for many years. As you know it just went to $695 last year. They said spend $4000 in 4 months and they will give me a $400 credit. The net net is the card will cost me $295 and I will well use the $695 plus.... Thanks again!!! See you in the Centurian lounge! :)
This video was just a plain T-Shirt from J Crew I think - but in some of my other recent videos I've been wearing shirts from an online store called Cuts. Thanks so much for watching my content!
Hey Daniel, AMEX is offering me 90k points for the Gold. Resy shows 75k with the $250 dining credit. Which do you think I should take? This will be mainly used for dining.
Debating if I should get the Delta Amex card but the benefits (lounge access) is the same with my AMEX Platinum card, so not sure if it’s worth opening one.
Yeah could be good if you fly Delta mostly, but varies from person to person how much they would use a single airline card like that. But its definitely a great option!
Congrats on the new card Robert! And yeah, larger one-time purchases always help to reach those minimum spend requirement quicker. As long as your buying things that you would normally spend money on anyway and not just overspending to reach the bonus, then it's all free value!
I have been successfully using my Blue Cash Everyday AMEX from 6 months now, basically a new user in the AMEX , how long do you think will happen before they offer me a Platinum Card or at least the Green Charge card ?? Thanks in advance, great content!
Rakuten used to be Ebates which has been around since the 90's. I've been with them since day 1 and have gotten several hundred dollars back. Their Rakuten credit card however, is closing down which is a shame as if you used it with your cash back you got an extra 3% too.
I recently got the gold, but i also wanna get the Platinum card but based on some reasearch I did, it says to wait 1 year before aplying for the platninum card.
Wise advice, Daniel. Thanks! Your last point about the Schwab Platinum makes me wonder why more people don’t get that card, instead of the vanilla version. BTW - I’ve been enjoying the combination of the Schwab Platinum paired with the Amex Gold (my grocery and dining card). Hope all is well.
It's probably because the Vanilla usually has a larger sign up bonus then the Schwab. Also, unless you dig into the Amex site, you will not see the Schwab, Morgan Stanley, Goldman Sachs Platinum etc... So some people probably don't even know these cards exist Unless they have accounts at those brokerages. I have the Vanilla and Schwab cards but I only got the Vanilla for the sign up bonus and will cancel next year
@@SledgeIncTeam Thanks. I did exactly the same. I knew about both but got the Vanilla version first for the 100,000 offer. Then I got the Schwab version a year later and closed the Vanilla version.
Thanks going to be my exact move as well! I have the Vanilla Platinum now and got a retention offer this year which is why I have it open still. But mainly got it for the bonus and then I plan to get the Schwab hopefully next year!
This may sound like a dumb question. I already have the Amex Blue Everyday like 3 months ago .. I want to apply for the Gold Card . Question is. Should I apply while I'm logged in to my account so that way I don't get a Hard inquiry (At this date their offer is 60,000 points). Or is not necessarily to be logged in? (This way I'm in a incognito mode and their offer is 75,000 points) Or either way is just going to be a Soft poll since I'm already in there system? Thanks. Keep it up.
Thank you for sharing this info! Thanks to you, I'm looking into getting a Charles Schwab AMEX card. It asked for a referral code and I wish you had one because I would have put yours in! If you do have one, you should definitely include it in your descriptions from now on. Thanks again!
Hey thanks for watching, glad to hear you’re getting the Schwab platinum card! While I do put affiliate links to most credit cards in many of my descriptions, I don’t have a specific one for the Schwab card because it goes through Schwab. But thanks for asking!
I have Amex air miles platinum card. I wanted to upgrade to cobalt, however Amex said they want to do a credit check for cobalt as a new application. Although my score is good, but I don’t want to run a credit check for cobalt. Any advice, how can i upgrade to cobalt without credit check.
You forgot the best AmEx hack: Enlist in the military so you get all your annual fees waived.
Does it work on all AMEX cards or just the Platinum and Gold?
Do you have to be Active duty? Or does National Guard count?
@@jesusr7961 Active Duty only
@@Gummb0 that’s a lie , you can waive fees being a vet
Yessss this
I actually got a 150k offer for the Platinum and got approved. At first it was 125k, i started the application process and filled out all the necessary questions, but before I submitted I backed out and refreshed home page. (Now What I did was by accident, mainly because I was afraid to get rejected) When I refreshed the page and checked for offers, it changed to 150k welcome bonus after spending $6k within 6months so I decided to just apply and got approved within seconds. Not sure if this will work on everyone, but its worth a shot if your looking into getting the Platinum or maybe itll work on gold as well. Just figured Id share this with everyone and hope it helps.
What happens when you don’t have a limit? I’m confused by this. Like what is my limit can I spend 200k if I wanted to? Lol
You have to preapprove large purchases or they will be declined
Great video, Daniel. Hopefully, AMEX members see this and start getting the extra value you highlighted here. I have to say, combining Rakuten with statement credit offers is a great way to maximize value. I have done this a few times already with both my AMEX Gold card and the Chase Sapphire Preferred card offers.
Love my AMEX CC's, I take full advantage of them. Making my everyday purchases give me free travel experiences is definitely a great perk. Been looking at that Venture X CC too, very tempting to apply 👀
As much as I don't like Capital One, the Venture X is very tempting
Nice! Yeah the travel points and benefits on Amex cards are great! And I agree, the Venture X is another really great option that I'm hoping to get soon as well!
Watching you vid, woke me up I decided to request a doubling of my credit limit with AMEX, got approved within 5 seconds!! Huge Thank You!!!
Thank you Daniel, I was suprised at the credit limit increase trick of up to 3x the limit, mine got instantly approved from 6k to 18k!
Awesome, that's a great increase! Thanks for watching!
Thank you so much for this advices. I just increased my credit limit from $10,000 to $30,000 by taking you advice. Good job! Amex card holder.
I had 15k but was too nervous to ask for a high amount lol but I asked for 25k and got it.
Did they ask for proof of income for that high? I put I made 600k on my Amex gold so I don’t want to get checked lol
I just applied for the Amex gold last week and I got the 90k offer! I went to the Amex home page and filled out my information to see if I was prequalified. The link to the gold card application from there was advertising a 90k intro bonus.
Nice, such a great offer so I'm glad you found that!
Hey man, THANK YOU. I was about to apply for the Amex Platinum for 100,000 points but luckily saw your video first. I went to the Resy site you mentioned and saw the offer for 125,000 points which I applied for and got approved. You now have a new subscriber!
That's so awesome to hear - glad you found the video before applying and got that higher offer! And thank you so much for subscribing as well!
This might be a weird comment, but THANK YOU for saying Amex. I don’t know why most TH-camrs insist on fully pronouncing “American Express” 75 times every damn video.
Lol I guess I've never noticed that! But I usually say Amex so that's what I guess I say more of in my videos
Thank you for everything! You have Been extremely helpful ! I got my first Amex card back in February and I absolutely love it ! Traveling to Mexico this month , and it was free, since I used my Amex points !
I received a 100,000 welcome offer in June for the AMEX gold
Wow that's a really high offer, even higher than the ones that I mentioned here!
Where did you get this offer from? Amex website?
@@michaelk8689 I saw an article on OMAAT or Points Guy referring to it.
I just got my amex platinum in the Mail yesterday and got the 150k offer. too good to pass up. thanks for the great tips
Stumbled upon the video then requested for increase of 3x on my blue cash preferred and got approved instantly😂😂
I just got the 90K offer for the Gold card. Have 3 upcoming trips to I'm excited to get these points.
Please do video on the best way to go from regular Platinum to Charles Schwab AMEX Platinum.
Thanks for the video!I hope you also talk about how to increase credit when for 6 months it’s staying at 670.
Thanks for watching! I'm actually planning on making a credit score video hopefully either next week or the following week!
I jgot 90k for amex gold and 160k plat welcome points from referral links!
I did the 3X increase a few weeks ago on my Hilton Honors. Great AMEX hack!!
Excited for the new video even though I miss the old setup sometimes haha. Would you ever consider making a video talking about the Delta SkyMiles Reserve vs the Amex Plat?
Haha yeah I kind of miss the old setup too sometimes. But I had to constantly build and take apart my lighting and camera equipment in my living room for every video - now I just keep it setup up in my office room which is nice haha.
Yeah I'd like to make some videos about some of the specific airline credit cards out there as well and that's a top card!
@@Daniel_Braun I’d like to see a comparison of the United card lineup!
Is there a difference between paying off a balance immediately rather than waiting until the end of the month?
I just downgraded my skymiles reserve. Platinum gets you into both lounges anyway and gold has better categories.
Great video! After I fill up the 5/24 rule, I’m diving into Amex with these tips!
Thanks Mitchell!
Right now you can get 125K for the platinum and 90K for the gold just through the website. However, the resy option he mentioned here may yield more points if you spend a lot on restaurants. The resy option for the platinum right now is 100K points + 10x points for restaurants for up to $25K of purchases. That means if you spent greater than ~$2,800 in six months on restaurants, you would yield more points than the 125K offer (you normally earn 1x points, so you are bonusing 9x points over the standard offer).
Another great video 👍
I would like to see your top finance apps
Thanks Carlos! And I definitely think I'll make a video like that sometime soon
Speaking of the Schwab Amex Platinum, I've heard that some people found a way to get their annual fee waived. Don't know if it's true or not.
Yess I got qualified for $400 as a statement credit after I spend 3k in purchases within the first 6 months of Card membership. BCP
Very nice offer, thanks for sharing!
I missed the higher bonus on the gold, but I am looking at adding the trio starting with chase. Thanks for the tips. I will definitely look into the app.
I got an Amex platinum car and got 150,000 points on spending $4000 here in Australia
Nice! That's a huge bonus!
Really enjoyed the tips on cash back combined with offers 👍
Thanks Allan, I appreciate the support!
PSA: Amex is known to not honor sign up bonuses, I applied and got the 90k offer for the gold card but they’re only giving me 60k points. Super disappointed, feel like I got cheated but whatever. If you want to apply for an Amex with a sign up bonus make sure to call them and have a rep email you everything so you have proof.
That's crazy, for the most prestigious company to screw customers
How can you find out your credit limit for the Amex gold card? People are saying there’s a limit even though it says no preset spring limit?
love your videos! keep 'em comin!
Thank you so much! Plenty more content to come!
I was able to get the 90,000 point offer plus the 20% back from restaurants from a random persons referral link from Reddit… it was the second to last day to get that offer tho. Very happy to have found it and get approved!
Nice, that's the way to do it by searching around for the best offer out there! That's an amazing deal!
Thank you. The AMEX and Chase Offers tool from CardPointers is fantastic!
Thanks for watching David - yeah I love CardPointers!
Thank you kindly for the useful information. You’ve really done your homework.
So you should always add all of the offers ? No downsides to this?
Love the vids! Can you do chase hacks next?
Thanks so much! And yeah I plan to make a very similar video but for Chase!
@@Daniel_Braun Awesome! Can’t wait to see!
I got the 90,000 welcome bonus!
Nice, that's a great offer!
The RESY hack works!
I received $7,999 credit card name above up⬆ you can text him to apply for your credit card today
I watched your video and waited until i saw the 90k bonus offer and jumped on it!
When you say Amex platinum, is Delta one included?
Hey Daniel- Thanks for all the reminder....I just called the retention line. I have had platinum for year "at the new $695 rate". I've actually had the card for many years.
As you know it just went to $695 last year.
They said spend $4000 in 4 months and they will give me a $400 credit. The net net is the card will cost me $295 and I will well use the $695 plus.... Thanks again!!! See you in the Centurian lounge! :)
Hey Peter, thanks for watching! Glad to hear that you were able to get an offer like that to effectively lower the annual fee so much for this year!
Hey Daniel, where are your shirts from? I like the fit a lot. Appreciate the good content!
This video was just a plain T-Shirt from J Crew I think - but in some of my other recent videos I've been wearing shirts from an online store called Cuts. Thanks so much for watching my content!
At this point i already know all the hacks but still click and watch for Daniel's explanations. Thanks for the content!
That is so awesome to hear you say, thank you so much for always watching Juan! I appreciate that a lot!
@@Daniel_Braunbro i want to hack cc can u tell how this possible
really great advice.. I really appreciate this video. thanks Daniel, aka the math wiz...
Haha thanks so much Haas!!
Yea just signed up for Amex gold and got the 90k bonus
Nice, a great offer!
I got 100k for the gold last month
same!
Wow, those are great offers! Even higher than the 90k offer that I mentioned in the video!
YES on CardPointers. I like them better than the other one, and their customer service is great. Quick response and a sense of humor!!
Hey Daniel, AMEX is offering me 90k points for the Gold. Resy shows 75k with the $250 dining credit. Which do you think I should take? This will be mainly used for dining.
Please make a video with the top personal finance apps you use 🙏🏽
please do the video on the finance apps!
Will do, I definitely want to make that video sometime soon!
Is it true that asking for a CLI or applying for a new AMEX card triggers a financial review if your existing credit limit is above $20,000?
i got the 90k bonus for 4k in 3 months. i really don’t know why i go my such a good offer
That's awesome, that's a really great offer!
Generally 7 years is a “Lifetime” for Amex from datapoints I have seen.
I got the 75k offer when I applied for the gold card last week.
Nice, love to hear that! Congrats!
Debating if I should get the Delta Amex card but the benefits (lounge access) is the same with my AMEX Platinum card, so not sure if it’s worth opening one.
The only advantage you the Delta reserve is that you get a annual Companion certificate, free checked bags and possible upgrades
Yeah could be good if you fly Delta mostly, but varies from person to person how much they would use a single airline card like that. But its definitely a great option!
@@Daniel_Braun I have the Delta Gold just for the sign up bonus. Downgrading soon after it reaches a year
@@SledgeIncTeam i get free bags and upgardes because... military ;)
@@jefuryo I'd just stay with the Platinum
Great info love my amex cards want the gold now
I just got my Amex Gold! I love it! 90k points when I spend $4k in 6 months. I’m moving so would buying furniture and moving stuff help reach that?
Congrats. Any spending would help reach you goal.
Congrats on the new card Robert! And yeah, larger one-time purchases always help to reach those minimum spend requirement quicker. As long as your buying things that you would normally spend money on anyway and not just overspending to reach the bonus, then it's all free value!
Thanks for the help Daniel!
Thanks so much for watching as always!
The videos are awesome and very helpful.
Definitely would love to see a video on your top financial apps!
Thanks, I'll definitely make that video sometime soon!
Maybe in the US, definitely not in NZ!
Have you hit your max referral bonuses for your Amex? I’m guessing so with this awesome content!
Haha yeah I hit them already and incredibly thankful for that! Thanks so much for saying that!
I have been successfully using my Blue Cash Everyday AMEX from 6 months now, basically a new user in the AMEX , how long do you think will happen before they offer me a Platinum Card or at least the Green Charge card ??
Thanks in advance, great content!
Rakuten used to be Ebates which has been around since the 90's. I've been with them since day 1 and have gotten several hundred dollars back. Their Rakuten credit card however, is closing down which is a shame as if you used it with your cash back you got an extra 3% too.
Nice I didn't know the 90k I got was top for gold, feel content now
Great to hear that you got that! That's a huge bonus
I received a 150,000 bonus points offer through mail in Jan 2023
Very informative video, TY
Thanks Alejandro, I really appreciate it!
You should do another video like this for Chase.
I definitely plan to make a video like that very soon as well!
Yes, I’d like to know which apps you are using.
Left out card match… I looked at Resy which offered 125k. But card match did 150k points for $6k in 6 months
Yeah that's another great tool to use as well!
My question is can I use Gold card with investor card for Schwab account?
If you have a regular platinum, can you get a welcome reward for the Charles schwab platinum?
I was thinking, can you use the Platinum Card to buy investment properties?
If adding a $10,000 cc can help my utilization. How does a platinum with no spending limit help with credit utilization?
I recently got the gold, but i also wanna get the Platinum card but based on some reasearch I did, it says to wait 1 year before aplying for the platninum card.
Loving this
Yes please tell us about top finance apps you use.
Wise advice, Daniel. Thanks! Your last point about the Schwab Platinum makes me wonder why more people don’t get that card, instead of the vanilla version. BTW - I’ve been enjoying the combination of the Schwab Platinum paired with the Amex Gold (my grocery and dining card). Hope all is well.
It's probably because the Vanilla usually has a larger sign up bonus then the Schwab. Also, unless you dig into the Amex site, you will not see the Schwab, Morgan Stanley, Goldman Sachs Platinum etc... So some people probably don't even know these cards exist Unless they have accounts at those brokerages. I have the Vanilla and Schwab cards but I only got the Vanilla for the sign up bonus and will cancel next year
@@SledgeIncTeam Thanks. I did exactly the same. I knew about both but got the Vanilla version first for the 100,000 offer. Then I got the Schwab version a year later and closed the Vanilla version.
@@anthonygardner400 good move!
Thanks going to be my exact move as well! I have the Vanilla Platinum now and got a retention offer this year which is why I have it open still. But mainly got it for the bonus and then I plan to get the Schwab hopefully next year!
@@Daniel_Braun Good move. Great minds think alike. 😊
You got the Facebook "Like" pillow!!! 😁
For the 3x credit increase after 60 days, is that only for Amex credit cards?
wonderful tips sir :)
Thanks!
This may sound like a dumb question.
I already have the Amex Blue Everyday like 3 months ago .. I want to apply for the Gold Card . Question is. Should I apply while I'm logged in to my account so that way I don't get a Hard inquiry (At this date their offer is 60,000 points).
Or is not necessarily to be logged in? (This way I'm in a incognito mode and their offer is 75,000 points) Or either way is just going to be a Soft poll since I'm already in there system? Thanks. Keep it up.
Do I transfer money from American Express gold credit card
Well Said !
Thanks so much Susan!
WOW! Loved this video! Thanks for sharing this!
when applying for the amex plat Charles version, are we still eligible for that sign up bonus if we already carry the vanilla plat?
Yes want see video on top finance apps
thanks for popping out when I've done with and get 3 amex cards :D :D :D
Thanks for watching Matt!
Thank you for sharing this info! Thanks to you, I'm looking into getting a Charles Schwab AMEX card. It asked for a referral code and I wish you had one because I would have put yours in! If you do have one, you should definitely include it in your descriptions from now on. Thanks again!
Hey thanks for watching, glad to hear you’re getting the Schwab platinum card! While I do put affiliate links to most credit cards in many of my descriptions, I don’t have a specific one for the Schwab card because it goes through Schwab. But thanks for asking!
Hi Daniel, I wonder if non us citizens can apply for this kind of credit card when traveling to USA under visa tourist?
THANK YOU!
Finance app video sounds good
Thanks, I'll definitely try to make that video soon!
great video!
Thanks so much!
First year sounds good but the Blue Cash card has a $95 annual fee after the first year intro offer
Can one product change to Charles Schwab from standard AMEX p?
Same! i signed up for 60k and lost out on 90k
Yes a video on finance apps please!
You move around more, making the video more energetic 😅
Haha I've tried being more energetic with movement so glad to hear that it's working! Thanks Jeff!
hey daniel why do some credit card companies require good credit when bad creditors will give them profit from interest?
I have Amex air miles platinum card. I wanted to upgrade to cobalt, however Amex said they want to do a credit check for cobalt as a new application. Although my score is good, but I don’t want to run a credit check for cobalt. Any advice, how can i upgrade to cobalt without credit check.