Expert Regina stands out from other brokers because of her realistic approach, unlike those who often set unattainable targets and fail to deliver. She's truly unique!
Gave me a lot of inspiration for booking award flights with this video! I still think it's crazy that people in the military can do this hobby for free without having to worry about annual fees!!
@@La.aviator it’s simple buddy, if you’ve never served or put your life on the line for your country then don’t hate on the little perks that military members get and worry about your own damn business. End of story
@martinaltmann1658 I am active duty in the air force you manchild 🤣. I am not hating on the perks at all because I am using them myself. Please grow tf up and stop acting like you know everything because quite frankly it is embarrassing 🤣🤣🤣🤣.
TWO freaking Thumbs Up!! I have been trying to figure this shit out for the past 2 YEARS and I finally understand it now in this one video. THANK YOU! THNAK YOU! THANK YOU! Best Explanation and Best video Everrrr!!!
I used 150k points to get a $1500 iMac two years ago. Could have used the points for a business class ticket or a couple of fancy hotel nights. I use the iMac almost daily and it's a great computer, I got great value out of it. Flying once business would have been great for a few hours and a great memory but that would have been that. I think you have to look at redemptions on a basis of what is personally valuable to you as well, not necessarily just the cents per point.
That’s still dumb unless you can’t afford $1500 to buy a computer….the points don’t expire. The smart way is to pay $1500 for the computer then use the 150k points for a business class round trip to extract max value. The difference between cattle class vs business is 4-6k usd…do the math
@@onlythebest3311 I can easily afford the 1500.. you missed my point. They were just sitting in my account for over a year. I wasn’t planning any trips to Europe any time soon. But I sure got the value of using the computer.. either way my point is also looking at it from a personal value perspective. But you are correct as well I’m not denying that.
@@onlythebest3311 I feel like everyone has a different way of valuing things though. Like for me using airline points has no value to me because as an airline employee, first class international would cost me less than $100 round trip( The real value without all those markup). So that computer might be more valuable for him.
The important thing is you're happy with your choice. For me, I used to value electronic goods more than experiences, but as I get older I value experiences shared with my loved ones way more than things.
You’re all wrong lol. Transfer the points to a Charles Schwab brokerage account and it’s 1.2 and you can spend it how you’d like. You could buy two computers for the price of the points you’ve used. Or you could have invested the points as money (money doesn’t expire) and booked in cash and gotten MORE points. You’re welcome 😂
Finding a booking with points that offers a good deal ends up costing me more time than saving. For instance, flights from Los Angeles to Japan in premium economy or business class on Air Canada and Virgin Airlines show little to no value, while ANA has all options waitlisted, locking your points indefinitely until confirmation is received, regardless of the date on all those airlines. No first-class options seem to be available on any airline. Many of these types of videos gloss over the fact that these redemption methods are not EASY ways to redeem. Let me know if I'm missing something.
While these redemptions are tough to search for and find, the end value is so worth it. My first Amex points redemption was for 4 nights at a Choice hotel in Maui. Not your typical transfer partner compared to Hyatt or airlines, but the room had a king bed in a separate bedroom, full kitchen, living room area and even a small patio, and it was situated right across the street from the beach in Kihei. It normally would've cost $1,700 for the 4 nights including daily resort fees. I was able to redeem the 4 nights for just 48K points and $200 in resort fees. Doing the math, I got 3.125 cents per point, no way was I going to pass that up.
Round trip first class? How did you find it? Virgin Atlantic? I didn’t find any on United and hate calling virgin (none when I called twice) so when I saw 2 one way first class and 1 one way business class on ANA website, I booked it directly for a lot of points and cash 😭
Oh and I think economy class on ANA website was 35k points + $400 tax and fees for round trip before they increased in 2024 or something. Probably better off just buying $700 economy in the market
Its still confusing how to find those deals do hou check each airline website separately, are you flexible on time , how to transfer points to those airlines?
This doesn’t make sense. How do you find those flights or hotels for so few points? I’m looking at Amex transfer partner Marriot Bonvoy and the Courtyard hotel is 202,000 pts or $1,050 for 3 nights. Which is a terrible cpp. What am I not understanding?
Thank you for the info. Much appreciated. Guess you really fly a lot to have knowledge of the overseas carriers and where they fly to get the best deal. Is there an easy way to learn how to use the overseas carriers other than logging into each airline website?
There is no "value" in spending $25k on a flight. Taking the edge off that exorbitant cost is nice in theory, but i will never spend someone's net salary on a round trip to anywhere. Id rather have the macbook
Thank you for showing the different examples with travel partners. When you go on the airline or hotel websites and search the $ cost of at ticket or stay, where do you usually navigate to see how much it costs in AMEX points? Or what section of a website usually has the AMEX points prices/conversion?
.6 cents isn't very good value compared to 1 cent per point I get from my chase cards. It's almost double the value of Amex. Do you think Chase is a better card because of the better value on the points?
I guess AMEX has a different point redemption rate, I'm in canada and the pt converts at 1000pt = $13.... it's honestly not bad. The flight deals in canada are terrible, like aeroplan is basically 1 to 1 transfer, and AC's pt to flight conversion is also terrible.
Hi John, I appreciate your tips on this matter for points transfer. You mentioned for ANA to Japan, and Virgin Airlines, which other airlines do you recommend for Vietnam, please. And it’s only good now or also next year. Please help
I have about 560k points and adding 6000 points every month and I have no ideal how to get the most out of it. And I never fly with ana and how do I get a membership?
For real! At least not on United or virgin. Saw and booked a bunch of one way first and business class on ANA website but it cost a lot of points and cash. Still debating if it’s worth it.
Unfortunately you can't combing Bilt and Amex points. But if there are airline or hotel partners they share you can consolidate in that way, hope this helps!
Thanks for the tip….Planning a trip to Bali and wanted to fly ANA….Singlehandedly, Amex points or bilt points may not be enough to book but after taking your tip, found out Emirates and aeroplan are shared by both Amex and bilt. Also found out aeroplan is partnered with ANA. How about using Aeroplan to allow me to fly ANA?
Credit card points are alive as long as you have an active card that earns points. For example, I had an Amex platinum card years ago and every day card but I closed the plat after a year, the points are alive since the everyday also earn points and I left that open
I am sitting on 300K Amex point and planning a family vacation from New York to Tokyo next year march. I want to learn the best way to use my point. Can you help me please
Should point out that ANA miles take a few days to actually transfer over. So you should have plans to book an ANA flight sometime soon if you transfer.
You should compare with the lowest cash price of the same day man! not cool not cool. Paying cash gives you miles and status points, which is very valuable and doesn’t come with reception bookings.
John, have you ever seen any promotions from Amex for transferring to hotel partners? I'm sitting on 150k amex points that I'd like to use for hotels but unsure if I should just transfer to hilton or wait for a promotion if it ever comes up.
Amazing video!!! Thank you!!! How is the process to buy tickets in Delta with Virgin Atlantic? First is creating account in Virgin… Second transfer points… How buy the tickets in Delta with Virgin A Miles? What website or app? Can you help please 🙏
I am planning a trip to Japan, so I definitely want to learn how to transfer Am Ex points. I heard it's a little tricky. First class would be awesome !!!
Kind of an old comment but figured it may help. ANA first class is hard to book, call virgin Atlantic at 3 am (min wait time) for availability and then transfer the points to buy. I hate calling and spotted 2 ANA first class on ANA website so I booked it with 100K points + $600 fuel fee per.
I booked a lot of openings for one way first class and waited for a business opening but then they were increasing the fuel fee to $800 so I just brought an economy and first class round trip before the increase. I could have waited for the business opening but I didn’t want to use more cash. Virgin Atlantic way didn’t charge as much for fuel fee but I hate calling. People say you can check for openings on United award but I’ve never seen any spots above premium economy.
Editorial note: lead with your strongest point not the lame points. I’m not going to invest time in the video if it’s possible all the info is about lame redemptions. Should have presented items in reverse order.
I'm interested in investing, but I'm not sure where to start. Do you have any advice or contacts who can help me out?
Investing can be complex, so it's smart to get professional guidance when building your financial portfolio.
It's a great idea to have a conversation with financial advisors like expert Regina to reshape your portfolio.
Expert Regina stands out from other brokers because of her realistic approach, unlike those who often set unattainable targets and fail to deliver. She's truly unique!
How can I get to her?
She's on WhatsApp 👇
Transfer partners starts at 10:27
Gave me a lot of inspiration for booking award flights with this video! I still think it's crazy that people in the military can do this hobby for free without having to worry about annual fees!!
Have you ever been to war buddy or done anything for your country? Better watch your mouth and keep collecting your little hobby cards
@martinaltmann1658 I have done a lot for my country and don't think you know what you are talking about
@@La.aviator it’s simple buddy, if you’ve never served or put your life on the line for your country then don’t hate on the little perks that military members get and worry about your own damn business. End of story
@@martinaltmann1658ask if you did shit lol
@martinaltmann1658 I am active duty in the air force you manchild 🤣. I am not hating on the perks at all because I am using them myself. Please grow tf up and stop acting like you know everything because quite frankly it is embarrassing 🤣🤣🤣🤣.
TWO freaking Thumbs Up!! I have been trying to figure this shit out for the past 2 YEARS and I finally understand it now in this one video. THANK YOU! THNAK YOU! THANK YOU! Best Explanation and Best video Everrrr!!!
Absolutely same here!!
I used 150k points to get a $1500 iMac two years ago. Could have used the points for a business class ticket or a couple of fancy hotel nights. I use the iMac almost daily and it's a great computer, I got great value out of it. Flying once business would have been great for a few hours and a great memory but that would have been that. I think you have to look at redemptions on a basis of what is personally valuable to you as well, not necessarily just the cents per point.
That’s still dumb unless you can’t afford $1500 to buy a computer….the points don’t expire. The smart way is to pay $1500 for the computer then use the 150k points for a business class round trip to extract max value. The difference between cattle class vs business is 4-6k usd…do the math
@@onlythebest3311 I can easily afford the 1500.. you missed my point. They were just sitting in my account for over a year. I wasn’t planning any trips to Europe any time soon. But I sure got the value of using the computer.. either way my point is also looking at it from a personal value perspective. But you are correct as well I’m not denying that.
@@onlythebest3311 I feel like everyone has a different way of valuing things though. Like for me using airline points has no value to me because as an airline employee, first class international would cost me less than $100 round trip( The real value without all those markup). So that computer might be more valuable for him.
The important thing is you're happy with your choice. For me, I used to value electronic goods more than experiences, but as I get older I value experiences shared with my loved ones way more than things.
You’re all wrong lol. Transfer the points to a Charles Schwab brokerage account and it’s 1.2 and you can spend it how you’d like. You could buy two computers for the price of the points you’ve used. Or you could have invested the points as money (money doesn’t expire) and booked in cash and gotten MORE points. You’re welcome 😂
Great video. Can you make a video on how you hunt deals and find out how many points a flight takes.
Finding a booking with points that offers a good deal ends up costing me more time than saving. For instance, flights from Los Angeles to Japan in premium economy or business class on Air Canada and Virgin Airlines show little to no value, while ANA has all options waitlisted, locking your points indefinitely until confirmation is received, regardless of the date on all those airlines. No first-class options seem to be available on any airline. Many of these types of videos gloss over the fact that these redemption methods are not EASY ways to redeem. Let me know if I'm missing something.
You are 100% correct. and good luck trying to book an award flight for a family trip during times like spring break - good luck with that.
you are correct, this wide is BS for clicks
Hello, I want to start investing, but I'm unsure where to start. Do you have any advice or contacts for assistance?
It's prudent to seek expert advice when creating a solid financial portfolio due to its complexities.
The truth is, you can't succeed without a reliable person like Naomi
Naomi's distinctive strength is her pragmatic approach, setting her apart from other brokers who often set unrealistic goals and fail to deliver
So, you all know her too? Her success story is everywhere!
If someone is straightforward and skilled in their work, people will always recommend them. I appreciate her honesty.
Thank you so much for the Cent Per Point equation!!! Makes deciding whether to use my points for purchases will be cost effective or not!!!!
While these redemptions are tough to search for and find, the end value is so worth it. My first Amex points redemption was for 4 nights at a Choice hotel in Maui. Not your typical transfer partner compared to Hyatt or airlines, but the room had a king bed in a separate bedroom, full kitchen, living room area and even a small patio, and it was situated right across the street from the beach in Kihei. It normally would've cost $1,700 for the 4 nights including daily resort fees. I was able to redeem the 4 nights for just 48K points and $200 in resort fees. Doing the math, I got 3.125 cents per point, no way was I going to pass that up.
For new york -> tokyo and back, it is 150k in first class. But how many points is it in normal class
Round trip first class? How did you find it? Virgin Atlantic? I didn’t find any on United and hate calling virgin (none when I called twice) so when I saw 2 one way first class and 1 one way business class on ANA website, I booked it directly for a lot of points and cash 😭
Oh and I think economy class on ANA website was 35k points + $400 tax and fees for round trip before they increased in 2024 or something. Probably better off just buying $700 economy in the market
Its still confusing how to find those deals do hou check each airline website separately, are you flexible on time , how to transfer points to those airlines?
This doesn’t make sense. How do you find those flights or hotels for so few points? I’m looking at Amex transfer partner Marriot Bonvoy and the Courtyard hotel is 202,000 pts or $1,050 for 3 nights. Which is a terrible cpp. What am I not understanding?
I don’t think Marriot has a good conversion rate usually unfortunately
Hilton would be better since the transfer is 1,000 = 2,000
can you make a video about the best transfer partners and how you find the flights
Can you make a video on the best travel/hotel partners that let you use points via transfer?
Thanks to your videos, I’m going to Florida and Canada (roundtrip) this year only spending about $150 😊
Thank you for the info. Much appreciated. Guess you really fly a lot to have knowledge of the overseas carriers and where they fly to get the best deal. Is there an easy way to learn how to use the overseas carriers other than logging into each airline website?
Can you rollover points from year to year ?
There is no "value" in spending $25k on a flight. Taking the edge off that exorbitant cost is nice in theory, but i will never spend someone's net salary on a round trip to anywhere.
Id rather have the macbook
however - when you purchase through the AMEX portal (or CHASE) the cost for a flight is often greater than if through KAYAk, for example
How does this work for other currencies ?
Do we need to subtract the amount of points earned from the purchase from the amount of points used for the statement credit?
Thank you for explaining this so clearly!
Thank you for showing the different examples with travel partners. When you go on the airline or hotel websites and search the $ cost of at ticket or stay, where do you usually navigate to see how much it costs in AMEX points? Or what section of a website usually has the AMEX points prices/conversion?
.6 cents isn't very good value compared to 1 cent per point I get from my chase cards. It's almost double the value of Amex. Do you think Chase is a better card because of the better value on the points?
I guess AMEX has a different point redemption rate, I'm in canada and the pt converts at 1000pt = $13.... it's honestly not bad. The flight deals in canada are terrible, like aeroplan is basically 1 to 1 transfer, and AC's pt to flight conversion is also terrible.
Why didn't you mentioned transferring to a hotel? Like what if Hilton offered a 2x points 1000 = 2000 points in Hinton points. Would that be worth it?
Howdy John, Going through the benefits I see resy. Is there any point in signing up with this? Thanks, great videos.
Does the BUILT credit card also have the same or more fantastic partners for transferring points?
Hi John, can you do a best value for round trip to India from US next time?
Really great video
Great intel and well presented. Can I use the same formula for Amex platinum in Canada?
Hey John can you make a video on how charge cards help your credit score? Thanks for all the great info!
How do you get so many points? What are we buying to get so many??
This is the video that I need. Thanks so much for making this and taking all the work out for us. Excellent video!!
The process is meticulous but you make it sound so easy 😂
I think I’ll just stick with my chase freedom.
Hi John, I appreciate your tips on this matter for points transfer. You mentioned for ANA to Japan, and Virgin Airlines, which other airlines do you recommend for Vietnam, please. And it’s only good now or also next year. Please help
How about hotels?
I have about 560k points and adding 6000 points every month and I have no ideal how to get the most out of it.
And I never fly with ana and how do I get a membership?
how come i dont have the go shopping option
Thank you❤❤❤
I got my Amex blue cash everyday credit card, can I also transfer my points to airline partners?🤔🤔🤔
The Blue Cash Everyday is a cash back card only. The cards that earn points would be cards like the Green, Gold, and Platinum
You only get statement credits. Money. No points.
Thank you, got it 🙏
If you found ANA award seats I would be very surprised. They are never available.
For real! At least not on United or virgin. Saw and booked a bunch of one way first and business class on ANA website but it cost a lot of points and cash. Still debating if it’s worth it.
Can I combine Amex points with Bilt points then use it on a transfer airline?
Unfortunately you can't combing Bilt and Amex points. But if there are airline or hotel partners they share you can consolidate in that way, hope this helps!
Thanks for the tip….Planning a trip to Bali and wanted to fly ANA….Singlehandedly, Amex points or bilt points may not be enough to book but after taking your tip, found out Emirates and aeroplan are shared by both Amex and bilt. Also found out aeroplan is partnered with ANA. How about using Aeroplan to allow me to fly ANA?
This is super helpful, thanks!
Just booked a business class flight from DFW to Cairo got a 2.3 cents per point value.
I have a question: are these points for a lifetime or do they expire in a year?
Credit card points are alive as long as you have an active card that earns points. For example, I had an Amex platinum card years ago and every day card but I closed the plat after a year, the points are alive since the everyday also earn points and I left that open
@@Lillysammy126 thank you! 👉👈
Thank You for This very informative video😀
I am sitting on 300K Amex point and planning a family vacation from New York to Tokyo next year march. I want to learn the best way to use my point.
Can you help me please
Great video. Thanks!!
Great presentation, I learned so much
John Liang, I subscribed because your videos are super cool!
OMG amazing video. I’m planning on traveling to Japan 2025. Your video was perfect on how to do it. Thank you 🙏 🎉🎉🎉🎉🎉
Should point out that ANA miles take a few days to actually transfer over. So you should have plans to book an ANA flight sometime soon if you transfer.
BUT you can book ANA flights with Virgin Atlantic, for not much more.
Is this a repost ?
Can you share your excel sheet?
Excellent video!
You should compare with the lowest cash price of the same day man! not cool not cool. Paying cash gives you miles and status points, which is very valuable and doesn’t come with reception bookings.
i thought you could get a $500 Delta gift card for a factor of 1... am i wrong?
Virgin offer is gone expired 29may
you the type of dude to have tmobile (:
Superlative presentation!
Great informative review
your numbers seem cold, they are shaking!
I love to transfer points to ANA too💪
John, have you ever seen any promotions from Amex for transferring to hotel partners? I'm sitting on 150k amex points that I'd like to use for hotels but unsure if I should just transfer to hilton or wait for a promotion if it ever comes up.
if the transfer rate. Is 1: 2.6 or 2.8 then it is ok but if just 1:2 then better wait
Amazing video!!! Thank you!!! How is the process to buy tickets in Delta with Virgin Atlantic? First is creating account in Virgin… Second transfer points… How buy the tickets in Delta with Virgin A Miles? What website or app? Can you help please 🙏
How do you have more than 6 million American Express points?! Any tips?
Thanks
I am planning a trip to Japan, so I definitely want to learn how to transfer Am Ex points. I heard it's a little tricky. First class would be awesome !!!
Kind of an old comment but figured it may help. ANA first class is hard to book, call virgin Atlantic at 3 am (min wait time) for availability and then transfer the points to buy. I hate calling and spotted 2 ANA first class on ANA website so I booked it with 100K points + $600 fuel fee per.
I booked a lot of openings for one way first class and waited for a business opening but then they were increasing the fuel fee to $800 so I just brought an economy and first class round trip before the increase. I could have waited for the business opening but I didn’t want to use more cash. Virgin Atlantic way didn’t charge as much for fuel fee but I hate calling. People say you can check for openings on United award but I’ve never seen any spots above premium economy.
Editorial note: lead with your strongest point not the lame points. I’m not going to invest time in the video if it’s possible all the info is about lame redemptions. Should have presented items in reverse order.
it's to ensure you stay till the end to watch the video, which means more $$ for content creators
Out of all cc youtubers this one has the worst advice
I have this guy address
He in plantation
You have really nice teeth 😬
The shaking graphics has made me soooo nauseous 🤢
American Express sucks
I would love to go Japan but my dreams end up in Target