I truly admire your videos and your ability to teach us in simple ways, i appreciate you alot! I’m a 24 about to 25 year old young lady and you truly help me and impact me so much to prioritize my finances and truly stick to continue healing my relationship with money, thank you. 💓💐
Btw, with Wealthfromt savings account, let’s say for an emergency can you transfer the money from your wealthfront to another checkings account like cashapp or local bank?
We did the Debt Snowball the Dave Ramsey way with gazelle intent. We were able to pay off over $146k in 26 months. It was tremendous fun & very painful at the same time. It was painful enough that the thought of taking on debt ever again literally causes me to have a panic attack. I think the reason why Dave wants people to become debt free the way he says is so people who do it his way will have the same reaction to debt I have. I’ve noticed that people who want to continue to “live their lives” frequently go back into debt because it wasn’t painful getting out. I see a lot on TH-cam
Yes I believe working while in school was my pivotal moment in the sense that I could overcome anything with hard work. I feel that because I didn’t have the support financially from my parents due to their own money issues of being in debt and bankruptcy that I had to find a way to pay and enjoy life. My younger brother is 24 and in grad school ans is just learning the difficulties of juggling going to school full time and working full time. I just feel it better prepared me for the future as well as the struggles life has thrown my way. My pivotal money moment is more recent. I am 28 and pregnant with my first baby and I am applying for a doctoral program for Audiology. So I started cash stuffing and saving about 2 months ago to prepare myself as a new mom and student that can’t work as many hours due to the demand from school. Thanks for all this information. I too want 6 kiddos whether they are biological or adopted. But I am learning now how to better prepare for my future with them. ❤
This is amazing, and you are very inspiring. Congratulations on our sweet new bundle. Keep up the hard work, I can already tell you will be very successful!!
Such a great savings challenge video! Love all the stories you shared. Extremely motivational to hear where you came from to what you are doing for your family. 🤍 May God bless you! 🙏🏼🫶🏼
I didnt have debt but i had 0 savings. My Dad died unexpectedly and my mom had to sell her home. Now i have an emergency fund, Christmas and sinking funds. Need to start a car fund. Youve inspired me take what's leftover every month and put it toward that.
First, I am sorry to hear about your dad's passing and mom's transition. I am so glad you have used that to fuel your savings journey. Thanks for watching, keep up the great savings work!!
I’m an introvert I love to stay inside if I didn’t have to leave the house I never would I just like to find my happy spot pick a book and read it or do saving challenges just a stay around home person. My dogs love it!
I learn something new each time I watch and even go back and watch again. In this particular video, you are using trackers. Are trackers a mini version of a savings challenge book?
I think the 100 envelope challenge looks fun and I see alot of people do it but why can’t you use “markers” of some sort to put money in high yield savings at maybe $1k or so?
You are such a great inspiration and appreciate the tips that you share on your channel. I'm interested in medical coding and was wondering if you recommend where I can start to getting a medical certification.
I appreciate this video so much. I have gotten burnt out in the past too on savings and have gone back into debt. It's good to think about what categories cause is to go into debt.
I see you do more than one saving challenge, but for me, could I just do one saving challenge at a time? Finish with one, then do another craving challenge we got still consider saving in with that work my case I'm new at this. Is that still saving in a way?
@lymanjoy OK, thank you for saying that ! So in one of your videos you said if someone was going to start they should start an emergency fund first , or should have one and once they have accomplish that then they can start other saving challenge because that's what I was thinking of doing first as a beginner right?
I did have a question about transferring a credit card balance going from 31.79% to 0 % it’s only 497.00 but the credit card I’m transferring to is only 500.00 good idea? Bad idea? Yes Christmas is in 13 weeks.
Gina, I appreciate you. Thanks for your question. I guess my question would be, is there a transferring fee, does the new card have any other hidden fees and how much can you pay monthly as well as how long the o% will last.
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Just found you! I love how you educate as you stuff!
I truly admire your videos and your ability to teach us in simple ways, i appreciate you alot! I’m a 24 about to 25 year old young lady and you truly help me and impact me so much to prioritize my finances and truly stick to continue healing my relationship with money, thank you. 💓💐
Btw, with Wealthfromt savings account, let’s say for an emergency can you transfer the money from your wealthfront to another checkings account like cashapp or local bank?
That is so very kind, thanks, I really am so glad. I really want all of us to be successful and financially free.
Yep!! Totally, I do all the time, and you can get a debit card. And use it just like a regular bank account.
@@lymanjoy love tha, I’m going to sign up!
i have just joined your channel,, it is really very inspiring watching you giving us tips and tricks for everyones journey to financial freedom.
Thank you for such kind words. 😁
We did the Debt Snowball the Dave Ramsey way with gazelle intent.
We were able to pay off over $146k in 26 months. It was tremendous fun & very painful at the same time. It was painful enough that the thought of taking on debt ever again literally causes me to
have a panic attack. I
think the reason why Dave wants people to become debt free the way he says is so people who do it his way will have the same reaction to debt I have.
I’ve noticed that people who want to continue to “live their lives” frequently go back into debt because it wasn’t painful getting out. I see a lot on TH-cam
Totally makes since!! Congrats on being debt free that's such an amazing accomplishment!!!
I'm saving alll of mine 20$ and alll of mine 50$ wish me good luck and love uour videos
Yes I believe working while in school was my pivotal moment in the sense that I could overcome anything with hard work. I feel that because I didn’t have the support financially from my parents due to their own money issues of being in debt and bankruptcy that I had to find a way to pay and enjoy life. My younger brother is 24 and in grad school ans is just learning the difficulties of juggling going to school full time and working full time. I just feel it better prepared me for the future as well as the struggles life has thrown my way. My pivotal money moment is more recent. I am 28 and pregnant with my first baby and I am applying for a doctoral program for Audiology. So I started cash stuffing and saving about 2 months ago to prepare myself as a new mom and student that can’t work as many hours due to the demand from school. Thanks for all this information. I too want 6 kiddos whether they are biological or adopted. But I am learning now how to better prepare for my future with them. ❤
This is amazing, and you are very inspiring. Congratulations on our sweet new bundle. Keep up the hard work, I can already tell you will be very successful!!
Such a great savings challenge video! Love all the stories you shared. Extremely motivational to hear where you came from to what you are doing for your family. 🤍 May God bless you! 🙏🏼🫶🏼
Thanks for watching!! Blessings to you, too.
I didnt have debt but i had 0 savings. My Dad died unexpectedly and my mom had to sell her home. Now i have an emergency fund, Christmas and sinking funds. Need to start a car fund. Youve inspired me take what's leftover every month and put it toward that.
First, I am sorry to hear about your dad's passing and mom's transition. I am so glad you have used that to fuel your savings journey. Thanks for watching, keep up the great savings work!!
I’m an introvert I love to stay inside if I didn’t have to leave the house I never would I just like to find my happy spot pick a book and read it or do saving challenges just a stay around home person. My dogs love it!
I get you!!! My second oldest is totally a grab a book, blanket and she set for life kid.❤️😊
I learn something new each time I watch and even go back and watch again. In this particular video, you are using trackers. Are trackers a mini version of a savings challenge book?
Yes, they are printable download from Jordan Budgets. 😃
Hi, did you color $53 for Bingo car registration but added $43 to your envelope?
Great eye!! Thanks your totally right.
I think the 100 envelope challenge looks fun and I see alot of people do it but why can’t you use “markers” of some sort to put money in high yield savings at maybe $1k or so?
I do now in my later videos, I know have Prop money. 😁
@@lymanjoy Awesome! I want do this challenge and that’s gonna be my plan. Thanks! 😊
🥰🥰🥰
You are such a great inspiration and appreciate the tips that you share on your channel. I'm interested in medical coding and was wondering if you recommend where I can start to getting a medical certification.
Thanks you. ❤️ So Ahima or AAPC, and it depends. If you want to do hospital coding, I suggest Ahima, but for doctor offices, I suggest AAPC.
Great video❤.......looks like the leaf on your flower may burn from this angle 🤦♀️🤷♀️
Thanks for caring, thanks for watching, but it's actually like 3 inches away. But I appreciate it!!❤️
@@lymanjoy I figured it may be ok and actually contemplated on posting that comment but I just couldn't shake it🤷♀️🤦♀️🤣
@@amandamanning1407 better safe than sorry, I appreciate it. 😁
I appreciate this video so much. I have gotten burnt out in the past too on savings and have gone back into debt. It's good to think about what categories cause is to go into debt.
I am so glad it was helpful. Gotta make a plan that inspires and works for you!!
Where did you get the envelopes for stuffing?
I have a few etsy shops I love. Here is one, but there is lots that are great.
www.etsy.com/listing/1458772823/vellum-cash-envelopes-set-of-4-flower
I see you do more than one saving challenge, but for me, could I just do one saving challenge at a time? Finish with one, then do another craving challenge we got still consider saving in with that work my case I'm new at this. Is that still saving in a way?
Saving, not craving, lol 😅
Absolutely , we each need to do what we can, and it will look a little different for each person. One at a time is a great strategy.
@lymanjoy OK, thank you for saying that ! So in one of your videos you said if someone was going to start they should start an emergency fund first , or should have one and once they have accomplish that then they can start other saving challenge because that's what I was thinking of doing first as a beginner right?
I did have a question about transferring a credit card balance going from 31.79% to 0 % it’s only 497.00 but the credit card I’m transferring to is only 500.00 good idea? Bad idea? Yes Christmas is in 13 weeks.
Gina, I appreciate you. Thanks for your question. I guess my question would be, is there a transferring fee, does the new card have any other hidden fees and how much can you pay monthly as well as how long the o% will last.
@@lymanjoy it’s only 4% transfer fee so like 16.00 and yes we can have it paid off in 2 months
What's the after 0% APR?
@@lymanjoy 24.5% after 9 months 0% APR