Your Money Habits Start With The Person In The Mirror
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- เผยแพร่เมื่อ 5 ก.พ. 2025
- The Ramsey Show (March 9, 2022)
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37:12. He slams that mute button and slaps the desk. He was tired of listening to that guy. 😂. So was I.
I love when dave calls grown men "honey, darlin, sweetie" lmao so great 😂
Lol me too
Same 😂
Only Dave Ramsey can get away with calling a grown man "honey" 🍯 🤣
True ‘dat! I notice he says that a lot and it makes me happy that it’s not a sexist thing and he doesn’t just call women that. As a woman, I feel like it’s a little demeaning to be called that by someone trying to explain something to you, like their “Mansplaining” and you’re too dumb to understand. I think he does in a way he would talk to his own grown children, so it’s nice.
Must be a southern thing
Lol yes
lol to me whenever he says that to dudes I hear “you broke idiot” 😂😂😭
Absolutely 👍🏽 too funny 😂
As a divorcee, I find it interesting that Dave has shifted to actually saying, "Your marriage is over." Not everyone is noble and not every relationship can be repaired. It's good not to convince someone that counseling is a good idea, when it clearly is not in some cases. It just prolongs the pain of severing what needs to be severed so the caller can move on.
Counselling only works with two willing parties. You're right it's not for everyone AND there's a difference between "irreconcilable" and choosing not to reconcile.
@Nikki Lauren i.e. committing adultery.
and the elective surgery is to make the boyfriend happy
@@NikkiNamikaze-Uchiha-Hatake.
100%
When you have your own peace and happiness.. it becomes quite obvious where things are going and whether it’s in someone’s best interest to stay or go. Typically, you get stuck for far too long. The only way to move forward would be without them if that’s the case. Great to reconcile if you can. But typically what the callers say is they’re struggling to get the other on the same page.
Notice how he tends to say it after they share the reactions or behaviors of their partner. And that’s why he says what he says. He can tell there’s no point in convincing someone who doesn’t care.
Love when Dave uses the old "Debt is dumb" line instead of the new tagline.
One of the best advice I heard Dave Ramsey say is participating in crazy doesn't make it go away. And I had to learn this hard way. Particularly against hidden forces in the world who has access to unlimited powers to experiment on human beings however they see fit!
Sinking funds have changed my entire life. I’ve been doing the cash envelope method for 4 years and it really works.
"If the Horse is Dead, Get Off" - my favorite proveb. I begged not to spend a lot, and cried when I saw the statement. It turned out I married a kindergarten. Thank God I'm divorcing now.
i am so thankful for your show. priceless. i tell everyone about it. whenever the topic comes up.
8:00 If they are making 175k a year and feel like they have no money, they haven't broken the cycle and will just get more debt
$50k is low with kids but some ppl wish they made $50k. The problem is dad is not working.
Boundaries. He has not come to terms its crashing and burning. Its a gut wrenching processing to come to terms about it. He needs a therapist to walk him thru it. His own therapist.
i wish Dave would speak on careers or jobs that offer tuition reimbursement, because that can significantly help pay for school.
💯
First caller 15k a month 🤑😬 man hope i get there one day
And that's what he makes while retired! Even more reason to work Dave's program.. it works!
Normal savings account, .02%. High yield savings account, .25%. I think we need a different term than a high yield savings account.
They used to be a lot higher yield and they are still higher yielding than a normal savings account which you basicallyproved
@@toohda relatively high yield savings account
You can still get a high yield savings account over 4.0%. Not great, but far higher than .25%.
A year later and it's 4.5 now
5.1 now😵💫
Sad thing most of these people make Over $50,000. So what about the individuals that make less? How do you find a Church that offers your program?
Evan’s call was so helpful to me.
Dave said: Including Brown nosing 😁😂😂😂🤣🤣
Stay-at-home dad, with wife making a 50k income? Maybe he should go to work and not make his wife do the working
Does anyone know what's involved with bringing this program into the school system?
I like all the hosts, but of course I like Dave the best.... but George has been great since he became a host, the guy's funny but seems to know when he's starting to get annoying, comes across as very smart to me, very entertaining. On top of that, believes in the Dave plan and is a 'if it isn't broke don't fix it' type of guy, that's how I see Dave's plan too, the stuff works so let's follow it.
How to sign up for the peace university, please
Thank you
Thank you for this
LOVE the bumper music at 30:30❤️🎶who is that?
The thief in marrakesh - arc de soleil
@@undividedheart4436 okay great, sounds like the artist Vaultz on Soundstripe, so good thanks🙏
I hate it when Dave tells people how to skip out on their debts. He talks a good talk about doing the ethical thing. Skipping out on your debts (while keeping all the cool stuff you got with them) isn't ethical and it isn't demonstrating good morals. People should pay their bills, even if it's no fun for them.
The interest rate is unethical and immoral.
@@bwari01 It's neither of those things because the person agreed to it. They had the option of not getting the credit card.
14:00 story stressing me out. He needs a job full time. He is stressing her out I know it. He need a horrible debt issue.
My sinking fund like insurances, my annual Roth, I save it in lump sum so I don’t have to save it monthly . I get no surprises
I have one entry like "Christmas" and just keep adding to it until the bill is due. I pay it and start the fund again.
Sure do love brilliant George 🌟🌟🌟🌟🌟
It’s crazy they at it again and don’t know what’s going on to stop this mess in this economy and no one will get out of their way to stop thisnmess
Romans 10:9-10 "That if you confess with your mouth, "Jesus is Lord," and believe in your heart that God raised him from the dead, you will be saved. For it is with your heart that you believe and are justified, and it is with your mouth that you confess and are saved
Wow, now people ask Dave if it is ok to have a second child !!! Wow !!!
we love to see it 20:28
Hello Dave , when you ask how much your household income, do you mean how much is the take home money?
God I hate bots .....yes home economics....they go buy net bring home pay
@@thedaredevil1907 no they don’t. They’re talking about gross pay. Your taxes and health insurance and things that get taken into account before you get the check are VERY important and change according to your choices
@@rjeffers3726 Maybe English is his/her second language?
There are scammers on every finance show where someone asks for investment advice and then a bunch of people in the thread say they've made buckets of "money" by hiring this amazing financial guru and recommend people in the thread do so, too. Almost the same cut and paste thread, but with different names.
One is "I made $64K by investing $7K with this guru's help."
I flag the original comment and the whole thread goes away.
Then what does she drive if she sells her car. Unless there a two in the family
Ramsey solutions needs to pair up with Marriage Helper!!! Seriously
Thank you guys. Great show.
Did George buy his Tesla yet??
Is Andy George’s brother?!🤣
Uh oh...he's done something we aren't being told about. Trauma response flipping out spending spree she suddenly slips into. 😢
Absolutely. Elective surgery? He has been failing her for a lot of years to get her to this point of dispair.
Get wealthy...through compound interest. But also, cash out your mutual fund. Seriously?! He just decreased his future retirement by about $400,000.
The balloon and lady was worried about inflation, lol
Thankyou 🙏🏽
1:30:40 😂😂😂😂
That lady BARELY explained anything about her husband beside the fact that he was upset that she over spent her money.. Dave automatically writes him off as a bad guy… lol
Does Dave know who Anne Frank is? I wouldn’t be joking around it, cause she probably didn’t have many days left when she wrote it 😢
Yeah, the woman is already planning for her life after the divorce. Outspending their income and getting elective surgery.
She has already moved on from this relationship but is taking him for everything she can.
He doesn’t/wont see it.
Sad
Children 8, 5, 3. Why stay at home? They are school age
Exactly. I have coworker who has a SAHM wife but her kids are between 5-14 soooo what does she do all day👀
Great Reset 😂😂😂😂😂😂
That Klaus Schwab WEF member with a book by the same title... yeah, it's funny. But not if it's implemented.
Dude stop begging in that marriage. Leave and move on.
These stay at home Dads 🤦♂️
What's wrong with it, if the mother can't or doesn't want to
@@Jss766 he can't afford it. And it's not like he has 6 month old triplets.
If your friends with Glenn Beck I can't trust you.
Ramsey math doesn't make sense
Dave ramsey is a 100
Goerge kamel is an 80
Dave + Goerge = 500
What terrible, completely theologically based advice. Never wait to have a baby? Wow. The guy is 100k in debt and trying to be a responsible parent by bringing a child into a financially stable family. Of course he should wait and get things under control. What if the baby is special needs? What if the mother, who might be part of the 100k income or most, dies during delivery? All those things are terrible without 100k debt but crushing with it
15k a month? Sheeshh! Good for him.
I bring in only 8k a month. I wish I had more to pay off my house
@@caliopeknows844 LOL.
It pays to live in a good neighborhood that you don't have to think about break ins or shoot outs. Consider yourself blessed, and not having other issues with it. Work hard and you shall succeed 💪🙏
Everyone income six figures how an I getting out with 50 gs
The woman in the first couple is so sketchy with her responses. She should know the questions she would be asked. That is same question that they are all asked. Sweetie, next time don’t sign up for the scream. 🙄
Brown nose lol….I just got it 🤦♂️
Oh man, the lady on the debt free scream has an annoying laugh
That's incredibly bad advice.. If you're in debt you should not be having kids that's just common sense..
Smh
@@caliopeknows844 well, I wish the parents of my students would learn to sacrifice for their kids. Instead, the parents buy cigarettes for themselves, but can't afford school supplies or clothes for their kids. Not everyone had fabulous parents like you did, unfortunately. I'm happy you had a great example to live by.
I think he should follow his own advice. I imagine the day he says "Ask yourself what is the ROI on a child? It is a million times worse than a new car!" Asked that way the option is clear to most. I do think Dave is a little too "make believe and fairytale about children ". However I think George has a streak of blunt truth that is starting to come through. He might say it.
@@caliopeknows844 My husband and I waited until we were debt free and bought a house. 🤷♀️ We just worked our tails off and made the sacrifices up front so that we wouldn’t have to as much when we have kids. Now I’m pregnant and so happy to not have those extra stressors, so there would be some kids at least lol
U888 VT NJ😮mop
Never heard Glenn Beck predict end of the world. He is right about alot of events. To call him your friend and to call him crazy and minimize his work and the help he has done throughout the world was not very classy.
He was on Glenn’s show a couple weeks ago. I do agree with Glenn on a lot of this stuff though. I’m not going to buy gold but I’m preparing. Not just based on what Glenn says, but what I’m seeing as well.
Dave is a finance guy. Glenn is not. Dave would do a lot of naive older people a lot of harm if he starts encouraging people to pull their retirements out frantically.
Dave and George, something bothered me about what Dave said to this caller. He said he doesn't believe in this "end of the world stuff." You both are Christians and quote scripture on your show. You do believe in the Rapture and that Jesus is coming back for his Church, don't you?
@@caliopeknows844 You are incorrect.1 Thessalonians 4:15-18 Says: "15 According to the Lord’s word, we tell you that we who are still alive, who are left until the coming of the Lord, will certainly not precede those who have fallen asleep. 16 For the Lord himself will come down from heaven, with a loud command, with the voice of the archangel and with the trumpet call of God, and the dead in Christ will rise first. 17 After that, we who are still alive and are left will be caught up together with them in the clouds to meet the Lord in the air. And so we will be with the Lord forever. 18 Therefore encourage one another with these words. The words "caught up" mean Rapture.
@@janetday3505 The rapture is not in the bible. The scripture you're speaking of is not talking about all Christians. In the book of Revelation, it talks about a select number of people who have a special covenant with Christ. Those individuals will fight along the side of Jesus during Armageddon and then serve as kings and priests during Christ's millennial reign. This is stated in Revelation. The great crowd also mentioned in Revelation will remain on the earth, and under Christ's direction under his millennial reign, will work to restore the earth and fill the earth with the knowledge of God. That calling in 1 Thess. is the sealing of those who have a special covenant and they will be taken right before Armageddon so they can fulfill their purpose.
@@Damon-qt3fw You are wrong. You need to do more research. I have been a Christian for over 40 years. Look up Charles Stanley, David Jeremiah, Billy Graham, all the great prophecy authors.
Every generation of Christians has believed they're the end of the world generation. But what Beck mean by it is not what the Bible means by it---he means "end of the world (as you know it)." Which happens all the time, but it will be worse if it goes in a bad way for us in the USA in a very stable country overall.
@@caliopeknows844 actually it is. The word harpazo which means “caught up”...aka rapture.
These people need God in their marriage and why Dave has steered away from Christian Values saying they should be divorced over finances. Dave is only concerned about money. Dave you can not serve 2 masters.
Says the guy with the NFL logo of all things. Seriously?
It’s not the money- she’s choosing not to put her marriage first. Money is just a symptom - it’s her heart .
It's the behavior. That's all it boils down to. And most adults act like children in covert ways. But to them it's normal because the masses does it. Monkey see monkey do.
Explain more please, you can send me an email if your willing to give the time and advice .. thanks in advance 🌎💞