ฝัง
- เผยแพร่เมื่อ 8 ก.พ. 2025
- Cash stuffing, debt update, and a no spend check in with me. Keeping motivated together is the best fuel to keep on track!!
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Thank you soooo much for your videos! You have been a blessing to me and you are encouraging me to keep on this journey of budgeting. Thank you again!!! 💕😊
Thank you for sharing that. Doing this budgeting with others like you mean so much to be, to keep going and sharpening one another. Thanks 😁
So happy win!! I got my car registration in the mail and momentarily got worried cause I didn't have the money but I did cause I have slowly been setting it aside. I love your channel, thank you for your motivation. It makes me feel like I can get this thing down!!
You can!!! Keep it up at one step in front of another.
When it rains 🌧️ it pours
Same for me. But
Also when it’s been dark , soon the sun will shine 😊
Indeed!! ❤️😁
Thank you for the book recommendation, I just ordered the book. I worked on my mindset through yoga. I have been debt free for about two years. Its all about mindset. Keep expanding!
Awesome, it sounds like you're well on your way!! ❤️😁
@@lymanjoy 🙏🏻
My goodness-when it rains, it pours. Two illnesses for you, a kid with a broken wing, a family emergency, and two major appliances on the fritz, all during a no spend? I hope things turn a corner soon, but good for you for being able to weather the storm and stay positive 😊
Thanks, it has been an adventurous start to my no spend. Hoping it gets better from here!!
Always enjoy your videos. I would say maybe $1,000 for a dishwasher. I got the next to cheapest and it was $1k. 🙄🤦🏻♀️ You’ll get there before you know it!!!
You're probably right. That's a good goal!!
Congratulations on your no spend month and all the extra you were able to put towards debt!!! ❤❤❤ what are some side hustles do you do??? ❤
I am so very sorry for your loss… ❤
I do apps like Fetch, upside, and Ohm Connect. I create digital products and sell them and, of course, youtube. As well as wealth building and life insurance broker work 😁 Lastly affliate marketing, babysitting and Facebook market place selling for old items not in use.
@@lymanjoy😮 wow you are a busy lady 😜 I need to step up my game 😂
Thanks for the great book recommendation! I will have to check it out.
Let me know what you think!
Just bought your downloads for budgeting and end of month. Looking forward to using them ASAP ❤
Awesome, let me know have any questions. Happy budgeting. 😊
Absolutely and thank you for your channel that gives so much inspiration and FUN ways to save ❤
Great video as always Laura, I’m sorry your sick again. I love how even when thing pop up, you just regroup and replan. I was just wondering why you still do the snow ball, I thought the heloc took care of those?❤Alway very inspiring.
I am using the snowball just kinda as a baseline to see how much extra I am putting into the heloc because all the minimum payments for the debts are gone. But theoretically, there is no snowball, just everything going to a heloc. 😁❤️
@@lymanjoy ok that's what I thought but I thought I would ask, ty
What account you are using to payoff debt?
A heloc in a second position. Essentially, taking every single dollar left over and transferring it to my heloc, which is set at 3.99 interest. But for the last two years, I simply did the snowball method.
Where did you get your envelopes from? They are nice.
I made them, but I'm thinking of selling on my site soon!
Thanks for the video. Btw, I'm sure you've answered this before, but I must have missed it, what is the origin of your channel name?
Thanks for watching! Lyman is my last name, and choosing joy is something that is important to me, so lymanjoy is what I went with. 😁
@@lymanjoy I love that! Thanks for explaining!
You said you was going to put 25 in heslth and you only put 20.00 in. You had 10 in the envelope and it should have been 35.
Oh, thanks. Going to fix that! Great catch. ❤️