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LymanJoy
United States
เข้าร่วมเมื่อ 15 ก.พ. 2023
Hi everyone Laura here. I am a busy mom of six, a wife, a medical coder, and an avid budgeter. I'm on a journey to become debt free and build my wealth for the next generation. Breaking generational strong holds of debt so the next generation can LIVE and GIVE like they were meant to.
On top of that I want to have joy in the journey. Even though there will and have been hard times there are always moments of joy to be found. I would love to have you all join me in becoming a woman who can leave a legacy for her children to inspire for and inspire others and I hope I can inspire you too!!!
Blessings
Laura
On top of that I want to have joy in the journey. Even though there will and have been hard times there are always moments of joy to be found. I would love to have you all join me in becoming a woman who can leave a legacy for her children to inspire for and inspire others and I hope I can inspire you too!!!
Blessings
Laura
FINAL Cash Stuffing in June // Debt Update BEAT goals #debtfreejourney #financial #cashstuffing
Join me as I wrap up the last cash stuffing of June. Update may debt tracker and round out the month. Are you struggling with debt and never seem to have enough left over? Try creating a plan that actually works watch now: th-cam.com/video/i4epjJJ2zOk/w-d-xo.html
Check my website out for all my products in the video:
www.thelymanjoycompany.com/
----Debt-Free Tracker----
www.thelymanjoycompany.com/store/p/debt-free-journey-a5-58x83
----Simple Budget Planner----
www.thelymanjoycompany.com/store/p/simple-budget-planner-letter-size-digital-download
🔳 ☕️ Purity Coffee ☕️
puritycoffee.com/
Enter code LYMANJOY20 at checkout, for a limited time, enjoy 20% off your first non-subscription purchase of Purity Coffee.
🔳100 Envelope ✉️ Challenge
www.etsy.com/listing/1710944936/50-envelope-challenge-l-purple-haze-l
🔳 Summer Saving Challenge ☀️
www.etsy.com/listing/1690680064/moving-savings-challenge-l-savings-to
🔳 LymanJoy Cash Envelopes ❤️
www.etsy.com/listing/1716872215/lymanjoy-inspired-cash-envelopes-l-set
🔳 Trackers
◾️www.etsy.com/listing/1725202910/lyman-joy-inspired-tally-trackers-l-book
◾️www.etsy.com/listing/1725199118/lyman-joy-inspired-tally-trackers-l
🔳 A5 Grey Planner Binder
amzn.to/3S6ofy1
🔳 Wet Erase Expo Markers
amzn.to/4bnH2Mn
🔳 A6 White Cash Binder
amzn.to/4aDhoDp
****As an Amazon Associate, I could earn from qualifying purchases, some of the links above could be paid links, and I can earn commissions. I may have other associate affiliate links as well, I can receive commission and/or payment from the products listed above. I am NOT a financial advisor, just a mom who has been through life and likes to share tips she has learned along the way.***
#2024cashstuffing #cashstuffing #cashenvelopemethod #cashstuffingmistakes #howtodocashstuffing #motivational #cashbudgeting #howtobudgetandsavemoney #daveramseyinspired #budget #zerobasedbudget #fiancialfreedom #financialliteracy #lymanjoy
#how
Check my website out for all my products in the video:
www.thelymanjoycompany.com/
----Debt-Free Tracker----
www.thelymanjoycompany.com/store/p/debt-free-journey-a5-58x83
----Simple Budget Planner----
www.thelymanjoycompany.com/store/p/simple-budget-planner-letter-size-digital-download
🔳 ☕️ Purity Coffee ☕️
puritycoffee.com/
Enter code LYMANJOY20 at checkout, for a limited time, enjoy 20% off your first non-subscription purchase of Purity Coffee.
🔳100 Envelope ✉️ Challenge
www.etsy.com/listing/1710944936/50-envelope-challenge-l-purple-haze-l
🔳 Summer Saving Challenge ☀️
www.etsy.com/listing/1690680064/moving-savings-challenge-l-savings-to
🔳 LymanJoy Cash Envelopes ❤️
www.etsy.com/listing/1716872215/lymanjoy-inspired-cash-envelopes-l-set
🔳 Trackers
◾️www.etsy.com/listing/1725202910/lyman-joy-inspired-tally-trackers-l-book
◾️www.etsy.com/listing/1725199118/lyman-joy-inspired-tally-trackers-l
🔳 A5 Grey Planner Binder
amzn.to/3S6ofy1
🔳 Wet Erase Expo Markers
amzn.to/4bnH2Mn
🔳 A6 White Cash Binder
amzn.to/4aDhoDp
****As an Amazon Associate, I could earn from qualifying purchases, some of the links above could be paid links, and I can earn commissions. I may have other associate affiliate links as well, I can receive commission and/or payment from the products listed above. I am NOT a financial advisor, just a mom who has been through life and likes to share tips she has learned along the way.***
#2024cashstuffing #cashstuffing #cashenvelopemethod #cashstuffingmistakes #howtodocashstuffing #motivational #cashbudgeting #howtobudgetandsavemoney #daveramseyinspired #budget #zerobasedbudget #fiancialfreedom #financialliteracy #lymanjoy
#how
มุมมอง: 3 154
วีดีโอ
June Cash Stuffing Challenge: 2nd & 3rd Paycheck Edition #cashstuffing #savingchallenge #financial
มุมมอง 2.4Kหลายเดือนก่อน
Let's cash stuff my second and third paycheck in June. Keep paying the debt and saving for the things we need!! Check my website out for all my products in the video: www.thelymanjoycompany.com/ 🔳 ☕️ Purity Coffee ☕️ puritycoffee.com/ Enter code LYMANJOY20 at checkout, for a limited time, enjoy 20% off your first non-subscription purchase of Purity Coffee. 🔳 Summer Saving Challenge ☀️ www.etsy....
Saving Challenges: Save MONEY Easily 👌 #cashstuffing #savingschallenges #finance
มุมมอง 5K2 หลายเดือนก่อน
Saving Challenges for beginners or the savvy, lets stuff my long-term savings together. Motivating and helping each other meet our goals. 🌟2024 Saving Challenges Book www.etsy.com/listing/1617215317/save-2024-in-2024-l-2024-saving 🌟2024 saving challenges (one in video) www.etsy.com/listing/1541267084/2024-savings-challenge-book-printed 🌟2024 Savings Challenge Book www.etsy.com/listing/127362644...
HERES HOW: Cash Stuffing // Money Jar // Saving Challenges #budget #financialliteracy
มุมมอง 4.9K2 หลายเดือนก่อน
Cash stuff, my first paycheck in June! Let's get all organized to obtain the goals for June!! Check my website out for all my products in the video: www.thelymanjoycompany.com/ Simple Budget Planner www.thelymanjoycompany.com/store/p/simple-budget-planner-letter-size-digital-download 🔳Purity Woods Organic Skin Care and MORE... puritywoods.com/ 🔳 LymanJoy Cash Envelopes ❤️ www.etsy.com/listing/1...
June Budget with Me #cashstuffing #budget #financialfreedom
มุมมอง 3.6K2 หลายเดือนก่อน
Monthly budget set up to get your summer set up right with a good plan in place. If you're ready to get your budget under control, or continue the year strong, you got to have the monthly budget set up. 🌟Gabb Kid Phone🌟 www.dpbolvw.net/9o105y1A719PRQQZSXTUSPRVUXTXXZ 🌟Simple Budget Planner www.thelymanjoycompany.com/store/p/simple-budget-planner-letter-size-digital-download 🌟Extended Budget Plan...
BIGGEST Budget Mistake // Finish Strong // May Budget Closeout #cashstuffing #budgeting #finance
มุมมอง 4.2K2 หลายเดือนก่อน
The biggest budget mistake you can make....not finishing strong. Every budget needs a closeout to ensure nothing was missed, changed, or needs to be adjusted!! Check my website out for all my products in the video: www.thelymanjoycompany.com/ Simple Budget Planner CLOSEOUT PAGES INCLUDED IN ALL PLANNER PACKS www.thelymanjoycompany.com/store/p/simple-budget-planner-letter-size-digital-download 🔳...
HOW: Debt Plan that WORKS // Last Cash Stuffing May // Saving Challenges #how #debt #cashstuffing
มุมมอง 5K3 หลายเดือนก่อน
Last cash stuffing for May! Also, an update on how much I was able to pay off in debt this month. Creating a plan to pay off debt is not only important but really is the key to success, are you in debt? Need a plan you can follow and motivate you? Here is how to create one that is custom for you and your life ➡️➡️➡️ th-cam.com/video/i4epjJJ2zOk/w-d-xo.html Check my website out for all my produc...
DO THIS: If Cash Stuffing Isn't Working // Want More Success?? #cashstuffing #financial #lymanJoy
มุมมอง 15K3 หลายเดือนก่อน
Let's do a mid-year check-in. Have you been doing cash stuffing, but you still feel like it isn't completely working. Do you ever have to take from one envelope because what you need isn't in another? Well let's chat and figure this out together. In this video I will show you how I set a plan to ensure I don't have to do it again. Check my website out for all my products in the video: www.thely...
May Cash Stuffing // How to Save for Summer #cashstuffing #savingschallenges #goals
มุมมอง 2.1K3 หลายเดือนก่อน
Cash stuff, my 2nd and 3rd paycheck with me. See how I am saving towards a fun filled summer. Check my website out for all my products in the video: www.thelymanjoycompany.com/ Simple Budget Planner www.thelymanjoycompany.com/store/p/simple-budget-planner-letter-size-digital -download 🌟Summer Saving Challenge www.etsy.com/listing/1729923842/summer-savings-challenge-l-6-envelope 🌟LymanJoy Cash E...
Budget by Paycheck // 1st Cash Stuffing of May // Save the Change // Summer Saving Challenges
มุมมอง 2.7K3 หลายเดือนก่อน
See how to cash stuff my 1st paycheck of May and then start my summer savings challenges so I can be all set for summer. Check my website out for all my products in the video: www.thelymanjoycompany.com/ 🌟Simple Budget Planner www.thelymanjoycompany.com/store/p/simple-budget-planner-letter-size-digital-download 🌟Extended Budget Planner (two-page planner better printed back-to-back) www.thelyman...
How I do a Monthly Budget // STEP BY STEP // Cash Stuffing, Sinking Funds, and Debt Payoff!!
มุมมอง 4.4K3 หลายเดือนก่อน
Do a monthly budget with me. If your brand new or simply need some motivation to do your monthly budget grab your stuff and let's do this together. Here I will show you how to budget bills, cash envelopes, sinking funds, saving challenges and even debt payoff. This will insure that every dollar has a home and purpose giving you a zero-based budget. 🌟Simple Budget Planner www.thelymanjoycompany....
The Mindset that Changes EVERYTHING / April Budget Closeout | My Debt Payoff Update
มุมมอง 3K3 หลายเดือนก่อน
Shift your mindset to grow and win by never giving up, watch how I explain in business how others do it. Also, I will I will show the wins in my debt payoff journey plus lets closeout the month so we can step into May well by reflecting and having a growth mindset. Check my website out for all my products in the video, Budget Sheets, Debt Payoff Sheets, Ect........................ 🌟🌟 www.thelym...
BEST Grocery Tip to SAVE ! Last Cash Stuffing April | Saving Challenges #frugal #cashstuffing
มุมมอง 4.1K3 หลายเดือนก่อน
Last cash stuffing for April plus is the best way to save a lot of money and one groceries during stagflation. And two saving challenges at the end. Let's finish up April strong!! Check my website out for all my products in the video: www.thelymanjoycompany.com/ 🔘 emeals emeals.com/ 🔘 Moving Savings Challenge moving🏡 🚚 www.etsy.com/shop/fwmCreationsbyChris?ref=shop_sugg_market 🔘 Debt Free Track...
BEST Debt Payoff Plan || Cash Stuff 2nd & 3rd Paycheck || No Spend Check-in #cashstuffing #how
มุมมอง 8K4 หลายเดือนก่อน
Cash stuff my first paycheck of April and do wallet unstuffing and stuffing for the month. Whether you are experienced budgeter or just starting out, you're in the right place lets encourage each other to find financial freedom!! Check my website out for all my products in the video: www.thelymanjoycompany.com/ 🔘 Moving Savings Challenge moving🏡 🚚 www.etsy.com/shop/fwmCreationsbyChris?ref=shop_...
1st Cash Stuffing April | New Saving Challenge | Unstuffing Wallet #cashstuffing #financialfreedom
มุมมอง 2.9K4 หลายเดือนก่อน
Cash stuff my first paycheck of April and do wallet unstuffing and stuffing for the month. Whether you are experienced budgeter or just starting out, you're in the right place lets encourage each other to find financial freedom!! Check my website out for all my products in the video: www.thelymanjoycompany.com/ 🌟Simple Budget Planner www.thelymanjoycompany.com/store/p/simple-budget-planner-lett...
Save Money EASILY with Saving Challenges #savingchallenges #savemoremoney #unboxing #finance
มุมมอง 3.1K4 หลายเดือนก่อน
Save Money EASILY with Saving Challenges #savingchallenges #savemoremoney #unboxing #finance
Monthly Budget Setup | Zero-Based Budget #cashstuffing #budgeting #monthlybudget #how
มุมมอง 5K4 หลายเดือนก่อน
Monthly Budget Setup | Zero-Based Budget #cashstuffing #budgeting #monthlybudget #how
How to do a Close-Out《》BEST Budget Tip #budgetcloseout #debtfreejourney #nospendchallenge #how
มุมมอง 3.8K5 หลายเดือนก่อน
How to do a Close-Out《》BEST Budget Tip #budgetcloseout #debtfreejourney #nospendchallenge #how
Last Cash Stuffing of March | Plus Long Term Savings #cashstuffing #bypacheck #savingchallenge
มุมมอง 3.1K5 หลายเดือนก่อน
Last Cash Stuffing of March | Plus Long Term Savings #cashstuffing #bypacheck #savingchallenge
How to Cash Stuff by Paycheck | Penny Challenge #cashstuffing #pennychallenge #how #zerobasedbudget
มุมมอง 4.8K5 หลายเดือนก่อน
How to Cash Stuff by Paycheck | Penny Challenge #cashstuffing #pennychallenge #how #zerobasedbudget
How to save money on Groceries / BEST WAY TO SAVE $$$ ON GROCERIES #groceryhaul #savemoney
มุมมอง 17K5 หลายเดือนก่อน
How to save money on Groceries / BEST WAY TO SAVE $$$ ON GROCERIES #groceryhaul #savemoney
1st Cash Stuffing of March / Unstuff wallet / Dollar Savings #cashstuffing #financialfreedom #how
มุมมอง 6K5 หลายเดือนก่อน
1st Cash Stuffing of March / Unstuff wallet / Dollar Savings #cashstuffing #financialfreedom #how
Cash Unstuffing and Condensing #cashcondensing #cashunstuffing #highyieldsavings #how
มุมมอง 2.7K5 หลายเดือนก่อน
Cash Unstuffing and Condensing #cashcondensing #cashunstuffing #highyieldsavings #how
How To Do Savings Challenges #savingchallenge #savemoremoney #how #cashstuffing #sinkingfunds
มุมมอง 4.4K5 หลายเดือนก่อน
How To Do Savings Challenges #savingchallenge #savemoremoney #how #cashstuffing #sinkingfunds
No Spend Mess Up | Huge Debt Pay Off #cashstuffing #budgeting #debtfreejourney #how
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No Spend Mess Up | Huge Debt Pay Off #cashstuffing #budgeting #debtfreejourney #how
The Key to Money Growth #cashstuffing #debtfreejourney #how
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The Key to Money Growth #cashstuffing #debtfreejourney #how
2nd Cash Stuffing for February / Debt Update #cashstuffing #debtupdate #savingchallenge #nospend
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2nd Cash Stuffing for February / Debt Update #cashstuffing #debtupdate #savingchallenge #nospend
First February Cash Stuffing | MISTAKE Reveal #cashstuffing #debtfreejourney #nospendchallenge
มุมมอง 3.7K6 หลายเดือนก่อน
First February Cash Stuffing | MISTAKE Reveal #cashstuffing #debtfreejourney #nospendchallenge
How to Make a Monthly Budget | Plan With Me!! #howtodoamonthlybudget #planwithme #cashstuffing
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How to Make a Monthly Budget | Plan With Me!! #howtodoamonthlybudget #planwithme #cashstuffing
Master Your Budget, Eliminate Overdrafts #closeout #budget #planwithme #financialfreedom
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Master Your Budget, Eliminate Overdrafts #closeout #budget #planwithme #financialfreedom
I would be very comfortable financially if I didn’t help my daughter, now for many years. But she needs the help, although she makes a decent salary, and just bought a house last year under duress, I’m proud of her! I will help her in the future and pray I stay healthy and I’m able to still work. Truth be told, I can’t out live my money so I’ve not much time left. Lol. It’s almost funny but I pray for miracles. Not to sound dramatic.
I love your stuffing regimen blessings
I ❤your way of doing savings. This is much easier and none stressful and to keeping me motivated.
Where are you? Missing your videos! ❤
Wait… what did I miss? When you added your bills total you only added $200 for gas and $300 for grocery, but you said you put $200 in gas for both paychecks totaling $400 and $300 in groceries for both paychecks totaling $600 a month. Did I misunderstand? Cause that total would leave you $-30 per month before you even started on your cash envelopes.
New subbie here, thank you for this video. A yearly reflection is a great idea.
Are you back at home yet Laura? How was your mission trip?
Hi Laura 👋 lovely cash stuffing 😊🩵
Love LIVE this video, now this method I clearly understand.
Keep crushing it. I love the money jar method as a bartender. I save all my cash tips towards my emergency fund. Anything above goes to debt payoffs. 💕✨
Love it!! Such a great way to stay motivated!!
❤❤
Release
Renew
I lost 40 pounds and now nothing in my closet fit so i had to start a sink fund for clothes because im losing weight for health reasons
How exciting!! Congratulations, I know personally how much hard work and discipline go into losing weight.
Some saving challenges are unrealistic.
Meal planning works for some folks. We just buy sales and stock up on those. Not all things are on sale, but we try to get the lowest price. We buy hamburger for the month when it goes on sale. We stock up when meat is on sale at a low price. We keep things for a tomato base sauce usually marinara that can be changed with spices, flour for white sauce, cream of mushroom too. We keep a good stock of canned goods from Aldi. We buy a couple of fruits and veggies weekly on sale. We keep chopped green peppers, onions, celery, and carrots in freezer to throw in casseroles. Same with blueberries and blackberries for cobblers and pies. Also, we keep the budget thr same amount weekly so it diesn't throw off other areas. Some weeks meat takes half of the budget
Totally done that too, great method!! I feel like the key is finding what works and is easy because then we stick to it.
Thanks....I need to create the categories..I left some off
We try to just stock up on sales as they happen. Some things aren't on sale, but those that are is where we focus. Hamburger is on sale for 3.89 once a month at our local grocery store, so we buy it for the month.
So so true, great advice. ❤️
I used your form to make one for us that is similar and works for us. It really had helped us fine tune some areas in our budget.
So glad it helped you find one that fit for your needs!!
I loved watching this video so relaxing! New subscriber! ❤
Thanks for watching. Thanks for your kind words ❤️
I am worried, I haven't seen a video from you in about a month. I hope you and your family are well and will come back soon
Oh, how I miss you all....will be back at it in September. Mission trip, some family challenges, had me tied up...but now I am back at. Thanks for messaging me. It means a lot that people cared. ❤️
Budgeting skills on point! 💯
Thanks 😁
I miss your videos❤️I hope you are all doing ok
Miss you all too!! We see you all in September. Can't wait to get back to it. 😁
Haven't seen you for a while hope your all ok 🥰
@pennybentley5125 had to settle back in from a mission trip to Albania. Will start back at it Friday MISS you all so much. 😃
@@lymanjoy Fantastic 🥰
I literally just came to your channel to make sure all is well ♥️ ❤️ Happy to hear!
You're videos are so helpful!
@BudgetDiaries-l5d I am so glad, thank you that's very encouraging to me 😃
Definitely rebooting my sinking funds efforts. Really does help!
Indeed it really does help!!
I use online recipes all the time. Very helpful for using what you have!
Yes great resource indeed.
Love this! Great ideas!
Hi! I really like this method of budgeting and fits with my preference of paying bills out of my checking account. I’m wondering what you would do differently for someone working hourly? I can make a good guess as to what my checks will be, but it can vary a lot. Thanks!
I always budget the lowest in 3 months that way there is always more never less.
Hi you have very good channel and you can put emoji in title and thumbnail so people love more your channel
Great idea thanks 😊
In the name of Jesus Christ this year you will Breakthrough 100 more your economy and the Lord bless your company Amen and also who read this comment Amen
Thank you ❤️
This is the best I have seen for even a baby can understand and be stacked in pre-school.
Quit giving so much to the church……$200/month is plenty. They have a nerve requesting 10% plus is completely insane.
I have been saving money by way of automatic transfers. I really like these cash saving challenges, but I never have cash in hand.
Totally, whatever works right!!
Your expenses for one month is more than I make in 3….😢
I have 2 almost 3 months of expenses in my savings account…once I hit 3 months ahead I am going to start attacking the last little bit of my debt and then my next goal is 6months of expenses!
YES!!! I seriously love that. How very exciting. 😃
Love the reverse grocery shopping AND meal planning!
Love the dog food tip!
Not sure how I missed this one! Always get something that I can use someway, planning. Need to get a better planning routine 👍
I’ve looked at so many of these videos. This is the best.
@eviescheiman7074 Thank you, that is so kind 😃
Hello. Quick question. If you are setting everything up before any of the paychecks come in and not doing it as a per paycheck budget how do you not bounce anything? I understand having a small cushion but does that mean this won’t work at all if you are not a complete month ahead? Just confused would love to quit doing this weekly as I am paid weekly and the checks are not equal. Thanks
I do both monthly projected, then 3 cash stuffing breakdown by paycheck, then close out to see how much projected and by paycheck match. But I have done this for a year and probably could do a monthly now because even though variable income I know my lowest over the year and could budget from that.
@@lymanjoy thank you
Hi Laura! Great stuffing! Nice update!😊
Thanks for watching
❤❤❤❤🎉🎉🎉🎉🎉😊
Have you ever worked at lowes😂
No but sounds fun lol
Love this way to prioritize sinking funds. Thank you. I’m so new to sinking funds
They have really helped me not go further into debt and reach new financial goals.
How many times do you stuff, i only get pd biweekly?
I save a little from every check and stuff once a month, unless I get extra money.
Where do you get those cash holder things
www.etsy.com/listing/1710944936/50-envelope-challenge-l-purple-haze-l
Whoa i was looking for something exactly like these!
Hi ! Thanks for your videos , do you sell printed planners , or can you suggest budget binder for letter size . I purchased the digital downloads of 8.5x11, don’t want to have them go to waste .
Lanpn 8.5x11 inch Scrapbook Photo Album, Linen Cover Archival Acid Free Top Load 3 Ring Binder Folder Photo Book 8.5 x 11 with 30 Plastic Sleeves 60 Pages (Black) a.co/d/2RDJRdB
Leather 3 Ring Padfolio with Calculator Blue Professional Portfolio Binder Organizer Briefcase Personalized Document Folder a.co/d/1Q2IZU1
Great video, thank you also for the book recommendations 😊