How to Pay at a Restaurant with a Card
ฝัง
- เผยแพร่เมื่อ 5 มิ.ย. 2024
- In this video, I'll show you the exact step-by-step process for paying your restaurant check with a credit or debit card at a US restaurant. I'll also explain why there are 3 different receipts that you'll receive.
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DISCLAIMER:
The information and opinions within this content are for information purposes only. Guidance is based on personal interpretations and in no way, represents legal or financial advice.
Chapters:
0:00 How to pay at a restaurant with a card
0:24 Getting your check
1:02 Itemized bill
1:36 Credit card receipt
2:22 When to leave
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As a person who stresses over the small things, I cannot even begin to say how much awkwardness and stress with has saved me. Thank you so much.
I am so glad I could help. Is there anything else money related that you would like to see a video about? I am always open to ideas!
Glad I'm not the only one
holy moly same. thank you so much!!!
Im 29 and i feel so adult now i can confidently go out and not feel like an idiot. Thank you
It makes me anxious
😂 me too
I'm going out with my bestfriend for my 16th birthday in less than a week and omg- It's 4:30 in the morning and I was over here stressed about not knowing how to use a card at a restaurant and couldn't sleep. This helped SO MUCH with understanding because my dad is horrible at explaining and just made me even more confused😂
I'm so glad I could help! Happy birthday!
@@SmartFamilyMoney Thank you!
As a 16 year old I had to pay a hotel restaurant bill by myself and I remembered this video so I did it step by step on the spot while watching this 💀
I'd suggest that letting the server know you'd like to split the check up front when ordering - instead of at the end - might be easier for the server.
That is a good point! It is easier if you start that way.
This video helped me so much. Had a super embarrassing moment due to not knowing how to pay the bill, so got home and immediately looked this up. Huge help. Thank you and God bless you ❤
I'm so glad I could help! I hope you have a stress free dinner at a restaurant soon.
@@SmartFamilyMoney Thank You! : )
Thank you so much for this vid it helps with anxiety so much, im meeting my girlfriends parents at a hibachi restaurant in about a weeks time almost 12 hours away from home so im definitely anxious
It’s so confusing at some restaurants with the folder
You explained it great,thanks.
Parents wont teach me so i have to look this up 😂
Glad I could help!
Thank you for this detailed explanation, it will help us during our first trip to the US next week!
Keep in mind that recently merchants and restaurants are charging around 3% for using a credit . But also be aware that they are not very well trained and we'll also try and charge you 3% for using a debit card which is actually illegal. You can look this up by searching Google for laws and rules on paying with charge and paying with debit. If they try to charge you 3% for using your debit card which is actually considered cash, I would ask to speak to the manager because they can fix this for you where you don't have to pay extra. Money is very precious these days and we don't want to spend more than we need to.
I haven't run into restaurants doing that here in Ohio, but I have heard this is becoming more common. Good advice.
Girl I’m in the role of ur daughter rn thank you so much 😭
Thank you for helping me explain this to my teenage son.
Happy to help!
This helped me a lot thank you very much
You're welcome!
How can you be sure that they will not write somewhere the details of your credit card and later on use it for fraudulent purchases?
Maybe It is based in trust of good people. Who will be back to scammer restaurant?
this video is so helpful! is paying with cash the same as paying with card?
Nice video, quick question. If we write the tip after the payment was processed, how will they receive it from me?
After the server picks up the signed receipt with tip on it, they'll put it into the computer and it'll charge the tip to your card. You might see the restaurant bill amount (without tip) pending on your account, and then you'll see it process for the full amount (bill plus tip) within a day or two.
Thank you
How would you use a credit card at a store, where tip is not required? Do you always need to sign a receipt? Do we pick the method of payment, such as tap / insert / swipe? Thanks 😊
Using a debit card and credit card are basically the same so check this video out to answer your question: th-cam.com/video/4C2PGBtSZaM/w-d-xo.html
if you want to tip with cash, do you put 0.00 on the tip part and leave cash on the table with the receipt?
Yes! And make sure to write the total on the receipt. For example 20+0=20.
Hi! Am I also supposed to write the tip amount on my copy/fill it in?
It's your own copy so you can do whatever you want! I often do write the tip amount just so I can double check that it's correct on my bank statement.
Taking a girl out soon this really helped thank you
Glad I could help! Hope your date goes well!
Do debit cards work the same as credit cards? Or will they need your pin for the debit card?
They should work just like credit cards! I haven't ever been asked for a pin when paying at a restaurant with a debit card.
@@SmartFamilyMoney Thanks so much for the reply and informative video! Definitely helping my 18 year old self figure out adulthood lol
@@Elicorn11 glad to help! Are there any other videos you would like to see? I am looking for ideas!
@@SmartFamilyMoney I'm new to your channel so I'll definitely have to give all your videos a watch. Hope more people are able to discover these really helpful videos!
@@SmartFamilyMoney I was asked for PIN. European VISA credit card. I believe all charges requires PIN so I don't know if they actually got their tip
But after you write the tip if you leave it and go how he would get the tip?
When the server comes back to collect the receipt, they'll enter it into the computer and it'll get charged to your card. If you look at your bank, you might see the original total as a pending charge but when it clears your bank it'll be the total amount (total plus tip).
@@SmartFamilyMoney thank you so much for the information
can you review Current Banking it’s a debit card for teens
I'll take a look at it!
I’m actually about to for my friends birthday, but the part I’m having trouble with is the tax when it’s required in the bill. Do you have to add it or is it already with the total given?
Leave a generous tip
Absolutely! Tip your servers well!
Excuse me can you do a video on Amazon cash
Sure! I will work on that!
Amazon Cash video is up! Thanks for the suggestion! th-cam.com/video/70F1-BCC8SI/w-d-xo.html
So in America the cards don’t have any passcode number or anything? They just take the card and use it?
What if it is stolen, what if there isn’t enough money on your account?
Correct most of the time a PIN number is not used. If there's not enough money, the charge won't go through (unless you have overdraft protection). If your card is stolen, you should notify your bank right away to turn it off to prevent charges.
@@SmartFamilyMoney interesting, but you could eat as much as you want and later claim that it was stolen? 😅 just curious, we don’t have systems like this. We pay with our credit card but they have security codes
@@SmartFamilyMoney thanks for your content by the way 🌺❤️🙏
@behnazrad3710 yeah feels wild how US is decade+ behind on the transition to chip/EMV & forgoes the security of PIN entirely except for debit card transactions. And if the debit card is run through credit card mode, no pin is needed either.. Reporting the meal as stolen would probably not work too well vs card issuer fraud detection, would need to be a swipe only restaurant/no chip/tap/nfc unless you use chip and don't do anymore transactions and immediately report as lost/stolen (EMV/chip as an internal transaction step counter so a valid transaction trail sort of like a blockchain, 1:valid 2:valid 3:invalid 4:valid - 3)invalid is a false dispute claim if 4 is valid), any security camera footage pulled would catch you so couldn't have those either. A restaurant you don't frequent, and restaurant bills not being something you have a history of disputing. And you'd need to get your card re-issued, is it worth the hassle & legal risk? Wish they'd bam swipe already, magnetic stripe so easily stolen & cloned hence insane amounts of card fraud in the US.
i feel embarrassed to be here even tho im 13. Cause me and friends go out alot.
thank you for this
Just i have one point on your videos, you are so hurry and very fast in speaking , can you please slow down a bit with many thanks for your efforts.