How I Saved Money in AMERICA with Low Income I My True Story -Santosh Bharti
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- เผยแพร่เมื่อ 7 ก.ค. 2024
- My Real Story: How I Saved Money in AMERICA with Less Salary or low income I Santosh Bharti
00:00 Introduction to How to Save Money in USA with low income
01:25 Who am I?
02:24 Why I am making this video
04:02 My Postdoc Research Salary in USA & and Take Home Salary after tax
05:35 How to Save Money in Housing/Rental Home in USA?
13:01 Calculate the cost of living & place as per your family Need
15:17 How to save money with Car & Car Insurance
17:12 Family Health Insurance Cost
17:52 Food habits Save a lot of Money
20:30 Saving money with haircut
22:34 Coffee & Snacks time at work
23:18 Reality of Low income NRI & Take-Home Message
24:32 Share the Room/apartment to save money in USA
26:37 Budgeting and Setting short & long-term Financial Goal in beginning
27:31 Saving or Earning money with childcare & daycare
29:12 This is how I saved money in America with low income
29:33 THANK YOU!
My Second Bharti Family Vlog Channel
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Standard saying:
MONEY SAVED IS MONEY EARNED.
I am a normal middle class person, have 2 children. I had set a target that I will save atleast 25 % of whatever I earn.
I was able to give both of them good education in India & abroad. One is studying PHD from Johns Hopkins University, another studying MEng in Germany.
Hopefully both will be able to establish themselves.
Saving is must.
What a great story
Dear Dr. Bharti, I will soon join as postdoc in US. Your videos are really informative and useful. The way you talk seems like a teacher is teaching his students ❤
Welcome
Sir very well explained.
Really enjoyed.
Thanks for sharing ☺️
Thanks for the information Santosh Ji, This could help me plan for PostDoc in US.
In Finland the room rent is cheaper compared to US , we could manage all the expenses within 2000€ for a family with a child. Here, Child education/daycare is free. Insurance is quite cheap (Nearly 320€ per person), and car expenses are same as in US. Food expenses are sometimes costlier than US.
Thank for telling details about Finland
Excellent advisable video. U r so much real .I m at C A and regularly watching ur family video.👍
nice information, thanks Santosh
very nice and informative video ..
fantastic
Really informative videos
Very knowledgeable video sir thanks for video
You are true person. Keep it up.
Intersting video Thanksgiving
Please make a video how to do PhD physics from USA.
Definitely Nice video for those who are to move in USA.
India ke liye bhi thik hai.. metro in india are almost like USA
Information video 👍
Good Information sir ji.
very good 😊 program
Well explained sir ...me bhe post doc ky liye USA Jana chauge PhD ky bhad..apki videos bhot seekhnay ko Mila Hy 👍
सहीबात
Santosh ji
Good evening.
Being indian my thinking is also like you. Beti jo UCSF join kar rahi h. Waha bhi housing ki problem aa rahi h but UCSF housing mil rahi h. Two bed room apartment me, ek room ke 1250 dene pad rahe h. Extremely costly for new postdoc. Very useful information. God bless.
Always welcome sir
You have good personality. Looks smart in this dress code.
सिर्फ अमेरिका में नहीं भारत में भी हम ऐसे ही सेव्हींग कर सकते हैं....घर के संस्कार अच्छे हो तो......संस्कृती समजते है तो.....
Namaste from M.P.
👍
Really motivating tq for sharing ....can pls make vedio on stock market? How to make money from it?
In future
👍👍
👌👌👌👍👍
I think you forgot to mention on important point......look for city or state which is cheaper. Give example of my room mate, he had two offers, 75k from California, 54k in Kansas City. First he thought he would take the California offer, but when he went looking for apartment, he found even with sharing he needs to pay 1700 USD if wants to stay close to the University. Even though he was very much interested in California offer, he just could not afford living there on postdoc salary. So for postdoc on tight budget, target mid west cities.
very true
ऐसा ही लुक रखा करिये सर
Dear Santosh, many thanks for the video. Just one question: the first two years are federal tax free as an Indian J1 scholar, right?
yes if they leave within 2 year.. if you stay more you have to pay back all
section 212(e two-section 212(e two-year rule) to f1ar rule
It's rule mention my visa page please help me
How did you return after 5 years as you were j1 holder , did you spend 2 years in India ?
Very nice my friend
ful support
ilike video
love it❤️🙏
what is your age sir...? if I stay 5 years in Hospitality Industry then how much can I save and come to india for a single person..please ans sir
hard to save
Sir $2600 back in 2012 was not low. I am getting $2700 per month in 2022. That's how I called the Low wage here is on J-1 visa.
In 2012, laborer have some value now it’s nothing not even respect 😂hahahahah you should get close to 3500-3800 as per current norms in first 2 year
@@SantoshBharti yeah that’s why I am getting less amount on J1 visa in most expensive state California
Sir ye bataye Ki Kya Jo Jo kaam post doc vale kar sakte Hai vo kaam Kya PhD vale kar sakte Hai ya nahi
PhD/postdoc are almost same.. little brother and big brother
If salary is 65k to 80k per year, to manageable hoga kya? With wife and 2 children?
Depends where you live..
Postdoc meye keyse chance milega. My subject Human Resource Management
If you have done PhD you should know where to search.. I have no idea of HR
ये लुक गजब है
Karodimal india is best....
lakhimal aisa nahi hai... India bigger cities are more costly than USA
संतोष भाई us से इंडिया पैसे भेजना है तो उसपर टॅक्स कितना लगता है.
no tax.. because we already pay tax here on that money